Exhibit Registration and Sponsorship Forms Hotel Information Who Attends? Exhibit Floor Plan Shipping Information Dear Exhibitor, ADAPT TO ACHIEVE We welcome you to join us for our 11th Annual Eastern Secondary Market Conference with Exhibits. This is the same location the MBA national will hold their CREF Conference directly before our dates and their Servicing Conference the week after our conference. We expect 200 250 and more attendees this year. This is by far one of the best venues for this conference. It is more than perfect for ease of traffic flow between the exhibits and session room directly side by side and no corners to go around. Please refer to the floor plan of the exhibit room further in this packet. We have planned all receptions, breakfast, breaks, lunch to be in the exhibit room and all non-conflict time. The exhibit room stays open all day on Thursday to allow you to use this area for networking and appointments. We only have space for 30 tabletops so please get your registration in as soon as possible. We did sell out last year and were able to add to the foyer but we won t have that option this year. We look forward to seeing you there.
Wednesday 2/5 1 5:30 PM Exhibit Registration and Set-Up 6 7:30 PM Exhibits Open with a Welcome Reception Thursday 2/6 7:30 AM 4:30 PM Exhibit Room Open All Day to allow you a place to meet with your appointments. See all non-conflict exhibit times below with specific events in the room for the attendees: 7:30 9 AM Exhibit Room Opens Breakfast and Networking Time 10 11 AM Refreshment Break with the Exhibitors 12 1:30 PM Luncheon with Exhibitors and Networking 3:30 4:30 PM Final Exhibit Time and Closing Networking Reception (All exhibits and materials must be removed after the closing and no later than 7 PM.) 5.5 Hours Non-conflict exhibit time and a total of 10 hours open. The exhibit room will be open all day on Thursday for any business appointments/meetings you may make in between exhibit times. We realize this conference brings a lot of networking opportunities and this gives you the space and time for these appointments. Exhibitors asked to have more free time on the final exhibit day to get ready for evening functions so we closed at 4:30 this year. (The conference concludes the next day on Friday and you are welcome to stay!) The attendees have one more session on Thursday after the exhibits close giving you plenty of time to prepare for your evening events. Please review the schedule for registration and exhibit set up times to pick up your name badge and registration packet during these times only. Your full registration fee entitles you to attend all seminars, lunch, breaks and the receptions in the exhibit hall. Badges You will be given a name badge at the registration desk. This badge is proof of your registration and must be worn to all events. You must wear your badge to be admitted to all MBAF sponsored functions or have access to our area. Conference Cancellations Please note: Refunds are provided minus a $100 cancellation fee if received and acknowledged in writing by January 8, 2014. No refunds can be provided after this date but we do accept substitutions. The MBAF must provide guarantees to the hotel and we are unable to make any reductions after our commitment is made. Dress Code Business attire is appropriate. Package Handling/Deliver Charges Please see shipping instructions and a sample label on the final pages of this informational brochure. The Hyatt Regency Orlando (formerly the Peabody) 9801 International Drive Orlando, FL 32819 Tel: 407-284-1234 $249 Single/Double Occupancy $9 Service Fee Includes: Access for 1 guest per room to wireless high-speed Internet service (additional access is currently $2.95 per guest/per day), 2 bottles of water per day, 2 I-Ride tickets per room per day, use of the Athletic Club, Unlimited local and 800 calls, lobby coffee service 5:30-8:30 AM, and shoe shine services.) Reservation Cut-off Date is January 7, 2014 (This property fills up quickly so please make your room reservation early.) Hotel Online MBAF Personalized Reservation Link (If you must call to make your reservation, mention you are attending the MBAF conference to receive the special rate.) Hotel Toll Free Reservation Number: 1-800-233-1234 The hotel is convenient to the Orlando International Airport at about 15-20 minute drive. The hotel does not have shuttle service but taxis are plentiful. Downtown Orlando is only 15 minute drive but International Drive has abundant choices for any networking event or dinner you want to plan. Also, the hotel service fee includes two I-Ride Trolley tickets for unlimited use. Click Here to View the Trolley Map The hotel has varied and excellent options for your dining. To top off your evening make sure to visit Rocks, a very popular evening spot right at the hotel. Click Here to View the Hotel Options
a la mode, inc. AboutYourMortgage.com Acopia Capital Group / Acopia Home Loans Affilated Mortgage Company/Benchmark Bank Affiliated Capital Solutions, LLC Affiliated Mortgage Company Akerman Senterfitt Alarion Bank All Sunshine Real Estate Inc. AllRegs Alvarez, Sambol & Winthrop, PA American Bancshares Mortgage, LLC American Enterprise Institute American Mortgage Law Group AmeriCU Mortgage Ameris Bank Arthur J Gallagher & Co. Associated Software Consultants Atlanta Homeownership Center (FHA) at US Dept. HUD Atlantic Coast Bank Atlas One Financial B of I Federal Bank Baldwin Financial, LLC Bank of America Mortgage BB&T BB&T Correspondent Lending BB&T-Oswald Trippe and Company, Inc. Blanz and Company LLC Bradley Arant Boult Cummings LLC Branch Banking & Trust Co. Branch Banking & Trust Correspondent Lending Buckley Management Advisors Byte Software Calyx Software Capital City Bank Capital Markets Cooperative, LLC Carolina Bank Carrington Mortgage Services CBCInnovis Certified Credit Reporting, Inc. Chase Chase Correspondent Lending Christensen Financial, Inc. CIC Credit/Tax Return Verifications CitiBank N.A. CitiMortgage, Inc. Citizens First Wholesale Mortgage Company Clayton CMG Financial - Correspondent Lending Coastal States Mortgage Corp. Compass Analytics, LLC Customers Bank Warehouse Lending Dart Appraisal Department of Veteran's Affairs-Loan Guaranty Digital Risk, LLC Ditio Appraisals Ellie Mae Embrace HomeLoans Environmental Data Resources Equity