ANNEXURE-I BANK OF INDIA SERVICE CHARGES & FEES ON BASIC BANKING (EXCLUSIVE OF SERVICE TAX) W.E.F

ANNEXURE-I BANK OF INDIA SERVICE CHARGES & FEES ON BASIC BANKING (EXCLUSIVE OF SERVICE TAX) W.E.F.07.10.2015 Sl No Item Proposed Charges + SERVICE TAX @applicable rate I Issue of MICR Cheques SB 50 cheque leaves free in a year; AND thereafter charges will be Rs.3.56 per cheque leaf 2 Issue of MICR Cheques-CD/CC/OD * Rs.3.56 per cheque leaf 3 Issue of Pass Book/ Balance Certificate Issue of Pass Book FREE Statement Once in a month FREE Daily/ Weekly/ fortnightly: One Statement FREE Subsequent statements Rs.107/- for 40 entries or part thereof Issue of Balance Certificate Rs.107/- 4 Duplicate Pass Book/ Statement With latest Balance Rs.80/- For Non-Individuals With latest Balance Rs.67/- For Individuals 5 Stop Payment Instructions per instrument Rs.142/- For Non-Individuals *Max Rs.534/- per occasion Rs.107/- For Individuals *Max Rs.329/- per occasion (*range of Chqs / Stop Payment) 6 Balance Enquiry FREE 7 A/c. closure before 12 months (A/c. transfer not included) 8 Cheques Return Charges Cheques drawn on us For Closure of SB s before 12 months: Rs. 222/- for all centres i.e. M,U,SU,R (SB A/Cs under Financial Inclusion should not be charged under this head) Closure of CD A/cs before 1 Year Rs.445/- for all centres i.e. M,U,SU,R In terms of para 8.1 (a) (charging the A/c) of the Code of Bank s Commitment to Customers, 2009, banks are committed not to levy any charges for closure of s within 14 days from the date of opening of the A/c. Local Cheques : Upto Rs.10000/- : Rs.22/- per Cheque Rs.10000 to Rs.1 Lac : Rs.89/- per Cheque Rs.100001 & above :Rs.133/- per Cheque Sl Item Proposed Charges + SERVICE TAX @applicable rate No 9 Cheques / Bills deposited returned unpaid Local & Outstation: Upto Rs.10000/- : Rs.22/- per Cheque Rs.10000/- to Rs.1 Lac : 1

Rs.89/- per Cheque Rs.100001 & above : Rs.134/- per Cheque 10 Signature verification Non-Individuals : Rs.80/- Individuals (Non-Rural) : Rs.67/- Individuals (Rural) : Rs.44/- 11 No Dues Certificate Agriculture borrower FREE (as per RBI guidelines) Others : Rs.160/- per certificate REMITTANCE FACILITY Proposed charges + SERVICE TAX @applicable rate 12 Issue of Demand Drafts UPTO Rs.10000/- Non-Individuals :Rs.44/- Individuals (Non-Rural) : Rs.36/- Individuals (Rural) Rs.27/- ABOVE Rs.10000/- UPTO Rs.50000/- Non-Individuals : Rs178/- Individuals (Non-Rural) : Rs.156/- Individuals (Rural) Rs.133/- ABOVE Rs.50000/- UPTO Rs.1 LAC Rs.3.56 per Rs.1000/- Min.Rs.200/- ABOVE Rs.1 LAC Rs.3.11 per Rs.1000/- Min.Rs.356/- Max.Rs.26700/-- NOTE - FOR STUDENTS : Issue of DDs upto Rs.1000/-: FREE 13 Issue of DD against Cash UPTO Rs.10000/- Non-Individuals : Rs.67/- Individuals (Non-Rural) : Rs.53/- Individuals (Rural) : Rs.40/- ABOVE Rs.10000/- UPTO Rs.50000/- Non-Individuals : Rs.267/- Individuals (Non-Rural) : Rs.236/- Individuals (Rural) : Rs.200/- NOTE FOR STUDENTS : Issue of DDs upto Rs.1000/- : FREE 14 Revalidation/Cancellation of Drafts Upto Rs.100/- : Rs.18/- Rs.100/- to Rs.500/- : Rs.36/- Above Rs.500/- : Rs.89/- Sl No Item Proposed Charges + SERVICE TAX @applicable rate 15 Issuance of Duplicate DD Rs.107/- 16 Issuance of Payslip / Banker s cheque UPTO Rs.10000/- Non-Individuals : Rs.45/- Individuals (Non-Rural) : Rs.36/- Individuals (Rural) : Rs.27/- ABOVE Rs.10000/- UPTO Rs.50000/- Non-Individuals : Rs.133/- Individuals (Non-Rural) : Rs.125/- Individuals (Rural) : Rs.111/- 2

