fun e ge Your Fund Guide Equity Diversified Large Cap Equity Advantage Fund...3 NRI Equity Fund...4 Vision Fund...5 Quant Plus Fund...6 Equity Fund...7 Diversified Mid Cap Growth Fund...8 Long Term Equity Fund...9 Diversified Multi Cap Equity Opportunities Fund...10 Regular Saving Equity Option...11 Balanced Regular Saving Balanced Option...12 Diversified Theme Based Infrastructure Fund...13 Natural Resources Fund...14 Sector Banking Fund...15 Diversified Power Sector Fund...1516 Media & Entertainment Fund...1617 Pharma Fund...1718 Tax Saver Tax Saver (ELSS) Fund...1819 Equity Linked Saving Funds Series 1...19 Fixed Income Liquid Liquidity Fund...20 Liquid Fund Treasury Plan...21 Liquid Fund Cash Plan...22 Ultra Short Term Floating Rate Fund Short Term Plan...2223 Money Manager Fund...2325 Medium Term Fund...2526 Short Term Short Term Fund...2627 Long Term Regular Savings Fund Debt Option...2728 Income Fund...2829 Dynamic Dynamic Bond Fund...29 Gilt Gilt Securities Fund...30 MIP Monthly Income Plan...31 Exchange Traded Funds ETF Banking Exchange Traded Fund...32 Gold Exchange Traded Fund...32 2 Fundamentals June 2010
Equity : Diversified Large Cap Equity Advantage Fund The primary of the scheme is to seek to generate capital appreciation & provide longterm growth opportunities by investing in a portfolio predominately of equity & equity related instruments with investments generally in S & P CNX Nifty stocks and the secondary objective is to generate consistent returns by investing in debt and money & money market securities. Portfolio composition As On 31st May 2010 Cash and Other Receivables 2.83% Sector Allocation As On 31st May 2010 Equity & Equity Equivalents 97.17% Structure...Openended Diversified Equity Scheme Date of allotment...august 8, 2007 Inception Date...August 9, 2007 Corpus...Rs 1400.35 crore (31/05/2010) Minimum Investment...Retail Plan Rs 5,000 and in multiples of Re 1 thereafter............. Institutional Plan (IP) Rs 5 cr and in multiples of Re 1 thereafter Fund Manager...Ashwani Kumar & Sailesh Raj Bhan Load Structure: Entry Load*...Retail Plan Nil........................ Institutional Plan: Nil Exit Load (w.e.f 24th Aug 09)... Retail Plan & Institutional Plan: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil if redeemed or switched out after completion of 1 year from the date of allotment of units. Benchmark....S&P CNX Nifty Portfolio of EQUITY ADVANTAGE Fund Holdings Weightage (%) Equities 97.17 Industries Ltd. 7.84 Housing Development Finance Cor Ltd 5.98 Larsen & Toubro Ltd. 5.82 State Bank Of India 5.67 Infrastructure Limited 5.29 Infosys Technologies Ltd. 5.18 ICICI Bank Ltd. 4.96 HDFC Bank Ltd. 4.78 ITC Ltd 4.74 Tata Steel Ltd. 3.75 Oil & Natural Gas Corporation Ltd. 3.75 Tata Consultancy Services Ltd. 3.64 Siemens Ltd. 3.15 Bharat Petroleum Corporation Ltd. 3.11 Maruti Suzuki India Ltd. 3.09 Bharti Airtel Ltd. 2.35 Hindustan Petroleum Corporation Ltd. 2.26 Indian Oil Corporation Ltd. 2.01 Sterlite Industries Ltd. 1.89 HCL Technologies Ltd. 1.82 Communications Ltd 1.64 Sasken Communication Technologies 1.45 Ashok Leyland Ltd. 1.29 ACC Ltd 1.17 Kirloskar Engines India Ltd 1.14 Equity Less Than 1% Of Corpus 8.45 Equity Equivalents 0.93 Cash and Other Receivables 2.83 Volatility Measures Beta 0.9046 Standard Deviation 4.5323 R Squared 0.9829 Sharpe Ratio 0.0315 Portfolio Turnover Ratio 0.88 Note: The above measures have been calculated by taking rolling return since inception with 4.98% Risk Free returns (taken as 91days Tbill yield as on 31/05/2010) NAV Equity Advantage Fund Growth Plan 11.5324 Equity Advantage Fund Bonus Plan 11.5324 Equity Advantage Fund Dividend Plan 11.5324 Equity Advantage Fund Institutional Growth Plan 11.7220 Equity Advantage Fund Institutional Bonus Plan 11.7220 Equity Advantage Fund Institutional Dividend Plan 11.7220 performance of RELIANCE equity advantage FUND vs s&p cnx nifty 6 months 2.71 1.07 1 year 17.41 14.24 3 Years N.A. N.A. 5 Years N.A. N.A. Since Inception 6.11 5.26 Returns of Retail Plan Growth Plan. Calculations assume that all payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Past performance may or may not be sustained in the future. Special Feature Any Time Money Card Industry Classification as per AMFI. Fundamentals June 2010 3
Equity : Diversified Large Cap NRI Equity Fund The primary of the scheme is to generate optimal returns by investing in equity and equityrelated instruments primarily drawn from the Companies in the BSE 200 Index. Portfolio composition As On 31st May 2010 Cash and Other Receivables 12.25% Sector Allocation As On 31st May 2010 Equities 87.75% Structure...Openended Diversified Equity Scheme Date of allotment:... November 15, 2004 Inception Date... November 16, 2004 Corpus:...134.26 crore (31/05/2010) Minimum Investment...Rs 5,000 & in multiples of............................ Re.1 thereafter. Fund Manager... Omprakash Kuckian Entry Load*... Nil Exit Load (w.e.f 24th Aug 09)... 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil if redeemed or switched out after completion of 1 year from the date of allotment of units. Benchmark.... BSE 200 Index Portfolio of NRI EQUITY Fund Holdings Weightage (%) Equities 87.75 Cummins India Ltd. 6.20 Oracle Financial Serv Software Ltd 6.14 Corporation Bank 6.05 Tata Motors Ltd. 5.62 Divis Laboratories Ltd. 5.54 State Bank Of India 5.07 Oil India Ltd. 4.71 Industries Ltd. 4.67 Oil & Natural Gas Corporation Ltd. 4.35 Zee Entertainment Enterprises Ltd 4.21 Infrastructure Ltd. 3.97 Infosys Technologies Ltd. 3.96 ICICI Bank Ltd. 3.88 Pantaloon Retail (India) Ltd. 3.70 Sterlite Industries Ltd. 3.70 Grasim Industries Ltd. 3.39 Hindustan Petroleum Corporation Ltd. 3.39 Larsen & Toubro Ltd. 3.04 Voltas Ltd. 2.68 Bajaj Finserv Ltd. 2.26 Equity Less Than 1% Of Corpus 1.22 Cash and Other Receivables 12.25 Volatility Measures Beta 0.9601 Standard Deviation 4.8326 R Squared 0.9170 Sharpe Ratio 0.0511 Portfolio Turnover Ratio 0.54 