Factsheet October 2014
INDEX Title Baroda Pioneer Growth Fund Pg 4 Baroda Pioneer ELSS 96 Pg 5 Baroda Pioneer PSU Equity Fund Pg 6 Baroda Pioneer Infrastructure Fund Pg 7 Baroda Pioneer Balance Fund Pg 8 Baroda Pioneer Banking and Financial Services Fund Pg 9 Baroda Pioneer Monthly Income Plan (MIP) Fund Pg 10 Baroda Pioneer Income Fund Pg 11 Baroda Pioneer Gilt Fund Pg 12 Baroda Pioneer Short Term Bond Fund Pg 13 Baroda Pioneer Public Sector Undertaking (PSU) Bond Fund Pg 14 Baroda Pioneer Treasury Advantage Fund Pg 15 Baroda Pioneer Liquid Fund Pg 16 Baroda Pioneer Dynamic Bond Fund Pg 17 Investment Performance Pg 18
Baroda Pioneer Growth Fund An Open Ended Growth Scheme Capital appreciation over long term Investment predominantly in equity and equity related instruments. High risk (BROWN) To generate long term Capital appreciation from an actively managed portfolio of equity & equity related instruments. An Open Ended Growth Scheme Date of Allotment September 12, 2003 Fund Manager Mr. Dipak Acharya # Benchmark CNX 100* Average AUM () 253.03 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- Option 1% if redeemed on or before 365 days from the date of allotment, if redeemed after 365 days from the date of allotment of units The Scheme(s) offer: A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Payout; 2. Reinvestment (default sub-option in case no option specified by investor) C. Bonus Option 1000/month - 6 Installments, 1500/quarter - 4 Installments, RISk PROFILE 31 OCTOBER 2014 Standard deviation 18.88 Sharpe 0.42 Beta 1.03 Portfolio Turnover (last 12 months) 1.79 Growth 73.5800 Dividend 36.2300 Growth 75.0400 Dividend 36.9400 EQUITY & EQUITY RELATED HDFC Bank Banks 5.81% Infosys Software 4.40% Larsen & Toubro Construction Project 4.19% ICICI Bank Banks 3.97% Tata Consultancy Services Software 3.78% Tech Mahindra Software 3.01% The Federal Bank Banks 2.93% Amara Raja Batteries Auto Ancillaries 2.84% Maruti Suzuki India Auto 2.78% Divi's Laboratories Pharmaceuticals 2.72% Motherson Sumi Systems Reliance Industries Auto Ancillaries 2.59% Petroleum 2.54% Tata Motors Auto 2.52% IndusInd Bank Banks 2.48% Alstom T&D India Industrial Capital 2.44% Eicher Motors Auto 2.31% Yes Bank Banks 2.23% Container Corporation of India Crompton Greaves Mahindra & Mahindra Engineers India Transportation 2.20% Industrial Capital 2.18% Auto 2.03% Construction Project 1.97% Bosch Auto Ancillaries 1.89% Bata India Consumer 1.84% HCL Technologies Software 1.80% LIC Housing Finance Finance 1.57% Sun Pharmaceuticals Industries Pharmaceuticals 1.53% Torrent Power Power 1.49% Tata Communications Kotak Mahindra Bank GlaxoSmithKline Consumer Healthcare Telecom - Services 1.46% Banks 1.46% 1.44% Wipro Software 1.43% Hindalco Industries Non - Ferrous Metals 1.42% The Ramco Cements Cement 1.39% Oil & Natural Gas Corporation Oil 1.32% Shree Cements Cement 1.32% Hindustan Zinc Non - Ferrous Metals 1.30% Oriental Bank of Commerce Banks 1.24% Axis Bank Banks 1.19% Bharat Forge Industrial Bharti Airtel Telecom - Services 1.18% 1.16% Britannia Industries Bharat Petroleum Corporation D.B.Corp ITC Cummins India Carborundum Universal Castrol India Petroleum Media & Entertainment Industrial Industrial Petroleum Shemaroo Entertainment Ltd Media & Entertainment 1.11% 1.05% 1.03% 1.03% 0.93% 0.84% 0.30% 0.30% Suncity Synthetics * Retailing 0.02% Total 95.96% PREFERENCE SHARES Zee Entertainment Enterprises - Preference shares Media & Entertainment 0.07% Total 0.07% CBLO / Reverse Repo Investments 2.43% Total 2.43% Net Receivable/Payable 1.54% Total 1.54% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. **Thinly traded/non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines. TOP SECTORS # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 18-21 *For Disclaimer please refer page no 21 4
Baroda Pioneer ELSS 96 An Open Ended Tax Benefit - Cum - Growth Scheme Capital growth over long term Investment predominantly in equity and equity-related securities High risk (BROWN) The main objective of the scheme is to provide the investor long term capital growth as also tax benefit under section 80C of the Income Tax Act, 1961. An Open Ended Tax Benefit- Cum-Growth Scheme Date of Allotment March 31, 1996 Fund Manager Mr. Dipak Acharya # Benchmark S&P BSE SENSEX Average AUM () 33.71 Crs (Jul-Sep 2014) Minimum Investment 500/- & in multiples of 1/- Option The Scheme(s) offer: Divided Payout Option Bonus Option 1000/month - 6 Installments 1500/quarter - 4 Installments RISk PROFILE 31 OCTOBER 2014 Standard deviation 18.61 Sharpe 0.55 Beta 1.07 Portfolio Turnover (last 12 months) 2.14 Dividend 31.6700 Bonus 34.4500 Dividend 32.3900 Bonus 35.4800 EQUITY & EQUITY RELATED HDFC Bank Banks 5.63% Infosys Software 4.89% ICICI Bank Banks 4.15% Larsen & Toubro Maruti Suzuki India Construction Project 3.55% Auto 3.13% Tech Mahindra Software 3.04% Motherson Sumi Systems Auto Ancillaries 2.82% The Federal Bank Banks 2.67% Crompton Greaves 2.53% Divi's Laboratories Pharmaceuticals 2.52% Alstom T&D India 2.52% IndusInd Bank Banks 2.51% Eicher Motors Auto 2.40% FAG Bearings India Industrial 2.31% Tata Motors Auto 2.30% Tata Consultancy Services Hindalco Industries Software 2.24% Non - Ferrous Metals 2.20% Karur Vysya Bank Banks 2.19% Engineers India Container Corporation of India Construction Project 2.19% Transportation 2.18% State Bank of India Banks 2.18% Reliance Industries Mahindra & Mahindra Britannia Industries Bata India Petroleum 2.15% Auto 2.10% Consumer 2.05% 2.05% Yes Bank Banks 2.02% Astral Poly Technik Industrial 1.79% HCL Technologies Software 1.73% Wipro Software 1.51% WABCO India Auto Ancillaries 1.47% LIC Housing Finance Finance 1.46% Bharti Airtel Telecom - Services 1.39% UltraTech Cement Cement 1.37% The South Indian Bank Banks 1.30% Axis Bank Banks 1.30% Indraprastha Gas Gas 1.29% Sun Pharmaceuticals Industries Colgate Palmolive (India) Jain Irrigation Systems Oil & Natural Gas Corporation Pharmaceuticals 1.13% 1.13% Industrial 1.10% Oil 1.09% Marico Blue Star Consumer 1.04% 0.91% Arvind Textile 0.60% Castrol India Petroleum 0.55% Tata Chemicals Chemicals 0.55% Tata Communications Shemaroo Entertainment Ltd Telecom - Services 0.54% Media & Entertainment 0.32% Total 94.09% PREFERENCE SHARES Zee Entertainment Enterprises - Preference shares Media & Entertainment 0.02% Total 0.02% CBLO / Reverse Repo Investments 1.71% Total 1.71% Net Receivable/Payable 4.18% Total 4.18% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. TOP SECTORS # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 18-21 5
