Credit365.com BUSINESS CREDIT

e Credit365.com BUSINESS CREDIT Now you can get prequalified for the working capital or business credit you need to startup and grow regardless of personal credit.** Register for our FREE webcast about how 1,000 s of companies use our software to raise capital. * ecredit365 is a subscription based online Software-as-a-Service (SaaS). Register online at www.ecredit365.com What is a Business Credit Profile? A business credit profile is a 0% A.P.R. stand alone asset. For example, a company that sells its products or services to customers ;; on 30-day credit terms at a 30% profit would earn $15,000 on each cycle. Business credit profiles can be built without personal credit or personal guarantees required with features like; No Perfect Personal Credit Needed No Business Plans Required No Minimum Operating History (Start up s OK) No Tax Returns Requested No Collateral Needed and No Upfront Fees Required to Apply Credit to Cash Conversion Option Cash conversion of business credit can be optimized when coupled with a Factoring Line up to $250,000. This allows businesses to use B2B or B2G customer invoices to draw cash advances in 24-48 hours rather than wait on customer payments. You can add the cash conversion option even for startups with: A One-page Application Form A Few Supporting Documents and, Purchase Orders or Invoices from Creditworthy Government or Corporate Customers Get the business financing that s right for you. Call today. (800) 381.0073 Why Should You Build Business Credit with e Credit365? Business credit is available even if you were previously declined by other lenders! ** ALL CREDIT SCORES ARE CONSIDERED. If your business needs funding to finance a contract, purchase inventory, materials, supplies, or equipment, then you need strong business credit. Our business finance suite and advising team can help you build a business credit profile that is separate from your personal credit. Click or call to speak with us today.. e Credit365 Business Credit Builder Get up to $50,000 or more in business credit regardless of personal credit with the ecredit365 business credit system. Build your business credit profile with features like: Step-by-Step Online Compliance Process National Vendor, Store, and Cash Credit Sources Access to Professional Credit Advisors and more. All Major Credit Cards Accepted! Corporate Mailing Address: 2450 Louisiana Suite 400-424 Houston, Texas 77006 Nationwide Toll-free Phone: (800) 381-0073 Fax: (800) 381-9586 Email: support@ecredit365.com Online: www.ecredit365.com AID#: EXT

e CREDIT365 FINANCE SUITE FAQ S 1) Q: How much does it cost to subscribe to ecredit365 Finance Suite? A: The subscription price is $5,995.00 which includes the software license and advisor support for up to (5) years or up to $50,000 in approved working capital or business credit has occurred whichever comes first. 2) Q: Are there subscription payment plans available that do not require credit approval? A: Yes. If the prequalification for funding fails to pass minimum credit requirements, you may choose to a subscription payment plan via credit card to finance your credit suite subscription. A separate finance agreement is required. 3) Q: Will the business owner s personal credit be reviewed? A: Yes. All owners personal credit scores may be reviewed by participating credit providers or lenders. 4) Q: If a company has supply, service, or construction contracts can they be financed through sources from the finance suite? A: Yes. Working capital credit lines can be approved to finance contracts from creditworthy corporate or government clients. 5) Q: What is a Credit Facility? A: A credit facility is a non-cash financial instrument that can be used to guarantee payment to a supplier under specified terms and conditions to establish or extend 30-day business credit terms against eligible accounts receivable. Examples of credit facilities are Supplier Payment Guarantees, Payment Assurance Letters, or Standby Letters of Credit. 6) Q: What is the difference between P.O. Financing and Invoice Factoring, aren t they the same? A: No, but they are closely related. P.O. Financing is a non-cash or commercial credit transaction where a Standby Letter of Credit (SBLC) is issued to your supplier on your behalf as an assurance against default on 100% of the delivered cost of the Purchase Order before delivery of finished goods. Factoring is a cash transaction from the sale of current accounts receivable after delivery of goods or services. 