Price, till Price, from Minimum services fee 1 (fee for account opening 2, maintenance, closing and incoming Euro payments 3 )

Similar documents
BizKit L till EUR/month. 2 accounts 4 accounts Unlimited Unlimited Unlimited Unlimited transfers

Nordea Bank AB Lithuania branch Price List For private customers

Nordea Bank AB Lithuania branch Price List For private customers

DANSKE BANK A/S LATVIA BRANCH PRICELIST FOR LEGAL CUSTOMERS

Business packages. Business packages. Business pricelist. Pricelist for business customer. Business packages. Monthly maintenance fee

PAYMENTS... 4 Incoming payments Outgoing payments... 4 International payments Other payment services... 4

2. concluded on and later, if they (or their annexes) indicate that the Price (D) is applicable. BizKit S BizKit M BizKit L

DANSKE BANK A/S LATVIA BRANCH PRICELIST FOR LEGAL CUSTOMERS

Contents. Price List of Luminor Bank Private customer Effective from February 1 st, 2019

(N) Price List of Luminor Bank AS Private customer Effective from February 1, 2018

Daily banking package Gold

Banking service charges (valid from ) 1 Resident Non-resident Special conditions

Price List of Nordea Bank CONTENT. Corporate customer Effective from 1 June 2015

Approved by Management committee of Danske Bank A/S Latvia branch (Meeting No 39/2014 from 24 September 2014) Effective from 01 of December 2014

Price List of Nordea Bank Private customer Effective from 1 June 2015

SERVICE FEES Valid since 01/09/2018

5 EUR/month 9 EUR/month 18 EUR/month. 2 accounts 4 accounts Unlimited transfers 25 transfers 55 transfers. 1 card 2 cards 2 cards

Pricelist for private customers Danske Bank A/S Lithuania branch

Approved by Management committee of Danske Bank A/S Latvia branch (Meeting No 17/2017 from 24 April 2017) Effective from 1 of July 2017

RATES OF FEES CHARGED BY SWEDBANK, AB FOR ITS SERVICES AND OPERATIONS

Terms and Conditions for Banks

TARIFF. for fees and commissions of Raiffeisenbank (Bulgaria) EAD for Legal entities and Sole traders. In force as of

OP CORPORATE BANK PLC ESTONIAN BRANCH. PRICE LIST for corporate customers and sole proprietors. Effective from 1 February 2018, prices in euros

Banking packages. Standard banking packages. Private pricelist Archive. Standard. Daily package Active package Gold package

Opening an additional current account for current Customers. Replacement of the specimen signature and seal imprint card

List of Fees ENTREPRENEURS AND SMALL COMPANIES. Turnover up to CZK 25 Million

Accounts and Payments

Banking Service Price List for private customers

Accounts and Payments

Standard List of Fees and Commissions for Corporate Clients

TARIFF. For fees and commissions of Raiffeisenbank (Bulgaria) EAD for Legal entities and Sole traders. In force as of

Fee Information Document

Price list Corporate UniCredit Bank Czech Republic and Slovakia, a.s.

Price list for private person Effective as of

Tatra banka, a. s. Service Charges, Corporate Entities or Individual - Entrepreneurs Segment 1

Price List for Business Customers Danske Bank A/S Estonia branch Valid From: January 1st 2019

TERMS AND CONDITIONS FOR BUSINESS ACCOUNTS MAINTENANCE AND OPERATIONS IN RUSSIAN RUBLES AND IN FOREIGN CURRENCIES Effective from October 26, 2018

PRICE LIST. Valid since TABLE OF CONTENT. TALLINN BUSINESS BANK and TBB LEASING Ltd.

I. PAYMENT ACCOUNTS... 2 II. BANK TRANSFERS... 2 III. CASH OPERATIONS... 3 IV. MONEY REMITTANCE... 4

PRICE LIST 1 for legal entities non-resident in Latvia

TARIFF FOR CORE BANKING BUSINESS

TARIFF. For fees and commissions of Raiffeisenbank (Bulgaria) EAD for Legal entities and Sole traders. In force as of

Price List for private customers

Price list Corporate UniCredit Bank Czech Republic and Slovakia, a.s.

