Brighthouse Life Insurance Company of NY Variable Investment Option Performance Update The performance data quoted represents past performance and does not guarantee future results. Current performance may be lower or higher than the performance data quoted. Performance current to the most recent month-end may be viewed at www.brighthousefinancial.com. The investment return and principal value of an investment will fluctuate and an investor's shares, when redeemed, may be worth more or less than their original cost. For Sub-Accounts that invest in s that were in existence prior to the Sub-Account inception date, these returns have been adjusted to reflect the charges and expenses of the Class S Variable Annuity, as if the contract had existed during the stated period(s), including all -level expenses, the Mortality & Expense and Administration Charges of 1.15% and the annual Account Fee of $30. These results do not reflect the withdrawal charges which begin at 7% and decrease over 7 years (for returns reflecting these charges, see the Standardized report pages in this document that follows this Nonstandardized report). These figures represent past performance and are not an indication of future performance. Current performance may be lower or higher than the performance figures quoted. Class S - Standard Non-Standardized Performance: Without surrender charges applied One Month YTD 1 Year 3 Year* 5 Year* 10 Year or Since * Asset Class Variable Funding Options Style Risk Managed Global Multi-Asset AB Global Dynamic Allocation - Class B -2.82% -8.06% -8.06% 1.87% 2.20% 3.47% 04/29/2011 AQR Global Risk Balanced - Class B -3.50% -7.44% -7.44% 2.65% -0.12% 0.81% 04/29/2011 BlackRock Global Tactical Strategies - Class B -4.05% -8.27% -8.27% 1.97% 1.85% 2.79% 04/29/2011 Brighthouse Balanced Plus - Class B -4.16% -8.44% -8.44% 4.67% 3.33% 4.47% 04/29/2011 Invesco Balanced-Risk Allocation - Class B -1.56% -7.53% -7.53% 3.54% 1.87% 2.07% 04/30/2012 JPMorgan Global Active Allocation - Class B -2.27% -8.27% -8.27% 2.46% 2.55% 3.91% 04/30/2012 MetLife Multi-Index Targeted Risk - Class B -3.76% -8.27% -8.27% 2.62% 2.64% 4.45% 11/12/2012 PanAgora Global Diversified Risk - Class B -1.39% -8.67% -8.67% 3.74% - 1.70% 04/28/2014 Schroders Global Multi-Asset - Class B -3.87% -10.48% -10.48% 1.83% 1.96% 3.64% 04/30/2012 Asset Allocation American Funds Balanced Allocation - Class C -4.44% -5.43% -5.43% 5.19% 3.67% 7.99% 04/28/2008 American Funds Growth Allocation - Class C -6.24% -6.87% -6.87% 6.35% 4.41% 9.44% 04/28/2008 American Funds Moderate Allocation - Class C -3.23% -4.54% -4.54% 4.07% 3.01% 6.46% 04/28/2008 Brighthouse Asset Allocation 20 - Class B -1.06% -3.75% -3.75% 1.67% 1.29% 4.60% 05/02/2005 Brighthouse Asset Allocation 40 - Class B -2.90% -5.52% -5.52% 2.71% 1.90% 5.97% 05/02/2005 Brighthouse Asset Allocation 60 - Class B -4.84% -7.22% -7.22% 3.66% 2.45% 7.22% 05/02/2005 Brighthouse Asset Allocation 80 - Class B -6.77% -9.19% -9.19% 4.56% 2.93% 8.33% 05/02/2005 Brighthouse Asset Allocation 100 - Class B -8.46% -11.12% -11.12% 5.17% 3.19% 9.28% 11/03/2004 SSGA Growth and Income ETF - Class B -4.92% -7.61% -7.61% 3.42% 2.31% 6.68% 09/30/2005 SSGA Growth ETF - Class B -6.68% -9.81% -9.81% 4.05% 2.53% 7.67% 09/30/2005 (Large Cap) American Funds Growth - Class C Growth -7.70% -1.66% -1.66% 10.26% 8.57% 13.02% 02/08/1984 BlackRock Capital Appreciation - Class B Growth -8.31% 0.98% 0.98% 9.58% 8.16% 12.19% 10/31/1994 Brighthouse/Wellington Core Equity Opportunities - Class B Blend -8.37% -1.52% -1.52% 6.96% 6.14% 11.07% 10/01/2002 ClearBridge Aggressive Growth - Class B Growth -9.83% -8.14% -8.14% 2.95% 3.99% 12.89% 02/12/2001 Invesco Comstock - Class B Value -10.79% -13.18% -13.18% 5.50% 3.35% 9.83% 04/29/2005 Jennison Growth - Class B Growth -7.80% -1.06% -1.06% 9.76% 9.20% 13.67% 05/01/2002 MetLife Stock Index - Class B Blend -9.14% -5.94% -5.94% 7.45% 6.70% 11.26% 05/01/1990 MFS Value - Class B Value -10.37% -11.29% -11.29% 5.15% 4.58% 9.63% 07/20/1998 T. Rowe Price Large Cap Growth - Class B Growth -8.38% -2.31% -2.31% 8.95% 8.73% 14.54% 11/09/1998 T. Rowe Price Large Cap Value - Class B Value -9.76% -10.22% -10.22% 5.95% 4.88% 9.65% 12/11/1989 (Mid Cap) Brighthouse/Artisan Mid Cap Value - Class B Value -10.43% -14.43% -14.43% 4.89% 0.70% 9.88% 04/30/1993 Frontier Mid Cap Growth - Class B Growth -8.90% -7.00% -7.00% 6.08% 5.81% 11.67% 04/30/2004 MetLife Mid Cap Stock Index - Class G Blend -11.44% -12.60% -12.60% 5.83% 4.24% 11.75% 07/05/2000 T. Rowe Price Mid Cap Growth - Class B Growth -8.74% -3.34% -3.34% 7.76% 8.02% 14.68% 02/12/2001 Victory Sycamore Mid Cap Value - Class B Value -10.30% -11.20% -11.20% 3.13% 1.35% 8.71% 08/20/1997 Wells Capital Management Mid Cap Value - Class B Value -9.98% -14.31% -14.31% 1.63% 1.08% 9.16% 04/30/2004 (Small Cap) Brighthouse Small Cap Value - Class B Value -11.35% -16.23% -16.23% 6.26% 2.43% 8.66% 05/01/2002 Invesco Small Cap Growth - Class B Growth -11.78% -10.11% -10.11% 7.04% 4.91% 12.74% 10/09/2001 MetLife Russell 2000 Index - Class G Blend -11.96% -12.25% -12.25% 5.82% 2.96% 10.29% 11/09/1998 Neuberger Berman Genesis - Class B Value -11.23% -8.07% -8.07% 7.08% 3.72% 9.51% 07/05/2000 Global Allocation BlackRock Global Allocation V.I. Fund - Class III -4.25% -8.66% -8.66% 1.74% 0.75% 4.92% 11/18/2003 Page 1 of 5
Non-Standardized Performance: Without surrender charges applied One Month YTD 1 Year 3 Year* 5 Year* 10 Year or Since * Asset Class Variable Funding Options Style International Equity Baillie Gifford International Stock - Class B -6.15% -18.16% -18.16% 4.25% 0.91% 3.50% 05/01/1991 Brighthouse/Aberdeen Emerging Markets Equity - Class B -1.66% -15.19% -15.19% 5.84% -1.38% 5.38% 04/28/2006 Brighthouse/Dimensional International Small Company - Class B -6.88% -21.49% -21.49% 1.92% 0.41% 7.81% 10/30/2008 Harris Oakmark International - Class B -6.11% -24.86% -24.86% 1.17% -1.87% 8.40% 10/09/2001 Loomis Sayles Global Markets - Class B -5.30% -6.49% -6.49% 5.58% 3.79% 10.17% 04/28/2006 MetLife MSCI EAFE Index - Class G -5.30% -15.13% -15.13% 1.40% -1.20% 4.39% 11/09/1998 MFS Research International - Class B -5.58% -15.00% -15.00% 1.79% -1.19% 4.93% 02/12/2001 Fixed Income BlackRock Bond Income - Class B Interm. 1.40% -1.78% -1.78% 0.83% 1.42% 3.03% 08/26/1983 BlackRock High Yield - Class B High Yield -2.55% -4.01% -4.01% 4.82% 2.20% 8.82% 08/30/1996 BlackRock Ultra-Short Term Bond - Class B Ultrashort 0.06% 0.36% 0.36% -0.41% -0.71% -0.91% 02/12/2001 Brighthouse/Eaton Vance Floating Rate - Class B Bank Loan -2.55% -0.86% -0.86% 3.14% 1.37% 2.16% 04/30/2010 Brighthouse/Franklin Low Duration Total Return - Class B Short -0.10% -0.74% -0.74% 0.44% -0.12% 0.04% 04/29/2011 Fidelity Institutional Asset Management Government Income - Class B Interm.Gov. 2.19% -1.23% -1.23% 0.10% 1.14% 1.21% 04/29/2011 JPMorgan Core Bond - Class B Interm. 1.63% -1.15% -1.15% 0.66% 1.02% 2.13% 04/30/1997 MetLife Aggregate Bond Index - Class G Interm. 