Final terms 28 February 2013 GOLDFISH MASTER ISSUER B.V. (incorporated under the laws of The Netherlands with limited liability and having its corporate seat in Amsterdam) Issue of EUR 1,000,000,000 Series 2013-1 Class A2 Notes under the Euro 25,000,000,000 Residential Mortgage Backed Note Programme ABN AMRO BANK N.V. PART A - CONTRACTUAL TERMS Terms used herein shall be deemed to be defined as such for the purposes of the Conditions set forth in the Base Prospectus dated 27 February 2013, which constitutes a base prospectus for the purposes of the Prospectus Directive. This document constitutes the Final Terms of the Notes described herein for the purposes of Article 5.4 of the Prospectus Directive and must be read in conjunction with the Base Prospectus. Full information on the Issuer and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Base Prospectus. The Base Prospectus is available for viewing at the specified offices of the Security Trustee and the Paying Agent during normal business hours and http://www.abnamro.com/nl/investor-relations/debt-investors/index.html 1. Issuer: Goldfish Master Issuer B.V. 2. Specified Currency: euros 3. Class of Notes or Sub-class of Notes: Class A2 Notes 4. Series number: 2013-1 5. Series: the Notes described herein comprise the Class A2 Notes of Goldfish Series 2013-1, and together with all other Notes of Goldfish Series 2013-1 comprise Goldfish Series 2013-1 6. Principal Amount : EUR 1,000,000,000 7. Issue Price: 100 per cent. of the Principal Amount 8. Denominations: EUR 100,000 9. (a) Issue Date: 28 February 2013 (b) Interest Commencement Date (if different from the Issue Date): Not applicable 10. Final Date: Notes Payment Date falling in or nearest to November 2099 11. Interest Basis: Floating Rate Notes
PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE 12. Fixed Rate Note Provisions Not applicable 13. Floating Rate Note Provisions Applicable (a) Interest: Euribor for three (3) months deposits plus Interest Margin (b) Interest Margin prior to the First Optional Redemption Date: 0.55 per cent. per annum (c) Interest Margin after the First Optional Redemption Date: 1.10 per cent. per annum (d) Notes Payment Date(s): 28th day of February, May, August and November of each year up to and including the Final Date (or, if such day is not a Business Day (as defined in the Conditions), the next succeeding Business Day, unless such Business Day falls in the next succeeding calendar month in which event interest on the Notes will be payable on the Business Day immediately preceding such day) (e) Specified Period(s)/Specified Notes Payment Dates: Not applicable (f) Day Count Fraction Actual / 360 PROVISIONS RELATING TO REDEMPTION 14. Pass-through Notes or Soft Bullet Notes: Soft Bullet Notes 15. First Optional Redemption Date: Notes Payment Date falling in or nearest to May 2017 GENERAL PROVISIONS APPLICABLE TO THE NOTES 16. Form of Notes: Temporary Global Note exchangeable for a Permanent Global Note which is exchangeable for Definitive Notes only upon the occurrence of an Exchange Event 17. New Global Note: Yes
