At, Inc. 200 Mercantile Road Unit C Cleveland, Ohio 44122 1-800-4-6000 216-464-142 Guggenheim Life and Annuity Best B++ Weiss B- A Guggenheim Partners Company Window PRIOR to the End of Each Term to Move Funds with No Penalty 4 Day Hold for Exchanges 4 6 8 9.% Years 1-.20% $20,000+.20% Years 1-4.0% $20,000+.2% Years 1-.% $20,000+.0% Years 1-6.40% $20,000+.40% Years 1-.0% $20,000+.4% Years 1-8.% $20,000+.0% Years 1-9.60% $20,000+.% Years 1-.6% $20,000+ % of Previous Anniversary Account Value Beginning in Year 2 Waiver- d Prior to Age 6 Terminal Illness Rider- d Prior to Age 0 $,000 Q $,000 NQ 1.00%,6,,6,,4,6,,4,,6,,4,,2,6,,4,,2,1,6,,4,,2,1,1,6,,4,,2, 1,1,1,6,,4,,2,1 1,1,0.
Page 2 North American Best A+ S&P A+ Fitch A+ Weiss B Comdex 88 window at end of each term to move funds with no penalty 2.6% Years 1-.00% $0,000+.0% Years 1-.40% $0,000+ 2.8% Years 1-.1% $0,000+.% Years 1-.% $0,000+ earned the prior year beginning in Year 2 Waiver issue ages and younger $2,000 Q $,000 NQ.2% 9., 8.4,. 9., 8.4,., 6.6,. 9., 8.4,., 6.6,., 4.,.8 9., 8.4,., 6.6,., 4.,.8, 2.8, 1.9,.9
Page Fidelity and Guaranty Best A- S&P BBB+ Fitch BBB Weiss C+ Comdex Platinum 2.% Years 1-9,8, Accumulated interest 0 day window prior to end of term to move funds with no penalty Platinum **.0% Years 1- Nursing home/terminal illness rider $20,000 1.00% 9,8,,6, Platinum 4.00% Years 1-9,8,,6,,4, ** This is a special rate that can end at any time. Please call to make sure rate is accurate. All applications for the,, and y product need to be done online through F & G s website.
Equitrust Best B++ S&P BBB+ Weiss B- Comdex 41 : Window Prior To End of Term to Move Funds 6 2.0% Years 1-.00% Years 1-.% Years 1-6 Accumulated at any Time Waiver Available for Through 80 $,000 1.00% Page 4 9,8, 9,8,,6.,. 9,8,,6.,.,4. 8.20% Years 1-8 Annuitization Available at End of Term Only 9,8,,6.,., 4.,.,2. Four: no automatic renewal at end of term 60 Day Hold for Exchanges Four SPDA Flexible for 1 Year.2% Years 1-4.0% Year 1 Includes 1.0% Bonus Projected Eff Yld.2% / % After 1 Year ------- Waiver Available for Through 80 $,000 2.00% 9,8,,6.,.,4.,.,2.,1.,0. 9,8,,6.,.,4. 0-8
Athene Best A S&P A- Fitch A- Weiss C Comdex No Automatic Rollover at End of Term 4 Day Hold for Exchanges American Equity Best A- S&P A- Fitch BBB+ Weiss B- Comdex 9 Window Prior to End of Term to Move Funds With No Penalty Max Max Max 6 2.2% Years 1- $0,000+ 2.40% Years 1-.0% Years 1- $0,000+.20% Years 1-.1% Years 1- $0,000+.0% Years 1-2.0% Years 1-2.4% Years 1-6 2.60% Years 1- An amount equal to the Multi-Year Fixed Strategy multiplied by Accumulated Value (as of the most recent Contract Anniversary) ------- / Terminal Illness Waiver available at the End of the First Year Nursing Home/Terminal Illness Waiver d 18-4 $,000 1.00% $,000 1.% Page 9., 8.4,. 9., 8.4,., 6.6,. +/-MVA 9., 8.4,., 6.6,., 4.,.8 +/-MVA 9,8,,6, +/-MVA 9,8,,6,,4 9,8,,6,,4, 0-8 0-8 0-8 18-8
Page 6 The Standard Best A S&P A+ Fitch A Weiss B+ Comdex 82 60 Day Hold Window Prior to End of Term to Move Funds With No Penalty 2.90% $0,000+.00% Years 1-.4% $0,000+.% Years 1-.0% $0,000+.60% Years 1-.0% $0,000+.60% Years 1- Only ------- Nursing Home/Terminal Illness Rider $1,000 1.00% 9.4, 8.,.% 9.4, 8.,., 6.,.% 9.4, 8.,., 6.,., 4.,.% 9.4, 8.,., 6.,., 4.,., 2., 1.,.% 0-9 0-9 0-80 Motorists Best A- Weiss B SPDA.00% Year 1 2.00% Planned Renewal 2.1% Yield % After 1 Year ------ $,000 1.00% 8,8,,6,,4 0-80
Page Charge% Liberty Best B++ Weiss D+ Contracts become 0% liquid after the initial term ends 9.2% Years 1-.80% Years 1-.80% Years 1-.8% Years 1-9 None-Not even for RMDs on qualified contracts Contract Pays Value on Death-Except for Spousal Assumption $,000 1.00%.9..0,6.2.9,.0,6.2,.,4.4.9,.0,6.2,., 4.4,.,2..9,.0,6.2,., 4.4,.,2., 1.8,0.9 0-8 0-80.2% Years 1- Premier Premier.% Years 1-.2% Years 1-.% Years 1- $,000 1.00% 8,,6,,4 8,,6,.,4. 0-12,11,,8,6,,4 6+ 8,,6,,4.,.,2. 0-12.4,11.,., 8.,6.,.,4. 6+ 8.1,.1,6.1,.1, 4.,.,2. 0-8 0-8