Sub-TOI: Businessowners Co Tr Num: State Status: Closed-Placed On

SERFF Tracking Number: NGMC-128239552 State: Massachusetts Filing Company: Main Street America Assurance Company State Tracking Number: Company Tracking Number: TOI: 05.0 CMP Liability and Non-Liability Sub-TOI: 05.0002 Businessowners Product Name: Project Name/Number: Main Street America Assurance Company-Mainline Businessowners Rate, Rule and Form Filing Mainline Businessowners Rate, Rule and Form Filing/ Filing at a Glance Company: Main Street America Assurance Company Product Name: Main Street America Assurance SERFF Tr Num: NGMC-128239552 State: Massachusetts Company-Mainline Businessowners Rate, Rule and Form Filing TOI: 05.0 CMP Liability and Non-Liability SERFF Status: Closed-Placed on State Tr Num: File Sub-TOI: 05.0002 Businessowners Co Tr Num: State Status: Closed-Placed On File Filing Type: Form/Rate/Rule Reviewer(s): Daniel Smith Authors: Eileen Kuharich, Nancy Disposition Date: 04/10/2012 Murdough, Nancy Palmisano, Susan Fastenberg, Miranda Doyle, Hollie Carter, Amber May Date Submitted: 04/06/2012 Disposition Status: Placed on File Effective Date Requested (New): 09/15/2012 Effective Date (New): 09/15/2012 Effective Date Requested (Renewal): 11/15/2012 Effective Date (Renewal): 11/15/2012 General Information Project Name: Mainline Businessowners Rate, Rule and Form Filing Status of Filing in Domicile: Not Filed Project Number: Domicile Status Comments: Reference Organization: Reference Number: Reference Title: Advisory Org. Circular: Filing Status Changed: 04/10/2012 State Status Changed: 04/10/2012 Deemer Date: Created By: Susan Fastenberg Submitted By: Susan Fastenberg Corresponding Filing Tracking Number: Filing Description: Re: Main Street America Assurance Company Mainline Businessowners Rate, Rule and Form Filing MSAA NAIC Number: 311-29939 Company File Number: MSAA BOP 09-15-2012 The Main Street America Assurance Company (MSAA) is proposing to revise specific rating relativities in Section 6 of PDF Pipeline for SERFF Tracking Number NGMC-128239552 Generated 05/01/2012 09:40 AM

SERFF Tracking Number: NGMC-128239552 State: Massachusetts Filing Company: Main Street America Assurance Company State Tracking Number: Company Tracking Number: TOI: 05.0 CMP Liability and Non-Liability Sub-TOI: 05.0002 Businessowners Product Name: Main Street America Assurance Company-Mainline Businessowners Rate, Rule and Form Filing Project Name/Number: Mainline Businessowners Rate, Rule and Form Filing/ the filed manual. The overall rate impact of these changes is +1.3%. We are proposing changes to the following: Changes to Contractors Liability Rates by Class; Changes to the Businessowners (other than Contractors) rates by Program; Changes to our Amount of Insurance curves; and Changes to Garagekeepers rates. Additionally, the following revisions are being made to the MSAA rule manual: Removing edition dates of each form on MA-EX-1 for ease in maintenance; Rule A.6-Snow Plow Products-Completed Operations Hazard Coverage has been added to manual page MA-EX-5; Add new class code 99310 -Snow and Ice Removal Parking lot and driveway only (no street or road work) to manual page OC-18; Revise Rule-Limits-Liability and Medical Expenses Aggregate Limit to delete reference to BP 07 07 on manual page OC-19; and Omitting No IRPM and/or Tier Factor modification, as we are allowing IRPM credit to be reflected in our pricing on manual page OC-20. MSAA is introducing an optional endorsement BPM 3129 (07/11)-Snow Plow Products-Completed Operations Hazard Coverage, which is an independent form based on ISO form CG 22 92 (12/07), approved in ISO circular LI-GL-2007-111, filing designation number: GL-2006-OCTFR. MSAA utilizes the Declarations Page to include the Company name for all policies. The form number is BPM D 1 1207, Businessowners Common Policy Declaration, placed on file 03-01-2009 under SERFF Tracking Number NGMC- 125901133. Enclosed please find an actuarial explanatory memorandum and exhibits, a rule explanatory and exhibits, and a form explanatory and exhibit that explain the revisions in more detail. This revision is applicable to all New Business policies on or after September 15, 2012 and Renewal policies on or after November 15, 2012. Please find finished manual Rate pages: MA-RR-Index-1; MA-RR-1, MA-RR-1A, MA-RR-5 through MA-RR-20, MA-RR- 29, MA-RR-32, MA-RR-56 through MA-RR-59; Rule pages: OC-18 through OC-20, MA-EX-1 and MA-EX-5 all (09/12) edition, attached in the Rate/Rule Schedule Tab. Finished Form: BPM 3129 (07/11) is attached in the Forms Schedule Tab. State Narrative: PDF Pipeline for SERFF Tracking Number NGMC-128239552 Generated 05/01/2012 09:40 AM

SERFF Tracking Number: NGMC-128239552 State: Massachusetts Filing Company: Main Street America Assurance Company State Tracking Number: Company Tracking Number: TOI: 05.0 CMP Liability and Non-Liability Sub-TOI: 05.0002 Businessowners Product Name: Main Street America Assurance Company-Mainline Businessowners Rate, Rule and Form Filing Project Name/Number: Company and Contact Mainline Businessowners Rate, Rule and Form Filing/ Filing Contact Information Nancy Palmisano, State Filings Manager palmisan@msagroup.com 4601 Touchton Rd East 800-207-0446 [Phone] 351 [Ext] Suite 3400 904-486-7850 [FAX] Jacksonville, FL 32245 Filing Company Information Main Street America Assurance Company CoCode: 29939 State of Domicile: Florida 4601 Touchton Road East Group Code: 311 Company Type: Property and Casualty PO Box 16000, Suite 3400 Group Name: State ID Number: Jacksonville, FL 32245 FEIN Number: 02-0405443 (800) 207-0446 ext. 225[Phone] --------- Filing Fees Fee Required? Yes Fee Amount: $225.00 Retaliatory? No Fee Explanation: Florida has no retaliatory fee, therefore we use Massachusetts required filing fee. Per Company: Yes COMPANY AMOUNT DATE PROCESSED TRANSACTION # Main Street America Assurance Company $225.00 04/06/2012 57783957 State Specific 1.) All Lines: Please see the State Submissions List requirement under Supporting Documentation.: Acknowledge Completion 2.) Property/Casualty: Please see the Policy Endorsement List requirement under Supporting Documentation.: Acknowledge Completion 3.) Property/Casualty: Please see Comment C.5 in the Massachusetts General Instructions.: N/A This is not a delay adopt or non-adopt filing. 4.) Life: Please see the Specific Markets requirement under Supporting Documentation.: N/A This is a P & C filing. PDF Pipeline for SERFF Tracking Number NGMC-128239552 Generated 05/01/2012 09:40 AM