DISTRIBUTION 18. (a) If syndicated, names of Managers: Not applicable (b) If not syndicated, name of Manager: ABN AMRO Bank N.V. (c) Stabilising Manager (if any): Not applicable 19. Whether TEFRA D or TEFRA C rules applicable or TEFRA rules not applicable: TEFRA D 20. Additional selling restrictions: Not applicable LISTING AND ADMISSION TO TRADING APPLICATION These Final Terms comprise the final terms required to list and have admitted to trading the issue of Notes described herein pursuant to the 25,000,000,000 Residential Mortgage Backed Note Programme of Goldfish Master Issuer. B.V. RESPONSIBILITY The Issuer accepts responsibility for the information contained in these Final Terms except in respect of the Current Pool provided under Part C below. To the best of the knowledge and belief of the Issuer (which has taken all reasonable care to ensure that such is the case) the information contained in these Final Terms is in accordance with the facts and does not omit anything likely to affect the import of such information. The Issuer accepts responsibility accordingly. The Sellers accept responsibility for the information contained in these Final Terms in respect of the Current Pool provided under Part C below to the extent such information relates to Mortgage Receivables sold by the relevant Seller. To the best of the knowledge and belief of the Sellers (which have taken all reasonable care to ensure that such is the case) the information contained in these Final Terms, to the extent such information relates to Mortgage Receivables sold by the relevant Seller, is in accordance with the facts and does not omit anything likely to affect the import of such information. The Sellers accept responsibility accordingly. Signed on behalf of the Issuer: By:................. Duly authorised PART B - OTHER INFORMATION 1. LISTING (i) Listing: Euronext Amsterdam (ii) Admission to trading: Application has been made for the Notes to be admitted to listing and trading on Euronext Amsterdam with effect from 28 February 2013
(iii) Estimate of total expenses related to admission to trading: EUR 3,400 2. RATINGS Ratings: The Notes of Goldfish Series 2013-1 to be issued have been rated: S&P(registered as a credit rating agency under Regulation (EC) No 1060/2009, as amended): Class A Notes: 'AAA' (sf) Class B Notes: 'AA-' (sf) Moody's (registered as a credit rating agency under Regulation (EC) No 1060/2009, as amended): Class A Notes: 'Aaa' (sf) DBRS (registered as a credit rating agency under Regulation (EC) No 1060/2009, as amended): Class A Notes: 'AAA' (sf) Class B Notes: 'AA(low)' (sf) Class C Notes: 'A(high)' (sf) 3. NOTIFICATION Not applicable 4. INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE Save for any fees payable to the Manager(s), so far as the Issuer is aware, no person involved in the issue of the Notes has an interest material to the offer. 5. REASONS FOR THE OFFER, ESTIMATED NET PROCEEDS AND TOTAL EXPENSES (i) Reasons for the offer The net proceeds from the issue of the Series 2013-1 will be applied to fully redeem the Class A Notes of Series 2009-3, the Class A2 Notes of Series 2009-5 and the Class A1 Notes of Series 2010-2 issued by Goldfish Master Issuer B.V. (ii) Estimated net proceeds: EUR 1,000,000,000 (iii) Estimated total expenses: Not applicable 6. OPERATIONAL INFORMATION