Baroda Pioneer PSU Equity Fund An Open Ended Equity Scheme Growth in capital along with the liquidity over long term Investment predominantly in equity stocks of domestic Public Sector Undertakings. High risk (BROWN) The primary investment objective of the Scheme is to provide investors wit opportunities for long term growth in capital along with the liquidity of an open ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings. An Open Ended Equity Scheme Date of Allotment December 4, 2010 Fund Manager Mr. Dipak Acharya # Benchmark S&P BSE PSU Index Average AUM () 55.66 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- Option 1.00% if redeemed on or before 365 days from the date of allotment of units, if redeemed after 365 days from the date of allotment of units The Scheme(s) offer: A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Payout; 2. Reinvestment (default sub-option in case no option specified by investor) C. Bonus Option 1000/month - 6 Installments, 1500/quarter - 4 Installments, RISk PROFILE 31 OCTOBER 2014 Standard deviation 27.22 Sharpe -0.07 Beta 0.97 Portfolio Turnover (last 12 months) 2.14 Growth 9.0000 Dividend 9.0000 Growth 9.1300 Dividend 9.1300 EQUITY & EQUITY RELATED % to Net State Bank of India Banks 10.62% Oil & Natural Gas Corporation Coal India Oil 8.52% Minerals/ Mining 8.13% Oil India Oil 5.81% NMDC Engineers India Container Corporation of India Indian Oil Corporation Bharat Electronics Mangalore Refinery and Petrochemicals Minerals/ Mining Construction Project 5.62% 5.08% Transportation 4.94% Petroleum Industrial Capital Petroleum 4.66% 3.43% 2.96% GAIL (India) Gas 2.90% BEML Power Grid Corporation of India National Aluminium Company Power Finance Corporation Industrial Capital 2.85% Power 2.66% Non - Ferrous Metals 2.62% Finance 2.32% NHPC Power 2.26% Dredging Corporation of India Engineering Services 2.03% Indian Bank Banks 1.98% Hindustan Petroleum Corporation Rural Electrification Corporation Petroleum 1.94% Finance 1.66% Oriental Bank of Commerce Banks 1.56% Syndicate Bank Banks 1.50% Shipping Corporation Of India Bharat Petroleum Corporation Transportation 1.45% Petroleum 1.32% NTPC Power 1.10% IDBI Bank Banks 0.97% United Bank of India Banks 0.93% Punjab National Bank Banks 0.85% SJVN Power 0.22% Total 92.89% CBLO / Reverse Repo Investments 12.44% Total 12.44% Net Receivable/Payable -5.33% Total -5.33% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. TOP SECTORS # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 18-21 6
Baroda Pioneer Infrastructure Fund An Open Ended Equity Scheme Capital appreciation over long term Investment predominantly in equity and equity-related securities of companies engaged in infrastructure and infrastructurerelated sectors. High risk (BROWN) The primary investment objective of the Scheme will be to generate long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in infrastructure and infrastructure related sectors. Date of Allotment June 22, 2010 An Open Ended Equity Scheme Fund Manager Mr. Dipak Acharya # Benchmark CNX Infra* Average AUM () 30.16 Crs (Jul-Sep 2014) Minimum Investment Option 5,000/- & in multiples of 1/- 1.00% if redeemed on or before 365 days from the date of allotment of units, if redeemed after 365 days from the date of allotment of units The Scheme(s) offer: A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Payout; 2. Reinvestment (default sub-option in case no option specified by investor) C. Bonus Option 1000/month - 6 Installments 1500/quarter - 4 Installments RISk PROFILE 31 OCTOBER 2014 Standard deviation 25.92 Sharpe 0.17 Beta 1.27 Portfolio Turnover (last 12 months) 2.76 Growth 11.3400 Dividend 11.3400 Growth 11.4900 Dividend 11.4900 EQUITY & EQUITY RELATED Larsen & Toubro Construction Project 9.91% Bharti Airtel Telecom - Services 5.16% NCC Sadbhav Engineering Hindalco Industries Engineers India Construction Project Construction Project Non - Ferrous Metals Construction Project Crompton Greaves Tata Power Company 4.56% 4.55% 4.24% 3.97% 3.36% Power 3.34% CESC Power 3.29% Jain Irrigation Systems Industrial 3.23% FAG Bearings India Industrial 3.03% UltraTech Cement Cement 2.89% IRB Infrastructure Developers GMR Infrastructure Adani Ports and Special Economic Zone Construction 2.86% Construction Project 2.80% Transportation 2.77% Indraprastha Gas Gas 2.58% Alstom T&D India Power Grid Corporation of India Simplex Infrastructures 2.43% Power 2.36% Construction 2.27% Ashok Leyland Auto 2.26% Siemens Bharat Electronics 2.12% 2.02% Petronet LNG Gas 1.94% Idea Cellular Telecom - Services 1.84% Jk Lakshmi Cement Cement 1.78% Astral Poly Technik Industrial 1.65% Astra Microwave Telecom - Equipment & Accessories 1.65% Ambuja Cements Cement 1.47% Gujarat Industries Power Company Limted Power 1.15% Gujarat Pipavav Port Transportation 1.07% IDFC Finance 1.01% Carborundum Universal Alstom India Gujarat Gas Company Industrial 0.93% 0.90% Gas 0.78% KSB Pumps Industrial 0.78% Honeywell Automation India Castrol India Petroleum 0.67% 0.67% SJVN Power 0.39% Total 94.68% CBLO / Reverse Repo Investments 2.50% Total 2.50% Net Receivable/Payable 2.82% Total 2.82% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. TOP SECTORS # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 18-21 *For Disclaimer please refer page no 21 7