7) Q: Are there any other commercial finance solutions available? A: Yes. Equipment leasing, unsecured loans, merchant cash advances, crowdfunding, and secured bank lines are available through the e Credit365 Finance Suite by visiting our website at www.ecredit365.com. 8) Q: Are there any unsecured financing options available through the finance suite? A: Yes. With personal credit scores of 720 and above, unsecured business funding up to $150,000 may be obtained from multiple cash lines of credit through the finance suite. Business owners with lower credit scores may still qualify by applying for credit with a personal funding circle of credit partners or credit guarantors. Contact your local area business consultant or credit advisor to learn more. 9) Q: Can cash be advanced on my customer s invoices for working capital? A: Yes. For subscribers with approved working capital credit lines or factoring credit lines, you may draw cash advances up to 80% of the verifiable invoiced amount following credit approval of your customer. Cash advances can be transferred via ACH wire directly to your business account generally within (24-48) hours after approval. This allows your firm to quickly build and maintain excellent business credit as your business grows. 10) Q: What is a Lock Box Account and is it required by e Credit365 Finance Suite? A: No. However; it is REQUIRED for certain funding vehicles. A lock box is simply a managed account where customer invoice payments are received, accounted for, and disbursed as authorized by the participating lender. Funds may be disbursed from this account to pay any suppliers, guarantee fees, or cash advances received by your company. All remaining profits are sent to your business account. 11) Q: Will the government agency or corporate client be notified that the contract is being financed? A: Yes. Because you are extending credit to your government and/or corporate clients, they will need to be notified by you via letter on your company letterhead that you have arranged to extend credit terms for them. The notification letter will give instructions to your customers on how and where to send your invoice payments. 12) Q: What criteria is used to prequalify prospective e Credit365 Finance Suite subscribers for funding? A: Qualification is determined by several considerations some of which include but are not limited to; personal credit, collateral, cashflow, prior criminal history (where applicable), creditworthiness of government or commercial customers, delinquent taxes, student loans, bankruptcies, social obligations, and contract profitability. 13) Q: I have no prior business credit building experience; will someone be available to help me along the way? A: Yes. As part of your subscription to the finance suite, access to an experienced Credit Advisor is included and will be assigned to you. 14) Q: Other than the subscription costs are there any other fees or costs that I should be aware of? A: Yes. Your subscription to the finance suite does not include associated fees and other costs. These costs are standard lender fees and might include processing fees, points, APRs, interest rates, discounts, and other standard fees commonly associated with borrowing money. These fees are not charged by the ecredit365 Finance Suite. See consulting agreement for complete details. 15) Q: If I do not become a subscriber; can I use this program to get paid by referring others? A: Yes. You may apply with Dominion Capital Management to become an affiliate. Contact your local business consultant to learn more.

AID#: Prequalification cannot be processed without a valid AID#. If no AID number, please request one by contacting support at (800) 381-0073 or send email to support@net30advisors.com. e Credit365.com Prequalification Form (Questions 1 14 Must Be Completed by All Owners of the Business) User Instructions: Please send this signed and completed form to: support@net30advisors.com or send via fax toll-free to (800) 381-9586. For support, call (800) 381-0073, x201 Business Owner Name: FIRST NAME EMAIL ADDRESS LAST NAME CELL PHONE PRIMARY OWNER PERSONAL CREDIT SCORE RANGE Please check the appropriate range below. [ ] BELOW 650 [ ] 650 695 [ ] ABOVE 695 BUSINESS MONTHLY GROSS REVENUE [ ] LESS THAN $5,000/month [ ] $5,000 -- $10,000/month [ ] ABOVE $10,000/month BUSINESS OWNED COLLATERAL [ ] ACCOUNTS RECEIVABLE [ ] BUSINESS OWNER S 401K [ ] COMMERCIAL REAL ESTATE (Revenue Generating) [ ] BUSINESS EQUIPMENT (Valued over $10,000) [ ] PURCHASE ORDERS (Large Corporate or Government) [ ] NO COLLATERAL WOULD YOU LIKE A FINANCE ADVISOR TO CONTACT YOU TO DISCUSS YOUR FINANCE OPTIONS? [ ] YES [ ] NO HOW MUCH WOULD YOU LIKE TO BORROW? Enter a dollar amount between $5,000 and $500,000+ on the line here. $ HOW WILL THE FINANCING BE USED? Please select one. [ ] BUY EQUIPMENT [ ] HIRE EMPLOYEES [ ] FACILITY EXPANSION / REMODEL [ ] PURCHASE INVENTORY [ ] REFINANCE DEBT [ ] MARKETING/ADVERTISING [ ] OTHER BRIEF SYNOPSIS Please describe what products or services you sell and tell us what type of financing you re looking for or not looking for. Tell us about your funding expectations and give an estimated timeline about when your funds are needed. BUSINESS INFORMATION Business Entity Name: Business Phone: Business Address: City: State: Zip Code: Month and Year Business Started: Federal Tax ID No. (EIN):

