CUMULATIVE. 3 Months. 6 Months

Base November 20 All percentage growth calculated to /0/ Year Years 5 Years 20 202 20 200 2009 Managed Solutions available in different risk profiles, providing a high level of diversification across multiple asset classes 99 RS Aggressive - - 990-2.9.5 4.85 20.75 7.04 8.29 20.75.95-4.9 5.59 24.9.50 90 RS Balanced - - 948-2..78.70.2 8.9 5.8.2.58-5.50.0 2.4.50 85052 2 RS Cautious - - 995 -.7.44 0.90 0.55 8.0 4.40 0.55.85-4.0 2.00 20.9.50 9799 RS Defensive - - - -.2.5 0..20.20-2.2.50 990 RS Global Dynamic Bond - - 990 -.52.0-0.57 4.2 4.2 2.0 0.80 9000 RS Aggressive - - - - 0.90 4.95.2.88 9.9 59.2.88.27-5.94 7.29.88.50 9000 RS Balanced - - - - 0.5 2.4 0.2 7.7 9.99 4. 7.7 8.47-5.85 8.54 2.2.50 992 RS Cautious - - - - 0. 2.8-0.8.4 9.7 8.55.4 7.09 -.7.5.2.50 9797 RS Defensive - - - - 0.79 0.79-0.44.58.58-2.75.50 97975 RS Global Dynamic Bond - - - -..2 -.2 2.5 2.5 0.29 0.80 990 RS Aggressive - - 99-2.8 8.58 8. 20.79 8.4 9.2 20.79.5 -.2.07 28.75.50 9527 RS Balanced - - 994 -.95 5.52 4. 2.95 9. 55.5 2.95. -4.45 2.2 2.87.50 9528 RS Cautious - - 99 -.59 4.7.0 0.9 9.74 49.79 0.9.84-2.5 9.8 24.79.50 97972 RS Defensive - - - - 0.90 0.90-0. 2.27 2.27-2.7.50 9797 RS Global Dynamic Bond - - - -.5.5-0.84.92.92 0.8 0.80 Sector Solutions offering access to a wide range of different asset classes and sectors EQUITIES 97085 RS Ethical 9708-97088 97087.00 2.92.8.22 4.57 78.77.22.7-2.9.42 24.8.25 9774 RS Global Dynamic Equity 97748-97749 97747 2.7.4 4.58 20.0.9 20.0 2.00-4.95 7.78.50 9897 RS Global Equity Income 9900-9899 9898 5.02 5.02 7.4 20.0 9.0.2 20.0-0.9-0.47 2. 24.29.25 9457 RS UK Equity 940-9459 9458 5..0 2.72 29.89 4.75 5.92 29.89. -0..5 29.4.50 9250 RS UK Index Tracker 9-920 9255 4.57 4.42 8.2 20.89 0. 8.4 20.89 5.95.0.94 24.9 0.40 97277 2 RS UK Opportunities 97279-97280 97278 2.2 2. 9.84 2.80 0.8 5.8 2.80 7.72 -.92 4.9.0.50 97209 RS UK Select Equity 972-9722 9720 5.57.48 2. 5.02 44.82 08.58 5.02.27-5. 20.44 9.59.50 949 RS US Index Tracker 97-944 9440 5.05 0.00 8.4 2.78 50.07 97.7 2.78 0.97.7 7.4 2.9 0.5 9747 RS European Best Ideas - 9748 97440 9749.4 4.4 0.2 22.0 2.02 90.45 22.0 0.42 -.5 7.4 28.80.50 9744 4 RS European Equity - 9745 9747 974.98 7.04.2 20.02 27.5 58.97 20.02 4.7-7.8.98.55.50 948 4 RS SEK Swedish Equity () 9485 9482 9484-2.28.5 9.8 2.77 2.78 42.94 2.77 0.8 -.7 2.98 58..0 97985 4 RS Global Emerging Markets 97987 9798 97988-4. 9.77 4.78 0.47 0.47-5.82.75 9888 RS Global Equity 9890 9889 989-4.5 8.84 5. 25.00 25.00.50 9748 5 RS Greater China Equity 97420 9749 9742-2.45 7.85.2 0.48.40 00.7 0.48-2.9 -. 2.82 59.59.50 8549 2 RS Japanese Equity 977 9820 9777 - -.7 4.25 7.57 7.7 25.29 57. 7.7-0.8.97 4.87 20.00.50 9545 4 RS Pacific Equity 9548 954 9547 -.84.55 -.87 2. -8.52 75.48 2. -2.48-8. 9. 0.7.50 9740 4 RS US All Cap Value 9742 974 974 -.9 2.7 8.77 2.4 7.8 8.0 2.4 2.4.0 4.2 8.48.50 8550 2 RS US Equity 97 982 9822 -.2 5.5.9 2.55 7.94 70.24 2.55 4. 4.50 2.48 9.72.50 FIXED INCOME 97974 2 RS Emerging Markets Debt - - - -.9. -7.24 -.8 -.8 0.09.50 9705 RS Global Fixed Interest Blend 97052 - - -.54.8-0.4 4..8.5 4. 2.27-0.54 0.0 25.75 0.80 97047 RS Strategic Bond 97048-97050 97049.59.8-0. 4.84 7.4 57.9 4.84 2.4-0.09 2.40 9.2 0.80 9797 2 RS Emerging Markets Debt - - - -.94.0-7.5-7. -7. 0.82.50 9802 2 RS Euro Bond - 988-9882.4.42 -..05 5.04 8.2.05.94-0.27 8.55 0.7 0.55 97422 4 RS Emerging Markets Debt - - 97425-2..22-7.5 -.9 7.4 9.8 -.9.85 2.2 8.9 52.5.50 9705 RS Global Fixed Interest Blend - - 97054 -.58.54-0.7 4.2.72 55.77 4.2.4 0.59 5.94 25.98 0.80 985 RS Investment Grade Corporate Bond 985 9852 9854 -.55.4-2.48 -. -..00 97989 2 RS Local Currency Emerging Market Debt 9799 97990 97992-4.05 2.74-9.0-4.97-4.97 2.8.75 9740 RS Total Return Bond 9742 974 974 -.0.5-2.9 -.40 4.74.5 -.40 9.00-2.54 9.8 8..00 MULTI-ASSET 972 RS Global Best Ideas 974-975 97 4.09.5 7.40 2.59 0.9 0. 2.59.7-0.72 2. 29.9.50 97854 2 RS Index Cautious - - 97855-2.7 2..80 7. 8.45 7. 5.92 4.40 0.45 997 RS Diversified Managed 9974 9972 997 -.90 5..88 2.07 7.8 55.75 2.07 0.77-5.09 0.00 2.0.50 ALTERNATIVES 9758 RS Alternatives 97520 9759 9752-0.9 0.9-0.5 2.0-2.5.0 2.0-2.48-2.42 0.4 8.9.50 98250 2 RS Global Equity Absolute Return 98252 9825 9825 -.07-0.2.50 PROPERTY 9709 4 RS Global Property Securities - - - - 2.57.5-4.99. 5.97 4.9. 0. -7. 20.0.42.50 9705 RS Property 970-9708 9707 0.87. 2.40 2.92 5.0. 2.92-0. 2.7.47-2.2.5 9702 5 RS Global Real Estate Securities 970-9704 - 2.98 2.85-5.25..25 57.20. 9.7-4.4 2.22.55.50 Further fund performance information available from www.skandiainternational.com November 20 informer 7

November 20 All percentage growth calculated to /0/ Base Year Years 5 Years 20 202 20 200 2009 EQUITIES EQUITIES ASIA PACIFIC 920 5 RS Baring Korea 974-929 9245 2.54 5.25.25.8 2.50 05.57.8-2..9.88 49.80.50 992 5 RS First State Asia Pacific Leaders 992-9924 9922.2 0.4-2.4 7.9 22.5 9.2 7.9.08 2.75 22.2 4.58.50 97442 4 RS Old Mutual Asia Pacific 97444-97445 9744 4. 5.2-0. 8.55 9.2 2.55 8.55 2.00-0. 9.24 57.2.50 9787 4 RS DWS Invest Top 50 Asia - 9788 9790 9789.7 5.48 -.4 7. 2.0 7. 7.25 -.4 20.4.50 9784 4 RS Aberdeen Global Asia Pacific Equity 978 9785 9787-2.80.99-0.7 5.49 7.57 5.49.28-4.04.75 9827 4 RS Baring ASEAN Frontiers 9829 9828 980-4.29 -.7 -.2 5.97 5.97.25 979 5 RS BNY Mellon Asian Equity 9798 9797 9799-2.0 4.4-2. 