Schedule of Charges with effective from 5 th March 2018 (05-03-2018) Charges related to account variants Monthly Average Balance requirements Fees for Nonmaintenance of Average monthly Balance Primary Debit Card type Rupay Classic Rupay Classic Rupay Classic, On request for s above 10 years only Rupay Classic Primary Debit Card issuance Fee (1 st year) Primary Debit Card issuance Fee (2 nd Year onwards) Rs. 100 Rs. 100 Joint Debit Card Type Rupay Classic Rupay Classic Rupay Classic Rupay Classic Joint Debit Card issuance Fee (1 st year) Joint Debit Card issuance Fee (2 nd Year onwards) Reissue of Lost/ Damaged ATM Card Rs. 100 Rs. 100 Rs.100 Rs. 100 Rs. 100 Rs.100 Rs. 150 Number of ATM transaction (own bank) 4 across including Unlimited Unlimited Unlimited 1
branch Number of (other bank) 4 across including branch 6 6 6 beyond limit (own bank) (Financial and Non-Financial) beyond limit (other bank) (Financial) beyond limit (other bank) (non- Financial) Rs. 20 Rs. 20 Rs. 20 Rs. 10 Rs. 10 Rs. 10 Cash withdrawal at POS Debit Card Limits (Daily) 1% of the transaction 1% of the transaction 1% of the transaction PoS Terminals- Rs. E- commerce PoS Terminals- Rs. E-commerce PoS Terminals- Rs. E-commerce PoS Terminals- Rs. E-commerce PIN generation For paper PIN First time- Succeeding- Rs. 75 Green PIN For paper PIN First time- Succeeding- Rs. 75 Green PIN For paper PIN First time- Succeeding- Rs. 75 Green PIN Cheque book Fees 25 Leaves Cheque book 10 Leaves Cheque book Rs. 50 25 leaves book per year Additional book 25 Leaves Cheque book- 10 Leaves Cheque book 25 leaves book 2
Rs. 75 Rs. 50 Inward Cheque return for insufficient funds Inward Cheque return for others technical reasons Outward Cheque return Rs. 150 Rs. 150 Rs. 150 Rs. 150 Passbook Stop payment instructions per Stop payment instructions series Replacement for Lost Passbook Rs. 150 Rs. 150 nil Rs. 75 Rs. 75 Rs. 75 Physical statement Monthly: 20/- per month Quarterly: 25/- per quarter Half yearly: 30/- per half year Yearly: 35/- per year Monthly: 20/- per month Quarterly: 25/- per quarter Half yearly: 30/- per half year Yearly: 35/- per year Monthly: 20/- per month Quarterly: 25/- per quarter Half yearly: 30/- per half year Yearly: 35/- per year Duplicate/ Ad-hoc physical statement E-Statement Facility Cash Withdrawal limit (branch) Up to Rs. 10,000/- per month across 4 across including branch Unlimited Unlimited Unlimited Issue of DD 3 5000 Rs. 100
Issuance of duplicate DD/PO Cancellation of DD Revalidation of DD Issue of DD - HDFC DD Rs. 10 Rs. 10 5000 Rs. 100 Issuance of duplicate HDFC DD/PO Cancellation of HDFC DD Revalidation of HDFC DD SMS alert facility Standing instructions (Excluding loans and RD) Rs. 50 Rs. 50 Rs. 50 Charges for standing instruction rejection/ failure NIL instance instance instance IMPS inward/ outward Outward Upto Rs. 10,000-nil Outward Upto Rs. 100,000- Rs. 1 lac to 2 lac Outward Upto Rs. 100,000- Rs. 5 Rs. 1 lac to 2 lac Rs. 15 Outward Upto Rs. 100,000- Rs. 5 Rs. 1 lac to 2 lac Rs. 15 Outward Upto Rs. 100,000- Rs. 5 Rs. 1 lac to 2 lac Rs. 15 NEFT inward/ outward Inward- Upto Rs.10,000- Inward- Upto Rs.10,000- Inward- Upto Rs.10,000- Rs. Inward- Upto Rs.10,000- Rs. Inward- Upto Rs.10,000- Rs. 4