Baroda Pioneer Balance Fund An Open Ended Balanced Scheme This product is suitable for investors who are seeking* Capital appreciation along with stability over long term Investment predominantly in equity and equity related instruments with balance exposure to money market instruments and debt securities. Medium risk (YELLOW) * Investors should consult their financial advisers if in doubt about Note: Risk may be represented as: (BLUE) investors understand that their principal will be at low risk, (YELLOW) investors understand that their principal will be at medium risk, (BROWN) investors understand that their principal will be at high risk. The scheme is targeted for long-term capital appreciation along with stability through a well balanced portfolio comprising of equity,equity related instruments, money market instrument and debt securities. An Open Ended Balanced Scheme Date of Allotment September 12, 2003 Fund Manager Mr. Dipak Acharya # Benchmark CRISIL Balance Fund Index Average AUM () 25.40 Crs (Jul-Sep 2014) Minimum Investment Option 5,000/- & in multiples of 1/- 1% if redeemed on or before 365 days from the date of allotment, if redeemed after 365 days from the date of allotment of units The Scheme(s) offer: A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Payout; 2. Reinvestment (default sub-option in case no option specified by investor) C. Bonus Option 1000/month - 6 months, 1500/quarter - 4 quarters RISk PROFILE 31 OCTOBER 2014 Standard deviation 14.44 Sharpe 0.42 Beta 0.86 Portfolio Turnover (last 12 months) 3.56 Growth 41.2000 Dividend 34.0600 Bonus 41.2000 Growth 41.7900 Dividend 34.5100 % to Net EQUITY & EQUITY RELATED Infosys Software 4.51% ITC 4.45% ICICI Bank Banks 4.42% HDFC Bank Banks 4.15% Housing Development Finance Corporation Finance 3.79% Reliance Industries Petroleum 3.60% Tata Consultancy Services Software 3.02% Larsen & Toubro Construction Project 2.96% Tata Motors Auto 2.11% State Bank of India Banks 1.83% Sun Pharmaceuticals Industries Pharmaceuticals 1.72% Mahindra & Mahindra Auto 1.65% Axis Bank Banks 1.61% Oil & Natural Gas Corporation Oil 1.59% Kotak Mahindra Bank Banks 1.30% Bharti Airtel Telecom - Services 1.29% Hindustan Unilever 1.14% Tech Mahindra Software 1.12% HCL Technologies Software 1.07% Maruti Suzuki India Auto 0.96% Dr. Reddy's Laboratories Pharmaceuticals 0.88% Wipro Software 0.81% Hero MotoCorp Auto 0.80% UltraTech Cement Cement 0.77% Bajaj Auto Auto 0.77% Hindalco Industries Non - Ferrous Metals 0.74% Cipla Pharmaceuticals 0.74% Lupin Pharmaceuticals 0.72% Tata Steel Ferrous Metals 0.71% Power Grid Corporation of India Power 0.70% IndusInd Bank Banks 0.68% NTPC Power 0.68% Sesa Sterlite Minerals/Mining 0.66% Asian Paints 0.65% GAIL (India) Gas 0.54% Coal India Minerals/Mining 0.53% Bharat Heavy Electricals 0.51% Grasim Industries Cement 0.49% Britannia Industries 0.47% IDFC Finance 0.45% Zee Entertainment Enterprises Media & Entertainment 0.41% Bharat Petroleum Corporation Petroleum 0.41% Ambuja Cements Cement 0.38% Bank of Baroda Banks 0.38% Tata Power Company Power 0.37% Cairn India Oil 0.35% Bata India Consumer 0.34% Motherson Sumi Systems Auto Ancillaries 0.32% ACC Cement 0.31% Punjab National Bank Banks 0.30% NMDC Minerals/Mining 0.30% Crompton Greaves 0.29% Jain Irrigation Systems Industrial 0.28% Blue Star Consumer 0.26% Eicher Motors Auto 0.25% Berger Paints (I) 0.23% Bosch Auto Ancillaries 0.23% Tata Motors Auto 0.23% The South Indian Bank Banks 0.22% Yes Bank Banks 0.22% FAG Bearings India Industrial 0.22% PVR Media & Entertainment 0.20% The Federal Bank Banks 0.19% % to Net Engineers India Construction Project 0.18% Alstom T&D India 0.17% Cadila Healthcare Pharmaceuticals 0.14% Astral Poly Technik Industrial 0.13% Jindal Steel & Power Ferrous Metals 0.13% KSB Pumps Industrial 0.12% DLF Construction 0.12% Bharat Electronics 0.12% Marico 0.12% WABCO India Auto Ancillaries 0.10% Shemaroo Entertainment Ltd Media & Entertainment 0.09% Castrol India Petroleum 0.08% Tata Chemicals Chemicals 0.08% Tata Communications Telecom - Services 0.08% Total 69.94% MONEY MARkET INSTRUMENT CENTRAL GOVERNMENT SECURITIES 8.60% CGL 2028 SOV 12.37% 8.40% CGL 2024 SOV 7.96% 8.24% CGL 2027 SOV 0.49% 8.28% CGL 2027 SOV 0.04% Total 20.86% BONDS & NCDs Nabha Power CRISIL AAA 1.05% India Infoline Housing Finance Ltd CRISIL AA- 0.36% Power Grid Corporation of India CRISIL AAA 0.19% Total 1.60% CBLO / Reverse Repo Investments 19.14% Total 19.14% Net Receivable/Payable -11.54% Total -11.54% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. **Thinly traded/non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines. TOP SECTORS # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 18-21 8
Baroda Pioneer Banking and Financial Services Fund An Open Ended Sectoral Scheme Capital appreciation over long term Investment predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector High risk (BROWN) The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector. An Open Ended Sectoral Scheme Date of Allotment June 22, 2012 Fund Manager Mr. Dipak Acharya # Benchmark CNX Bank Index * Average AUM () 42.02 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- - 1.00% if redeemed on or before 365 days from the date of allotment of units, if redeemed after 365 days from the date of allotment EQUITY & EQUITY RELATED ICICI Bank Banks 23.69% HDFC Bank Banks 21.28% State Bank of India Banks 12.36% Axis Bank Banks 8.61% Kotak Mahindra Bank Banks 6.26% Yes Bank Banks 3.64% The South Indian Bank Banks 3.63% Karur Vysya Bank Banks 3.06% IndusInd Bank Banks 3.03% Oriental Bank of Commerce Banks 2.24% Credit Analysis And Research Finance 2.00% Indian Bank Banks 1.87% The Federal Bank Banks 1.86% City Union Bank Banks 1.44% Bajaj Finance Finance 1.22% Syndicate Bank Banks 1.06% Punjab National Bank Banks 0.87% Total 98.12% CBLO / Reverse Repo Investments 4.14% Total 4.14% Net Receivable/Payable -2.26% Total -2.26% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. TOP SECTORS Option The Scheme(s) offer: A. Growth Option (default option in case no option specified by investor); B. Dividend Option 1. Payout; 2. Reinvestment (default sub-option in case no option specified by investor) C. Bonus Option 1000/month - 6 Installments 1500/quarter - 4 Installments, RISk PROFILE 31 OCTOBER 2014 Standard deviation - Sharpe - Beta 0.98 Portfolio Turnover (last 12 months) 2.53 Growth 15.0000 Dividend 13.9500 Bonus 15.0000 Growth 15.2100 Dividend 14.1500 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 18-21 *For Disclaimer please refer page no 21 9