INDUSTRY Give NAICS Code (If known): Describe Products or Services Sold: BUSINESS STRUCTURE [ ] Corporation [ ] LLC/LP [ ] Partnership [ ] Sole-Proprietor [ ] Non-Profit [ ] Not Established Yet BLUEPRINT QUALIFIER QUESTIONS Annual Gross Sales Revenue: $ Can the business provide at least (6) months of business bank statements? [ ] YES [ ] NO Does the business have outstanding invoices with large corporations or government agencies? What is the value of the business largest outstanding Purchase Order? $ (Give amount) $ (Give amount) Is there more than (1) owner in this business? [ ] YES [ ] NO (If yes, give credit score of second owner below) SECOND BUSINESS OWNER PERSONAL CREDIT SCORE RANGE [ ] BELOW 650 [ ] 650 695 [ ] ABOVE 695 PRIMARY OWNER CREDIT PROFILE MONITORING LOG IN INFORMATION Visit www.creditchecktotal.com to sign up for a 7-day free trial to get all (3) credit scores for $1. Give your personal credit scores below. EXPERIAN PERSONAL CREDIT SCORE EQUIFAX PERSONAL CREDIT SCORE TRANSUNION PERSONAL CREDIT SCORE CREDIT MONITORING WEBSITE ADDRESS GIVE YOUR USERNAME: GIVE YOUR PASSWORD: GIVE THE LAST (4) DIGITS OF SSN#: SECOND OWNER CREDIT PROFILE MONITORING LOG IN INFORMATION Visit www.creditchecktotal.com to sign up for a 7-day free trial to get all (3) credit scores for $1. Give your personal credit scores below. EXPERIAN PERSONAL CREDIT SCORE EQUIFAX PERSONAL CREDIT SCORE TRANSUNION PERSONAL CREDIT SCORE CREDIT MONITORING WEBSITE ADDRESS GIVE YOUR USERNAME: GIVE YOUR PASSWORD: GIVE THE LAST (4) DIGITS OF SSN#: DOCUMENT SUBMISSION INSTRUCTIONS To submit your credit reports and bank statements, please scan, attach the documents, and send email to support@net30advisors.com. In the subject line of the email, please enter your full name and the words Supporting Documents or fax all documents to (800) 381-9586.

CONTRACTOR ELIGIBILITY QUESTIONNAIRE e Credit365.com Prequalification Form Contractor Addendum (Questions 1 14 Must Be Completed by All Owners of the Business) Last Name First Name Percent Owned (required) Social Security Number Driver s License Number State of Issue Date of Birth Home Address City State Zip Code Home Phone Personal Email Address Cell Phone Business Name Date Business Started (month / year) EIN No. DUNS No. (If no DUNS, enter N/A) PERSONAL INFORMATION QUESTIONNAIRE 1. Have you ever been charged with or arrested for any criminal offense?................................................ [ ] YES [ ] NO 2. Have you ever been convicted or placed on pre-trial incarceration?................................................... [ ] YES [ ] NO 3. Are you currently under any indictment, on parole, or probation?..................................................... [ ] YES [ ] NO 4. Are you delinquent on ANY business or personal taxes or have any unpaid judgments or tax liens?.......................... [ ] YES [ ] NO 5. Have you ever filed a lawsuit as a plaintiff or been a defendant in any legal proceeding?................................... [ ] YES [ ] NO 6. Are you or the company in any pending lawsuit or litigation?......................................................... [ ] YES [ ] NO 7. Do you have any defaulted child support, student loans, or SBA loans?................................................ [ ] YES [ ] NO 8. Have you or the business ever been in any form of bankruptcy?...................................................... [ ] YES [ ] NO 9. Have you ever been debarred, suspended, or not eligible as a contractor by any agency or diversity program?................. [ ] YES [ ] NO 10. Have you or the company ever filed bankruptcy?.................................................................. [ ] YES [ ] NO 11. Do you currently reside outside or been denied citizenship in the U.S.?................................................ [ ] YES [ ] NO 12. Is your personal credit score (FICO Score) under 700?............................................................. [ ] YES [ ] NO 13. Are you or your business currently certified as small, minority, veteran, or woman owned?................................. 