Note: The above measures have been calculated by taking rolling return for a 3 year period from 31/05/2007 with 4.98% Risk Free returns (taken as 91days Tbill yield as on 31/05/2010) NAV NRI Equity FundGrowth Plan 35.8450 NRI Equity FundBonus Plan 35.8450 NRI Equity FundDividend Plan 21.3270 dividend HIstory Date rate Cum *Ex (Re/ Dividend Dividend Unit) NAV NAV 07/08/2006 1.00 19.6692 18.6693 29/01/2007 2.50 23.9940 21.3911 17/08/2007 2.00 22.4467 20.7827 14/03/2008 1.50 21.3340 18.5803 18/09/2009 4.00 23.5344 19.7095 Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of Dividend Plan/Option would be net of applicable statutory levy, if any * NAV on the 1st transaction day after Record Date, which includes the mark to market impact also. PERFORMANCE OF RELIANCE NRI EQUITY FUND VS BSE 200 INDEX 6 Months 7.02 2.22 1 Year 29.94 21.27 3 Years 11.73 6.81 5 Years 24.75 19.32 Since Inception 25.85 19.99 "Returns are of Growth Plan. Returns less than one year are absolute returns and returns more than one year are compounded annualized returns. Calculations assume all payouts during the period have been reinvested in the units of the scheme at the prevailing NAV. Past performance may or may not be sustained in the future." Industry Classification as per AMFI. SIP Return Period 1 Year 3 Year 5 Years Since inception SIP Start Date 1/6/2009 1/6/2007 1/6/2005 16/11/2004 Current NAV (As on 31/05/2010) 35.85 35.85 35.85 35.85 Total No. of units accumulated 372.79 1385.14 2712.13 3355.04 Total Amount Invested in Rs. 12000 36000 60000 67000 Market Value of Scheme in Rs. 13362.51 49650.36 97216.14 120261.57 Market Value if invested in Benchmark in Rs. 12806.44 44662.22 84937.07 102568.89 Return on SIP in Scheme 22.82% 22.42% 19.57% 21.12% Return on SIP in Benchmark (BSE 200) 13.33% 14.77% 14.01% 15.31% Assumptions: a) Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. b) Calculations assume that all payouts during the period have been reinvested in the units of the scheme at then prevailing NAV. c) It is assumed that a SIP of Rs. 1000/ each executed on 10th of every month has been taken into consideration including the first installment. It may please be noted that load has not been taken into consideration. d) The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are simulated for illustrative purposes for understanding the concept of SIP. This illustration should not be construed as a promise, guarantee on or a forecast of any minimum returns. The Mutual Fund or the Investment Manager does not assure any safeguard of capital and the illustrated returns are not necessarily indicative of future results and may not necessarily provide a basis for comparison with other investments. SIP does not guarantee or assure any protection against losses in declining market conditions. Past performance may or may not be sustained in future. 4 Fundamentals June 2010
Equity : Diversified Large Cap Vision Fund The primary of the scheme is to achieve longterm growth of capital by investment in equity and equity related securities through a research based investment approach. Portfolio composition As On 31st May 2010 IDR, Warrants, Derivatives, Cash and Other Receivables 3.61% Sector Allocation As On 31st May 2010 Equities 96.39% Structure... Openended Equity Growth Scheme Date of allotment...october 8, 1995 Inception Date... October 8, 1995 Corpus:... 3591.84 crores (31/05/2010) Minimum Investment...Retail Plan Rs 5,000 and in multiples of Re 1 thereafter............. Institutional Plan (IP) Rs 5 cr and in multiples of Re 1 thereafter Fund Manager... Ashwani Kumar Entry Load*...Retail Plan: Nil........................ Institutional Plan: Nil Exit Load (w.e.f 24th Aug 09)... Retail Plan & Institutional Plan 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil if redeemed or switched out after completion of 1 year from the date of allotment of units Benchmark.... BSE 100 Index Portfolio of Vision Fund Holdings Weightage (%) Equities 96.39 State Bank Of India 9.47 Divis Laboratories Ltd. 5.70 Industries Ltd. 4.66 Oil & Natural Gas Corporation Ltd. 4.13 Tata Steel Ltd. 4.11 Larsen & Toubro Ltd. 4.09 Siemens Ltd. 3.80 Aventis Pharma Ltd. 3.58 Cadila Healthcare Ltd. 3.43 Glaxosmithkline Pharmaceuticals Ltd. 3.32 Tata Consultancy Services Ltd. 3.10 Infosys Technologies Ltd. 2.97 Maruti Suzuki India Ltd. 2.94 Infrastructure Ltd. 2.94 ICICI Bank Ltd. 2.90 NTPC Ltd. 2.82 Financial Technologies India 2.61 United Spirits Ltd. 2.41 ABB Ltd 2.15 Bharat Forge Ltd. 2.07 Bharat Petroleum Corporation Ltd. 1.95 Tata Motors Ltd. 1.89 Union Bank Of India 1.85 Ashok Leyland Ltd. 1.74 ITC Ltd 1.58 Canara Bank 1.55 Housing Development Finance Cor Ltd 1.55 Automotive Axles Ltd. 1.42 Jaiprakash Associates Ltd. 1.39 Bharti Airtel Ltd. 1.10 Ranbaxy Laboratories Ltd. 1.08 Cairn India Ltd. 1.06 Equity Less Than 1% Of Corpus 5.03 IDR, Warrants,Derivatives,Cash and Other Receivables 3.61 Volatility Measures Beta 0.8529 Standard Deviation 4.2749 R Squared 0.9248 Sharpe Ratio 0.0376 Portfolio Turnover Ratio 1.71 Note: The above measures have been calculated by taking rolling return for a 3 year period from 31/05/2007 with 4.98% Risk Free returns (taken as 91days Tbill yield as on 31/05/2010) NAV Vision FundGrowth Plan 250.6752 Vision FundBonus Plan 42.0987 Vision FundDividend Plan 40.8903 Vision FundInstitutional Growth 250.1691 Vision FundInstitutional Dividend 229.7822 dividend History Date rate Cum *Ex (Re/ Dividend Dividend Unit) NAV NAV 24/02/2003 3.00 27.65 24.51 25/06/2003 2.50 30.51 28.01 23/09/2003 2.50 37.52 35.02 03/12/2003 4.50 46.04 42.02 05/02/2004 10.00 43.96 33.96 04/06/2004 3.00 29.36 26.19 17/12/2004 2.50 37.40 35.61 28/03/2005 5.00 38.02 32.36 19/12/2005 3.00 48.02 44.85 28/03/2006 7.50 54.43 47.39 09/10/2006 2.00 50.40 48.40 19/01/2007 8.00 55.80 47.79 26/10/2007 3.00 67.06 65.93 14/03/2008 7.00 51.89 41.52 20/03/2009 2.00 26.38 25.27 27/11/2009 5.00 45.59 41.40 30/03/2010 2.50 43.57 41.12 "Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of Dividend Plan/Option would be net of applicable statutory levy, if any * NAV on the 1st transaction day after Record Date, which includes the mark to market impact also. " performance of RELIANCE VISION FUND vs BSE 100 index Period Returns Returns 6 months 4.78 1.42 1 Year 26.17 18.54 3 Years 7.81 6.57 5 Years 22.28 20.20 Since Inception 24.59 12.36 "Returns are of Retail Plan Growth Plan. Returns less than one year are absolute returns and returns more than one year are compounded annualized returns. Calculations assume all payouts during the period have been reinvested in the units of the scheme at the prevailing NAV. Past performance may or may not be sustained in the future. Special Feature Any Time Money Card Industry Classification as per AMFI. SIP Return Period 1 Year 3 Year 5 Year Since Inception SIP Start Date 1/6/2009 1/6/2007 1/6/2005 8/10/1995 Current NAV (As on 31/05/2010) 250.68 250.68 250.68 250.68 Total No. of units accumulated 52.49 183.98 358.93 7258.61 Total Amount Invested in Rs. 12000 36000 60000 176000 Market Value of Scheme in Rs. 13158.95 46119.22 89974.68 1819553.00 Market Value if invested in Benchmark in Rs. 12671.68 43927.98 84383.63 659190.09 Return on SIP in Scheme 19.32% 17.06% 16.37% 28.28% Return on SIP in Benchmark (BSE 100) 11.07% 13.60% 13.74% 16.46% Assumptions: a) Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. b) Calculations assume that all payouts during the period have been reinvested in the units of the scheme at then prevailing NAV. c) It is assumed that a SIP of Rs. 1000/ each executed on 10th of every month has been taken into consideration including the first installment. It may please be noted that load has not been taken into consideration. d) The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are simulated for illustrative purposes for understanding the concept of SIP. This illustration should not be construed as a promise, guarantee on or a forecast of any minimum returns. The Mutual Fund or the Investment Manager does not assure any safeguard of capital and the illustrated returns are not necessarily indicative of future results and may not necessarily provide a basis for comparison with other investments. SIP does not guarantee or assure any protection against losses in declining market conditions. Past performance may or may not be sustained in future. Fundamentals June 2010 5
Equity : Diversified Large Cap Quant Plus Fund The of the Scheme is to generate capital appreciation through investment in equity and equity related instruments. The Scheme will seek to generate capital appreciation by investing in an active portfolio of stocks selected from S & P CNX Nifty on the basis of a mathematical model. Portfolio composition As On 31st May 2010 Cash and Other Receivables 1.27% Equities 98.73% Sector Allocation As On 31st May 2010 Structure... Openended Equity Scheme Date of allotment...april 18, 2008 Inception Date...April 18, 2008 Corpus...Rs 62.70 crore (31/05/2010) Minimum Investment...Retail Plan Rs 5,000 and in multiples of Re 1 thereafter,............ Institutional plan Rs 5 crore and in multiples of Re 1 thereafter Fund Manager...Krishan Daga Entry Load*...Retail Plan Nil.........................Institutional Plan Nil Exit Load (w.e.f 24th Aug 09)... Retail Plan & Institutional Plan: 1% of the applicable NAV if redeemed or switched out on or before completion of 15 days from the date of allotment of units. There shall be no exit load after completion of 15 days from the date of allotment of units. Benchmark... S&P CNX Nifty Portfolio of Quant Plus Fund Holdings Weightage (%) Equities 98.73 Industries Ltd. 10.67 Infosys Technologies Ltd. 9.75 State Bank Of India 9.05 Oil & Natural Gas Corporation Ltd. 8.38 Larsen & Toubro Ltd. 7.81 ITC Ltd 6.78 HDFC Bank Ltd. 6.02 Housing Development Finance Cor Ltd 5.34 Tata Steel Ltd. 4.79 Siemens Ltd. 4.45 Other Equities 25.68 Cash and Other Receivables 1.27 Volatility Measures NAV Rs Quant Plus FundGrowth Plan 11.5834 Quant Plus FundBonus Plan 11.5834 Quant Plus FundDividend Plan 11.5834 performance of RELIANCE QUANT PLUS FUND RETAIL PLAN GROWTH vs s&p cnx nifty from April 18, 2008 to May 31, 2010 6 Months 1.79 1.07 1 Year 18.16 14.24 3 Years N.A. N.A. 5 Years N.A. N.A. Since Inception 7.19 1.21 Inception date April 18, 2008 "Returns are of Retail Plan Growth Plan. Returns less than one year are absolute returns and returns more than one year are compounded annualized returns. Calculations assume all payouts during the period have been reinvested in the units of the scheme at the prevailing NAV. Past performance may or may not be sustained in the future." Index Fund Sensex Plan and Nifty Plan was launched on Feb 8,2005. Subsequently the trustees of RMF (w.e.f April 18,2008) changed the features of the scheme and renamed the same as Quant Plus Fund. For more details on the features of Quant Plus Fund please refer addendum to the offer document dated 17th March 08. Beta 0.8751 Standard Deviation 4.3326 R Squared 0.9766 Sharpe Ratio 0.0254 Portfolio Turnover Ratio 1.47 Note: The above measures have been calculated by taking rolling return since inception with 4.98% Risk Free returns (taken as 91days Tbill yield as on 31/05/2010) Industry Classification as per AMFI. 6 Fundamentals June 2010