(i) ISIN Code: XS0891457755 (ii) Common Code: 891457755 (iii) Clearing System(s) Euroclear and Clearstream, Luxembourg (iv) (v) If NGN form is chosen, the Common Safekeeper on the issue date: If NGN form is not chosen, the Common Depository on the issue date, if applicable: Clearstream, Luxembourg 42 Avenue J.F. Kennedy L-1855 Luxembourg Not applicable (vi) Delivery: Delivery against payment (vii) (viii) Names and addresses of additional Paying Agent(s) (if any): New Global Note intended to be held in a manner which would allow Eurosystem eligibility: Not applicable Yes Note that the designation "yes" simply means that the Notes are intended upon issue to be deposited with one of the ICSDs as Common Safekeeper and does not necessarily mean that the Notes will be recognised as Eurosystem Eligible Collateral either upon issue or at any or all times during their life. Such recognition will depend upon satisfaction of the Eurosystem eligibility criteria. 7. OTHER NOTES ISSUED The aggregate Principal Amount of the Notes of Series 2013-1 on the Issue Date of the Notes described herein issued by Goldfish Master Issuer B.V. including the Class A1 Notes described herein, will be: Class A1 Notes: Class A2 Notes: 1,701,500,000 1,000,000,000 The aggregate Principal Amount of the Notes of each Class on the Issue Date of the Notes described herein issued by Goldfish Master Issuer B.V. including the Notes described herein, will be: Class A1 Notes: Class A2 Notes: 1,701,500,000 1,000,000,000 8. ISSUER CURRENCY SWAP (i) Issuer Currency Swap Agreement in respect of this Series and Class or Sub-class (necessary in case of denominations other than euros): Not applicable
PART C - INFORMATION ON HE CURRENT POOL OF MORTGAGE RECEIVABLES HELD BY THE ASSET PURCHASER The numerical data set out below relate to the pool of Mortgage Receivables held by the Asset Purchaser prior to the Issue Date (the "Current Pool") as of 1 December 2012. The numerical information in respect of the Current Pool will relate to the Current Pool which will be determined prior to the relevant Issue Date. Therefore, the information set out below in respect of the Current Pool may not entirely reflect the Current Pool as it is on the relevant Issue Date. Portfolio Characteristics Type of loan #Loans #Loanparts Gross Net Ultimo 63,461 123,254 9,899,562,134.04 9,478,756,664.06 Repurchased -546-1,511-94,277,988.26-90,848,198.69 62,915 121,743 9,805,284,145.78 9,387,908,465.37 Details Amounts in euro Cut-Off Date 1-12-2012 Principal amount 9,805,284,145.78 Value of savings deposits 417,375,680.41 principal balance 9,387,908,465.37 Building deposits 1,336,922.67 principal balance excl. building and savings deposits 9,386,571,542.70 Number of loans 62,915 Number of loanparts 121,743 principal balance (loan) 149,215.74 principal balance (loanpart) 77,112.51 Remaining interest Period (in years) 8.03 First interest reset date 1-5-2003 Last interest reset date 1-8-2041 Maximum current interest 7.30% Minimum current interest 0.70% average current coupon (WACC) 4.53% average maturity (in years) (WAM) 