CEO Presentation. November 2017

CEO Presentation November 2017

FINANCIAL RESULTS (CONSOLIDATED) Trend of Financial Results (Semi-Annual) Nikkei 225 (Yen) 24,000 20,000 16,000 Operating revenue, Ordinary income (Million Yen) 90,000 80,000 70,000 60,000 50,000 40,000 30,000 20,000 10,000 0 11.16 billion gain of negative goodwill by acquiring Takagi Securities Operating Revenue Ordinary Income Net Income 1H 2H 1H 2H 1H 2H 1H 2H 1H 2H 1H FY2012 FY2013 FY2014 FY2015 FY2016 FY 2017 Recorded positive ordinary income non stop for 28 consecutive quarters 12,000 8,000 Net Income (Million Yen) 18,000 16,000 14,000 12,000 10,000 8,000 6,000 4,000 2,000 0 1H calculated excluding Takagi Sec. and ETERNAL 1

CONTRIBUTING FACTORS Product Foreign Stocks Structured Bonds Income Growth JV Affiliates Market Division 2

FOCUS AREAS HIGH WEALTH BUSINESS JOINT VENTURE NEW PROJECTS 3

CAPITAL POLICY Shareholder Return - Dividend - Share Buyback - Benefit Program Reserved Capital Investment in Future Growth M&A / Alliance Restructuring Takagi Sec. Enhancement of Market Division Expansion in Tokyo IT Enhancement Development of MONEQUE 4

NEW MANAGEMENT PLAN New Age s Flag Bearer 5 Management and Business Base built through Ambitious 5 Environmental Change New Age s Flag Bearer 5 Develop new sector in the industry Retail Segmentation Market Expansion Productivity Revolution Tokyo M&A Great Platform 5

Inquiries to be directed to: Corporate Communications Department TEL: +81-3-3517-8618 FAX: +81-3-3517-8314 E-mail: fh_ir@tokaitokyo-fh.jp Effective April 1, 2009, the Company spun off its financial instrument operation and Tokai Tokyo Security Co., Ltd. (former Tokai Tokyo Securities Spin-off Preparation Co., Ltd.) took it over. The Group (Tokai Tokyo Financial Group) at the same time shifted to a holding company system. Effective the same date, the Company and Tokai Tokyo Securities Spin-off Preparation Co., Ltd. changed their corporate names to Tokai Tokyo Financial Holdings, Inc., and Tokai Tokyo Securities Co., Ltd. respectively. The result for the fiscal year ended on March 31, 2009 or any earlier date account for the operation of the former Tokai Tokyo Securities Co., Ltd. under then existing organizational structure. This material is intended to provide information regarding the Company s most recent operational result and NOT to solicit investment in securities issued by the Company. 6

IR Presentation Financial Summary & Business Strategy November 2017

Contents Overview of Tokai Tokyo Financial Holdings Financial Summary and Characteristics of Business and Performance Progress of New Project Capital Policy New Management Plan New Age s Flag Bearer 5 * Unless otherwise specified, the numerical data we quote here were all compiled as consolidated figures of the Tokai Tokyo Financial Holdings, Inc. 1

Overview of Tokai Tokyo Financial Holdings

Overview of Tokai Tokyo Financial Holdings Corporate Profile Company Name: Tokai Tokyo Financial Holdings, Inc. Consolidated Net Assets: 171.5 billion yen Client Assets under Custody: 4,646.0 billion yen (Retail Client Assets: 2,678.4 billion yen Market Capitalization: 187.1 billion yen Number of Employees: Holding Company 182 Consolidated Basis: 3,424 (As of September 30, 2017) Group History Current group configuration was formed in October 2000 through merger between Tokyo Securities and Tokai Maruman Securities Group company of the Nikko Securities (a) Tokyo Securities Tokai Maruman Securities Group company of the Tokai Bank(b) Tokai Tokyo Securities Oct. 07 YM Apr. 09 Tokai Tokyo Financial Holdings was established Nov. 08 Hamagin TT Apr. 10 Relocated HQ of TTSC to Nagoya City May 10 Nishi- Nippon City TT Apr. 10 TTSC merged with Toyota Financial Services Sec. Oct. 12 Senshu Ikeda TT March. 17 Acquired ETERNAL Jan. 17 Hokuhoku TT Apr. 17 Acquired Takagi Sec. Apr. 17 Tochigi Bank invested in Utsunomiya Securities Sep. 17 Acquired Pinnacle * Currently, (a) SMBC Nikko Securities, (b) Bank of Tokyo-Mitsubishi UFJ 3

