State Bank of India SCHEDULE OF CHARGES General Banking

State Bank of India SCHEDULE OF CHARGES General Banking SL Types of service Nature of charges Revised Charges No. 1.a Balance confirmation certificate Half-yearly/ Free Yearly 1.b Balance confirmation certificate More than twice a year Tk.200.00 plus 1.c Solvency certificate On demand Tk.1500.00 plus 2.a Account Maintenance Fee Current account 2.b Account Maintenance fee Savings account Half yearly Closing charge Half yearly i) Average Balance up to Tk5000/- ii) Average Balance up to Tk25000/- iii) Average Balance above Tk25000/- Closing Charges Tk.500.00 plus Tk.300.00 plus Tk.Nil Tk.100/-plus Tk300/-plus Tk.200/-plus 2.c Activation Charge Dormant Account Tk.250/-plus 2d Attestation of Account Statement(any type) On demand Tk.100/-each plus 15% VAT 2e Stop-payment Charges Stop payment instruction on Cheque/Cancellation/ Tk.200.00 per instruction plus 2f Cheque Return Fee Inward/Outward Inward:Tk.200/-per instance Outward:Tk100/-per instance plus 2g(i) Online Cash Transaction : Inter City (Withdrawal/Deposit) Fees i) Up to Tk.1.00 lac: Tk.100/-plus ii) Above Tk.1.00 lac to Tk.3.00 lac:tk.150/-plus iii)above Tk.3.00 lac to tk.7.00 lac:tk.300/- plus iv)above Tk.7.00 lac :Tk.1000/- plus 2g(ii) Online Cash Transaction: Within City (Withdrawal/Deposit) Fees Free 2h Standing Instruction Service Fee Tk.150/-(flat) plus 15% VAT 2i Articles of Safe Deposits Service Fee Tk.1000/-plus

3 Collection of outstation cheque/clean Bills/Documents Commission Proposed charges a) Collection) i)up to Tk.1.00 lac Tk.200.00 plus postage at actual plus ii)tk.1.00 lac to Tk. 5.00 lac. Tk.500.00 plus postage at actual plus 15%VAT. iii) Above Tk.5.00 lac to Tk.10.00 lac Tk.1000.00 plus postage at actual plus. 4 Remittance(Inland) a) DD Exchange Tk.2.00/-per Tk.1000/-(50% of it payable to Uttara Bank Min.Tk.500.00 plus 15% VAT b) Cancellation of DD Commission Tk.100/-plus 15%VAT c) Payment Order/Deposit at call Commission 1% of P.O. amount Amt.min.Tk.100.00/and max Tk.500.00 plus 15% VAT d) Payment Order Cancellation Charges Commission Tk.200/-flat plus d) Issuance Bangladesh Bank Cheque Commission **Vat is applicable @ 15% on fees and charges Tk.500.00 Per Cheque Plus 5 Issuance of Guarantee Commission 20) 0.10% to 0.50% per qtr. min.-usd 75.00 (Foreign) for guarantee amount below USD 5.00 mio. Plus 15% VAT. ii) 0.075% to 0.50% per qtr., min USD75.00 (Foreign) for guarantee amount USD 5.00 mio. & above plus 15% VAT. iii) For Local Guarantee: Min.BDT 2,500/-plus 15% VAT. 6 Clearing / collection cheques returned for insufficient funds Commission Tk.500.00 Per Instrument plus 7 Signature Verification Charge Commission Tk500.00 Plus 8 Issuance of BO Certificate Commission Tk.100.00 plus 9 Issue of cheque book charges Tk.5.00 per leaf plus VAT 10.a ATM Card issuing charges Commission Tk.500.00- plus VAT 10.b ATM Card renewal charges Commission Tk.500.00 Plus VAT

SL No. Types of service Nature of charges Revised Charges 11 BACH/BEFTN Transactions Levy 20) Cheque amount below Tk.50,000/- NIL ii)all category of BEFTN transactions: NIL iii)all kinds Govt. Cheque Type- G2P(approved by Govt.): NIL iv) Irrespective of any amount of cheque receipt against Govt Dues (i.e. against Treasury Challan or Purchase of Sanchaya Patras etc., Utility bill and all dues to City Corporation/ Municipality: NIL v) Cheque amount beyond Tk.50,000/- but below Tk.5.00 lacs, charges for BACH: Tk.10.00 (including ) vi) Any amount of High Value Cheque(Tk.5.00 lac & above) if presented through Same Day Clearing, Levy: Tk.60.00 including VAT. vii) In case of Regular Value Cheque amount(tk.5.00 lac & above): Tk.25.00 including VAT