4. -.0 98.49 4. -2.4-5.7 2.54 5.8 2.00 9784 4 RS Eastspring Investments Asian Infrastructure Equity 978 9785 9787 -.44 5.2 0.00.85-9.5.85-0.0-0.9.50 980 5 RS Eastspring Investments Dragon Peacock 980 9805 9807-4.80 8.9 0.2 4.92 4.92 -.09.75 9804 5 RS Eastspring Investments Indonesia Equity 9809 9808 98040-7.7-7.74-22. -.7 -.7 -.00.50 9809 4 RS Fidelity Emerging Asia 98095 98094 9809-4.25 2.7 -.0.84.84.9.50 9757 5 RS HSBC GIF Korean Equity 97578 97577 97579 -.8 2. 7.8.77 2.57 8.84.77-9.40.28 20.8.97.50 9792 5 RS HSBC GIF Singapore Equity 9794 979 9795-2.87 4.45 -.52.4.9 29.89.4 0.05-4.99 22.8 8..00 97 5 RS HSBC GIF Thai Equity 978 977 979 -.2.89 -.99 5.4 28.0 240.7 5.4 25. -2.77 50.00 7.75.50 8524 5 RS Invesco Asean Equity 978 98050 922-4.08 0.95-7.70.80.80 7.00 42.8 0.2.00 977 5 RS Invesco Asia Balanced 9778 9777 9779 -.2. -.70.7 2..7 9. -.47 20.47.25 97724 5 RS Invesco Asia Consumer Demand 9772 97725 97727 -.2 7.80 5.2.92 2.5.92 0.00-2. 2.0.50 97728 4 RS Invesco Asia Infrastructure 9770 97729 977 -.4 5.7-2.40 2.52-8.8 2.52-2.55-8.7 20.4.50 854 5 RS Invesco Asia Opportunities Equity 9208 98049 922 -. 5.4 0.08 9. 9..84 9.8 5.55.00 9809 4 RS Invesco Asian Equity 9807 98070 98072-2.2 7.47.47 4.98 4.98.44.50 97548 5 RS JP Morgan Asean 97550 97549 9755 -.59 0.8 -.9 0.22 8.7 8.5 0.22.29 -.22 9.80 9.4.50 97552 4 RS JP Morgan Australia 97554 9755 97555-4.05.24-0.9 8.85 9.5 05. 8.85 0.89-0.. 54.29.50 854 5 RS JP Morgan Eastern Smaller Companies 972 9804 929-4.28 5.77 0.00 8.4 -. 5.5 8.4 7.48-22.5.59 94.40.50 9750 5 RS JP Morgan Korea 9752 975 975-2. 2.87 4.94 2.54.7 2.99 2.54 -.09-4.95 29.27 58.95.50 85 4 RS JP Morgan Pacific Securities 94 98045 92-0.94 7.2.0 2.2 5. 85. 2.2 0.8-7. 5.09 9.8.50 9755 4 RS JP Morgan Taiwan 97558 97557 97559-4.7 4.92 9.7 22.95 7. 0.08 22.95-5.2 0.7 7.0 49.7.50 855 5 RS JP Morgan Thailand 9724 98029 9294 -.00.5 -.7 7.2 47. 8.79 7.2 0.9-4.4 7.8 85..50 9545 4 RS Pacific Equity 9548 954 9547 -.84.55 -.87 2. -8.52 75.48 2. -2.48-8. 9. 0.7.50 97704 4 RS Pictet Pacific (ex Japan) Index 9770 97705 97707 -. 0.98-0..4 8.45.4 4.57-0.2.28 0.0 9709 5 RS Templeton Asian Growth 97 970 972-5.9.0-2.24.00-2.5 54.8.00 0.2-5.7 8.24 89.4.85 EQUITIES BRIC 9744 4 RS Allianz BRIC Equity - 9745 9747 974 2.57.7 -.59 -.07-20.77 -.07 -.4-7.09 22.87.75 977 5 RS HSBC GIF BRIC Markets Equity 9778 9777 9779 -..40 2.09.59-5.74 82.7.59 -.79-2.74 2.8 9.0.50 9780 4 RS Schroder ISF BRIC 9782 978 978-2.99.0..57-2.58.57-5.8-2.90.50 97544 5 RS Templeton BRIC 9754 97545 97547-4.9 0.2.48 0.48-24. 40. 0.48 -. -. 4.50 2. 2.0 EQUITIES CHINA AND HONG KONG 9797 5 RS Aberdeen Global Chinese Equity 9800 9798 9799 - -0.2.2 -.5.78.05 09.8.78.70 -. 25.8 5.0.75 97450 5 RS Baring China Select 97452 9745 9745 -. 9.8 7.45.2-9.5 82.2.2-5.55-5.7.4 7.9.50 9728 5 RS Baring Hong Kong & China 970 9729 97 -.4 9.57 7.75.4 -.9.9.4-4.85 -.25.00.7.25 9805 4 RS BlackRock GF China 98055 98054 9805 -.7.7 5.78.0.0.8.50 985 4 RS Fidelity China Consumer 987 98 988 -..0 7.2 25.09 25.09.50 972 5 RS Fidelity China Focus 9725 9724 972-2.8 2.02 9. 4. -7. 98.00 4. -.7-5.99 5.4 85.09.50 97904 4 RS First State China Growth 9790 97905 97907 -.80 9.7 9.49 20.45.5 20.45.7-0. 2.00 9724 4 RS First State Hong Kong Growth 972 9725 9727 -.8.8. 2. 7.82 7.7 2..54-5.78.25 7..50 9748 5 RS Greater China Equity 97420 9749 9742-2.45 7.85.2 0.48.40 00.7 0.48-2.9 -. 2.82 59.59.50 979 5 RS Henderson Horizon China 2 9795 9794 979 -.47 9.8 0.58 8.2-2.88 8.2 -.07-2.54.20 9227 5 RS HSBC GIF Chinese Equity 998 9242 92 -.20 7.85.2 9.92 -.50 7.70 9.92 2.8 -.75 8.8 4.8.50 9228 4 RS HSBC GIF Hong Kong Equity - 924 927-0.82 7.7.9.2-0.9 75.8.2 5.72-7.8.95 55.40.00 97720 4 RS Invesco PRC Equity 97722 9772 9772-0. 0.82 9. 22.0-5.90 22.0-4.29-9.48 2.95 2.00 85 5 RS JP Morgan Greater China 9722 98044 929-2.20 8.8.80 7. 8. 04.80 7. 4.4 -.28 7.04.08.50 8548 4 RS JP Morgan Hong Kong 972-9292 -.2 9.05 7.05 5.98-0. 82.48 5.98 7.9-20.24.2 57.4.50 97884 5 RS Martin Currie GF Greater China 9788 97885 97887 -.4 5.99 4.02 2.24-7.8 2.24.5-8.40.50 98225 5 RS Value Partners Classic 98227 9822 98228-4.4 8.4 4.20.25 EQUITIES EMERGING MARKETS 98 4 RS Baring Dynamic Emerging Markets 98-984 982. 0.78-5.5-0.22-0.22.50 850 5 RS Baring Global Emerging Markets - - 9288-4.4 4.94 -..8 -. 82.9.8-4.97 -.57 27.80 70.9.50 9750 5 RS Fidelity Emerging Europe, Middle East & Africa 9752-975 975 5.79 4.40.4 7.4 2.8 40.5 7.4 4.7-8.7 27.9 7.5.50 997 5 RS First State Global Emerging Markets Leaders 999-9920 998.5.8.04 9.09 24.2 45.88 9.09 2.90 0.78 2.4 5.5.50 8502 5 RS JP Morgan Emerging Markets Investment Trust 944-972 97 5.4 5.29-2.75 7.04-2.9 22.49 7.04 0.20-9.49 5.00 9.78.00 9782 5 RS Jupiter New Europe 2-978 9785 9784 4.02 5.9 0.2 5.4-4.9 70.80 5.4 4.92 -.84.59.20.50 9788 4 RS Aberdeen Global Emerging Markets Equity 97840 9789 9784-4. 7.04-2.89 4.7 8.77 4.7 7.9 -.58.75 97 4 RS Aberdeen Global Emerging Mkts Infrastructure 978 977 979 -.0 4.47-4.8 0.8 5.05 95.0 0.8 4.04-8.04 22.87 5.0.75 9880 4 RS Alquity Africa 9882 988 988-2.99.8 7.52.8.8.90 850 5 RS Baring Eastern Europe 942 9805 9289-5.0.9 7.52.44-0. 5.94.44-4.40 -.4 9.00 5.09.50 858 5 RS Baring Global Emerging Markets 9824 - - - 4.42 0.2 2.5.92-5.87 7.74.92-5. -2.80 2.5 70.0.50 9754 5 RS Franklin MENA 975 9755 9757-0.98 4.0.50 2. 5.02 8.4 2. 5.0 -.4 0.90 -.55 2.00 97985 4 RS Global Emerging Markets 97987 9798 97988-4. 9.77 4.78 0.47 0.47-5.82.75 9788 4 RS HSBC GIF Global Emerging Markets Equity 9790 9789 979 -.70.84.0 2.9-7.2 52.88 2.9 -. -4.4 7.7 57.9.50 852 5 RS Invesco Emerging Markets Equity 999 98047 9778 -.90 7.9 4.0.24-0. 