Aetna Individual Direct Pay Commissions Schedule

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Aetna Individual Direct Pay Commissions Schedule Cards Issued Broker Rate Broker Tier Per Year 1st Yr 2nd Yr 3+ Yrs Levels 11-Jan 4.00% 4.00% 3.00% Bronze 24-Dec 6.00% 4.00% 3.00% Silver 25-49 8.00% 4.00% 3.00% Gold 50+ 10.00% 4.00% 3.00% Platinum Dental 15.00% 3.00% 3.00%

Aetna Individual Page 2 of 7 State Comms Gold Level Silver Level Bronze Level Status First Subsequent First Subsequent First Subsequent Year Years Year Years Year Years Arizona GA 8.00% 4.00% 6.00% 4.00% 4.00% 4.00% Colorado GA 8.00% 4.00% 6.00% 4.00% 4.00% 4.00% Connecticut GA 8.00% 4.00% 6.00% 4.00% 4.00% 4.00% Delaware GA 8.00% 4.00% 6.00% 4.00% 4.00% 4.00% Georgia GA 8.00% 4.00% 6.00% 4.00% 4.00% 4.00% Illinois GA 8.00% 4.00% 6.00% 4.00% 4.00% 4.00% Kansas GA 8.00% 4.00% 6.00% 4.00% 4.00% 4.00% Michigan GA 8.00% 4.00% 6.00% 4.00% 4.00% 4.00% Missouri GA 8.00% 4.00% 6.00% 4.00% 4.00% 4.00% Nevada GA 8.00% 4.00% 6.00% 4.00% 4.00% 4.00% Ohio GA 8.00% 4.00% 6.00% 4.00% 4.00% 4.00% Pennsylvania GA 8.00% 4.00% 6.00% 4.00% 4.00% 4.00% Important Items to Remember: - Rates are effective for all 2011 effective date - Commissions paid on base rate premium only - Broker tier based on approved and enrolled applications - Changes in tier will be evaluated on a monthly basis Bronze Level ( 1-5 Enrolled Applications ) Silver Level ( 6-10 Enrolled Applications ) Gold Level ( 11+ Enrolled Applications ) States ** Plans 1-6 Years 7-10 Years ** Rates for New Enrollments effective on or after January 1, 2009 AZ, CA, GA, IL, MD, NC, OH, PA & SC Medicare Supplement plans 18.00% 7% Last Up-Dated 10-28-11

Page 3 of 7 Assurant Individual State Comms 1st 2nd 3rd - 5th 6th - 10th 11th 1st 2nd 3rd - 5th 6th - 10th 11th Status Year Year Year Year Year Year Year Year Year Year AGE 61 Years or Younger AGE 62 Years or Older Alaska GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Alabama GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Arkansas GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Arizona GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% California GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Colorado GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Connecticut GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Delaware GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Florida GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Georgia GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Iowa GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Idaho GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Illinois GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Indiana GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Kansas GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Louisiana GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Maryland GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Michigan GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Minnesota GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Missouri GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Mississippi GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00%

Page 4 of 7 Assurant Individual State Comms 1st 2nd 3rd - 5th 6th - 10th 11th 1st 2nd 3rd - 5th 6th - 10th 11th Status Year Year Year Year Year Year Year Year Year Year AGE 61 Years or Younger AGE 62 Years or Older Montana GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% North Carolina GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% North Dakota GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Nebraska GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% New Hampshire GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% New Mexico GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Ohio GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Oklahoma GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Oregon GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Pennsylvania GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% South Carolina GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% South Dakota GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Tennessee GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Texas GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Utah GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Virginia GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Washington GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Wisconsin GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Wyoming GA 12.00% 4.00% 4.00% 4.00% 4.00% 6.00% 6.00% 6.00% 0.00% 0.00% Last Up-Dated 10-28-11

BCBS Individual Page 5 of 7 Illinois - GA Blue Cross Blue Shield of IL 1st Renewal Year Years 10.00% 4.00% Texas - WA Blue Cross Blue Shield of TX 1st Renewal Year Years 10.00% 10.00% * Commissio ** If you do n

Golden Rule Individual Page 6 of 7 Comms 1st Renewal State Status Year Years Alabama GA 12.00% 3.00% Alaska GA 12.00% 3.00% Arkansas GA 12.00% 3.00% Colorado GA 12.00% 3.00% Connecticut GA 12.00% 3.00% Delaware GA 12.00% 3.00% Florida WA 12.00% 3.00% Georgia GA 12.00% 3.00% Indiana GA 12.00% 3.00% Iowa GA 12.00% 3.00% Kansas GA 12.00% 3.00% Kentucky GA 12.00% 3.00% Michigan GA 12.00% 3.00% Mississippi GA 12.00% 3.00% Missouri GA 12.00% 3.00% Nebraska GA 12.00% 3.00% Ohio GA 12.00% 3.00% Oklahoma GA 12.00% 3.00% Pennsylvania GA 12.00% 3.00% Tennessee GA 12.00% 3.00% Texas GA 12.00% 3.00% Virginia GA 12.00% 3.00% Wisconsin GA 12.00% 3.00% Last Up-Dated 10-28-11

IAC Individual Page 7 of 7 State Comms 1st 2nd Status Year Year + Arizona GA 20.00% 5.00% Colorado GA 20.00% 5.00% Florida GA 20.00% 5.00% Indiana GA 20.00% 5.00% Michigan GA 20.00% 5.00% Missouri GA 20.00% 5.00% Nebraska GA 20.00% 5.00% New Mexico GA 20.00% 5.00% Nevada GA 20.00% 5.00% Ohio GA 20.00% 5.00% Oklahoma GA 20.00% 5.00% Tennessee GA 20.00% 5.00% Texas GA 20.00% 5.00% Virginia GA 20.00% 5.00% Wisconsin GA 20.00% 5.00% West Virginia GA 20.00% 5.00% Last Up-Dated 2/6/08