Visit www.ubt.com/rps Select Retirement Plan Participant (As shown to the left) Log on Initial login to retirement account Username: Social Security # (No spaces or dashes) Password: Birth date (4 digits) 2 digit month and 2 digit year of birth. Example: March 1975 password 0375 Participants have the ability to reset their own usernames and passwords after initial login. Password Change Once the participant logs in for the first time, they will be required to change both the User ID and password. (Remember to read password criteria) 22 1
Personal Information (under Personal Profile tab) This tab allows participants to update personal information including address, phone and email Summary The summary screen will allow participants to view their account balance, current investment allocation, and the toolbar at the top of the screen will help manage the account. 23 2
Transaction History (under Transactions tab) This tab allows participants to view individual transactions pertaining to their account Personal Rate of Return (under Account Info tab) Selecting rate of return allows participants to view personal rate of return for their investment and by individual funds. Click on additional tabs on the right to view quarterly and annual returns. 24 3
Investment Returns (under Account Info tab) This feature allows participants to view historical performance on all funds available in their plan. This snapshot will provide performances from the last month to 10 years ago Change Investment Elections (under Transaction tab) Participants may change their investment elections at any time. Under the New Election column insert the new percent desired. After indicating the new investment election, participants need to determine if they would like this change to affect ALL dollars in their account or only future contributions. 25 4
Change Investment Elections (Con t) For investment elections affecting future contributions only, after new percent(s) are elected, click the submit button. If participant wishes to change the investment elections for both current and future dollars, they must click the white box at the bottom that reads: Rebalance my account in this source to change current and future allocations to match my new investment election Rebalance Portfolio (Transactions, Transfer Funds tab) Single Rebalance To make a onetime change to your account Under Transfer Type, select Rebalance Investments Based on Current Allocation Percentages or New Allocation Percentages Under Options, select One-time rebalancing 26 5
Rebalance Portfolio (Transactions, Transfer Funds tab) Recurring Rebalance This is a valuable and convenient feature. You can automatically rebalance your account on a monthly, quarterly or annual basis Under Transfer Type, select Rebalance Investments Based on Current Allocation Percentages or New Allocation Percentages Under Options, select Recurring Rebalance Create your recurring transaction timeframe Transfer Between Investments (Transactions, Transfer Funds tab) This feature will allow participants to change a dollar amount or percent from one fund to another Under Transfer Type, select Transfer between Investments Select the type of transfer you would like to perform (percent or dollar transfer) Make the necessary changes 27 6
E-Statements/Reports (under Tools tab) On this screen, participants can elect to only receive electronic statements instead of receiving paper statements. This screen also allows the participant to re-create a past statement for a given time period. Education Center For additional tools, visit our education center at www.ubt.com/education 28 7