Huie Carter Group at Morgan Stanley A Team You Can Trust
425 W. Capitol Avenue Suite 3650, Little Rock, AR 72201 501-377-3373 / MAIN 800-755-3326 / TOLL-FREE 501-377-3381 / FAX http://fa.morganstanleyindividual.c om/huiecartergroup casey.huie@morganstanley.com lindsay.carter@morganstanley.com
Managing wealth involves far more than managing an investment portfolio. It begins with developing a holistic, comprehensive understanding of who you are and the financial forces at work in your life. It means helping you understand and respond effectively to these forces. And, of course, it means helping you invest your assets in a way that reflects the realities of your life and the uniqueness of your long term goals. As Financial Advisors, we are committed to building a relationship of trust in which we can work closely with you to help you define your objectives, explore alternatives and choose the financial and investment strategies that are most appropriate for you. As our relationship evolves, we hope you will come to regard us as a valued resource and professionals who can help you make a more informed decision on any financial issue. Our most important goal: to help you achieve your objectives, providing guidance that helps your wealth do more for you. HUIE CARTER GROUP 3
Meet the Professionals 4 MORGAN STANLEY
Casey Huie Senior Portfolio Manager Vice President - Wealth Management Financial Advisor Casey Huie began his career with Morgan Stanley in 1986. He welcomed his daughter and partner, Lindsay Carter in 2006 and forged the Huie Carter Group. Together as a Team, the Huie Carter Group takes a holistic apprach to portfolio management and planning. With a focus on providing objective-based planning, they are able to ensure that each client's experience is highly personalized. Casey is married and has two children. His hobbies include playing trombone in his band, going to offroad events, working on his antinque Toyota Landcruiser, spending time with his family and the occasional golf game. Lindsay Carter Portfolio Manager Financial Advisor Lindsay Carter began her career at Morgan Stanley in 2006 when she partnered with her father. The Huie Carter Group offers a dynamic set of competencies, both in portfolio management and objective-based planning. By focusing on the individual needs of their clients, they are able to craft a customized solution for each relationship. Lindsay is married and has two children. She enjoys running, travelling and participating in a book club. HUIE CARTER GROUP 5
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Our Consultative Process Charting a prudent course to financial independence requires a well-conceived, personalized plan with defined long-term goals. Our wealth advisory consultative process can help you design a cohesive plan for the future that includes: 2 Analysis and recommendation 1 Discovery Before our first meeting, we suggest that you take a fresh inventory of your wealth, including where each asset is located and what it is worth. At that meeting, we will begin by exploring many questions to try to capture what matters most to you and fully understand what you want to accomplish with your wealth. We will talk about you, the kind of lifestyle you enjoy, what worries you and what you are passionate about. Our conversation will also explore your values, key relationships, total assets, preferred manner of communication, as well as identify the other professional advisors with whom you work. That way, our team can help you determine how all the facets of your financial situation could dovetail effectively. Based on our discussion, the team will analyze your personal and financial information, including liabilities, and assess risks and identify potential threats to your financial health. We will present you with a personalized plan that can help address your income and cash flow needs, borrowing requirements, asset protection, retirement planning, wealth transfer, philanthropy and other areas beyond investment management. By taking the additional time to carefully review these topics, we hope to make you comfortable with proposed investment strategies and service providers before implementing your wealth plan. 3 Implementation After you have approved your wealth plan, we will work closely with you to implement it, bringing an objective 8 MORGAN STANLEY
approach, and paying special attention to how the various parts of your plan can affect, enhance and integrate with each other. Wherever appropriate, we will suggest seeking additional, in-depth advice on particularly complex issues we have identified, including family dynamics, estate planning, lending, tax planning strategies and more. Whatever approach we decide on, the team will help you keep your investments on track. 4 Reviewing objectives We believe that ongoing communication is a vital component of our ongoing relationship, and we are committed to keeping abreast of your changing financial needs. Your financial documents provide the foundation for regular meetings, and the team will review your portfolio at your request and whenever you feel that your circumstances have changed. We will then seek to make certain that your assets are positioned according to your evolving needs. If necessary, we will suggest adjustments to your strategy to address changes in your circumstances or your objectives. 9
Thank you for taking the time to get to know the Huie Carter Group. Please give us a call so we can explore the many ways our Team can help secure a more successful financial life for you and your family. We look forward to hearing from you... 10 MORGAN STANLEY
Morgan Stanley Financial Advisors do not provide tax or legal advice. This material was not intended or written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters. Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please contact us to understand these differences. appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking-related products and services. Unless otherwise specifically disclosed to you in writing, investments and services offered through Morgan Stanley are not insured by the FDIC, are not deposits or other obligations of, or guaranteed by, banks and involve investment risks, including possible loss of principal amount invested. Asset allocation and diversification do not guarantee a profit or protect against loss. Morgan Stanley Smith Barney LLC is a registered brokerdealer, not a bank. Where 2012 Morgan Stanley Smith Barney LLC. Member SIPC. 867730 10/2012 CRC 562416 AR Insurance Lice # 288480