Financial Summary and Characteristics of Business and Performance

Financial Summary Trend Analysis (Consolidated) Financial Results (Semi-Annual) Nikkei 225 (Yen) 24,000 20,000 16,000 Operating revenue, Ordinary income (Million Yen) 90,000 80,000 70,000 60,000 50,000 40,000 30,000 20,000 10,000 0 11.16 billion gain of negative goodwill by acquiring Takagi Securities Operating Revenue Ordinary Income Net Income 1H 2H 1H 2H 1H 2H 1H 2H 1H 2H 1H FY2012 FY2013 FY2014 FY2015 FY2016 FY 2017 Recorded positive ordinary income non stop for 28 consecutive quarters 12,000 8,000 Net Income (Million Yen) 18,000 16,000 14,000 12,000 10,000 8,000 6,000 4,000 2,000 0 1H calculated excluding Takagi Sec. and ETERNAL 5

Characteristics of Business and Performance Revenue Source Group operating revenue image including the affiliates figures on Pro-Rata Basis* * The charts present an image of the source of Group revenue, in FY2017 1H, which, being different from our consolidated PL, include affiliates figures on pro-rata basis. 6

Characteristics of Business and Performance Breakdown by Business Segment Revenue Breakdown by Business Segment 100% 90% 80% Non-Retail Retail 30 23 27 26 24 25 26 27 30 30 34 31 34 39 37 41 40 42 42 43 40 45 FY2012 FY2017 1H 70% 60% 50% 40% 30% 70 77 73 74 76 75 74 73 70 70 66 69 66 61 63 59 60 58 58 57 60 55 20% 10% 0% 1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q FY2012 FY2013 FY2014 FY2015 FY2016 FY2017 * Numeric data on this slide were extracted from the internal managerial record of Tokai Tokyo Securities Co., Ltd. 7

Characteristics of Business and Performance Retail Segment Revenue Breakdown by Product Revenue Breakdown by Region (Million Yen) 40,000 35,000 30,000 25,000 20,000 15,000 Others Investment Trusts Bonds (Mostly foreign/structured bonds) Foreign Stocks Domestic Stocks (Million Yen) 40,000 35,000 30,000 25,000 20,000 15,000 Western Japan Eastern Japan Central Japan 10,000 10,000 5,000 5,000 0 1H 2H 1H 2H 1H 2H 1H 2H 1H 2H 1H 0 1H 2H 1H 2H 1H 2H 1H 2H 1H 2H 1H FY2012 FY2013 FY2014 FY2015 FY2016 FY 2017 FY2012 FY2013 FY2014 FY2015 FY2016 FY 2017 * Excluding income not accompanying customers 8

Characteristics of Business and Performance Wealth Management Unit Assets under Custody (Wealth Management Unit & Premier Executive Advisors) Number of Membership & Assets under Custody (Orque d or) (Billion Yen) 600 500 400 Premier Executive Advisors Overlap Wealth Management 354 365 367 425 479 (Billion Yen) 300 250 200 Assets under Custory Number of Membership 1,400 1,200 1,000 300 314 150 800 200 184 223 240 100 600 400 100 50 200 0 1H 2H 1H 2H 1H 2H 1H 2H 1H 0 4Q 1Q 2Q 3Q 4Q 1Q 2Q 0 FY2013 FY2014 FY2015 FY2016 FY 2017 FY2015 FY2016 FY2017 9

Characteristics of Business and Performance Wealth Management Unit Share of High Wealth AUC in Retail Segment High General Wealth 14.8% 14.4% Wealth Middle 24.3% 46.5% General 10.9% Middle 36.7% High Wealth 27.5% Wealth 25.0% End of March 2013 End of Sep. 2017 Share of High Wealth Revenue in Retail Segment General 11.4% Middle 56.1% High Wealth 6.5% Wealth 25.9% General 8.0% Middle 44.9% High Wealth 16.6% Wealth 30.6% High Wealth Wealth Middle General FYE March 2013 :Holding over 100 million yen in assets under custody :30 million to 100 million yen :5 million to 30 million yen :less than 5 million yen 10 1H of FYE Mar. 2018 (6 months from Apr.- Sep. 2017)