22.38 average seasoning (in years) 6.55 average LTFV * 98.87% average LTFV (indexed) * 106.52% average LTMV * 84.04% average LTMV (indexed) * 90.54% % Owner occupied 99.03% * LTV based on: notional / collateral value Redemption Type Description Loanparts Annuity 90,675,733.71 0.97% 2,279 1.87% 4.63% 21.98 Bank Savings Hybrid 728,457,882.11 7.76% 6,894 5.66% 4.49% 22.82 Interest only 3,863,453,421.61 41.15% 60,507 49.70% 4.46% 23.75 Investment 294,148,798.23 3.13% 2,830 2.32% 4.52% 21.53 Life investment 618,743,903.33 6.59% 5,746 4.72% 4.50% 19.88 Linear 14,321,168.55 0.15% 308 0.25% 4.64% 20.98
Savings 2,048,426,398.03 21.82% 23,787 19.54% 4.85% 22.23 Universal life 1,729,681,159.80 18.42% 19,392 15.93% 4.33% 20.36 9,387,908,465.37 100.00% 121,743 100.00% 4.53% 22.38 Interest Reset Interval From Years ( > ) Until Years ( <= ) Loanparts < 1 663,317,822.82 7.07% 8,933 7.34% 4.19% 20.60 1 2 528,604,260.89 5.63% 6,663 5.47% 4.55% 20.71 2 3 879,238,959.04 9.37% 11,416 9.38% 3.97% 21.37 3 4 1,058,217,543.49 11.27% 14,020 11.52% 4.06% 21.72 4 5 476,039,018.38 5.07% 6,475 5.32% 4.64% 22.14 5 6 401,068,912.51 4.27% 5,701 4.68% 5.10% 22.30 6 7 1,075,065,600.54 11.45% 14,363 11.80% 5.09% 24.75 7 8 323,874,077.39 3.45% 4,293 3.53% 4.63% 22.86 8 9 289,802,295.65 3.09% 4,024 3.31% 4.55% 21.25 9 10 162,234,805.13 1.73% 2,203 1.81% 4.91% 21.39 10 11 122,485,071.58 1.30% 1,558 1.28% 5.25% 22.54 11 12 59,960,427.61 0.64% 759 0.62% 5.15% 20.25 12 13 214,299,546.38 2.28% 2,654 2.18% 4.24% 21.37 13 14 1,407,046,397.34 14.99% 17,486 14.36% 4.28% 22.09 14 15 1,181,343,530.27 12.58% 14,325 11.77% 4.63% 23.42 15 16 352,514,271.39 3.75% 4,476 3.68% 5.19% 24.06 16 17 70,249,300.77 0.75% 961 0.79% 5.59% 24.43 17 18 31,935,291.23 0.34% 427 0.35% 5.18% 23.45 18 19 8,446,527.10 0.09% 135 0.11% 5.65% 22.31 19 20 2,908,098.98 0.03% 38 0.03% 5.83% 21.51 20 21 10,893,081.12 0.12% 129 0.11% 5.33% 23.05 21 22 610,868.75 0.01% 10 0.01% 5.41% 22.29 22 23 2,333,480.20 0.02% 30 0.02% 5.25% 23.94 23 24 304,351.70 0.00% 5 0.00% 5.15% 23.26 24 25 112,229.77 0.00% 3 0.00% 5.45% 42.29 25 26 30,467,669.22 0.32% 346 0.28% 5.23% 25.63 26 27 5,899,226.40 0.06% 57 0.05% 5.70% 26.37 27 28 28,505,824.38 0.30% 247 0.20% 5.17% 27.49 28 29 129,975.34 0.00% 6 0.00% 5.94% 28.43 29 30 0 0.00% 0.00% 0.00 30 > 0 0.00% 0.00% 0.00 Unknown 0 0.00% 0.00% 0.00 9,387,908,465.37 100.00% 121,743 100.00% 4.53% 22.38
Geographical Distribution Province Unspecified Loans Drenthe 255,098,118.24 2.72% 1,725 2.74% 4.45% 22.34 Flevoland 282,601,406.53 3.01% 1,818 2.89% 4.49% 22.27 Friesland 347,578,584.76 3.70% 2,522 4.01% 4.48% 22.58 Gelderland 825,119,567.61 8.79% 5,187 8.24% 4.50% 22.69 Groningen 320,998,415.42 3.42% 2,443 3.88% 4.54% 22.22 Limburg 484,859,234.20 5.16% 3,260 5.18% 4.56% 22.26 Noord-Brabant 1,083,454,822.96 11.54% 6,933 11.02% 4.53% 22.39 Noord-Holland 1,448,441,140.55 15.43% 9,565 15.20% 4.53% 22.32 Overijssel 636,720,365.67 6.78% 4,102 6.52% 4.46% 22.78 Utrecht 586,971,312.64 6.25% 3,560 5.66% 4.51% 22.41 Zeeland 300,057,102.03 3.20% 2,323 3.69% 4.64% 22.11 Zuid-Holland 2,816,008,394.76 30.00% 19,477 30.96% 4.56% 22.26 9,387,908,465.37 100.00% 62,915 100.00% 4.53% 22.38