List of Fees ENTREPRENEURS AND SMALL COMPANIES. Turnover up to CZK 25 Million

PRICE LIST 1 for private individuals non-resident in Latvia

Terms and conditions for transfers to and from Denmark and transfers other than DKK within Denmark Corporate

Terms and conditions for transfers to and from Denmark and transfers in foreign currency in Denmark Consumers - Effective from 1.

List of Fees ENTREPRENEURS AND SMALL COMPANIES. Turnover up to CZK 25 Million

TARIFF OF BANK COMMISSIONS AND FEES AT PKO BANK POLSKI SA FOR CORPORATE CUSTOMERS

BizKit S BizKit M BizKit L. 5 EUR/month 9 EUR/month 18 EUR/month. 2 accounts 4 accounts Unlimited transfers 25 transfers 55 transfers

List of Fees INDIVIDUALS

Fees and Commissions. Effective as of Citibank Europe Plc., Bulgaria branch

Fees and Commissions. Effective as of Citibank Europe Plc., Bulgaria branch

TARIFF OF BANK COMMISSIONS AND FEES AT PKO BANK POLSKI SA FOR CORPORATE CUSTOMERS

FEES AND COMMISSIONS TARIFF FOR BANKS

I. PAYMENT ACCOUNTS... 2 II. BANK TRANSFERS... 2 III. CASH OPERATIONS... 3 IV. MONEY REMITTANCE... 3

PRICE LIST OF PRODUCTS AND SERVICES FOR CORPORATES PART 1

PRICE LIST OF SERVICES OF PPF banka a. s. for Legal Entities

I. PAYMENT ACCOUNTS... 2 II. BANK TRANSFERS... 2 III. CASH OPERATIONS... 3 IV. MONEY REMITTANCE... 3

Tatra banka, a. s. Service Charges, Corporate Entities or Natural Persons - Entrepreneurs Segment 1

Current account. Current account Current account for legal entities. Current account for legal entities All inclusive

PRICE LIST. Valid since TABLE OF CONTENT. TALLINN BUSINESS BANK and TBB LEASING Ltd.

List of Fees ENTREPRENEURS AND SMALL COMPANIES. Turnover up to CZK 25 Million

LIST OF CHARGES Effective from March 31 st, 2017 Applies to corporate clients and Commercial Bank clients

T E R M S А N D C O N D I T I O N S

List of Terms and Conditions for Corporate Banking Page 1

Rates of Fees charged by Swedbank, AB for its Services and Operations

List of Terms and Conditions for Corporate Customers of Commerzbank Zrt.

Notice by. Equa bank a. s., on the Conditions of Carrying out Payment Transactions. (the Notice )

List of Terms and Conditions for Corporate Customers of Commerzbank Zrt.

Tatra banka, a. s. Service Charges, Corporate Entities or Natural Persons - Entrepreneurs Segment 1

List of Fees INDIVIDUALS

Banking fees, commissions, conditions and costs for services chargeable to customers UK BRANCH

Fee Information Document

LIST OF CHARGES Effective from January 1 st, 2019 Applies to corporate clients and Commercial Bank clients

List of Fees MUNICIPALITIES, CITIES, REGIONS

LARGE CORPORATE AND CORPORATIONS

PRICE LIST OF PRODUCTS AND SERVICES FOR ENTREPRENEURS AND LEGAL ENTITIES PART 1

LIST OF PRICES AND SERVICES FOR CORPORATE CLIENTS OF PKO BANK POLSKI SA NIEDERLASSUNG DEUTSCHLAND

PRICE LIST KOMERČNÍ BANKY, A. S., pobočky zahraničnej banky

LIST OF CHARGES Effective from March December 313 strd, 2017 Applies to corporate clients and Commercial Bank clients

LIST OF PRICES AND SERVICES FOR CORPORATE CLIENTS OF PKO BANK POLSKI SA NIEDERLASSUNG DEUTSCHLAND

List of Terms and Conditions for Corporate Banking Page 1

List of Terms and Conditions for Corporate Banking Page 1

CASH MANAGEMENT CONDITIONS F O R C O R P O R A T E C L I E N T S

Price list Corporate UniCredit Bank Czech Republic and Slovakia, a.s.

Price List Accounts and bank transfers Bank cards Servicing of payment cards Deposits Securities Loans...

