South Florida Property Insurance Market share changes June 30, 2017 to June 30, 2018 Policy totals are commercial and residential multiperil and wind only Source: Florida Office of Insurance Regulation
Tricounty region's top insurers - Q2 2018 1 UNIVERSAL P&C 237,172 266,732 29,560 12% 2 CITIZENS PROPERTY INS. CORP. 223,464 225,428 1,964 1% 3 AMERICAN BANKERS 60,990 68,833 7,843 13% 4 HERITAGE 72,134 61,278-10,856-15% 5 FEDNAT 67,972 59,510-8,462-12% 6 PEOPLE'S TRUST 56,511 47,687-8,824-16% 7 HOMEOWNERS CHOICE 53,772 47,379-6,393-12% 8 SAFEPOINT 37,770 37,089-681 -2% 9 UNITED 42,004 31,177-10,827-26% 10 FLORIDA PENINSULA 35,567 28,285-7,282-20% 11 AMERICAN MODERN OF FLA. 19,232 25,721 6,489 34% 12 SOUTHERN OAK 23,976 25,140 1,164 5% 13 FLORIDA FAMILY 27,485 24,397-3,088-11% 14 ST. JOHNS 18,562 22,686 4,124 22% 15 TOWER HILL PRIME 23,527 20,028-3,499-15% 16 TOWER HILL SIGNATURE 20,633 17,719-2,914-14% 17 FIRST PROTECTIVE 14,433 17,378 2,945 20% 18 UNIVERSAL INS. CO. OF N.A. 15,440 16,935 1,495 10% 19 AVATAR 18,856 16,698-2,158-11% 20 CASTLE KEY INDEMNITY CO. 15,129 16,494 1,365 9% 21 ASI PREFERRED INSURANCE CORP. 14,384 16,016 1,632 11% 22 UNITED SERVICES AUTOMOBILE ASSOC. 15,908 15,810-98 -1% 23 ANCHOR 18,828 15,728-3,100-16% 24 OLYMPUS 11,574 14,840 3,266 28% 25 EDISON 11,927 13,781 1,854 16% 26 CASTLE KEY 14,719 13,285-1,434-10% 27 SOUTHERN FIDELITY 14,879 12,710-2,169-15% 28 FEDERAL 11,549 12,048 499 4% 29 USAA CASUALTY 11,681 11,985 304 3% 30 SECURITY FIRST 12,659 11,452-1,207-10% 31 NATIONAL SPECIALTY 4,010 10,382 6,372 159% 32 AMERICAN INTEGRITY OF FLA. 10,455 10,030-425 -4% 33 CAPITOL PREFERRED 7,090 9,815 2,725 38% 34 LIBERTY MUTUAL FIRE 9,421 9,402-19 0% 35 AIG PROPERTY CASUALTY CO. 9,223 9,374 151 2% 36 SOUTHERN FIDELITY 5,497 9,294 3,797 69% 37 CENTAURI SPECIALTY 7,575 9,119 1,544 20% 38 AUTO CLUB OF FLORIDA 9,144 9,063-81 -1% 39 WESTON 9,215 8,690-525 -6% 40 PROGRESSIVE PROPERTY 9,633 8,084-1,549-16% 41 HOMESITE 4,859 7,841 2,982 61% 42 TOWER HILL PREFERRED 8,944 7,730-1,214-14% 43 SAFE HARBOR 6,788 7,113 325 5% 44 FLORIDA SPECIALTY 6,820 7,105 285 4% 45 PREPARED 6,960 6,783-177 -3%
46 FIRST COMMUNITY 6,960 6,544-416 -6% 47 TOWER HILL SELECT 7,794 6,419-1,375-18% 48 FAMILY SECURITY 2,005 6,243 4,238 211% 49 AMICA MUTUAL 5,792 6,093 301 5% 50 AMERICAN STRATEGIC INSURANCE CORP. 5,667 6,045 378 7% 51 PRIVILEGE UNDERWRITERS RECIPROCAL EXCH. 4,807 6,041 1,234 26% 52 CYPRESS 7,676 6,024-1,652-22% 53 FIRST LIBERTY INSURANCE CORP. 5,884 5,976 92 2% 54 HARTFORD OF THE