Bank shall acrue the following fee for card products Valid from 10.02019. Fee amount VISA VISA VISA BUSINESS DEBIT PREPAID DEBIT 1 Initial card issuance for residents 10 2 Initial card issuance for nonresidents 10 10 10 3 ADDING FUNDS of load amount (min. 2.00 ), minimal load amount is 20, max. load amount is 2000 4 Monthly fee for residents 2 5 Monthly fee for non-residents 1 2 6 reissuance 2 5-7 Payment of goods and services 2.1 UCB & HB cash withdrawals % 1% 1% (min. 1,00 (min.1,00 ) (min.1,00 ) ) ATM cash withdrawals within Montenegro (min.3 ) (min.3 ) (min.3 ) ATM cash withdrawals outside 3,5% 3.5% 3,5% of Montenegro (min. 3.5 ) (min.3.5 ) (min.3.5 ) 2.4 UCB & HB ATM balance inquiry Other ATM balance inquiry 2.5 0,40 0,40 0,40 3. POS TRANSACTIONS 3.1 POS cash withdrawals from other Montenegrin banks (min. 3 ) (min. 3 ) (min. 3 ) POS cash withdrawals abroad 3.5% (min. 3,5 ) 3.5% (min. 3.5 ) 3.5% (min. 3,5 ) 4. DAILY CARD LIMITS 4.1 MAX. ATM daily 500 1000 2000 4.2 MAX. POS daily 1000 2000 2000 4.3 Total daily 1000 2000 2000 5. OTHER CARD SERVICES
5.1 Urgent card issuance 20 5.2 PIN and Plastic reissuance 5 5.3 termination 5 5.4 Ungrounded complaint 10 5.5 VISA debit & VISA business debit card conversion to EUR currency 2% 5.6 VISA prepaid card conversion to EUR currency 2.5% MASTERCARD MASTERCARD STANDARD DEBIT CARD Resident Non-resident 1 Initial issuance 10.00 Monthly basic card 2 0.50 00 Monthly additional card 3 0,50 00 4 reissuance 5.00 Payment of goods and 5 services 2.1 UCB & HB ATM withdrawals Other ATMs within Min. 3.00 Min. 3.00 Montenegro withdrawals Cash withdrawals on ATMs Min. 3.50 Min. 3.50 abroad 2.4 UCB & HB balance inquiry 2.5 Other ATM balance inquiry 0.50 00 POS / TELLER 3. TRANSACTIONS POS cash withdrawals from 3.1 Min. 3 Min 3 banks in Montenegro POS cash withdrawals from 3,5% Min. 3 3,5% Min. 3 banks abroad 4. DAILY CARD LIMITS 4.1 MAX. ATM daily 000.00 000.00 4.2 MAX. POS daily No No 4.3 Total daily 000.00 000.00 5. OTHER CARD SERVICES 5.1 Urgent card issuance 20.00 20.00 5.2 Plastic change 5.00 10.00 5.3 PIN reprint PIN 5.00 10.00
5.4 termination 5.00 10.00 5.5 Ungrounded complaint Statement 10.00 20.00 5.6 Statement delivery by mail Statement 0.50 0,50 5.7 Statement delivery by email Statement 1,00 5.8 Extraordinary card reissuance 5.00 10.00 5.9 Conversion to EUR currency 2% 2% MASTERCARD STANDARD CREDIT CARD Resident Non-resident 1 Initial issuance 20.00 Monthly basic card 2 2.00 3.00 Monthly additional card 3 00 50 4 reissuance 10.00 5 Payment of goods and services 2.1 UCB & HB ATM withdrawals Other ATMs within Montenegro 3.00%Min. 3.00 3.00%Min. 3.00 withdrawals Cash withdrawals on ATMs 3.50%Min. 3.50 3.50%Min. 3.50 abroad 2.4 UCB & HB balance inquiry 2.5 Other ATM balance inquiry 0.50 00 POS / TELLER 3. TRANSACTIONS POS cash withdrawals from 3.1 3.00%Min. 3 3.00% Min 3 banks in Montenegro POS cash withdrawals from 3.50% Min 3 3.50% Min 3 banks abroad 4. DAILY CARD LIMITS 4.1 MAX. ATM daily 000.00 000.00 4.2 