Family Housing at MIT

Family Housing at MIT Eastgate (197 apartments) Westgate (210 apartments)

Need for more on-campus family housing 100 % applicants offered housing 80 60 40 20 continuing new 0 families single students

Need for more on-campus family housing 100 % applicants offered housing 80 60 40 20 continuing new 0 families single students ~33% of graduate students

Need for more on-campus family housing Students housed on campus: 100 8.5% 48% % applicants offered housing 80 60 40 20 continuing new 0 families single students ~33% of graduate students

Recommendations Build more family housing Build housing for couples Develop a housing priority statement

Priority Statement Example Princeton: The first priority of the Graduate School is to provide housing for first-year graduate students who are degree candidates and who request it by the admission reply date of April 15, regardless of their date of admission. Our second priority is to allocate housing to an equal proportion of single students and students with spouses, domestic partners, and/or dependents. Ref: http://www.princeton.edu/pr/admissions/g/hcl/intro.html

Recommendations Build more family housing Build housing for couples Develop a housing priority statement

Child Care Services at MIT comparison MIT vs. Other Universities 12/17/03

MIT s child care capacity is low Child Care Capacity number of children 700 600 500 400 300 200 100 0 MIT Stanford UC Berkeley (Including the new Stata center) CalTech Princeton Source: chapter 3 of the committee report - child care service comparison between MIT and other universities

MIT s child care costs are high Child Care Costs Non Co-Op 2000 monthly cost in $ 1500 1000 500 1.5 years 2.5 years 4 years 0 MIT Stanford Georgia Tech CalTech Princeton Source: chapter 4.2 of the committee report - child care service comparison between MIT and other universities

MIT has no co-op service 2000 Child Care Costs Co-Op monthly cost in $ 1500 1000 500 full service co-op 0 MIT Stanford UC Berkeley Princeton Source: chapter 4.1 of the committee report - child care service comparison between MIT and other universities

Advantages of co-op service at MIT Lower operating costs Lower child care costs for students Stronger community involvement Ability to include international spouses, restricted to work anywhere else due to visa restriction

MIT s new child care scholarship plan Plan started this year (September 03) Effective process. Substantial aid 13 families received scholarships this year No funds left for this year (pool is too small) Need will increase when Stata opens Source: internal agenda, Child care Advisory Committee Meeting, November 21

Conclusion Child care capacity: Stata is a step in the right direction Increase funds available for scholarship (through provost, alumni families, sponsors) Add co-op service (lower operating costs, lower cost for students, student s spouse involvement)

MIT Medical s Insurance Options Coverage Type Extended Insurance Plan Medical Plan + Extended Insurance Plan Student $1440 $1440 Student + 1 child $2688 $3168 Student + 2 or more children $2688 $3648 Student + spouse $4992 $5832 Student + spouse + 1 child Student + spouse + 2 or more children $6240 $7560 $6240 $8040 MIT Policy (From MIT Medical s Student Insurance enrollment form: To choose MIT Student Medical Plan only, you must show that your spouse/children are also enrolled in an insurance plan.

Health Insurance Rates Student versus staff costs Rate ($) 10000 8000 6000 4000 2000 0 Faculty/Staff Support/Service Student Individual With 1 child With children With spouse Coverage type With With spouse + spouse + 1 child children

Health Insurance Increases This Year 2500 2000 Rate Increase ($) 1500 1000 500 0 Single student With children With spouse Coverage type With spouse + children

Family Health Insurance Costs 10000 8000 6000 MIT versus peer institutions Harvard Princeton Stanford MIT * ** Cost 4000 2000 0 Single student (*) Harvard usually pays for the single student health fee of $2,338.00 (**) including the Stanford subsidy With 1 child With children Coverage type With spouse With spouse + 1 child With spouse + children

MIT Will Lose Quality Students "We set graduate student stipends at a level that we believe allows the best graduate students in the world to come to Stanford. Escalating health insurance costs threaten that goal, but the new subsidy will more than make up for that." -Gene Awakuni, Stanford vice provost for student affairs

Desperate Situations Foreign students whose spouses cannot work: No insurance through employer CANNOT afford MIT insurance Denied federal loans Nowhere to turn: MIT stipends are slightly too high to qualify for public assistance for spouses. Some spouses go uninsured!

Recommendations Subsidize student health insurance plans Combine spouse and student pools, i.e. stop treating spouses as the ONLY high risk group At LEAST do not raise the spousal rate next year to protect those committed to MIT already Care about student families: Prioritize

References 1. MIT Medical Student Insurance Rates: http://web.mit.edu/medical/enroll0304.pdf http://web.mit.edu/medical/enroll0203.pdf 2. Princeton Student Insurance Rates: http://www.princeton.edu/puhs/shp0304.pdf 3. Harvard Student Insurance Rates: http://huhs.harvard.edu/healthndentalplansstudenthealthplanrates.htm 4. Stanford Student Insurance Rates: http://cardinalcare.stanford.edu/dependent0304/enrollment.html 5. http://cardinalcare.stanford.edu/20032004/enrollment.html 6. MIT Employee Insurance Rates: http://web.mit.edu/hr/benefits/health_rates.html 7. Stanford Student Health Insurance Subsidy Press Release: http://newsservice.stanford.edu/news/april10/cardinalcare-410.htm 8. MIT RA/TA Stipends: http://web.mit.edu/osp/www/osp_booklet_2003/ra- TA_stipends.htm 9. Federal Poverty Level Chart Determining MassHealth Benefits: http://www.state.ma.us/dma/masshealthinfo/otherthings10.htm

Cost of Living Stipends do not cover cost of living for student families. In fact, for families with children, stipends do not even cover the cost of housing, medical insurance, and tax.

Stipend vs. Cost of Housing, Insurance, and Tax 2500 2000 $ per Month 1500 1000 500 MIT Insurance MIT Housing Tax 0 Stipend Couple Stipend One Child Stipend Two Children

Net Family Income (minus housing, insurance, tax) 400 300 200 $ per Month 100 0-100 -200-300 2002-03 2003-04 -400 Couple One Child Two Children

Conclusions Where do student families fit into MIT s priorities? MIT s priorities are deterring families from accepting spots in graduate programs MIT is thereby risking the diversity and the caliber of our graduate student body