17 Issue of Payslip / Banker s cheque against cash 18 Revalidation/Cancellation of Banker s Cheque ABOVE Rs.50000/- UPTO Rs.1 LAC Rs.3.56 per Rs.1000/- : Min.Rs.178/- ABOVE Rs.1 LAC: Rs.3.11 per Rs.1000/- : Min.Rs.311/ Max.Rs.8900/- NOTE - FOR STUDENTS : Issue of POs upto Rs.1000/- : FREE UPTO Rs.10000/- Non-Individuals :Rs.67/- Individuals (Non-Rural) : Rs.53/- Individuals (Rural) : Rs.40/- ABOVE Rs.10000/- UPTO Rs.50000/- : Rs.267/- NOTE - FOR STUDENTS : Issue of DDs upto Rs.1000/- : FREE Non-Individuals :Rs.67/- Individuals (Non-Rural) : Rs.53/- Individuals (Rural) : Rs.40/- ABOVE Rs.10000/- UPTO Rs.50000/- : Rs.267/- NOTE - FOR STUDENTS : Issue of DDs upto Rs.1000/- : FREE Upto Rs.100/- : Rs.18/- Rs.100/- to Rs.500/- : Rs.36/- Above Rs.500/- : Rs.89/- 19 Issuance of Duplicate Banker s Cheque * Non-Individuals Rs.107/- Individuals ------ Rs. 80/- 20 Issue of Telegraphic Transfers We have deleted this since telegraphic facility stands discontinued by the Post & Telegraph Department Sl No Item Proposed Charges + SERVICE TAX @applicable rate 21 Collection of Chqs a.rs.500/- to Rs.5000/- : Rs.27/- per Cheque b.above Rs.5000/- & upto & incl.rs.10000/- Rs.53/- per Cheque c.above Rs.10000/- & upto & incl. Rs.1 Lac : Rs.107/- per Cheque d.above Rs.1 Lac : Rs.160/- per Cheque 22 Collection of Bills Upto Rs.10,000/- : Rs.222/- Above Rs.10,000/-& upto Rs.1 Lakh : @ Rs.15 per thousand : Min. 222/- Above Rs.1 Lac : Rs.11 per 1000 bills Min.Rs.1602/- & Max.Rs.44500- PLUS out of pocket expenses per bill 3

23 Purchase of DD / Outstation Cheque a.rs.500/- to Rs.5000/- Rs.27/- per Cheque b.above Rs.5,000/-upto & incl. Rs.10000/- : Rs.53 per Cheque c.above Rs.10000 upto & incl. Rs.1Lac Rs.107 per Cheque d.above Rs.1 Lac Rs.160 per Cheque In addition, interest as applicable for clean overdraft will be charged for the days bank is out of funds. 24 Presentation of Usance Rs.222/- Bills 25 Postal Charges Ordinary post: Rs.22/- -; 26 Inoperative Charges 27 Charges for excess debit entries in Savings Bank account ATM / INTERNET transactions not to be counted / reckoned Registered / Courier (inland): Rs.40/- ---Not Applicable-- Upto 10 Customer induced debit entries a month : FREE Beyond 10 debit entries : Rs.9/- per entry 28 Standing Instructions (SI) Rs.53/- for Execution as well as Failure to execute each instruction 29 Issue of Deposit at Call FREE Receipt (payable at branch of issue) 30 Cash Handling Charges for CA/CC / ( Deposit other than Personal Banking Segment,TDR,RD and Loan customers) 31 Safe Custody Charges : a)scripts (for each Scrip) b)sealed Cover (for each cover) c)bank s own deposit receipt 32 Safe Custody Charges Certificate of holding 33 Collection of interest/ Dividend 34 Charges for transfer of shares 35 Charges for deletion of deceased person s name, change in name, etc. in SB accounts: NIL CC/CD/OD A/cs: Upto 1 bundle (10 packets):free per day Beyond 10 packets: Rs.9/-per packet : Min. Rs.89/- Max.Rs.8900/- opening charges: Rs.445/- Safe custody charges Rs.53/- per scrip Min. 222/- per annum Rs.222/- p.a. per cover : FREE Rs.222/- per sheet issued in duplicate For additional copies Rs.107/- per copy 2.75% Min.: Rs.53/- per warrant For warrants upto Rs.53/- charges are Discretionary Rs.107/- per transfer deed Rs.222/- 4

