WEDNESDAY 6 NOVEMBER Delivering value to DC members.

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LCP DEFINED CONTRIBUTION Conference WEDNESDAY 6 NOVEMBER 2013 LCP, 95 Wigmore Street, London W1U 1DQ, UK Delivering value to DC members.

LCP Defined Contribution Conference 2013 Find out more at www.lcp.uk.com/events Wednesday 6 November 2013 LCP, 95 Wigmore Street, London W1U 1DQ, UK 08:30-13:00 followed by buffet lunch How to register Web www.lcp.uk.com/events Email lcpevents@lcp.uk.com Tel +44 (0)20 7432 6710 Fax +44 (0)20 7439 0183 Post Nelly Geudin, LCP, 95 Wigmore Street, London W1U 1DQ, UK Delegate, LCP Global Pensions Conference 2013 Interesting and stimulating event. Well staged and presented. Delegate, LCP Annual Pensions Conference 2012 Outstanding as always! LCP consistently manage to deliver not just a slick event and presentations, but also the bit that others fail to do - some really meaty insight and content.

LCP Defined Contribution Conference 2013 Find out more at www.lcp.uk.com/events Delivering value in DC pensions. Overview DC pension schemes are now the predominant pension savings vehicle for UK employees. Following the launch of auto-enrolment last year, UK employers are contributing more to DC pensions than ever before, and this is set to increase year on year for the foreseeable future. Employers and trustees are keen to ensure that their reward packages are competitive, and that both they and their members are getting value for money. Against the background of a continuously evolving landscape, LCP s defined contribution conference will ensure that you are up to date with the latest developments and case studies to help you and your members get the most from your DC scheme. We are delighted to welcome guest speakers Steve Webb, Minister of State for Pensions, and Andrew Warwick-Thompson, Executive Director for DC at The Pensions Regulator who will join LCP s speakers.

LCP Defined Contribution Conference 2013 Find out more at www.lcp.uk.com/events Registration and coffee 08:30-09:00 Session 1 09:00-11:00 Chairman s welcome Opening address DC investment: loading the dice in your members favour The way we think about investment strategies in DC is changing, with a greater focus on risk control for the membership. How can you ensure you are offering innovative default strategies while controlling costs and communicating to members effectively? Lifting the lid on expense charging Investment charges on many DC schemes are complex and hard to understand, but can have a huge impact on member outcomes. We will share our experiences and research to help you understand and negotiate charges. Mark Jackson Steve Webb MP Paul Black Heather Brown Coffee break 11:00-11:20 Session 2 11:20-13:00 The regulator s view Grand Designs: Get more value with good scheme design and governance DC pensions are a central part of many organisations benefits strategies. What are the options and how can you make sure you re following best practice? Should I read my pension statement or play Angry Birds? Employees want a comfortable pension in the future that they can afford today. Helping employees to understand their choices is important. We will share ideas and case studies around employee engagement. Shy and retiring Retirement choices are increasingly complex, with employees unsure of the options. How can you guide your employees through the process, ensuring you benefit from the latest trends, tools and provider behaviours? Chairman s conclusion and questions Andrew Warwick- Thompson Andy Cheseldine Mark Smith Philip Audaer & Rachel Crowther Mark Jackson Lunch 13:00

LCP Defined Contribution Conference 2013 Find out more at www.lcp.uk.com/events Speaker panel GUEST SPEAKERS Steve Webb MP Minister of State for Pensions In 1997, Steve Webb became the Liberal Democrat MP for Northavon. Boundary changes in May 2010 created a new constituency of Thornbury and Yate. At the last election, Steve became the first MP for this new area, which includes most of his former Northavon constituency. Steve was appointed Minister of State for Pensions in May 2010, in the new Coalition Government. Prior to that, Steve was the Liberal Democrat spokesperson on Work and Pensions (1999 to 2005), Health (2005), Environment, Energy, Food and Rural Affairs (2007), Energy and Climate Change (2008), before returning to Work and Pensions in 2009. Steve also chaired the Liberal Democrat Manifesto Group in 2006. Andrew Warwick-Thompson Executive director for defined contribution (DC), governance and administration, The Pensions Regulator Andrew Warwick-Thompson has nearly 30 years DC pensions and investment consulting experience, spanning insurance, pensions funding vehicles and asset management, both in the UK and internationally. He has advised leading banks, insurance companies and asset managers on DC product design and market entry strategies in the UK and overseas, the Financial Services Authority on their league tables, as well as public and private sector employers on the design and governance of their domestic and multi-national DC retirement programs. In February 2000 the Council of the Institute of Actuaries elected Andrew as an affiliate member of the Institute. Since May 2011 Andrew has given some of his time to Mencap, the voice of learning disability, as chairman of the Mencap Pension Plan Trustees.