Price List Effective as of Table of contents

International payments Tariff for personal customers effective from 1 January 2018

TARIFF FEES AND COMMISSIONS

Payments via Unitel & Corporate Netbank Request for Transfer Customer tariff effective from 1 October 2017

and transfers in foreign currency in Denmark Consumers Effective from 19. May 2017

Payments via Unitel & Corporate Netbank Request for Transfer Customer tariff effective from 1 January 2017

INFORMATION OF Česká spořitelna, a.s. ON PAYMENT SERVICES Business and Corporate Clients

Tariff. for fees and commissions. June 2015

STANDARD LIST OF FEES AND COMMISSIONS

Information of Česká spořitelna, a.s. on Payment Services. Business and Corporate Clients

CO_PB_A_PAY_STC01_ENG / STTC_ /8

TARIFF. for Fees and Commissions of Raiffeisenbank (Bulgaria) EAD for Individual clients

Transcription:

DAILY BANKING BANK ACCOUNT Bank account (N) Valid from st of February, 08 Minimum services fee (fee for account opening, maintenance, closing and incoming Euro payments 3 ) 3.50.40 Verification of shareholders non-eu residents 4-50.00 Account opening for Luminor Group customer non-eu residents Standard fee 00.00 Account opening in Luminor group banks abroad - Account closing fee then account was closed in 6 month after account opening Escrow accounts Change of Escrow account agreement Trust accounts - 0.00 According to the agreement, min. 300.00 According to the agreement According to the agreement According to the agreement, min. 00.00 According to the agreement, min. 0.5 % from the amount, min. 300.00 According to the agreement, min. 00.00 Standard Bank account fees are applied Annual default interest on unauthorised debit balance of 4.00 % 8.00 % bank account Registration of entity s legal status and assigning a - 0.00 bankruptcy administrator to manage the account Additional account maintenance fee: For financial institutions*, if the account balance is higher than: 000 000 EUR; 9 500 000 SEK; 7 500 000 DKK; 000 000 CHF; 3 000 000 JPY; 5 500 000 CZK, (the annual interest rate set by the relevant central bank** minus 0.3 percentage point)/360 For other legal entities if the Bank notifies the client individually 30 calendar days in advance and the account balance is higher than: 0 000 000 EUR; 95 000 000 SEK; 75 000 000 DKK; 0 000 000 CHF; 30 000 000 JPY; 55 000 000 CZK, the annual interest rate set by the relevant central bank /360. The fee is calculated at the end of each calendar day by multiplying the account balance by the absolute value (i.e. module) of the corresponding amount indicated in the table, if the account balance at the end of a calendar day exceeds the specified threshold for that currency. No fee is applied if the central bank interest rate in the respective currency becomes positive or zero (for financial institutions if the central bank interest rate in the respective currency is equal to or exceeds 0.3%). The fee is debited from the account on the last calendar day of each month if account No. begins with LTXX4000..., and is debited from the account by the 0th day of the following calendar month if account No. begins with LTXX400.... * Financial institutions are considered to be banks, credit unions and other credit institutions, payment institutions, electronic money institutions, insurance companies and insurance brokers, financial brokerage companies, investment companies, collective investment undertakings, including without limitation, pension funds, etc. ** The annual interest rate set by the relevant central bank is: for EUR currency - ECB deposit facility rate; for SEK currency - Sveriges Riksbank repo rate; for DKK currency - Danmarks Nationalbank Certificates of deposit rate; for CHF currency - Swiss National Bank negative interest rate; for JPY currency - Bank of Japan complementary deposit facility rate; for CZK currency - Czech National Bank deposit facility rate. Except as provided for non-residents. 3 Incoming Euro payments includes incoming internal payment, incoming Euro payments (domestic and from EU / EEA member states). 4 The fee is charged to legal entities registered with the Register of Legal Entities of the Republic of Lithuania whose shareholder(-s) is non-eu resident(-s) and is holding at least 5 per cent of the assets/shares/voting rights and such fee is paid before the verification and before making the decision on whether or not the business relations should be started/continued. Information on accounts Reproduction of daily account statement.50 per daily statement per account Replaced by other fee listed below* Reproduction of official monthly account statement and payment card invoice.50 per page, min. 5.00 Replaced by other fee listed below* *Issuing of account statements for the current month - *Issuing of account statements for period indicated by a customer - 5.00 each month, max 5.00 EUR * Account statements for previous month provided electronically for period up to 3 years; 0.00 for every request to provide account statement for period exceeding 3 years