respect of corporate a/cs 36 Purchase/ sale of shares / securities other than under Power of Attorney executed in favour of the Bank 37 Handling charges for purchase/ sale of shares/ securities under Power of Attorney executed in favour of Bank 2.75% Min. : Rs.267/- per transaction 2.75% Min. : Rs.267/- per transaction 38 Redemption of securities 2.75%; Minimum Rs267/- per transaction 39 Safe Deposit Articles Smaller box: 10x10x10 cms Rs.890/- pa per box 20x20x20 cms Rs.1780/- pa per box 30x30x30 cms Rs.2670/-- pa per box For bigger boxes @80ps per cu.cm Min. 5696/- p.a. Min. 50% charges to be recovered if kept for quarter or part thereof 40 Safe Deposit Lockers Separate schedule given Annual Charges 41 Solvency Certificate For individuals : Upto Rs.1,00,000/- -- Rs.267/- Above Rs.1 Lakh to Rs.5 Lakh Rs.890/- Above Rs.5 Lakh: 1780/- For non-individuals: Rs.267/- per Lakh or part thereof Min.Rs. 890/- Max.Rs.8900/- 42 Photo Attestation Charges Rs.133/- per occasion 43 Record copy of the cheque Rs.44/- upto 3 months old entries Rs.107/- for older entries Subject to availability of instruments 44 Interest Certificate Once: FREE; Additional copies: Rs.107/- per copy 45 Enquiries relating to old records (more than 12 months old) Rs.222/- per item, subject to Availability 46 Payment of Deposit Receipts to another bank 47 Enquiries reg. old entries (more than 12 months old) Charges applicable for Remittances (Banker s Cheque / DD) Plus postages Rs.267/- per item older than 6 months; subject to availability of records 5

48 PENAL CHARGES for Non-Maintenance of Average Quarterly Bal. (AQB) Type of Savings Bank s Normal SB A/C With Cheque Without Cheque SAVING BANK ACCOUNT Minimum Average Quarterly Balance required (AQB) Minimum Average Quarterly Balance (AQB) of Rs.500/- Minimum Average Quarterly Balance (AQB) of Rs.100/- Penal charges for Non- Maintenance of Minimum AQB Rs.54/- per quarter Rs. 40/- per quarter BOI Senior Citizen Savings Bank With Cheque Without Cheque Minimum Average Quarterly Balance (AQB) of Rs.10,000/- Rs. 89/- per quarter Rs. 54/- per quarter BOI Star Mahila Savings Bank With Cheque Without Cheque Minimum Average Quarterly Balance (AQB) of Rs.5,000/- Rs. 89/- per quarter at all centres Rs. 54/- per quarter at all centres BOI Star Yuva Savings Bank With Cheque For Students up to 21 years:-nil Age group 21-35 years: - Rs.5,000/- in Metro/Urban Branches and Rs. For Students up to 21 years:- NIL Age group 21-35 years: Rs. 89/- per quarter 6

