Fee Information Document Name of the account provider: Raiffeisenbank (Bulgaria) EAD Account name: Current account with contactless debit card Debit Date: 10.12.2018 Service This document informs you about the fees for using the main services linked to the payment account. It will help you to compare these fees with those of other accounts. Fees may also apply for using services linked to the account which are not listed here. Full information is available in Tariff for fees and commissions of Raiffeisenbank (Bulgaria) EAD for individual clients, Interest rates bulletin for retail clients, General terms and conditions for payment accounts and services, contactless debit cards and Raiffeisen ONLINE for private individuals, Terms and conditions concerning loan products for private individuals. A glossary of the terms used in this document is available free of charge. Fee General account services Current account with contactless debit card Debit Opening of current account: In local currency without a debit card issued in office In without a debit card issued in office Maintenance of current account Total annual fee Total annual fee 2.00 BGN 1.00 Monthly 2.00 BGN 24.00 BGN Monthly 1.20 14.40 1
Closure of current account Payments (excluding cards) account with another PSP System BISERA in an office System BISERA through online / mobile Settlement System RINGS in an office Settlement System RINGS through online/ mobile account at the same PSP accounts is the same person in an office accounts is the same person through online / mobile Between accounts of different clients in an office Between accounts of different clients through online / mobile account of the budget with another PSP System BISERA in an office System BISERA through online / mobile Settlement System RINGS in an office Settlement System RINGS through online / mobile Utility payments From a payment account in an office Note: * since 10.10.2017 From a payment account through online / mobile Credit transfer in foreign currency to a payment account with another PSP 2.50 BGN 0.80 BGN 16.00 BGN 13.00 BGN 1.00 BGN 0.40 BGN 2.50 BGN 0.80 BGN 16.00 BGN 13.00 BGN 0.25 BGN* 0.20 BGN in euro to EEA, value date SAME DAY, in an office 0.40%, min. 50, max. 500 ; + 9 in euro to EEA, value date SAME DAY, through 0.40%, min. 50, max. 500 ; + 9 online / mobile in euro to the EEA, value date TOM, in an office 0.30%, min. 30, max. 500 ; + 9 in euro to the EEA, value date TOM, through online/ 0.15%, min. 15, max. 200 ; + 9 2
mobile In to EEA, value date SPOT, in an office 0.20%, min. 17, max. 300 ; + 9 in foreign currency outside the EEA and in a 0.40%, min. 50, max. 500 ; + 9 currency other than euro to EEA, value date SAME DAY, in an office (only for transfers in and USD) other than euro to EEA, value date SAME DAY, online / mobile (only for and USD transfers) other than to EEA, Value TOM, in an office (only for transfers in and USD for transfers in a currency other than and USD only with the Bank's agreement) other than euro to EEA, value date TOM, online / mobile (only for transfers in and USD for transfers in currency other than and USD only with the Bank's agreement) other than euro to EEA, value date SPOT, in an office other than euro to EEA, value date SPOT, online / mobile Credit transfer in foreign currency to a payment account at the same PSP accounts is the same person in an office accounts is the same person through online / mobile Between accounts of different clients in an office Between accounts of different clients through online / mobile Incoming credit transfer in foreign currency 0.40%, min. 50, max. 500 ; + 9 0.30%, min. 30, max. 500 ; + 9 0.30%, min. 30, max. 500 ; + 9 0.20%, min. 17, max. 300 ; + 9 0.15%, min. 15, max. 200 ; + 9 3.00 1.50 of amounts up to 100 of amounts over 100 0.1% + 6.00, max. 90 Cards and cash Debit card maintenance fee in local currency Main card Debit 1.00 BGN/ 0.50 / 0.67 USD/ 0.40 3
Credit card maintenance fee in local currency Main card Cash withdrawal within the country of amounts in local currency in an office without pre-notice up to BGN 2,000 incl.(daily limit) of amounts in local currency in an office without pre-notice from BGN 2,000 to BGN 5,000 of amounts in national currency in an office without pre-notice over BGN 5,000 of amounts in local currency in an office with prenotice up to BGN 2,000 incl.(daily limit) of amounts in local currency in an office with prenotice over BGN 2,000 of amounts in in an office without pre-notice up to 1,000 incl. (daily limit) of amounts in in an office without pre-notice from 1,000 to 3,000 of amounts in in an office without pre-notice over 3,000 of amounts in in an office with pre-notice up to 1,000 incl. (daily limit) of amounts in in an office with pre-notice over 1,000 through POS of PSP with debit card Debit through POS of PSP with credit card through POS of other PSP with debit card Debit through POS of other PSP with credit card through ATM of PSP with debit card Debit through ATM of PSP with credit card through ATM of other PSP with debit card Debit through ATM of other PSP with credit card Cash withdrawal with debit card through ATM abroad With debit card Debit Payment with debit card Debit within the country Debit abroad 3.00 BGN per transaction daily limit, min. 5.00 BGN, max 800.00 BGN amount of the pre-notice, min 15.00 BGN, max 800.00 BGN 3.00 BGN per transaction daily limit, min. 5.00 BGN, max 800.00 BGN 2.00 per transaction 0.55% on the amount exceeding the daily limit, min 3.00, max 400.00 0.55% on the amount exceeding the amount of the pre-notice, min 10.00, max 400.00 2.00 per transaction 0.55% on the amount exceeding the daily limit, min 3.00, max 400.00 5.00 BGN +1% / 2.50 +1% / 3.34 USD +1% / 2.00 +1% 5.00 BGN +1% / 2.50 +1% / 3.34 USD +1% / 2.00 +1% 0.30 BGN/ 0.15 / 0.20 USD/ 0.12 0.98 BGN/ 0.49 / 0.65 USD/ 0.39 5.00 BGN+1% / 2.50 +1% / 3.34 USD +1% / 2.00 +1% 4
Utility payment Payment with credit card within the country abroad Utility payment Balance enquiry on payment account through ATM through ATM of PSP with debit card Debit through ATM of other PSP within the country with debit card Debit Overdrafts and related services 0.30 BGN / 0.15 / 0.20 USD / 0.12 0.30 BGN / 0.15 / 0.20 USD / 0.12 Overdraft Offer Overdraft for individual clients 1. Overdraft with collateral, pledge of future receivable - for clients receiving their salary on an account in RBBG with a Payroll contract 2. Overdraft with collateral, pledge of future receivable - clients receiving their salary on an account with RBBG with a Three party contract agreement for salary transfer 3. Overdraft with collateral, pledge of cash - with collateral of cash in BGN processing a request for an office application processing a request for online application Maintenance fee Yearly maintenance fee Renewal (extension fee of one year) changing parameters - increase of the limit - request for overdraft changes (including limit cut) Other services SIR(short-term IR according to BNB statistics) + 11.50% SIR(short-term IR according to BNB statistics) + 13.50% 3.00% added to the interest rate of the deposit used as a pledge 20.00 BGN Not applicable 10.00 BGN 20.00 BGN 50.00 BGN Information on additional services Service [brand name] Fee 5