BUSINESSOWNERS BPM 3129 0711 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. SNOW PLOW PRODUCTS COMPLETED OPERATIONS HAZARD COVERAGE This endorsement modifies insurance provided under the following: BUSINESSOWNERS COVERAGE FORM The following exception is added to Exclusion B.1.g. Aircraft, Auto Or Watercraft in Section II Liability: This exclusion does not apply to "bodily injury" or "property damage" that: (a) Is included in the "products-completed operations hazard"; and (b) Arises out of the use of any "auto" for snow or ice removal operations. BPM 3129 0711 Includes copyrighted material of the Insurance Services Office, with its permission

SECTION 6: RATES AND RELATIVITIES INDEX Territory Definitions: INDEX Page Territory Codes by ZIP Code MA - RR - 1 General Rating: Minimum Premiums by Program MA - RR - 2 Payroll for Each Executive Officer, Individual Insured or Co-Partner MA - RR - 2 Basic Rating: Age of Building Factors MA - RR - 3 Amount of Insurance (AOI) Factors Apartment MA - RR - 5 Condo MA - RR - 6 Contractors MA - RR - 7 Garage MA - RR - 8 Manufacturing MA - RR - 9 Office MA - RR - 10 Restaurant MA - RR - 11 Retail MA - RR - 12 Service MA - RR - 13 Wholesale MA - RR - 14 Base Premiums/Rates Apartment MA - RR - 15 Condo MA - RR - 15 Contractors MA - RR - 15 Garage MA - RR - 18 Manufacturing MA - RR - 18 Office MA - RR - 18 Restaurant MA - RR - 19 Retail MA - RR - 19 Service MA - RR - 19 Wholesale MA - RR - 20 Building Code Effectiveness Grading (BCEG) Factors MA - RR - 21 Class Factor Apartment MA - RR - 22 Condo MA - RR - 23 Contractors MA - RR - 24 Garage MA - RR - 25 Manufacturing MA - RR - 26 Office MA - RR - 28 Restaurant MA - RR - 29 Retail MA - RR - 30 Service MA - RR - 33 Wholesale MA - RR - 34 Construction Type Relativities MA - RR - 36 Protection Class Relativities MA - RR - 37 Sprinkler Credit MA - RR - 39 Tier Factor MA - RR - 40 MA - RR - Index - 1 Main Street America Assurance Company 09 12

TERRITORY DEFINITIONS SECTION 6: RATES AND RELATIVITIES TERRITORY DEFINITIONS ZIP Codes / Territories in Numerical Order by ZIP Code ZIP Code Territory ZIP Code Territory ZIP Code Territory ZIP Code Territory ZIP Code Territory 01001 17 01222 17 01464 17 01720 16 01922 16 01002 17 01223 17 01468 17 01721 16 01923 16 01005 17 01224 17 01469 17 01730 16 01929 16 01007 17 01225 17 01473 17 01731 16 01930 16 01008 17 01226 17 01474 16 01740 17 01938 16 01010 17 01230 17 01475 17 01741 16 01940 16 01011 17 01235 17 01501 17 01742 16 01944 16 01012 17 01236 17 01503 17 01745 17 01945 16 01013 10 01237 17 01504 17 01746 16 01949 16 01020 10 01238 17 01505 17 01747 17 01950 16 01022 10 01240 17 01506 17 01748 16 01951 16 01026 17 01245 17 01507 17 01749 16 01952 16 01027 17 01247 17 01510 17 01752 16 01960 16 01028 17 01253 17 01515 17 01754 16 01966 16 01030 17 01254 17 01516 17 01756 17 01969 16 01031 17 01255 17 01518 17 01757 17 01970 16 01032 17 01256 17 01519 17 01760 16 01982 16 01033 17 01257 17 01520 17 01770 16 01983 16 01034 17 01258 17 01521 17 01772 17 01984 16 01035 17 01259 17 01522 17 01773 16 01985 16 01036 17 01266 17 01523 17 01775 16 02019 16 01038 17 01267 17 01524 17 01776 16 02021 16 01039 17 01270 17 01527 17 01778 16 02025 16 01040 10 01301 17 01529 17 01801 16 02026 16 01050 17 01330 17 01531 17 01803 16 02030 16 01053 17 01331 17 01532 17 01810 16 02032 16 01054 17 01337 17 01534 17 01821 16 02035 16 01056 17 01338 17 01535 17 01824 16 02038 16 01057 17 01339 17 01536 17 01826 16 02043 19 01060 17 01340 17 01537 17 01827 17 02045 19 01062 17 01341 17 01540 17 01830 9 02048 19 01068 17 01342 17 01541 17 01832 9 02050 19 01069 17 01343 17 01542 17 01833 16 02052 16 01070 17 01344 17 01543 17 01834 16 02053 16 01071 17 01346 17 01545 17 01835 9 02054 16 01072 17 01349 17 01550 17 01840 9 02056 16 01073 17 01351 17 01560 17 01841 9 02061 19 01075 17 01354 17 01562 17 01843 9 02062 16 01077 17 01355 17 01564 17 01844 16 02066 19 01080 17 01360 17 01566 17 01845 16 02067 16 01081 17 01364 17 01568 17 01850 7 02071 16 01082 17 01366 17 01569 17 01851 7 02072 16 01084 17 01367 17 01570 17 01852 7 02081 16 01085 17 01368 17 01571 17 01854 7 02090 16 01088 17 01370 17 01581 17 01860 16 02093 16 01089 8 01373 17 01583 17 01862 16 02108 1 01095 17 01375 17 01585 17 01863 16 02109 1 01096 17 01376 17 01588 17 01864 16 02110 1 01098 17 01378 17 01590 17 01867 16 02111 1 01103 8 01379 17 01602 8 01876 16 02113 1 01104 8 01380 17 01603 8 01879 16 02114 1 01105 8 01420 17 01604 8 01880 16 02115 1 01106 17 01430 17 01605 8 01886 17 02116 1 01107 8 01431 17 01606 8 01887 16 02118 1 01108 8 01432 17 01607 8 01890 16 02119 1 01109 8 01434 16 01608 8 01901 7 02120 1 01118 8 01436 17 01609 8 01902 7 02121 1 01119 8 01440 17 01610 8 01904 7 02122 1 01128 8 01450 17 01611 17 01905 7 02124 1 01129 8 01451 17 01612 17 01906 16 02125 1 01144 8 01452 17 01655 8 01907 16 02126 17 01151 17 01453 17 01701 16 01908 16 02127 1 01152 8 01460 16 01702 16 01913 16 02128 1 01201 17 01462 17 01718 16 01915 16 02129 17 01220 17 01463 17 01719 16 01921 16 02130 17 MA - RR - 1 Main Street America Assurance Company 09 12

