IN ULIP PRODUCTS THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO SHALL BE BORNE BY THE POLICY HOLDER Aviva Group Investor Disclaimer/Disclosure Aviva Life Insurance Company India Limited Aviva Towers,Sector road,opp.golf Course, DLF Phase-V,Sector 43,Gurgoan,Haryana-122 003 Tel:+91(0)1242709000-01, Fax: +91(0)124 2571 214 Registered office:2nd Floor,Prakashdeep Building, 7,Tolstoy Marg, New Delhi -110 001
Pension Debt Fund ULGF00310/03/2006GROUPDEBTF122 Investment Objective: The investment objective of the debt fund is to provide progressive Goverment Securities 36.21% capital growth with relatively lower investment risks 6.79% GOI 2027 8.05% 6.79% GOI 2029 5.72% The risk profile for this fund is Low 6.57% GOI 2033 5.32% NAV as on June 30,2017: 25.4515 7.35% GOI 2024 5.12% Inception Date: 10-Mar-06 7.73% GOI 2034 4.96% Fund Manager: Nitin Garg 8.13% GOI 2045 1.48% 6.84% GOI 2022 1.41% Fund v/s Benchmark Return (%) 8.27% GOI 2020 1.15% 1 Month 6 Months 1 Year 2 Years * 3 Years * Inception * 7.16% GOI 2023 1.02% Portfolio return 1.90% 3.55% 12.25% 10.97% 11.03% 9.14% 8.15% GOI 2026 0.71% Benchmark** 1.39% 3.60% 11.47% 10.81% 10.91% 7.72% 1.27% Corporate Bonds 46.48% Rural Electrification Corporation 4.98% Targeted Asset Allocation (%) LIC Housing Finance Ltd. 4.00% Security Type Min Max Tata Sons Ltd. 3.65% Debt Securities 60.00% 100.00% Indian Railway Finance Corporation Ltd. 3.27% Money Market Instruments & Cash 0.00% 40.00% Power Finance Corporation Ltd. 2.96% Power Finance Corporation Ltd. 2.93% The actual asset allocation will remain within the 'minimum' and 'maximum' range based on Adani Ports and Special Economic Zone Ltd. 2.87% Reliance Capital Ltd. 2.39% Mahindra & Mahindra Ltd. 2.23% Asset Class Wise AUM L&T Infra Debt Fund Ltd. 2.12% Asset Class AUM (in Cr.) 15.08% Equity 0.00 Cash and Money Markets 17.31% Debt 226.46 Portfolio Total 100.00% Total 226.46 Modified Duration # Security Type Duration Fixed Income Investments 5.55 38.43% 100% 36.21% Electricity, gas, steam and air conditioning supply 3.25% 6% 41% 17% Warehousing & support activit. for transp. 2.87% 0% Manf. of motor vehic,trailr & semitrailr 2.23% 36% 17.01% Unrated^ A1+ Sovereign AAA AA+
Pension Secure Fund ULGF00113/07/2005GROUPSECUR122 Investment Objective: To provide progressive return on the investment Equities 15.62% The risk profile for this fund is Low HDFC Bank Ltd. 1.22% ITC Ltd. 1.13% Infosys Ltd. 0.98% NAV as on June 30,2017: 27.0099 Reliance Industries Ltd. 0.91% Inception Date: 13-Jul-05 Housing Development Finance Corporation Ltd. 0.87% Fund Manager: Krishna sanghavi, Nitin Garg ICICI Bank Ltd. 0.83% Larsen & Toubro Ltd. 0.63% Fund v/s Benchmark Return (%) State Bank of India 0.46% 1 Month 6 Months 1 Year 2 Years * 3 Years * Inception * Kotak Mahindra Bank Ltd. 0.45% Portfolio return 1.38% 6.11% 13.45% 10.77% 10.77% 9.24% Lakshmi Vilas Bank Ltd. 0.42% Benchmark** 0.95% 5.81% 12.19% 10.21% 10.49% 8.29% 7.72% Goverment Securities 33.18% 6.57% GOI 2033 7.56% Targeted Asset Allocation (%) 7.73% GOI 2034 5.69% Security Type Min Max 6.79% GOI 2029 4.70% Debt