MAX. POS daily No No 4.3 Total daily 000.00 000.00 5. INTEREST Interest 5.1 1,20% Monthly 1,40% Monthly for revolving cards Overdue obligations interest Interest 5.2 5.3 5.4 Interest 5.5 for revolving cards 1,00% Monthly 1,00% Monthly covered with a cash collateral 6. OTHER CARD SERVICES rate 3.00% Monthly 3.00% Monthly Minimal monthly repayment (% of revolving) Interest 3.00% of used credit 3.00% of used credit Credit increase Interest 2.00% (Min. 10.00 ) 2.00% (Min. 10.00 )
6.1 Conversion to EUR currency 2% 2% 6.2 Urgent card issuance 20.00 20.00 reissuance(due to lost or 6.3 5.00 10.00 stolen card) PIN reprint(due to lost or 6.4 PIN 5.00 10.00 stolen PIN) 6.5 termination 10.00 10.00 6.6 Ungrounded complaint 10.00 20.00 6.7 Extraordinary card reissuance 5.00 10.00 6.8 Statement delivery by mail 0.50 5.00 6.9 Statement delivery by email 2,00 6.10 First warning Warning 1,00 1,00 6.11 Second warning Warning 1,50 1,50 6.12 Third warning Warning 2.00 2.00 Warning before a court Warning 6.13 3,50 3,50 procedure MASTERCARD PLATINUM CREDIT CARD Resident Non-resident 1 Initial issuance 100.00 Monthly basic card 2 10.00 14.00 Monthly additional card 3 7.00 10.00 4 reissuance 50.00 5 Payment of goods and services 2.1 UCB & HB ATM withdrawals Other ATMs within 3.00%Min. 3.50 3.00%Min. 3.50 Montenegro withdrawals Cash withdrawals on ATMs 3.50%Min. 3.50 3.50%Min. 3.50 abroad 2.4 UCB & HB balance inquiry 2.5 Other ATM balance inquiry 0.50 00 POS / TELLER 3. TRANSACTIONS POS cash withdrawals from 3.1 3.00%Min. 3 3.00% Min 3 banks in Montenegro POS cash withdrawals from 3.50% Min 3.50 3.00% Min 3.50 banks abroad 4. DAILY CARD LIMITS
4.1 MAX. ATM daily 000.00 000.00 4.2 MAX. POS daily Bez a Bez a 4.3 Total daily 000.00 000.00 5. INTEREST 5.1 for revolving cards Interest 1,20% Monthly 1,40% Monthly 5.2 Overdue obligations interest rate Interest 3.00% Monthly 3.00% Monthly 5.3 Minimal monthly repayment Interest 3.00% of used credit 3.00% of used credit (% of revolving) 5.4 Minimal monthly repayment 100% of used credit 100% of used credit charge option 5.5 Credit increase 2.00% (Min. 10.00 ) 2.00% (Min. 10.00 ) 5.6 (charge option) Interest 5.7 for cards with a cash collateral Interest 1,00% Monthly 1,00% Monthly 5.8 Business lounge visit 6. OTHER CARD SERVICES 6.1 Conversion to EUR currency Per person, per visit Fees under tariff s 1, 2 and 3 can be changed by CEO s decision. 24.00 24.00 2% 2% 6.1 Urgent card issuance 20.00 20.00 6.2 reissuance (both MCP and Insurance card) Kartice 20.00 20.00 6.3 reissuance 10.00 10.00 6.4 PIN reprint PIN 5.00 10.00 6.5 termination 10.00 10.00 6.6 Ungrounded complaint Trans. 10.00 20.00 6.7 Extraordinary card reissuance 5.00 10.00 6.8 Statement delivery by mail Statement 0,50 0,50 6.9 Statement delivery by email Statement 0.50 5.00 6.10 First warning warning 1,00 1,00 6.11 Second warning warning 1,50 1,50 6.12 Third warning warning 2,00 2,00 6.13 Warning before a court warning procedure 3,50 3,50