1.68% -1.66% -1.66% 0.32% 0.78% 1.63% 11/09/1998 PIMCO Inflation Protected Bond - Class B Infltn Protctd 0.11% -3.55% -3.55% 0.78% -0.07% 2.78% 05/01/2003 PIMCO Total Return - Class B Interm. 1.08% -1.40% -1.40% 1.08% 1.01% 3.42% 02/12/2001 Western Asset Management Strategic Bond Opportunities - Class B Multisector 0.06% -5.15% -5.15% 2.70% 1.77% 6.14% 10/31/1994 Western Asset Management U.S. Government - Class B Interm. Gov. 1.05% -0.48% -0.48% -0.05% 0.07% 1.11% 10/31/1994 Specialty Clarion Global Real Estate - Class B -5.09% -9.71% -9.71% -0.49% 1.46% 6.93% 04/30/2004 - Return Not Available Pro-rated based on an average contract size; not applicable for contracts with account values greater than $50,000. *Annualized for Investment Options/s in existence for more than one year. Certain optional benefit riders have investment allocation restrictions. Not all investment portfolios are available for all products and/or optional benefit riders. Please see the product prospectus for more information. Effective December 15, 2017, Schroder Investment Management North America Inc. replaced FIAM LLC as the subadviser to the Schroders Global Multi-Asset II which was previously known as Pyramis Managed Risk. Effective on or about December 15, 2017, Victory Capital Management Inc. replaced Invesco Advisers, Inc. as the subadviser to the Victory Sycamore Mid Cap Value previously known as the Invesco Mid Cap Value. Prior to the opening of business on April 30, 2018, the Schroders Global Multi-Asset II (formerly the Pyramis Managed Risk )of Brighthouse Funds Trust I merged with and into the Shroders Global Multi-Asset of Brighthouse Funds Trust I. Prior to the opening of business on April 30, 2018, the Allianz Global Investors Dynamic Multi-Asset Plus of Brighthouse Funds Trust I merged with and into the JPMorgan Global Active Allocation of Brighthouse Funds Trust I. Prior to April 30, 2018, the Fidelity Institutional Asset Management Government Income of Brighthouse Funds Trust I was known as the Pyramis Government Income of Brighthouse Funds Trust I. Current performance may be lower or higher than the performance quoted. This is past performance and is no guarantee of future results. Investment Performance Is Not Guaranteed. Additional prospectuses for the Class S Standard variable annuity issued by Brighthouse Life Insurance Company of NY and for the investment portfolios are available from your financial professional or at www.brighthousefinancial.com. The contract prospectus contains information about the contract s features, risks, charges and expenses. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. Please refer to the contract prospectus for more complete details regarding the living and death benefits. Variable annuities are long-term investments designed for retirement purposes. Variable annuities have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet its stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value. All product guarantees are subject to the claims-paying ability and financial strength of the issuing insurance company. Please contact your financial professional for complete details. Page 2 of 5