SECTION 6: RATES AND RELATIVITIES BASIC RATING AMOUNT OF INSURANCE (AOI) FACTORS Apartment AOI Building BPP Liability 5,000 0.056 0.067 0.050 10,000 0.112 0.133 0.100 25,000 0.280 0.292 0.250 50,000 0.560 0.539 0.500 75,000 0.795 0.776 0.750 100,000 1.000 1.000 1.000 125,000 1.180 1.133 1.250 150,000 1.352 1.250 1.500 175,000 1.517 1.362 1.750 200,000 1.676 1.464 2.000 225,000 1.800 1.566 2.250 250,000 1.918 1.658 2.500 275,000 2.019 1.782 2.750 300,000 2.115 1.905 3.000 325,000 2.210 2.028 3.250 350,000 2.300 2.149 3.500 375,000 2.389 2.269 3.750 400,000 2.472 2.388 4.000 425,000 2.554 2.508 4.250 450,000 2.637 2.628 4.500 475,000 2.717 2.746 4.750 500,000 2.790 2.865 5.000 525,000 2.867 2.982 5.250 550,000 2.943 3.102 5.500 575,000 3.019 3.214 5.750 600,000 3.084 3.330 6.000 625,000 3.156 3.444 6.250 650,000 3.218 3.562 6.500 675,000 3.294 3.679 6.750 700,000 3.353 3.794 7.000 725,000 3.422 3.908 7.250 750,000 3.480 4.020 7.500 775,000 3.550 4.131 7.750 800,000 3.608 4.248 8.000 825,000 3.671 4.364 8.250 850,000 3.732 4.480 8.500 875,000 3.789 4.594 8.750 900,000 3.843 4.707 9.000 925,000 3.904 4.819 9.250 950,000 3.962 4.931 9.500 975,000 4.017 5.041 9.750 1,000,000 4.070 5.150 10.000 1,025,000 4.151 5.258 10.250 1,050,000 4.232 5.366 10.500 1,075,000 4.311 5.472 10.750 1,100,000 4.389 5.577 11.000 1,125,000 4.466 5.681 11.250 1,150,000 4.543 5.785 11.500 1,175,000 4.618 5.887 11.750 1,200,000 4.704 6.000 12.000 1,225,000 4.790 6.113 12.250 1,250,000 4.863 6.213 12.500 1,275,000 4.947 6.324 12.750 1,300,000 5.031 6.435 13.000 1,325,000 5.115 6.546 13.250 1,350,000 5.198 6.656 13.500 1,375,000 5.280 6.765 13.750 1,400,000 5.362 6.874 14.000 1,425,000 5.444 6.983 14.250 1,450,000 5.525 7.091 14.500 1,475,000 5.605 7.198 14.750 Each Add'l 5,000 0.016 0.021 0.050 MA - RR - 5 Main Street America Assurance Company 09 12

SECTION 6: RATES AND RELATIVITIES BASIC RATING AMOUNT OF INSURANCE (AOI) FACTORS Condo AOI Building BPP Liability 5,000 0.056 0.067 0.050 10,000 0.112 0.133 0.100 25,000 0.280 0.292 0.250 50,000 0.560 0.539 0.500 75,000 0.795 0.776 0.750 100,000 1.000 1.000 1.000 125,000 1.180 1.133 1.250 150,000 1.352 1.250 1.500 175,000 1.517 1.362 1.750 200,000 1.676 1.464 2.000 225,000 1.800 1.566 2.250 250,000 1.918 1.658 2.500 275,000 2.019 1.782 2.750 300,000 2.115 1.905 3.000 325,000 2.210 2.028 3.250 350,000 2.300 2.149 3.500 375,000 2.389 2.269 3.750 400,000 2.472 2.388 4.000 425,000 2.554 2.508 4.250 450,000 2.637 2.628 4.500 475,000 2.717 2.746 4.750 500,000 2.790 2.865 5.000 525,000 2.867 2.982 5.250 550,000 2.943 3.102 5.500 575,000 3.019 3.214 5.750 600,000 3.084 3.330 6.000 625,000 3.156 3.444 6.250 650,000 3.218 3.562 6.500 675,000 3.294 3.679 6.750 700,000 3.353 3.794 7.000 725,000 3.422 3.908 7.250 750,000 3.480 4.020 7.500 775,000 3.550 4.131 7.750 800,000 3.608 4.248 8.000 825,000 3.671 4.364 8.250 850,000 3.732 4.480 8.500 875,000 3.789 4.594 8.750 900,000 3.843 4.707 9.000 925,000 3.904 4.819 9.250 950,000 3.962 4.931 9.500 975,000 4.017 5.041 9.750 1,000,000 4.070 5.150 10.000 1,025,000 4.151 5.258 10.250 1,050,000 4.232 5.366 10.500 1,075,000 4.311 5.472 10.750 1,100,000 4.389 5.577 11.000 1,125,000 4.466 5.681 11.250 1,150,000 4.543 5.785 11.500 1,175,000 4.618 5.887 11.750 1,200,000 4.704 6.000 12.000 1,225,000 4.790 6.113 12.250 1,250,000 4.863 6.213 12.500 1,275,000 4.947 6.324 12.750 1,300,000 5.031 6.435 13.000 1,325,000 5.115 6.546 13.250 1,350,000 5.198 6.656 13.500 1,375,000 5.280 6.765 13.750 1,400,000 5.362 6.874 14.000 1,425,000 5.444 6.983 14.250 1,450,000 5.525 7.091 14.500 1,475,000 5.605 7.198 14.750 Each Add'l 5,000 0.016 0.021 0.050 MA - RR - 6 Main Street America Assurance Company 09 12

SECTION 6: RATES AND RELATIVITIES BASIC RATING AMOUNT OF INSURANCE (AOI) FACTORS Contractors AOI Building BPP Liability (Lessors) 5,000 0.056 0.067 0.050 10,000 0.112 0.133 0.100 25,000 0.280 0.292 0.250 50,000 0.560 0.539 0.500 75,000 0.795 0.776 0.750 100,000 1.000 1.000 1.000 125,000 1.180 1.133 1.250 150,000 1.352 1.250 1.500 175,000 1.517 1.362 1.750 200,000 1.676 1.464 2.000 225,000 1.800 1.566 2.250 250,000 1.918 1.658 2.500 275,000 2.019 1.782 2.750 300,000 2.115 1.905 3.000 325,000 2.210 2.028 3.250 350,000 2.300 2.149 3.500 375,000 2.389 2.269 3.750 400,000 2.472 2.388 4.000 425,000 2.554 2.508 4.250 450,000 2.637 2.628 4.500 475,000 2.717 2.746 4.750 500,000 2.790 2.865 5.000 525,000 2.867 2.982 5.250 550,000 2.943 3.102 5.500 575,000 3.019 3.214 5.750 600,000 3.084 3.330 6.000 625,000 3.156 3.444 6.250 650,000 3.218 3.562 6.500 675,000 3.294 3.679 6.750 700,000 3.353 3.794 7.000 725,000 3.422 3.908 7.250 750,000 3.480 4.020 7.500 775,000 3.550 4.131 7.750 800,000 3.608 4.248 8.000 825,000 3.671 4.364 8.250 850,000 3.732 4.480 8.500 875,000 3.789 4.594 8.750 900,000 3.843 4.707 9.000 925,000 3.904 4.819 9.250 950,000 3.962 4.931 9.500 975,000 4.017 5.041 9.750 1,000,000 4.070 5.150 10.000 1,025,000 4.151 5.258 10.250 1,050,000 4.232 5.366 10.500 1,075,000 4.311 5.472 10.750 1,100,000 4.389 5.577 11.000 1,125,000 4.466 5.681 11.250 1,150,000 4.543 5.785 11.500 1,175,000 4.618 5.887 11.750 1,200,000 4.704 6.000 12.000 1,225,000 4.790 6.113 12.250 1,250,000 4.863 6.213 12.500 1,275,000 4.947 6.324 12.750 1,300,000 5.031 6.435 13.000 1,325,000 5.115 6.546 13.250 1,350,000 5.198 6.656 13.500 1,375,000 5.280 6.765 13.750 1,400,000 5.362 6.874 14.000 1,425,000 5.444 6.983 14.250 1,450,000 5.525 7.091 14.500 1,475,000 5.605 7.198 14.750 Each Add'l 5,000 0.016 0.021 0.050 MA - RR - 7 Main Street America Assurance Company 09 12