Loan To Original Foreclosure Value ( based on notional / collateral value From ( > ) Until ( <= ) Loans < 40% 303,286,495.83 3.23% 5,116 8.13% 4.55% 21.08 40% 50% 296,083,274.73 3.15% 2,916 4.63% 4.48% 21.18 50% 55% 194,119,439.57 2.07% 1,749 2.78% 4.48% 21.07 55% 60% 213,470,881.13 2.27% 1,870 2.97% 4.50% 20.81 60% 65% 193,513,704.22 2.06% 1,606 2.55% 4.54% 20.37 65% 70% 229,931,560.85 2.45% 1,756 2.79% 4.52% 20.53 70% 75% 277,760,987.58 2.96% 2,027 3.22% 4.49% 20.72 75% 80% 307,429,737.81 3.27% 2,186 3.47% 4.55% 21.04 80% 85% 347,787,226.61 3.70% 2,388 3.80% 4.53% 21.27 85% 90% 412,652,965.30 4.40% 2,737 4.35% 4.53% 21.63 90% 95% 488,733,021.80 5.21% 3,083 4.90% 4.51% 21.97 95% 100% 597,350,434.37 6.36% 3,658 5.81% 4.52% 22.09 100% 105% 646,996,685.63 6.89% 3,807 6.05% 4.50% 22.39 105% 110% 744,824,147.29 7.93% 4,384 6.97% 4.50% 22.56 110% 115% 974,096,453.69 10.38% 5,591 8.89% 4.51% 23.09 115% 120% 1,140,850,844.34 12.15% 6,416 10.20% 4.63% 23.76 120% 125% 1,254,379,821.15 13.36% 7,163 11.39% 4.56% 23.27 125% 130% 516,709,461.93 5.50% 3,035 4.82% 4.49% 23.05 130% 135% 148,471,265.65 1.58% 856 1.36% 4.48% 23.18 135% 140% 61,215,466.50 0.65% 354 0.56% 4.50% 23.29 140% 145% 27,118,764.85 0.29% 150 0.24% 4.48% 22.99 145% 150% 11,125,824.54 0.12% 67 0.11% 4.56% 23.07 150% > Unknown* 9,387,908,465.37 100.00% 62,915 100.00% 4.53% 22.38
Loan To Indexed Foreclosure Value ( based on notional / collateral value From ( > ) Until ( <= ) Loans < 40% 295,617,483.94 3.15% 5,497 8.74% 4.70% 19.37 40% 50% 260,023,874.45 2.77% 2,727 4.33% 4.60% 20.12 50% 55% 170,426,612.84 1.82% 1,573 2.50% 4.54% 20.54 55% 60% 209,982,659.15 2.24% 1,846 2.93% 4.56% 20.58 60% 65% 209,285,031.16 2.23% 1,755 2.79% 4.55% 20.67 65% 70% 195,702,729.09 2.08% 1,572 2.50% 4.57% 20.24 70% 75% 229,063,523.17 2.44% 1,748 2.78% 4.55% 20.27 75% 80% 249,215,172.85 2.65% 1,826 2.90% 4.52% 20.46 80% 85% 273,180,500.34 2.91% 1,903 3.02% 4.50% 20.94 85% 90% 328,839,396.32 3.50% 2,217 3.52% 4.49% 21.12 90% 95% 360,378,607.57 3.84% 2,367 3.76% 4.49% 21.28 95% 100% 407,186,463.82 4.34% 2,614 4.15% 4.48% 21.57 100% 105% 505,806,720.48 5.39% 3,132 4.98% 4.47% 21.84 105% 110% 560,759,391.77 5.97% 3,403 5.41% 4.47% 22.05 110% 115% 637,067,933.29 6.79% 3,754 5.97% 4.46% 22.32 115% 120% 704,372,164.31 7.50% 4,061 6.45% 4.42% 22.51 120% 125% 736,182,025.14 7.84% 4,156 6.61% 4.40% 22.83 125% 130% 748,110,331.10 7.97% 4,146 6.59% 4.43% 23.29 130% 135% 781,859,152.95 8.33% 4,279 6.80% 4.54% 23.94 135% 140% 727,829,515.37 7.75% 3,979 6.32% 4.67% 24.54 140% 145% 463,674,099.70 4.94% 2,545 4.05% 4.80% 24.92 145% 150% 205,216,495.79 2.19% 1,110 1.76% 4.84% 24.86 150% > 128,128,580.77 1.36% 705 1.12% 4.82% 24.86 Unknown* 9,387,908,465.37 100.00% 62,915 100.00% 4.53% 22.38