Rs. nil Rs.- 2.50 2.50 2.50 Lakh- Lakh- Rs. 5 Lakh- Rs. 5 Lakh- Rs. 5 1Lakh- 2Lakhs- 1Lakh-2Lakhs- Rs. 15 1Lakh-2Lakhs- Rs. 15 1Lakh-2Lakhs- Rs. 15 Above 2 lakhs Above 2 lakhs Rs. 25 Above 2 lakhs Rs. 25 Above 2 lakhs Rs. 25 RTGS inward/ outward Inward- NIL Inward- NIL Inward- NIL Rs.2Lakh- 5Lakh- Rs. 25 Rs.2Lakh- 5Lakh- Rs. 25 Rs.2Lakh- 5Lakh- Rs. 25 Rs.5 Lakhs & above- Rs.50 Rs.5 Lakhs & above- Rs.50 Rs.5 Lakhs & above- Rs.50 CH debit CH debit return CH credit CH credit return CH mandate Photo / signature attestation Address confirmation Rs. 100 Rs. 100 Rs.100 Rs. 50 Rs. 50 Rs. 50 Rs. 50 Rs. 50 Rs. 50 Rs. 50 Rs. 50 Rs. 50 closure Activation of inoperative account *All the above are exclusive of goods and service tax (GST) 5
Schedule of Charges with effective from 1st September 2018 (01-09-2018) Monthly Average Balance requirements Fees for Non- maintenance of Average monthly Balance Primary Debit Card issuance Fee (1st year) Primary Debit Card issuance Fee (2nd Year onwards) Joint Debit Card issuance Fee (1st year) Joint Debit Card issuance Fee (2nd Year onwards) Reissue of Lost/ Damaged ATM Card Number of ATM transaction (own bank) Number of ATM transactions (other bank) beyond limit (own bank) (Financial and Non-Financial) beyond limit (other bank) (Financial) beyond limit (other bank) (non- Financial) Cash withdrawal at POS PIN generation Cheque book Fees Additional book Inward Cheque return for insufficient funds Inward Cheque return for others technical reasons Outward Cheque return Passbook Stop payment instructions per Stop payment instructions series Replacement for Lost Passbook Physical statement Duplicate/ Ad-hoc physical statement E-Statement Facility Corporate Salary Rs.100 Unlimited 6 Rs.20 Rs.10 1% of the transaction For paper PIN First time- Succeeding- Green PIN 25 leaves book at the time of account opening 25 leaves book 10 Leaves Cheque book- Rs.50 Rs.50 per Rs.50 Monthly:20/- per month Quarterly: 25/- per quarter Half yearly: 30/- per half year Yearly:35/- per year Rs.50 6
Cash Withdrawal limit (branch) Issue of DD Issuance of duplicate DD/PO Cancellation of DD Revalidation of DD Issue of DD - HDFC DD Issuance of duplicate HDFC DD/PO Cancellation of HDFC DD Revalidation of HDFC DD SMS alert facility Standing instructions (Excluding loans and RD) Charges for standing instruction rejection/failure IMPS inward/ outward NEFT inward/ outward RTGS inward/ outward CH debit CH debit return CH credit CH credit return CH mandate Photo / signature attestation Address confirmation closure Activation of inoperative account Corporate Salary Unlimited Rs.50 per instance Outward:- Upto Rs.200,000- Inward- Outward:- Upto Rs.10,000- Rs.2.50 Lakh- Rs.5 1Lakh-2Lakhs- Rs.15 Above 2 lakhs- Rs.25 Inward- NIL Outward:- Rs.2Lakh- 5Lakh- Rs.25 Rs.5 Lakhs & above- Rs.50 Rs.200 Rs.50 *All the above are exclusive of goods and service tax (GST) 7