Discovery Vitality and DiscoveryCard

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Discovery Vitality and DiscoveryCard 2011

Discovery Vitality The wellness programme that rewards you for getting healthier Discovery Vitality offers a science-based, personalised approach to wellness Vitality empowers you to get healthier by giving you the knowledge, tools and motivation to improve your health. It has been clinically proven that Vitality makes its members healthier. The more they interact with Vitality, the healthier they become as Vitality is structured to guide all our members along a personalised journey to better health. As you interact with Vitality by getting active and making healthy choices, the Vitality points you accumulate determine your Vitality. The higher your Vitality, the greater the rewards you qualify for. Know your health Vitality recognises that everyone s health needs are different, so we offer a variety of activities to help you understand your unique health. Complete a Personal Health Review on www.discovery.co.za to find out how healthy you are and earn 2 000 Vitality points. You can then do a range of in-depth assessments (like nutrition, fitness and stress) to learn more about your health, which will also earn you Vitality points. Improve your health Vitality makes it easier for you to get healthier by giving you access to a range of health and fitness partners. Vitality awards you points for doing healthy activities and gives you savings at our partners to make your journey to wellness that much easier. Plus, Vitality offers tailored wellness initiatives for every stage of your life. Enjoy the rewards Vitality s rewards include savings on local and international flights, holiday accommodation, car rental and shopping savings. Because the size of your savings is directly linked to your Vitality, your rewards increase as you work with Vitality to get healthier. In addition, the DiscoveryCard gives you cash back at a wide range of partner stores and savings on international travel according to your Vitality. As you earn Vitality points, your Vitality improves You ll start at Blue and improve your as you improve your health. You ll move from Blue to Bronze, Silver, Gold and finally to the highest, Diamond Vitality. The table below shows how many Vitality points are needed to reach each. Blue Bronze Silver Gold Diamond Single member 15 000 35 000 45 000 Main member and one member aged 18 years and older For each additional member aged 18 years and older You start at Blue Vitality 30 000 70 000 90 000 10 000 20 000 30 000 Reach Gold Vitality for three consecutive years Vitality monthly contributions for 2011 Main member Main member + 1 Main member + 2 or more R125 R145 R153

Know your health Understanding your health is the first step to getting healthier To get healthier, it is important to first understand your health and what your health risk factors are. Vitality offers a range of health assessments to help you learn about your health. The Personal Health Review Complete a Personal Health Review on www.discovery.co.za to find out what your health risk factors are and earn 2 000 Vitality points. Vitality will help you set health goals and you ll earn Vitality points for achieving your goals. You ll also find out your Vitality Age, which is a measure of your health relative to your age. Vitality Check Vitality Check is a range of screening tests that help you identify your risk for lifestyle-related chronic conditions. Vitality Check costs R115 and this amount is paid for you once a year from the Discovery Health Screening and Prevention Benefit. Have a Vitality Check at a Vitality Wellness Network pharmacy view a list on www.discovery.co.za Assessment Vitality points Blood glucose 1 500 Blood pressure 1 500 Cholesterol 1 500 Weight assessment 2 500 If your results are in the clinically acceptable range, you will double the number of points you earn for each assessment. Other preventive screening tests Assessment Age to earn points Vitality points Pap smear Females aged 16 years and over 2 500 HIV test All adults aged 18 years and over 5 000 Glaucoma screening All adults aged 40 years and over 2 500 Mammogram Females aged 35 years and over 2 500 Prostate screening (blood test) Males aged 50 years and over 2 500 Fitness, nutrition and online assessments Assessment Vitality points Where to go Vitality Fitness Assessment Vitality Nutrition Assessment Virgin Life Care HealthZone 7 500* 5 000 Earn 100 Vitality points a day when you have your health measurements taken, up to a maximum of 2 500 Vitality points a year. Visit a biokineticist in the Vitality Wellness Network for R175 and you ll find out how fit you are. Visit a dietitian in the Vitality Wellness Network. The Vitality Nutrition Assessment costs R260. As a Virgin Active member you can visit a Virgin Life Care HealthZone at your Virgin Active Club. Access is free for all Virgin Active members. Vitality s Stress Management Zone Up to 5 000 a year Check your stress levels on www.discovery.co.za Vitality s online Nutrition Centre Assess your eating habits and create a meal plan Up to 2 500 a year on www.discovery.co.za * You can also earn bonus Vitality points based on your fitness levels. Vaccinations for the whole family Vitality looks after the health of the whole family and awards Vitality points for vaccinations specific to every stage of your life. Vaccination Age to earn points Vitality points Childhood vaccinations 0 2 years 5 000 Childhood vaccinations 4 6 years 1 000 Cervical cancer vaccination (HPV) Females aged 9-25 years 1 000 Flu vaccination All ages 1 000 Pneumococcal vaccination 65+ 1 000 Wellness for the whole family Vitality gives children great rewards for getting health-savvy and offers benefits for new and expecting parents. Discovery Baby new and expecting moms get expert advice and support and valuable savings on selected car seats, prams, Huggies and Pampers nappies and other baby items when you confirm your hospital stay with Discovery Health after 12 weeks of pregnancy. Children s wellness children aged 2 to 17 years get great rewards like free Ster-Kinekor movies when you complete a Kids Personal Health Review. Children s healthy activities Assessment Vitality points Where to go Kids Personal Health Review 2 000 www.discovery.co.za Vitality Child Health Assessment 2 500 At a doctor in the Discovery Health GP Network or certain paediatricians Dental check-up 2 000 Any dentist