Loan To Original Market Value ( based on notional / collateral value From ( > ) Until ( <= ) Loans < 40% 492,666,875.19 5.25% 7,037 11.18% 4.52% 21.11 40% 50% 468,368,835.64 4.99% 4,223 6.71% 4.48% 21.08 50% 55% 225,348,207.37 2.40% 1,888 3.00% 4.54% 20.32 55% 60% 271,601,177.44 2.89% 2,071 3.29% 4.51% 20.51 60% 65% 333,917,110.86 3.56% 2,419 3.84% 4.52% 20.84 65% 70% 376,259,168.81 4.01% 2,649 4.21% 4.53% 21.11 70% 75% 453,437,912.67 4.83% 3,052 4.85% 4.53% 21.49 75% 80% 548,344,137.39 5.84% 3,498 5.56% 4.50% 21.84 80% 85% 692,176,304.43 7.37% 4,255 6.76% 4.52% 22.08 85% 90% 768,596,194.36 8.19% 4,522 7.19% 4.50% 22.40 90% 95% 937,944,274.07 9.99% 5,484 8.72% 4.50% 22.66 95% 100% 1,244,725,114.14 13.26% 7,069 11.24% 4.57% 23.44 100% 105% 1,438,267,027.77 15.32% 8,141 12.94% 4.61% 23.57 105% 110% 849,108,619.82 9.04% 4,947 7.86% 4.49% 23.00 110% 115% 191,820,521.03 2.04% 1,113 1.77% 4.47% 23.18 115% 120% 65,121,393.94 0.69% 372 0.59% 4.49% 23.25 120% 125% 25,127,281.30 0.27% 143 0.23% 4.52% 23.04 125% 130% 5,078,309.14 0.05% 32 0.05% 4.55% 23.04 130% 135% 135% 140% 140% 145% 145% 150% 150% > Unknown* 9,387,908,465.37 100.00% 62,915 100.00% 4.53% 22.38
Loan To Indexed Market Value ( based on notional / collateral value From ( > ) Until ( <= ) Loans < 40% 470,287,619.84 5.01% 7,390 11.75% 4.67% 19.58 40% 50% 412,463,844.88 4.39% 3,795 6.03% 4.55% 20.51 50% 55% 252,231,920.30 2.69% 2,129 3.38% 4.56% 20.72 55% 60% 232,176,573.90 2.47% 1,853 2.95% 4.57% 20.26 60% 65% 271,465,562.49 2.89% 2,071 3.29% 4.55% 20.25 65% 70% 307,557,022.34 3.28% 2,204 3.50% 4.51% 20.67 70% 75% 358,009,759.68 3.81% 2,434 3.87% 4.49% 21.08 75% 80% 410,352,990.75 4.37% 2,726 4.33% 4.50% 21.18 80% 85% 474,356,760.52 5.05% 3,043 4.84% 4.48% 21.57 85% 90% 598,317,890.74 6.37% 3,701 5.88% 4.48% 21.88 90% 95% 695,295,205.24 7.41% 4,186 6.65% 4.46% 22.08 95% 100% 785,271,770.70 8.36% 4,575 7.27% 4.44% 22.46 100% 105% 843,741,454.52 8.99% 4,800 7.63% 4.40% 22.66 105% 110% 880,629,763.33 9.38% 4,903 7.79% 4.42% 23.18 110% 115% 919,541,076.74 9.79% 5,032 8.00% 4.54% 23.94 115% 120% 815,652,569.98 8.69% 4,451 7.07% 4.68% 24.59 120% 125% 438,023,252.52 4.67% 2,410 3.83% 4.84% 24.96 125% 130% 145,865,755.57 1.55% 788 1.25% 4.82% 24.80 130% 135% 48,486,126.63 0.52% 268 0.43% 4.77% 24.83 135% 140% 18,172,248.99 0.19% 101 0.16% 4.86% 24.80 140% 145% 7,792,822.66 0.08% 43 0.07% 4.89% 24.92 145% 150% 1,992,473.05 0.02% 11 0.02% 5.06% 24.00 150% > 224,000.00 0.00% 1 0.00% 5.10% 26.42 Unknown* 9,387,908,465.37 100.00% 62,915 100.00% 4.53% 22.38 Mortgage Loan Size From EUR ( > ) Until EUR ( <= ) Loans < 100.000 833,072,076.67 8.87% 12,487 19.85% 4.76% 19.49 100.000 200.000 5,797,410,220.24 61.75% 38,216 60.74% 4.53% 22.34 200.000 300.000 2,719,430,139.13 28.97% 12,094 19.22% 4.45% 23.28 300.000 400.000 37,996,029.33 0.40% 118 0.19% 4.77% 26.17 Unknown* 9,387,908,465.37 100.00% 62,915 100.00% 4.53% 22.38
Interest Rate Group From ( > ) Until ( <= ) Loanparts < 3,00% 14,509,157.22 0.15% 403 0.33% 1.22% 22.77 3,00% 3,50% 301,810,778.88 3.21% 3,915 3.22% 3.44% 21.80 3,50% 4,00% 1,903,119,488.39 20.27% 23,835 19.58% 3.80% 21.84 4,00% 4,50% 2,493,548,130.30 26.56% 30,803 25.30% 4.30% 22.09 4,50% 5,00% 2,604,025,319.81 27.74% 33,304 27.36% 4.78% 22.84 5,00% 5,50% 1,576,495,391.92 16.79% 21,742 17.86% 5.20% 23.26 5,50% 6,00% 402,942,665.24 4.29% 6,218 5.11% 5.72% 21.73 6,00% 6,50% 73,175,837.14 0.78% 1,203 0.99% 6.22% 18.31 6,50% 7,00% 16,750,788.69 0.18% 283 0.23% 6.68% 15.67 7,00% > 1,530,907.78 0.02% 37 0.03% 7.14% 12.29 Unknown* 0.00% 0 0.00% 0.00% 0.00 9,387,908,465.37 100.00% 121,743 100.00% 4.53% 