SECTION 6: RATES AND RELATIVITIES BASIC RATING AMOUNT OF INSURANCE (AOI) FACTORS Garage AOI Building BPP Liability (Lessors) 5,000 0.056 0.067 0.050 10,000 0.112 0.133 0.100 25,000 0.280 0.292 0.250 50,000 0.560 0.539 0.500 75,000 0.795 0.776 0.750 100,000 1.000 1.000 1.000 125,000 1.180 1.133 1.250 150,000 1.352 1.250 1.500 175,000 1.517 1.362 1.750 200,000 1.676 1.464 2.000 225,000 1.800 1.566 2.250 250,000 1.918 1.658 2.500 275,000 2.019 1.782 2.750 300,000 2.115 1.905 3.000 325,000 2.210 2.028 3.250 350,000 2.300 2.149 3.500 375,000 2.389 2.269 3.750 400,000 2.472 2.388 4.000 425,000 2.554 2.508 4.250 450,000 2.637 2.628 4.500 475,000 2.717 2.746 4.750 500,000 2.790 2.865 5.000 525,000 2.867 2.982 5.250 550,000 2.943 3.102 5.500 575,000 3.019 3.214 5.750 600,000 3.084 3.330 6.000 625,000 3.156 3.444 6.250 650,000 3.218 3.562 6.500 675,000 3.294 3.679 6.750 700,000 3.353 3.794 7.000 725,000 3.422 3.908 7.250 750,000 3.480 4.020 7.500 775,000 3.550 4.131 7.750 800,000 3.608 4.248 8.000 825,000 3.671 4.364 8.250 850,000 3.732 4.480 8.500 875,000 3.789 4.594 8.750 900,000 3.843 4.707 9.000 925,000 3.904 4.819 9.250 950,000 3.962 4.931 9.500 975,000 4.017 5.041 9.750 1,000,000 4.070 5.150 10.000 1,025,000 4.151 5.258 10.250 1,050,000 4.232 5.366 10.500 1,075,000 4.311 5.472 10.750 1,100,000 4.389 5.577 11.000 1,125,000 4.466 5.681 11.250 1,150,000 4.543 5.785 11.500 1,175,000 4.618 5.887 11.750 1,200,000 4.704 6.000 12.000 1,225,000 4.790 6.113 12.250 1,250,000 4.863 6.213 12.500 1,275,000 4.947 6.324 12.750 1,300,000 5.031 6.435 13.000 1,325,000 5.115 6.546 13.250 1,350,000 5.198 6.656 13.500 1,375,000 5.280 6.765 13.750 1,400,000 5.362 6.874 14.000 1,425,000 5.444 6.983 14.250 1,450,000 5.525 7.091 14.500 1,475,000 5.605 7.198 14.750 Each Add'l 5,000 0.016 0.021 0.050 MA - RR - 8 Main Street America Assurance Company 09 12

SECTION 6: RATES AND RELATIVITIES BASIC RATING AMOUNT OF INSURANCE (AOI) FACTORS Manufacturing AOI Building BPP Liability (Lessors) 5,000 0.056 0.067 0.050 10,000 0.112 0.133 0.100 25,000 0.280 0.292 0.250 50,000 0.560 0.539 0.500 75,000 0.795 0.776 0.750 100,000 1.000 1.000 1.000 125,000 1.180 1.133 1.250 150,000 1.352 1.250 1.500 175,000 1.517 1.362 1.750 200,000 1.676 1.464 2.000 225,000 1.800 1.566 2.250 250,000 1.918 1.658 2.500 275,000 2.019 1.782 2.750 300,000 2.115 1.905 3.000 325,000 2.210 2.028 3.250 350,000 2.300 2.149 3.500 375,000 2.389 2.269 3.750 400,000 2.472 2.388 4.000 425,000 2.554 2.508 4.250 450,000 2.637 2.628 4.500 475,000 2.717 2.746 4.750 500,000 2.790 2.865 5.000 525,000 2.867 2.982 5.250 550,000 2.943 3.102 5.500 575,000 3.019 3.214 5.750 600,000 3.084 3.330 6.000 625,000 3.156 3.444 6.250 650,000 3.218 3.562 6.500 675,000 3.294 3.679 6.750 700,000 3.353 3.794 7.000 725,000 3.422 3.908 7.250 750,000 3.480 4.020 7.500 775,000 3.550 4.131 7.750 800,000 3.608 4.248 8.000 825,000 3.671 4.364 8.250 850,000 3.732 4.480 8.500 875,000 3.789 4.594 8.750 900,000 3.843 4.707 9.000 925,000 3.904 4.819 9.250 950,000 3.962 4.931 9.500 975,000 4.017 5.041 9.750 1,000,000 4.070 5.150 10.000 1,025,000 4.151 5.258 10.250 1,050,000 4.232 5.366 10.500 1,075,000 4.311 5.472 10.750 1,100,000 4.389 5.577 11.000 1,125,000 4.466 5.681 11.250 1,150,000 4.543 5.785 11.500 1,175,000 4.618 5.887 11.750 1,200,000 4.704 6.000 12.000 1,225,000 4.790 6.113 12.250 1,250,000 4.863 6.213 12.500 1,275,000 4.947 6.324 12.750 1,300,000 5.031 6.435 13.000 1,325,000 5.115 6.546 13.250 1,350,000 5.198 6.656 13.500 1,375,000 5.280 6.765 13.750 1,400,000 5.362 6.874 14.000 1,425,000 5.444 6.983 14.250 1,450,000 5.525 7.091 14.500 1,475,000 5.605 7.198 14.750 Each Add'l 5,000 0.016 0.021 0.050 MA - RR - 9 Main Street America Assurance Company 09 12

