Hythe and Dibden Parish Council - Community Safety Team Community Alerts and Information

Similar documents
UK Transfer T1.4. Instructions for filling in this form

Non-UK Transfer T2.5. Instructions for filling in this form

Protect your money: Avoiding frauds and scams

protecting yourself Money Management SESSION #6

A Losing Bet: Binary Options

Predators stalk your pension

A Losing Bet: Binary Options

IDENTITY THEFT PROTECT YOUR MONEY

Savings account conditions (inc cash ISAs)

Spotting Red Flags of Elder Financial Exploitation in your Institution. October 27, 2016 ACAMS Greater Philadelphia Chapter

Empowering Seniors with Information and Resources

Direct Saver. Downloadable and accessible brochure. Piece of cake. Open your account with just 1. Enjoy easy access to your savings.

Savings account conditions (inc cash ISAs)

Bulletin 40 December 2003

NOTES REGARDING SCAM/FRAUD PERPETUATED IN THE NAME OF THE AUSTRALIAN TAXATION OFFICE. INCIDENT 1 - NOTES REGARDING SCAM/FRAUD - 12/5/2015

Additional Information on the Dirty Dozen

THINGS YOU SHOULD KNOW ABOUT GUARANTEES

Full forename(s) Surname. Cofunds Pension Account. 153 Princes Street Ipswich IP1 1QJ RC

Savings. Savings account conditions

Savings conditions and information. For personal savings accounts that are no longer available to new customers

M O D I F I C AT I O N PA M P H L E T

Loaded Everyday card terms and conditions

Date Here. Welcome University of Michigan International Students

Savings. Savings account conditions and information. April (For personal savings accounts that are no longer available to new customers.

Firm Newsletter October 2018

Income Protection and Budget Income Protection

General Terms and Conditions

tinitcd ~tatcs ~cnatc

Introduction to Fraud Detective Kirby Shoemake

Savings conditions and information. For personal savings accounts that are no longer available to new customers

How to Freeze Your Credit Files

Your new Terms and Conditions

YOUR FIELD GUIDE TO PREVENTING ELDER FINANCIAL FRAUD

Can I avoid paying for care by giving away my assets?

Can I avoid paying for care by giving away my assets?

HOW TO MAKE SURE THE RIGHT PERSON GETS YOUR PENSION WHEN YOU RE GONE. Good with your Money Guide 6

Bed bugs? It was the hotel that bit us

CONSUMER FRAUD GLOBAL HEADQUARTERS THE GREGOR BUILDING 716 WEST AVE AUSTIN, TX USA

Platinum Balance Transfer

FINAL NOTICE. i. imposes on Peter Thomas Carron ( Mr Carron ) a financial penalty of 300,000; and

ENGIE Prepayment. A Guide to your prepayment meter

your IWDC pension Understanding: Don t forget issue 02

2017 annual fraud update:

What You Can Expect If You Send Us Your Complaint

SENIORS SAVVY. Protect yourself against financial fraud

Get the most out of your membership

Internet Saver Account. Terms and Conditions

A survival guide to Dealing with tax credit overpayments

How to guard against fraud

Terms and Conditions.

Understanding pensions. A guide for people living with a terminal illness and their families

A lifetime s savings lost in a moment.

Identity fraud explained. How to protect your identity

Freedom of Information Act 2000 (FOIA) Decision notice

henriksen limited This document sets out how Henriksen processes data and your rights as the data subject.

Your assets and the financial assessment for care home fees

Do Not Let Predators Take Your Home

Equity Release. A guide to our Lifetime Mortgage products

Workplace Pensions. Workplace pensions. Freedom and choice. The options for taking money from your pension plan.