Characteristics of Business and Performance Trend of Revenue and its Composition at Market Segment Increase in Foreign bonds & derivatives, and Foreign stocks (Million Yen) 14,000 12,000 10,000 8,000 others Foreign Bonds and Derivatives (Mostly origination fee) Foreign Stocks Bond Trading (Domestic/structured bonds, etc.) Equity Trading (Japanese equity) 6,000 4,000 2,000 0-2,000 1H 2H 1H 2H 1H 2H 1H 2H 1H 2H 1H FY2012 FY2013 FY2014 FY2015 FY2016 FY2017 * Numeric data on this slide were extracted from the internal managerial record of Tokai Tokyo Securities Co., Ltd. * Others comprises trading which cannot be classified into products according to management accounting rule. 11

Characteristics of Business and Performance Joint Ventures 1,400 1,200 1,000 800 600 400 200 Assets under Custody - from JVs (6 Entities) (Billion Yen) 1,600 0 5 36 450 371 305 245 1,244 1,047 1,024 1,009 963 998 884 841 780 668 642 540 538 1,444 Mar 08 Sep 08 Mar 09 Sep 09 Mar 10 Sep 10 Mar 11 Sep 11 Mar 12 Sep 12 Mar 13 Sep 13 Mar 14 Sep 14 Mar 15 Sep 15 Mar 16 Sep 16 Mar 17 Sep 17 (Million Yen) 7,000 6,000 5,000 4,000 3,000 2,000 1,000 0-1,000 (Billion Yen) 1,400 1,200 1,000 800 600 400 200 0 Income Contribution from JV Affiliates Income and Other Benefits Realized from Transactions with JVs Gain on Investments in Partnership Proportion to Consolidated Ordinary Income FY2008 FY2009 FY2010 FY2011 FY2012 FY2013 FY2014 FY2015 FY2016 FY2017 1H Assets under Custody by Product 1H 2H 1H 2H 1H 2H 1H FY2014 FY2015 FY2016 FY2017 Others Investment Trusts Foreign & Structured Bonds Domestic Bonds Foreign Stocks Domestic Stocks (%) 50 45 40 35 30 25 20 15 10 5 0 12

Characteristics of Business and Performance Joint Ventures Top 20 Regional Banks (total deposits) (As of March 31, 2017) Bank Name Bank Deposits (Trillion Yen) JV Name Date of Commencing Operation 1 Concordia Financial Group 14.9 Hamagin Tokai Tokyo Nov-2008 2 Mebuki Financial Group 13.5 3 Fukuoka Financial Group 13.2 4 Chiba Bank 11.6 5 Hokuhoku Financial Group 10.6 Hokuhoku Tokai Tokyo Jan-2017 6 Shizuoka Bank 9.2 7 Yamaguchi Financial Group 8.5 YM Securities Oct-2007 8 North Pacific Bank 8.1 9 Nishi-Nippon City Bank 7.6 Nishi-Nippon City Tokai Tokyo May-2010 10 The 77 Bank 7.4 11 Hiroshima Bank 7.0 12 Kyoto Bank 6.6 13 Gunma Bank 6.5 14 The Hachijuni Bank 6.4 15 Chugoku Bank 6.2 16 The Juroku Bank 5.3 17 The Toho Bank 5.2 18 Iyo Bank 5.0 19 Senshu Ikeda Holdings 4.8 Senshu Ikeda Tokai Tokyo Sep-2013 20 Ogaki Kyoritsu Bank 4.8 Total Bank Deposits 49 Trillion Yen - Tochigi Bank 2.6 Utsunomiya Apr-2017 : Banks that have subsidiary securities companies Denotes Tokai Tokyo Financial Holdings alliance partners 13

Characteristics of Business and Performance Broker s Broker Business (Million Yen) 90,000 80,000 Assets under Custody 80,805 85,662 Number of Accounts 70,000 60,000 63,299 62,104 59,712 56,759 54,489 50,000 40,000 30,000 20,000 10,000 0 5,506 10,310 16,079 30,755 1H 2H 1H 2H 1H 2H 1H 2H 1H 2H 1H FY2012 FY2013 FY2014 FY2015 FY2016 FY 2017 (Billion Yen) 200 180 160 140 120 100 80 60 40 20 0 14 Assets under Custody (Foreign Stocks ) Takagi TTSC Broker's Broker Business JV 1H 2H 1H 2H 1H 2H 1H 2H 1H FY2013 FY2014 FY2015 FY2016 FY 2017