94.09.24 0.00 -.79 20.8 0.80.50 984 5 RS Investec GSF Africa Opportunities 98 985 987-4.9 9. 4.4 2.9 2.9 2.00 9700 4 RS JP Morgan Emerging Europe, ME & Africa Equity 9702 970 970-4.22 9.49.88 0.59 -.94 0. 0.59.99-4.74 27.98 4.8.50 9708 5 RS JP Morgan Middle East Equity 970 9709 97-2.52. -5. 9.85-7.59 5.72 9.85 0.42-2.82 20.7 5.9.50 97299 4 RS Parvest Equity World Emerging 970 9700 9702 -.5 8.8 2.58.5 -.47 5.97.5-4. -0.9 2.87 5.4.75 97957 4 RS Schroder ISF Global Emerging Markets Opps 97959 97958 9790-4.9 8.75.94 9.02 9.02 -.2.50 9758 4 RS Schroder ISF Middle East 970 9759 97 -.9.52.78 22. 20.48 22. 7.8 -.4 8..50 8540 4 RS Templeton Emerging Markets 972 980 - - 4.20.9 0.5 5.42-4.5 8. 5.42 -.4 -.04 7.0 50.5 2.0 97540 5 RS Templeton Emerging Markets Smaller Cos 97542 9754 9754-4.48 7.85-0.79 9.8-7.04 25.90 9.8 4.2-8.54.4 78.5 2.0 9800 4 RS Templeton Frontier Markets 9800 98002 98004-0.82.7.47 5.07 5.07 0. 2.0 98208 RS VAM Emerging Markets Growth 9820 98209 982 -.8.7 2.89.58.58 2.25 8 informer November 20

Base November 20 All percentage growth calculated to /0/ 20 202 20 200 2009 EQUITIES ENERGY 9779 RS DWS Invest Clean Tech - 9780 9782 978 2.9 4. 4.75 7.95-0.4 7.95 -.5-8..7.50 978 RS Jupiter Climate Change Solutions - 9787 9789 9788.08.4 0. 2.8 2.7 5.85 2.8 7.79-5.0.74 5.2.50 97295 5 RS Parvest Equity World Utilities - 9729 97298 97297 2.28.2-0. 8.4.07 0.48 8.4 5.08-7.08 7.04 -.50.50 92 5 RS BlackRock GF New Energy 924 922 92 -.7 8.8 4.0 28.9-2.98.5 28.9-8.90 -.92-8.4 25..75 97498 4 RS BlackRock GF World Energy 97500 97499 9750 -.70 5.9 9.4.59 2.7 4..59 -.08 5.89. 2.5.75 9758 4 RS HSBC GIF Climate Change 97570 9759 9757 -.2.5 9. 2.5 5. 48.28 2.5 5.89-2.00 4.7 2..50 9740 4 RS Investec GSF Global Energy 9742 974 974-4.84 2.54 4.4.09.8 54.95.09-9.7 5.92 -.4 4.05.50 9744 5 RS Parvest Global Environment 97448 97447 97449 -.8.24 8.2 7.24 29.5 4. 7.24-0.2-5.44 4.25.0.75 972 RS Schroder ISF Global Climate Change Equity 974 97 975-2.97 8.5 5.47 29.4 24.20 29.4-2.9 -.9.7.50 Year Years 5 Years EQUITIES OPE 8504 4 RS Baring Europe Select 9204-927 98052 5.88 7..2 7.8 4.5 5.90 7.8 9. -5.74 22.54 48..50 958 RS Fidelity European 9-90 959.98 2.94.4 24.5 24.7.2 24.5.8 -. 2.2 5.24.50 97584 RS GAM Star Continental European Equity 9758-97587 97585 2.92 5.2 0.0 29.57.42 94.09 29.57 0.28-4.5.4 27.5.5 957 RS GLG Continental Europe 9574-957 9572.55 8.59 4.95.57 5.5 2.98.57.82-2.5 4.7 4.7.50 9594 RS Henderson European Growth 9597-959 9595.8 2.5.48 29.02 28.27 00. 29.02 2.80 -.29 9.9.04.50 8504 RS Henderson Gartmore Pan European - - - - 4.9 4.7 9.7 0.88.2 74.5 0.88 5.0-0.8 5. 2.04.50 9747 RS European Best Ideas - 9748 97440 9749.4 4.4 0.2 22.0 2.02 90.45 22.0 0.42 -.5 7.4 28.80.50 9744 4 RS European Equity - 9745 9747 974.98 7.04.2 20.02 27.5 58.97 20.02 4.7-7.8.98.55.50 9582 RS Henderson Gartmore Continental European - 958 9585 9584 2.7 5.89 8.24 2.40 5.79 8.4 2.40 4.72-4.08 7. 5.54.50 9780 4 RS HSBC GIF Euroland Equity - 978 978 9782.04 9.97 7.74.44.7 52.82.44 2.70 -.5 8.9 20.45.50 9790 RS Jupiter European Opportunities 2-979 979 9792 2.7 4.7 8.9 9.77 4. 7.57 9.77 8.7-5.40 8.74 0.88.50 9755 RS Lazard European Equity - 975 9758 9757 4.24.24 0.84 22.49 2. 5.4 22.49.28-7.2 9.47.0.50 97700 RS Pictet Europe Index - 9770 9770 97702 2.7.8 8. 8.5 25. 8.5 0. -4.58.9 0.0 948 4 RS SEK Swedish Equity (US$) 9485 9482 9484-2.28.5 9.8 2.77 2.78 42.94 2.77 0.8 -.7 2.98 58..0 8544 RS Henderson Gartmore Pan European - - - - 4.57 9.7.7 0. 7.50 72.7 0. 4.7 0.5.72 2.49.50 9759 4 RS Investec GSF Continental European Equity 972 970 97 -.8.0 9.8 8. 7.2 94.40 8..0 -.9.44.0.50 EQUITIES GLOBAL 948 RS Aberdeen World Equity 9488-9489 9487. 2.07.90.7 2.4 8.5.7 4.8.28 5.48 24.2.50 955 4 RS AXA Framlington Financial 9554-955 9552.57.0.90 28.4 20.9 44.5 28.4 7.9 -.0 2.05 7.85.50 9529 RS AXA Framlington Global Opportunities 952-95 950.99 4.4 8. 2.52 24. 7.9 2.52.5-0.75.72 2..50 949 RS BlackRock Global Equity 9472-947 9470.47.50 5.9 22.79.9 7.4 22.79 -.2-5.4 9.55 29.2.50 97085 RS Ethical 9708-97088 97087.00 2.92.8.22 4.57 78.77.22.7-2.9.42 24.8.25 85025 RS F & C Investment Trust - - - 9757 4.20 2.5 5.49 2.4.00 77.5 2.4 7.5.8. 4.2 0.7 9492 RS Fidelity Global Financial Services 9494-9495 949.99-0.95.7 2.2 22.87 5.9 2.2 9.8 -.8 8.87 2.5.50 9500 5 RS Fidelity Global Industrials 9502-950 950.4 2.9 7.52 8.0 0.07 97.40 8.0-4.5-2.8 9.77 49.74.50 9772 RS Fidelity Global Special Situations 9774-9775 977.90.2.84 29.07 2.7 8.99 29.07.89-7.7 9.42 2.4.50 9774 RS Global Dynamic Equity 97748-97749 97747 2.7.4 4.58 20.0.9 20.0 2.00-4.95 7.78.50 979 RS Henderson Global Care Growth 985-98 98.55 4.50.4 2.4 28.85 82. 2.4 -. -.4 4.90 2.4.50 97249 RS Henderson Global Financials 9725-97252 97250. 5.80. 5.2 20.9 2.7 5.2 5.5-5.0 5.2 27.45.50 85028 RS Invesco Perpetual Global Equity 970 - - 975.74 5.85 2.99. 8.74 4.04. 2.4-0.2.0 2..50 85040 RS Jupiter Ecology 920-947 90. 5.89 2.92. 27.75 9.2. -.5 -.49.5 8.82.50 9724 RS Newton Global Equity 9724-97244 97242 4.9 2.4.5 25. 29.4 85.24 25. 5.7-2.0.7 22.4.50 8507 RS Newton Real Return 9729-9225 9755 2.05.4 0.0 4.7 9.0 4.9 4.7.2 0.82.9 20.5.00 905 2 RS Sarasin EquiSar Global Thematic 908-907 90.42 0.88 4.22 22.5 2.07 0.5 22.5 2. -2. 5.5 2..50 9748 RS Allianz Global Eco Trends - 9749 975 9750 0.94 4.8 9.9 24.07 5.89 24.07 0.47-7.0-2.84.75 9724 5 RS Credit Suisse Equity Fund (LUX) Global Prestige - 9725 9727 972 -.94 0.4.52 8.7 5.4 52.5 8.7 9.07 8.54 40. 