You work hard to earn money. Invest it wisely DATE OF ALLOTMENT August 08,2002 BENCHMARK Crisil Short Term Bond Fund Index FUND SIZE Rs.6263.63 (Rs. in Cr.) MONTHLY AVERAGE AUM Rs.6164.44 (Rs. in Cr.) EXIT LOAD NIL (w.e.f. 07th July, 2017) EXPENSE RATIO Direct 0.23 Regular 1.13 VOLATILITY MEASURES Average Maturity 1.97 Years Modified Duration 1.63 Years Gross YTM - incl NCA 7.39% Gross YTM - Excl. NCA 7.61% Minimum Investment Rs. 5,000/- and in multiples of Re. 1/- thereafter WHY TATA SHORT TERM BOND FUND? Managed and positioned as a Short Duration Bond Fund. High Quality Portfolio primarily consisting of AAA/A1+ Papers. Predominantly runs an accrual strategy with short term duration with the objective of capturing short term accrual yields Suitable for investment irrespective of direction of interest rates Ideal for investors seeking who are seeking to invest in a predominantly accrual portfolio with lower interest rate risk as compared to long duration Funds SCHEME PERFORMANCE - SIP INVESTMENTS Period Total Amount Invested (Rs.) in '000s Total Value in '000s Scheme Total Value in '000s Benchmark Returns Scheme (%) As on 31st March 2018 Returns Benchmark (%) 1 Year 120 123 124 5.13% 5.87% 3 Year 360 398 402 6.76% 7.35% 5 Year 600 727 736 7.66% 8.12% 7 Year 840 1121 1131 8.14% 8.40% 10 Year 1200 1825 1834 8.14% 8.24% Since Inception 1870 3640 3555 8.05% 7.78% Returns as on 31st March 2018. Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. First installment date : 01-Sept-2002. SCHEME PERFORMANCE - INVESTMENTS OF RS. 10,000/- 35,000 30,000 25,000 20,000 Rs.32,274 Rs.29,525 Rs.24,749 15,000 This product is suitable for investors who are seeking*: Regular Fixed Income for Short Term. Investment in Debt / Money Market Instruments / Government Securities. *Investors should consult their financial advisors if in doubt about whether the product is suitable for them. 10,000 Tata Short Term Bond Fund - Reg -G rowth Crisil Short Term Bond Fund Index Crisil 1 Yr T-Bill Index Returns as on 31st March 2018. Past performance may or may not be sustained in future. Above performance is for Regular Growth option. For Performance in SEBI prescribed format, please refer annexure.
RATING PROFILE PORTFOLIO COMPOSITION 10.68% 7.00% 7.16% 7.01% A1+ / AAA SOV Cash & Cash Equivalents 7.58% 9.14% Zero Coupon Bonds Commercial Papers 82.32% 1.04% 3.52% 64.55% State Development Loans Cash & Cash Equivalents MATURITY LADDER WISE EXPOSURE LAST 12 MONTHS RATING WISE PORTFOLIO Cash & Others Abv 10 Yrs 7-10 Yrs 0.07% 0.90% 2.59% 100.00 80.00 60.00 40.00 3-7 Yrs 15.23% 20.00 1-3 Yrs 46.57% 0.00 0-1 Yrs 34.64% 00.050.1 0.15 0.20.250.3 0.35 0.40.450.5 A1+ / AAA Sovereign AA+ / AA / AA- Cash & Others SLR GUIDING PHILOSOPHY FOR DEBT INVESTMENTS APPROACH TO DEBT INVESTMENTS FUND MANAGERS Murthy Nagarajan Managing Since 01- April - 17 and overall experience of 21 years (Debt) Data as on 31St march 2018 Distributed by:
Performance of the scheme Tata Short Term Bond Fund Crisil Short Term Bond Fund Index* Crisil 1 Yr T-Bill Index# 1 Year 5.63% 10,558 6.17% 10,611 5.92% 10,587 3 Year 7.34% 12,364 7.90% 12,558 6.91% 12,217 5 Year 8.31% 14,910 8.56% 15,082 7.05% 14,060 Since Inception 7.78% 32,274 7.16% 29,520 5.96% 24,749 Inception Date 08-Aug-02 SIP Performance of the scheme Tata Short Term Bond Fund Crisil Short Term Bond Fund Index* Crisil 1 Yr T-Bill Index# 1 Year 1,20,000 5.13% 1,23,220 5.87% 1,23,679 6.38% 1,23,994 3 Year 3,60,000 6.76% 3,98,489 7.35% 4,01,958 6.56% 3,97,319 5 Year 6,00,000 7.66% 7,27,249 8.12% 7,35,654 7.05% 7,16,182 Since Inception 18,70,000 8.05% 36,40,190 7.78% 35,54,868 6.38% 31,52,193 Inception Date 08-Aug-02 First Installment date 01-Sep-02 Fund Manager/s of Tata Short Term Bond Fund: Murthy Nagarajan (Managing Since 01- April - 17) Performance of other schemes managed by Murthy Nagarajan Tata Balanced Fund CRISIL Hybrid 35+65 - Aggressive Index* S&P BSE Sensex TRI# 1 Year 5.08% 10,504 10.05% 10,996 12.81% 11,270 3 Year 5.59% 11,769 9.12% 12,987 7.14% 12,295 5 Year 16.47% 21,442 13.46% 18,810 13.48% 18,823 Since Inception 15.87% 2,74,325 NA NA 11.11% 1,06,837 Inception Date 08-Oct-95 Managing Since 01-Apr-17 Tata Medium Term Fund Crisil Composite Bond Fund Index* Crisil 10 Yr Gilt Index# 1 Year 5.24% 10,520 5.10% 10,506-0.42% 9,958 3 Year 7.00% 12,245 8.12% 12,632 6.36% 12,029 5 Year 8.00% 14,699 8.60% 15,110 6.42% 13,649 Since Inception 6.64% 26,882 6.82% 27,598 6.09% 24,819 Inception Date 11-Nov-02 Managing Since 01-Apr-17 Tata Retirement Savings Fund - Moderate Plan CRISIL Hybrid 25+75 - Aggressive Index S&P BSE Sensex TRI# 1 Year 14.68% 11,455 10.79% 11,070 12.81% 11,270 3 Year 11.78% 13,959 9.20% 13,015 7.14% 12,295 5 Year 20.39% 25,299 14.14% 19,383 13.48% 18,823 Since Inception 17.82% 28,603 12.67% 21,475 12.02% 20,692 Tata Retirement Savings Fund - Progressive Plan S&P BSE Sensex TRI* Period Return % Rs. Return % Rs. 1 Year 17.82% 11,767 12.81% 11,270 3 Year 13.10% 14,459 7.14% 12,295 5 Year 19.88% 24,774 13.48% 18,823 Since Inception 17.31% 27,811 12.02% 20,692
Tata Retirement Savings Fund - Conservative Plan CRISIL Short Term Debt Hybrid 75+25 Fund Index* Crisil 10 Yr Gilt Index# 1 Year 7.31% 10,725 7.85% 10,778-0.42% 9,958 3 Year 8.63% 12,814 8.44% 12,746 6.36% 12,029 5 Year 11.31% 17,093 10.53% 16,499 6.42% 13,649 Since Inception 10.42% 18,873 10.11% 18,533 7.53% 15,921 Tata Regular Saving Equity Fund Nifty 50 Index (35%),Nifty 50 Arbitrage Index (30%), Crisil Short Term Bond Fund Index (35%)* S&P BSE Sensex TRI# 1 Year 3.72% 10,369 10.98% 11,088 12.81% 11,270 3 Year 4.38% 11,371 8.02% 12,598 7.14% 12,295 5 Year 6.55% 13,734 10.32% 16,342 13.48% 18,823 Since Inception 7.23% 34,972 NA NA 12.47% 82,199 Inception Date 27-Apr-00 Managing Since 01-Apr-17 SIP Performance of other schemes managed by Murthy Nagarajan Tata Balanced Fund CRISIL Hybrid 35+65 - Aggressive Index* S&P BSE Sensex TRI# 1 Year 1,20,000-1.02% 1,19,355 3.99% 1,22,510 5.20% 1,23,269 3 Year 3,60,000 6.80% 3,98,751 11.03% 4,24,166 11.23% 4,25,430 5 Year 6,00,000 12.24% 8,14,765 12.14% 8,12,695 11.26% 7,95,213 Since Inception 26,60,000 17.16% 2,47,51,948 12.07% 1,21,72,287 13.37% 1,45,43,469 Inception Date 08-Oct-95 First Installment date 01-Feb-96 Managing since 01-Apr-17 Tata Medium Term Fund Crisil Composite Bond Fund Index* Crisil 10 Yr Gilt Index# 1 Year 1,20,000 4.27% 1,22,684 3.99% 1,22,506-1.41% 1,19,107 3 Year 3,60,000 6.67% 3,97,982 7.23% 4,01,282 4.54% 3,85,552 5 Year 6,00,000 7.59% 7,25,984 8.52% 7,43,000 6.50% 7,06,436 Since Inception 18,30,000 7.13% 32,45,341 7.51% 33,51,532 6.20% 30,04,768 Inception Date 11-Nov-02 First Installment date 01-Jan-03 Managing since 01-Apr-17 Tata Retirement