Equity : Diversified Large Cap Equity Fund The primary of the scheme is to seek to generate capital appreciation and provide long term growth opportunities by investing in a portfolio constituted of equity and equity related securities of top 100 companies by market capitalization and of companies which are available in the derivatives segment from time to time and the secondary objective is to generate consistent returns by investing in debt and money market securities. Portfolio composition As On 31st May 2010 Cash and Other Receivables 13.13% Sector Allocation As On 31st May 2010 Equities 86.87% Structure...Openended Diversified Equity Scheme Date of allotment... March 28, 2006 Inception Date... March 30, 2006 Corpus... Rs. 1918.71 crore (31/05/2010) Minimum Investment...Retail Plan Rs 5,000 and in multiples of Re 1 thereafter............. Institutional Plan (IP) Rs 5 cr and in multiples of Re 1 thereafter Fund Manager... Omprakash Kuckian Entry Load*...Retail Plan: Nil........................ Institutional Plan: Nil Exit Load (w.e.f 24th Aug 09)... Retail Plan & Institutional Plan: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil if redeemed or switched out after completion of 1 year from the date of allotment of units. Benchmark....S&P CNX Nifty Portfolio of EQUITY Fund Holdings Weightage (%) Equities 86.87 Divis Laboratories Ltd. 7.80 State Bank Of India 7.69 Oil & Natural Gas Corporation Ltd. 6.09 Tata Consultancy Services Ltd. 5.81 Zee Entertainment Enterprises Ltd 5.60 Industries Ltd. 5.45 Infrastructure Ltd. 5.16 ICICI Bank Ltd. 4.07 HCL Technologies Ltd. 3.99 Maruti Suzuki India Ltd. 3.87 Financial Technologies India 3.74 United Spirits Ltd. 3.43 Cipla Ltd. 2.83 IDFC Ltd. 2.46 Mahindra & Mahindra Ltd. 2.09 Sterlite Industries Ltd. 2.04 Hindustan Petroleum Corporation Ltd. 1.90 Indiabulls Real Estate Ltd. 1.89 Punj Lloyd Ltd. 1.88 Communications Ltd 1.79 Other Equities 7.32 Cash and Other Receivables 13.13 Derivatives (Figures as a % Of Equity Corpus) Futures 6.93 Total Long Futures 0.52 Total Short Futures 7.45 Options 28.92 Total Call Written Notional Value* 9.54 Total Put Bought Notional Value* 19.38 *Not considered while calculating the NAV of the fund Volatility Measures Beta 0.7681 Standard Deviation 3.8486 R Squared 0.9253 Sharpe Ratio 0.0249 Portfolio Turnover Ratio 1.40 Note: The above measures have been calculated by taking rolling return for a 3 year period from 31/05/2007 with 4.98% Risk Free returns (taken as 91days Tbill yield as on 31/05/2010) NAV Rs Equity FundGrowth Plan 14.3503 Equity FundBonus Plan 14.3503 Equity FundDividend Plan 14.3503 PERFORMANCE OF RELIANCE EQUITY FUND vs S&P CNX NIFTY 6 months 2.51 1.07 1 Year 10.00 14.24 3 Years 5.13 5.79 5 Years N.A. N.A. Since Inception 8.65 9.99 "Returns are of Retail Plan Growth Plan. Returns less than one year are absolute returns and returns more than one year are compounded annualized returns. Calculations assume all payouts during the period have been reinvested in the units of the scheme at the prevailing NAV. Past performance may or may not be sustained in the future." Special Feature Any Time Money Card Industry Classification as per AMFI. Fundamentals June 2010 7
Equity : Diversified Mid Cap Growth Fund The primary of the scheme is to achieve longterm growth of capital by investing in equity and equity related securities through a research based investment approach. Portfolio composition As On 31st May 2010 IDR, Warrants,Debt, Cash and Other Receivables 9.60% Sector Allocation As On 31st May 2010 Equities 90.40% Industry Classification as per AMFI. 8 Fundamentals June 2010 Structure... Openended Equity Growth Scheme Date of allotment... October 8, 1995 Inception Date... October 8, 1995 Corpus:... 7428.96 crores (31/05/2010) Minimum Investment...Retail Plan Rs 5,000 and in multiples of Re 1 thereafter............. Institutional Plan (IP) Rs 5 cr and in multiples of Re 1 thereafter Fund Manager...Sunil Singhania Entry Load*...Retail Plan: Nil........................ Institutional Plan: Nil Exit Load (w.e.f 24th Aug 09)... Retail Plan & Institutional Plan 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil if redeemed or switched out after completion of 1 year from the date of allotment of units Benchmark.... BSE 100 Index Portfolio of GROWTH Fund Holdings Weightage (%) Equities 90.40 Lupin Ltd. 4.83 State Bank Of India 3.88 Bank Of Baroda 3.77 Jindal Saw Ltd. 3.17 Jindal Steel & Power Ltd. 2.53 Divis Laboratories Ltd. 2.45 Zee Entertainment Enterprises Ltd 2.35 Oil & Natural Gas Corporation Ltd. 2.27 Industries Ltd. 2.21 E.I.D. Parry (India) Ltd. 2.21 Infosys Technologies Ltd. 2.16 ICICI Bank Ltd. 2.04 United Spirits Ltd. 1.78 Escorts Ltd. 1.71 United Phosphorus Ltd. 1.71 HCL Technologies Ltd. 1.61 Edelweiss Capital Ltd. 1.58 Adani Enterprises Ltd. 1.55 Bombay Dyeing & Manufacturing Co. Ltd. 1.55 Financial Technologies India 1.49 Gujarat Mineral Development Corp Lt 1.49 Jain Irrigation Systems Ltd. 1.45 Strides Arcolab Ltd. 1.45 Orient Paper & Industries Ltd. 1.38 Sintex Industries Ltd. 1.37 BEML Ltd. 1.36 Crompton Greaves Ltd. 1.35 HT Media Ltd. 1.34 Greaves Cotton Ltd. 1.33 Rural Electrification Corp Ltd 1.29 Maruti Suzuki India Ltd. 1.29 Gujarat State Fertilizers & Chemicals Ltd. 1.24 Radico Khaitan Ltd 1.24 Jaiprakash Associates Ltd. 1.18 D B Realty Ltd. 1.17 Infrastructure Ltd. 1.08 Bajaj Holdings And Investment Ltd 1.07 Indiabulls Financial Services Ltd 1.02 Tata Consultancy Services Ltd. 1.00 Equity Less Than 1% Of Corpus 19.45 SIP Return IDR, Warrants,Debt,Cash and Other Receivables 9.60 Volatility Measures Beta 0.8531 Standard Deviation 4.3902 R Squared 0.8773 Sharpe Ratio 0.0637 Portfolio Turnover Ratio 0.44 Note: The above measures have been calculated by taking rolling return for a 3 year period from 31/05/2007 with 4.98% Risk Free returns (taken as 91days Tbill yield as on 31/05/2010) NAV Growth FundGrowth Plan 441.7459 Growth FundBonus Plan 73.2761 Growth FundDividend Plan 54.1500 Growth FundInstitutional Growth 444.6808 Growth FundInstitutional Dividend 430.2415 dividend HIstory Date rate Cum *Ex (Re/ Dividend Dividend Unit) NAV NAV 21/03/2000 10.00 40.89 30.90 18/02/2003 2.00 22.61 20.67 18/07/2003 3.00 27.96 24.47 09/10/2003 3.00 34.67 31.80 18/12/2003 6.00 41.10 35.28 12/03/2004 7.50 34.67 27.17 19/10/2004 3.00 33.61 30.37 24/12/2004 2.50 37.34 34.91 29/03/2005 5.00 36.21 31.80 19/12/2005 3.00 50.83 47.63 29/03/2006 7.50 57.77 50.90 30/10/2006 2.50 55.58 53.08 12/03/2007 7.50 54.09 47.16 17/08/2007 3.50 54.72 52.04 19/03/2008 6.50 54.53 47.42 20/03/2009 2.00 