Withdrawals of taxable amounts are subject to ordinary income tax and if made before age 59½, may be subject to a 10% Federal income tax penalty. Distributions of taxable amounts from a non-qualified annuity may also be subject to the 3.8% Unearned Income Medicare Contribution Tax on Net Investment Income if your modified adjusted gross income exceeds the applicable threshold amount. Withdrawals will reduce the living and death benefits and account value. Withdrawals may be subject to withdrawal charges. "Brighthouse Financial" refers to Brighthouse Financial, Inc., a Delaware corporation, and, where appropriate in context, to one or more of its subsidiaries, or all of them taken as a whole. The Class S Standard variable annuity is issued by Brighthouse Life Insurance Company of NY (previously issued by First MetLife Investors Insurance Company) on Policy Form Series 6010 (11/00) and is distributed by Brighthouse Securities, LLC (member FINRA). Brighthouse Life Insurance Company of NY New York, NY 10166 CLVA4234-CSNY 2167840.1[07/03/2020] Page 3 of 5
The performance data quoted represents past performance and does not guarantee future results. Current performance may be lower or higher than the performance data quoted. Performance current to the most recent month-end may be viewed at www.brighthousefinancial.com. The investment return and principal value of an investment will fluctuate and an investor's shares, when redeemed, may be worth more or less than their original cost. Each Investment Option consists of a sub-account of the separate account supporting the contract (a "Sub-Account") that invests solely in shares of a fund portfolio (a ""). Standardized Performance for an Investment Option, as defined by the SEC, is the Average Annual Total Return for periods commencing no earlier than the Sub- Account inception date and terminating at the end of the most recent calendar quarter. Average Annual Total Returns shown that include periods prior to the Sub- Account inception date are Non-Standardized Performance. Charges for Standardized Performance include all -level expenses, the Mortality & Expense and Administration Charges of 1.15%, the optional Guaranteed Lifetime Withdrawal Benefit rider charge of 1.35% of the Benefit Base, the maximum applicable withdrawal charge of 7% and the annual Account Fee of $30. Past performance does not guarantee future results. Class S - Standard Average Annual Total Return Standardized Asset Class Variable Funding Options 1 Year 5 Year* Risk Managed Global Multi-Asset * 1 Year 5 Year* * AB Global Dynamic Allocation -15.81% 0.00% 1.95% -15.81% 0.00% 1.97% 04/29/2011 05/02/2011 AQR Global Risk Balanced -15.24% -2.45% -0.86% -15.24% -2.45% -0.88% 04/29/2011 05/02/2011 BlackRock Global Tactical Strategies -16.01% -0.37% 1.22% -16.01% -0.37% 1.23% 04/29/2011 05/02/2011 Brighthouse Balanced Plus -16.17% 1.16% 2.96% -16.17% 1.16% 2.98% 04/29/2011 05/02/2011 Invesco Balanced-Risk Allocation -15.32% -0.36% 0.24% -15.32% -0.36% 0.24% 04/30/2012 04/30/2012 JPMorgan Global Active Allocation -16.01% 0.36% 2.17% -16.01% 0.36% 2.17% 04/30/2012 04/30/2012 MetLife Multi-Index Targeted Risk -16.01% 0.45% 2.70% -16.01% 0.45% 2.70% 11/12/2012 11/12/2012 PanAgora Global Diversified Risk -16.38% - -0.60% -16.38% - -0.60% 04/28/2014 04/28/2014 Schroders Global Multi-Asset -18.07% -0.25% 1.90% -18.07% -0.25% 1.90% 04/30/2012 04/30/2012 Asset Allocation American Funds Balanced Allocation -13.37% 1.52% 6.50% -13.37% 1.52% 6.50% 04/28/2008 04/28/2008 American Funds Growth Allocation -14.71% 2.29% 7.94% -14.71% 2.29% 7.94% 04/28/2008 04/28/2008 American Funds Moderate Allocation -12.54% 0.84% 4.96% -12.54% 0.84% 4.96% 04/28/2008 04/28/2008 Brighthouse Asset Allocation 20-11.81% -0.98% 3.03% -11.81% -0.98% 3.03% 05/02/2005 09/29/2005 Brighthouse Asset Allocation 40-13.45% -0.34% 4.46% -13.45% -0.34% 4.46% 