Savings Fund - Moderate Plan CRISIL Hybrid 25+75 - Aggressive Index S&P BSE Sensex TRI# 1 Year 1,20,000 4.93% 1,23,100 3.96% 1,22,493 5.20% 1,23,269 3 Year 3,60,000 14.94% 4,48,695 11.57% 4,27,493 11.23% 4,25,430 5 Year 6,00,000 18.47% 9,49,040 12.64% 8,22,726 11.25% 7,95,039 Since Inception 7,60,000 18.43% 13,68,230 13.03% 11,52,538 12.09% 11,18,653 Tata Retirement Savings Fund - Progressive Plan S&P BSE Sensex TRI* Period Amt. invested Return % Rs. Return % Rs. 1 Year 1,20,000 5.63% 1,23,536 5.20% 1,23,269 3 Year 3,60,000 17.46% 4,64,910 11.23% 4,25,430 5 Year 6,00,000 19.01% 9,61,526 11.25% 7,95,039 Since Inception 7,60,000 18.43% 13,68,229 12.09% 11,18,653
Tata Retirement Savings Fund - Conservative Plan CRISIL Short Term Debt Hybrid 75+25 Fund Index* Crisil 10 Yr Gilt Index# 1 Year 1,20,000 3.25% 1,22,044 5.44% 1,23,415-1.41% 1,19,107 3 Year 3,60,000 9.02% 4,11,930 8.82% 4,10,735 4.54% 3,85,552 5 Year 6,00,000 10.39% 7,78,237 9.67% 7,64,410 6.50% 7,06,436 Since Inception 7,60,000 10.48% 10,62,583 9.96% 10,44,987 6.68% 9,40,929 Tata Regular Saving Equity Fund Nifty 50 Index (35%),Nifty 50 Arbitrage Index (30%), Crisil Short Term Bond Fund Index (35%)* S&P BSE Sensex TRI# 1 Year 1,20,000 1.87% 1,21,183 10.16% 1,26,339 5.20% 1,23,269 3 Year 3,60,000 5.34% 3,90,177 9.92% 4,17,370 11.22% 4,25,345 5 Year 6,00,000 6.04% 6,98,471 9.76% 7,66,278 11.24% 7,94,817 Since Inception 21,50,000 6.61% 40,34,360 3.91% 30,95,548 14.50% 91,84,990 Inception Date 27-Apr-00 First Installment date 01-May-00 Managing since 01-Apr-17 Disclaimer: 1) Scheme returns in terms of CAGR are provided for past 1 year, 3 years, 5 years and since inception. 2) Point-to-point returns on a standard investment of Rs. 10,000/- are in addition to CAGR for the schemes. 3) Different plans shall have a different expense structure. The performance details provided herein are of regular plan growth option except for Tata Regular Saving Equity Fund where performance details given is for regular plan dividend option. 4) Period for which schemes performance has been provided is computed basis last day of the month - end preceding the date of advertisement. 5) Past performance may or may not be sustained in future. For computation of since inception returns the allotment NAV has been taken as Rs. 10.00 *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Load is not considered for computation of returns. While calculating returns dividend distribution tax is excluded. 6) The last 2 columns represents additional benchmark, wherever applicable 7) SIP Amount invested denotes value of standard investment of Rs. 10,000 per month. 8) *Scheme benchmark, #Additional benchmark Dislosure for Composite CAGR Calculation Scheme Names / Plans / Options Index Name Remarks Tata Regular Saving Equity Fund - Reg - Mthly Dividend S&P BSE Sensex TRI As TRI data is not available Since Inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from date 27-Apr-2000 to date 31-May-2007 and TRI values since date 31-May-2007 Dislosure for Composite CAGR Calculation (for additional Benchmark) Scheme Names / Plans / Options Index Name Remarks Tata Balanced Fund - Reg - Growth S&P BSE Sensex TRI As TRI data is not available Since Inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from date 06-Oct-1995 to date 31-May-2007 and TRI values since date 31-May-2007