Mortgage Bankers, LLC Essent Guaranty, Inc. e-tec Appraisal Management Solutions EverBank Fannie Mae-Washington FBC Mortgage, LLC FBI Federal Home Loan Bank of Atlanta Federal Trust Bank FEMBi Mortgage Fidelity Funding Mortgage Fidelity Investments Fifth Third Bank First Federal Bank of Florida First Tennessee Bank-Mortgage Banking Group Flagstar Bank, FSB Florida Capital Bank Mortgage Florida Commerce Credit Union Florida Insurance Specialists Forsythe Appraisals LLC Franklin American Mortgage Company Freddie Mac Garnet Capital Advisors Garrett, McAuley & Co. Garrett, Watts & Co. GatewayBank of Southwest Florida Genworth Financial Genworth Mortgage Insurance Gilbert Garcia Group P.A. GL Financial Services Global DMS Green Planet Mortgage, LLC Green Tree Servicing LLC Group One Mortgage, Inc. Hamilton Group Funding, Inc. Hancock Bank Home Financing Center Home Lending Source HomeBanc N.A. Mortgage Banking Division ICS Merrill IDCHECK.COM CORP. IMARC Impac Correspondent Infinity International Processing Services, Inc ING Direct InHouse Solutions Interthinx Investors Mortgage Asset Recovery Co. LLC Jefferson Bank of Florida JP Morgan Chase Bank, NA Kinecta Federal Credit Union Kroll Factual Data Lenders One Mortgage Cooperative Lending QB LERETA Flood and Tax Services Liberty Home Equity Solutions, Inc. LoanSifter, Inc. M&I Bank Madison Settlement Services Madison Williams & Co. Market Valuation Services McCaughan Mortgage Company, Inc. MERS Corp Holdings Metamerica Mortgage Bankers Inc. MetLife Home Loans Correspondent Milestone Advisors, LLC Mortgage Bankers Association of Georgia Mortgage Bankers Association, Washington Mortgage Banking Solutions Mortgage Builder Mortgage Builder Software Mortgage Cadence, LLC Mortgage Capital Trading, Inc. (MCT) Mortgage Guaranty Insurance Corp. Mortgage Information Services, Inc. Mortgage Quality Management & Research Mortgage Support Services, Inc. MountainView Capital Holdings MountainView Securities, LLC MPA Consulting, LLC Multi Bank Securities National Mortgage Insurance Corporation Nationstar Correspondent Lending Nationwide Mortgage Navigator Lending Solutions, Inc NewDay Financial LLC Norcom Mortgage NPR Capital, LLC NYCB Mortgage, LLC Old Florida National Bank Optimal Blue, LLC / Secondary Interactive (an Optimal Blue Company) Peak Performance Resources, Inc. PHH Home Loans, LLC dba Sunbelt Lending PHH Mortgage Pinkert Law Firm, P.A. Platinum Home Mortgage Corp Plaza Home Mortgage PMI Mortgage Insurance Co. Premier Bank Preo Mortgage, LLC PrimeLending, A PlainsCapital Company Professional Lien Search Property Sciences Prospect Mortgage Q Lending QuestSoft Radian Guaranty Inc. RBC Bank Real Estate Closing Solutions RealMetrix Regions Bank Corporate Trust Republic Mortgage Insurance Co. Residential Credit Solutions, Inc. RP Funding, Inc. Seacoast National Bank Seaside National Bank & Trust ServiceLink, FNF s National Lender Platform Sierra Pacific Mortgage Silvergate Bank Warehouse Lending Solidifi, Inc. Source Media Southwest Securities, FSB Southwest Securities, Warehouse Lending Stock Financial, LLC Stonegate Mortgage StoneHill Group, Inc. Sunbelt Lending Services SunTrust Banks SunTrust Mortgage, Inc. SunTrust Wholesale Lending Superior Bank Terrace Mortgage Co. Texas Capital Bank The Mortgage Firm The StoneHill Group, Inc. Thomas Mortgage & Financial Services, Inc. Thomson Reuters Towne Mortgage Company Tradeweb Triserv Appraisal Management Solutions Tropical Financial Credit Union U.S. Bank U.S. Department of Housing and Urban Development U.S. Department of HUD - Tampa Field Office Union Mortgage Investment Group Corp. United Guaranty United Lender Services Corp. Universal American Mortgage Company Urban Trust Bank US Bank US Bank Home Mortgage Vantage Capital Group, LLC Vernis & Bowling, P.A. View Point Bank Volt Waterstone Mortgage Weiner Brodsky Sidman Kider PC Wells Fargo Bank, N.A. Wells Fargo Funding Wells Fargo Home Mortgage Your Mortgage Source, Inc.
Richard Christopher Whalen, Executive Vice President and Managing Director for Carrington Holding Company, LLC. Carrington operates in virtually every aspect of single family residential real estate transactions investments in U.S. real estate and mortgage markets, loan origination and servicing, asset management and property preservation, real estate sales and rental, and title and escrow services. Christopher is co-founder and Vice Chairman of the board of Lord, Whalen LLC, the Los Angeles based provider of customized risk management tools and consulting services focused on the financial services industry. Christopher is the author of the December 2010 book, "Inflated: How Money and Debt Built the American Dream," now in a second printing from John Wiley & Sons. Christopher currently writes a twice weekly column, Washington & Wall Street, on the Breitbart.com web site. He also contributes articles to Zero Hedge, American Banker and The National Interest. Christopher has testified before Congress, the Securities and Exchange Commission and Federal Deposit Insurance Corporation on a range of financial, economic and political issues. Christopher is a graduate of St John s College High School (1977) and Villanova University (1981). He is a member of the Finance Department Advisory Council at the Villanova School of Business. Christopher is a Fellow of the Networks Financial Institute at Indiana State University and a past regional director of Professional Risk Managers International Association (PRMIA). He is a member of the Economic Advisory Committee of the Financial Industry Regulatory Authority (FINRA) and the National Association of Business Economists (NABE). For further information about Christopher, go to www.rcwhalen.com Brian Zdeblick, Vice President of TPO Lending for BofI Federal Bank BofI Federal Bank is a California based bank that is a Jumbo portfolio lender active in the Non QM market. Brian leads a national sales team that sells residential lending, multifamily/commercial lending, and warehouse lines. Brian has been in the third party origination market since 2005, previously managing ING Mortgage s Correspondent and Wholesale business development team. To learn more about the BofI Federal Bank Non QM Jumbo program please email Brian at BrianZ@BofI.com or visit https://www.bofifederalbank.com/bofifederalhome/strategicalliances/ ThirdPartyLending.