Without Cheque 2500/- in Semiurban/Rural Branches Rs. 54/- per quarter BOI Capital Gain scheme,1988-sb A --- Minimum Average Quarterly Balance Rs. 267 (AQB) of Rs.1000/- 48 C O N T I N U E D PENAL CHARGES for Non-Maintenance of Average Quarterly Bal. (AQB) The slab structure for levy of penal charges on account of non-maintenance of stipulated balance in the account is as follows:- 1. Slab I: If the AQB in the account falls below 50% of the stipulated AQB, 100% of the charges shall be recovered. 2. Slab II: If the AQB in the account is maintained 50% and above but less than 75% of the stipulated AQB, 75% of the charges shall be recovered. 3. Slab III : If the AQB in the account is maintained 75% and above but less than 100% of the stipulated AQB, 60% of the charges shall be recovered. Basic Savings Bank ( No Frill s), Savings Bank Scheme for Pensioners (SB-121), BOI Saral Salary Scheme (SB-165), BOI Salary Plus Scheme (SB-163), Star Ratnakar Bachat Salary (SB-164), Jai Jawan Salary Plus Scheme (SB-161, SB-162), BOI Star Gurukul Savings Bank (SB - 163 with Special Charge Code GURU ) and Staff Salary s (SB-111) shall remain exempted from minimum balance stipulation/ charges. Type of current Penal Charges s AQB Requirement Normal Current SILVER Current GOLD Current GOLD PLUS Current DIAMOND Current DIAMOND PLUS Current PLATINUM Current PLATINUM PLUS Current Metro-Rs. 5000/-, Urban - Rs. 2500/-, Semi-Urban Rural/ Rs. 1000/- Rs. 20,000/- to less than Rs.50,000/- Rs. 50,000/- to less than Rs.1,00,000/- Rs. 1,00,000/- to less than Rs.2,00,000/- Rs. 2,00,000/- to less than Rs.5,00,000/- Rs. 5,00,000/- to less than Rs.10,00,000/- Rs.10,00,000/- to less than Rs.20,00,000/- Rs. 20,00,000/- and above 1. Metro Branches:- Rs. 600/-+Applicable service tax per quarter, if the AQB is less than Rs. 5000/- 2. Urban/Semi-Urban Branches:- Rs. 500/- +Applicable service tax per Quarter, if the AQB is less than Rs. 2500/- 3. Rural Branches: - Rs. 350/- +Applicable service tax Quarter per, if the AQB is less than Rs. 1000/-. 7

Penal Charges for Star Benefit CD Plus : AQB-Rs.5000/-) : Rs. 600/-+Applicable service tax per quarter Penal Charges for Star Crystal CD A/c for Diamond Traders AQB-Rs.5000/-) : Rs. 600/-+Applicable service tax per quarter Penal Charges for Current Plus Deposit Scheme AQB-Rs.2.00Lac): Rs. 1000/-+Applicable service tax per quarter 49 NEFT/RTGS-OUTWARD Transaction Charges (through Branch) Applicable to TIERISED CD A/cs 50 LEDGER FOLIO CHARGES For CD A/cs. FREE Folios allotted per year for Avg. Balance : Upto Rs.25,000/- Above Rs.25,000/- to Rs.50,000/- Above Rs.50,000/- to Rs. 1 Lacs Penal Charges for Super Current Plus Deposit Scheme AQB-Rs.35.00Lac):: Rs. 5000/-+Applicable service tax per quarter TIERISED CD s under Scheme Code CD-201,CD-209 & CD-211: AQB below Rs.20,000/- : Standard charges of NEFT-RTGS Outward to apply SILVER 90% of the Normal charges of NEFT-RTGS Outward to apply GOLD 80% of the Normal charges of NEFT-RTGS Outward to apply GOLD PLUS 70% of the Normal charges of NEFT-RTGS Outward to apply DIAMOND 50% of the Normal charges of NEFT-RTGS Outward to apply DIAMOND PLUS 40% of the Normal charges of NEFT-RTGS Outward to apply PLATINUM & PLATINUM PLUS BOTH A/CS. FREE OF CHARGE Rs.58/- per folio NIL 3 5 Above Rs.1 Lacs to Rs. 2 lacs Above Rs.2 Lacs 9 Note : No Folio Charges for :- 1.Savings Bank A/cs. 2. s maintained by RRBs (For 40 entries or part thereof to be treated as one ledger page) 51 INTER-SOL CHARGES * FREE for all transactions (ref.cir Ltr. No.2012-13/75 dt 02/07/12 Sl Item Proposed Charges + SERVICE TAX @applicable rate 8

