Period Ending: 30-Jun-2018 31-Mar-2018 31-Dec-2017 30-Sep-2017 Pool Summary Outstanding Balance (AUD) 1,870,533,655 1,724,103,195 1,900,741,017 1,766,565,555 Number of Loans 89,246 81,429 84,833 76,577 Weighted Average Rate (%) 8.08% 8.09% 8.09% 8.06% Average Loan Balance (Net Investment) (AUD) 20,959 21,173 22,406 23,069 Maximum Loan Balance (Net Investment) (AUD) 233,176 240,889 248,518 258,984 Maximum Remaining Contract Term (Months) 78.00 71.03 73.99 75.17 Weighted Average Contract Term (Months) 62.69 62.34 62.07 61.32 Weighted Average Term To Maturity (Months) 38.68 38.68 41.28 42.31 Weighted Average Seasoning (Months) 24.01 23.66 20.79 19.01 Weighted Average Balloon / Residual (%) 7.85% 7.57% 7.43% 7.57% Delinquencies * 31-60 days 773 706 598 460 18,293,894 17,464,932 15,470,518 12,838,046 0.98% 1.01% 0.81% 0.73% 61-90 days 334 251 266 200 7,990,014 6,230,672 6,812,921 5,332,629 0.43% 0.36% 0.36% 0.30% 91 + days* 591 540 396 301 15,542,984 14,716,171 11,249,334 8,852,868 0.83% 0.85% 0.59% 0.50% Delinquencies 1,698 1,497 1,260 961 41,826,892 38,411,775 33,532,773 27,023,543 2.24% 2.23% 1.76% 1.53% Foreclosures Number of Loans at Risk 529 449 290 208 Balance Amount in at Risk (AUD) 12,998,217 11,789,223 8,175,132 6,297,840 Number of Loans in Possession 45 37 33 32 Balance Amount in Possession (AUD) 1,532,316 1,197,014 928,752 743,068 Number of Write Offs for the Month 43 27 15 19 Amount of Write Offs (AUD) for the Month 683,159 395,073 187,008 333,287 Accumulated Number of Write Offs 339 219 142 77 Accumulated Amount of Write Offs (AUD) 5,953,948 3,831,803 2,613,632 1,474,207 Prepayment Information (CPR) 1 Month CPR (%) 13.22% 11.91% 10.05% 10.77% Profile by Loan Product () Goods Mortgage (Chattel Mortgage) 27.99% 31.24% 31.10% 30.08% Consumer Finance 56.08% 55.88% 56.30% 55.63% Hire Purchase 0.16% 0.19% 0.19% 0.19% Finance Lease 15.77% 12.69% 12.41% 14.10% Profile by Industry () Agriculture, Forestry and Fishing 2.39% 2.52% 2.52% 2.53% Mining 4.05% 4.05% 4.11% 4.11% Manufacturing 4.41% 4.53% 4.54% 4.43% Electricity, Gas and Water Supply 0.92% 0.93% 0.92% 0.94% Construction 16.44% 17.36% 17.31% 16.87% Wholesale Trade 1.24% 1.28% 1.30% 1.29% Retail Trade 7.36% 7.56% 7.61% 7.44% Accommodation, Cafes and Restaurants 3.24% 3.40% 3.40% 3.27% Transport and Storage 4.82% 4.93% 4.96% 4.95% Communication Services 0.80% 0.81% 0.81% 0.78% Finance and Insurance 1.37% 1.37% 1.38% 1.38% Property and Business Services 19.10% 19.13% 19.09% 19.06% Government Administration and Defence 6.62% 5.47% 5.44% 5.75% Education 7.65% 6.98% 6.94% 7.28% Health and Community Services 13.03% 12.82% 12.81% 13.03% Cultural and Recreational Services 1.00% 1.08% 1.08% 1.09% Personal and Other Services 5.56% 5.77% 5.78% 5.80% Other 0.00% 0.01%