13 12 11 10 9 8 7 6 5 4 3 International Ballroom H Exhibit Room 14 15 16 17 Center of the room will hold food/beverage/bar areas and tables. There is three feet between each exhibit table, no pipe and drape. You receive one draped table, two chairs and a wastebasket. Electric is provided if you check the box on your form. Internet will be provided to one per table automatically. 18 19 20 21 22 23 24 25 26 27 28 Important : Please note the floor plan is designed for a maximum 30 tabletops. The floor plan may adjust slightly if less exhibits. We are unable to add any additional exhibits this year so please register early to insure a spot and the best placement. Placements will be done 2-3 weeks prior to the conference dates. Priority is given to Platinum and Gold sponsors. Everyone is placed on a firstcome-first-served basis. Care is given in placements of competitive business as to not be directly together. No large exhibits allowed but tabletop displays and backdrops that fit behind no larger than 8 feet in length are welcome. 2 1 30 29
11th Annual astern Exhibitor Registration Form February 5-7, 2014 Name (as you wish it to appear on your name badge) Company Address City/State/Zip Phone Email I am disabled and would like to be contacted to discuss my special needs. Please indicate any special dietary considerations: $485 Tabletop Exhibit (Includes one representative for full conference.) HOW TO REGISTER You can register yourself online via www.mbaf.org, just login and complete the information, or for the first time you are able to fill in this form by typing on the computer then just click the yellow submit button below or you can mail the form to the address below. Please note: Refunds are provided minus a $100 cancellation fee if received and acknowledged in writing by January 8, 2014. No refunds can be provided after this date but we do accept substitutions. VISA/MC/AMEX Credit Card # Verification Code: (E) Signature of Card Holder: PLEASE PRINT Name as it appears on the card: EXHIBITOR FEES AND INFORMATION $250 Extra Representative Reduced Fees (Includes full conference attendance.) (Use separate sheet to list extra registrants including their contact information) Check here if electric is needed. ($100 fee as per what the hotel charges us. Include this in your fee payment and we will place the order for you.) Please include a company description on a separate sheet of paper of approximately one paragraph. We will include this on the attendee handout to all registrants. No large exhibits allowed. Tabletop displays will be permitted that fit on a 6 table or that can set behind the table or in place of the table. You will be provided one 6 table, 2 chairs and wastebasket. Three feet is between all tables. See floor plan for layout if all 30 spaces are taken. All exhibit times are non-conflict with programs. Check here if you are a paid Platinum or Gold Sponsor. NOTE: Payment for your exhibit is included with these level of sponsorships. Fill out this form for your company listing information for the attendee conference handout. Do not include payment again. Space is assigned on a first-come first-serve basis with Platinum and Gold Sponsors placed in prime spots near the doors or food areas. Final confirmation of your location will be approximately 2/3 weeks prior to the event as this is dependent of how many tables are actually taken. Expiration: Credit Card Billing Address and Phone Number of Card Holder (indicate only if different from ABOVE): Is this a corporate card? Office Use Only Date Received: Check/CC: Amount: Exhibitor: MBAF Exhibitor hereby assumes entire responsibility and agrees to protect, defend, indemnify and save the hotel, it s owners, its operators, and each or any respective parents, subsidiaries, affiliates, employees, officers, directors, and agents harmless against all claims, losses or damages to persons or property, governmental charges or fines and attorney s fees arising out of or caused by its installation, removal, maintenance, occupancy or use of the exhibition premises or a part thereof, excluding any such liability caused by the sole gross negligence of the hotel and its employees and agents.
11th Annual Updated Sponsorship Opportunities Platinum and Gold Levels include Exhibit Space and Reps or Regular Attendee Conference Registrations (see options below) astern Secondary Market Conference with Exhibits February 5 7, 2014 Platinum Sponsorship $3,000 Prime Exhibit Booth with TWO Rep Registrations OR if no Booth required, two full conference registrations are included. Full-page color ad in the conference program: 8 wide x 10.5 high Signage displayed during the conference, special recognition at events, scrolling logo on the homepage of our new web site with your company link until the next year. Check it out at www.mbaf.org Gold Sponsorship $2,000 Prime Exhibit Booth with ONE Rep Registration OR if no Booth Required, one full conference registration included. Half-page color ad in the conference program: Horizontal: 8 wide x 5.25 high or Vertical: 4 wide x 10.5 high Signage displayed during the conference, special recognition at events, company logo as a gold sponsor on the web site after the conference. Silver Sponsorship $1,000 Quarter-page black and white ad in the conference program: 4 wide x 5.25 high Signage displayed during the conference, special recognition at events. Bronze Sponsorship $800 Business card black and white ad in the conference program. Signage displayed during the conference, special recognition at events With four sponsorship levels we make your support affordable for all budgets. Every little bit helps your professional association while providing you the recognition you deserve. IMPORTANT: Platinum and Gold Sponsors: If you plan to exhibit please complete the exhibit form and return it along with your sponsorship form so we have complete information for your booth, and reps. NON-Exhibiting Platinum and Gold Sponsors: Platinum receives two regular attendee registrations and gold receives one so fill out the attendee registration forms for these registrants as well as the sponsorship form and return. Important Artwork Deadline: The deadline to receive artwork for our printing of the conference program is