MIDWEST 6,843 5,864-979 -14% 55 USAA GENERAL INDEMNITY COMPANY 4,242 5,216 974 23% 56 GULFSTREAM 5,969 5,103-866 -15% 57 PRAETORIAN 3,540 4,463 923 26% 58 MONARCH NATIONAL 4,773 3,884-889 -19% 59 NATIONWIDE OF FLORIDA 3,334 3,347 13 0% 60 ACE OF THE MIDWEST 3,534 3,316-218 -6% 61 ASI ASSURANCE CORP. 3,140 2,719-421 -13% 62 METROPOLITAN CASUALTY 2,895 2,551-344 -12% 63 AMERICAN COASTAL 1,968 2,386 418 21% 64 GARRISON 1,114 2,224 1,110 100% 65 OMEGA 2,585 2,214-371 -14% 66 FIRST AMERICAN 1,978 2,206 228 12% 67 FLORIDA FARM BUREAU CASUALTY 2,046 1,980-66 -3% 68 FIRST FLORIDIAN AUTO AND HOME 2,148 1,956-192 -9% 69 STILLWATER 2,465 1,878-587 -24% 70 UNITED CASUALTY OF AMERICA 1,989 1,712-277 -14% 71 WHITE PINE 2,742 1,681-1,061-39% 72 FLORIDA FARM BUREAU GENERAL 1,577 1,621 44 3% 73 MAISON n/a 1,345 1,345 n/a 74 TYPTAP 678 1,228 550 81% 75 NEW HAMPSHIRE 1,231 1,136-95 -8%
Tricounty - Largest decliners HERITAGE UNITED PEOPLE'S TRUST FEDNAT FLORIDA PENINSULA HOMEOWNERS CHOICE TOWER HILL PRIME ANCHOR FLORIDA FAMILY TOWER HILL SIGNATURE SOUTHERN FIDELITY AVATAR CYPRESS PROGRESSIVE PROPERTY CASTLE KEY TOWER HILL SELECT TOWER HILL PREFERRED SECURITY FIRST WHITE PINE HARTFORD OF THE MIDWEST 72,134 61,278-10,856-15% 42,004 31,177-10,827-26% 56,511 47,687-8,824-16% 67,972 59,510-8,462-12% 35,567 28,285-7,282-20% 53,772 47,379-6,393-12% 23,527 20,028-3,499-15% 18,828 15,728-3,100-16% 27,485 24,397-3,088-11% 20,633 17,719-2,914-14% 14,879 12,710-2,169-15% 18,856 16,698-2,158-11% 7,676 6,024-1,652-22% 9,633 8,084-1,549-16% 14,719 13,285-1,434-10% 7,794 6,419-1,375-18% 8,944 7,730-1,214-14% 12,659 11,452-1,207-10% 2,742 1,681-1,061-39% 6,843 5,864-979 -14% Tricounty - largest gainers UNIVERSAL 237,172 266,732 29,560 12% AMERICAN BANKERS 60,990 68,833 7,843 13% AMERICAN MODERN OF FLA., INC. 19,232 25,721 6,489 34% NATIONAL SPECIALTY 4,010 10,382 6,372 159% FAMILY SECURITY 2,005 6,243 4,238 211% ST. JOHNS 18,562 22,686 4,124 22% SOUTHERN FIDELITY 5,497 9,294 3,797 69% OLYMPUS 11,574 14,840 3,266 28% HOMESITE 4,859 7,841 2,982 61% FIRST PROTECTIVE 14,433 17,378 2,945 20% CAPITOL PREFERRED 7,090 9,815 2,725 38% CITIZENS PROPERTY INS. CORP. 223,464 225,428 1,964 1% EDISON 11,927 13,781 1,854 16% ASI PREFERRED INSURANCE CORP. 14,384 16,016 1,632 11% CENTAURI SPECIALTY 7,575 9,119 1,544 20% UNIVERSAL INS. CO. OF N.A. 15,440 16,935 1,495 10% CASTLE KEY INDEMNITY COMPANY 15,129 16,494 1,365 9% MAISON n/a 1,345 1,345 n/a PRIVILEGE UNDERWRITERS RECIPROCAL EXCH. 4,807 6,041 1,234 26% SOUTHERN OAK 23,976 25,140 1,164 5%
