SOCIETE GENERALE BANKA SRBIJA A.D. PRICELIST RETAIL DIVISION INDIVIDUALS

Announcement date: June 15 th, 2017. Validity date: June 15 th, 2017. 1 SOCIETE GENERALE BANKA SRBIJA A.D. PRICELIST RETAIL DIVISION INDIVIDUALS 1 Change regarding cancelation of one product

CONTENT I. PACKAGES... 3 II. RSD PAYMENT SERVICES... 3 III. FOREIGN CURRENCIES PAYMENT SERVICES... 3 IV. CASH TRANSACTION... 3 IV.1 Cash transactions in RSD... 3 IV.2 Cash transactions in EUR... 3 V. E-BANKING... 3 V.1 SoGe home bank... 3 V.2 Mobilia... 3 V.3 Vocalia... 4 VI. STANDING ORDERS AND DIRECT DEBITS... 4 VII. OTHER FEES... 4 VIII. PAYMENT CARDS... 4 VIII.1. Debit cards... 4 VIII.2. Credit cards... 5 IX. LOANS... 6 X. PRICELIST FOR PRODUCTS AND SERVICES ISSUED BEFORE 25.04.2013... 8

I. PACKAGES Current account maintenance fee I.1 Package Klasik 195 RSD monthly 395 RSD monthly 197.5 RSD monthly provided client spent at least 10,000 RSD within a month for purchasing of goods and services in the country with debit card I.2 Package Praktik provided client spent at least 35,000 RSD within a month for purchasing of goods and services in the country with debit card 197.5 RSD monthly for a period of 12 months for clients up to 30 years old with salary transferred to the Bank 495 RSD monthly 247.5 RSD monthly provided client spent at least 35,000 RSD within a month for I.3 Package Prestiž purchasing of goods and services in the country with debit card provided client spent at least 60,000 RSD within a month for purchasing of goods and services in the country with debit card I.4 Package Like for students* 150 monthly for other users I.5 Standalone RSD current account 195 RSD monthly 1.6 for cheque issuing 25 RSD per issued cheque 1.7 for payment for cheques issued by other banks presented in Branch network 3% by Banks agreement on mutual service * The price applies to users up to 27 years old with obligation to provide the Bank with index once a year, at the latest up to November 30th. If conditions are not met, the Bank will start charging the account for regular fee of 150 RSD monthly. * When fees are expressed as a percentage of the basis for calculation is the amount on which the check is written II. RSD PAYMENT SERVICES II.1 Internal transfers II.2 II.3 II.4 External transfers (Central Bank clearing costs included) for individuals making payments from current account Transfer of funds from purchasing agreement for users of housing loans and loans for refinancing housing loans External transfers (Central Bank clearing costs included) for individuals not making payments from current account and for nonclients* III. FOREIGN CURRENCIES PAYMENT SERVICES III.1 III.2 Incoming foreign currency wire transfers Foreign currency incoming transfers originated from pensions from Federal Republic of Germany through Eurobank a.d. Beograd* 0.50% from transfer amount (min 50 RSD) For transfers 600,000 RSD 1,000,000 RSD maximum 3,000 RSD For transfers above 1,000,000 RSD maximum 5,000 RSD 5,000 RSD 1.1% from transfer amount (min 80 RSD, max 5,000 RSD) Transfers up to 100 EUR: correspondent bank fee Transfers 100 EUR - 1,000 EUR: 0.25% from transfer amount (min 8 EUR) + correspondent bank fee Transfers above 1,000 EUR: 0.25% from transfer amount (min 10 EUR, max 300 EUR) + correspondent bank fee 0.23% from transfer amount III.3 Funds received via wire transfer and term deposited for minimum 3 months Correspondent bank fee III.4 Transfers abroad SWIFT 0.8% from transfer amount (min 1,200 RSD) + correspondent bank fee III.5 Transfers to another bank in Serbia 1% from