Tuesday January 7, 2014. Please provide in High-resolution PDF or JPG format according to the sizes listed above for the specific sponsorship. Ads will be inserted as is and we are not responsible for incorrect content you provide to us. All ads must be emailed to mbaf@mbaf.org. You will receive an email confirmation that we received your ad, if you don t then we did not receive it. Platinum sponsors please email your logo and web link to place on our home page and for all recognition purposes. Gold sponsors email your logo. Company (please show the Company name as it should be listed on all recognition materials) Address Phone Email Contact Person City/State/Zip VISA/MC/AMEX Credit Card # Expiration: Verification Code: E-Signer of Card Holder: PLEASE PRINT Name as it appears on the card: Credit Card Billing Address and Phone Number of Card Holder (indicate only if different from Contact ABOVE): Is this a corporate card? Office Use Only Date Received: Check/CC: Amount: CLICK SUBMIT TO SEND ONLINE
PACKAGE INFORMATION HYATT REGENCY Orlando 9801 International Drive,Orlando, FL 32819 orlando.regency.hyatt.com Convention Shipping & Receiving: The Executive Shipping Center is available for the receipt, holding, and delivery of packages to guests in rooms, meeting spaces, and the exhibit halls. The Executive Shipping Center will not be available to accept, or store exhibits or large crates in an effort to bypass the organization s contracted drayage company. All said exhibit materials will be rejected. If no drayage company is being used then the Executive Shipping Center will gladly accept all exhibit materials. Convention and meeting materials should be identified with the name of the guest, organization, and arrival date. All packages will be weighed upon arrival and handling charges will be assessed to the guest room, cash, credit, or Master Account upon delivery. Note: Packages should not arrive at the Hotel earlier than five (5) days prior to the date required. * Please note: All packages arriving at the hotel earlier than five (5) days prior will be charged a storage fee of $5 per box, per day. No Freight will be accepted after 5:00 pm. 11th Hour and Hyatt Regency do not have access to nor offer cold storage or storage of perishable items received. Items needing special storage must be arranged with the show coordinator. 11th Hour nor the Hyatt Regency accepts responsibility for any perishable items received that are damaged or unusable in any way due to improper storage. 11th Hour does not accept packages shipped COD under any circumstances. Please ensure all inbound shipping costs are arranged prior to arrival at the hotel. Packages can be shipped to: Attn. <Guest Name/Meeting/Arrival Date> HYATT REGENCY 9801 International Drive Orlando, FL 32819 Ph. #407-352-4000 Hours of Operation Monday - Friday 7am to 8pm Saturday 7am to 6pm Sunday 8am to 6pm Please call priority services at ext. 54444 for assistance with package retrieval outside of staffed hours. Charges for all incoming and outgoing materials will be assessed and charged at a rate of $0.70 per lb per package, with a minimum of $5.00. DELIVERY AREA: All deliveries are to be made at the main dock. NO EXCEPTIONS It is the responsibility of the shipping company to unload all materials from the delivery vehicle. Once the equipment has been unloaded safely, the Executive Shipping Center Staff will sign for and accept responsibility for the material. The Executive Shipping Center staff will then process all packages for delivery. Note: No guests are allowed in the delivery area Guests who need to identify exhibit material must call ext. 54798 and be escorted by the Executive Shipping Center staff. Guest should have the tracking numbers in the event of any difficulty locating packages.
GUEST PACKAGE SERVICES: Any and all outbound shipping can be done through the Executive Business Center. Guests can use their own shipping accounts or they can charge all fees to their room, cash, credit, or Master Account. Guests must pack everything themselves. For liability reasons business center associates will not pack any item. We will sell you materials to assist you in packaging. The Executive Business Center is not responsible for packages damaged during the shipment process. You are personally responsible to file all claims with the individual couriers. (FedEx, UPS, Airborne, DHL, etc.) The Executive Business Center will not be responsible for any items dropped off that are not packaged or taped properly. All outbound packages are charged a handling fee at the rate of $.70/lb. including all freight and pallets. Special pricing for outbound freight and pallets can be arranged directly through 11th Hour and will be based on volume. For details please contact John Franco, Guest Shipping and Receiving Manager 407.345.4798 jfranco@11thhourbiz.com Executive Business Center
Ship To: The Hyatt Regency 9801 International Drive Orlando, Fl 32819 Hold For: Guest Name Convention Dates Phone Number Arrival Date Convention Name Ballroom/Meeting Room/Booth Box Number of Executive Business Center HYATT REGENCY Orlando 9801 International Drive, Orlando, FL 32819 orlando.regency.hyatt.com
Conference Speaker/Session Schedule at a Glance with Exhibit Specific Info/Time in Blue (please note at the time of this distribution we have a few speakers not listed and still to be announced!) Wednesday 2/5 1-5:30 PM Exhibit Registration and Set-Up and Attendee Registration Opens 3-5 PM Roundtables Secondary Soup to Nuts NEW exciting interactive session this year with Three Roundtable Tracks Facilitator is Chris Whalen, Managing Director, EVP, Carrington Holding Co. Moderator: Rudy Orman, Senior Vice President, Director of Marketing and Business Development T RACK Primary Market 2014 Origination Challenges Growing in a down market Compliance Issues (CFPB, QM) T RACK Secondary Market Who will be buying loans G-Fees Hedging as interest rates increase MSR values T RACK Capital Market What happens to FN/FH? Securitization Servicing Introducing Your Roundtable Leaders: Seth Sprage, CMB, Senior Vice President - Phoenix Capital, Inc. Brendan Keane, Managing Director, Head of Structured Finance Solutions, Sterne Agee Rob Clare, SVP Institutional Fixed Income Sales, Banc of Manhattan Capital Tyron Miller, Vice President Servicer Relationships, Freddie Mac Bill Moliski, Senior Vice President, Capital Markets, SG Capital Gagan Sharma, President & CEO, BSI Financial Services Joe Nunziata, Chairman and Co-CEO, FBC Mortgage David Stein, SVP and General Counsel, Residential Financial Corp. David Akre, Managing Director, Five Oaks Investment Corp. Attendees, these three tracks take place in the same room in three separate grouped roundtables. You will hear from Chris Whalen on his overview of the industry on a macro level and Rudy Orman will be the moderator. Speakers will discuss topics specific to their track. The intent is for participants to ask questions within a personalized discussion format. Every 25 minutes Track Speakers will rotate. This gives everyone more of an interactive and one-on-one experience. 