SECTION 6: RATES AND RELATIVITIES BASIC RATING AMOUNT OF INSURANCE (AOI) FACTORS Office AOI Building - Split Building - Composite BPP - Split BPP - Composite Liability (Lessors) 5,000 0.056 0.054 0.067 0.062 0.050 10,000 0.112 0.108 0.133 0.122 0.100 25,000 0.280 0.270 0.292 0.279 0.250 50,000 0.560 0.541 0.539 0.527 0.500 75,000 0.795 0.781 0.776 0.768 0.750 100,000 1.000 1.000 1.000 1.000 1.000 125,000 1.180 1.202 1.133 1.170 1.250 150,000 1.352 1.399 1.250 1.330 1.500 175,000 1.517 1.592 1.362 1.486 1.750 200,000 1.676 1.780 1.464 1.636 2.000 225,000 1.800 1.944 1.566 1.785 2.250 250,000 1.918 2.104 1.658 1.927 2.500 275,000 2.019 2.253 1.782 2.092 2.750 300,000 2.115 2.398 1.905 2.255 3.000 325,000 2.210 2.543 2.028 2.419 3.250 350,000 2.300 2.684 2.149 2.581 3.500 375,000 2.389 2.825 2.269 2.743 3.750 400,000 2.472 2.961 2.388 2.904 4.000 425,000 2.554 3.097 2.508 3.065 4.250 450,000 2.637 3.233 2.628 3.227 4.500 475,000 2.717 3.368 2.746 3.387 4.750 500,000 2.790 3.497 2.865 3.548 5.000 525,000 2.867 3.630 2.982 3.708 5.250 550,000 2.943 3.761 3.102 3.869 5.500 575,000 3.019 3.893 3.214 4.026 5.750 600,000 3.084 4.017 3.330 4.184 6.000 625,000 3.156 4.146 3.444 4.342 6.250 650,000 3.218 4.268 3.562 4.502 6.500 675,000 3.294 4.400 3.679 4.662 6.750 700,000 3.353 4.520 3.794 4.820 7.000 725,000 3.422 4.647 3.908 4.977 7.250 750,000 3.480 4.766 4.020 5.134 7.500 775,000 3.550 4.894 4.131 5.289 7.750 800,000 3.608 5.013 4.248 5.449 8.000 825,000 3.671 5.136 4.364 5.608 8.250 850,000 3.732 5.258 4.480 5.766 8.500 875,000 3.789 5.377 4.594 5.924 8.750 900,000 3.843 5.493 4.707 6.081 9.000 925,000 3.904 5.615 4.819 6.237 9.250 950,000 3.962 5.734 4.931 6.393 9.500 975,000 4.017 5.852 5.041 6.548 9.750 1,000,000 4.070 5.968 5.150 6.702 10.000 1,025,000 4.151 6.103 5.258 6.855 10.250 1,050,000 4.232 6.238 5.366 7.009 10.500 1,075,000 4.311 6.371 5.472 7.161 10.750 1,100,000 4.389 6.505 5.577 7.312 11.000 1,125,000 4.466 6.637 5.681 7.463 11.250 1,150,000 4.543 6.769 5.785 7.614 11.500 1,175,000 4.618 6.900 5.887 7.763 11.750 1,200,000 4.704 7.039 6.000 7.920 12.000 1,225,000 4.790 7.177 6.113 8.077 12.250 1,250,000 4.863 7.307 6.213 8.225 12.500 1,275,000 4.947 7.444 6.324 8.380 12.750 1,300,000 5.031 7.581 6.435 8.536 13.000 1,325,000 5.115 7.718 6.546 8.691 13.250 1,350,000 5.198 7.855 6.656 8.846 13.500 1,375,000 5.280 7.990 6.765 9.000 13.750 1,400,000 5.362 8.126 6.874 9.154 14.000 1,425,000 5.444 8.262 6.983 9.308 14.250 1,450,000 5.525 8.397 7.091 9.462 14.500 1,475,000 5.605 8.531 7.198 9.615 14.750 Each Add'l 5,000 0.016 0.027 0.021 0.031 0.050 MA - RR - 10 Main Street America Assurance Company 09 12

SECTION 6: RATES AND RELATIVITIES BASIC RATING AMOUNT OF INSURANCE (AOI) FACTORS Restaurant AOI Building BPP Liability (Lessors) 5,000 0.056 0.067 0.050 10,000 0.112 0.133 0.100 25,000 0.280 0.292 0.250 50,000 0.560 0.539 0.500 75,000 0.795 0.776 0.750 100,000 1.000 1.000 1.000 125,000 1.180 1.133 1.250 150,000 1.352 1.250 1.500 175,000 1.517 1.362 1.750 200,000 1.676 1.464 2.000 225,000 1.800 1.566 2.250 250,000 1.918 1.658 2.500 275,000 2.019 1.782 2.750 300,000 2.115 1.905 3.000 325,000 2.210 2.028 3.250 350,000 2.300 2.149 3.500 375,000 2.389 2.269 3.750 400,000 2.472 2.388 4.000 425,000 2.554 2.508 4.250 450,000 2.637 2.628 4.500 475,000 2.717 2.746 4.750 500,000 2.790 2.865 5.000 525,000 2.867 2.982 5.250 550,000 2.943 3.102 5.500 575,000 3.019 3.214 5.750 600,000 3.084 3.330 6.000 625,000 3.156 3.444 6.250 650,000 3.218 3.562 6.500 675,000 3.294 3.679 6.750 700,000 3.353 3.794 7.000 725,000 3.422 3.908 7.250 750,000 3.480 4.020 7.500 775,000 3.550 4.131 7.750 800,000 3.608 4.248 8.000 825,000 3.671 4.364 8.250 850,000 3.732 4.480 8.500 875,000 3.789 4.594 8.750 900,000 3.843 4.707 9.000 925,000 3.904 4.819 9.250 950,000 3.962 4.931 9.500 975,000 4.017 5.041 9.750 1,000,000 4.070 5.150 10.000 1,025,000 4.151 5.258 10.250 1,050,000 4.232 5.366 10.500 1,075,000 4.311 5.472 10.750 1,100,000 4.389 5.577 11.000 1,125,000 4.466 5.681 11.250 1,150,000 4.543 5.785 11.500 1,175,000 4.618 5.887 11.750 1,200,000 4.704 6.000 12.000 1,225,000 4.790 6.113 12.250 1,250,000 4.863 6.213 12.500 1,275,000 4.947 6.324 12.750 1,300,000 5.031 6.435 13.000 1,325,000 5.115 6.546 13.250 1,350,000 5.198 6.656 13.500 1,375,000 5.280 6.765 13.750 1,400,000 5.362 6.874 14.000 1,425,000 5.444 6.983 14.250 1,450,000 5.525 7.091 14.500 1,475,000 5.605 7.198 14.750 Each Add'l 5,000 0.016 0.021 0.050 MA - RR - 11 Main Street America Assurance Company 09 12