transfer amount + correspondent bank fee III.6 Transfers of funds from purchasing agreement for users of housing loans and loans for refinancing housing loans 5,000 RSD III.7 INO banks cheques collection 1.2% from cheque amount + real expenses III.8 Modification of transfer message due to wrong elements provided by the client Real costs of ino and domestic banks IV. CASH TRANSACTION IV.1 Cash transactions in RSD IV.1.1 Cash withdrawal IV.1.2 Cash deposit IV.2 Cash transactions in EUR IV.2.1 Cash withdrawal IV.2.2 Cash deposit V. E-BANKING V.1 SoGe HomeBank and SoGe m-bank V.1.1 Monthly maintenance fee for SoGe HomeBank V.1.2 Monthly maintenance fee for SoGe HomeBank and SoGe m-bank Included into package monthly fee for users of packages Klasik, Praktik, Prestiž and Like 100 RSD monthly for other users V.1.3 Internal transfers V.1.4 Free beneficiary paymenst with token device usage for SoGe home for package Prestiž users bank Standard/Premium 800 RSD one off for other users V.1.5 Eksternal transfers V.1.6 Token device replacement 1,500 RSD one off V.1.7 Qualified digital certificate* 3,300 RSD one off V.2 Mobilia V.2.1 Monthly maintenance fee Included in package fee V.2.2 Sending of the inquiry via SMS 8.4 RSD + price of SMS according to mobile operator pricelist

V.2.3 Sending of the inquiry in roaming via SMS 8.4 RSD + price of SMS according to mobile operator pricelist V.2.4 SMS report on incoming transfer 7 RSD per SMS V.2.5 SMS notification on card transaction 7 RSD per SMS Withi package Praktik: 10 SMS free of charge, others 7 RSD per SMS Withi package Prestiž: free of charge V.3 Vocalia V.3.1 Monthly maintenance fee Included in package fee * In a period 09.12.2015 31.01.2016 all clients who realize a loan through Online branch fee for qualified digital certificate will be refunded. VI. STANDING ORDERS AND DIRECT DEBITS VI.1 Standing order 0.5% from transfer amount (min 50 RSD) VI.2 Standing order SG Penzije 5 RSD per order VI.3 Standing order SG Osiguranie VI.4 Direct debit - Telekom (stable and mobile phone bills), Telenor, Vip mobile, EPS Snabdevanje Beograd, Infostan, Objedinjena naplata Niš, Included in package fee SoGe Lease VI.5 Standing order for foreing currency purchasing Included in package fee VI.6 Standing order for foreing currency purchasing for the purpose of My Bonus and My Fund term savings VI.7 Standing order for foreing currency purchasing for the purpose of payment of life insurance premium SG Osiguranje VII. OTHER FEES VII.1 Replacement of damaged domestic currency bills VII.2 Replacement of out of circulation domestic currency bills VII.3 Replacement of damaged foreign currency bills 5% of the nominal value in dinar counter value calculated further to the median exchange rate of the Central Bank on the transaction date VII.4 Replacement of out of circulation foreign currency bills 5% of the nominal value in dinar counter value calculated further to the median exchange rate of the Central Bank on the transaction date VII.5 Forced payment 300 RSD VII.6 Notification letter VII.7 Warning letter 200 RSD per letter VII.8 Letter prior to contract cancellation 600 RSD per letter VII.9 Letter prior to pressing charges 600 RSD per letter VII.10 Payments for humanitarian aid VII.11 Issuing of bank guarantee for participating at privatization auction 0.75% of guarantee amount (min 4,000 RSD) VII.12 Issuing of printed certificates 450 RSD per certificate (55 RSD for certificates of SoGe home bank transfers) VII.13 Cash deposit to corporate client account 0.6% of deposit amount (min 30 RSD, max 