29.72 28.60 31/10/2009 5.00 53.40 46.98 30/03/2010 2.50 56.29 53.84 Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of Dividend Plan/Option would be net of applicable statutory levy, if any * NAV on the 1st transaction day after Record Date, which includes the mark to market impact also. performance of RELIANCE GROWTH FUND vs BSE 100 index 6 months 8.99 1.42 1 Year 35.54 18.54 3 Years 14.47 6.57 5 Years 27.22 20.20 Since Inception 29.50 12.36 "Returns are of Retail Plan Growth Plan. Returns less than one year are absolute returns and returns more than one year are compounded annualized returns. Calculations assume all payouts during the period have been reinvested in the units of the scheme at the prevailing NAV. Past performance may or may not be sustained in the future." Special Feature Any Time Money Card Period 1 Year 3 Year 5 Year Since inception SIP Start Date 1/6/2009 1/6/2007 1/6/2005 8/10/1995 Current NAV (As on 31/05/2010) 441.75 441.75 441.75 441.75 Total No. of units accumulated 30.80 113.99 231.44 6202.22 Total Amount Invested in Rs. 12000 36000 60000 176000 Market Value of Scheme in Rs. 13605.06 50353.60 102237.46 2739805.22 Market Value if invested in Benchmark in Rs. 12671.68 43927.98 84383.63 659190.09 Return on SIP in Scheme 27.04% 23.45% 21.67% 33.04% Return on SIP in Benchmark (BSE 100) 11.07% 13.60% 13.74% 16.46% Assumptions: a) Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. b) Calculations assume that all payouts during the period have been reinvested in the units of the scheme at then prevailing NAV. c) It is assumed that a SIP of Rs. 1000/ each executed on 10th of every month has been taken into consideration including the first installment. It may please be noted that load has not been taken into consideration. d) The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are simulated for illustrative purposes for understanding the concept of SIP. This illustration should not be construed as a promise, guarantee on or a forecast of any minimum returns. The Mutual Fund or the Investment Manager does not assure any safeguard of capital and the illustrated returns are not necessarily indicative of future results and may not necessarily provide a basis for comparison with other investments. SIP does not guarantee or assure any protection against losses in declining market conditions. Past performance may or may not be sustained in future.
Equity : Diversified Mid Cap Long Term Equity Fund The primary of the scheme is to seek to generate long term capital appreciation & provide longterm growth opportunities by investing in a portfolio constituted of equity & equity related securities and Derivatives and the secondary objective is to generate consistent returns by investing in debt and money market securities. Portfolio composition As On 31st May 2010 Derivatives, Cash and Other Receivables 7.84% Sector Allocation As On 31st May 2010 Equities 92.16% Structure. An Open Ended Diversified Equity Scheme Date of allotment... December 26, 2006 Inception Date...December 27, 2006 Corpus...Rs 1648.00 crore (31/05/2010) Minimum Investment...Rs 5,000 & in multiples of............................ Re.1 thereafter. Fund Manager...Sunil Singhania Entry Load*... Nil Exit Load.... 1% if redeeemed/switched out on or before completion of 1 year from the date of alotment of units Nil if redeemed/switched out after completion of 1 year from the date of allotment of units Benchmark.... BSE 200 Index Portfolio of LONGTERM EQUITY Fund Holdings Weightage (%) Equities 92.16 Rallis India Ltd. 4.53 Wabco TVS India Ltd 4.07 Corporation Bank 3.94 Bombay Rayon Fashions Ltd. 3.38 Bank Of Baroda 3.23 JSL Ltd. 3.22 Divis Laboratories Ltd. 3.21 Greaves Cotton Ltd. 2.98 Unichem Laboratories Ltd. 2.83 Gujarat Narmada Valley Fertilisers Co. Ltd. 2.75 ERA Infra Engineering Ltd. 2.57 Tube Investments Of India Ltd. 2.39 Oriental Hotels Ltd. 2.34 Karnataka Bank Ltd 2.29 3i Infotech Ltd. 2.25 Lakshmi Machine Works Ltd. 2.23 India Cements Ltd. 2.06 United Phosphorus Ltd. 2.04 Abbott India Ltd 1.93 Sobha Developers Ltd. 1.85 Sintex Industries Ltd. 1.84 Infrastructure Ltd. 1.78 Nirma Ltd. 1.54 Time Technoplast Ltd. 1.53 Kirloskar Engines India Ltd 1.48 Rain Commodities Ltd. 1.46 Sundaram Finance Ltd. 1.38 Piramal Healthcare Ltd. 1.37 Tata Motors Ltd. 1.34 Mindtree Ltd. 1.33 EIH Ltd. 1.32 Astra Microwave Products Ltd 1.32 CCL Products India Ltd. 1.29 Everest Industries Ltd. 1.28 PSL Ltd. 1.21 Essel Propack Ltd. 1.18 Sarda Energy And Minerals Ltd. 1.15 Hinduja Ventures Ltd. 1.10 Gulf Oil Corporation Ltd. 1.04 Equity Less Than 1% Of Corpus 10.12 Derivatives,Cash and Other Receivables 7.84 Volatility Measures Beta 0.7168 Standard Deviation 3.9633 R Squared 0.7598 Sharpe Ratio 0.0434 Portfolio Turnover Ratio 0.43 Note: The above measures have been calculated by taking rolling return for a 3 year period from 31/05/2007 with 4.98% Risk Free returns (taken as 91days Tbill yield as on 31/05/2010) NAV Rs Long Term Equity Fund Growth Plan 14.2649 Long Term Equity Fund Dividend Plan 14.2649 performance of RELIANCE LONG TERM EQUITY FUND vs BSE 200 index as on May 31, 2010 6 Months 12.67 2.22 1 Year 33.35 21.27 3 Years 9.29 6.81 5 Years N.A. N.A. Since Inception 10.42 7.96 "Returns are of Growth Plan. Returns less than one year are absolute returns and returns more than one year are compounded annualized returns. Calculations assume all payouts during the period have been reinvested in the units of the scheme at the prevailing NAV. Past performance may or may not be sustained in the future." Industry Classification as per AMFI. Fundamentals June 2010 9