Baroda Pioneer Monthly Income Plan (MIP) Fund An Open Ended Income Scheme with no assured returns. (Monthly income is not assured and is subject to the availability of distributable surplus.) Regular Income and capital appreciation over medium term with providing liquidity Investment in debt and money market instruments and in equity and equity related instruments. Medium risk (YELLOW) To generate regular income through investment in debt and money market instruments and also to generate longterm capital appreciation by investing a portion in equity and equity related instruments. An Open Ended Income Scheme with no assured returns. Date of Allotment September 08, 2004 Fund Manager Ms. Hetal Shah # Benchmark CRISIL MIP Blended Index Average AUM () 14.34 Crs (Jul-Sep 2014) Minimum Investment Options 5,000/- & in multiples of 1.000/- 1% if redeemed on or before 365 days from the date of allotment. if redeemed after 365 days from the date of allotment Growth Monthly Dividend 1. Payout 2. Reinvestment Quarterly Dividend 1. Payout 2. Reinvestment Bonus Option 1000/month - 6 Installments, 1500/quarter - 4 Installments, Growth 17.5720 Dividend - Monthly 12.9676 Dividend - Quarterly 12.8132 Growth 17.8172 Dividend - Quarterly 12.7987 CHARACTERISTIC Average Maturity (Days) 1336.41 Modified Duration (Years) 2.29 YTM (%) 9.67 EQUITY & EQUITY RELATED Non - Ferrous Hindalco Industries Metals 1.15% ICICI Bank Banks 0.92% Mahindra & Mahindra Auto 0.86% Berger Paints (I) 0.75% Axis Bank Banks 0.72% Britannia Industries 0.72% Jain Irrigation Systems Industrial 0.64% Engineers India Construction Project 0.64% Karur Vysya Bank Banks 0.62% TVS Motor Company Auto 0.61% Bata India Consumer 0.60% Sun Pharmaceuticals Pharmaceuticals 0.60% Industries The South Indian Bank Banks 0.59% Shemaroo Entertainment Media & 0.58% Ltd Entertainment Oriental Bank of Commerce Banks 0.54% Kotak Mahindra Bank Banks 0.53% Bosch Auto Ancillaries 0.53% Motherson Sumi Systems Auto Ancillaries 0.49% Tata Consultancy Services Software 0.49% Yes Bank Banks 0.48% FAG Bearings India Industrial 0.44% Marico 0.44% HDFC Bank Banks 0.43% Crompton Greaves 0.40% Tata Chemicals Chemicals 0.38% Container Corporation of India Transportation 0.38% Tata Motors Auto 0.38% UltraTech Cement Cement 0.36% Tech Mahindra Software 0.36% PVR Media & Entertainment 0.33% Cadila Healthcare Pharmaceuticals 0.33% BEML 0.32% Maruti Suzuki India Auto 0.28% Arvind Textile 0.28% KSB Pumps Industrial 0.25% Astral Poly Technik Industrial 0.24% Castrol India Petroleum 0.19% Tata Communications Telecom - Services 0.19% WABCO India Auto Ancillaries 0.17% Alstom India 0.12% Total 19.33% MONEY MARkET INSTRUMENT Certificate of Deposit** Corporation Bank CRISIL A1+ 6.84% Punjab National Bank CARE A1+ 6.84% Corporation Bank CARE A1+ 4.68% Oriental Bank of Commerce CARE A1+ 0.46% IndusInd Bank CARE A1+ 0.46% Total 19.28% CENTRAL GOVERNMENT SECURITIES 8.60% CGL 2028 SOV 11.97% 9.47% SDL 2024 SOV 4.96% 8.24% CGL 2027 SOV 2.32% Total 19.25% BONDS & NCDs Nabha Power CRISIL AAA 10.42% India Infoline Housing Finance Ltd CRISIL AA- 8.70% India Infoline Finance ICRA AA 5.70% Rural Electrification Corporation CRISIL AAA 4.75% Power Grid Corporation of India CRISIL AAA 2.35% Total 31.92% CBLO / Reverse Repo Investments 9.11% Total 9.11% Net Receivable/Payable 1.11% Total 1.11% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. **Thinly traded/non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines. RATING PROFILE INSTRUMENTS # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 18-21 10
Baroda Pioneer Income Fund An Open Ended Income Scheme Regular Income over long term Investment predominantly in good quality Fixed Income Securities by maintaining a balance between Risk & Return. Low risk (BLUE) To generate regular income by investing in a portfolio of good quality Fixed Income Securities by maintaining a balance between Risk & Return. Date of Allotment March 21, 2002 Fund Manager Ms. Hetal Shah # Benchmark An Open Ended Income Scheme CRISIL Composite Bond Fund Index Average AUM () 20.75 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- Options 1% if redeemed on or before 365 days from the date of allotment. if redeemed after 365 days from the date of allotment Growth Dividend 1.Payout 2.Reinvestment Bonus Option 1000/month - 6 Installments, 1500/quarter - 4 Installments, MATURITY PROFILE 31 OCTOBER 2014 Below 2 year 10.80% 2 year to 5 years 9.79% 5 years and above 94.79% Growth 20.5963 Dividend 20.5963 Growth 20.9559 CHARACTERISTIC Average Maturity (Days) 4788.38 Modified Duration (Years) 5.00 YTM (%) 8.51 MONEY MARkET INSTRUMENT Certificate of Deposit** Oriental Bank of Commerce CARE A1+ 0.45% Total 0.45% CENTRAL GOVERNMENT SECURITIES 8.60% CGL 2028 SOV 34.54% 9.40% SDL 2024 SOV 9.59% 8.33% CGL 2026 SOV 6.84% 8.83% CGL 2023 SOV 3.76% 9.35% SDL 2024 SOV 3.63% 8.58% SDL 2023 SOV 3.25% 9.39% SDL 2023 SOV 2.08% Total 63.69% BONDS & NCDs IDBI Bank CRISIL AA- 13.95% India Infoline Housing Finance Ltd India Infoline Housing Finance Power Grid Corporation of India Shriram Transport Finance Company CRISIL AA- 6.12% ICRA AA 5.54% CRISIL AAA 3.67% CARE AA+ 1.38% Total 30.66% CBLO / Reverse Repo Investments 3.43% Total 3.43% Net Receivable/Payable 1.77% Total 1.77% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. **Thinly traded/non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines. RATING PROFILE INSTRUMENTS # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 18-21. 11