1,100 RSD) VII.14 Account statement delivery VII.15 Credit Bureau report issuing Further to Credit Bureau pricelist VII.16 Transfers of funds within Bank for realization of property sales agreement 5,000 RSD VII.17 Settlement of securities trading with Central Registry 0.2% of transaction amount VII.18 Issuing of certificate to broker 150 RSD per certificate VII.19 Account opening fee VIII. PAYMENT CARDS VIII.1. Debit cards Card product VISA MasterCard DinaCard Visa Electron International Visa Classic Semestro DinaCard VIII.1.1. Transactions VIII.1.1.1. Transactions in RSD VIII.1.1.1.1 Cash withdrawal at SGS ATM or in SGS network VIII.1.1.1.2 Cash withdrawal at other banks ATM 150 RSD per transaction 150 RSD per transaction VIII.1.1.1.3 Cash withdrawal in other banks Branches 300 RSD per transaction VIII.1.1.1.4 Payments VIII.1.1.1.5 Balance inquiry at SGS ATM 3 inquiries monthly, others 15 RSD 3 inquiries monthly, others 15 RSD 3 inquiries monthly, others 15 RSD VIII.1.1.1.6 Balance inquiry at other banks ATM 30 RSD per transaction / VIII.1.1.2. Transactions in EUR VIII.1.1.2.1 Cash withdrawal at ATM 5 EUR per transaction / VIII.1.1.2.2 Cash withdrawal in branches 10 EUR per transaction / VIII.1.1.2.3 Payments / VIII.1.1.2.4 ATM balance inquiry 0.30 EUR / VIII.1.1.2.5 Commission for currency exchange when original currency is not EUR 1% / VIII.1.2. Limits VIII.1.2.1. Transactions in RSD VIII.1.2.1.1 Cash withdrawal Up to available balance on RSD current account VIII.1.2.1.2 Maximum limit per transaction, ATM withdrawal 30.000 RSD VIII.1.2.1.3 Maximum daily limit, ATM withdrawal 60.000 RSD

VIII.1.2.1.4 Payments Up to available balance on RSD current account VIII.1.2.2. Transactions in EUR VIII.1.2.2.1 Cash withdrawal Up to available balance on EUR current account / VIII.1.2.2.2 Maximum daily cash limit 1.000 EUR / VIII.1.2.2.3 Maximum limit per transaction, ATM withdrawal 250 EUR / VIII.1.2.2.4 Maximum limit per transaction, withdrawal in branches 500 EUR / VIII.1.2.2.5 Payments Up to available balance on EUR current account / VIII.1.3. Other fees VIII.1.3.1 Monthly maintenance fee for primary card 120 RSD monthly as standalone; included in package fee for users of Package Praktik 150 RSD monthly as standalone; included in package fee for users of Package Prestiž 50 RSD monthly as standalone; included in package fee for users of Package Like 70 RSD monthly as standalone; included in package fee for users of Package Klasik VIII.1.3.2 Supplementary card annual fee 1,300 RSD yearly 1,500 RSD yearly 500 RSD yearly 700 RSD yearly VIII.1.3.2 PIN reprint 600 RSD 300 RSD VIII.1.3.3 Card plastic replacement 600 RSD 300 RSD VIII.1.3.4 Claims VIII.1.3.5 Lost/Stolen card fee 1,200 RSD 2,500 RSD 1,200 RSD 300 RSD VIII.1.3.6 Sending of card and PIN abroad 1,500 RSD in case of dispatching via registered mailing, real DHL expenses if client chooses this mailing option / VIII.1.3.7 Card PIN change at SGS ATM 100 RSD 60 RSD / VIII.2. Credit cards Card product VISA Gold VISA O la la! Masterata VIII.2.1. Transactions VIII.2.1.1. Transctions in RSD VIII.2.1.1.1 Cash withdrawal at SGS ATM 3% (minimum 300 RSD) VIII.2.1.1.2 Cash withdrawal in SGS branches 3% (minimum 300 RSD) VIII.2.1.1.3 Cash withdrawal at other banks ATM 3% (minimum 300 RSD) VIII.2.1.1.4 Cash withdrawal in other banks branches 3% (minimum 300 RSD) Equal monthly installments repayment: - At SGS POS with enrolled merchants: no commission; - Transactions above 3.000 RSD at VIII.2.1.1.5 Payments SGS POS with not enrolled merchants and other banks' POS: 5% of the