7..92 9778 RS Jupiter Global Financials 2-9779 978 9780 4.25 5. 7.52 2.42 9.8.2 2.42 8.0-9.98 2.28 22.07.50 9707 RS Aberdeen Global World Equity 97078 97077 97079 -.40.80 5.7.5 28.29 79..5 4.49 5.25. 25.24.50 954 4 RS Baring Global Select 9544 9542 954 -.0 5. 8.9.4 22.2 7.9.4 0.5 4.5 0.49 24.4.50 9748 2 RS BlackRock GF Global Allocation 97488 97487 97489-2.9. 4.8 2.0 5.8 48.77 2.0 0. 2.24 8. 9.25.50 98057 RS BlackRock GF Global Equity 98059 98058 9800 -.0.9 9.25 2.7 2.7 -.48.50 9884 5 RS Dominion CHIC 988 9885 9887 -.72.49 0.99 2.28 2.28.00 9828 RS Fidelity Global Demographics 98270 9829 9827-4..50 9892 RS Fidelity Global Dividend 9894 989 9895 -.92 5.7.84 20.89 20.89.50 98089 RS Fidelity Global Real Assets 9809 98090 98092 -.5 8.2 4.92.7.7 4.80.50 97798 RS Franklin Mutual Global Discovery 97800 97799 9780-4.0 7..7 25.82 28.48 25.82.0-0.9.50 9888 RS Global Equity 9890 9889 989-4.5 8.84 5. 25.00 25.00.50 9740 RS HSBC Amanah Global Equity 9742 974 974-4.0.9 9.04 7.4.82 58.9 7.4.57 5.4 5. 4.04 0.75 98257 RS Investec Global Franchise 98258 9825 98259 -.2 5.09.50 9442 4 RS Investec GSF Global Dynamic 9445 944 9444-4.2 8.47.2 27.45 8.75 8.0 27.45 4.57 4. 9.5 20..50 854 4 RS Investec GSF Global Strategic Equity 9720 98048 970-4.24 7.4 9.88 2.04 4.04 7.82 2.04 5.27.0 7.7 20.7.50 9809 4 RS JP Morgan Global Consumer Trends 98 980 982-4.2 7.78 2.7 2.4 2.4.50 988 2 RS Jupiter Merlin International Equity 9870 989 987-2.9 5.8 5.8 5.8 5.8.50 97900 RS M&G Global Basics 9790 97902 9790-0.0.07..78.2.78 -.4 4.8.75 987 5 RS Pictet Premium Brands 9878 9877 9879 -.48..58 28.97 28.97.0 97 RS Schroder ISF QEP Global Active Value 978 977 979 -.74 8..2 25.8 22.8 25.8 0.22-2.2 4.7.25 859 4 RS Templeton Global 9209 9800 9222-5.5 0.4.95 5.0.78 77.74 5.0 2.75 -.8.8 22.5.50 989 RS VAM Driehaus 9898 9897 9899 -.97. 0.70 2.84 2.84.75 EQUITIES GLOBAL INCOME 9897 RS Global Equity Income 9900-9899 9898 5.02 5.02 7.4 20.0 9.0.2 20.0-0.9-0.47 2. 24.29.25 974 4 RS Henderson Global Equity Income 974-977 97 5.0.8 8.2 2.72 40.8 94.5 2.72 7.8.7 5.79 9.44.50 97 4 RS Allianz Oriental Income 978 977 979-2.25 0.4 4.92 25.02 2.94 25.02-2.25-0.22 5.42.50 9828 RS JP Morgan Asia Pacific Income 98240 9829 9824 -.9 2.07 -.79.50 9824 2 RS JPM Global Income 982 9825 9827-2.57.25 EQUITIES HEALTH 949 RS Fidelity Global Health Care 9498-9499 9497 5. -0.2 5.2 27.0 45.45 89.87 27.0.52 0.89 2.89 5..50 9509 RS Schroder Global Healthcare 95-952 950 5.2. 8.58.29 58.9 02.05.29 4.40 5.79.75.78.50 95 RS AXA World Funds Framlington Health 95 954 955-2.90 5.98.92 2.27 5.0 04.88 2.27 4.9 7.5.7 5.5.75 97490 2 RS BlackRock GF World Healthscience 97492 9749 9749 -.9 5.9.4 7.07.0 05.52 7.07 2.52 5.70.59 2.97.50 922 RS Invesco Global Healthcare 979 9247 924-2.4 4.5 9.59 29.42 52.95 89.0 29.42.42 4.20 9..2.50 November 20 informer 9

Base November 20 All percentage growth calculated to /0/ Year Years 5 Years 20 202 20 200 2009 EQUITIES INDIA 9727 5 RS Fidelity India Focus 9729-97220 9728 0.5 0. -7.72 -. -2.4 92.9 -. -5.07-9.84 49.85 75.09.50 97502 5 RS BlackRock GF India 97504 9750 97505-8.90 7.97 -.0 -.8 -.9 5.7 -.8-0.02-2.05.8 7.70.50 9805 5 RS Franklin India 9807 980 9808-0.5 8.0 -.2-2.4-2.4-7.72.50 9947 5 RS HSBC GIF India Equity 9949 9948 9950-9.87.75-5.02-9.99-42.0 7.85-9.99-7.57-0.5 29.70 28..50 9704 5 RS JP Morgan India 970 9705 9707-9.20 4.70-7.8 -.9-2.4 74. -.9-5. -.4 7.90 5.9.50 9752 5 RS Jupiter India 9754 975 9755-8.9 4.04-9.48-9.22 -.09 72.7-9.22 -.54 -.9.09 89.74.75 97402 5 RS Kotak India Growth 97404 9740 97405-0. 8.0-4..2-20.54 90.59.2.0-22.8 4.02 78.9 2.00 9794 5 RS Kotak India Mid Cap 979 9795 9797-9.98 8.2-0.2-9.9-5.0 85.2-9.9 0.0-29.2 47.0 95.72 2.00 EQUITIES JAPAN 925 2 RS Fidelity Japan Smaller Companies 928-927 92-0.5.5 2.00 2.9 2.5 7.28 2.9 -.48. 5.8 22.4.50 907 2 RS Schroder Tokyo 9207-9220 9758-0.82 -.9-0.82 27.44 29.2 57.9 27.44 -.4 4.89 9. 2.2.50 972 RS Aberdeen Global Japanese Smaller Cos (US$) 972 9722 9724 972-0.0 7.4 2. 29.00 45.20 9.0 29.00 2.5 9.75.02 9.80.50 979 4 RS Franklin Templeton Japan 972 9720 9722 - -.9 4.9 2.0 28.57 22.0 2.8 28.57-7.8.0 4.0-4.5.50 8549 2 RS Japanese Equity 977 9820 9777 - -.7 4.25 7.57 7.7 25.29 57. 7.7-0.8.97 4.87 20.00.50 EQUITIES LATIN AMERICA 97089 5 RS Threadneedle Latin America 97090-97092 9709.. -9.87-4.2-20.74 84.87-4.2-4.28 -.54.5 7..50 97494 5 RS BlackRock GF Latin America 9749 97495 97497-4.27 8.7-7.4-4.07-25.84 75.5-4.07-9.2-4.8 25.88 88.0.75 972 5 RS Fidelity Latin America 9725 9724 972 -.48 8.00 -.2 -. -5.0 0.58 -. -4.7-9.4 25. 88.9.50 97572 5 RS HSBC GIF Brazil Equity 97574 9757 97575-5.9. -7.4-5.70-27.45 77.20-5.70-0.5-4.7 2.28 9.4.75 9822 4 RS Investec GSF Latin American Equity 9824 982 9825-2.9 5.4-0.7-5.07-5.07.50 9822 5 RS MFS Meridian Latin American Equity 9824 982 9825 -.9 7.52-5.79.90 97287 5 RS Parvest Equity Brazil 97289 97288 97290-5.0 7.44-7.28-4.55-0.4 48.0-4.55-2.92 -.27 7. 80.87.75 EQUITIES NORTH AMERICA 9 RS Fidelity American Special Situations 9-95 94.2 -.9 8.8 29.29 49. 9.2 29.29 0.74 4.2.2.9.50 97 4 RS Schroder US Smaller Companies 920-99 98.78 2.0 4.7.8 44.0 2.09.8 4.8. 2.2 2.44.50 9979 4 RS Threadneedle American 9980-9982 998 4.97 2.2 0.0 28.9 5.74 05.7 28.9 5.5.49 7.9 4.77.50 949 RS US Index Tracker 97-944 9440 5.05 0.00 8.4 2.78 50.07 97.7 2.78 0.97.7 7.4 2.9 0.5 9722 RS BlackRock GF US Flexible 9722 97222 97224-4.55 4.75 2. 2.0 4.25 72. 2.0 7.54.28 7.4.52.50 9252 4 RS Fidelity American Growth 970 9257 922-2. 