5-6 PM Economic Update Mark Vitner, Managing Director, Senior Economist, Wells Fargo 6-7:30 PM Exhibits Open with a Welcome Reception Thursday 2/6 7:30 AM-4:30 PM Exhibit Room Open All Day 7:30-9 AM-Exhibit Room Opens Breakfast and Networking Time 7:30-9 AM CMB Society Breakfast Meeting with speaker, Phil Bracken, CMB, Chief Policy Officer- Government and Industry Relations, Radian
Thursday Continued 9 10 AM Industry Update, Dave Stevens, President and Chief Executive Officer, MBA (Continue for Bio) 10-11 AM Refreshment Break with the Exhibitors 11 AM 12 PM Agency Updates Beth Millstein, Director of Business Development, Fannie Mae (Freddie Mac Speakers TBD) 12-1:30 PM Luncheon with Exhibitors and Networking 1:30-2:30 PM Ed Pinto, Resident Fellow, American Enterprise Institute 2:30-3:30 PM Servicing Released vs. Servicing Retained: Understanding the Value Proposition Phil Rasori, COO, Mortgage Capital Trading (MCT) 3:30-4:30 PM Final Exhibit Visits and Networking with an Afternoon Reception (Exhibits Conclude) 4:30-6 PM (Today's Final Session) - Non-QM Panel with Moderator Trez Moore, Managing Director Markets, RBS; Panelists: Brian Zdeblick, AMP,VP, National Sales Manager, Wholesale/Correspondent/ Warehouse Lending, BofI Federal Bank, Bill Moliski, Senior Vice President, Capital Markets, SG Capital Partners, Matthew Nichols, CEO, Deephaven Mortgage During this conference Hear a Special Message Presented by Senator Bob Corker via video feed. Senator Corker is co-author of legislation to overhaul the mortgage finance market, including his proposal that private capital take at least 10% of the first loss on mortgage-backed securities. He will provide us up-to-date information on this and mortgage finance reform going forward. Friday 2/7 8-9 AM Breakfast 9-10 AM State of the Market, Rob Chrisman Rob will share the current state of the market from the originator and company perspective and what they re thinking respectively. 10-11 AM "Repurchase Response How to deal with repurchases in the QM marketplace." Discussions around the risk of repurchase requests for QM-non-QM loans, how to protect your organization and what to do when one occurs. John Cosculluela, CMB, American Bancshares Mortgage Eric Randolph, Digital Risk Scott D. Samlin, Partner, Alston & Bird LLP Nitin Dave, VP of Servicing & Securitization at Southern Trust Conference Concludes at 11 AM
Speaker Bios (more on the way) David A. Akre, Managing Director, Five Oaks Investment Corp. Since April of 2013, David Akre has been leading the strategic development in Non-Agency investments, securitization and originations at Five Oaks Investment Corp., a public mortgage REIT based in New York, NY. Five Oaks went public in March of 2013 and is currently building a jumbo loan conduit and securitization business. From 2009 to April of 2013, David Akre ran Whole Loan Capital, a loan sale and mortgage servicing advisory firm located in Huntington, New York. From 2003 until 2009 Mr. Akre was Co-Chief Executive Officer, Vice Chairman, and on the Board of Directors of New York Mortgage Trust (NASDAQ: NYMT), a REIT he developed and co-founded in 2003. The company, currently managing a wide array of assets, formerly originated residential mortgage loans. It completed its IPO in 2004. Mr. Akre s primary responsibility was NYMT s loan retention and securitization effort, while overseeing its MBS portfolio management. Mr. Akre guided NYMT through the credit crisis by tightening credit guidelines in 2005, ceasing loan retention in early 2006, helping decide the sale of the lending operation in early 2007, maintaining vital repo credit lines by meeting with credit providers on a regular basis, and being integral to recapitalizing the company in 2008. Mr. Akre was also actively involved in disposing of former lending operation assets, liabilities and residual loans, and dealing with loan put-backs, and delinquent borrowers. From 1997 to 2003, Mr. Akre was Vice President of Capital Markets, Bulk Acquisitions and Secondary Marketing at Thornburg Mortgage, Inc, a prime residential jumbo mortgage REIT in Santa Fe, New Mexico. He was hired to start Thornburg s residential whole loan business and was responsible for jumbo pool acquisitions, loan pricing, and portfolio hedging. Additionally Mr. Akre sat on the Asset-Liability Committee and reported to the CEO. From 1995 to 1997 Mr. Akre traded whole loans at Principal Asset Markets (a subsidiary of Principal Life), a boutique broker/dealer in Edison, New Jersey. From 1988 to 1995, Mr. Akre was a Vice President at GE Capital Mortgage Corporation in a variety of positions, including pipeline hedging, bulk loan acquisitions, loan securitizations for public pension funds, and mortgage loan brokering/portfolio analysis for lending clients. From 1985 to 1988 Mr. Akre was in Institutional Fixed Income Sales for Security Pacific Merchant Bank in New York, responsible for distribution of bank originated ABS and MBS. Prior to Security Pacific, he spent two years (1984 1985) in retail mortgage banking production as a Loan Officer in the metropolitan New York City area. Prior to entering the mortgage arena he spent three years working aboard merchant vessels around the world as a second and third officer. Mr. Akre is a graduate of the United States Merchant Marine Academy, Kings Point, New York, Class of 1980. He holds a Bachelor of Science degree.