transaction amount Revolving repayment: Transactions below 3.000 RSD at SGS POS with not enrolled merchants and other banks' POS: no commission VIII.2.1.1.6 Balance inquiry at SGS ATM 5 inquiries monthly free of charge; others 15 RSD per inquiry VIII.2.1.1.7 Balance inquiry at other banks ATM 30 RSD VIII.2.1.2. Transctions in EUR VIII.2.1.2.1 Cash withdrawal at ATM 3% (minimum 300 RSD) VIII.2.1.2.2 Cash withdrawal in branches 3% (minimum 300 RSD) VIII.2.1.2.3 Payments 1% Equal installments repayment: 5% of transaction amount Revolving repayment: 1% of transaction amount VIII.2.1.2.4 ATM balance inquiry 0.30 EUR VIII.2.2. Limits VIII.2.2.1. Transctions in RSD VIII.2.2.1.1 Cash withdrawal at ATM maximum monthly limit VIII.2.2.1.2 Cash withdrawal in branches maximum monthly limit VIII.2.2.1.3 Payments Up to total limit of the account VIII.2.2.2. Transctions in EUR VIII.2.2.2.1 Cash withdrawal at ATM maximum monthly limit VIII.2.2.2.2 Cash withdrawal in branches maximum monthly limit VIII.2.2.2.3 Payments Up to total limit of the account VIII.2.3. Other fees VIII.2.3.1 PIN reprint 600 RSD VIII.2.3.2 Claims VIII.2.3.3 Card plastic replacement 600 RSD VIII.2.3.4 Change of credit card limit 1,000 RSD

VIII.2.3.5 Lost/Stolen card fee 2,500 RSD VIII.2.3.6 Change of payment percentage 1,000 RSD / VIII.2.3.7 Emergency card replacement abroad 335$ / VIII.2.3.8 Emergency cash disbursement 260$ / VIII.2.3.9 Minimum payable amount 1,000 RSD 1,000 RSD VIII.2.3.10 Sending of card and PIN abroad 1.500 RSD in case of dispatching via registered mailing, real DHL expenses if client chooses this mailing option VIII.2.3.11 Card PIN change at SGS ATM Besplatno 100 RSD / VIII.2.3.12 Credit Bureau report Further to Credit Bureau pricelist VIII.2.3.13 Bill of exchange commission 50 RSD VIII.2.3.14 Monthly maintenance fee for primary card 500 RSD monthly for clients from segment Professionals for cards issued with 100% cash collateral 200 RSD monthly 250 RSD monthly VIII.2.3.15 Supplementary card annual fee 2,500 RSD yearly 1,500 RSD yearly 1,500 RSD yearly IX. LOANS IX.1. Loan approval fee IX.1.1. Clients receiving monthly income to the account with SGS IX.1.1.1 Loan indexed in EUR IX.1.1.1.1 Cash loan with 100% deposit 2% on loan amount IX.1.1.1.2 Car loans insured with Casco insurance IX.1.1.1.3 Car loans not insured without Casco insurance IX.1.1.2 Dinar loans IX.1.1.2.1 Consumer loan, tourist and gasification 0 2,95% on loan amount IX.1.1.2.2 Loans for financing of studies/refinancing of loans for financing of studies IX.1.1.2.3 Loans for financing of master studies/refinancing of loans for financing of master studies IX.1.1.2.4 Cash loans up to 12 months IX.1.1.2.5 Cash and refinancing loans with fixed interest rate 2,95% on loan amount IX.1.1.2.6 Cash and refinancing loans IX.1.1.2.7 Cash loans up to 12 months online branch IX.1.1.2.8 Cash loans 13-60 months online branch IX.1.1.2.9 Evergrin loan - cash IX.1.1.2.10 Evergrin loan - refinancing IX.1.1.2.11 Consumer loans with fixed interest rate 0 2,95% on loan amount IX.1.1.2.12 Subsidised RSD consumer loan for financing of studies in cooperation with partner university/school 0% IX.1.1.2.13 Subsidised RSD cash loan for financing of studies in cooperation with partner municipality 0% IX.1.1.2.14 Car loans insured with Casco insurance IX.1.1.2.15 Car loans not insured without Casco insurance IX.1.1.2.16 Loan for down payment/deposit for SGS Housing loan 0% IX.1.1.3 Housing loans IX.1.1.3.1 Housing loan with fix IR for purchase of registered and unregistered properties 1% on loan amount