Securities 40.00% 100.00% 8.4% GOI 2024 3.80% Equity 0.00% 20.00% 6.79% GOI 2027 3.26% Money Market Instruments & Cash 0.00% 40.00% 7.35% GOI 2024 2.54% The actual asset allocation will remain within the 'minimum' and 'maximum' range based on 8.2% GOI 2025 2.28% 8.28% GOI 2032 1.56% 8.13% GOI 2045 0.96% Asset Class Wise AUM 7.16% GOI 2023 0.83% Asset Class AUM (in Cr.) Corporate Bonds 30.40% Equity 8.01 LIC Housing Finance Ltd. 3.41% Debt 43.32 Rural Electrification Corporation 3.33% Total 51.33 L&T Infra Debt Fund Ltd. 3.09% Adani Ports and Special Economic Zone Ltd. 2.57% Modified Duration # Reliance Capital Ltd. 2.43% Security Type Duration Rural Electrification Corporation 2.42% Fixed Income Investments 5.36 Power Finance Corporation Ltd. 2.35% Power Finance Corporation Ltd. 1.56% Mahindra & Mahindra Ltd. 1.48% Tata Sons Ltd. 1.39% 6.37% Cash and Money Markets 20.80% Portfolio Total 100.00% 21% 16% 30% 33.18% 30.65% Equities Goverment Securities Corporate Bonds Cash and Money Markets 33% Manf. of motor vehic,trailr & semitrailr Warehousing & support activit. for transp. 3.43% 2.66% Compt prgm, consult. & related activit. 1.48% 25% 5% 1% Manf. of coke & refined petrol. prod. Manf. of tobacco prod. 1.18% 1.13% Civil engineering 0.99% 36% Electricity, gas, steam and air conditioning supply 0.58% 33% Manuf of pharmicals,mdicinl chmcal & btancl pro 0.50% Unrated^ Sovereign AAA AA+ AA 24.22%
Pension Balanced Fund ULGF00210/03/2006GROUPBALAN122 Investment Objective: To provide capital growth by availing opportunities in debt and Equities 34.03% equity markets and providing a good balance between risk and return. HDFC Bank Ltd. 2.68% ITC Ltd. 2.52% The risk profile for this fund is Medium Infosys Ltd. 2.13% NAV as on June 30,2017: 24.6914 Reliance Industries Ltd. 2.02% Inception Date: 10-Mar-06 Housing Development Finance Corporation Ltd. 1.85% Fund Manager: Krishna sanghavi, Nitin Garg ICICI Bank Ltd. 1.82% Larsen & Toubro Ltd. 1.38% Fund v/s Benchmark Return (%) State Bank of India 1.00% 1 Month 6 Months 1 Year 2 Years * 3 Years * Inception * Kotak Mahindra Bank Ltd. 0.97% Portfolio return 0.99% 8.69% 14.99% 10.78% 10.82% 9.05% Lakshmi Vilas Bank Ltd. 0.91% Benchmark** 0.53% 7.93% 12.82% 9.59% 10.03% 8.87% 16.75% Goverment Securities 23.04% 8.4% GOI 2024 4.36% Targeted Asset Allocation (%) 6.79% GOI 2027 3.82% Security Type Min Max 6.79% GOI 2029 3.72% Debt Securities 15.00% 90.00% 7.73% GOI 2034 2.58% Equity 0.00% 45.00% 6.57% GOI 2033 2.54% Money Market Instruments & Cash 0.00% 40.00% 8.24% GOI 2033 1.94% The actual asset allocation will remain within the 'minimum' and 'maximum' range based on 7.35% GOI 2024 1.69% 8.27% GOI 2020 1.36% 7.16% GOI 2023 0.68% Asset Class Wise AUM 8.13% GOI 2045 0.35% Asset Class AUM (in Cr.) Corporate Bonds 27.89% Equity 9.71 Mahindra & Mahindra Ltd. 5.32% Debt 18.82 LIC Housing Finance Ltd. 3.50% Total 28.54 Indian Railway Finance Corporation Ltd. 2.88% Rural Electrification Corporation 2.47% Modified Duration # Rural Electrification Corporation 2.17% Security Type Duration Power Finance Corporation Ltd. 2.12% Fixed Income Investments 5.51 L&T Infra Debt Fund Ltd. 1.87% Reliance Capital Ltd. 1.82% Adani Ports and Special Economic Zone Ltd. 1.16% ICICI Bank Ltd. 1.12% 3.46% Cash and Money Markets 15.04% Portfolio Total 100.00% 15% 28% 32.53% 34% 23.04% 23% Equities Goverment Securities Corporate Bonds Cash and Money Markets Manf. of motor vehic,trailr & semitrailr Compt prgm, consult. & related activit. 