Improve your health Discovery Vitality members save on HealthyFood TM at Pick n Pay HealthyFood savings option Monthly HealthyFood cash back Medical Savings Booster InvestBooster InvestBooster Vitality member rates and savings Save up to 25% on thousands of HealthyFood products at Pick n Pay. Increase your HealthyFood TM saving to up to 75% by investing your savings in the Medical Savings Booster to fund your day-to-day healthcare expenses. Increase your HealthyFood TM saving to up to 75% by investing your savings in a Flexible Investment Plan through Discovery Invest. Vitality points earned Where the savings get paid Discovery products needed Up to 15 Vitality points for each HealthyFood item up to 750 points a month, based on the number of HealthyFood items compared to less desirable choices. Less desirable food choices include sweets, biscuits, crisps, chocolates, high-fat baked or fried items and sugary drinks. In excess, these foods can have a negative impact on your health. Members with a DiscoveryCard into the DiscoveryCard Members without a DiscoveryCard nominated bank account. Your savings are paid directly into your Medical Savings Booster account. Your savings are paid directly into your Investment Plan. Discovery Vitality Discovery Vitality Discovery Health Plan with a Medical Savings Account Visa DiscoveryCard Discovery Vitality Discovery Invest Flexible Investment Plan with a minimum investment of R100 000 Visa DiscoveryCard Get active We know that there are many ways to get in shape so we reward you for a wide range of fitness activities: running, walking, cycling, playing golf, going to gym and just about anything that will get you fit! Partner Vitality member rates and savings Vitality points The main member and spouse pay an activation fee of R645 and pay a monthly fee of 80% off Virgin Active s or Planet Fitness s monthly rate. Dependants aged 18 years and older pay the R645 activation fee and save 50% on the monthly fee. View rates for Virgin Active Classic and Premier, Planet Fitness Platinum and Planet Fitness National on www.discovery. co.za. Increase your saving up to 100% with DiscoveryCard. Earn 150 Vitality points a day when you work out at Virgin Active or Planet Fitness. A gym for women only. When joining Curves, you ll have your activation fee waived and pay only the monthly fee. You will pay a once-off R200 admin fee and R279 monthly fee for CurvesSmart. Members aged 18 years and older each pay a fee of R575 for the year. Earn 150 Vitality points a day when you work out at Curves. Earn 150 Vitality points a day when you go to Run/Walk For Life. Buy your Polar Heart Rate Monitor with your DiscoveryCard at Totalsports or Cape Union Mart and get up to 20% cash back. Take part in fun outdoor sporting events with sa-active.com. Enter events and claim your points. Activate your profile for free by calling 0860 99 88 77 Earn 1 000 Vitality points for registering online and up to 200 Vitality points for every exercise session, depending on your average heart rate. Earn up to 5 000 Vitality points for every event you take part in. You ll earn 5 000 bonus Vitality points for completing your fifth event in a year. Earn 150 Vitality points every day you enter your score after a round of golf. All Vitality points earned at the fitness partners contribute towards the fitness points category. The maximum number of fitness points you can earn in a year is 15 000 for each member aged 18 years and older. You can only belong to Virgin Active, Planet Fitness or Run/Walk For Life at the Vitality rate. You can, however, belong to either Planet Fitness, Virgin Active or Run/Walk For Life and any other fitness partner, like Curves at the Vitality rate. Live a healthy lifestyle Vitality gives you huge savings at our health partners. Not only is getting healthier cost effective at our health partners, but you are rewarded with Vitality points for using their services to improve your health. Partner Vitality member rates and savings Vitality points Stop smoking through Smokenders or Allen Carr s Easyway Reach your goal weight at Weigh-Less or Weight Watchers Adults will each pay R350 to attend a course. Vitality members can join Weigh-Less or Weight Watchers for 30% less than the standard rates, regardless of Vitality. Earn 5 000 Vitality points a year for not smoking or for stopping smoking. Earn 2 500 Vitality points for having the assessment. If you reach your goal weight, you will earn 2 500 bonus points. You can also earn these points at the Vitality Wellness Network.