LCP SPEAKER PANEL Chairman Mark Jackson, Partner Mark leads LCP s DC strategy. He has over 20 years experience managing client teams in the delivery of high quality pensions advice to a range of schemes sponsored by well-known companies. Paul Black, Partner Paul is Head of DC Investment. Paul has helped several DC clients enhance their default investment strategies to better control the risks faced by members. Paul developed and launched LCP Impact, our real-time DC modeller. Heather Brown, Partner Heather is a partner within LCP s investment department, and has helped a number of DC clients implement changes to their default investment strategies. Heather leads LCP s DC investment research. She is author of LCP s Investment Management Fees Surveys. Andrew Cheseldine, Partner With over 30 years of experience, Andy guides clients through the design, creation, communication, delivery and ongoing monitoring of DC pension arrangements. Andy is a regular speaker at industry events and commentator in national and trade media. Mark Smith, Partner Mark leads LCP s governance and communication services, and has extensive experience advising clients on design, management and communication of pension and employee benefits plans. Mark has managed major human resource and pension change projects. Philip Audaer, Senior Consultant Philip is a senior consultant with over 30 years experience advising both corporate clients and trustees, with particular experience in the bundled DC market. He has extensive experience of both the provider selection process and annuity market. Rachel Crowther, Consultant Rachel has over 10 years experience in DC consulting, particularly reviewing and selecting pension providers and implementing salary sacrifice for both DB and DC pension schemes. Rachel is also responsible for LCP s DC provider research programme.

Venue location LCP, 95 Wigmore Street, London W1U 1DQ, UK Tel: +44 (0)20 7432 6710 Directions The nearest underground station is Bond Street (Central and Jubilee lines). The nearest public car parks are located at Duke Street (Selfridges) and at Portman Square. LCP is a firm of financial, actuarial and business consultants, specialising in the areas of pensions, investment, insurance and business analytics. Lane Clark & Peacock LLP Lane Clark & Peacock LLP Lane Clark & Peacock Lane Clark & Peacock Lane Clark & Peacock London, UK Winchester, UK Belgium CVBA Ireland Limited Netherlands B.V. Tel: +44 (0)20 7439 2266 Tel: +44 (0)1962 870060 Brussels, Belgium Dublin, Ireland Utrecht, Netherlands enquiries@lcp.uk.com enquiries@lcp.uk.com Tel: +32 (0)2 761 45 61 Tel: +353 (0)1 614 43 93 Tel: +31 (0)30 256 76 30 info@lcpbe.com enquiries@lcpireland.com info@lcpnl.com LCP Libera AG LCP Libera AG LCP Asalis AG Lane Clark & Peacock UAE Zürich, Switzerland Basel, Switzerland Zürich, Switzerland Abu Dhabi, UAE Tel: +41 (0)43 817 73 00 Tel: +41 (0)61 205 74 00 Tel: +41 (0)43 344 42 10 Tel: +971 (0)2 658 7671 info@libera.ch info@libera.ch info@asalis.ch info@lcpgcc.com All rights to this document are reserved to Lane Clark & Peacock LLP ( LCP ). This document may be reproduced in whole or in part, provided prominent acknowledgement of the source is given. LCP is part of the Alexander Forbes Group, a leading independent provider of financial and risk services. Lane Clark & Peacock LLP is a limited liability partnership registered in England and Wales with registered number OC301436. LCP is a registered trademark in the UK (Regd. TM No 2315442) and in the EU (Regd. TM No 002935583). All partners are members of Lane Clark & Peacock LLP. A list of members names is available for inspection at 95 Wigmore Street W1U 1DQ, the firm s principal place of business and registered office. The firm is regulated by the Institute and Faculty of Actuaries in respect of a range of investment business activities. The firm is not authorised under the Financial Services and Markets Act 2000 but we are able in certain circumstances to offer a limited range of investment services to clients because we are licensed by the Institute and Faculty of Actuaries. We can provide these investment services if they are an incidental part of the professional services we have been engaged to provide. Lane Clark & Peacock UAE operates under legal name Lane Clark & Peacock Belgium Abu Dhabi, Foreign Branch of Belgium. Lane Clark & Peacock LLP 2013. UK c0311/0311

Registration form Please complete this registration form and return to us by 23 October 2013. LCP DEFINED CONTRIBUTION CONFERENCE 2013 Wednesday 6 November 2013 LCP, 95 Wigmore Street, London W1U 1DQ, UK I wish to register for I can confirm that complimentary place(s) at the above event people would like to attend the buffet lunch Please enter your details below: 1 First name: Title: Last name: Job title: 2 First name: Title: Last name: Job title: Company name: Scheme name: Address: Postcode: Tel No: Home/personal Work Email: Please provide your email address clearly in BLOCK CAPITALS. Confirmation/further information will be sent by email unless instructed otherwise. Home/personal Work Special access, dietary or other requirements: While we endeavour to accommodate everyone, please be aware places are limited. I am unable to attend, please send me a conference pack (by email) Please post this form to Nelly Geudin, LCP, 95 Wigmore Street, London W1U 1DQ, UK or fax to +44 (0)20 7439 0183 Alternatively you can register online at www.lcp.uk.com/events, email us at lcpevents@lcp.uk.com or call us on +44 (0)20 7432 6710