5.98 4.74 29.4 40.44 7.97 29.4 4.09 4.2 9.08 2.2.50 9828 RS Franklin Mutual Beacon 98 9829 980 -.22 4.8 0. 2.79 7.89 72.00 2.79 9.45.77 8.02 5.47.50 9705 RS Franklin US Equity 97055 97057 97058 -.0.90 9.0 2.58.72 7. 2.58 5. 2.88 8.0 7.82.50 980 RS Franklin US Opportunities 980 9802 9804-2. 8.85.7 4.8 4.8 -.79.50 97588 RS GAM Star US All Cap Equity 97590 97589 9759 -.4.92 4. 28.94 8.4 8. 28.94.74.4 2.42 9.79.45 8520 RS JP Morgan America Equity 920 9804 929-5.4 8.25 7.0 0.27 52.4 94.45 0.27.57 4.8 0. 5.55.50 97880 RS MFS Meridian US Value 97882 9788 9788 -.4.7 9.9 2.57 4.72 2.57 7.59 5.54.80 97822 RS Neptune US Opportunities 97824 9782 97825 -.5 8.92 9.05 2.8 7.7 2.8 8.74-4.4.0 97708 RS Pictet USA Index 9770 97709 977-4.72 4.7 0.7 25.59 48.50 25.59 9.40 8.08 2.8 0.0 9740 4 RS US All Cap Value 9742 974 974 -.9 2.7 8.77 2.4 7.8 8.0 2.4 2.4.0 4.2 8.48.50 8550 2 RS US Equity 97 982 9822 -.2 5.5.9 2.55 7.94 70.24 2.55 4. 4.50 2.48 9.72.50 98200 4 RS VAM US Mid Cap Growth 98202 9820 9820 -.57 8.8 8.4 28.90 28.90 2.25 98204 4 RS VAM US Small Cap Growth 9820 98205 98207-0.40 7.8 2.08 42.4 42.4 2.25 EQUITIES RUSSIA 9729 5 RS Parvest Equity Russia - 97292 97294 9729 2.74 9.8 7.70 4.55 -. 94.8 4.55 4.28-9.79.52 48..75 97850 4 RS Baring Russia 2 97852 9785 9785-2.85.4 2. 2.77-2.92 2.77-4.44-9.75.50 97580 5 RS HSBC GIF Russia Equity 97582 9758 9758-2.2 9.7 8.87.9-5.4 94.52.9-2.4-5.2 2.72 85.88.75 9772 5 RS Neptune Russia & Greater Russia 9774 977 9775 -.50 0.4 0. 0. -9.42 0. -. -5.8 24..75 EQUITIES TECHNOLOGY 9705 RS AXA Framlington Biotech 9708-9707 970 0.7 2.49 8.8 54.0 7. 5. 54.0 4.4 5.02 9.08 8.27.75 9559 5 RS GLG Technology Equity 952-95 950-0.20 5.57.79 25.45 7.90 44.0 25.45 -.87 2.0 27.8 8..75 8508 5 RS Henderson Global Technology 9429-9295 970 2.7 2.95 9.82 8.8 27.72 09.2 8.8.82. 2.0 0.25.50 942 4 RS Aberdeen Global Technology 945 94 944-2.04 5.80 8.09 5.90 24.92 90.05 5.90 -.70 9. 9.78 27.0.75 9799 RS Franklin Technology 97995 97994 9799-0.8. 4.08 22.58 22.58-4.24.50 EQUITIES UK 9708 RS Aberdeen UK Equity 9709-9707 97070.99 2.4.8 20. 5.00 97.2 20. 7.4 4.45 20.09 2.5.50 9747 RS Artemis UK Special Situations 9750-9749 9748.2 5.7 2.8 27.87 40.2 9.08 27.87 8.7.40.7 25.5.50 9845 4 RS AXA Framlington UK Select Opportunities 9848-9847 984 4.58 5.78.2 2.5 4.02 5.75 2.5 7.7 4.92 2.42 0.9.50 85048 RS BlackRock GF United Kingdom 920-929 97084 5.5.79 7.0 7.98 22.47 84.08 7.98 4.5-0.72 7. 28..50 978 RS Fidelity UK Special Situations 9770-977 979.5 4.20.77.54 42.52 2.52.54 2.05 -.84 0.82 4.5.50 95 4 RS GLG UK Growth 95-955 954 5.9 5.48 2.79 2.5 2.5 8.0 2.5 4.94-0.4 8.27.9.50 9555 4 RS Henderson UK & Irish Smaller Companies 9558-9557 955 2.9 0.07 5.4.9 49.95 40.45.9.84-2.2.5 50.49.50 987 4 RS Henderson UK Alpha 99-99 989 4.92 7.8 4.29 8.4.5 54.44 8.4 -.9-2.9 2.7 25.9.50 9805 2 RS HSBC GIF UK Equity 9807-9808 980.78.5 7.9 2.5 2.5 0.0.50 97 RS HSBC UK Freestyle 940-99 98 4.2.7 8.47 2.54.2 7.4 2.54 4.. 4.5 7.5.50 94 RS HSBC UK Growth & Income 944-94 942 4.48.92 8.77 2.4 0.80 84.9 2.4 5.75 0.2.98 25.75.50 949 RS Invesco Perpetual UK Smaller Companies 952-95 950.2 5.. 29.82 52.24 42.79 29.82 4.07 2.8 7.50 5.74.50 8507 RS Invesco UK Equity 97 - - 9759 4.52 7.74 7.5 40.4.29 2.5 40.4.9 4.9 8.72 9.2.50 9782 4 RS Liontrust UK Growth 9785-9784 978 2.85 2.85 7.0.2 40.55 0..2 0.54 9.4 2.84 7.88.50 978 4 RS Liontrust UK Smaller Companies 9789-9788 9787 0.4 8.2 4.79 2.48 7.2 88.48 2.48 29.24.5 9.44 44.4.50 929 4 RS M&G Recovery 92-9 90 2.40 2. 7.2 4.54 8.2 88.0 4.54 4.77 -. 4.85 8.0.50 980 4 RS Schroder UK Alpha Plus 980-9805 9804 4.5 4.55 4.0.7 42.5 40.22.7 7.78 0.80 9.88 40.2.50 95 RS Schroder UK Mid 250 95-955 954 5.8.04 7.57 4.7.49.9 4.7 9.45-5.9 4. 44.2.50 9457 RS UK Equity 940-9459 9458 5..0 2.72 29.89 4.75 5.92 29.89. -0..5 29.4.50 9250 RS UK Index Tracker 9-920 9255 4.57 4.42 8.2 20.89 0. 8.4 20.89 5.95.0.94 24.9 0.40 97277 2 RS UK Opportunities 97279-97280 97278 2.2 2. 9.84 2.80 0.8 5.8 2.80 7.72 -.92 4.9.0.50 97209 RS UK Select Equity 972-9722 9720 5.57.48 2. 5.02 44.82 08.58 5.02.27-5. 20.44 9.59.50 EQUITIES UK INCOME 975 RS Artemis Income 9754-975 9752 4.00.5 9.20 2.4 8.4 85.89 2.4 0.08.7 4.54 7.2.50 957 RS GLG UK Income 9570-959 958 4.5 4.9 0. 2.7 24.40 75.8 2.7.70 -.4 7.52 9.82.50 945 RS Invesco Perpetual High Income 948-947 94 2.9.7 5.2 22.98 42.2 7. 22.98 7.57 7.58 5.09 7.5.50 9249 RS Jupiter Income Trust 9725-9259 9254 4..54 9.08 20.7 29.48 2.40 20.7 5. 2.28 9.88 4.5.50 9778 RS Liontrust Income 978-9780 9779 5.54.49 0.0 2.2.4 84.0 2.2 8.88.8 5.54.7.50 20 informer November 20

Base November 20 FIXED INCOME All percentage growth calculated to /0/ Year Years 5 Years 20 202 20 200 2009 FIXED INCOME EMERGING MARKETS 97974 2 RS Emerging Markets Debt - - - -.9. -7.24 -.8 -.8 0.09.50 9797 2 RS Emerging Markets Debt - - - -.94.0-7.5-7. -7. 0.82.50 972 4 RS Aberdeen Global Emerging Markets Bond 974 97 975 -.58.42-5.4 -.45 2.09 7.8 -.45 4.0.8 7.2 80..50 9797 2 RS Blackrock Emerging Mkts Local Currency Bond 9799 9798 97940 -.54.8-7.29-2.0-2.0 -.54.00 98278 RS Eastspring Asian High Yield Bond 98280 98279 9828 Fund has performance history of less than one month.25 97422 4 RS Emerging Markets Debt - - 97425-2..22-7.5 -.9 7.4 9.8 -.9.85 2.2 8.9 52.5.50 982 RS Emirates Global Sukuk - - - -.0 0.99 -.8.25 98220 RS Emirates MENA Fixed Income - - - -.44 0.99-2.97.5 9772 RS Invesco Emerging Mkts Local Currencies Debt 9774 977 9775-4.0.02-8.2-2.9 2.2-2.9 4.88 0.7 4.8.50 972 2 RS Investec GSF Emg Mkts Local Currency Debt 974 97 975-4.47.79-7.88 -.0-0.28 70.9 -.0.8-0.8.9 4.42.50 988 4 RS Investec GSF Latin American Corporate Debt 9820 989 982-2.59.58-4.8 -.29 -.29.50 9794 2 RS JP Morgan Emerging Markets Bond 9794 97942 97944-2..2-5.84-4.2-4.2.70.5 9824 2 RS JP Morgan Emerging Markets Debt 982 9825 9827-2.0.48-5.8.5 97989 2 RS Local Currency Emerging Market Debt 9799 97990 97992-4.05 2.74-9.0-4.97-4.97 2.8.75 98077 2 RS MFS Emerging Markets Debt 98079 98078 98080-2.09.8-5.95-4.29-4.29.9.40 99 2 RS Parvest Bond Best Selection World Emerging 99 992 994-0.7-0.4-9.20 -.2-5. 