Enjoy the rewards The rewards of a healthy lifestyle keep adding up The higher your Vitality, the greater your rewards! Vitality members start at Blue Vitality and as you get healthier you progress to Bronze, Silver, Gold and ultimately, Diamond. Vitality offers you terrific travel, lifestyle, shopping and online rewards. Travel rewards Partner Benefit Blue Bronze Silver Gold Diamond Fly to 45 international destinations 15% 20% 25% 30% 35% Discount on lowest advertised flight* 15% 20% 25% 30% 35% Discount on lowest advertised car rental rate 8% 10% 15% 20% 25% Discount on the standard rate 30% 35% 40% 45% 50% Discount on lowest advertised rate 20% 20% 20% 20% 20% * These rates exclude airport taxes and fuel surchages. Lifestyle and entertainment rewards Partner Saving Qualify for a Gold Clicks ClubCard and Cash-back Rewards Blue Bronze Silver Gold Diamond 5% 7% 9% 12% 15% See the latest movies at Ster-Kinekor for only R11.50 at Junction theatres and R20 at Classic and Cinema Nouveau theatres. A ticket at a 3D-Cinema costs R33. Children aged 2-17 can watch any movie that starts before 7pm for free. Complete a Kids Personal Health Review for your child to qualify for the benefit. Being part of Discovery Baby offers great benefits. The Discovery Baby bag is packed with useful goodies for mother and baby. There are also free magazines on pregnancy and motherhood for members registered on Discovery Baby. Vitality internet access Get exciting internet access (broadband) offers from Vatality Broadband powered by Internet Solutions. The rates start from R22 a GB, which includes only local internet access and goes up according to the amount of local and international internet access you need. You pay an extra fee for the Telkom line. All packages offer give you further choices when you include a Telkom DSL line. You can contact Internet Solutions on 0861 DISCMAIL (3472 6245) or visit www.discovery.co.za to get these exciting offers. Online rewards Visit VitalityMall on www.discovery.co.za and get great discounts on a wide range of products, vouchers and 30% to 70% off lifestyle magazines. You can use your Discovery Miles, cash or both to pay on VitalityMall. Products Magazines Vouchers Terms and conditions apply. Subject to the rules of Vitality. All rates are subject to change. To find out more, visit www.discovery.co.za or call 0860 99 88 77. Vitality HealthStyle (Pty) Ltd is an authorised financial services provider. DiscoveryCard is operated by Vitality HealthStyle (Pty) Ltd. Registration number: 1999/07736/07, trading as Discovery Vitality. An authorised financial services provider under the banking license of FirstRand Bank Limited. An authorised financial services and registered credit provider. Company Reg No 1929/001225/06, NCA Reg No NCRCP20. Terms and conditions apply.

DiscoveryCard 6 reasons to get a DiscoveryCard The Visa DiscoveryCard is the only credit card that rewards you with cash back for improving your health. You can earn cash back on your day-to-day purchases from our comprehensive network of retail partners. The higher your Vitality, the greater your rewards. 1 Get cash back on your everyday shopping at Pick n Pay Get up to 10% cash back on all purchases at Pick n Pay. Cash back based on your Vitality Blue Bronze Silver Gold Diamond 5% 6% 7% 8% 10% If you have the HealthyFood benefit activated, you get an additional saving of up to 25% paid into your DiscoveryCard every time you buy HealthyFood at Pick n Pay. 2 Get cash back at partner stores Get up to 20% cash back on purchases from leading retailers in our partner network. The higher your Vitality, the more cash you can get back! Years on Vitality Blue Bronze Silver Gold Diamond Less than three years 10% 10% 10% 10% Three to five years 10% 11% 12% 13% 15% More than five years 10% 12% 14% 15% 20% 3 Increase your savings at our gym partners Vitality members (main member and spouse) with a Visa DiscoveryCard can increase their monthly gym saving to between 90% and 100%. Years on Vitality Blue Bronze Silver Gold Diamond Less than three years 90% 90% 90% 90% Three to five years 90% 91% 92% 93% 95% More than five years 90% 92% 94% 95% 100% 4 Save on international holidays Use your DiscoveryCard to pay for your holiday with World Leisure Holidays, Royal Caribbean International or Contiki and you ll get cash back of up to 22%, based on your Vitality. Cash back based on your Vitality Blue Bronze Silver Gold Diamond 15% 18% 19% 20% 22% Bookings must be made directly with the partners to qualify for the savings. 5 Earn Discovery Miles by using your DiscoveryCard Not only will you earn cash back for shopping at our partners, but you can also earn Discovery Miles for all your qualifying spend on your DiscoveryCard. For every R12 you spend on your DiscoveryCard, you ll earn one Discovery Mile, for a yearly fee. Use Discovery Miles to pay the already discounted Vitality rates at kulula.com and Southern Sun, shop at VitalityMall on www.discovery.co.za, or convert your Discovery Miles to BA Miles or SAA Voyager Miles. 6 Boost your HealthyFood savings to up to 75% Increase your HealthyFood savings to up to 75% by choosing one of the following benefits exclusively for DiscoveryCard holders: Activate the Medical Savings Booster on your DiscoveryCard account. Your increased HealthyFood savings will be used to fund your day-to-day healthcare expenses if your Medical Savings Account on your Discovery Health Plan runs out. InvestBooster If you have a Discovery Invest Flexible Investment plan, you can activate the InvestBooster on your DiscoveryCard. Your increased HealthyFood savings will be used to grow your investment. HealthyFood You can either activate the Medical Savings Booster or the InvestBooster but not both. If you choose any one of these options, your Pick n Pay cash back will fall away but you will still get your cash back from other retail partners. GM_8677DHV_07/12/2010