Equity : Diversified Multi Cap Equity Opportunities Fund The primary of the scheme is to seek to generate capital appreciation & provide longterm growth opportunities by investing in a portfolio constituted of equity securities & equityrelated securities and the secondary objective is to generate consistent returns by investing in debt and money market securities. Portfolio composition As On 31st May 2010 IDR, Warrants, Derivatives, Cash and Other Receivables 5.31% Sector Allocation As On 31st May 2010 Equities 94.69% Structure...Openended Diversified Equity Scheme Date of allotment... March 28, 2005 Inception Date...March 31, 2005 Corpus...2069.96 crore (31/05/2010) Minimum Investment...Retail Plan Rs 5,000 and in multiples of Re 1 thereafter........................ IP Plan Rs 5 cr and in multiples of Re 1 thereafter Fund Manager...Sailesh Raj Bhan Entry Load*...Retail Plan : Nil..................... Institutional Plan (IP): Nil Exit Load (w.e.f 24th Aug 09)... Retail Plan & Institutional Plan: 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil if redeemed or switched out after completion of 1 year from the date of allotment of units. Benchmark.... BSE 100 Index Portfolio of Equity Opportunities Fund Holdings Weightage (%) Equities 94.69 Divis Laboratories Ltd. 5.63 Aventis Pharma Ltd. 5.11 State Bank Of India 4.93 Trent Ltd. 4.68 Indian Metal And Ferro Alloys Limit 4.23 Cox And Kings India Ltd. 3.82 Industries Ltd. 3.79 Larsen & Toubro Ltd. 3.74 Shoppers Stop Ltd. 3.66 Cummins India Ltd. 3.53 Ashok Leyland Ltd. 3.50 Torrent Power Ltd. 3.23 Tata Consultancy Services Ltd. 2.69 ICICI Bank Ltd. 2.62 HCL Technologies Ltd. 2.43 Nava Bharat Ventures Ltd. 2.38 Info Edge India Ltd. 2.27 Bharti Airtel Ltd. 2.25 Rain Commodities Ltd. 2.19 Housing Development Finance Cor Ltd 2.02 Unichem Laboratories Ltd. 2.01 Phoenix Mills Ltd. 1.64 Mahindra Forgings Ltd. 1.56 Siemens Ltd. 1.54 Infosys Technologies Ltd. 1.28 Hinduja Ventures Ltd. 1.23 Piramal Life Sciences Ltd. 1.22 HCL Infosystem Ltd. 1.08 Bosch Ltd. 1.00 Equity Less Than 1% Of Corpus 13.41 IDR, Warrants,Derivatives,Cash and Other Receivables 5.31 Volatility Measures Beta 0.8622 Standard Deviation 4.4426 R Squared 0.8751 Sharpe Ratio 0.0513 Portfolio Turnover Ratio 1.00 Note: The above measures have been calculated by taking rolling return for a 3 year period from 31/05/2007 with 4.98% Risk Free returns (taken as 91days Tbill yield as on 31/05/2010) NAV Equity Opportunities Fund Growth Plan 31.0571 Equity Opportunities Fund Bonus Plan 31.0571 Equity Opportunities Fund Dividend Plan 21.9384 Equity Opportunities Fund Institutional Dividend 31.0832 dividend HIstory Date rate Cum *Ex (Re/ Dividend Dividend Unit) NAV NAV 7Aug06 1.00 16.41 15.41 1Feb07 1.50 20.88 19.53 19Mar08 1.50 18.19 16.56 24Jul09 2.00 17.10 15.29 "Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of Dividend Plan/Option would be net of applicable statutory levy, if any * NAV on the 1st transaction day after Record Date, which includes the mark to market impact also. PERFORMANCE OF RELIANCE EQUITY OPPORTUNiTIES FUND vs BSE 100 INDEX AS ON May 31, 2010 6 months 15.50 1.42 1 Year 54.43 18.54 3 Years 10.93 6.57 5 Years 24.79 20.20 Since Inception 24.66 20.27 "Returns are of Retail Plan Growth Plan. Returns less than one year are absolute returns and returns more than one year are compounded annualized returns. Calculations assume all payouts during the period have been reinvested in the units of the scheme at the prevailing NAV. Past performance may or may not be sustained in the future." Special Feature Any Time Money Card SIP Return Industry Classification as per AMFI. Period 1 Year 3 Year 5 Years Since inception SIP Start Date 1/6/2009 1/6/2007 1/6/2005 31/3/2005 Current NAV (As on 31/05/2010) 31.06 31.06 31.06 31.06 Total No. of units accumulated 468.22 1725.48 3232.91 3533.11 Total Amount Invested in Rs. 12000 36000 60000 63000 Market Value of Scheme in Rs. 14541.44 53588.44 100404.69 109728.22 Market Value if invested in Benchmark in Rs. 12671.68 43927.98 84383.63 92189.26 Return on SIP in Scheme 43.70% 28.10% 20.91% 21.42% Return on SIP in Benchmark (BSE 100) 11.07% 13.60% 13.74% 14.60% Assumptions: a) Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. b) Calculations assume that all payouts during the period have been reinvested in the units of the scheme at then prevailing NAV. c) It is assumed that a SIP of Rs. 1000/ each executed on 10th of every month has been taken into consideration including the first installment. It may please be noted that load has not been taken into consideration. d) The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are simulated for illustrative purposes for understanding the concept of SIP. This illustration should not be construed as a promise, guarantee on or a forecast of any minimum returns. The Mutual Fund or the Investment Manager does not assure any safeguard of capital and the illustrated returns are not necessarily indicative of future results and may not necessarily provide a basis for comparison with other investments. SIP does not guarantee or assure any protection against losses in declining market conditions. Past performance may or may not be sustained in future. 10 Fundamentals June 2010
Equity : Diversified Multi Cap Regular Savings Fund (Equity Option) The primary of this option is to seek capital appreciation and or to generate consistent returns by actively investing in equity / equity related securities. Portfolio composition As On 31st May 2010 Derivatives,Cash and Other Receivables 9.05% Sector Allocation As On 31st May 2010 Equities 90.95% Structure...Openended Scheme Date of allotment...june 8, 2005 Inception Date...June 9, 2005 Corpus... Rs. 2722.37 crore (31/05/2010) Minimum Investment...Rs 500 & in multiples of Re 1 thereafter Fund Manager... Omprakash Kuckian Entry Load*... Nil Exit Load (w.e.f 24th Aug 09)... 