4.4 -.2.28-2.4 4.7 5.2.50 98005 2 RS Templeton Emerging Markets Bond 98007 9800 98008-2.77 2.4 -.47.8.8 8.50.50 98274 RS UTI Indian Fixed Income 9827 98275 98277 Fund has performance history of less than one month.20 FIXED INCOME GLOBAL 9705 RS Global Fixed Interest Blend 97052 - - -.54.8-0.4 4..8.5 4. 2.27-0.54 0.0 25.75 0.80 9849 RS M&G Short Dated Corporate Bond 9852-985 9850 0.5 0.98 0.2.7.48.80.7 2.9-0.4.0.89 0.50 97245 4 RS Newton International Bond 97247-97248 9724.52-2.90-5.7-5.9-2.7 2.75-5.9.4.89 0.97 2.8.00 98025 2 RS Old Mutual Global Strategic Bond 98027-98028 9802-0.0-2.0-5. -.87 -.87.09.00 9975 RS Threadneedle Dollar Bond 997-9978 9977. -.58 -. -2.7 2.70 8.48-2.7.58-0.95 0.0 22.5.00 97977 2 RS Allianz Bondspezial - 97978 97980 97979-0.2 -.5 -.2-0.9-0.9 0.8.5 9802 2 RS Euro Bond - 988-9882.4.42 -..05 5.04 8.2.05.94-0.27 8.55 0.7 0.55 97975 RS Global Dynamic Bond - - - -..2 -.2 2.5 2.5 0.29 0.80 9807 RS Aberdeen Global Asian Local Currency SD Bond 98075 98074 9807 -..5-2.2 -.27 -.27-0..00 979 RS Baring Global Aggregate Bond 979 9794 9795 -. 2.2 -.4 -.4.5 2.74 -.4.0.90 5.88 8. 0.75 9229 RS Baring High Yield Bond 9700 9244 928 -.94 2.74.52 7.02 9.7 8.8 7.02.8 0.00.8 0.5.00 8554 2 RS BlackRock GF World Bond 9727 9802 9757 -..28 -.54 0.75.5 2.04 0.75 5.78-0.9 5.7 7.9 0.85 979 2 RS Blackrock Global Inflation Linked Bond 9795 9794 979 -.28 0.98-5.84-2.7-2.7 5.0 0.75 984 2 RS BNY Mellon Global Bond 9844 9842 984 -..9 -.97-5.98 -. 20.80-5.98.05.82 7.40 4.04.00 9788 2 RS Eastspring Investments Asian Bond 97870 9789 9787 -.9. -4.00-2.49.98-2.49 0.9-0..25 98282 2 RS Eastspring US High Yield Bond 98284 9828 98285 Fund has performance history of less than one month.25 97790 2 RS Franklin High Yield 97792 9779 9779-2.4 2.82 0.79.9 2.89.9 0.7.44.20 97997 RS Franklin Strategic Income 97999 97998 98000 -.7.8-0.59.5.5 7.08.25 9709 2 RS Franklin US Government 972 970 97-0.24.2 -.99-2.5.90 5.7-2.5..5 4.8 7.97 0.95 9797 RS Global Dynamic Bond - - - -.5.5-0.84.92.92 0.8 0.80 9705 RS Global Fixed Interest Blend - - 97054 -.58.54-0.7 4.2.72 55.77 4.2.4 0.59 5.94 25.98 0.80 9784 2 RS HSBC GIF Global Core Plus Bond 978 9785 9787 -.42 2.88-0.9-2.55.88 2.27-2.55 2.04 4.4 4.5.5 0.75 85 2 RS Invesco Bond 92 98042 9224-2.8.0-0.2-5.4.55 20.9-5.4 2.8 4.4 5.20.22 0.50 985 RS Investment Grade Corporate Bond 985 9852 9854 -.55.4-2.48 -. -..00 9820 2 RS JP Morgan Global High Yield Bond 9822 982 982 -.80.9 0. 0.85 98085 RS MFS High Yield 98087 9808 98088-2.2 2.2 0.09 5.7 5.7.5.25 9808 RS MFS Limited Maturity 9808 98082 98084-0. 0. -0.95 -. -..9.0 97872 2 RS MFS Meridian Research Bond 97874 9787 97875 -.08.8-2.4 -.90.0 -.90 5. 2.58.0 97888 2 RS PIMCO Global Investment Grade Credit 97890 97889 9789 -. 0.94 -.75-0.5 9.7-0.5 0. 0.20.9 9795 RS Schroder ISF Global Corporate Bond 97955 97954 9795 -.70.0 -.8 0.00 0.00 8. 0.75 97949 RS Schroder ISF Global High Yield 9795 97950 97952-2.4 2.4.0.9.9 9.24.00 975 RS Templeton Global Bond 9758 9757 9759 -.9 2.8-2.0.08 2.2 52.44.08.99.7 0.8 22.58.05 97794 2 RS Templeton Global Total Return 9779 97795 97797-2. 2.44-2.02 5.09 9.77 5.09 9.90.7.05 9740 RS Total Return Bond 9742 974 974 -.0.5-2.9 -.40 4.74.5 -.40 9.00-2.54 9.8 8..00 FIXED INCOME UK 975 RS Artemis High Income 978-977 97 2.4.09 4.20 5.9. 8.78 5.9 5.54 -.9 2.92 2.92.25 85050 2 RS BlackRock UK Gilts All Stocks Tracker 972-928 977. 0.07 -.97 -. 0.25 25.7 -..45 7.4 4. 9.2 0.20 995 RS Fidelity Money Builder Income 997-998 99.97.0-2.2 2.7.75 54.4 2.7 0.98 2.42 0.40 9.98 0.80 98097 2 RS Fidelity Sterling Bond 98099-9800 98098..4 -.5 -. -..92 0.75 990 RS Global Dynamic Bond - - 990 -.52.0-0.57 4.2 4.2 2.0 0.80 9 RS Henderson Fixed Interest ly Income 9-95 94 2.5.08.44 7.72 7. 70.4 7.72.08 -.7.0 27.95.25 97742 RS Invesco Sterling Bond 97744-97745 9774.49.9 0.78.57 9.2.57.8 -.75.97 0.75 975 2 RS Lloyds TSB Offshore Funds High Income 9757-9759 9758 2.8.9 -.22 4.55 7.47 49.5 4.55.7 -. 0.8 4.99 0.88 9744 2 RS Lloyds TSB Sterling Bond 9745-9747 974 2.5.7-2.4.2 7.49 48.25.2 4.0-0.20 0.48 4.2 0.88 909 RS M&G Offshore Corporate Bond 92-9 90 2.07.77 -.09.48 9.02.70.48 0.97.5 0.0 2.50 0.00 9575 4 RS M&G Offshore High Yield Corporate Bond 9578-9577 957.85.5.8 8.59 20.99 82.55 8.59.89-0.4.94 4.79 0.00 994 2 RS Premier Conservative Growth 997-99 995 0.78.22. 5.9.9 4.0 5.9 4.8.25.70 5.47.25 97047 RS Strategic Bond 97048-97050 97049.59.8-0. 4.84 7.4 57.9 4.84 2.4-0.09 2.40 9.2 0.80 998 2 RS Threadneedle Strategic Bond 9984-998 9985.0.94-0.7 4.05.4 57.09 4.05.0 -.88 0. 25.75.25 97758 2 RS Threadneedle UK Corporate Bond 9770-977 97759 2.0.5 -.85.27.2.27.0 -.45 8.28 0.75 MULTI-ASSET MULTI-ASSET AGGRESSIVE 9909 RS Aggressive - - 990-2.9.5 4.85 20.75 7.04 8.29 20.75.95-4.9 5.59 24.9.50 908 RS Aggressive Invesco Managed - - - - 4.0 5.7.0 7.5 40.5 90.90 7.5.89 -.8 0.9 2.08.45 972 RS Global Best Ideas 974-975 97 4.09.5 7.40 2.59 0.9 0. 2.59.7-0.72 2. 29.9.50 99 RS Aggressive - - - - 0.90 4.95.2.88 9.9 59.2.88.27-5.94 7.29.88.50 990 RS Aggressive - - 99-2.8 8.58 8. 20.79 8.4 9.2 20.79.5 -.2.07 28.75.50 98 RS Aggressive Invesco Managed - - 928 -.8 9.97 5.95 5.48.79 7.47 5.48 2.7 -.70.90 20.9.45 November 20 informer 2