Valid from st of February, 08 Certificates Certificates are prepared in Lithuanian and English languages Preparation of bank certificate and endorsements upon customer s request 5.00, except the information which has to be provided free of charge according to the laws of the Republic of Lithuania On agreed basis, min 5.00 Except the information which has to be provided free of charge according to the laws of the Republic of Lithuania. Additional fee for issuing a Bank statement at the customer's request within a period not longer than 3 business days - 5.00 ELECTRONIC SERVICES Package of daily banking services for corporate customers name - 0 name Monthly Business Package fee, Monthly Business Package fee, The package includes: Account (no minimum account charge), Account (no minimum account charge), Free outgoing SEPA transfers in euro, Free outgoing SEPA transfers in euro, Free incoming SEPA transfers in euro, Free incoming SEPA transfers in euro, Free transfers between the accounts in, Free transfers between the accounts in, Free salary transfers to employee s accounts, till 08.0.3 Free salary transfers to employee s accounts, from 08.0.0 Free MasterCard Business Debit card without insurance, till 08.0.3 Free MasterCard Business Debit card without insurance, Login code generator, till 08.0.3 Login code generator, from 08.0.0 Additional service conditions, till 08.0.3 Additional service conditions, New Business package VITAMINAI STARTUI S 5 M 50 L 50 XL 6.00 per month.00 per month 0.00 per month 48.00 per month 5.00 per month 0.00 per month 8.00 per month 48.00 per month Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited - 0 transfers 5 transfers 50 transfers 50 transfers Unlimited 0 transfers 5 transfers 60 transfers 50 transfers - + + + + + + + + + - + + + + + Standard fee Standard fee Standard fee Standard fee - + + + + + + + + + - One One One Two One One Two Two Two - One One One One One One One One One Business Package 0 or Business Package 5 is to companies that have been active for maximum 8 months free of monthly charge for twelve months. No charge for months is applied from the day it is ordered. After expiry of months the standard fee for Business Package 0 or Business Package 5 will be charged. VITAMINAI STARTUI business package instead of Business Package 0 or Business Package 5 is for months to companies that have been active for maximum 8 months. After expiry of months Business Package S will apply. Using the salary module of the Bank s Internet banking service for corporate clients.

Valid from st of February, 08 Payment card acceptance service at merchants for Business Package VITAMINAI STARTUI users Contract conclusion fee card reader installation fee Monthly fee Commission fee for cards administered 0.80 % per Luminor payment card; 0.90 % per payment card of other banks Web channel Initial registration and connection 50.00 60.00 Monthly fee (account information)mėnesinis paslaugos aptarnavimo mokestis (visos išrašų paslaugos) 3.00 Replaced by other fee listed below* *Statements and notifications sending 30.00 per month E identification Registration 50.00 According to the agreement Monthly maintenance fee 30.00 According to the agreement Amendments in agreement 30.00 According to the agreement E payments Registration 50.00 According to the agreement Monthly maintenance fee According to the agreement Transaction fee.00 % from all incoming payments sum, According to the agreement min 0.9 Amendments 30.00 According to the agreement E invoicing For service providers E-invoice submission 0.9 + VAT Replaced by other fee listed below* * E-invoice submission to Luminor customers 0.3 * E-invoice submission to Swedbank and SEB bank customers 0.35 * E-invoice submission to customers of other payer s service providers (other banks) 0.3 One-time fee for concluding an agreement on e-invoicing provision 50.00 + VAT 30.00 Monthly fee for administration of services provided under agreement on e-invoicing provision 5.00 Fee for changing an agreement on e-invoicing provision, - 0.00 if initiated by a service provider Fee for implementation/change of a special-design (other than set by the Bank) template for e-invoicing - Administration of funds transferred to a service provider - Payment service providers under e-invoicing agreement with Luminor. This service has additional VAT. Collection of fees and payments for utilities For service providers According to the agreement, min 400.00 Charge for the collected fee/of the amount of the collected fee - 0.9 /.30 % Charge for changes of special payment order form - 50.00 + VAT Additional conditions may be applied. 3