14. Do you currently have any secured business loans or credit lines with banks or factoring companies?........................ [ ] YES [ ] YES [ ] NO [ ] NO BUSINESS INFORMATION QUESTIONNAIRE 15. Is your company currently structured as a Corporation, LLC, Limited Partnership, or registered Partnership?.................. [ ] YES [ ] NO 16. Have you been able to establish 30 day credit terms with any of your current suppliers?................................... [ ] YES [ ] NO 17. Do you currently buy from any wholesalers, distributors, or manufacturers who drop-ship products directly to your customers?... [ ] YES [ ] NO 18. Will any of the credit be used in any construction business as a prime or sub-contractor?.................................. [ ] YES [ ] NO 19. Do you currently use any accounting system in your business? (ex: QuickBooks, Peachtree, etc ).......................... [ ] YES [ ] NO 20. Can you provide 6 months of current bank statements, financial statements, Purchase Orders, or invoices?................... [ ] YES [ ] NO 21. Does your company sell any products that must be customized, repackaged, or installed prior to invoicing your customers?...... [ ] YES [ ] NO 22. Does your company sell any products that requires the training of any end-user customer or their employees?................. [ ] YES [ ] NO 23. Does your company accept any Purchase Orders with Indefinite Delivery times or Indefinite Quantities? (IDIQ)................. [ ] YES [ ] NO 24. Does your company buy from any suppliers that it also sells to?...................................................... [ ] YES [ ] NO 25. Does your company accept credit cards for payment from customers?................................................. [ ] YES [ ] NO 26. Does your company currently bonded or have a relationship with a bonding agent?...................................... [ ] YES [ ] NO Please give details or explain any YES answers to questions 1 14 above. (Attach separate sheet if necessary.) I the undersigned attest that I have answered all questions truthfully and honestly to the best of my knowledge and belief. Applicant Signature Applicant Title Date Signed

e Credit365.com Business Credit Consulting Agreement THIS AGREEMENT is entered, by and between Business Credit Advisor or Business Credit Coach ( Advisor ), Business Credit Consulting Client ( Client ), and DOMINION CAPITAL MANAGEMENT CORPORATION Business Credit Consultant ( Consultant ) upon the following terms and conditions: WHEREAS, Client desires to obtain Advisor s consulting services in conjunction with a business the Client has an interest in. WHEREAS, Advisor and Client have agreed to enter this Business Credit Consulting Agreement. NOW THEREFORE, in consideration of the terms and conditions set forth below and other good and valuable consideration, the receipt of which and sufficiency of which is hereby acknowledged, the parties agree as follows: 1.0 PAYMENT 1.1 Client agrees to pay Consultant a total software license and support fee of $. [ ] CASH PRICE IF APPROVED FOR FUNDING [ ] PAYMENT PLAN IF DECLINED 1.2 Client understands that their initial payment will provide them initial access to the funding suite and business credit and funding advisors. 1.3 Client agrees to pay payments promptly, and as agreed, based on the payment schedule initially discussed with their Consultant. Any other conversations relating to payment or payment arrangements should be discussed between the Client and Consultant. 1.4 Client agrees to contact the Consultant immediately with any concerns, or at any time the Client believes they might not be able to make a payment. 1.5 Client understands that once logged into their funding suite, no refunds of any kind will be issued. 1.6 In the case client does default on any payments, all access to the funding suite will be terminated. The client will not have access to the funding suite, business credit coaches, funding advisors, and will lose access to the business credit and funding they qualified for. 1.7 In the case of default by the client, the client will not be permitted to re-purchase the system in the future. 2.0 SECURING OF CASH FUNDING THROUGH THE FINANCE SUITE 2.1 Client understands that they are purchasing software for the purpose of helping insure they meet lending credibility standards, helping them build business credit, and gain access to cash funding options. Client understands they might not be able to initially qualify for some, or any of the cash funding programs available through the finance suite. 2.2 Funding approval is based on factors such as collateral, revenue, financials, personal credit, and business credit quality. 