The AFCA Approach to the 2013 code of banking practice

GUIDE. What you need to know about Fly-by-night operations

CUSTOMER RELATIONSHIP AGREEMENT

ombudsman news fighting fraud meet us we re in: Glasgow Sheffield for dates see page 25 follow Financial Ombudsman Service

English. What Seniors Need to Know About. Annuities 06/06

Citizens Advice / ABCUL Frequently asked questions for advisers

11 Biggest Rollover Blunders (and How to Avoid Them)

Sainsbury s Bank Online Saver Account Conditions

first direct Credit Card Terms

ISA APPLICATION FORM

LV= Flexible Guarantee Bond Series 3. Bond Conditions

About. Direct Payments

Protecting Yourself Against Frauds & Scams

EQUIFAX DATA BREACH WHAT YOU NEED TO KNOW

Better Business Bureau

FSC Newsletter. Fraud : "Ghost Money", "Funny Money", "Ready, Willing, Able To Deliver (Rwad)" "Advance Fee Fraud" Advance Fee.

SAFEGUARDING YOUR CHILD S FUTURE. Child Identity Theft. Protecting Your Child s Identity

Retirement Account. Key Features of the

PRIVACY NOTICE LAST UPDATED: SEPT. 2018

HSBC Premier Credit Card. Terms and conditions

Intelligent Finance Conditions November 2011

Business Broadband and Landline Terms and Conditions for Small Business

Your guide to the Wrigley Pension Plan

Pre-contract credit information

Your assets and the financial assessment for care home fees

Frequently asked questions.

What is expected of you Which? guidance for traders and consumers

Scam Type #1: Wire Fraud Scams

First Trust Bank Personal Credit Card Terms and Conditions of use Effective Date 13th January 2018

Personal Accounts. Important information. Keeping you up to date. danskebank.co.uk

Cheque Fraud. Belong. Be Valued. Do You Have Questions? Don t Be A Victim! In this age of electronic payments it s easy to

Money Mule Awareness

First Trust Bank Summary of Changes

Agreement terms M&S CREDIT CARD. Key terms

FRAUD: MEMBER ACTION PACKET

A guide to all your Current Account benefits.

Council Tax Support or Second Adult Reduction claim form for homeowners

Business Debtline

(480) TAX (203) (480) or (480) Fax Fax (203) CLIENT NEWSLETTER. Winter

RED-FLAGGING. Financial fraud 5-STEP. You ve been offered an attractive financial product? Your personal anti-fraud guide.

Visa Reloadable Prepaid Card Terms and Conditions

Transcription:

Hythe and Dibden Parish Council - Community Safety Team Community Alerts and Information November 2015 The purpose of this scams bulletin is to enable Hampshire residents to be aware, and therefore guard against the type of scams currently being reported to the Hampshire County Council Trading Standards Service. The Sinister Path of Scam Mail In support of Older Peoples Day which was held on 1 October 2015, the National Trading Standards Scams Team produced a diagram to demonstrate how scam mail reaches so many people. Please print the flyer and share with any vulnerable adults you know who may be at risk of being caught out. Encouraging people to question the mail they receive and not responding to it, will help protect them from being added to mailing or suckers lists. Sinister path of scam mail flyer

Council Tax Scam Hampshire Trading Standards Service is warning residents to be aware of the following scam. The fraudster will telephone victims telling them that they have been placed in the wrong council tax bracket and that they are owed a rebate. They normally say this should be worth about 7000. Once the victim is convinced, the fraudster tells them that in order to receive their rebate they need to pay an administration fee. The payment they ask for varies between 60-350. Once the payment is made the fraudster will hang up and the victim will be unable to contact them. On phoning their local council they will discover they have been a victim of a scam. How to protect yourself Never respond to unsolicited phone calls. If you receive a call you are unsure about, hang up straight away. Your local council won t ever phone out of the blue to discuss a council tax rebate. No legitimate organisation will ask you to pay an advance fee in order to receive money. If you think you have been a victim of fraud report this to your bank and the police. Never give out personal information and bank details.