PAYMENTS (N) Valid from st of February, 08 Incoming Payments Please note that for the purposes of this part only payments from Bank accounts the number whereof is structured as LTxx400xxxxxxxxxxx shall be considered as incoming internal payments. For the payments incoming from Bank accounts the number whereof is structured as LTxx4000xxxxxxxxxxx conditions of incoming payments from other banks in Lithuania shall apply. Incoming foreign currency payments from banks in Lithuania.45 Replaced by other fee listed below* Incoming payments in RON and SEK currencies from Lithuania and EU / EEA member states.45 Replaced by other fee listed below* Incoming payment from Nordea Group banks and banks belonging to the Bank s group (payments in DKK, GBP, 8.50 Replaced by other fee listed below* NOK, RUB, and USD) *Other cases from banks registered in Lithuania or in other countries 0.00 Nordea Group shall be Nordea Bank AB, identification code 56406-00, address SE-05 7 Stockholm, Sweden, and all its subsidiaries and branches. Conditions indicated in this part shall be applicable to payments incoming from the bank accounts opened in the Latvian bank Luminor Bank AS the number whereof is structured as LVxxNDEAxxxxxxxxxxxxx and accounts opened in the Estonian bank Luminor Bank AS the number whereof is structured as EExx7000700xxxxxxx. Outgoing Payments Please note that for the purposes of this part only payments to Bank accounts the number whereof is structured as LTxx400xxxxxxxxxxx shall be considered as internal payments within the Bank. For the payments to Bank accounts the number whereof is structured as LTxx4000xxxxxxxxxxx conditions of payments to other banks in Lithuania shall apply. Internal Payments Payment to own account within the Bank (in any currency) Payment to another customer s account within the Bank (in any currency) to the beneficiary account based on a payment order for goods/ services given via e commerce system within bank Domestic payments to State Tax Inspectorate or State Social Insurance Fund Board accounts within the Bank.00 3.00.00 0.9 3.00 0.9 - - - 0.9 Standard Payments fees are applied Payments to other banks in Lithuania and EU / EEA member states Domestic euro payment to Lithuania and EU / EEA member states.00 0.43 3.00 0.40 Domestic euro payment to Bank accounts the number whereof is structured as LTxx4000xxxxxxxxxxx.00 0.9 3.00 0.9 Urgent domestic euro payment to Lithuania and EU / not 40.00 0.00 EEA member states 5.00 Payment in foreign currency to other Lithuanian bank not (including RON, SEK to EU / EEA member states) 30.00 7.38 3.00 Payment in foreign currency to other Lithuanian bank in not full to the beneficiary (including RON, SEK to EU / EEA 45.00 3.38 member states) (OUR).00 OUR type transfer when the transfer fees are covered by the payer. When a payment is sent with the charge type OUR, the payer may be charged additional fees by the beneficiary s bank and by the correspondent bank (EEA bank up to EUR 5 and fees by other non EEA correspondent banks) which will be debited by the Bank from the payer s account. If a transfer is made in US dollars, additional charges may be deducted by other banks from the transferred amount. Please note that in case of foreign currency payments to EU/EEA countries OUR payment type is not applicable from 3th of January, 08. International Payments Please note that conditions established herein shall be also applicable to payments to Bank accounts the number whereof is structured as LTxx4000xxxxxxxxxxx. 4