Locker Scheme Schedule of Charges Yearly Charges, Security Deposits Penalty Rent Small Medium Large Rent (p.a.) 4000/-plus 5000/-plus 6000/-plus Security Deposit 30000/- 40000/- 50000/- Contact Period One Year Till Closing All charges are excluding VAT. Customers must keep sufficient balance in their linked SB/CA/STD account to enabling the banks to realize the annual rent. Insurance cost included on Rent. Bank will make arrangement for insurance up to BDT 1 lac, 2 lac & 3 lac on small, medium and large size lockers respectively. If a customer desires to take higher insurance coverage, bank may arrange accordingly. The additional cost will be borne by the customer. Security Deposit to be kept in the form of refundable interest bearing Fixed Deposit. Country Head may relax the norm of security deposit or rent on business/ relationship consideration. If sufficient balance is not available in the linked account of the customer for realizing rent in time, account holder will have to pay additional @ 2% on rent charges for the overdue period.

Trade Finance S.L No Types of service Revised Charges 1.a.i Letter of credit cash/sight opening extension validity and increases amount(local/foreign) @0.0.10%-0.40% per qtr. min.tk.5000/- per qtr & also for increasing LC value by amendment excluding VAT details as per attached sheet. 1.a.ii Letter of credit cash/sight/usance (100% margin) @0.0.10%-0.25% per qtr. min.tk.5000/- per qtr & also for increasing LC value by amendment excluding VAT details as per attached sheet. 1.a.iii. Usance/deferred (Local/foreign) @0.0.10%-0.50% per qtr. min.tk.5000/- per qtr & also for increasing LC value by amendment excluding VAT details as per attached sheet. 1.a.iv Under Back to Back(local/foreign) /EPZ/EDF/ @0.0.10%-0.40% per qtr. min.tk.5000/- per qtr & also for increasing LC value by amendment excluding VAT details as per attached sheet. 1.b Amendment of L/C except increases of value & extension of validity 1.c Postage for opening L/C outside country i. Registered covered At actual ii. Courier At actual Postage for opening L/C inside country i. Registered covered At actual ii. Courier At actual 1.d SWIFT /Cable charges for opening l/c At actual 20) Full L/C by SWIFT ii. L/C amendment SWIFT Tk.750/- per qtr plus postage/courier out of pocket expenditure

1.e Foreign correspondents charges for opening L/C At actual 20) For cash L/C ii. For BTB L/C 1.f Import against LCAF i)imports on Sight basis: @0.10% -0.25% per qtr. and min. Charge Tk.5,000/-per qtr. ii)imports on Usance/Deferred basis: @0.10%-0.50% 0er qtr. and min. charge Tk.5,000/-per qtr. 2 L/C cancellation charges Nil 3 Handling charges of Import bill Nil 4 Postage for acknow. Of Import bill & confirmation advice for payment Tk. Equiv. to US $10/-at prevailing rate 5 Discrepancy fees for Import bill Tk. Equiv.to US $50/-at prevailing rate 6 Remittance charges for import bill payment Tk. Equiv. to US $25/-at prevailing rate 8 Copy of NNC Docs. Certifying for assessment Nil purpose 9 Copy of NNC Docs. Certifying for delivery of goods NIL 10 Copy of NNC Docs. Certifying for delivery of goods NIL against shipping guarantee 11 (i) L/C Application form Tk.200/-per set plus ii LCA form Tk.500/-per set plus iii IMP form Tk.300/-per set plus iv Issuance of Certificate Tk.500/-per certificate plus v Renewal of IRC Tk.1500/-plus 12 Handling commission for delivery of documents against T/R Tk.2000/-flat plus 13 Obtention of Credit Report i)by regd. Post Tk.500/-plus ii)by swift At actual 14 Endorsement fee for renewal of IRC Tk.1500/-flat plus 15%VAT 14(A) Acceptance commission on imports bills under BTB/Usance L/C 1 st qtr.@ 0.10%- 0.40% sub qtr @0.10%-0.40% plus VAT, detailed as per attached sheet.