05/02/2005 09/29/2005 Brighthouse Asset Allocation 60-15.04% 0.24% 5.71% -15.04% 0.24% 5.71% 05/02/2005 09/29/2005 Brighthouse Asset Allocation 80-16.86% 0.75% 6.83% -16.86% 0.75% 6.83% 05/02/2005 09/29/2005 Brighthouse Asset Allocation 100-18.66% 1.03% 7.77% -18.66% 1.03% 7.77% 11/03/2004 11/19/2004 SSGA Growth and Income ETF -15.40% 0.10% 5.18% -15.40% 0.10% 5.18% 09/30/2005 11/07/2005 SSGA Growth ETF -17.45% 0.33% 6.16% -17.45% 0.33% 6.16% 09/30/2005 11/07/2005 (Large Cap) American Funds Growth -9.86% 6.59% 11.55% -9.86% 6.59% 11.55% 02/08/1984 04/28/2008 BlackRock Capital Appreciation -7.34% 6.14% 10.69% - - -13.27% 10/31/1994 04/27/2018 Brighthouse/Wellington Core Equity Opportunities -9.73% 4.08% 9.57% -9.73% 4.08% 9.57% 10/01/2002 09/29/2005 ClearBridge Aggressive Growth -15.89% 1.79% 11.38% -15.89% 1.79% 11.38% 02/12/2001 03/21/2001 Invesco Comstock -20.58% 1.19% 8.34% -20.58% 1.19% 8.34% 04/29/2005 05/01/2005 Jennison Growth -9.30% 7.21% 12.21% -9.30% 7.21% 12.21% 05/01/2002 05/01/2002 MetLife Stock Index -13.85% 4.66% 9.79% -13.85% 4.66% 9.79% 05/01/1990 10/30/2002 MFS Value -18.82% 2.48% 8.16% -18.82% 2.48% 8.16% 07/20/1998 04/28/2008 T. Rowe Price Large Cap Growth -10.47% 6.74% 13.08% -10.47% 6.74% 13.08% 11/09/1998 03/21/2001 T. Rowe Price Large Cap Value -17.82% 2.77% 8.16% -17.82% 2.77% 8.16% 12/11/1989 12/11/1989 (Mid Cap) Brighthouse/Artisan Mid Cap Value -21.74% -1.59% 8.36% -21.74% -1.59% 8.36% 04/30/1993 03/21/2001 Frontier Mid Cap Growth -14.83% 3.74% 10.16% -14.83% 3.74% 10.16% 04/30/2004 05/01/2004 MetLife Mid Cap Stock Index -20.03% 2.13% 10.27% -20.03% 2.13% 10.25% 07/05/2000 05/01/2009 T. Rowe Price Mid Cap Growth -11.42% 6.02% 13.21% -11.42% 6.02% 13.21% 02/12/2001 03/21/2001 Victory Sycamore Mid Cap Value -18.73% -0.92% 7.19% -18.73% -0.92% 7.19% 08/20/1997 03/04/1998 Wells Capital Management Mid Cap Value -21.62% -1.20% 7.62% -21.62% -1.20% 7.62% 04/30/2004 05/01/2004 (Small Cap) Brighthouse Small Cap Value -23.41% 0.24% 7.13% -23.41% 0.24% 7.13% 05/01/2002 05/01/2002 Invesco Small Cap Growth -17.72% 2.80% 11.26% -17.72% 2.80% 11.26% 10/09/2001 10/09/2001 MetLife Russell 2000 Index -19.71% 0.80% 8.79% -19.71% 0.80% 9.49% 11/09/1998 05/01/2009 Neuberger Berman Genesis -15.83% 1.56% 8.02% -15.83% 1.56% 8.02% 07/05/2000 05/01/2004 Global Allocation BlackRock Global Allocation V.I. Fund -16.37% -1.54% 3.36% -16.37% - -2.88% 11/18/2003 07/17/2015 International Equity Baillie Gifford International Stock -25.21% -1.41% 1.75% -25.21% -1.41% 1.75% 05/01/1991 09/29/2005 Brighthouse/Aberdeen Emerging Markets Equity -22.44% -3.82% 3.29% -22.44% -3.82% 3.29% 04/28/2006 05/01/2006 Brighthouse/Dimensional International Small Company -28.31% -1.89% 6.22% -28.31% -1.89% 6.22% 10/30/2008 11/10/2008 Harris Oakmark International -31.44% -4.21% 6.78% -31.44% -4.21% 6.78% 10/09/2001 10/09/2001 Loomis Sayles Global Markets -14.36% 1.63% 8.67% -14.36% 1.63% 8.67% 04/28/2006 05/01/2006 MetLife MSCI EAFE Index -22.39% -3.58% 2.76% -22.39% -3.58% 3.37% 11/09/1998 05/01/2009 MFS Research International -22.27% -3.59% 3.28% -22.27% -3.59% 3.28% 02/12/2001 03/21/2001 Fixed Income BlackRock Bond Income -9.97% -0.84% 1.44% -9.97% -0.84% 1.44% 08/26/1983 11/19/2004 BlackRock High Yield -12.05% -0.03% 7.30% -12.05% -0.03% 7.30% 08/30/1996 04/28/2008 BlackRock Ultra-Short Term Bond -7.96% -3.07% -2.98% -7.96% -3.07% -2.98% 02/12/2001 03/21/2001 Brighthouse/Eaton Vance Floating Rate -9.12% -0.93% 0.50% -9.12% -0.93% 0.50% 04/30/2010 05/03/2010 Page 4 of 5