Phillip W. Bracken, Chief Policy Officer, Head of Government & Industry Relations Radian Guaranty Phil Bracken joined Radian Guaranty in March, 2013 as Chief Policy Officer and Head of the Company s Government & Industry Relations in Washington, DC. He is Co-Chairman of the Consumer / Lender Roundtable in Washington, DC; President of the Housing Renaissance; and is Founder and Chairman of the America s Homeowner Alliance the advocacy alliance for the 75 million Homeowners of America. He was formerly Executive Vice President of Wells Fargo Home Mortgage (WFHM) for 15 years. In 2008, Bracken was awarded the lifetime achievement award The Eagle Award - by the National Association of Real Estate Brokers. In 2009, the Mortgage Bankers Association (MBA) of America awarded Bracken their highest honor the Andrew D. Woodward Distinguished Service Award - in recognition of his lifelong dedication and prominent service to MBA and the mortgage lending industry. The National Association of Hispanic Real Estate Professionals (NAHREP) also recognized Bracken in November 2009 with the NAHREP lifetime achievement award The NAHREP Founders Award. He was the creator and architect of the Housing Policy Council of the Financial Services Roundtable in Washington, DC and initiated the Hurricane Katrina Relief Coalition in Washington, DC. Bracken earned a bachelor s degree in marketing and management from Eastern Illinois University and played professional baseball before his career in housing finance. Rob Chrisman Rob Chrisman began his career in mortgage banking - primarily capital markets - 28 years ago in 1985 with First California Mortgage, assisting in Secondary Marketing until 1988, when he joined Tuttle & Co., a leading mortgage pipeline risk management firm. He was an account manager and partner at Tuttle & Co. until 1996, when he moved to Scotland with his family for 9 months. He returned to the United States in mid-1997 and ran Secondary for Standard Financial, a sub-prime lender in northern California. In late 1997 Rob was hired by Cross- Land Mortgage to start, and be the president of, a sub-prime company named On- Call Mortgage (a division of CrossLand). OnCall Mortgage was in existence until Wells Fargo purchased First Security Bank (the owner of CrossLand) at the end of 2000. Rob then joined CMG Mortgage, a wholesale mortgage bank, as the Director of Secondary Marketing. In early 2003 and re-joined Tuttle Risk Management Services, Inc. TRMS (now Compass) provides mortgage pipeline risk management for mortgage companies and thrifts that seek to originate and sell loans into the secondary mortgage market. In November of 2006 Rob left TRMS to become the Director of Capital Markets for RPM Mortgage, a retail residential lender, leaving there in late 2008 to focus on not only publishing a widely read daily market commentary on current mortgage events but also on his family. In addition to owning Chrisman LLC, he is on the board of directors of several financial services companies, including Peoples Bank (KS), G5 (CA, a.k.a. Institutional Mortgage), Inheritance Funding Corporation (CA), is an advisor to the Board for First Mortgage (CA), is a member of the Secure Settlements Advisory Board (NJ), an associate of the STRAT- MOR Group, a member of the California Mortgage Bankers Association, and of the Mortgage Bankers Association of the Carolinas and its membership committee. Rob has provided expert witness services for mortgage and real estaterelated cases, has lectured to groups around the country. And still finds time to take his Dad to lunch a few times a week. Rob holds a BS from Cal Poly, San Luis Obispo, and an MBA from UC Berkeley.
Rob Clare is Senior Vice President of Client Development for Banc of Manhattan Capital based in Woodland Hills, California. Centered in Chicago, Rob has been in the mortgage and real estate industry since 1987 and brings a broad prospective and experience that includes residential origination, mortgage operations, broker/dealer activity and whole loan capital markets transactions. Rob has worked for large institutions including Hudson Advisors, ABN AMRO and Norwest Mortgage as well as the smaller boutique firms of Performance Trust, Hanover Capital and The Winter Group. His focus on the residential market includes agency, non-agency, performing and non-performing first and second lien product originated or owned by banks, insurance companies and private equity groups. Rob is a graduate of Marquette University and resides in the Chicago suburbs with his wife and daughters. Nitin Dave, VP of Servicing & Securitization, Southern Trust Mr. Nitin Dave has 35 years experience in Mortgage Banking, Consumer Banking, Investment Banking, Commercial Lending, with a Focus on Mortgage Servicing operations & Secondary Marketing executions via Cash and Securitization, (25 years at FannieMae, 2+ years at Citizens Bank, 5 Years at Pinnacle Financial Corporation, and currently as VP of Servicing & Securitization at Southern Trust, a Fannie, Freddie and Ginnie approved). Besides his vast experience, Nitin Dave holds two undergraduate degrees and an MBA, and a Chartered Accountant's designation (comparable to CPA). He is a graduate of the School of Mortgage Bankers Association of America, and has Public Accounting experience as well. He is one of the few professionals with mortgage banking experience in both front-end (Origination, Processing, Underwriting, Credit/Risk management, Emerging Markets, and Capital Markets /Secondary Marketing), and, back office Operations (Servicing, Investor Reporting, Quality Control, Post Closing, Risk management, and Securitization MBS, PC, REMIC, CMO, REIT, and other structures) with strong financial analysis skills because of his Public Accounting background. Nitin s background includes demonstrated skills in Marketing (Account Management), substantial contribution to FannieMae s Congressional Goals through Emerging Markets outreach, Loss Mitigation, Servicing, Default Administration, Foreclosure, Bankruptcy and REO Administration, Operations, Financial Management, Represented FannieMae & The Urban Institute to develop International Housing Finance System in Russia, China, Slovakia, Greece, Poland, Thailand, & South Africa, Brendan J. Keane, Managing Director, Head of Structured Finance Solutions Sterne, Agee & Leach, Inc. With over 25 years of financial services experience, Brendan heads Sterne Agee s Structured Finance Solutions Group, focusing on asset-related opportunities, including securitizations, portfolio advisory & valuation assignments as well as specialty finance-oriented transactions, among other initiatives. Previous to Sterne Agee, Brendan led a similar effort at the New York-based investment bank Gleacher & Co. Brendan joined Gleacher from CoreLogic, Inc., where he founded that firm s Advisory and Valuation Services group, providing capital markets and mortgage-related services and solutions to investors, originators, and servicers. Prior to CoreLogic, Brendan was a Managing Director at Credit Suisse Securities, co-managing its U.S. Asset Finance Group. He was also a senior member of the firm s Specialty Finance investment banking practice. Before joining Credit Suisse, he was a member of Prudential Securities Fixed Income and Investment Banking departments, where he supervised its Real Estate Asset-Backed Securitization Group. In addition, Brendan was a senior residential mortgage-backed securities ratings analyst at Moody s Investors Service and a corporate attorney at the law firm Milbank, Tweed, Hadley & McCloy. A graduate of the State University of New York at Albany with a Bachelor s Degree in Business Administration he also earned his Juris Doctorate from the Albany Law School of Union University. Brendan, his wife Susanne and two children live in Essex Fells, NJ.