Characteristics of Business and Performance Cost Analysis (Consolidated) Increase in salaries of employees by acquiring Takagi Sec. (Million Yen) 35,000 Personnel Expenses Operational Expenses Fees to JVs Trading-related Expenses Other Depreciation Occupancy and Rental Fixed Cost 30,000 25,000 20,000 15,000 10,000 5,000 0 1H 2H 1H 2H 1H 2H 1H 2H 1H 2H 1H FY2012 FY2013 FY2014 FY2015 FY2016 FY2017 1H calculated excluding Takagi Sec. and ETERNAL * Excluding the Data Transfer Cost (Operational Expenses) to JV Securities Companies in 2Q & 4Q FY2016 15

Progress of New Project

Major Initiatives and Project Progress since FY2016 Project Achievement/Status Outlook 2016 Mar. Orque d or Opened facility in Nagoya Started services for high-net-worth customers and already profitable with assets amassing to JY200 billion. Apr. ANAM Own 33% Started surplus fund management business for affiliate local banks as a new revenue source (212.9 billion yen of AUM as of Sep. 2017) Sep. Ace Sec. Own 29% Started alliance to wholesale our products. Their client base is helping us increase trading revenue 2017 Jan. Hokuhoku TT Sec. Utsunomiya Sec. Own 40% (jointly owned with Hokuhoku FG) Business alliance with Tochigi Bank Commenced securities brokerage operation and made a jump start with profit as of 1Q of this fiscal year Owning 40% as of April 2017 and started JV operation Feb. Takagi Sec. Own 100% To expand business base in Kansai area. Operating loss of 783 million yen as of 1H FYE Mar. 2018 Plan to expand to Tokyo To receive income scream to become profitable Pursue further viable strategy for the alliance To develop new clients and assets. Plan to expand with new branch network. To develop new clients and assets Rebuilding business strategy to this FY s positive turnaround Mar. ETERNAL Own 100% To expand insurance business base To strengthen its business and explore effective operating synergy with MONEQUE MONEQUE Opened 3 outlets Launched as a new service brand to attract younger customers with one-stop for every thing channel meeting their changing financial needs over their life-time To identify optimal operating style to draw customers. Plan to expand in Chubu area. 17

Capital Policy

Capital Policy Comparison with Major Securities Companies EPS ROE Dividend Yield 150 100 50 0 30 20 10 0 5 4 3 2 1 0 Tokai Tokyo Nomura Daiwa (Yen) 130.4 99.6 87.7 87.1 69.5 46.9 61.7 67.3 68.3 42.7 57.6 61.6 61.5 61.5 45.7 43.0 7.90 36.5 (%) 9.7 21.0 17.7 17.0 12.6 12.8 8.1 7.8 8.9 8.6 1.4 8.6 8.7 9.5 7.7 8.4 8.0 4.9 (%) 4.5 4.5 4.2 4.2 3.7 3.7 3.8 3.8 4.0 2.3 2.6 2.7 2.9 2.9 3.2 2.6 2.3 1.4 FY2012 FY2013 FY2014 FY2015 FY2016 FY2017 2Q *EPS and ROE is annualized by multiplying 2 to actual semi-annual figures. 19

Capital Policy Shareholder Information Indicators per share March 2013 March 2014 March 2015 March 2016 March 2017 Sep. 2017 Shareholders' Equity (million yen) 121,947 140,462 154,633 153,089 155,312 169,482 Treasury Stock 4,207 3,835 3,639 6,390 7,572 7,528 Dividend per Share (yen) 16.00 32.00 34.00 28.00 26.00 14.00 Dividend Payout Ratio (%) 37.4 % 36.5 % 48.9 % 59.7 % 56.9 % 62.1 % DOE (Dividend On Equity ratio) (%) 3.6 % 6.5 % 6.1 % 4.8 % 4.4 % 4.3 % *Dividend per share of Sep. 2017 is semi-annual, and its payout ratio is calculated excluding 11.16 billion yen of negative goodwill caused by acquiring Takagi Securities, and also the ratio is annualized by multiplying 2 to actual semi-annual figures. Distribution of Shareholders Major Shareholders No. of shares (K) Ownership Ratio (%) - "Schroders Group"(*) 18,200 7.55 1 Japan Trustee Services Bank, Ltd. (Trust Account) 12,875 4.58 2 The Bank of Tokyo-Mitsubishi UFJ, Ltd. 12,016 4.28 3 The Master Trust Bank of Japan, Ltd. (Trust Account) 10,379 3.69 4 Mitsui Sumitomo Insurance Co., Ltd. 9,033 3.21 5 Toyota Financial Services Corporation 8,885 3.16 6 The Bank of Yokohama, Ltd. 7,014 2.50 7 Nippon Life Insurance Company 5,611 2.00 8 J. P. Morgan Chase Bank 385166 4,840 1.72 9 Sumitomo Mitsui Trust Bank, Limited 4,800 1.71 10 Meiji Yasuda Life Insurance Company 4,406 1.57 (As of September 30, 2017) * The data of the shareholder ranking No. 1 through 10 were identical in substance to what we had publicized for disclosure purpose. However, the Change Report Pertaining to the Report of Possession of Large Volume submitted on November 7, 2017 Schroder group show that their 4 companies altogether owned 7.55% of Tokai Tokyo Financial Holdings, Inc. as of October 31, 2017 Announcement of Share Repurchase and Retirement On Oct. 27, 2017, the Company announced its Board of Directors decisions of 1) share repurchase up to 5 million shares (1.91% of total issued shares excluding treasury shares, up to 3.5 billion yen) 2) share retirement of 10 million shares (3.56% of total issued shares including treasury shares before retirement) 20