Period Ending: 30-Jun-2018 31-Mar-2018 31-Dec-2017 30-Sep-2017 Profile by Balance Outstanding () $0.01 - $10,000.00 5.56% 5.13% 4.22% 3.83% $10,000.01 - $20,000.00 27.05% 27.11% 24.77% 23.65% $20,000.01 - $30,000.00 28.18% 28.62% 28.45% 28.50% $30,000.01 - $40,000.00 18.43% 18.68% 19.72% 20.33% $40,000.01 - $50,000.00 10.43% 10.10% 10.97% 11.27% $50,000.01 - $60,000.00 4.90% 4.45% 5.26% 5.80% $60,000.01 - $70,000.00 1.99% 1.87% 2.29% 2.36% $70,000.01 - $80,000.00 0.96% 1.08% 1.11% 1.19% $80,000.01 - $90,000.00 0.74% 0.76% 0.79% 0.76% $90,000.01 - $100,000.00 0.51% 0.58% 0.63% 0.63% $100,000.01 - $150,000.00 0.98% 1.24% 1.33% 1.19% $150,000.01 - $200,000.00 0.21% 0.29% 0.36% 0.39% $200,000.01 - $250,000.00 0.06% 0.09% 0.10% 0.10% Profile by Seasoning () Less than 6 mths 0.00% 6 mths - 1yr 10.76% 0.78% 6.01% 8.55% 1yr - 2yrs 38.51% 55.37% 62.73% 68.38% 2yrs - 3yrs 42.09% 41.59% 31.24% 23.05% 3yrs - 4yrs 8.63% 2.26% 0.02% 0.02% 4yrs - 5yrs More Than 5yrs 0.01% 0.00% Profile by Term to Maturity () Less than 6 mths 0.59% 0.51% 0.43% 0.25% 6 mths - 1yr 1.92% 1.16% 0.85% 0.95% 1yr - 2yrs 11.50% 7.21% 5.66% 5.53% 2yrs - 3yrs 33.62% 34.45% 27.55% 22.62% 3yrs - 4yrs 28.07% 38.00% 43.08% 48.79% 4yrs - 5yrs 13.75% 9.16% 10.85% 10.63% More Than 5yrs 10.55% 9.51% 11.58% 11.23% Profile by Balloon/Residual Amount () 00.00% 68.07% 69.25% 69.89% 69.06% 00.01% - 10.00% 0.27% 0.30% 0.29% 0.30% 10.01% - 20.00% 11.09% 9.88% 9.59% 10.49% 20.01% - 30.00% 13.15% 13.57% 13.29% 13.29% 30.01% - 40.00% 6.22% 5.86% 5.75% 5.67% 40.01% - 50.00% 1.02% 1.02% 1.06% 1.06% 50.01% - 100.00% 0.18% 0.12% 0.13% 0.13% Profile by Equipment State () Australian Capital Territory 2.05% 1.78% 1.76% 1.82% New South Wales 29.00% 28.96% 28.99% 28.58% Northern Territory 0.24% 0.05% 0.06% 0.06% Queensland 27.70% 27.63% 27.46% 27.90% South Australia 8.07% 7.93% 8.00% 7.60% Tasmania 1.47% 1.73% 1.74% 1.88% Victoria 18.54% 18.66% 18.62% 18.62% Western Australia 12.93% 13.26% 13.37% 13.54% Profile by Vehicle Category () Cars/Station Wagon 74.55% 74.52% 74.69% 74.81% Hire/Travellers Cars 0.07% 0.06% 0.06% 0.06% Utes/Vans 23.12% 23.46% 23.35% 23.02% Luxury Cars 2.26% 1.96% 1.90% 2.11% Other Vehicles 0.00% Profile by Vehicle Condition () New 75.76% 75.53% 75.21% 74.86% Used 24.24% 24.47% 24.79% 25.14% Profile by Novation Type () Novated Lease 15.56% 12.47% 12.19% 13.87% Non Novated Lease 84.44% 87.53% 87.81% 86.13%