No 52 REMITTANCES RTGS- OUTWARD(through BRANCH) $ Below Rs.2 Lacs Rs.2 Lacs to Rs.5 Lacs Above Rs.5 Lacs ONLINE RTGS- OUTWARD(through NET) # RTGS - INWARD NEFT - INWARD NEFT- OUTWARD(through BRANCH) $ Upto Rs.10,000/- $ Above Rs.10,000/- UPTO Rs.1 Lac $ (Charges effective from 10.01.2016) Above Rs.1 Lac to Rs.2 Lac Above Rs. 2 Lacs ONLINE NEFT OUTWARD(through NET) # UPTO Rs.10,000/- # ABOVE Rs.10,000/- # INWARD ECS INWARD : NIL FOR ALL CENTRES Non-individuals : Credit Clearing (per entry/item) NCC Clearing House : No Charge Destination Bank : No Charge NIL Rs. 22/-+applicable time varying tariff subject to a Max.of Rs. 27/- Rs.45/- +applicable time varying tariff subject to a Max of Rs.50/- (refer Cir.Ltr.no.2011-12/110 dtd.05.10.2011) Rs.5/- per transaction NIL (refer Cir Ltr No.2012-13/75 dtd.02/07/2012) NIL (refer Cir Ltr No.2012-13/75 dtd.02/07/2012) Rs.2.50 per transaction $ Rs.5.00 per transaction $ Rs.15/- Rs.25/- Rs.2.50 per transaction # Rs.5.00 per transaction # NIL NIL No charge No Charge (Charges effective from 10.01.2016) 9

Sponsor Bank : Rs.5.50 (Min. Rs.2500/-) Debit Clearing (per entry/item) NCC Clearing House : No Charge Destination Bank : No Charge Sponsor Bank : Rs.4.00 (Min. Rs.2500/-) ECS Returned Rs.5.50 (Min.Rs.3000/-) No Charge No Charge Rs.4.00 (Min.Rs.2670/-) Rs.89/- per instrument #- Pl. refer overleaf for detailed list of category of SB & CD A/c. Schemes and of Staff including Ex-Staff for whom charges have been waived for Online NEFT / RTGS Outward Transactions (through INTERNET ( NET ) Banking) # - ONLINE NEFT / RTGS OUTWARD TRANSACTION CHARGES will not be applicable to A/cs. of Staff and Ex-Staff and also to Savings Bank Schemes viz. BOI Jai Jawan Salary Plus, BOI Salary Plus, BOI Saral Salary, BOI Star Senior Citizen (SB-166), BOI Star Mahila (SB-167), BOI Gurukul, SB Pensioner (SB-121), BOI STAR YUVA (SB-116), Ratnakar Salary, Star Diamond and BOI Suraksha SB Plus and Current A/c. Schemes (Tierised Current A/c. Category NORMAL TO PLATINUM PLUS), Star Benefit CD Plus, BOI CD Plus, Super CD Plus and Crystal Current A/c.) #- Detailed list of category of SB & CD A/c. Schemes and of Staff including Ex-Staff for whom charges have been waived for Online NEFT / RTGS Outward Transactions (through INTERNET ( NET ) Banking) Savings Bank Scheme 1.BOI Jai Jawan SALARY PLUS 2.BOI Salary PLUS 3.BOI Saral Salary 4.BOI Senior Citizen (SB 166) 5.BOI Star Mahila (SB 167) 6.BOI Gurukul 7.SB Pensioner (SB 121) 8.BOI Star Yuva (SB 116) 9.Ratnakar Salary 10.Star Diamond 11.BOI Star Suraksha SB PLUS 12.BOI Super Saving PLUS Current A/c. Schemes 1.Normal 2.Silver 3.Gold 4.Gold Plus 5.Diamond 6.Diamond Plus 7.Platinum 8.Platinum Plus 9.Star Benefit CD Plus 10.BOI CD Plus 11.Super CD Plus 12.Crystal Current $ - RTGS/NEFT Outward Transactions thro Branch is FREE for BOI Salary PLUS A/c Scheme for Para Military Forces (SB-163 Spl Charge Code-0201) & Jai Jawan Salary PLUS A/c Scheme (SB 161 & SB 162) as mentioned vide Br.Cir.Nos.108/199 dt.29.01.2015 & 109/41 dt.12.05.2015 respectively. CHANGES MARKED WITH # & $ APPEARING UNDER ITEM NO.51 ON PAGE NO.10 AND UNDER ITEM NO.52 MARKED WITH @ ON PAGE NO.11 ARE AS PER THE APPROVAL DTD. 04.12.2015 ACCORDED BY MD & CEO AND ED ON THE MEMORANDUM NO.HO:MKT:AS:2015-16:21 DTD. 02.12.2015 PUT UP BY MARKETING DEPARTMENT, HO PL NOTE THAT ALL CHANGES MARKED IN YELLOW / SHADED ARE THE LATEST VERSION AND SUPERCEDE EARLIER VERSIONS. 10