IX.1.1.3.2 Housing loan with fix IR - refinancing / IX.1.1.3.3 Housing loan - registered/unregistered properties 1% on loan amount IX.1.1.3.4 Housing loan refinancing / IX.1.1.3.5 Subsidized Housing loans IX.1.1.3.6 Subsidized HL for professional military members 0.5% on loan amount IX.1.1.3.7 Renovation loans 1 1.5% on loan amount IX.1.1.3.8 HL for Serbian citizens in France 2% on loan amount IX.1.1.3.9 Combined housing loans 1% on loan amount IX.1.1.3.10 Combined housing loans Refinancing / IX.1.1.3.11 Housing loans in construction with Lafarge 0% IX.1.1.3.12 RSD Housing loans 1% on loan amount IX.1.2. Clients not receiving monthly income to the account with SGS IX.1.2.1. Loan indexed in EUR IX.1.2.1.1 Cash loans with 100% deposit 2% on loan amount IX.1.2.1.2 Car loans insured with Casco insurance IX.1.2.1.3 Car loans not insured without Casco insurance IX.1.2.2. Dinar loans IX.1.2.2.1 Consumer loan, tourist and gasification IX.1.2.2.2 Loans for financing of studies / Refinancing of loans for financing of studies IX.1.2.2.3 Loans for financing of master studies / Refinancing of loans for financing of master studies 3,5% on loan amount IX.1.2.2.4 Cash loans IX.1.2.2.5 Consumer loans with fixed interest rate IX.1.2.2.6 Cash loans with fixed interest rate IX.1.2.2.7 Car loans insured with Casco insurance IX.1.2.2.8 Car loans not insured without Casco insurance IX.1.2.2.9 Cash / Refinancing loan through AgroInvest with insurance 2,95% on loan amount

IX.1.3. Clienst applying for the loan at points of sales IX.1.3.1. Loan indexed in EUR IX.1.3.1.1 Car loans with Casco IX.1.3.1.2 Car loans without Casco Partner loans car loans approved on place of sale with Casco IX.1.3.1.3 and with included Generali non life insurance against accident death - accident Partner loans car loans approved on place of sale without IX.1.3.1.4 Casco and with included Generali non life insurance against accident death - accident IX.1.3.2. Dinar loans IX.1.3.2.1 Consumer loans IX.1.3.2.2 Consumer loans for pensioners IX.1.3.2.3 Consumer loans based on ID document IX.1.3.2.4 Car loan with Casco IX.1.3.2.5 Car loan without Casco IX.1.3.2.6 Car loan without Casco with fixed interest rate IX.1.3.2.7 Partner loans car loans approved on place of sale with Casco and with included Generali non life insurance against accident death - accident Partner loans car loans approved on place of sale without IX.1.3.2.8 Casco and with included Generali non life insurance against accident death - accident IX.2.Contractual penalties for non fullfillment of contractual commitments IX.2.1. Housing loans IX.2.1.1 IX.2.1.2 Obligation to direct monthly incomes on the account opened at the Bank during the loan term Obligation to provide proof of payment of insurance premiums Obligation to submit evidence on the value of property on IX.2.1.3 which the mortgage is constituted in favor of the Bank IX.2.2. Cash, refinancing, consumer and car loans 1000 RSD monthly after receipt of the notification from the Bank about perceived violations of contractual obligations and after the expiration of the period allotted to correcti and to comply with commitments until the fulfillment of obligations * Obligation to direct monthly incomes on the account opened at IX.2.2.1 1000 RSD monthly after receipt of the notification from the Bank about perceived violations of the Bank during the loan term contractual obligations and after the expiration of the period allotted to correcti and to comply Obligation to submit official evidence on the amount of the IX.2.2.2 with commitments until