Average Annual Total Return Standardized Asset Class Variable Funding Options 1 Year 5 Year* * 1 Year 5 Year* * Brighthouse/Franklin Low Duration Total Return -9.00% -2.45% -1.73% -9.00% -2.45% -1.71% 04/29/2011 05/02/2011 Fidelity Institutional Asset Management Government Income -9.47% -1.14% -0.48% -9.47% -1.14% -0.48% 04/29/2011 05/02/2011 JPMorgan Core Bond -9.39% -1.26% 0.43% -9.39% -1.26% 0.43% 04/30/1997 04/28/2008 MetLife Aggregate Bond Index -9.86% -1.51% -0.07% -9.86% -1.51% 0.00% 11/09/1998 05/01/2009 PIMCO Inflation Protected Bond -11.62% -2.38% 1.08% -11.62% -2.38% 1.08% 05/01/2003 05/01/2003 PIMCO Total Return -9.62% -1.29% 1.78% -9.62% -1.29% 1.78% 02/12/2001 03/21/2001 Western Asset Management Strategic Bond Opportunities -13.10% -0.47% 4.58% -13.10% -0.47% 4.58% 10/31/1994 05/01/2004 Western Asset Management U.S. Government -8.76% -2.25% -0.64% -8.76% -2.25% -0.64% 10/31/1994 05/01/2005 Specialty Clarion Global Real Estate -17.35% -0.82% 5.39% -17.35% -0.82% 5.39% 04/30/2004 05/01/2004 - Return Not Available Pro-rated based on an average contract size; not applicable for contracts with account values greater than $50,000. *Annualized for Investment Options/s in existence for more than one year. Current performance may be lower or higher than the performance quoted. This is past performance and is no guarantee of future results. Investment Performance Is Not Guaranteed. Additional prospectuses for the Class S Standard variable annuity issued by Brighthouse Life Insurance Company of NY and for the investment portfolios are available from your financial professional or at www.brighthousefinancial.com. The contract prospectus contains information about the contract s features, risks, charges and expenses. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. Please refer to the contract prospectus for more complete details regarding the living and death benefits. Variable annuities are long-term investments designed for retirement purposes. Variable annuities have limitations, exclusions, charges, termination provisions and terms for keeping it in force. There is no guarantee that any of the variable investment options in this product will meet its stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value. All product guarantees are based on the claims-paying ability and financial strength of the issuing insurance company. Please contact your financial professional for complete details. Withdrawals of taxable amounts are subject to ordinary income tax and if made before age 59½, may be subject to a 10% Federal income tax penalty. Distributions of taxable amounts from a non-qualified annuity may also be subject to the 3.8% Unearned Income Medicare Contribution Tax on Net Investment Income if your modified adjusted gross income exceeds the applicable threshold amount. Withdrawals will reduce the living and death benefits and account value. Withdrawals may be subject to withdrawal charges. "Brighthouse Financial" refers to Brighthouse Financial, Inc., a Delaware corporation, and, where appropriate in context, to one or more of its subsidiaries, or all of them taken as a whole. The Class S Standard variable annuity is issued by Brighthouse Life Insurance Company of NY (previously issued by First MetLife Investors Insurance Company) on Policy Form Series 6010 (11/00) and is distributed by Brighthouse Securities, LLC (member FINRA). Brighthouse Life Insurance Company of NY New York, NY 10166 CLVA4234-CSNY 2167840.1[07/03/2020] Page 5 of 5