53 Miscellaneous 1.Issuance of Duplicate Term Deposit Receipt 2.Addition/Deletion of name in SB A/cs 3.SMS Alerts charges @ 4.SDV Locker Rent - Overdue Charges Rs.89/- per case Rs.89/- per case Rs.15/- per Quarter(if the no. of SMSs go beyond 5 in a Quarter)@ from all eligible customers, who have registered their Mobile No. with the Bank @SMS Charges not applicable to A/cs. of Staff & Ex-Staff, A/cs. opened under Prime Minister Jan Dhan Yojana (PMJDY) Scheme, Pensioners, Senior Citizens, Salary A/cs.(SB-161-165) and SB-101 with Special Charge Code NOMIN From all Hirers i.where Annual Locker Rental is upto Rs.1000/- Rs.22/- per month or part thereof ii. Where Annual Locker Rental is Rs.1000/- & above : Rs.44/- per month or part thereof Please importantly note : Temporary Overdrafts (TODs) / Drawing against Unclear Effects : In respect of accounts with more than 6 months old, this facility may be extended as per the Branch Circular No.107/163 dated 22.11.2013. But this facility to be used as a tool with a discretion to attract and retain good business. NOTE - I :- 1. Concessions/ facilities offered under various deposit schemes to continue until further notice, also concessions available for Staff and Ex-staff will continue. 2. Authority to offer concession in service charges to be exercised as per Branch Circular No. 98/26 of 21.05.2004 and 98/119 dtd.15.09.2004 3. Cash Deposit at other CBS branches will attract the same charges as given under Cash Handling Charges 4. New locker rentals would be applicable from the date of renewal. If the locker rent falls in arrears and is paid after the implementation of revised rates, the new/ revised rates will be applicable. 5. If any bills are sent by our upcountry branches for collection, charges to be shared by the branches in the ratio of 50:50. Postage will be actual. 6. Please refer to Br.cir.no.101/218 dtd.29.03.2008 SB Inoperative accounts. NOTE - II :- Various Concessions/ facilities offered under various heads of service charges to continue for following categories of s/ Schemes: 11

Concessions/ facilities extended to Tierised current s and Other current s as per Master circular on Current Deposits (109/201 dt. 01.02.2016) Jai Jawan Salary Plus Scheme (SB-161, SB-162) as modified Branch Cir No. Branch Circular No.109/41 dated 12.05.2015 BOI Salary Plus Scheme, BOI Saral Salary Scheme and BOI Star Gurukul Savings Bank (SB - 163 with Special Charge Code GURU ) vide Branch Cir No. 108/199 dated 29.01.2015 Savings Bank Scheme for Pensioners (SB-121) as modified vide Branch Cir. No. 107/143 dated 23.10.13 BOI Senior Citizen Savings Bank (SB- 166) vide Branch Cir. No. 107/106 dated 13.09.2013 BOI Star Mahila Savings Bank (SB- 167) vide Branch Cir. No. 107/107 dated 13.09.2013 Star Ratnakar Batchat Salary (SB-164) vide Circular Letter No. 2012-13/ 179 dated 17.10.2012 The penal charges on account of non-maintenance of minimum balance i.e. Rs 25,000 in BOI Saving Plus Scheme and Average Quarterly Balance of Rs. 5 lac in Super Saving Plus Deposits shall be levied as Rs 177.99/- + service tax @14% in BOI Saving Plus Scheme and Rs. 444.99/- +service tax@14% in Super Saving Plus Deposits, respectively. 12