Provides demographic and financial information that can be used by employers to aid in the hiring process. Name: BEVERLY W DONALD Date of Birth:

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Sample Report Provides demographic and financial information that can be used by employers to aid in the hiring process. EQUIFAX PERSONA Rep EQUI P O BOX 740 ATLANTA GA 303740 8006851 Date Reported: 5/20/2 Personal Information Name: BEVERLY W DONALD Date of Birth: SSN: Phone: On File Since: 11/24/1987 436 BECKWITH ST Reported On: 3/1/2002 1018 HUNTER DR Reported On: 6/1/2002 FCGOOD BECKWITH ST Reported On: 7/1/2001 Employment Information Company Name: ALL TRADES CONST Occupation: BLUE COLLAR WORKER Company Name: FREDS SPORT SHOP Occupation: Company Name: ALSKDFJ Occupation: Report Summary

Total # of Trades: 14 Current Trades: 5 Unrated Trades: 0 Curr Neg Trades: 9 Hist Neg Trades: 9 No. of Accts Paid: 3 Curr Past Due: 5 Amount Past Due: $31,930 30 Days: 2 60 Days: 3 90+ Days: 2 Inquiries: 16 Inq. last 6 mnths: 15 Public Records: 0 Collections: 0 Oldest Trade: 4/1/1990 Accounts Balance: $129,24 Mnthly Payment: $8,19 Credit Limit: $141,18 High Credit: $141,18 Total Real Est. Bal.: $ Total Rev. Bal.: $129,24 Tot. Installment Bal.: $ Available %: -19 Trade Lines Firm Name/ID Opened Credit Limit Balance MoPmnt 30 60 Account Number Reported High Credit Past Due MoRep Pattern Acct. Type KOB Chargeoff Orig. Amt. Date Closed Terms Status Closed Ind Owner Narratives WELLSFARGO/171BB00974 8/1/1996 $13,000 $11,000 $1,234 0 10 4/1/2003 $13,000 $3,692 - *33****3**3*/********** (3)not more than three payments past due - Individual BANKRUPTCY VOLUNTARYILY WITHDRAWN UNVL/CITI/217ON00291 5/1/2001 $6,500 $5,800 $150 - - 4/1/2003 $6,500 $0 - - (9)Bad debt; placed for collection; skip - Individual CONSUMER VOLUNTARILY WITHDREW FROM BANKRUPTCY UNVL/CITI/217ON00267 5/1/2001 $6,500 $5,800 $150 - - 4/1/2003 $6,500 $0 - - (9)Bad debt; placed for collection; skip - Individual UNVL/CITI/217ON00267 5/1/1999 $4,400 $1,100 $75 - - 4/1/2003 $4,400 $0 - - (2)Not more than two payments past due - Individual CITI/404ON00390 5/1/1999 $4,400 $2,200 $90 - - 4/1/2003 $4,400 $0 - -

CITI/404ON00234 5/1/1997 $5,000 $3,000 $100 - - 4/1/2003 $5,000 $0 - - RICH/FDSB/401DC00024 4/1/1990 $12,000 $12,000 $1,234 9 0 2/1/2003 $12,000 $12,000 24 2****2**2***/********** (2)Not more than two payments past due - Individual ASSOC NATL/458ON04012 1/1/1996 $67,000 $67,000 $2,787 1 2 2/1/2003 $67,000 $8,123 6 4****4**4***/********** (4)not more than four payments past due - Joint /905CS00114 - - - - - 2/1/2003 - $0 - - (1)Pays account as agreed - JCP-MCCBG/906DC00185 6/1/1996 $4,500 $3,453 $34 0 5 2/1/2003 $4,500 $0-3*********3*/*********3 (3)not more than three payments past due - Undesignated RICH/FDSB/401DC00024 8/1/1996 $12,000 $12,000 $1,234 0 9 1/1/2003 $12,000 $3,692 - *********3**/*********3 (3)not more than three payments past due - Individual CONSUMER SAYS WARRANTY DISPUTE BANKAMERIC/805BB86934 3/1/1997 $5,887 $5,887 $1,111 1 1 3/1/2002 $5,887 $4,423 - ************/5********* (5)At least 120 days or more than four payments past due - Individual

SUNTRUST/401BB00128 5/1/1999 - - - - - 3/1/2002 - $0 - - SUNTRUST/855BB00032 - - - - - 5/1/1999 - $0 - - (1)Pays account as agreed - Inquiries Date Subscriber Name Subscriber # Amount 4/22/2003 UNVL/CITI 217ON00267 4/22/2003 CITI 404ON00390 4/22/2003 CITI 404ON00234 4/22/2003 GFSTEWART 999ZZ49356 4/22/2003 UNVL/CITI 217ON00630 4/22/2003 UNVL/CITI 217ON00291 4/11/2003 CITI 404ON00234 4/8/2003 UNVL/CITI 217ON00267 4/5/2003 CITI 404ON00390 3/11/2003 UNVL/CITI 217ON00291 12/22/2002 UNVL/CITI 217ON00630 12/22/2002 GFSTEWART 999ZZ49356 12/22/2002 UNVL/CITI 217ON00291 12/22/2002 CITI 404ON00234 12/22/2002 CITI 404ON00390 9/5/2002 TOTAL SYS 999DV00256 Account Detail Number Name Phone Address 171BB00974 WELLS FARGO BANK AUT 5109060162 1220 JOHN GLENN DR, 6TH FLOOR MAC #0314-888 AU #1639 CONCORD, CA94520 217ON00291 UNIVERSAL CARD/CBSDN 9049548788 217ON00267 UNIVERSAL CARD/CBSDN 9049547500 404ON00390 CITI CARDS CBSDNA 6053317580 8787 BAYPINES JACKSONVILLE, FL32201 8787 BAYPINE ROAD JACKSONVILLE, FL32256 PO BOX 6241

404ON00234 401DC00024 CITI CARDS CBSDNA RICH'S/FDSB SIOUX FALLS, SD57117 PO BOX 6241 SIOUX FALLS, SD57117 13141 34TH ST NORTH CLEARWATER, FL34622 458ON04012 ASSOCIATES NATIONAL 9722818000 110 LAKE DRIVE NEWARK, DE19702 906DC00185 JCPENNEY-MONOGRAM CC CONTACT EQUIFAX @ 800-801-2055 ATLANTA, GA30306 805BB86934 BANK OF AMERICA 9103703967 401BB00128 SUNTRUST BANK, ATLA 4048276308 855BB00032 SUNTRUST 7062914421 217ON00630 UNIVERSAL CARD/CBSDN 9049547500 PO DRAWER 968 FAYETTEVILLE, NC28302-0968 HUMAN RESOURCES 25 PARK PLACE ATLANTA, GA30303 P O BOX 1314 ROME, GA30161 8787 BAYPINE ROAD JACKSONVILLE, FL32256 Warning Messages SAFESCANNED: Your inquiry has gone through our SAFESCAN data base. Subject AKA: BEV DONALD Consumer Statement: 5/1/2003-EMPLOYER: BEFORE TAKING ADVERSE ACTION IN AN EMPLOYMENT DECISION BASED ON A PERSONA REPORT, THE FCRA REQUIRES YOU TO PROVIDE THE CONSUMER WITH A COPY OF THE CONSUMER REPORT, ALON WITH A WRITTEN DESCRIPTION OF THE CONSUMER'S RIGHTS UNDER THE FCRA EQ UIFAX HAS PROVIDED YOUR COMPANY WITH COPIES OF THE CONSUMER'S RIGHTS STATEMENTS FOR THIS PURPOSE.