Capital Policy (Billion yen, as of the end of Sep. 2017) iii) Actual usage Investment securities 26.0 Other investment 22.5 i) To keep existing operations Required capital to keep operations by securities brokerage subsidiaries Required capital at equity-method affiliates 75.7 20.6 Other fixed assets 14.0 ii) Available surplus capital Sub total 110.3 Available for further allocation 61.2 Consolidated own capital 171.5 Cash equivalent 86.3 Total 134.8 Mid-long term debt 73.6 21

New Management Plan New Age s Flag Bearer 5

New Management Plan New Age s Flag Bearer 5 Achievement under Past Business Plan Innovation Jump up 5 (2006-2009) TT Revolution (2009-2012) Ambitious 5 (2012 2017) Premier House Blue Ocean Strategy 1. Community & the Middle Retail IT Strategy Instrumental to Innovation + Alliance Strategy M&A Strategy 2. Alliance & Platform 3. Expertise Amplify Earnings Power Ambitious 5 Tokai Tokyo Securities Market& Product Corporate Governance/ Corporate Culture Innovation Business Portfolio / Business Model Innovation Network Reform Product and Service Innovation Employees Productivity Innovation Growth Potential Productivity Communication Customer Loyalty Super Community House 4. Humanity 5. Risk Management Capital Policy Growth Strategy Overseas Operation Group Power 23

New Management Plan New Age s Flag Bearer 5 Achievements under the Previous Business Plan Ambitious 5 As of March 2012 As of March 2017 Assets under Custody 4.4 trn 6.1 trn Assets under Custody of High Wealth Segment 14% 25% Retail Dependence Ratio 73% 58% Allied Regional Banks Clients of Broker s Broker Business 3 banks 6 banks 13 companies 50 companies 24

New Management Plan New Age s Flag Bearer 5 Achievements under the Previous Business Plan Ambitious 5 Management Base Business Model Culture of discipline 1) Expanded business base Diversity Integrated spirit of the organization Measuring capability Balance of offence and defence Communication capability Governance (Advanced/Independent) Drive to challenge Strengthened professionality Enriched education Promoted originality 2) Strengthened activity in Chubu area 3) Promoted High Wealth Business 4) Enhanced Market Division 5) Step-up of Investment Bank Division 25

New Management Plan New Age s Flag Bearer 5 Achievements under the Previous Business Plan Ambitious 5 Market Cap Trend in comparison with Nomura and Daiwa Market Cap Multiple 5,350,000 1.0 4,350,000 3,350,000 Nomura 野村 6.0 2,350,000 Daiwa 大和 11.0 1,350,000 350,000 16.0 350,000 300,000 Tokai Tokyo 21.0 対野村倍率 Nomura/Tokai Tokyo 250,000 26.0 対大和倍率 Daiwa/Tokai Tokyo 200,000 150,000 31.0 100,000 50,000 0 2007/4 2008/4 2009/4 2010/4 2011/4 2007/4 2012/4 2013/4 2014/4 2015/4 2016/4 2017/4 2017/10 2008/4 2009/4 2010/4 2011/4 2012/4 2013/4 2014/4 2015/4 2016/4 2017/4 26