Period Ending: 30-Jun-2018 31-Mar-2018 31-Dec-2017 30-Sep-2017 Profile by Vehicle Make () Audi 0.95% 0.91% 0.93% 0.96% BMW 1.00% 0.99% 0.99% 1.05% Ford 9.75% 9.84% 9.85% 9.57% Holden 15.96% 16.40% 16.47% 16.31% Honda 3.85% 3.75% 3.75% 3.72% Hyundai 9.43% 9.24% 9.19% 9.27% Isuzu 2.74% 2.80% 2.79% 2.71% Jeep 2.70% 2.88% 2.91% 3.07% Kia 3.63% 3.36% 3.36% 3.35% Land Rover 2.41% 2.78% 2.75% 2.61% Mazda 15.45% 15.22% 15.26% 15.11% Mercedes-Benz 0.95% 0.86% 0.87% 0.91% Mitsubishi 6.17% 5.68% 5.68% 5.92% Nissan 4.34% 4.33% 4.32% 4.40% Other 3.23% 3.47% 3.47% 3.49% Porsche 0.38% 0.40% 0.40% 0.40% Range Rover 3.17% 3.75% 3.70% 3.30% Skoda 0.19% 0.14% 0.14% 0.15% Subaru 3.56% 3.33% 3.34% 3.43% Suzuki 1.63% 1.66% 1.68% 1.67% Toyota 5.70% 5.49% 5.47% 5.73% Volkswagen 2.30% 2.24% 2.24% 2.40% Volvo 0.51% 0.48% 0.44% 0.47%
Period Ending: 30-Jun-2017 31-Mar-2017 Pool Summary Outstanding Balance (AUD) Number of Loans Weighted Average Rate (%) Average Loan Balance (Net Investment) (AUD) Maximum Loan Balance (Net Investment) (AUD) Maximum Remaining Contract Term (Months) Weighted Average Contract Term (Months) Weighted Average Term To Maturity (Months) Weighted Average Seasoning (Months) Weighted Average Balloon / Residual (%) 1,930,315,919 1,808,158,533 79,381 72,234 8.06% 8.07% 24,317 25,032 272,711 270,909 78.19 78.00 61.08 61.05 45.04 47.02 16.04 14.03 7.44% 7.16% Delinquencies * 31-60 days 61-90 days 91 + days* 524 227 15,402,426 6,620,683 0.80% 0.37% 182 64 4,949,041 1,928,150 0.26% 0.11% 188 29 5,850,162 928,046 0.30% 0.05% Delinquencies 894 320 26,201,628 9,476,879 1.36% 0.52% Foreclosures Number of Loans at Risk Balance Amount in at Risk (AUD) Number of Loans in Possession Balance Amount in Possession (AUD) Number of Write Offs for the Month Amount of Write Offs (AUD) for the Month Accumulated Number of Write Offs Accumulated Amount of Write Offs (AUD) 114 7 3,697,357 316,123 25 5 790,436 118,628 7 1 207,263 2,958 13 1 270,708 2,958 Prepayment Information (CPR) 1 Month CPR (%) 10.13% 9.52% Profile by Loan Product () Goods Mortgage (Chattel Mortgage) Consumer Finance Hire Purchase Finance Lease 29.87% 30.96% 56.12% 56.75% 0.19% 0.21% 13.82% 12.08% Profile by Industry () Agriculture, Forestry and Fishing Mining Manufacturing Electricity, Gas and Water Supply Construction Wholesale Trade Retail Trade Accommodation, Cafes and Restaurants Transport and Storage Communication Services Finance and Insurance Property and Business Services Government Administration and Defence Education Health and Community Services Cultural and Recreational Services Personal and Other Services Other 2.52% 2.60% 4.15% 4.24% 4.45% 4.56% 0.96% 1.01% 16.80% 17.32% 1.29% 1.33% 7.48% 7.62% 3.27% 3.29% 4.98% 5.05% 0.78% 0.81% 1.38% 1.40% 19.07% 19.12% 5.71% 5.02% 7.22% 6.85% 13.04% 12.77% 1.10% 1.13% 5.79% 5.86% 0.01% 0.02%