MASTERCARD BUSINESS PLATINUM CREDIT CARD Resident Non-resident 1 Initial issuance 200.00 2 MC business platinum monthly 7.00 14.00 3 reissuance 100.00 4 Payment of goods and services 2.1 UCB & HB ATM cash withdrawals Cash withdrawals on other ATMS in Montenegro 3.00%Min. 3.00 3.00%Min. 3.00 Cash withdrawals on ATMs abroad 3.50%Min. 3.50 3.50%Min. 3.50 2.4 UCB & HB balance inquiry 0.50 2.5 Other ATM balance inquiry 0.50 00 3. POS / TELLER TRANSACTIONS 3.1 POS cash withdrawals from banks in Montenegro 3.00%Min. 3 3.00% Min 3 POS cash withdrawals from banks abroad 3.50% Min 3.50 3.50% Min 3.50 4. DAILY CARD LIMITS 4.1 MAX. ATM daily 000.00 000.00 4.2 MAX. POS daily No No 4.3 Total daily 000.00 000.00 5. INTEREST 5.1 for revolving cards Interest 1,20% Monthly 1,40% Monthly 5.2 Overdue obligations interest Interest rate 3.00% Monthly 3.00% Monthly 5.3 Minimal monthly repayment Interest 3.00% of used credit 3.00% of used credit (% of revolving) 5.4 Minimal monthly repayment Charge option 100% of used credit 100 of used credit 5.5 Credit increase Interest 2.00% (Min. 10.00 ) 2.00% (Min. 10.00 ) 5.6 Interest for charge option cards 5.7 for card with cash collateral 6. OTHER CARD SERVICES 6.1 Conversion to EUR currency Interest 1,00% Monthly 1,00% Monthly 2% 2% 6.1 Urgent card issuance 20.00 20.00
6.2 reissuance (due to lost or stolen card) Fees under tariff s 1, 2 and 3 can be changed by CEO s decision. 5.00 10.00 6.3 PIN reprint PIN 5.00 10.00 6.4 termination 10.00 10.00 6.5 Ungrounded complaint Trans. 10.00 20.00 6.6 Extraordinary card reissuance 5.00 10.00 6.7 Statement delivery by mail Statement 0,50 0,50 6.8 Statement delivery by email Statement 0.50 5,00 6.9 First warning warning 1,00 1,00 6.10 Second warning warning 1,50 1,50 6.11 Third warning warning 2,00 2,00 Warning before a court warning 6.12 3,50 3,50 procedure CO BRAND MAESTRAL DEBIT CARD 1 Initial issuance 20.00 2 Monthly fee 3 reissuance 20.00 4 Payment of goods and services within Maestral Hotels and Casinos 2.1 Cash withdrawals within Maestral Hotels And Casinos (min 1,00 ) Balance inquiry in Maestral Hotels and Casino 00 3. DAILY CARD LIMITS 3.1 ATM daily 5.000.00 POS daily 100.000,00 4 OTHER CARD SERVICES 4.1 Urgent card issuance 20.00 4.2 reissuance 10.00 4.3 PIN reprint PIN 10.00 4.4 termination 10.00 4.5 Ungrounded complaint Trans. 20.00 4.6 Extraordinary card issuance 10.00 4.7 Statement delivery by mail 0.50 4.8 Statement delivery by email
positio n CO BRAND MAESTRAL PREPAID CARD 1 Initial issuance 20.00 2 Monthly fee 3 reissuance 20.00 Payment of goods and services 4 within Maestral Hotels and Casinos ADDING FUNDS TO CO 2 BRAND MAESTRAL PREPAID CARD NO FEE 2.1 Balance inquiry within Maestral Hotels and Casinos 00 3 DAILY CARD LIMITS 3.1 POS daily Bez a 4 OTHER CARD SERVICES 4.1 reissuance 10.00 4.2 PIN reprint PIN 10.00 4.3 termination 10.00 4.4 Ungrounded complaint Trans. 20.00 4.5 Extraordinary card issuance 10.00 4.6 Statement delivery by mail Statement 0.50 4.7 Statement delivery by email Statement