the fulfillment of obligations salary (once in 3 years) * In case of non compliance with all three contractual commitments maximal amount of contractual penalties is 2000 RSD. IX.3. Other fees IX.3.1 for full premature loan repayment with other bank s loan 0 1% on the premature paid amount IX.3.2 Annex - change of repayment period 1% on remaining debt IX.3.3 Annex of the housing loan Contract different type of annexed IX.3.4 for overdraft approval /renewal 1% on approved amount, min 300 RSD IX.3.5 for Overdraft renewal (for product Overdraft with renewal up to 36 months) 1% on approved amount, min 300 RSD IX.3.6 Permission to delete the registered mortgage 1,260 RSD

X. PRICELIST FOR PRODUCTS AND SERVICES ISSUED BEFORE 25.04.2013 X.1. Packages Current account maintenance fee X.1.1 Paket Standard 335 RSD monthly X.1.2 DinaCard 335 RSD monthly X.1.3 VISA Electron Domestic 335 RSD monthly X.1.4 VISA Electron International + Maestro 410 RSD monthly X.1.5 VISA Classic (+MasterCard Standard) 525 RSD monthly X.1.6 VISA Electron Domestic + VISA Alterna 510 RSD monthly X.1.7 VISA Electron Domestic + VISA O-la-la! 510 RSD monthly X.1.8 VISA Electron International + Maestro + VISA Alterna 585 RSD monthly X.1.9 VISA Electron International + Maestro + VISA O-la-la! 585 RSD monthly X.1.10 VISA Classic (+MasterCard Standard) + VISA Alterna 685 RSD monthly X.1.11 VISA Classic (+MasterCard Standard) + VISA O-la-la! 685 RSD monthly X.1.12 VISA Classic (+MasterCard Standard) + VISA Gold 980 RSD monthly X.1.13 VISA O-la-la! 200 RSD monthly X.1.14 VISA Gold 700 RSD monthly X.1.15 Semestro (+VISA Electron International) 410 RSD monthly X.1.16 Standalone RSD current account 195 RSD monthly X.2. E-banking X.2.1 SOGE home bank Naknada X.2.1.1 Monthly maintenance fee if monthly statement are delivered to e-mail address 40 RSD for users of package Standard and users of other packages if monhtly statements are delivred to home address X.2.2 Vocalia Naknada X.2.2.1 Monthly maintenance fee 40 RSD for package Standard users for users of other packages Card product X.3. Debit cards Visa Electron Domestic VISA MasterCard DinaCard Visa Electron International Visa Classic Maestro Semestro DinaCard X.3.1. Transactions X.3.1.1. Transactions in RSD X.3.1.1.1 Cash withdrawal at SGS ATM or in SGS network X.3.1.1.2 Cash withdrawal at other banks ATM 150 RSD per transaction 200 RSD per transaction X.3.1.1.3 Cash withdrawal in other banks branches 300 RSD per transaction X.3.1.1.4 Payments X.3.1.1.5 Balance inquiry at SGS ATM 5 inquiries 3 inquiries free free of charge of charge 15 RSD monthy, monthy, others others 15 15 RSD RSD X.3.1.1.6 Balance inquiry at other banks ATM 30 RSD / X.3.1.2. Transactions in EUR X.3.1.2.1 Cash withdrawal at ATM / 5 EUR per transaction / X.3.1.2.2 Cash withdrawal in branches / 10 EUR per transaction / X.3.1.2.3 Payments / / X.3.1.2.4 ATM balance inquiry / 0.30 EUR / X.3.1.2.5 Commission for currency exchange when original currency is not EUR / 1% / X.3.2. Limits X.3.2.1. Transactions in RSD X.3.2.1.1 Cash withdrawal Up to available balance on RSD current account X.3.2.1.2 Maximum limit per transaction, ATM withdrawal 30.000 RSD X.3.2.1.3 Maximum daily limit, ATM withdrawal 60.000 RSD X.3.2.1.4 Payments Up to available balance on RSD current account X.3.2.2. Transactions in EUR X.3.2.2.1 Cash withdrawal / Up to available balance on EUR current account / X.3.2.2.2 Maximum daily cash limit / 1.000 EUR / X.3.2.2.3 Maximum limit per transaction, ATM withdrawal / 250 EUR / X.3.2.2.4 Maximum limit per transaction, withdrawal in branches / 500 EUR / X.3.2.2.5 Payments / Up to available balance on EUR current account / X.3.3. Other fees X.3.3.1 Monthly maintenance fee for primary card within offered and selected package X.3.3.2 Supplementary card annual fee 1,000 RSD yearly 1,500 RSD yearly 3,000 RSD yearly 1,500 RSD yearly* / X.3.3.3 PIN reprint 600 RSD 300 RSD X.3.3.4 Card plastic replacement 600 RSD 300 RSD X.3.3.5 Claims X.3.3.6 Naknada za izgubljene ili ukradene kartice 1,200 RSD 2,500 RSD 1,200 RSD 300 RSD