SECTION 6: RATES AND RELATIVITIES BASIC RATING AMOUNT OF INSURANCE (AOI) FACTORS Retail AOI Building - Split Building - Composite BPP - Split BPP - Composite Liability (Lessors) 5,000 0.056 0.054 0.067 0.061 0.050 10,000 0.112 0.108 0.133 0.121 0.100 25,000 0.280 0.270 0.292 0.277 0.250 50,000 0.560 0.539 0.539 0.525 0.500 75,000 0.795 0.779 0.776 0.767 0.750 100,000 1.000 1.000 1.000 1.000 1.000 125,000 1.180 1.205 1.133 1.174 1.250 150,000 1.352 1.404 1.250 1.338 1.500 175,000 1.517 1.599 1.362 1.498 1.750 200,000 1.676 1.789 1.464 1.652 2.000 225,000 1.800 1.958 1.566 1.805 2.250 250,000 1.918 2.122 1.658 1.953 2.500 275,000 2.019 2.275 1.782 2.121 2.750 300,000 2.115 2.425 1.905 2.288 3.000 325,000 2.210 2.574 2.028 2.456 3.250 350,000 2.300 2.720 2.149 2.622 3.500 375,000 2.389 2.865 2.269 2.787 3.750 400,000 2.472 3.007 2.388 2.952 4.000 425,000 2.554 3.148 2.508 3.118 4.250 450,000 2.637 3.289 2.628 3.283 4.500 475,000 2.717 3.429 2.746 3.447 4.750 500,000 2.790 3.564 2.865 3.612 5.000 525,000 2.867 3.701 2.982 3.776 5.250 550,000 2.943 3.838 3.102 3.941 5.500 575,000 3.019 3.975 3.214 4.102 5.750 600,000 3.084 4.105 3.330 4.265 6.000 625,000 3.156 4.239 3.444 4.426 6.250 650,000 3.218 4.367 3.562 4.590 6.500 675,000 3.294 4.504 3.679 4.754 6.750 700,000 3.353 4.629 3.794 4.916 7.000 725,000 3.422 4.762 3.908 5.078 7.250 750,000 3.480 4.887 4.020 5.238 7.500 775,000 3.550 5.020 4.131 5.398 7.750 800,000 3.608 5.145 4.248 5.561 8.000 825,000 3.671 5.274 4.364 5.724 8.250 850,000 3.732 5.401 4.480 5.887 8.500 875,000 3.789 5.525 4.594 6.049 8.750 900,000 3.843 5.648 4.707 6.210 9.000 925,000 3.904 5.775 4.819 6.370 9.250 950,000 3.962 5.900 4.931 6.530 9.500 975,000 4.017 6.024 5.041 6.689 9.750 1,000,000 4.070 6.146 5.150 6.848 10.000 1,025,000 4.151 6.286 5.258 7.005 10.250 1,050,000 4.232 6.426 5.366 7.163 10.500 1,075,000 4.311 6.565 5.472 7.319 10.750 1,100,000 4.389 6.703 5.577 7.475 11.000 1,125,000 4.466 6.840 5.681 7.630 11.250 1,150,000 4.543 6.978 5.785 7.785 11.500 1,175,000 4.618 7.114 5.887 7.939 11.750 1,200,000 4.704 7.258 6.000 8.100 12.000 1,225,000 4.790 7.401 6.113 8.261 12.250 1,250,000 4.863 7.536 6.213 8.413 12.500 1,275,000 4.947 7.678 6.324 8.573 12.750 1,300,000 5.031 7.820 6.435 8.733 13.000 1,325,000 5.115 7.962 6.546 8.892 13.250 1,350,000 5.198 8.104 6.656 9.051 13.500 1,375,000 5.280 8.245 6.765 9.210 13.750 1,400,000 5.362 8.385 6.874 9.368 14.000 1,425,000 5.444 8.526 6.983 9.526 14.250 1,450,000 5.525 8.666 7.091 9.684 14.500 1,475,000 5.605 8.806 7.198 9.841 14.750 Each Add'l 5,000 0.016 0.028 0.021 0.031 0.050 MA - RR - 12 Main Street America Assurance Company 09 12

SECTION 6: RATES AND RELATIVITIES BASIC RATING AMOUNT OF INSURANCE (AOI) FACTORS Service AOI Building BPP Liability (Lessors) 5,000 0.056 0.067 0.050 10,000 0.112 0.133 0.100 25,000 0.280 0.292 0.250 50,000 0.560 0.539 0.500 75,000 0.795 0.776 0.750 100,000 1.000 1.000 1.000 125,000 1.180 1.133 1.250 150,000 1.352 1.250 1.500 175,000 1.517 1.362 1.750 200,000 1.676 1.464 2.000 225,000 1.800 1.566 2.250 250,000 1.918 1.658 2.500 275,000 2.019 1.782 2.750 300,000 2.115 1.905 3.000 325,000 2.210 2.028 3.250 350,000 2.300 2.149 3.500 375,000 2.389 2.269 3.750 400,000 2.472 2.388 4.000 425,000 2.554 2.508 4.250 450,000 2.637 2.628 4.500 475,000 2.717 2.746 4.750 500,000 2.790 2.865 5.000 525,000 2.867 2.982 5.250 550,000 2.943 3.102 5.500 575,000 3.019 3.214 5.750 600,000 3.084 3.330 6.000 625,000 3.156 3.444 6.250 650,000 3.218 3.562 6.500 675,000 3.294 3.679 6.750 700,000 3.353 3.794 7.000 725,000 3.422 3.908 7.250 750,000 3.480 4.020 7.500 775,000 3.550 4.131 7.750 800,000 3.608 4.248 8.000 825,000 3.671 4.364 8.250 850,000 3.732 4.480 8.500 875,000 3.789 4.594 8.750 900,000 3.843 4.707 9.000 925,000 3.904 4.819 9.250 950,000 3.962 4.931 9.500 975,000 4.017 5.041 9.750 1,000,000 4.070 5.150 10.000 1,025,000 4.151 5.258 10.250 1,050,000 4.232 5.366 10.500 1,075,000 4.311 5.472 10.750 1,100,000 4.389 5.577 11.000 1,125,000 4.466 5.681 11.250 1,150,000 4.543 5.785 11.500 1,175,000 4.618 5.887 11.750 1,200,000 4.704 6.000 12.000 1,225,000 4.790 6.113 12.250 1,250,000 4.863 6.213 12.500 1,275,000 4.947 6.324 12.750 1,300,000 5.031 6.435 13.000 1,325,000 5.115 6.546 13.250 1,350,000 5.198 6.656 13.500 1,375,000 5.280 6.765 13.750 1,400,000 5.362 6.874 14.000 1,425,000 5.444 6.983 14.250 1,450,000 5.525 7.091 14.500 1,475,000 5.605 7.198 14.750 Each Add'l 5,000 0.016 0.021 0.050 MA - RR - 13 Main Street America Assurance Company 09 12