Beth Millstein, Director of Business Development, Fannie Mae Beth is currently responsible for managing relationships with lenders who are interested in establishing a business relationship with Fannie Mae but are not yet approved. As an additional responsibility, she is responsible for managing national affinity and trade association relationships with Fannie Mae. Millstein has been with Fannie Mae for 19 years, working in various areas including customer management, human resources and training and development. In addition to managing affinity relationships for over 10 years, she has managed sales teams for hundreds of small to mid-sized lenders across the country. Millstein came to Fannie Mae with more than a decade of experience in secondary marketing and mortgage banking, working for a variety of lenders in the mid-atlantic region. She holds a bachelor of arts in music and philosophy from Wellesley College. Originally from Philadelphia, she now resides in Maryland with her husband and two children. Bill Moliski, Senior Vice President, Capital Markets, SG Capital Partners joined SG Capital Partners in October 2013 as head of Structured Finance. Prior to SG Capital Bill was a managing director at Redwood Trust where he was instrumental in executing the only public mortgage securitizations since the financial crisis. Prior to Redwood, Bill was a Vice President at Goldman Sachs in the principal finance group working on mortgage focused transactions and capital raises. Bill has an S.B in Mechanical Engineering from Massachusetts Institute of Technology and an MBA from The Wharton School at the University of Pennsylvania. Prior to entering the mortgage industry, Bill was an United States Naval Officer stationed aboard submarines. Ed Pinto, Co-director, International Center on Housing Risk, American Enterprise Institute Ed specializes in housing finance and the effect of government housing policies on mortgages, foreclosures, and the availability of affordable housing for working-class families. He is currently researching policy options for rebuilding the US housing finance sector and writes AEI's monthly FHA Watch. An executive vice president and chief credit officer for Fannie Mae until the late 1980s, Pinto has done groundbreaking research on the role of federal housing policy in the 2008 mortgage and financial crisis. Pinto's work on the Government Mortgage Complex includes seminal research papers submitted to the Financial Crisis Inquiry Commission: "Government Housing Policies in the Lead-up to the Financial Crisis" and "Triggers of the Financial Crisis." In December 2012, he completed a study of 2.4 million Federal Housing Administration (FHA)- insured loans and found that FHA policies have resulted in a high proportion of working-class families losing their homes. Pinto has a J.D. from Indiana University Maurer School of Law and a B.A. from the University of Illinois at Urbana- Champaign. Eric Randolph, Senior Vice President, Risk Management, Digital Risk Eric is an experienced mortgage professional with over 18 years' experience in the mortgage industry preceded by 10 years in commercial banking. He has a comprehensive knowledge of the mortgage business, from application to securitization. Eric is accomplished in the areas of quality control, credit and operational risk and process improvement having held senior management positions in Quality Control, Repurchase/Loss Management and as a voting member of senior risk committees at several of the top national mortgage companies. He graduated with honors from The University of Iowa with a BBA in Accounting and from The University of Iowa Law School with a Juris Doctor and is also CPA certified.
Scott D. Samlin Scott Samlin is a New York partner in the firm s Financial Services & Products Group. He is the former executive director and compliance counsel for the residential mortgage and lending businesses at Morgan Stanley, where he helped oversee the operations of Morgan s whole loan trading desk and its affiliated mortgage loan servicer, Saxon. Prior to this, he was the executive vice president, general counsel and chief compliance officer for EMC Mortgage, Bear Stearns primary mortgage loan conduit and servicer. Earlier in his career, Mr. Samlin held several senior in-house positions at large corporations, including vice president and assistant general counsel at Superior Bank FSB; vice president, senior staff attorney and compliance officer at Carteret Federal Savings Bank; and assistant counsel at the New York State Banking Department. Mr. Samlin earned his J.D. from New York Law School and a B.A. from Rutgers University. News Alston & Bird Expands Capital Markets Practice Alston & Bird LLP announced that a group of six partners, previously at Dentons, joined its capital markets practice. Five partners are based in New York, and another based in Washington, D.C. May 8, 2013 In the Press Offices: New York T: 212-210-9408 F: 212-922-3868 scott.samlin@alston.com Related Services Structured Finance & Securitization Related Industries Financial Services & Products Publications Global Finance Advisory: Mount Holly Case Settled Landmark Disparate Impact Case Not to Be Decided by the Supreme Court... At Least Not Yet On Thursday, November 14, 2013, the parties to the controversial Township of Mount Holly v. Mt. Holly Gardens Citizens in Action, Inc. ( Mt. Holly ) lawsuit voted to settle the matter rather than proceed with the appeal before the U.S. Supreme Court in December. Mt. Holly was viewed by many observers as a potential landmark case that would finally decide the extent to which and under what parameters disparate impact claims are recognized under the Fair Housing Act (FHA). November 18, 2013 Advisories Education New York Law School (J.D., 1985) Rutgers University (B.A., 1982) Admitted To Practice New York New Jersey Financial Services & Products Advisory: Texas Supreme Court Rules Discount Points Are Not Interest! Effective June 21, 2013, Discount Points Are Subject to the Three-Percent Fee Cap for Homestead-Secured Home Equity Loans and Lines of Credit This advisory discusses the Texas Supreme Court s ( Court ) long-anticipated