Baroda Pioneer Gilt Fund An Open Ended Gilt Scheme Credit risk free regular Income over long term Investment only in Government (both Central and State Government) Securities Low risk (BLUE) To generate income by investing in a portfolio of Government securities. An Open Ended Gilt Scheme Date of Allotment March 21, 2002 Fund Manager Ms. Hetal Shah # Benchmark I SEC-MI BEX Average AUM () 45.24 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- Options 1% if redeemed on or before 365 days from the date of allotment. if redeemed after 365 days from the date of allotment Growth Dividend 1.Payout 2.Reinvestment Bonus Option MONEY MARkET INSTRUMENT CENTRAL GOVERNMENT SECURITIES 8.60% CGL 2028 SOV 35.78% 9.40% SDL 2024 SOV 16.70% 8.40% CGL 2024 SOV 10.06% 9.47% SDL 2024 SOV 8.42% 8.33% CGL 2026 SOV 6.95% 8.24% CGL 2027 SOV 6.30% 9.39% SDL 2023 SOV 5.23% 8.28% CGL 2027 SOV 4.74% 8.83% CGL 2023 SOV 2.46% Total 96.64% CBLO / Reverse Repo Investments 1.21% Total 1.21% Net Receivable/Payable 2.15% Total 2.15% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. RATING PROFILE INSTRUMENTS 1000/month - 6 Installments, 1500/quarter - 4 Installments, MATURITY PROFILE 31 OCTOBER 2014 Below 10 Years 44.07% Above 10 Years 53.78% Growth 20.6098 Dividend 17.8842 Growth 21.0227 Dividend 18.1997 CHARACTERISTIC Average Maturity (Days) 4136.17 Modified Duration (Years) 6.89 YTM (%) 8.43 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 18-21. 12
Baroda Pioneer Short Term Bond Fund An Open Ended Income Scheme [ICRA] AAA mfs* Regular Income over short term Investment predominantly in Money Market Instruments (i.e. CP/CD) and Short Term Debt Market Instruments Low risk (BLUE) The objective of the Scheme is to generate income from a portfolio constituted of short term debt and money market securities. Date of Allotment June 30, 2010 An Open Ended Income Scheme Fund Manager Mr. Alok Sahoo, Ms. Hetal Shah # Benchmark CRISIL Short Term Bond Fund Index Average AUM () 8.43 Crs (Jul-Sep 2014) Minimum Investment Options 5,000/- & in multiples of 1/- 0.50% if redeemed on or before 180 days from the date of allotment. if redeemed after 180 days from the date of allotment Growth Dividend 1. Payout 2. Reinvestment Bonus Option 1000/month - 6 Installments, 1500/quarter - 4 Installments, MONEY MARkET INSTRUMENT Certificate of Deposit** Oriental Bank of Commerce CARE A1+ 1.28% Total 1.28% Commercial Paper** Simplex Infrastructures CARE A1+ 12.88% Il&Fs Transportation Networks ICRA A1 12.71% Jindal Steel & Power CRISIL A1+ 12.10% Total 37.69% BONDS & NCDs India Infoline Finance CRISIL AA- 13.32% Rural Electrification Corporation CRISIL AAA 9.79% ONGC Videsh ICRA AAA 9.03% Shriram Transport Finance Company India Infoline Housing Finance Ltd CARE AA+ 8.42% CRISIL AA- 6.63% Total 47.19% CBLO / Reverse Repo Investments 13.52% Total 13.52% Net Receivable/Payable 0.32% Total 0.32% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. **Thinly traded/non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines. RATING PROFILE INSTRUMENTS MATURITY PROFILE 31 OCTOBER 2014 Above 300 days 29.74% 180 to 300 days 12.10% Below 180 days 57.84% Growth 13.9517 Dividend 10.0532 Growth 14.0738 Dividend 10.0451 CHARACTERISTIC Average Maturity (Days) 351.66 Modified Duration (Years) 0.79 YTM (%) 9.62 *For Disclaimer please refer page no 21 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 18-21 13
Baroda Pioneer Public Sector Undertaking (PSU) Bond Fund An Open Ended Debt Scheme [ICRA] AAA mfs* Regular Income over medium term with lower risk exposure Investment predominantly in Fixed Income instruments of Public Sector Undertakings (PSUs) - banks, financial institutions & companies. Low risk (BLUE) The investment objective is to generate stable returns with lower risk by investing in Fixed Income instruments of Public Sector Undertakings (PSUs) - banks, financial institutions & companies. An Open Ended Debt Scheme Date of Allotment December 24, 2009 Fund Manager Mr. Alok Sahoo, Ms. Hetal Shah # Benchmark CRISIL Composite Bond Fund Index Average AUM () 63.91 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- Options Growth Monthly Dividend 1.Payout 2.Reinvestment Quarterly Dividend 1.Payout 2.Reinvestment Bonus Option 1000/month - 6 Installments, 1500/quarter - 4 Installments, MATURITY PROFILE 31 OCTOBER 2014 Above 700 days 32.91% 300 to 700 days 0.00% Below 300 days 62.94% MONEY MARkET INSTRUMENT Certificate of Deposit** Canara Bank CARE A1+ 20.13% Oriental Bank of Commerce CARE A1+ 10.08% Punjab National Bank CARE A1+ 7.32% Oriental Bank of Commerce CARE A1+ 3.73% Total 41.26% CENTRAL GOVERNMENT SECURITIES 8.35% CGL 2022 SOV 9.41% 8.83% CGL 2023 SOV 2.90% 8.60% SDL 2023 SOV 0.25% Total 12.56% BONDS & NCDs Rural Electrification Corporation Power Finance Corporation CRISIL AAA 14.31% CRISIL AAA 9.43% ONGC Videsh ICRA AAA 9.43% Power Grid Corporation of India Power Finance Corporation CRISIL AAA 6.04% CRISIL AAA 2.83% Total 42.04% CBLO / Reverse Repo Investments 94.71% Total 94.71% Net Receivable/Payable -90.57% Total -90.57% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. **Thinly traded/non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines. RATING PROFILE INSTRUMENTS Growth 14.3243 Dividend - Monthly 10.3359 Dividend - Quarterly 10.2492 Growth 14.3942 Dividend - Monthly 10.1185 Dividend - Quarterly 10.2554 CHARACTERISTIC Average Maturity (Days) 352.09 Modified Duration (Years) 0.74 YTM (%) 7.93 *For Disclaimer please refer page no 21 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 18-21 14