15 Bill Collection Handling Commission i) For collection of clean items (Inward) @0.10% min. Tk.2000/-flat plus ii) Documentary collection bill under L/C @0.15%min. Tk.2000/-flat plus Export iii) Documentary collection bill under grant (without L/C) @0.15%min. Tk.2000/-flat plus S.L Types of service Revised rate of charges No. 16 Negotiation of bills @0.15%min. Tk.2000/- plus postage/swift/courier 17 Bill for collection a) Under L/C @0.15%min. Tk.2000/- plus b)without L/C @0.15%min. Tk.2000/- plus 17(i) Export bill Negotiation/collection (where exchange Tk.500.00 plus gain earned) 18 EXP Forms (Cost & Certification) Tk.500/-per set plus 19 PRC Issuing charges for Export Tk.500/-per set plus 20 Export L/C Advising Charges a)for our customer Tk.750/-flat plus b) For non customer Tk.750/-flat plus 21 Export L/C amendment Advising Charges 20) For our customer Tk.750/-flat plus b) For non customer Tk.750/-flat plus 22 Honoring Reimbursement claim against bills a) US $ 30.00 Upto US $ 10000/- b) US $ 75.00 above US $ 10000/- 23 Confirmation of L/C a) Confirmation charges(local) @0.20% of LC amount per qtr plus b) Upto US $ 5.00 lacs(foreign) @1% of L/C amount 1 st qtr plus c) Above US $ 5.00 lacs(foreign) @0.50% of L/C amount 1 st qtr plus 15% VAT min US $ 150.00

Tk.750/-flat plus 24 a) L/C Transfer b) L/C amendment Transfer Tk.750/-flat plus c) Export L/C Cancellation Tk.1000/- plus Postage/Telex plus 15% VAT 25 Handling charges for disbursement of cash Tk.3000/-flat plus assistance/duty draw back 26 Discrepancy fees for import bills where BTB Nil liability involved 27 Fees for returning unpaid bills Tk.1000/-per set docts. Plus 28 Overdue interest Nil REMITTANCE S.L Types of service Revised Charges No. Inward Remittance 1 For Payment to SBI customer s account Free 2 For payment to other banks Tk.800/-plus 3 Cancellation of inward payment messages. Outward Remittance 1 US $ TT Issued against Embassy Remittance USD 25 or equiv.bdt at prevailing exchange rate. Tk.750/-(P&T) 2 US $ TT Issued for other purpose Tk.1000/-plus 3 DD Issued up to US $1000/- Tk.1000/-plus 4 DD Issued above US $1000/- Tk.1000/-plus Miscellaneous Remittance 1 Back to Back DD issued drawn on B.Bank, Dhaka(Both US $ &ACU $) US $20/- Plus postage/courier plus 15% VAT. US $10/- Plus actual postage/courier plus. 2.a F.C Dollar Draft up to US $ 1000/-for F.C Account holders. 2.b Above US$1000/- US $15/- Plus actual postage/courier plus 3 F.C Dollar TT Issued to India US $20/- plus. To other countries US $30/- plus. 4 Student file maintenance for Bangladesh students studying abroad 1.For SAARC countries Tk.3500/-per file per annum plus 15% VAT. 2. For other countries Tk.5500/-per file per annum plus 15% VAT.

OTHER FOREIGN EXCHANGE TRANSACTIONS S.L No. Types of service Revised Charges 1. Purchase Bank s Draft a) Up to 21 days @0.35% per GBP 1.00 @0.25% per USD 1.00 b)from 22 days to date of realization plus postage /courier plus. Interest to be charged at normal advance rate c) Minimum Tk.500/-plus postage plus. 2.a Passport endorsement charge(customer) Tk.300/- plus plus 1% of USD amount +15%VAT 2.b Passport endorsement charge( Noncustomer) Tk.300/- plus plus 1% of USD amount +15%VAT 3. Payment against Local Banks collection Tk.1000/- plus. 4. Payment by counter draft a) Up to 21 days US $5.00-per draft plus. b)from 22 days to date of realization US $ 10.00-per draft plus. 5. Commission for selling T.C 2% plus 15% vat 6. Handling charges for T.C purchase Tk200/-per passport plus 1% of USD amount plus. 7 Draft/M.T cancellation charges Tk500/-per instrument plus. 8 TT cancellation charges by Swift Tk.1000/- flat plus 9. Issuance of other certificate Tk.1000/-plus 10. Attestation of Export L/C Doc. Tk.500/-plus 15%VAT 11. PSI handling charges Tk.500/-per LC plus 12 Issuance of BTB certificate Tk.500/- per set plus 13 Issuance of C&F certificate Tk.500/- per set plus 14. 18A New Application to Bangladesh Bank Tk.10,000/-plus * (Personnel) 15. 18A Renewal Application to Bangladesh Tk10,000/-plus * Bank (Personnel) 16. 18A New Application to Bangladesh Bank Tk.20,000/-plus * (Private Firm/Corporate) 17. 18A Renewal Application to Bangladesh Tk.15,000/-plus * Bank (Private Firm/Corporate) 18. 18B New Application to Bangladesh Bank Tk.25,000/-plus * 19. 18B Renewal Application to Bangladesh Tk.20,000/-plus * Bank 20. Liaison Office Bank Change Processing Tk.15,000/-plus fee 21 Processing fee for scrutinizing and submission of quarterly reconciliation statement of shipping agents to B.Bank. Tk.3,000/-plus 15%VAT per qtr. 22 Processing Fee relating to FDI return Tk.3,000.00 plus 15%VAT 23 Processing fee for incorporation of New Principal to the existing Indenting Company. Concessional rates may be considered by the Chief Executive Officer/Brach Heads considering overall satisfactory relation and volume of business with the bank.

