merrill lynch wealth management the power to put plans into action

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the power to put plans into action

What would you like the power to do? BofA Merrill Lynch Global Research is research produced by BofA Securities, Inc. ( BofAS ) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. Global Wealth & Investment Management (GWIM) is a division of Bank of America Corporation. The Chief Investment Office, which provides investment strategies, due diligence, portfolio construction guidance and wealth management solutions for GWIM clients, is part of the Investment Solutions Group (ISG) of GWIM. Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. Merrill Lynch, Pierce, Fenner & Smith Incorporated (also known as MLPF&S or Merrill ) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ( BofA Corp. ). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly owned subsidiaries of BofA Corp. Investment products: Every decision you make today is meaningful to building the life you want for you and your family. No matter what your priorities are, your Merrill Lynch Wealth Management Advisor combines actionable planning and objective advice to help you turn your ambitions into action. Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value 2019 Bank of America Corporation. All rights reserved. AR3BPW4S 386315PM-0319 03/2019

What matters to you matters to us We begin with a process of discovery that helps you define your priorities and goals. This process can be as eye-opening for you as it is for us. One-on-one conversations help us get to know who you are and what you and your family want for your lives. Your dedicated advisor becomes familiar with your financial situation and what matters most to you. This allows you to have a personalized investment strategy designed specifically for you and what you want to achieve. And if you experience change or face the unexpected, your advisor can help you decide what to do or not do based on an understanding of your life.

Straightforward advice Understanding more about your goals and what you want to achieve helps us provide objective advice for what to do next. We get to know you and your family. We look at the timelines you have in mind, along with your risk tolerance and investment objectives when creating a comprehensive financial strategy customized for you. With our market and investment insights, we can provide guidance across a full range of investments. To build your strategy, we can draw from BofA Merrill Lynch Global Research and the expertise of our Chief Investment Office. You ll receive updates on how your investments are performing and what to do about them. You ll also get clear, transparent pricing information from the start. When you work with an advisor, pricing is customized for you based on your relationship. You ll understand exactly how much you re paying and what you re paying for so you re not left with questions.

Advice for whatever comes next Changes in life can require changes to your investment strategy. Whether it s a small or significant event, we don t assume what was right for you at one point is right the next. We evaluate market events through the lens of your goals and monitor your progress, helping you adjust your strategy based on new information. At the same time, we make sure you understand the pros and cons of every decision.

Integrated approach to banking and wealth management Advice can make all the difference With our full range of solutions, you can borrow and bank through Bank of America and invest through Merrill. Seeing your Bank of America banking and Merrill investing together can provide a holistic perspective that allows your advisor to craft more comprehensive wealth management strategies. At the same time, you can leverage innovative digital and mobile capabilities to stay connected to your investments and do everyday banking more easily. Investing and banking are connected, so you can view, manage, and securely transfer funds between your accounts with just one login. As a client, you may be able to qualify for the best banking rewards available from Bank of America. Enjoy real benefits and rewards on your combined Merrill investment and Bank of America bank account balances like credit card rewards and fee waivers. Traveling with a Bank of America debit card saves you international transaction fees or ATM fees. For big purchases like auto and home, you can enjoy rate reductions and relationship discounts for being a Wealth Management client. Whether defining goals, addressing change or knowing how to move forward, your Merrill Lynch Wealth Management Advisor can help you take the next step now for where you want to be. speak with a advisor today We can help ensure you have the ability to address your needs holistically rather than through a single portfolio or product.