SECTION 6: RATES AND RELATIVITIES BASIC RATING AMOUNT OF INSURANCE (AOI) FACTORS Wholesale AOI Building BPP Liability (Lessors) 5,000 0.056 0.067 0.050 10,000 0.112 0.133 0.100 25,000 0.280 0.292 0.250 50,000 0.560 0.539 0.500 75,000 0.795 0.776 0.750 100,000 1.000 1.000 1.000 125,000 1.180 1.133 1.250 150,000 1.352 1.250 1.500 175,000 1.517 1.362 1.750 200,000 1.676 1.464 2.000 225,000 1.800 1.566 2.250 250,000 1.918 1.658 2.500 275,000 2.019 1.782 2.750 300,000 2.115 1.905 3.000 325,000 2.210 2.028 3.250 350,000 2.300 2.149 3.500 375,000 2.389 2.269 3.750 400,000 2.472 2.388 4.000 425,000 2.554 2.508 4.250 450,000 2.637 2.628 4.500 475,000 2.717 2.746 4.750 500,000 2.790 2.865 5.000 525,000 2.867 2.982 5.250 550,000 2.943 3.102 5.500 575,000 3.019 3.214 5.750 600,000 3.084 3.330 6.000 625,000 3.156 3.444 6.250 650,000 3.218 3.562 6.500 675,000 3.294 3.679 6.750 700,000 3.353 3.794 7.000 725,000 3.422 3.908 7.250 750,000 3.480 4.020 7.500 775,000 3.550 4.131 7.750 800,000 3.608 4.248 8.000 825,000 3.671 4.364 8.250 850,000 3.732 4.480 8.500 875,000 3.789 4.594 8.750 900,000 3.843 4.707 9.000 925,000 3.904 4.819 9.250 950,000 3.962 4.931 9.500 975,000 4.017 5.041 9.750 1,000,000 4.070 5.150 10.000 1,025,000 4.151 5.258 10.250 1,050,000 4.232 5.366 10.500 1,075,000 4.311 5.472 10.750 1,100,000 4.389 5.577 11.000 1,125,000 4.466 5.681 11.250 1,150,000 4.543 5.785 11.500 1,175,000 4.618 5.887 11.750 1,200,000 4.704 6.000 12.000 1,225,000 4.790 6.113 12.250 1,250,000 4.863 6.213 12.500 1,275,000 4.947 6.324 12.750 1,300,000 5.031 6.435 13.000 1,325,000 5.115 6.546 13.250 1,350,000 5.198 6.656 13.500 1,375,000 5.280 6.765 13.750 1,400,000 5.362 6.874 14.000 1,425,000 5.444 6.983 14.250 1,450,000 5.525 7.091 14.500 1,475,000 5.605 7.198 14.750 Each Add'l 5,000 0.016 0.021 0.050 MA - RR - 14 Main Street America Assurance Company 09 12

SECTION 6: RATES AND RELATIVITIES BASIC RATING BASE PREMIUMS/RATES Apartment Territory Building BPP Liability 1 3359.59 8306.22 291.85 2 2785.94 6887.94 295.49 6 2981.99 7372.65 258.72 7 2858.55 7067.45 251.10 8 2553.57 6313.42 276.94 9 2405.93 5948.40 288.20 10 2701.22 6678.47 262.36 15 2798.04 6917.85 192.14 16 1979.92 4895.14 295.49 17 1682.93 4160.87 251.17 18 2356.11 5825.23 351.63 19 2187.83 5409.16 326.52 Condo Territory Building BPP Liability 1 877.44 1238.03 98.39 2 727.61 1026.62 99.62 6 778.82 1098.88 87.23 7 746.58 1053.39 84.66 8 666.93 941.01 93.37 9 628.36 886.59 97.17 10 705.49 995.41 88.45 15 730.77 1031.08 64.78 16 517.10 729.61 99.62 17 439.54 620.17 84.68 18 615.35 868.23 118.55 19 571.40 806.23 110.08 Contractors - Property Territory Building BPP 1 519.83 2,136.97 2 431.00 1,792.58 6 461.20 1,933.87 7 442.37 1,823.48 8 395.12 1,636.57 9 372.37 1,511.48 10 417.85 1,735.18 15 432.78 1,776.39 16 306.29 1,214.18 17 260.34 1,032.06 18 364.48 1,444.87 19 338.44 1,341.67 MA - RR - 15 Main Street America Assurance Company 09 12

SECTION 6: RATES AND RELATIVITIES BASIC RATING BASE PREMIUMS/RATES Contractors - Liability Per Claim PD Deductible Territory Code $0 $250 $500 REMAINDER OF 58922 22.892 22.637 22.439 STATE 59482 6.266 6.201 6.142 74021 32.463 32.109 31.802 74111 18.889 18.718 18.582 74171 43.835 43.352 42.965 74221 31.358 31.007 30.736 74231 25.872 25.584 25.360 74261 24.679 24.489 24.387 74291 24.999 24.792 24.624 74351 32.496 32.158 31.893 74361 25.870 25.544 25.288 74421 26.560 26.225 25.964 74481 37.484 37.212 37.011 74511 17.548 17.359 17.201 74541 13.343 13.219 13.126 74601 27.506 27.190 26.947 74661 36.447 35.980 35.621 74691 32.320 31.946 31.649 74751 10.199 10.078 9.966 74781 41.060 40.644 40.309 74841 21.675 21.502 21.381 74901 18.649 18.519 18.413 74961 21.314 21.148 21.042 75521 24.902 24.657 24.473 75551 31.972 31.605 31.322 75611 N.A. 24.792 24.536 75641 N.A. 25.607 25.342 75701 24.828 24.522 24.278 75761 24.063 23.792 23.567 75821 68.900 68.121 67.548 75881 32.685 32.329 32.034 75971 31.227 30.885 30.625 76031 20.252 20.099 19.960 76061 N.A. 12.804 12.671 76121 17.902 17.715 17.548 76181 28.797 28.511 28.216 91315 12.477 12.389 12.325 91341 32.129 31.771 31.493 91342 43.593 43.113 42.736 91580 90.773 89.626 88.729 92478 14.128 13.998 13.899 94007 100.859 99.585 98.588 95410 38.115 37.656 37.301 96816 31.953 31.568 31.272 97050 22.841 22.681 22.553 98449 24.063 23.792 23.567 98806 35.996 35.653 35.369 98993 62.602 61.982 61.339 99650 14.214 14.042 13.906 99709 13.878 13.703 13.566 99948 72.345 71.527 70.925 MA - RR - 16 Main Street America Assurance Company 09 12

SECTION 6: RATES AND RELATIVITIES BASIC RATING BASE PREMIUMS/RATES Contractors - Liability Per Claim PD Deductible Territory Code $0 $250 $500 BARNSTABLE, 58922 22.892 22.637 22.439 DUKES AND 59482 6.266 6.201 6.142 NANTUCKET 74021 32.463 32.109 31.802 74111 18.889 18.718 18.582 74171 43.835 43.352 42.965 74221 31.358 31.007 30.736 74231 25.872 25.584 25.360 74261 24.679 24.489 24.387 74291 24.999 24.792 24.624 74351 32.496 32.158 31.893 74361 25.870 25.544 25.288 74421 26.560 26.225 25.964 74481 37.484 37.212 37.011 74511 17.548 17.359 17.201 74541 13.343 13.219 13.126 74601 27.506 27.190 26.947 74661 36.447 35.980 35.621 74691 32.320 31.946 31.649 74751 10.199 10.078 9.966 74781 41.060 40.644 40.309 74841 21.675 21.502 21.381 74901 18.649 18.519 18.413 74961 21.314 21.148 21.042 75521 24.902 24.657 24.473 75551 31.972 31.605 31.322 75611 N.A. 24.792 24.536 75641 N.A. 25.607 25.342 75701 24.828 24.522 24.278 75761 24.063 23.792 23.567 75821 68.900 68.121 67.548 75881 32.685 32.329 32.034 75971 31.227 30.885 30.625 76031 20.252 20.099 19.960 76061 N.A. 12.804 12.671 76121 17.902 17.715 17.548 76181 28.797 28.511 28.216 91315 12.477 12.389 12.325 91341 32.129 31.771 31.493 91342 43.593 43.113 42.736 91580 90.773 89.626 88.729 92478 14.128 13.998 13.899 94007 100.859 99.585 98.588 95410 38.115 37.656 37.301 96816 31.953 31.568 31.272 97050 22.841 22.681 22.553 98449 24.063 23.792 23.567 98806 35.996 35.653 35.369 98993 62.602 61.982 61.339 99650 14.214 14.042 13.906 99709 13.878 13.703 13.566 99948 72.345 71.527 70.925 MA - RR - 17 Main Street America Assurance Company 09 12