3.25% 7.71% Manf. of coke & refined petrol. prod. 2.57% 25% 3% Manf. of tobacco prod. 2.52% Civil engineering 2.14% Warehousing & support activit. for transp. 1.35% 23% 49% Electricity, gas, steam and air conditioning supply 1.29% Manuf of pharmicals,mdicinl chmcal & btancl pro 1.11% Unrated^ Sovereign AAA AA+ 22.49%
Pension Growth Fund ULGF00410/03/2006GROUPGROWT122 Investment Objective: To provide high capital growth by investing higher element of assets Equities 53.61% in the equity market. ITC Ltd. 3.81% HDFC Bank Ltd. 3.61% The risk profile for this fund is High Infosys Ltd. 3.36% NAV as on June 30,2017: 28.9814 Kotak Mahindra Mutual Fund 3.22% Inception Date: 10-Mar-06 Reliance Industries Ltd. 3.00% Fund Manager: Krishna sanghavi, Nitin Garg ICICI Bank Ltd. 2.84% Housing Development Finance Corporation Ltd. 2.73% Fund v/s Benchmark Return (%) Larsen & Toubro Ltd. 2.04% 1 Month 6 Months 1 Year 2 Years * 3 Years * Inception * State Bank of India 1.30% Portfolio return 0.63% 12.03% 17.01% 10.77% 10.86% 10.59% Lakshmi Vilas Bank Ltd. 1.27% Benchmark** 0.05% 10.47% 13.52% 8.77% 9.42% 9.23% 26.43% Goverment Securities 16.35% 8.27% GOI 2020 3.34% Targeted Asset Allocation (%) 7.73% GOI 2034 2.60% Security Type Min Max 6.79% GOI 2029 2.59% Debt Securities 20.00% 60.00% 8.28% GOI 2032 2.58% Equity 20.00% 60.00% 8.79% Gujarat SDL 2022 2.30% Money Market Instruments & Cash 0.00% 60.00% 7.16% GOI 2023 1.32% The actual asset allocation will remain within the 'minimum' and 'maximum' range based on 7.35% GOI 2024 1.06% 8.13% GOI 2045 0.38% 6.79% GOI 2027 0.18% Asset Class Wise AUM Corporate Bonds 20.40% Asset Class AUM (in Cr.) LIC Housing Finance Ltd. 6.69% Equity 6.22 Mahindra & Mahindra Ltd. 5.45% Debt 5.38 Reliance Capital Ltd. 1.79% Total 11.60 Rural Electrification Corporation 1.78% Power Finance Corporation Ltd. 1.74% Modified Duration # Adani Ports and Special Economic Zone Ltd. 0.95% Security Type Duration ICICI Bank Ltd. 0.91% Fixed Income Investments 5.45 Power Finance Corporation Ltd. 0.86% Indiabulls Housing Finance Ltd. 0.19% NTPC Ltd. 0.04% Cash and Money Markets 9.64% Portfolio Total 100.00% 20% 10% 29.37% 16% 16.35% 54% Manf. of motor vehic,trailr & semitrailr 9.09% Equities Goverment Securities Corporate Bonds Cash and Money Markets Compt prgm, consult. & related activit. 4.99% 18% 3% Manf. of coke & refined petrol. prod. Manf. of tobacco prod. 3.83% 3.81% Mutual Funds 3.22% 16% Civil engineering 3.22% Electricity, gas, steam and air conditioning supply 1.95% 63% Manuf of pharmicals,mdicinl chmcal & btancl pro 1.72% Unrated^ Sovereign AAA AA+ 22.45%