X.3.3.7 Sending of card and PIN abroad / 1.500 RSD in case of dispatching via registered mailing, real DHL expenses if client chooses this mailing option X.3.3.8 Card PIN change at SGS ATM 100 RSD 60 RSD / No deposit for clients who receive their X.3.3.9 Deposit for card No deposit salaries No deposit through SGS; 500 for other clients * No fee if there is an additional Visa card. Card product X.4. Credit cards Visa VISA Gold VISA O la la! Visa Alterna MasterCard Standard X.4.1. Transactions X.4.1.1. Transactions in RSD X.4.1.1.1 Cash withdrawal at SGS ATM 3% (minimum 300 RSD) X.4.1.1.2 Cash withdrawal in SGS branches 3% (minimum 300 RSD) X.4.1.1.3 Cash withdrawal at other banks ATM 3% (minimum 300 RSD) X.4.1.1.4 Cash withdrawal in other banks branches 3% (minimum 300 RSD) X.4.1.1.5 Payments X.4.1.1.6 Balance inquiry at SGS ATM Free of charge 5 inquiries free of charge, others 15 RSD per inquiry 15 RSD per inquiry X.4.1.1.7 Balance inquiry at other banks ATM 30 RSD X.4.1.2. Transactions in EUR X.4.1.2.1 Cash withdrawal at ATM 3% (minimum 300 RSD) X.4.1.2.2 Cash withdrawal in branches 3% (minimum 300 RSD) X.4.1.2.3 Payments 1% X.4.1.2.4 ATM balance inquiry 0.30 EUR X.4.2. Limits X.4.2.1. Transactions in RSD X.4.2.1.1 Cash withdrawal at ATM maximum monthly limit X.4.2.1.2 Cash withdrawal in branches maximum monthly limit X.4.2.1.3 Payments Up to total limit of the account X.4.2.2. Transactions in EUR X.4.2.2.1 Cash withdrawal at ATM maximum monthly limit X.4.2.2.2 Cash withdrawal in branches maximum monthly limit X.4.2.2.3 Payments Up to total limit of the account X.4.3. Other fees MasterCard Plus MasterCard Masterata Equal monthly installments repayment: - at SGS POS with enrolled merchants: no commission; - transactions above 3.000 RSD at SGS POS with not enrolled merchants and other banks' POS: 5% of the transaction amount Revolving repayment: Transactions below 3.000 RSD at SGS POS with not enrolled merchants and other banks' POS: no commission Equal installments repayment: 5% of transaction amount Revolving repayment: 1% of transaction amount X.4.3.1 PIN reprint 600 RSD X.4.3.2 Claims X.4.3.3 Card plastic replacement 600 RSD X.4.3.4 Change of credit card limit 1,000 RSD X.4.3.5 Lost/Stolen card fee 2,500 RSD X.4.3.6 Change of payment percentage 1,000 RSD / X.4.3.7 Emergency card replacement abroad 335$ / X.4.3.8 Emergency cash disbursement 260$ / X.4.3.9 Minimum payable amount 1,000 RSD 100% repayment 500 RSD 1,000 RSD X.4.3.10 Sending of card and PIN abroad 1.500 RSD in case of dispatching via registered mailing, real DHL expenses if client chooses this mailing option /

X.4.3.11 Card PIN change at SGS ATM 100 RSD / X.4.3.12 Credit Bureau report Further to Credit Bureau pricelist X.4.3.13 Bill of exchange commission 50 RSD X.4.3.14 Monthly maintenance fee for primary within offered and selected package card 70 RSD monthly 250 RSD monthly X.4.3.15 Supplementary card annual fee 2,500 RSD yearly * No fee if there is an additional Visa card. 1,500 RSD yearly 1,500 RSD yearly 3,000 RSD yearly* 420 RSD yearly 1,500 RSD yearly