Baroda Pioneer Treasury Advantage Fund An Open Ended Debt Scheme [ICRA] A1+ mfs* Regular income over short term with maintaining a balance between returns and liquidity Investment predominantly in Money Market (i.e. CP/ CDs) and Debt Market Instruments Low risk (BLUE) The main objective of the scheme is to provide optimal returns and liquidity through a portfolio comprising of debt securities and money market instruments Date of Allotment June 24, 2009 An Open Ended Debt Scheme Fund Manager Mr. Alok Sahoo, Ms. Hetal Shah # Benchmark CRISIL Liquid Fund Index Average AUM () 931.92 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- Options Growth Daily Dividend 1.Reinvestment Weekly Dividend 2.Payout 3.Reinvestment Monthly Dividend 1.Payout 2.Reinvestment Quarterly Dividend 1.Payout 2.Reinvestment Bonus Option 1000/month - 6 Installments, 1500/quarter - 4 Installments, MATURITY PROFILE 31 OCTOBER 2014 Above 50 days 49.15% Below 50 days 51.87% CHARACTERISTIC Average Maturity (Days) 89.36 Modified Duration (Years) 0.21 YTM (%) 8.85 MONEY MARkET INSTRUMENT Certificate of Deposit** Union Bank of India CRISIL A1+ 10.80% Canara Bank CRISIL A1+ 1.75% Punjab National Bank CARE A1+ 1.37% Oriental Bank of Commerce CARE A1+ 1.37% Canara Bank CARE A1+ 0.98% Corporation Bank CRISIL A1+ 0.70% Corporation Bank CARE A1+ 0.40% Total 17.37% Commercial Paper** Sesa Sterlite CRISIL A1+ 8.97% National Bank foragriculture CRISIL A1+ 7.19% & Rural Development Shapoorji Pallonji & ICRA A1+ 7.11% Company Simplex Infrastructures CARE A1+ 3.60% India Infoline Finance Ltd ICRA A1+ 3.60% Dewan Housing Finance CRISIL A1+ 3.59% Corporation IIFL Wealth Management ICRA A1+ 3.59% L&T Fincorp CARE A1+ 3.58% Reliance Home Finance CRISIL A1+ 3.58% Reliance Capital CRISIL A1+ 3.58% Jindal Steel & Power CRISIL A1+ 3.58% Indiabulls Infrastructure CRISIL A1+ 3.58% Credit Il&Fs Transportation Networks ICRA A1 3.43% Jindal Steel & Power CRISIL A1+ 3.26% S.D Corporation Private CARE A1+ 1.76% Total 64.00% BONDS & NCDs India Infoline Finance Ltd CRISIL AA- 1.72% India Infoline Housing CRISIL AA- 1.09% Finance Ltd Shriram Transport Finance CARE AA+ 0.97% Company India Infoline Housing CRISIL AA- 0.87% Finance Ltd Power Finance Corporation CRISIL AAA 0.83% Nabha Power CRISIL AAA 0.73% Nabha Power CRISIL AAA 0.37% ONGC Videsh ICRA AAA 0.26% Cholamandalam Investment ICRA AA 0.21% And Fin. Co. Ltd Total 7.05% Fixed Deposit The South Indian Bank Unrated 2.17% Syndicate Bank Unrated 2.17% Syndicate Bank Unrated 1.81% The South Indian Bank Unrated 1.81% Bank of Nova Scotia Unrated 1.09% Total 9.05% CBLO / Reverse Repo Investments 3.55% Total 3.55% Net Receivable/Payable -1.02% Total -1.02% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. **Thinly traded/non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines. RATING PROFILE INSTRUMENTS Regular Growth 1522.5496 Dividend - Daily 1002.0730 Dividend - Weekly 1007.3797 Dividend - Monthly 1003.9527 Dividend - Quarterly 1033.8208 Growth 1534.9886 Dividend - Daily 1025.1529 Dividend - Weekly 1023.1324 Dividend - Monthly 1003.0641 Dividend - Quarterly 1012.7225 Growth 1541.3221 Dividend - Daily 1007.2220 Dividend - Weekly 1001.6121 Dividend - Monthly 1003.1944 Dividend - Quarterly 1017.9197 Effective November 01, 2012, dividends declared under the Regular Plan (which has been discontinued from October 01, 2012) will be reinvested in Baroda Pioneer Treasury Advantage Fund (earlier called Institutional Plan) *For Disclaimer please refer page no 21 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 18-21 15
Baroda Pioneer Liquid Fund An Open Ended Liquid Scheme [ICRA] A1+ mfs* Regular income over short term with high level of liquidity Investment predominantly in Money Market (i.e. CP / CDs) Instruments Low risk (BLUE) To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities. An Open Ended Liquid Scheme Date of Allotment February 5, 2009 Fund Manager Mr. Alok Sahoo, Ms. Hetal Shah # Benchmark CRISIL Liquid Fund Index Average AUM () 4934.28 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- Options Growth Daily Dividend 1.Reinvestment Weekly Dividend 2.Payout 3.Reinvestment Bonus Option 1000/month - 6 Installments, 1500/quarter - 4 Installments, MATURITY PROFILE 31 OCTOBER 2014 Above 60 days 0.00% Below 60 days 97.20% CHARACTERISTIC Average Maturity (Days) 30.47 Modified Duration (Years) 0.08 YTM (%) 8.62 MONEY MARkET INSTRUMENT Certificate of Deposit** Canara Bank CRISIL A1+ 4.04% Allahabad Bank ICRA A1+ 4.04% Union Bank of India CARE A1+ 4.03% Oriental Bank of Commerce CRISIL A1+ 4.03% Canara Bank CRISIL A1+ 2.02% Axis Bank CARE A1+ 2.01% Union Bank of India CRISIL A1+ 1.01% Corporation Bank CRISIL A1+ 1.01% State Bank of Bikaner and Jaipur CRISIL A1+ 1.01% Corporation Bank CARE A1+ 0.37% Total 23.57% Commercial Paper** Steel Authority of India CARE A1+ 6.08% Nabha Power CRISIL A1+ 4.03% National Bank for Agriculture & CRISIL A1+ 4.03% Rural Development Edelweiss Commodities Services CARE A1+ 3.02% Indiabulls Infrastructure Credit CRISIL A1+ 3.01% Century Textiles & Industries CARE A1+ 2.53% India Infoline Finance ICRA A1+ 2.03% Nirma CRISIL A1+ 2.02% Chambal Fertilisers And Chemicals CRISIL A1+ 2.02% Reliance Capital CRISIL A1+ 2.02% India Infoline Finance ICRA A1+ 2.02% Ptc India Financial Services CRISIL A1+ 2.02% Motilal Oswal Financial Services CRISIL A1+ 2.02% National Bank for Agriculture & CRISIL A1+ 2.02% Rural Development Arvind CARE A1+ 2.01% Simplex Infrastructures CARE A1+ 1.99% Nirma CRISIL A1+ 1.21% Tata Housing Development CARE A1+ 1.01% Company Housing Development Finance CRISIL A1+ 1.01% Corporation Jindal Steel & Power CRISIL A1+ 1.01% Indiabulls Housing Finance CRISIL A1+ 0.10% Total 47.21% Treasury Bill TBILL 91 DAY Dec 2014 SOV 1.28% Total 1.28% Fixed Deposit IndusInd Bank Unrated 4.07% Karur Vysya Bank Unrated 3.05% Corporation Bank Unrated 3.05% Syndicate Bank Unrated 2.44% Corporation Bank Unrated 1.53% The South Indian Bank Unrated 0.20% Total 14.34% CBLO / Reverse Repo Investments 13.43% Total 13.43% Net Receivable/Payable 0.17% Total 0.17% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. **Thinly traded/non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines. RATING PROFILE INSTRUMENTS Regular Growth 2325.8326 Dividend 1992.6864 Dividend - Daily 1006.0600 Growth 1547.0243 Dividend - Daily 1001.1191 Dividend - Weekly 1001.0478 Dividend - Monthly - Growth 1549.1333 Dividend - Daily 1001.1191 Dividend - Weekly 1125.1859 Bonus 1549.3964 Effective November 01, 2012, dividends declared under the Regular Plan (which has been discontinued from October 01, 2012) will be reinvested in Baroda Pioneer Liquid Fund (earlier called Institutional Plan) *For Disclaimer please refer page no 21 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 18-21 16