New Management Plan New Age s Flag Bearer 5 Changing of Business Environment Big Data Account aggregation Digital era of - FinTech - AI Blockchain Robot advisor New guidance by FSA Opaque, insecure and uneasy era Geopolitical issues Fiduciary Duty Monitoring Business model Governance Precaution for financial environment 1Aged society (Era of big inheritance) 2Era of disparity 3Intensified competitiveness 4Work style reform 27

New Management Plan New Age s Flag Bearer 5 The Overall Picture New Age s Flag Bearer 5 Further Strengthen Operating Base and Achieve Growth Pursuit Strategic Themes Humanity Orque d or Organization Growth by M&A MONEQUE Matured Asset management Professionality Unique development of retail strategy Defense Mechanism Pension and insurance service Banking service Market & Investment Bank Great Platform Overseas market expansion Expansion to Metropolis Productivity Revolution 28

New Management Plan New Age s Flag Bearer 5 Pursue Unique Segment-Specific Strategy in Retail Operation Orque d or Nagoya Tokyo Kansai After-death care service Sales activities at affiliates Asset analysis Matured Segment IFA Integrated sales activity for corporate and retail Restructuring outlets MONEQUE FinTech - MoneyForward - KALAIS - Life Plan Simulation Sony Bank Insurance Terrace (by ETERNAL) Online brokers Mutual Fund Counter (by Takagi Sec.) 29

New Management Plan New Age s Flag Bearer 5 Strengthen Trilateral Approach Market Corporate Sales Corporate Finance Financing M&A IPO Underwriting bonds Leap of Market Division Enhancement of location Developing new product Strengthening manpower Market Division Upgrading system & infrastructure Global market Upgrading information Developing new market globally 30

New Management Plan New Age s Flag Bearer 5 Productivity Revolution Organizational Administration Human Resource Management Practice Retail Sales Operation - Branch reorganization - Sales force with new IT equipment System Infrastructure Integrate all the group resources and pursue synergy for the group 31

New Management Plan New Age s Flag Bearer 5 Alliance Strategy and Great Platform FinTech Information Education Security brokerage Asset management (IT AI) MONEQUE Trust bank Nishi-Nippon City TT Sec. Hamagin TT Sec. YM Sec. Securities companies IFAs Insurance Consulting Call center Local banks Ikeda Senshu TT Sec. Utsunomiya Sec. Hokuhoku TT Sec. Platform alliances (53 entities as of Sep. 2017) Securities companies Local financial firms Mutual Fund Counter (by Takagi Sec.) M&A Overseas Operation High-networth Investment Bank Provided functions Strengthen functions New functions 32

New Management Plan New Age s Flag Bearer 5 Area Strategy Nationwide network and plan to expand in Kanto area Tokai Tokyo Securities : 66 operating outlets Takagi Securities : 14 operating outlets JV Securities : 64 operating outlets Hokkaido/ Tohoku 1 outlets Senshu Ikeda TT (4 operating outlets) Chugoku/ Shikoku 4 outlets Koushin etsu/ Hokuriku 2 outlets Kinki 3 outlets Hokuhoku TT (3 operating outlets) Utsunomiya Securities (6 operating outlets) YM Securities (19 operating outlets) (As of June 30, 2017) Kyushu 1 outlets Nishi-Nippon City TT (16 operating outlets) Tokai 42 outlets (33 in Aichi Pref.) Kanto 13 outlets (8 in Tokyo) Hamagin TT (16 operating outlets) 33

Inquiries to be directed to: Corporate Communications Department TEL: +81-3-3517-8618 FAX: +81-3-3517-8314 E-mail: fh_ir@tokaitokyo-fh.jp Effective April 1, 2009, the Company spun off its financial instrument operation and Tokai Tokyo Security Co., Ltd. (former Tokai Tokyo Securities Spin-off Preparation Co., Ltd.) took it over. The Group (Tokai Tokyo Financial Group) at the same time shifted to a holding company system. Effective the same date, the Company and Tokai Tokyo Securities Spin-off Preparation Co., Ltd. changed their corporate names to Tokai Tokyo Financial Holdings, Inc., and Tokai Tokyo Securities Co., Ltd. respectively. The result for the fiscal year ended on March 31, 2009 or any earlier date account for the operation of the former Tokai Tokyo Securities Co., Ltd. under then existing organizational structure. This material is intended to provide information regarding the Company s most recent operational result and NOT to solicit investment in securities issued by the Company. 34