Schedule of charges for Commercial Loans and Advances: Working Capital (Funded & Non-funded): ITEM Limit Revised Charges Working capital (funded and non-funded facilities) Up to Tk.10 lac Above Tk.10 lac to Tk.50 lac Above Tk.50 lac to Tk.1 cr Above Tk.1 cr to Tk.5 cr SANC RENEW 1 % of loan amount 1 % of loan amount 1 % of loan amount 1 % of loan amount 1 % of loan amount 1 % of loan amount 0.75 % of loan 0.75 % of loan minimum Tk.100,000 minimum Tk.100,000 Above Tk5.00 cr to Tk. 15.50 cr i.e $2.00 mio Above Tk15.50 cr i.e $2.00 mio to Tk.39.00 cr i.e. $5.00 mio Above US$ 5.00 mio to US$ 10.00 mio Above US$ 10.00 mio to US$ 15.00 mio Above US$ 15.00 mio to US$ 20.00 mio Above 20.00 US$ 0.50 % of loan minimum Tk.375,000 0.25 % of loan minimum Tk.775,000 0.20 % of loan minimum Tk.975,000 0.15 % of loan minimum Tk.1,550,000 0.15 % of loan minimum Tk.1,745,000 0.10 % of loan minimum Tk.2,325,000 0.50 % of loan minimum Tk.375,000 0.25 % of loan minimum Tk.775,000 0.20 % of loan minimum Tk.975,000 0.15 % of loan minimum Tk.1,550,000 0.15 % of loan minimum Tk.1,745,000 0.10 % of loan minimum Tk.2,325,000

Schedule of charges for Commercial Loans and Advances: ITEM Limit Revised Charges SANC REVIEW Term Loan Up to Tk.10 lac 1 % of loan Minimum Tk.7,000 NA Above Tk.10 lac to Tk.50 1 % of loan Minimum NA lac Tk.15,000 Above Tk.50 lac to Tk.1 1 % of loan amount NA cr Above Tk.1 cr to Tk.5 cr 1 % of loan amount Above Tk5.00 cr to Tk. 0.75% of loan Minimum NA NA 7.75 cr i.e $1.00 mio Tk.500,000. Above Tk7.75 cr i.e $1.00 0.50% of loan Minimum NA mio to Tk.77.50 cr i.e. Tk.600,000. $10.00 mio Above US$ 10.00 0.25% of loan Minimum Tk.3,875,000. NA Schedule of charges for Commercial Loans and Advances: Syndication Loans: ITEM Limit Proposed Charges Syndication Loan For any amount SANC As per Information Memo of concerned loan proposal REVIEW As per Information Memo of concerned loan proposal

State Bank of India, Bangladesh Operations LC commission is applicable to the clients based on the following volume of business per quarter LC Volume per qtr.(usd) Proposed LC Commission per qtr. or part thereof Sight Deferred/Usance BTB/EPZ/EDF < 2,50,000/- 0.40% 0.50% 0.40% 2,50,000/- to < 5,00,000/- 0.35% 0.40% 0.35% 5,00,000/-to < 10,00,000/- 0.30% 0.35% 0.30% 10,00.000/-to < 15,00,000/- 0.25% 0.30% 0.25% 15,00,000/-to <20,00,000/- 0.20% 0.25% 0.20% 20,00,000/-to < 50,00,000/- 0.15% 0.20% 0.15% 50,00,000/-> 0.10% 0.15% 0.10% * Besides the above, the Branch Head may offer concession rate of commission to its clients considering overall business volume and profitability from the respective client.