Inheritance Scam The Trading Standards Service warns Hampshire residents to be aware of inheritance scams. The fraudster will normally contact the victim by letter, although they may also use the phone, send an email or use a social networking site. They will allege to be a lawyer, banker or foreign official and claim an inheritance has been left with no other benefactors. They may also claim that although there is no relation, the victim is entitled to a share of the inheritance because they have the same surname. Once the fraudster has the victim's trust, they will provide official looking legal documents to sign. They promise the victim will receive a valuable inheritance, as long as their instructions are followed. In order for the money to be released the fraudster will ask for payments, and may impose a degree of secrecy. The fraudster will continue to come up with reasons as to why the inheritance cannot be paid and may introduce other parties, such as a tax agent, to increase the demand for money. If the fraudster spots signs of reluctance they may use fear tactics and remind the victim how much money they have so far paid and how close they are to getting their inheritance. However, once the fraudster realises no more money is forthcoming they will disappear with little chance of tracing them. Real life case study - Mr A Mr A received a letter which alleged he was owed an inheritance from someone with the same surname. Whilst Mr A was initially reluctant to become involved, the fraudster went to great lengths to befriend him and send official looking documents including testimonials from satisfied clients. Mr A made payments to various people

including lawyers and tax officers over several years amounting to 120,000. It was only when the bank intervened that Mr A began to realise this may be fraud. Mr A has taken steps to change his bank account details and telephone number. He has referred his complaint to the Financial Ombudsman Service and is awaiting the outcome of their investigation. Real life case study - Mr B Mr B received a letter and recognised this as an advanced fee fraud. He reported it to Trading Standards and asked that the letter was circulated to raise awareness of this type of scam. Attached is a typical inheritance or advanced fee fraud letter. NEVER respond to similar letters, emails, telephone calls or contact via social media. Remember, once you engage with the fraudster the chance they may convince you this is genuine will increase. Example - Scam letter Bank / Courier Fraud Update Hampshire County Council continues to receive reports of fraud where a victim receives a phone call from a person posing as a police officer, fraud investigator or other official. They will ask the victim to hang up and make a phone call to their bank or police. However, the phone line will be kept open, so when the victim makes the call they are connected back to the fraudster.

The Fraudster may then; Ask that money is transferred to a separate account. Ask for bank card details including a pin number as part of their investigation. They will then send a courier or taxi around to pick up the card. At this point they will have free use of the card. Ask for money to be withdrawn to be used as evidence. They will then send a courier or taxi around to collect the money. Ask that an expensive item is purchased, such as a valuable watch. They will then send a courier or taxi around to pick it up. Ask that foreign currency is withdrawn. They will then send a courier or taxi around to collect the money. Real life case study Mrs C, who is an older lady with memory loss, received a call from a man claiming to be a Detective Sergeant. He told her that an attempt of fraud had been made on her bank account and that she must telephone her bank as a matter or urgency to discuss this. Mrs C rang the number for her bank. However, the fraudster had kept the telephone line open so she was reconnected to him. He gave her details of an account to transfer her savings into so they could not be compromised. Mrs C visited her local bank. They were aware of the fraud and gave her advice so thankfully her money was saved. When the fraudster contacted her the next day she hung up and reported the matter to the police. A genuine police officer will never contact you in this way Banks and the police will never ask you to withdraw money to aid an investigation If you receive a similar call, end it immediately If you think you have been a victim of fraud tell your bank and report this to the police. HOWEVER rememberfraudsters sometimes keep the line open so do not use your land line

immediately. Do not use your phone until you are sure the line is clear, or use a mobile telephone instead If you are worried about a potential scam please contact the Citizens Advice Consumer Helpline: By telephone on 03454 04 05 06 Web site: Online consumer complaint form Trading Standards Service Montgomery House, Monarch Way Winchester, Hampshire, SO22 5PW Hampshire County Council is not responsible for the content of external internet sites Unsubscribe from this newsletter