22.38 Origination Year From Year ( >= ) Until Year ( < ) Loanparts < 1995 17,298,324.46 0.18% 546 0.45% 5.34% 9.96 1995 1996 16,602,174.85 0.18% 334 0.27% 4.87% 11.95 1996 1997 25,756,183.61 0.27% 477 0.39% 5.01% 12.95 1997 1998 37,932,934.68 0.40% 689 0.57% 5.27% 14.10 1998 1999 87,909,786.62 0.94% 1,615 1.33% 5.35% 15.06 1999 2000 113,889,709.28 1.21% 1,877 1.54% 5.18% 16.49 2000 2001 102,985,197.65 1.10% 1,456 1.20% 5.12% 17.53 2001 2002 139,567,801.09 1.49% 1,878 1.54% 5.06% 18.76 2002 2003 181,560,918.30 1.93% 2,369 1.95% 4.89% 19.32 2003 2004 484,792,005.02 5.16% 5,830 4.79% 4.70% 20.43 2004 2005 729,146,961.43 7.77% 8,731 7.17% 4.58% 21.08 2005 2006 1,537,860,432.86 16.38% 19,735 16.21% 3.96% 21.70 2006 2007 2,247,727,021.13 23.94% 28,360 23.29% 4.16% 22.09 2007 2008 1,520,535,026.45 16.20% 18,881 15.51% 4.67% 23.44 2008 2009 663,884,570.94 7.07% 8,815 7.24% 5.17% 24.41 2009 2010 1,068,876,752.24 11.39% 14,237 11.69% 5.04% 25.56 2010 2011 265,303,969.89 2.83% 3,483 2.86% 4.69% 25.66 2011 2012 83,807,048.17 0.89% 1,376 1.13% 4.47% 24.27 2012 > 62,471,646.70 0.67% 1,054 0.87% 4.32% 21.82 Unknown* 0.00% 0 0.00% 9,387,908,465.37 100.00% 121,743 100.00% 4.53% 22.38
Date From Year ( >= ) Until Year ( < ) Loanparts < 2012 29,270.73 0.00% 10 0.01% 5.25% -1.17 2012 2017 17,432,733.61 0.19% 641 0.53% 4.54% 2.21 2017 2022 68,740,884.16 0.73% 1,690 1.39% 4.75% 6.89 2022 2027 275,425,979.24 2.93% 4,967 4.08% 4.69% 12.27 2027 2032 1,196,111,813.63 12.74% 16,534 13.58% 4.68% 17.04 2032 2037 4,745,249,692.17 50.55% 57,909 47.57% 4.25% 22.35 2037 2042 3,051,381,491.60 32.50% 39,344 32.32% 4.88% 25.62 2042 > 33,536,600.23 0.36% 648 0.53% 4.67% 46.13 Unknown* 0.00% 0 0.00% 9,387,908,465.37 100.00% 121,743 100.00% 4.53% 22.38 Seasoning From Years ( >= ) Until Years ( < ) Loanparts < 1 71,684,521.41 0.76% 1,198 0.98% 4.31% 21.99 1 2 84,766,528.65 0.90% 1,386 1.14% 4.47% 24.52 2 3 269,185,008.04 2.87% 3,533 2.90% 4.71% 25.63 3 4 1,091,780,685.95 11.63% 14,532 11.94% 5.05% 25.53 4 5 756,861,406.89 8.06% 9,953 8.18% 5.11% 24.28 5 6 1,533,790,760.04 16.34% 19,013 15.62% 4.62% 23.36 6 7 2,450,398,311.96 26.10% 31,023 25.48% 4.10% 22.01 7 8 1,261,416,218.27 13.44% 16,173 13.28% 4.02% 21.65 8 9 721,503,293.22 7.69% 8,639 7.10% 4.61% 21.04 9 10 444,824,014.04 4.74% 5,333 4.38% 4.70% 20.36 10 11 171,758,182.98 1.83% 2,247 1.85% 4.86% 19.23 11 12 140,912,297.95 1.50% 1,896 1.56% 5.07% 18.68 12 13 99,799,032.29 1.06% 1,447 1.19% 5.17% 17.38 13 14 115,355,542.22 1.23% 1,907 1.57% 5.17% 16.50 14 15 81,148,305.76 0.86% 1,508 1.24% 5.39% 14.83 15 16 37,003,857.27 0.39% 668 0.55% 5.21% 13.88 16 17 24,030,099.00 0.26% 448 0.37% 4.97% 12.78 17 18 14,620,902.23 0.16% 300 0.25% 4.91% 11.98 18 19 6,977,859.27 0.07% 200 0.16% 5.52% 10.56 19 20 5,153,437.27 0.05% 172 0.14% 5.28% 9.87 20 > 4,938,200.66 0.05% 167 0.14% 5.16% 9.13 Unknown* 0.00 0.00% 0 0.00% 0.00% 0.00 9,387,908,465.37 100.00% 121,743 100.00% 4.53% 22.38 *: This item is included in view of the systems used to produce the stratifications, and serves to ensure that stratifications on the entire pool are available even in the unlikely event that the relevant data are not sourced. End of Final Terms