opinion in Finance Commission of Texas v. Norwood. As a threshold matter, originators of home equity loans under Section 50(a)(a)(6) of the Texas Constitution are prohibited from charging more than three percent in fees in connection with such bans, absent certain notable exclusions, such as interest. Since the enactment of the Texas constitutional amendment in 1998, it has been a matter of debate whether discount points may be excluded from the three-percent cap. Under this seminal decision, lenders are prohibited from treating discount points as interest and therefore must include the points in the three-percent cap on fees on homestead-secured home equity loans and lines of credit. July 17, 2013 Advisories Co-author, Lessons Learned from the First Public CFPB Enforcement Action and Bulletin 2012-06, Consumer Finance Law Quarterly Report, Vol. 66 Nos. 3 and 4, Fall-Winter 2012. Fall/Winter 2012 Publications Co-author, California Homeowner Bill of Rights, Consumer Finance Law Quarterly Report, Vol. 66 Nos. 3 and 4, Fall-Winter 2012. Fall/Winter 2012 Publications "Implications of the CFPB's First Annual Report Regarding the Fair Debt Collection Practices Act," The Banking Law Journal, June 2012. June 2012 Publications "Highlights of the CFPB's Short-Term, Small-Dollar Lending Examination Procedures," The Banking Law Journal, April 2012. April 2012 Publications "Massachusetts Supreme Judicial Court Decision in Bevilacqua v. Rodriguez," Consumer Finance Law Quarterly Report, Vol. 65 Nos. 3 and 4, Fall and Winter 2011. Fall & Winter 2011 Publications Events Past Events CFPB Update: Ready for QM Now What? Insight into Business Opportunities in the New QM World December 3, 2013 Webinar Financial 411: Ready, Aim: What Servicers, Lenders and Securitizers Need to Know About the New Residential Mortgage Regulations June 20, 2013 Seminar Financial 411: Ready, Aim: What Secondary Market Purchasers, Lenders and Securitizers Need to Know About the New Residential Mortgage Regulations June 19, 2013 Ascent 2013 June 4. 2013 Seminar Seminar Memberships and Affiliations
The Conference of Consumer Finance Law (CFM), Governing Committee, 1998 Present American Bar Association, Consumer Financial Services and Banking and Corporate Counsel Committees New Jersey Bar Association Banking and Financial Transactions Opinion of Counsel Committees Mortgage Bankers Association State Legislative & Regulatory and Servicer Best Practices Committees New York City Bar Association, Administrative Law Committee 2013 ALSTON & BIRD LLP
Seth D. Sprague CMB, Senior Vice President Phoenix Capital, Inc. Seth joined Phoenix in April of 2013 after more than ten years with SunTrust Mortgage managing their mortgage servicing rights portfolio valuation process as well as their periodic MSR transaction activity. Seth s primary duties at Phoenix include managing bulk and flow MSR transactions, advising on analytic and valuation strategies, and participating in strategic business development activities as the MSR market continues to evolve. Seth has a total of over 18 years of mortgage banking and servicing valuation experience at a variety of firms including SunTrust Mortgage, Bank of America Mortgage, United Financial / Matrix Financial and KPMG LLP. Seth is frequent speaker with the MBA s School of Mortgage Banking Program and holds a MBA from the University of Colorado Denver and an undergraduate degree from the University of Richmond with a concentration in Accounting. David H. Stevens, President and Chief Executive Officer Mortgage Bankers Association David Stevens is President and CEO of the Mortgage Bankers Association (MBA). Prior to assuming this position, Dave served as the Assistant Secretary for Housing and Federal Housing Commissioner at the U.S. Department of Housing and Urban Development (HUD). Dave has more than 30 years of experience in mortgage finance and has held several executive level positions in sales, acquisition, investment, risk management and regulatory oversight, including positions in senior management with Wells Fargo, Freddie Mac and World Savings. Prior to his appointment by the Obama Administration to serve at HUD, Dave was President and COO of the Long and Foster Companies. He is known inside the beltway as a key housing influential; serving as an industry authority on major mortgage finance legislative and regulatory issues. Dave is often quoted the national media and regularly appears trade media on issues affecting the mortgage and housing markets. In 2013, Dave received the National Association of Hispanic Real Estate Professionals (NAHREP) Founders Award, presented to individuals that have distinguished themselves by their work in support of sustainable Hispanic homeownership to improve the quality of life for Hispanics in America. He has been named to Bloomberg s 50 Most Powerful People in Real Estate list, and twice recognized as one of the Top 100 Most Influential Real Estate Leaders by Inman News and named one of Swanepoel REAL ESTATE TRENDS Report s top ten "Newsmakers" of the year. He currently serves on the Hope Loan Port board of directors, and also serves on the board of MBA Opens Doors Foundation, MBA s national 501(c) 3 nonprofit organization for philanthropic ventures. Dave is a graduate of the University of Colorado, Boulder.
Mark Vitner Managing Director, Senior Economist Wells Fargo Securities, LLC Mark Vitner is a managing director and senior economist at Wells Fargo, responsible for tracking U.S. and regional economic trends. Based in Charlotte, he also writes for the company s Monthly Economic Outlook report, the Weekly Economic & Financial Commentary, and provides regular updates on the housing markets, commercial real estate, regional economies, and inflation. Mark joined Wachovia (then First Union) in 1993. Before that, he spent nine years as an economist for Barnett Banks in Jacksonville, Fla. Mark s commentary has been featured in the New York Times, Wall Street Journal, Bloomberg, and many other publications. Originally from Atlanta, Mark earned his B.B.A. in economics from the University of Georgia, an M.B.A. from the University of North Florida, and has completed further graduate work in economics at the University of Florida. He also completed the National Association of Business Economics (NABE) Advanced Training in Economics program at Carnegie Mellon University. Mark is a member of the National Association of Business Economists and co-founded its Charlotte chapter, The Charlotte Economics Club. He serves as a distinguished lecturer and practitioner at the University of Georgia. He is also a member of the American Economic Association, the American Real Estate and Urban Economics Association, and the Charlotte Chapter of the Association for Corporate Growth. Mark currently chairs the Economic Advisory Council for the California Chamber of Commerce and serves as the chief economist for the North Carolina CCIM (Certified Commercial Investment Member). He is a member of the Blue Chip Economic forecasting panel and the Western Blue Chip forecast panel. Mark currently serves on the Joint Advisory Board of Economists for the Commonwealth of Virginia. February 2013 wellsfargo.com/com
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