Period Ending: 30-Jun-2017 31-Mar-2017 Profile by Balance Outstanding () $0.01 - $10,000.00 $10,000.01 - $20,000.00 $20,000.01 - $30,000.00 $30,000.01 - $40,000.00 $40,000.01 - $50,000.00 $50,000.01 - $60,000.00 $60,000.01 - $70,000.00 $70,000.01 - $80,000.00 $80,000.01 - $90,000.00 $90,000.01 - $100,000.00 $100,000.01 - $150,000.00 $150,000.01 - $200,000.00 $200,000.01 - $250,000.00 Profile by Seasoning () Less than 6 mths 6 mths - 1yr 1yr - 2yrs 2yrs - 3yrs 3yrs - 4yrs 4yrs - 5yrs More Than 5yrs Profile by Term to Maturity () Less than 6 mths 6 mths - 1yr 1yr - 2yrs 2yrs - 3yrs 3yrs - 4yrs 4yrs - 5yrs More Than 5yrs Profile by Balloon/Residual Amount () 00.00% 00.01% - 10.00% 10.01% - 20.00% 20.01% - 30.00% 30.01% - 40.00% 40.01% - 50.00% 50.01% - 100.00% Profile by Equipment State () Australian Capital Territory New South Wales Northern Territory Queensland South Australia Tasmania Victoria Western Australia Profile by Vehicle Category () Cars/Station Wagon Hire/Travellers Cars Utes/Vans Luxury Cars Other Vehicles Profile by Vehicle Condition () New Used Profile by Novation Type () Novated Lease Non Novated Lease 3.15% 2.80% 21.43% 20.21% 28.17% 28.20% 20.88% 21.28% 12.35% 12.80% 6.49% 6.68% 2.77% 3.02% 1.42% 1.60% 0.88% 0.85% 0.55% 0.56% 1.41% 1.50% 0.40% 0.40% 0.10% 0.10% 0.45% 0.66% 28.67% 41.07% 57.76% 55.13% 13.12% 3.14% 0.21% 0.28% 0.74% 0.39% 4.34% 3.13% 15.50% 8.54% 44.34% 44.41% 21.90% 28.74% 12.97% 14.51% 69.71% 70.92% 0.30% 0.31% 10.20% 9.48% 12.97% 12.86% 5.54% 5.11% 1.09% 1.07% 0.19% 0.25% 1.80% 1.51% 28.66% 28.21% 0.06% 0.06% 27.69% 27.93% 7.65% 7.79% 1.90% 2.08% 18.63% 18.59% 13.61% 13.83% 74.90% 74.67% 0.06% 0.07% 22.97% 23.41% 2.07% 1.85% 74.52% 74.17% 25.48% 25.83% 13.60% 11.84% 86.40% 88.16%
Period Ending: Profile by Vehicle Make () Audi BMW Ford Holden Honda Hyundai Isuzu Jeep Kia Land Rover Mazda Mercedes-Benz Mitsubishi Nissan Other Porsche Range Rover Skoda Subaru Suzuki Toyota Volkswagen Volvo 30-Jun-2017 31-Mar-2017 0.95% 0.90% 1.05% 1.00% 9.60% 9.67% 16.31% 16.43% 3.73% 3.72% 9.26% 9.11% 2.71% 2.70% 3.11% 3.28% 3.33% 3.27% 2.58% 2.62% 15.12% 15.14% 0.92% 0.87% 5.91% 5.99% 4.40% 4.43% 3.47% 3.41% 0.40% 0.40% 3.28% 3.31% 0.15% 0.14% 3.45% 3.38% 1.68% 1.69% 5.73% 5.72% 2.40% 2.38% 0.46% 0.44%