SECTION 6: RATES AND RELATIVITIES BASIC RATING BASE PREMIUMS/RATES Garage Building Liability Territory Lessor Owner BPP Lessor Owner Lessee 1 557.20 810.23 1226.95 67.79 0.590 0.429 2 461.91 671.67 1029.29 68.58 0.694 0.504 6 494.44 718.96 1110.49 60.03 0.726 0.528 7 474.16 689.48 1047.33 58.31 0.641 0.466 8 423.63 616.02 939.89 64.31 0.548 0.398 9 399.14 580.41 867.72 66.89 0.658 0.478 10 447.75 651.08 996.48 60.90 0.671 0.486 15 464.21 675.01 1020.27 44.55 0.473 0.343 16 328.36 477.45 697.12 68.58 0.586 0.425 17 279.10 405.84 592.57 58.31 0.498 0.361 18 390.74 568.17 829.58 81.63 0.698 0.506 19 362.83 527.59 770.33 75.80 0.648 0.470 Manufacturing Building Liability Territory Lessor Owner BPP Lessor Owner Lessee 1 1373.50 727.45 2258.24 74.84 1.636 1.533 2 1138.93 603.21 1894.11 75.74 1.929 1.808 6 1219.38 645.82 2042.57 66.33 2.015 1.889 7 1168.98 619.12 1926.93 64.40 1.779 1.666 8 1043.94 552.90 1730.01 71.06 1.520 1.425 9 983.84 521.07 1597.18 73.89 1.825 1.710 10 1104.03 584.73 1834.72 67.23 1.861 1.744 15 1143.77 605.78 1878.48 49.23 1.313 1.231 16 809.37 428.67 1283.06 75.74 1.628 1.526 17 687.96 364.36 1090.60 64.40 1.384 1.297 18 963.15 510.11 1526.83 90.14 1.937 1.815 19 894.36 473.67 1417.77 83.70 1.800 1.686 Office Building Owner BPP Liability Territory Lessor Split Composite Split Composite Lessor Owner Lessee 1 876.26 496.51 692.50 1673.68 1378.15 90.71 0.683 0.444 2 726.52 411.67 574.17 1403.96 1205.74 91.85 0.683 0.444 6 777.44 440.52 614.40 1514.61 1205.74 80.39 0.683 0.444 7 745.70 422.53 589.31 1428.16 1180.32 78.04 0.683 0.444 8 666.03 377.40 526.37 1281.77 1136.11 86.11 0.683 0.444 9 627.70 355.67 496.07 1183.80 1069.80 89.50 0.683 0.444 10 704.37 399.11 556.65 1359.01 1117.32 81.51 0.683 0.444 15 729.53 413.37 576.53 1391.28 1063.17 59.73 0.683 0.444 16 516.29 292.54 408.02 950.96 943.81 91.85 0.683 0.444 17 438.85 248.66 346.82 808.31 802.24 78.07 0.683 0.444 18 614.39 348.14 485.55 1131.64 1123.14 109.30 0.683 0.444 19 570.51 323.27 450.86 1050.80 1042.91 101.49 0.683 0.444 MA - RR - 18 Main Street America Assurance Company 09 12

SECTION 6: RATES AND RELATIVITIES BASIC RATING BASE PREMIUMS/RATES Restaurant Building Liability Territory Lessor Owner BPP Lessor Owner Lessee 1 1626.91 1603.10 5427.31 322.06 4.749 3.280 2 1349.41 1329.65 4551.69 326.24 5.600 3.868 6 1443.41 1422.27 4909.91 285.58 5.851 4.041 7 1384.11 1363.84 4631.30 277.25 5.169 3.571 8 1236.40 1218.31 4153.70 305.73 4.415 3.049 9 1165.91 1148.84 3838.91 318.24 5.300 3.660 10 1308.02 1288.87 4406.96 289.40 5.404 3.732 15 1355.01 1335.17 4511.89 211.93 3.815 2.635 16 958.92 944.87 3082.70 326.24 4.727 3.264 17 815.07 803.14 2620.30 277.30 4.018 2.774 18 1141.10 1124.39 3668.42 388.21 5.625 3.884 19 1059.60 1044.08 3406.39 360.48 5.223 3.607 Retail Building Owner BPP Liability Territory Lessor Split Composite Split Composite Lessor Owner Lessee 1 1426.88 1101.27 1295.76 2257.69 2682.42 148.87 1.871 1.150 2 1183.00 913.04 1074.29 1893.78 2345.50 150.73 2.207 1.356 6 1265.60 976.79 1149.31 2042.38 2345.50 131.86 2.306 1.416 7 1214.47 937.33 1102.87 1927.15 2295.83 128.16 2.036 1.251 8 1084.66 837.15 985.00 1728.51 2209.44 141.30 1.740 1.070 9 1021.73 788.58 927.84 1596.60 2082.02 146.85 2.089 1.283 10 1146.62 884.96 1041.25 1833.15 2172.72 133.72 2.128 1.307 15 1187.92 916.83 1078.76 1877.11 2066.90 98.02 1.503 0.923 16 840.78 648.92 763.53 1282.75 1835.79 150.73 1.862 1.145 17 714.67 551.59 649.00 1090.33 1560.43 128.12 1.583 0.973 18 1000.54 772.22 908.60 1526.46 2184.60 179.37 2.216 1.361 19 929.07 717.05 843.69 1417.43 2028.56 166.56 2.058 1.264 Service Building Liability Territory Lessor Owner BPP Lessor Owner Lessee 1 1246.61 943.82 1482.82 190.37 2.429 1.263 2 1033.43 782.41 1243.95 192.64 2.864 1.489 6 1106.20 837.52 1342.07 168.56 2.993 1.557 7 1060.83 803.16 1265.75 163.80 2.643 1.374 8 947.80 717.60 1135.91 180.61 2.258 1.174 9 893.01 676.11 1048.68 187.87 2.713 1.410 10 1001.74 758.43 1204.31 171.05 2.763 1.437 15 1038.56 786.30 1233.04 125.18 1.951 1.014 16 734.61 556.19 842.52 192.64 2.419 1.257 17 624.42 472.76 716.14 163.75 2.056 1.069 18 874.18 661.85 1002.60 229.25 2.879 1.496 19 811.75 614.59 930.98 212.87 2.673 1.389 MA - RR - 19 Main Street America Assurance Company 09 12