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil if redeemed or switched out after completion of 1 year from the date of allotment of units. Benchmark.... BSE 100 Index Portfolio of REGULAR SAVINGS FUND EQUITY OPTION Holdings Weightage (%) Equities 90.95 State Bank Of India 4.17 Industries Ltd. 3.84 Oil & Natural Gas Corporation Ltd. 3.43 Infrastructure Ltd. 2.85 Tata Consultancy Services Ltd. 2.73 Mphasis Ltd. 2.52 GAIL (India) Ltd. 2.38 Divis Laboratories Ltd. 2.30 ICICI Bank Ltd. 2.23 Biocon Ltd. 2.16 Tata Motors Ltd. 2.12 Cipla Ltd. 2.11 Pratibha Industries Ltd. 2.09 Hindustan Petroleum Corporation Ltd. 2.04 Indiabulls Real Estate Ltd. 2.02 Mahindra & Mahindra Ltd. 1.97 Infosys Technologies Ltd. 1.95 Federal Bank Ltd. 1.90 Bombay Rayon Fashions Ltd. 1.90 Indian Bank 1.86 Communications Ltd 1.81 Exide Industries Ltd. 1.75 IDFC Ltd. 1.73 Hindalco Industries Ltd. 1.66 Tata Steel Ltd. 1.65 Bharti Airtel Ltd. 1.55 Lupin Ltd. 1.54 Jindal Saw Ltd. 1.53 Phoenix Mills Ltd. 1.53 Canara Bank 1.48 Motherson Sumi Systems Ltd. 1.36 Zee Entertainment Enterprises Ltd 1.35 United Spirits Ltd. 1.35 Zuari Industries Ltd 1.35 Grasim Industries Ltd. 1.34 Gammon India Ltd. 1.27 Deccan Chronicle Holdings Ltd. 1.17 Arshiya International Ltd. 1.12 Gateway Distriparks Ltd. 1.04 Pantaloon Retail (India) Ltd. 1.02 Equity Less Than 1% Of Corpus 13.77 Derivatives,Cash and Other Receivables 9.05 Volatility Measures Beta 0.9037 Standard Deviation 4.7113 R Squared 0.8547 Sharpe Ratio 0.0810 Portfolio Turnover Ratio 0.87 Note: The above measures have been calculated by taking rolling return for a 3 year period from 31/05/2007 with 4.98% Risk Free returns (taken as 91days Tbill yield as on 31/05/2010) NAV RSF Equity OptionGrowth Plan 28.2008 RSF Equity OptionDividend Plan 21.9814 dividend HIstory Date rate Cum *Ex (Re/ Dividend Dividend Unit) NAV NAV 24072009 5 22.6391 17.7355 Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of Dividend Plan/Option would be net of applicable statutory levy, if any * NAV on the 1st transaction day after Record Date, which includes the mark to market impact also. PERFORMANCE OF RELIANCE REGULAR SAVINGS Fund EQUITY OPTION vs BSE 100 INDEX 6 Months 6.13 1.42 1 Year 31.99 18.54 3 Yrs 18.84 6.57 5 Yrs N.A. N.A. Since Inception 23.09 19.85 "Returns are of Growth Plan. Returns less than one year are absolute returns and returns more than one year are compounded annualized returns. Calculations assume all payouts during the period have been reinvested in the units of the scheme at the prevailing NAV. Past performance may or may not be sustained in the future." Special Feature Any Time Money Card SIP Return Industry Classification as per AMFI. Period 1 Year 3 Year 5 Years Since inception SIP Start Date 1/6/2009 1/6/2007 N.A 9/6/2005 Current NAV (As on 31/05/2010) 28.20 28.20 N.A 28.20 Total No. of units accumulated 469.95 1821.24 N.A 3839.26 Total Amount Invested in Rs. 12000 36000 N.A 60000 Market Value of Scheme in Rs. 13252.99 51360.49 N.A 108270.27 Market Value if invested in Benchmark in Rs. 12671.68 43927.98 N.A 84342.77 Return on SIP in Scheme 20.94% 24.92% N.A 24.07% Return on SIP in Benchmark (BSE 100) 11.07% 13.60% N.A 13.73% Assumptions: a) Returns on SIP and Benchmark are annualised and cumulative investment return for cash flows resulting out of uniform and regular monthly subscriptions have been worked out on excel spreadsheet function known as XIRR. b) Calculations assume that all payouts during the period have been reinvested in the units of the scheme at then prevailing NAV. c) It is assumed that a SIP of Rs. 1000/ each executed on 10th of every month has been taken into consideration including the first installment. It may please be noted that load has not been taken into consideration. d) The amounts invested in SIP and the market values of such investments at respective periodic intervals thereof are simulated for illustrative purposes for understanding the concept of SIP. This illustration should not be construed as a promise, guarantee on or a forecast of any minimum returns. The Mutual Fund or the Investment Manager does not assure any safeguard of capital and the illustrated returns are not necessarily indicative of future results and may not necessarily provide a basis for comparison with other investments. SIP does not guarantee or assure any protection against losses in declining market conditions. Past performance may or may not be sustained in future. Fundamentals June 2010 11
Equity : Balanced Regular Savings Fund (Balanced Option) The primary of this option is to generate consistent returns and appreciation of capital by investing in a mix of securities comprising of equity, equity related instruments & fixed income instruments. Portfolio composition As On 31st May 2010 Debt, Cash & Other Receivables 34.35% Sector Allocation As On 31st May 2010 Equities 65.65% Structure...Openended Scheme Date of allotment...june 8, 2005 Inception Date...June 9, 2005 Corpus... Rs. 539.15 crore (31/05/2010) Minimum Investment...Rs 500 & in multiples of Re 1 Fund Manager. Omprakash Kuckian & Arpit Malaviya Weighted Average YTM... 2.27% Modified Duration...0.28 Years Weighted Average Maturity...0.34 Years Entry Load*... Nil Exit Load (w.e.f 24th Aug 09)... 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil if redeemed or switched out after completion of 1 year from the date of allotment of units. Benchmark....Crisil Balanced Fund Index Portfolio of REGULAR SAVINGS fund BALANCED OPTION Holdings Weightage (%) Equities 65.65 Industries Ltd. 3.88 Power Finance Corporation Ltd. 3.16 Infrastructure Ltd. 2.97 ICICI Bank Ltd. 2.82 Jindal Saw Ltd. 2.78 ITC Ltd 2.66 Zee Entertainment Enterprises Ltd 2.62 Infosys Technologies Ltd. 2.47 Bharti Airtel Ltd. 2.44 HCL Technologies Ltd. 2.41 Tata Power Co. Ltd. 2.38 Cipla Ltd. 2.37 Jaiprakash Associates Ltd. 2.31 United Spirits Ltd. 2.31 Maruti Suzuki India Ltd. 2.29 Oil & Natural Gas Corporation Ltd. 2.17 IDBI Bank Ltd 2.11 State Bank Of India 2.10 Tata Motors Ltd. 2.10 Indian Oil Corporation Ltd. 1.97 Sterlite Industries Ltd. 1.84 Gammon India Ltd. 1.82 Aventis Pharma Ltd. 1.71 Union Bank Of India 1.63 Sintex Industries Ltd. 1.56 IDFC Ltd. 1.46 Jubilant Foodworks Ltd 1.43 Man Infraconstruction Ltd 1.24 United Phosphorus Ltd. 1.01 Equity Less Than 1% Of Corpus 1.64 Certificate Of Deposit 15.46 