Base November 20 MULTI-ASSET All percentage growth calculated to /0/ Year Years 5 Years 20 202 20 200 2009 MULTI-ASSET BALANCED 90 RS Balanced - - 948-2..78.70.2 8.9 5.8.2.58-5.50.0 2.4.50 904 RS Balanced Fidelity Managed - - - -. 2.44. 2.05 28.92 80.49 2.05 5.4-0.8 0.9 2.8.50 97754 2 RS CF Miton Special Situations Portfolio 9775-97757 97755 0.9 -.79 -.2.7 4.82.7-0.0.4 5.9.50 9752 2 RS Lloyds TSB Multi Strategy Growth 975-9755 9754 2.5 2.4 2.85.9 2.05 70.72.9.5..4 22.40.50 90 2 RS Sarasin GlobalSar Cautious 904-90 902 2.78.8.5 0.97 4.50.78 0.97 5.2 -.95 8.9 7.2.75 9000 RS Balanced - - - - 0.5 2.4 0.2 7.7 9.99 4. 7.7 8.47-5.85 8.54 2.2.50 9527 RS Balanced - - 994 -.95 5.52 4. 2.95 9. 55.5 2.95. -4.45 2.2 2.87.50 9 RS Balanced Fidelity Managed 947-928 - 2.78 5.8 9.27 2.70.84 80. 2.70.0 2.7 7.28 27.7.40 997 RS Diversified Managed 9974 9972 997 -.90 5..88 2.07 7.8 55.75 2.07 0.77-5.09 0.00 2.0.50 984 2 RS Jupiter Merlin International Balanced 98 985 987 -.0 5. 2.72.8.8.50 9787 2 RS MFS Meridian Global Total Return 97878 97877 97879-2..75 4.0 2.95 2.2 2.95.97 4.94.80 MULTI-ASSET CAUTIOUS 8505 RS Aberdeen Managed Distribution 975 - - 97928 2.77.85.2 9.7 24.50.00 9.7.04.9 2.5 8.8.25 85052 2 RS Cautious - - 995 -.7.44 0.90 0.55 8.0 4.40 0.55.85-4.0 2.00 20.9.50 850 RS Cautious Investec Managed - - - -.49.0.7 0.92 9.7 7.87 0.92.7 4.0 9.7.50.50 9799 RS Defensive - - - -.2.5 0..20.20-2.2.50 9884 RS Henderson Cautious Managed 9887-988 9885 2.74 2.88 5.72 4.88 27.49 02.98 4.88 9.8.02 4.4 9..25 97854 2 RS Index Cautious - - 97855-2.7 2..80 7. 8.45 7. 5.92 4.40 0.45 9748 2 RS Lloyds TSB Multi Strategy Conservative 9749-975 9750.98.9-2.4 2.59 4. 4.82 2.59 8.2 2.79 8.5 4.4.25 97098 2 RS Newton Phoenix Multi-Asset 97099-970 9700 2.28.9-0.4 5.82.07 4. 5.82 4.7 0.9 2..50.50 992 RS Cautious - - - - 0. 2.8-0.8.4 9.7 8.55.4 7.09 -.7.5.2.50 920 2 RS Cautious Investec Managed - - - - 2.00.4.4 7.4.78 47.7 7.4.2-4.78. 4.5.25 9797 RS Defensive - - - - 0.79 0.79-0.44.58.58-2.75.50 9528 RS Cautious - - 99 -.59 4.7.0 0.9 9.74 49.79 0.9.84-2.5 9.8 24.79.50 85 2 RS Cautious Investec Managed - - 9287 -.04 4.54 4.8 9. 0.70 48.5 9. 2.0-0. 7.80 24..0 97972 RS Defensive - - - - 0.90 0.90-0. 2.27 2.27-2.7.50 979 2 RS Fidelity Multi Asset Strategic 974 9740 9742-2.29 4.57 4.4.5 7.08 7.4.5-2.2 -.8 2.4 25.8.25 ALTERNATIVES ALTERNATIVES ABSOLUTE RETURN 98250 2 RS Global Equity Absolute Return 98252 9825 9825 -.07-0.2.50 980 RS Henderson Multi-Manager Absolute Return - - - - 0. -0.4-0.82 2.99 2.99.25 9774 2 RS Schroder ISF Asian Bond Absolute Return 977 9775 9777 -.42 0.70-4.75-2.90 0.0-2.90 5.95-2.9 7.40.25 9770 2 RS Schroder ISF Emg Mkt Debt Absolute Return 9772 977 977 -.04 0.57-0.9 2.50-2.5 2.50 -.52 -.57.20.50 ALTERNATIVES SPECIALIST 97945 2 RS JP Morgan Global Convertibles - 9794 97948 97947.72 4.57. 4.95 4.95.0.25 9758 RS Alternatives 97520 9759 9752-0.9 0.9-0.5 2.0-2.5.0 2.0-2.48-2.42 0.4 8.9.50 97750 2 RS Aviva Investors Global Convertibles 97752 9775 9775 -.5.97 5.7.82 5.28.82 2.04.0 8.4.20 9782 RS Fulcrum Alternative Beta Plus Daily 97828 97827 97829-2.28 0.87-7.22-4.7 -.77-4.7 -.9 -.9.50 9752 RS JP Morgan Highbridge Statistical Mkt Neutral 2 9754 975 9755 - -0.45 -. -5.9-5.70-8.9-5.70-0.5-2.9-4.27.50 9872 4 RS Man AHL Trend 9874 987 9875-5.97.7-2.00-2.0-2.0.00 COMMODITIES COMMODITIES AGRICULTURE 9789 RS Baring Global Agriculture 97898-97899 97897.02 -.49-2.7 8.29 0.9 8.29.45-8.8.50 9748 RS Sarasin Agrisar 2 97470-9747 9749 2.7 -.0-2.8.72 5.5 7.0.72 5. -.5 22.57 29.7.50 978 5 RS DWS Invest Global Agribusiness - 9784 978 9785 2.0.29-7. -2.72.29-2.72.22-4.54 27..50 9740 5 RS Allianz Global Agricultural Trends 9742 974 974-0.42 4.00 0..77 4.45.77-0.2 2.7 2.92.75 COMMODITIES NATURAL RESOURCES 994 5 RS JP Morgan Natural Resources 9945-994 9944 2.20 5.44.25-9.45-9.20 2.59-9.45-8.2-7.7 9.0 9.9.50 9728 4 RS Parvest Equity World Materials - 97284 9728 97285-0.95.47.2.29 -.42 44.80.29 0.00-2.7 28.2 4.55.50 9740 5 RS Baring Global Resources 97408 97407 97409-2.47 7.55 7.04-7.2-24.88.5-7.2-7.0-2. 4.5.5.50 97225 5 RS BlackRock GF World Mining 97227 9722 97228-2.54 2..2-9.24-9.4 4.0-9.24-8.09-8.29 24.98 7.79.75 9847 RS Franklin Natural Resources 9849 9848 9850 -.99 0.0.82 9.9 9.9.50 9745 4 RS Investec GSF Global Natural Resources 97458 97457 97459 -.82 9.50.88-2. -4.2 57.5-2. -.5. 20.84 5.97.50 9785 4 RS JP Morgan Global Natural Resources 97858 97857 97859 -.95.9.8-20.05-9.92-20.05-8.44-7.87.50 9780 RS Martin Currie GF Global Resources 9782 978 978 -.0 9.25 0.72 9.52 0.89 9.52-7.57-0..50 9792 5 RS Pictet Timber 9794 979 9795 -.9.88.2 8.79 24.98 8.79 5.5-8.9 2..0 979 RS Pictet Water 9798 9797 9799-2.28.98 2.2 4.84 2.75 4.84 4.2.20 9.8.0 COMMODITIES PRECIOUS METALS 92 5 RS BlackRock Gold & General 95-94 9 2.05-5.89-4.55-42.7-50.47. -42.7-4.28 0.78 7.5 95.75.75 980 RS BlackRock GF World Gold 980 9802 9804 -.77 0.9-2.07-4.50-4.50-4.5.75 98242 5 RS BMG Bullion 98244 9824 98245 -.05.5-7.2.25 9824 5 RS BMG Gold Bullion 98248 98247 98249-0.88.52-8.98.25 984 RS Franklin Gold & Precious Metals 9845 9844 985 -.2.4-9.9-44.9-44.9.50 9744 5 RS Investec GSF Global Gold 974 9745 9747-2.72. -8.84-9.0-4.9 40.9-9.0-4.27.9 7.45 92.80.50 9784 5 RS Pictet (CH) Precious Metals Fund - Physical Gold 97848 97847 97849-0.84.89-8.5-22. -.0-22. -.5 29.07 0.0 22 informer November 20