Baroda Pioneer Dynamic Bond Fund An Open Ended Income Scheme Regular Income over medium term with providing liquidity Investment in medium to long term corporate bonds and / or government securities and manage the portfolio dynamically through different interest rate cycles Low risk (BLUE) The investment objective of the scheme is to generate returns with liquidity by managing the portfolio dynamically through interest rate cycles. Date of Allotment June 30, 2012 An Open Ended Income Scheme Fund Manager Mr. Alok Sahoo, Ms. Hetal Shah # Benchmark CRISIL Composite Bond Fund Index Average AUM () 39.50 Crs (Jul-Sep 2014) Minimum Investment 5,000/- & in multiples of 1/- 0.50% if redeemed within 3 months from the date of allotment of units, if redeemed after 3 months from the date of allotment of units MONEY MARkET INSTRUMENT CENTRAL GOVERNMENT SECURITIES 8.60% CGL 2028 SOV 33.25% 9.72% SDL 2023 SOV 15.82% 9.47% SDL 2024 SOV 15.65% 8.40% CGL 2024 SOV 13.46% 8.28% CGL 2027 SOV 7.35% 8.83% CGL 2023 SOV 4.57% Total 90.10% BONDS & NCDs IDBI Bank CRISIL AA- 6.02% Total 6.02% CBLO / Reverse Repo Investments 25.48% Total 25.48% Net Receivable/Payable -21.60% Total -21.60% All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND. **Thinly traded/non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines. RATING PROFILE INSTRUMENTS Options Growth Dividend 1. Payout 2. Reinvestment Bonus Option 1000/month - 6 Installments, 1500/quarter - 4 Installments, MATURITY PROFILE 31 OCTOBER 2014 Above 5 years 96.11% 2 to 5 years 0.00% Below 2 Years 3.88% Growth 12.1807 Dividend 10.9946 Growth 12.4483 Dividend 11.2458 CHARACTERISTIC Average Maturity (Days) 3661.24 Modified Duration (Years) 5.10 YTM (%) 8.07 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 18-21 17
Investment Performance Funds Managed by Mr. Dipak Acharya Date Of Inception: 12/09/2003 Sept 2013 - Sept 2012- Sept 2011 - Nav Per Unit () 46.55 48.18 44.12 10.00 Baroda Pioneer Growth Fund (in %)^ 49.80-3.38 9.20 19.20 CNX 100 (Scheme Benchmark) (in %) 40.63 0.68 14.89 17.65 CNX Nifty (Standard Benchmark) (in %) $ 38.87 0.56 15.38 17.24 10,000, if invested in BPGF, would have become NA NA NA 69730 10,000, if invested in CNX 100, would have become NA NA NA 60364 10,000, if invested in CNX Nifty, would have become NA NA NA 58048 Data is for Growth Option and the last working day of September has been considered in all cases. Inception returns are @Compounded Annualised and are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. Date Of Inception: 31/03/1996 Sept 2013 - Sept 2012- Sept 2011 - Nav Per Unit () 21.46 23.23 20.75 10.00 Baroda Pioneer ELSS 96 Fund (in %)^ 52.71-1.91 11.95 13.80 S&P BSE Sensex (Scheme Benchmark) (in %) 37.41 3.29 14.03 11.19 CNX Nifty (Standard Benchmark) (in %) $ 38.87 0.56 15.38 11.20 10,000, if invested in BPELSS 96F, would have become NA NA NA 109505 10,000, if invested in S&P BSE Sensex, would have become NA NA NA 71266 10,000, if invested in CNX Nifty, would have become NA NA NA 71423 Data is for Dividend Option and the last working day of September has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing s. Inception returns are @ Compounded Annualised are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. Date Of Inception: 12/09/2003 Sept 2013 - Sept 2012- Sept 2011 - Nav Per Unit () 29.04 29.13 26.15 10.00 Baroda Pioneer Balance Fund (in %)^ 37.67-0.31 11.40 13.35 CRISIL Balanced Fund Index (Scheme Benchmark) (in %) 28.89 1.87 13.72 13.57 CNX Nifty (Standard Benchmark) (in %) $ 38.87 0.56 15.38 17.24 10,000, if invested in BPBF, would have become NA NA NA 39980 10,000, if invested in CRISIL Balanced Fund Index, would have become NA NA NA 40821 10,000, if invested in CNX Nifty, would have become NA NA NA 58048 Data is for Growth Option and the last working day of September has been considered in all cases. Inception returns are @ Compounded Annualised and are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. Date Of Inception: 22/06/2012 Sept 2013 - Sept 2012- Sept 2011 - Nav Per Unit () 8.78 10.78 NA 10.00 Baroda Pioneer Banking and Financial Services Fund - - Growth (in %)^ 55.13-18.55 NA 14.55 CNX BANK INDEX (Scheme Benchmark) (in %) 60.04-16.05 NA 20.68 CNX Nifty (Standard Benchmark) (in %) $ 38.87 0.56 NA 21.18 10,000, if invested in BPLF, would have become NA NA NA 13620 10,000, if invested in CNX BANK INDEX, would have become NA NA NA 15333 10,000, if invested in CNX Nifty, would have become NA NA NA 15478 Data is for Growth Option and the last working day of September has been considered in all cases. Inception returns are @ Compounded Annualised and are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. 18