Broward County -- largest decliners UNITED 15,029 9,872-5,157-34% PEOPLE'S TRUST 18,489 13,579-4,910-27% HERITAGE 25,407 21,331-4,076-16% FLORIDA PENINSULA 12,809 9,639-3,170-25% FEDNAT 25,140 22,297-2,843-11% HOMEOWNERS CHOICE 19,884 17,474-2,410-12% TOWER HILL PRIME 6,999 5,749-1,250-18% ANCHOR 8,121 6,955-1,166-14% CYPRESS 2,724 1,603-1,121-41% TOWER HILL SIGNATURE 5,631 4,582-1,049-19% Broward County -- largest gainers UNIVERSAL P&C 86,093 98,006 11,913 14% NATIONAL SPECIALTY 2,057 5,036 2,979 145% ST. JOHNS 6,950 9,820 2,870 41% AMERICAN BANKERS 23,769 26,341 2,572 11% CITIZENS PROPERTY INS. CORP. 72,675 74,835 2,160 3% SOUTHERN OAK 8,247 9,852 1,605 19% FIRST PROTECTIVE 5,158 6,575 1,417 27% SOUTHERN FIDELITY 2,446 3,746 1,300 53% HOMESITE 2,375 3,523 1,148 48% FAMILY SECURITY 485 1,401 916 189%
Miami-Dade County -- largest decliners HERITAGE 29,014 24,274-4,740-16% UNITED 8,994 5,449-3,545-39% FLORIDA PENINSULA 9,300 6,604-2,696-29% HOMEOWNERS CHOICE 14,756 13,103-1,653-11% FLORIDA FAMILY 8,528 6,890-1,638-19% ANCHOR 6,334 5,040-1,294-20% TOWER HILL SIGNATURE 5,670 4,402-1,268-22% PEOPLE'S TRUST 27,340 26,103-1,237-5% SOUTHERN FIDELITY 5,030 4,064-966 -19% TOWER HILL PRIME 3,953 3,020-933 -24% Miami-Dade County -- largest gainers UNIVERSAL P&C 75,922 85,832 9,910 13% AMERICAN BANKERS 18,804 21,995 3,191 17% NATIONAL SPECIALTY 976 2,530 1,554 159% CITIZENS PROPERTY INS. CORP. 109,058 110,528 1,470 1% SOUTHERN FIDELITY 1,882 3,231 1,349 72% AMERICAN MODERN OF FLA. 4,888 6,168 1,280 26% UNIVERSAL INS. CO. OF N.A. 7,364 8,543 1,179 16% HOMESITE 1,127 2,165 1,038 92% ST. JOHNS 3,147 4,019 872 28% FIRST PROTECTIVE 3,787 4,622 835 22%
Palm Beach County -- largest decliners FEDNAT 35,150 30,442-4,708-13% PEOPLE'S TRUST 10,682 8,005-2,677-25% HOMEOWNERS CHOICE 19,132 16,802-2,330-12% UNITED 18,128 15,856-2,272-13% HERITAGE 17,713 15,673-2,040-12% CITIZENS PROPERTY INS. CORP. 41,731 40,065-1,666-4% FLORIDA PENINSULA 13,458 12,042-1,416-11% TOWER HILL PRIME 12,575 11,259-1,316-10% AVATAR 8,861 7,709-1,152-13% PROGRESSIVE PROPERTY 6,568 5,588-980 -15% Palm Beach County -- largest gainers UNIVERSAL P&C 75,157 82,894 7,737 10% FAMILY SECURITY 1,520 4,842 3,322 219% OLYMPUS 6,499 9,049 2,550 39% EDISON 8,278 10,433 2,155 26% AMERICAN BANKERS 18,417 20,497 2,080 11% NATIONAL SPECIALTY 977 2,816 1,839 188% CAPITOL PREFERRED 2,386 4,148 1,762 74% ASI PREFERRED INSURANCE CORP. 9,300 10,620 1,320 14% SOUTHERN FIDELITY 1,332 2,317 985 74% CENTAURI SPECIALTY 2,941 3,775 834 28%