SERVICE FEE SCHEDULE Effective February 1, 2015 Member Account Fees Current New Account closure within 6 months 50.00 Account transfer to another Credit Union 0.00 Account transfer to another institution 50.00 Package Account Monthly Fees (Service restrictions may apply) Power Chequing Account 7.50 7.50 Premier Chequing Account 12.95 12.95 Golden Chequing Account (Seniors 60+) None None Maximizer Chequing Account* 12.95 12.95 USD Chequing Account None None Power Plan 24 Savings Account 7.50 7.50 Power Plus Chequing Account 24.95 24.95 Plan 24 Savings Account None None Headstart Savings Account None None Kosmiks Kids Savings Account None None Campus Plan Student Account None None * Maximizer Chequing Accounts are no longer available. Deposit Account Service Fees Account inquiries by phone, fax, email Account maintenance, per month 2.00 2.00 ATM withdrawal at Canadian Credit Union DING FREE - $0 DING FREE - $0 ATM withdrawal at Non CU Canadian ATM 1.50 3.00 ATM withdrawal at foreign ATM 3.00 Bank Confirmation 3 Bank draft CDN 7.00 US 7.50 All Currencies 7.50
Bill payment, each Over counter 1.50 Trace fee 1.50 Charge back of returned cheques Cheque printing Cheque processing.75 1.00 Cheque processing, US Funds 1.00 USD 1.00 USD Cheque processing, savings account Cheque processing, un-encoded or rejected item Coin wrappers, per box 17.00 Collection items (In or Out) 20.00 20.00 Deposit books Small 3.00 Large 6.00 3.00 6.00 Diarized actions, standing order 4.00 Dormant account maintenance, per year 36.00 50.00 Duplicate statement, per page 3.00 Funds transfer To another credit union To other FI or out of province CU Out of country 3 Hold funds BC credit union Out of province credit union 3 Internet banking, per month FREE FREE MemberCard Direct Payment transactions.50.75 Money orders, Canadian 7.50 NSF Cheque 37.50 40.00 Paper Statement by Mail (per month) N/A 2.00 Stop payment Branch 12.50 Online If account NSF 12.50 Telephone banking, per month FREE FREE Transfer funds Phone request System cover overdraft 2.00 No instruction 7.50 Traveller's Cheques, purchase 1% 1% Unauthorized overdraft, per item Withdrawals, Savings; 2 free then 1.50 1.50 Withdrawals, Chequing.75 1.00 Withdrawals, U.S. account 1.00 USD 1.00 USD
US funds drawn on CDN account CAD CAD Safekeeping Service Fees Deposit box rental 1.5" X 5" per year 3 2.5" X 5" per year 4 5" X 5" per year 6 2.5" X 10" per year 6 5" X 10" per year 120.00 10" X 10" per year 17 10" X 15.5" per year 220.00 3 4 6 6 120.00 17 220.00 Lost key replacement, with spare Lost key replacement, no spare Depository or Bag Depository or Bag 4 4 Night deposit bag rental, per year 40.00 40.00 Night deposit bag Additional bags Disposable per 100 Safety Deposit Box Drilling 2014 ESTIMATED FEES (subject to change) : Next Available Emergency Drilling (Tues-Fri) Emergency Drilling (Sat overtime) Drilling cost + Lock & Key Replacement + RCU Admin Fee $172 + $25 + $25 = $225 $340 + $25 + $25 = $390 $470 + $25 + $25 = $520 2 390.00 520.00 Special Service Fees Account reconciliation, per hour 30.00 30.00 Account research, per hour (Minimum 1 hour) 3 3 Cheque copies, each Fax service, outgoing, first page Outgoing, first page 3.00 Subsequent pages, each 1.00 MemberCard Replacement (Chip Card) Standard Personalized 7.00 RRSP Transfer (T2033) Other CU 50.00 Other 100.00 3.00 1.00 50.00 100.00 Special account information letter Non Profit Organization Accounts
Account maintenance, per month FREE FREE Cheque printing Cheque processing FREE FREE Paper Statement by Mail FREE 2.00 Commercial Accounts Account maintenance, per month 8.00 8.00 Cheque processing.75 1.00 Deposits FREE FREE Paper Statement by Mail FREE 2.00 Commercial Loans Annual review of credit < $25,000 Minimum Annual review of credit > $25,000 Minimum 50.00 Appraisals Professional Realtor s Opinion RCU in house 150.00 150.00 Authorized signatory, seal affixed 50.00 50.00 Bank confirmation 3 Credit application 1% of loan, 1% of loan, Interest statement letter 20.00 Letter of credit, 1% of face value, 1% of face value, Letter of opinion, equipment Late payment, manual transfer Line of credit, change of limit 3 50.00 Line of Credit Standby Fee ¼% of unused portion of LOC ¼% of unused portion of LOC
Mortgage payout documentation 17 17 Mortgage re-advance 100.00 100.00 Mortgage renewal 100.00 100.00 Overdrafts authorized excess Minimum 100.00 Minimum 100.00 Overdrafts unauthorized, per item + 21% Payment alteration/suspension PPSA, Registration Per Year PPSA, Lien Search PPSA, Substitution of Security 100.00 100.00 Title Search Consumer Loans Appraisals Professional Realtor s opinion RCU in house 150.00 CMHC processing Basic 7 EMILI 16 Full service 23 150.00 7 16 23 Construction mortgage, application fee 1% of loan 1% of loan Documentation fee, loans < $7500 150.00 150.00 Duplicate certificate of title Annual loan renewal 7 7 Interest statement/letter 20.00 Late payment, manual transfer Line of Credit, change of limit 3 50.00 Mortgage payout documentation 17 17 Mortgage re-advance 100.00 100.00 Mortgage renewal 7 7 Mortgage transfer-out 150.00 150.00 Payment alteration/suspension PPSA Registration per year Lien search Substitution of security 100.00 100.00 Title search