State Bank Of Mysore A1+ By Icra 4.64 Bank Of India P1+ By Crisil 4.44 Federal Bank Ltd. P1+ By Crisil 1.85 IDBI Bank Ltd P1+ By Crisil 1.83 UCO Bank P1+ By Crisil 1.80 Punjab National Bank PR1+ By Care 0.91 Non Convertible Debentures 7.65 Power Finance Corporation Ltd. AAA 4.74 Capital Ltd. CareAAA 2.92 Cash and Other Receivables 11.23 Volatility Measures Beta 0.6784 Standard Deviation 3.4720 R Squared 0.8882 Sharpe Ratio 0.0891 Portfolio Turnover Ratio 4.15 Note: The above measures have been calculated by taking rolling return for a 3 year period from 31/05/2007 with 4.98% Risk Free returns (taken as 91days Tbill yield as on 31/05/2010) NAV RSF Balanced Option Growth Plan 20.4840 RSF Balanced Option Dividend Plan 14.3603 Maturity Profile as on 31/05/2010 Holding Weightage (%) Equities 65.65 Below 3 months 15.46 Between 1 2 Years 2.92 Above 4 Years 4.74 Other Receivables 11.23 rating Profile AS ON 31/05/2010 Holding Weightage (%) Equities 65.65 A1+ by ICRA 4.64 AAA 4.74 CAREAAA 2.92 P1+ by CRISIL 9.92 PR1+ by CARE 0.91 Cash and Other Receivables 11.23 dividend HIstory Date rate Cum *Ex (Re/ Dividend Dividend Unit) NAV NAV 30/03/2010 2.5 16.9448 14.4334 24/07/2009 3 16.9172 13.9043 Past performance may or may not be sustained in the future; Dividend distribution is subject to availability & adequacy of distributable surplus. The Mutual Fund is not assuring that it will make periodical dividend distributions, though it has every intention of doing so. After the payment of dividend, the per unit NAV falls to the extent of the dividend payout and distribution taxes, if any. Performance of Dividend Plan/Option would be net of applicable statutory levy, if any * NAV on the 1st transaction day after Record Date, which includes the mark to market impact also. performance of RELIANCE regular savings FUND Balanced option vs Crisil Balanced fund Index on May 31, 2010 6 months 9.80 1.75 1 Year 31.62 11.49 3 Years 19.08 7.87 5 Years N.A. N.A. Since Inception 18.26 8.32 Inception date: 13/01/2007 "Returns are of Growth Plan. Returns less than one year are absolute returns and returns more than one year are compounded annualized returns. Calculations assume all payouts during the period have been reinvested in the units of the scheme at the prevailing NAV. Past performance may or may not be sustained in the future." Regular Savings Fund Hybrid Option was launched on June 9, 2005 and subsequently Hybrid Option has been changed to Balanced Option w.e.f. January 13, 2007.Consequently, Benchmark of Regular Saving Fund Balanced option has been changed to Crisil Balanced Fund Index from Crisil MIP Index with effect from 21st Feb 08. Accordingly performance of the scheme is from 13th Jan 07. Special Feature Any Time Money Card Industry Classification as per AMFI. 12 Fundamentals June 2010
Equity : Diversified Theme Based Infrastructure Fund The primary of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in infrastructure and infrastructure related sectors and which are incorporated or have their area of primary activity, in India and the secondary objective is to generate consistent returns by investing in debt & money market securities. Portfolio composition As On 31st May 2010 Cash and Other Receivables 9.66% Equities 90.34% Sector Allocation As On 31st may 2010 Structure... Openended Equity Scheme Date of allotment... July 17, 2009 Inception Date...July 20, 2009 Corpus...1990.06 crore (31/05/2010) Minimum Investment...Retail Plan Rs 5,000 and in multiples of Re 1 thereafter........................ IP Plan Rs 5 cr and in multiples of Re 1 thereafter Fund Manager...Sunil Singhania Entry Load*...Retail Plan : Nil........................Institutional Plan : Nil Exit Load (w.e.f 24th Aug 09)... Retail Plan & Institutional Plan 1% if redeemed or switched out on or before completion of 1 year from the date of allotment of units. Nil if redeemed or switched out after completion of 1 year from the date of allotment of units. Benchmark.... BSE 100 Index Portfolio of Infrastructure Fund Holdings Weightage (%) Equities 90.34 ERA Infra Engineering Ltd. 4.90 Infrastructure Ltd. 4.34 IDFC Ltd. 4.20 Larsen & Toubro Ltd. 3.28 Hindustan Construction Co. Ltd. 3.25 NTPC Ltd. 3.15 Oil & Natural Gas Corporation Ltd. 3.09 Jindal Saw Ltd. 3.07 GAIL (India) Ltd. 3.07 ICICI Bank Ltd. 3.02 Sobha Developers Ltd. 2.95 Jindal Steel & Power Ltd. 2.92 Nagarjuna Construction Co. Ltd. 2.91 Jaiprakash Associates Ltd. 2.88 Jayaswal Neco Industries Ltd 2.80 Sterlite Industries Ltd. 2.69 Industries Ltd. 2.66 SPML Infra Ltd. 2.54 Gayatri Projects Ltd. 2.26 Tata Power Co. Ltd. 2.24 State Bank Of India 2.00 IRB Infrastructure Developers Ltd 1.96 KSB Pumps Ltd. 1.83 Marg Ltd. 1.83 PSL Ltd. 1.67 Texmaco Ltd. 1.65 MBL Infrastructures Ltd. 1.44 IVRCL Infrastructures & Projects Ltd. 1.43 Adani Power Ltd. 1.41 Punj Lloyd Ltd. 1.40 GVK Power & Infrastructure Ltd 1.30 IL&FS Transportation Networks Ltd 1.30 BEML Ltd. 1.28 Yes Bank Ltd. 1.15 Equity Less Than 1% Of Corpus 6.46 Cash and Other Receivables 9.66 NAV Infrastructure Fund Retail Growth Plan 10.9322 Infrastructure Fund Retail Bonus Plan 10.9321 Infrastructure Fund Retail Dividend Plan 10.9322 Infrastructure Fund Institutional Growth Plan 10.9454 Infrastructure Fund Institutional Dividend Plan 10.9454 PERFORMANCE OF RELIANCE Infrastructure FUND vs BSE 100 INDEX AS ON May 31, 2010 Period Returns Returns 6 Months 1.34 1.42 1 Year N.A. N.A. 3 Years N.A. N.A. 5 Years N.A. N.A. Since Inception 8.56 12.97 Since Inception Date is 20/07/2009. "Returns are of Retail Plan Growth Plan. Returns less than one year are absolute returns and returns more than one year are compounded annualized returns. Calculations assume all payouts during the period have been reinvested in the units of the scheme at the prevailing NAV. Past performance may or may not be sustained in the future." Special Feature Any Time Money Card Industry Classification as per AMFI. Fundamentals June 2010 13