November 20 All percentage growth calculated to /0/ Base Year Years 5 Years 20 202 20 200 2009 PROPERTY PROPERTY GLOBAL 97929 4 RS Aviva Investors Asia Pacific Property - - - -.4 -.2-7.2-7.2-7.2-2.4.0 9729 2 RS Aviva Investors European Property - - - - 2.72-0.49.8 5.95 5.95 -.85.50 9709 4 RS Global Property Securities - - - - 2.57.5-4.99. 5.97 4.9. 0. -7. 20.0.42.50 9790 4 RS Aviva Investors Asia Pacific Property - - - - -.0 -.4-9.84-4.4-4.4 5.5.0 97270 2 RS Aviva Investors European Property - - - - 0.29 0.5-0.29-0.87-0.87.2.50 979 4 RS Aviva Investors Asia Pacific Property - - - - 0.29 2.4-5.28-8. -8. -.89.0 9727 2 RS Aviva Investors European Property - - - - 2.5 4.0 5.04 7.27 7.27-7..50 9702 5 RS Global Real Estate Securities 970-9704 - 2.98 2.85-5.25..25 57.20. 9.7-4.4 2.22.55.50 989 RS Schroder ISF Global Property Securities 984 9840 9842-2.4 2.4-4.04 8.4 8.4.50 PROPERTY UK 952 4 RS Aberdeen Property Share 9524-952 9522 8. 4.88 2.2 29.58 49.0 7.08 29.58.5.50 9.79 7.42.50 9774 RS Aviva Investors Property Trust 9777-977 9775..5 7. 7.07.92 -.02 7.07-0.40-2.55.7-7.9.25 9955 RS Henderson UK Property 9957-9958 995.57 2.4.74.85.4 8.7.85 4.5 4.7 2.9-4.84.50 995 RS M&G Property 995-9954 9952.2.2 2.82 2.9.4-5.08 2.9-4.00 2.5 5.5 -.0.50 9705 RS Property 970-9708 9707 0.87. 2.40 2.92 5.0. 2.92-0. 2.7.47-2.2.5 CASH CASH FUNDS DEPOSIT 8502 RS Deposit - - - - 0.00 0.00 0.0 0.2. 2.75 0.2 0. 0.7 0.9 0.74 0.00 9202 RS Deposit - - - - 0.00 0.00 0.00 0.00 0.27 0.90 0.00 0.00 0.27 0.09 0.54 0.00 922 RS HK$ Deposit - - - - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 852 RS Deposit - - - - 0.00 0.00 0.00 0.00 0.00 0. 0.00 0.00 0.00 0.00 0. 0.00 CASH MONEY MARKET 982 RS BlackRock Euro Reserve - - - - -0. -0.2 0.45 982 RS Allianz Renminbi Currency - - - - 0..0.5.. 0.50 currency converter The tables below show the relative performance (%) of each currency against the currencies shown. month months months year years 5 years 0 years US$ month months months year years 5 years 0 years US$ 0.78-5.54 -.02 0.9-0. 0.75 5.78 E.9 -.27-0.02 5. -2.50 7.97 2.70 HK$ 0.80-5.52-2.9 0. -0. 0.4 5.84 E month months months year years 5 years 0 years -.8.7 0.0-5.05 2.5-7.8-9. US$ -0.4-2.7 -.05-4.5 2.22 -.9-4.50 HK$ -0.8-2.2-2.92-4.72 2.2 -.70-4.0-0.77 5.8.2-0.9 0. -0.75-5.47 E 0.4 2.4.4 4.88-2.7 7.7.95 HK$ 0.02 0.0 0.0-0.04-0.0-0.02 0.4 HK$ month months months year years 5 years 0 years -0.79 5.84.02-0.5 0. -0. -5.52 US$ -0.02-0.0-0.0 0.04 0.0 0.02-0.4 E 0.8 2.7.0 4.95-2. 7.8.9 Source for all performance information: Morningstar, bid to bid with gross income reinvested back into the fund. s Ethical profile. * Funds marked with are authorised by the Hong Kong Securities and Futures Commission (), and can therefore be promoted to Hong Kong investors. The funds show performance rather than the performance of the underlying currency of the Fund. 2 The fund manager may apply a Performance Related Fee (PRF). The shown is illustrative as it would need to be adjusted to take account of the PRF. For further information on how the PRF for this fund is calculated please refer to the fund factsheet, which can be found at: http://www.skandia.co.uk/funds/fundinfo/index.htm ~ This fund is available for distribution by selected third parties in the Middle East region only. Investors should be aware that unit prices and the income from units may fall as well as rise and that past performance is not a guide to the future. Where a fund invests in securities designated in a different currency to the fund or where an underlying fund is denominated in a different currency, investments may rise and fall purely as a result of exchange rate fluctuations. Sector classifications are proprietary to Skandia International. The performance figures shown are inclusive of all external fund management fees and s Annual Management Charge; however, they exclude product charges. The currency that features at the beginning of the fund names indicates the currency that the funds are denominated in (the base currency). For example, the Balanced Portfolio is denominated in Sterling. s Multi-currency pricing system allows to take the price of a fund and, by applying an exchange rate to it, produce equivalent prices in other currencies. The fund codes shown under the heading additional re-priced currencies indicate the availability of multi-currency priced funds. Portfolio Bond products must invest directly into the base currency funds. This Morningstar sourced information is provided to you by Skandia International and is used at your own risk. Morningstar take care to ensure that the information provided is correct. Morningstar and Skandia International neither warrants, represents nor guarantees the contents of the information, nor do they accept any responsibility for error, inaccuracies, omissions or any inconsistencies herein. Investors should be aware of the risks when investing in Emerging Market Funds are they may be subject to considerable fluctuations in value. They are additional to the normal risks inherent in securities. Local dealing restrictions may make certain securities illiquid. Investment in these Funds should be regarded as long-term in nature and is only suitable for sophisticated investors who understand the risks involved. November 20 informer 2