Pension Cash Fund ULGF00531/03/2006GROUPCASHF122 Investment Objective: The investment objective is to provide progressive returns with very Corporate Bonds 5.66% low risk of market movement. Tata Sons Ltd. 5.66% COMMERCIAL PAPERS 4.96% The risk profile for this fund is Low Reliance Capital Ltd. 4.96% NAV as on June 30,2017: 23.3480 Cash and Money Markets 89.38% Inception Date: 31-Mar-06 Portfolio Total 100.00% Fund Manager: Nitin Garg Fund v/s Benchmark Return (%) 1 Month 6 Months 1 Year 2 Years * 3 Years * Inception * Portfolio return 0.49% 2.68% 6.28% 6.76% 7.20% 8.31% Benchmark** 0.54% 3.28% 6.86% 7.37% 7.83% 7.64% Targeted Asset Allocation (%) Security Type Min Max Debt Securities 0.00% 20.00% Money Market Instruments & Cash 80.00% 100.00% The actual asset allocation will remain within the 'minimum' and 'maximum' range based on Asset Class Wise AUM Asset Class AUM (in Cr.) Equity 0.00 Debt 2.00 Total 2.00 Modified Duration # Security Type Duration Fixed Income Investments 0.63 6% 60.65% 94% Corporate Bonds Cash and Money Markets 10.62% 60% 29% 6% 5% 28.73% Unrated^ A1+ AAA Sovereign
Pension Income Fund ULGF00728/03/2011GROUPINCOM122 Investment Objective: To provide returns by investing in safe funds with progressive returns Goverment Securities 24.70% The risk profile for this fund is Medium 8.28% GOI 2027 16.84% 7.16% GOI 2023 7.86% Cash and Money Markets 75.30% NAV as on June 30,2017: 16.9359 Portfolio Total 100.00% Inception Date: 25-Mar-11 Fund Manager: Nitin Garg Fund v/s Benchmark Return (%) 1 Month 6 Months 1 Year 2 Years * 3 Years * Inception * Portfolio return 0.80% 2.89% 7.54% 8.19% 8.22% 8.76% Benchmark** 0.54% 3.28% 6.86% 7.37% 7.83% 8.31% Targeted Asset Allocation (%) Security Type Min Max Government Securities 0.00% 30.00% Corporate Bonds 0.00% 100.00% Other Approved Fixed Income Instruments 0.00% 100.00% Money Market 0.00% 40.00% The actual asset allocation will remain within the 'minimum' and 'maximum' range based on Asset Class Wise AUM Asset Class AUM (in Cr.) Equity 0.00 Debt 0.01 Total 0.01 Modified Duration # Security Type Duration Fixed Income Investments 1.55 30.86% 100% 24.70% 25% 75% 44.44% Unrated^ Sovereign
Pension Short Term Debt Fund ULGF00613/02/2009GROUPSDEBT122 Investment Objective: The investment objective of this fund is to provide security to Cash and Money Markets 100.00% investments with progressive returns. Portfolio Total 100.00% The risk profile for this fund is Low NAV as on June 30,2017: 18.7068 Inception Date: 13-Feb-09 Fund Manager: Nitin Garg Fund v/s Benchmark Return (%) 1 Month 6 Months 1 Year 2 Years * 3 Years * Inception * Portfolio return 0.41% 2.56% 5.41% 8.13% 8.10% 7.76% Benchmark** 0.54% 3.28% 6.86% 7.37% 7.83% 7.53% Targeted Asset Allocation (%) Security Type Min Max Debt Securities 0.00% 50.00% Money Market Instruments & Cash 0.00% 100.00% The actual asset allocation will remain within the 'minimum' and 'maximum' range based on Asset Class Wise AUM Asset Class AUM (in Cr.) Equity 0.00 Debt 0.24 Total 0.24 Modified Duration # Security Type Duration Fixed Income Investments 0.75 100% 92.81% Cash and Money Markets 7% 7.19% 93% Unrated^ Sovereign
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