Investment Performance Funds Managed by Mr. Dipak Acharya Date Of Inception: 22/06/2010 Sept 2013 - Sept 2012- Sept 2011 - Nav Per Unit () 6.63 7.85 7.73 10.00 Baroda Pioneer Infrastructure Fund (in %)^ 59.58-15.54 1.55 1.33 CNX Infra (Scheme Benchmark) (in %) 41.45-15.45-2.43-2.54 CNX Nifty (Standard Benchmark) (in %) $ 38.87 0.56 15.38 9.91 10,000, if invested in BPIF, would have become NA NA NA 10580 10,000, if invested in CNX Infra, would have become NA NA NA 8959 10,000, if invested in CNX Nifty, would have become NA NA NA 14981 Data is for Growth Option and the last working day of September has been considered in all cases. @ Inception returns are Compounded Annualised and are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. Date Of Inception: 04-10-2010 Sept 2013 - Sept 2012- Sept 2011 - Nav Per Unit () 5.62 7.40 7.50 10.00 Baroda Pioneer PSU Equity Fund (in %)^ 50.18-24.05-1.33-4.16 S&P BSE PSU (Scheme Benchmark) (in %) 42.90-26.56 0.16-7.28 CNX Nifty (Standard Benchmark) (in %) $ 38.87 0.56 15.38 6.65 10,000, if invested in BPPSUEF, would have become NA NA NA 8440 10,000, if invested in S&P BSE PSU, would have become NA NA NA 7394 10,000, if invested in CNX Nifty, would have become NA NA NA 12931 Data is for Growth Option and the last working day of September has been considered in all cases. @ Inception returns are Compounded Annualised and are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. Funds Managed by Mr. Alok Sahoo, Ms Hetal Shah Date Of Inception: 24/12/2009 Sept 2013 - Sept 2012- Sept 2011 - Nav Per Unit () 13.06 12.15 11.01 10.00 Baroda Pioneer PSU Bond Fund (in %)^ 8.51 7.48 10.27 7.58 CRISIL Composite Bond Fund Index (Scheme Benchmark) (in %) 11.61 3.49 9.53 7.13 CRISIL 10 Year Gilt Index (Standard Benchmark) (in %) $ 6.85 2.45 8.03 4.57 10,000, if invested in BPPSUBF, would have become NA NA NA 14167 10,000, if invested in CRISIL Composite Bond Fund Index, would have become NA NA NA 13890 10,000, if invested in CRISIL 10 Year Gilt Index, would have become NA NA NA 12376 Data is for Growth Option and the last working day of September has been considered in all cases. @ Inception returns are Compounded Annualised and are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. Date Of Inception: 30/06/2010 Sept 2013 - Sept 2012- Sept 2011 - Nav Per Unit () 12.61 11.72 10.76 10.00 Baroda Pioneer Short Term Bond Fund (in %)^ 9.78 7.66 8.94 7.95 CRISIL Short Term Bond Fund Index (Scheme Benchmark) (in %) 10.12 7.78 9.21 8.18 CRISIL 10 Year Gilt Index (Standard Benchmark) (in %) $ 6.85 2.45 8.03 4.77 10,000, if invested in BPSTBF, would have become NA NA NA 13846 10,000, if invested in CRISIL Short Term Bond Fund Index, would have become NA NA NA 13974 10,000, if invested in CRISIL 10 Year Gilt Index, would have become NA NA NA 12192 Data is for Growth Option and the last working day of September has been considered in all cases. @ Inception returns are Compounded Annualised and are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. 19
Investment Performance Funds Managed by Mr. Alok Sahoo, Ms. Hetal Shah Date Of Inception: 05/02/2009 Sept 2013 - Sept 2012- Sept 2011 - Nav Per Unit () 1403.81 1288.64 1172.42 1000.00 Baroda Pioneer Liquid Fund (in %)^ 9.40 8.94 9.91 7.89 CRISIL Liquid Fund Index (Scheme Benchmark) (in %) 9.49 8.54 8.72 7.37 CRISIL 1 year T-Bill (Standard Benchmark) (in%) $ 8.35 5.65 8.18 5.58 10,000, if invested in BPLF, would have become NA NA NA 15358 10,000, if invested in CRISIL Liquid Fund Index, would have become NA NA NA 14948 10,000, if invested in CRISIL 1 year T-Bill, would have become NA NA NA 13595 Data is for Growth Option and the last working day of September has been considered in all cases. @ Inception returns are Compounded Annualised and are calculated on the basis of 1000 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. Date Of Inception: 24/06/2009 Sept 2013 - Sept 2012- Sept 2011 - Nav Per Unit () 1389.41 1274.72 1157.08 1000.00 Baroda Pioneer Treasury Advantage Fund (in %)^ 9.66 9.00 10.17 8.32 CRISIL Liquid Fund Index (Scheme Benchmark) (in %) 9.49 8.59 8.67 7.43 CRISIL 1 year T-Bill (Standard Benchmark) (in %) $ 8.35 5.70 8.14 5.73 10,000, if invested in BPTAF, would have become NA NA NA 15236 10,000, if invested in CRISIL Liquid Fund Index, would have become NA NA NA 14587 10,000, if invested CRISIL 1 year T-Bill, would have become NA NA NA 13413 Data is for Growth Option and the last working day of September has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing s. @ Inception returns are Compounded Annualised and are calculated on the basis of 1000 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. Date of Inception: 22/06/2012 Sept 2013 - Sept 2012- Sept 2011 - Nav Per Unit () 10.86 10.26 NA 10.00 Baroda Pioneer Dynamic Bond Fund (in %)^ 9.10 5.88 NA 7.83 CRISIL Composite Bond Fund Index (Scheme Benchmark) (in %) 11.61 3.49 NA 7.83 CRISIL 1 year T-Bill (Standard Benchmark) (in %) $ 8.35 5.70 NA 7.14 10,000, if invested in BPDBF, would have become NA NA NA 11870 10,000, if invested in CRISIL Composite Bond Fund Index, would have become NA NA NA 11870 10,000, if invested CRISIL 1 year T-Bill, would have become NA NA NA 11698 Data is for Growth Option and the last working day of September has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing s. @ Inception returns are Compounded Annualised and are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. Funds Managed by Ms. Hetal Shah Date Of Inception: 08/09/2004 Sept 2013 - Sept 2012- Sept 2011 - Nav Per Unit () 14.81 14.29 13.30 10.00 Baroda Pioneer Monthly Income Plan (MIP) Fund (in %)^* 16.05 3.61 7.44 5.53 CRISIL MIP Blended Index (Scheme Benchmark) (in %) 15.45 3.22 10.38 8.15 CRISIL 10 Year Gilt Index (Standard Benchmark) (in %) $ 6.85 2.45 8.03 4.93 10,000, if invested in BPMIPF, would have become NA NA NA 17185 10,000, if invested in CRISIL MIP Blended Index, would have become NA NA NA 22003 10,000, if invested in CRISIL 10 Year Gilt Index, would have become NA NA NA 16227 Data is for Growth Option and the last working day of September has been considered in all cases. @ Inception returns are Compounded Annualised and are calculated on the basis of 10 invested at inception. & Absolute Returns, $ Standard benchmark as prescribed by SEBI for comparison purposes. Returns on 10,000 are point-to-point returns for the specific time period, invested at the start of the period. *Monthly income is not assured and is subject to the availability of distributable surplus. 20