2.3 Client understands that although their Consultant will ask questions about credit, company income, revenue, and other questions relating to pre-qualification, the Client cannot be fully approved until they go through a formal underwriting process. 2.4 Clients with lower consumer credit scores, no business credit scores, and no business collateral will not typically qualify initially for funding. Clients with legitimate business collateral and/or good personal or business credit have a better chance of securing initial funding, but still cannot be guaranteed they will be approved for initial funding. 3.0 ADVISEMENT SERVICES PROVIDED BY THE BUSINESS FINANCE SUITE 3.1 There are many services provide by the Business Finance Suite business advisors which include: 3.1.1 Performing a corporate compliance and documentation review of Client and Client s Business. The scope and purpose of the corporate compliance and documentation review is to help prepare the Client to apply for business credit and attempt to maximize the possibility of success in obtaining business credit and for no other legal or business purpose; 3.1.2 Establishing a Dunn & Bradstreet file and establish a Dunn & Bradstreet rating; 3.1.3 Building a Dunn & Bradstreet PAYDEX score; 3.1.4 Establishing a business credit file with Experian s corporate department; 3.1.5 Obtaining an Experian Intelliscore number; 3.1.6 Creating a business credit file with Equifax s business department; 3.1.7 Providing Client with a non-comprehensive list of trade accounts that may or may not report to business credit bureaus, including Dunn & Bradstreet, Experian s corporate department and Equifax s business department; 3.1.8 Creating a Business Credit Asset that can be used for business financing opportunities; or (ix) Obtaining access to a dedicated funding advisor that is provided by Advisor and/or its affiliates and/or assigns for a five (5) year period beginning as of the date of this Agreement between Advisor and Client. 4.0 ADVISOR RESPONSIBILITIES 4.1 Advisor Responsibilities. Advisor agrees that it will handle Client s business hereunder in a strictly professional and ethical manner, utilizing its best efforts and skill on behalf of Client; Advisor has made no guarantee that client will obtain a particular business credit score or guarantee regarding a specific cash dollar amount of credit a client will obtain. All expressions made by Advisor relative to the matters discussed in this Paragraph previous or following the execution of this Agreement by the Client and Advisor are the Advisor s sincere opinion only. However, if the Client has not been extended at least $50,000 in TOTAL credit (any combination of vendor credit, trade credit, equipment lease, vehicle lease, loans, lines of credit, credit cards, real estate pre-approvals, etc), Client may elect at any time to receive an additional twelve (12) months of advising from the Advisor. 5.0 ADDITIONAL COSTS 5.1 Fees. The Client agrees and understands that all funding obtained for lending sources will have a cost involved. These costs are standard lender fees and might include processing fees, points, APRs, interest rates, discounts, and other standard fees commonly associated with borrowing money. These fees are not charged by the Business Finance Suite team, but the lender themselves. The Business Finance Suite finance officers search to find the best, and most affordable terms each client might qualify for. 5.2 Client does receive many free items as part of their enrollment with the Business Finance Suite, including access to their Experian Smart Business data, information on obtaining a free DUNS number and credit profile activation from Dun and Bradstreet, and no-cost listing with 411. 5.3 Client may incur additional costs and spend additional monies on services they elect to receive in the finance suite. These are elective costs for services that might not be required, and include but are not limited to: 5.3.1 National Trade Credit Report, Dunn & Bradstreet, Experian, and Equifax full credit monitoring ; 5.3.2 Trade account set up costs; 5.3.3 Trade account vendor product purchase costs 5.3.4 Various state filing costs; 5.3.5 Various business license costs; 5.3.6 Business phone set up or other phone-related costs; 5.3.7 Personal and/or business credit report costs; 5.3.8 Bank fees and costs associated with financing, such as, but not limited to closing costs, application fees, or broker fees. 5.3.9 Other fees and/or costs that are customary to the general practice of business. Client signature(s) Date Client signature(s) Date