Valid from st of February, 08 Payments in euros outside EU / EEA countries, payments in foreign currency Standard international payment 30.00 7.38 not 3.00 Urgent international payment 60.00 46.34 not 6.00 Express international payments - 57.9 not 58.00 Additional fee for making payment if the payer pays another bank s charges (OUR) 5.00 5.00 - - Standard international payment when the transfer fees are covered by the payer (OUR) - - not.00 Urgent international payment when the transfer fees are covered by the payer (OUR) - - not 35.00 Express international payment when the transfer fees are covered by the payer (OUR) - - not 67.00 OUR type transfer when the transfer fees are covered by the payer. When a payment is sent with the charge type OUR, the payer may be charged additional fees by the beneficiary s bank and by the correspondent bank (EEA bank up to EUR 5 and fees by other non EEA correspondent banks) which will be debited by the Bank from the payer s account. If a transfer is made in US dollars, additional charges may be deducted by other banks from the transferred amount. Please note that in case of foreign currency payments to EU/EEA countries OUR payment type is not applicable from 3th of January, 08. If the actual fees of foreign banks exceed the fee debited from the payer, the Bank has the right to charge the payers account additionally afterwards. Payments to Nordea Group banks and banks belonging to the Bank s group (payment in DKK, GBP, NOK, SEK, RUB and USD currencies) Payments to Nordea Group banks and banks belonging to the Bank s group 5.00.58 not Payments to Nordea Group banks and banks belonging to the Bank s group if the payer pays another bank s 40.00 6.58 charges (OUR) 3 not.00 0.00 Nordea Intercompany payments -.58 -.00 Intercompany Payments if the payer pays another 3-6.58-0.00 bank s charges (OUR) Nordea Group shall be Nordea Bank AB, identification code 56406-00, address SE-05 7 Stockholm, Sweden, and all its subsidiaries and branches. Conditions indicated in this part shall be applicable to payments to the bank accounts opened in the Latvian bank Luminor Bank AS the number whereof is structured as LVxxNDEAxxxxxxxxxxxxx and accounts opened in the Estonian bank Luminor Bank AS the number whereof is structured as EExx7000700xxxxxxx. 3 OUR type transfer when the transfer fees are covered by the payer. When a payment is sent with the charge type OUR, the payer may be charged additional fees by the beneficiary s bank and by the correspondent bank (EEA bank up to EUR 5 and fees by other non EEA correspondent banks) which will be debited by the Bank from the payer s account. If a transfer is made in US dollars, additional charges may be deducted by other banks from the transferred amount. Please note that in case of foreign currency payments to EU/EEA countries OUR payment type is not applicable from 3th of January, 08. Other payment services Standing order payment Making a standing order agreement at the branch - 5.00 Currency Exchange FX within own Bank accounts the number whereof is structured as LTxx400xxxxxxxxxxx, when request is submited over the counter - 3.00 5

Other payment related services (N) Valid from st of February, 08 Payment confirmation: SWIFT or XML copy of payment 6.00 per confirmation 6.00 per confirmation Payment order confirmation.50 per payment order.00 per confirmation Clarification of incoming payments if it is not possible to credit the received funds to the beneficiary s account - 3.00 Processing of refunded transfer - 5.00 Ordering of information on accounts and transactions from a foreign bank upon customer's request - 30.00 plus foreign bank fee 40.00 Domestic euro payment to Lithuania and EU / EEA member states cancellation, investigation and amendment 0.00 plus other bank s fees if any 0.00 plus other bank s fees if any International payment cancellation, investigation and 40.00 plus other bank s fees if any Replaced by other fee listed below* amendment within 6 months International payment cancellation, investigation and 60.00 plus other bank s fees if any Replaced by other fee listed below* amendment more than 6 months * Cancelation of a payment order in euros within bank 3.00 * Cancelation or clarification of a transfer in euros to non-eea countries if it is not sent from the Bank 8.00 * Cancelation or clarification of a transfer in other currency when the beneficiary s account is at another bank registered in Lithuania if it is sent from the Bank 0.00 plus other bank s fees if any * Cancelation or clarification of a transfer in euros to 40.00 plus foreign bank fee 60.00 non-eea countries if it is sent from the Bank Foreign bank s fee is applied when the beneficiary s bank or the correspondent bank refunds the amounts due to the reasons beyond the control of the sender s bank. Fee valid from 3 January 08. Payments to Bank accounts the number whereof is structured as LTxx400xxxxxxxxxxx shall be considered as internal payments within the Bank. FILE-TRANSFER SERVICES Sending account information via SWIFT Luminor Group Luminor Group and Nordea Other banks and Nordea Other banks Group banks Group banks 50.00 for each 40.00 per activation bank account Replaced by other Replaced by other Maintenance fee 6.00 per month fee listed below* fee listed below* 5.00 per * Receiving of MT 0 maintenance fee account / month 6.00 per account 5.00 per * Sending of MT 0 maintenance fee / month account / month Conditions for file transfer service indicated in this part shall be applicable to file transfer to the Latvian bank Luminor Bank AS, BIC code NDEALVX, and the Estonian bank Luminor Bank AS, BIC code NDEAEEX. Nordea Group shall be Nordea Bank AB, identification code 56406-00, address SE-05 7 Stockholm, Sweden, and all its subsidiaries and branches. BANK CARDS Other fees for payment cards Blocking of the card.90 Granting of a non-standart limit on ATM cash withdrawal and payments for goods/services - 0.00 Credit card statement preparation and posting 3.00 5.00 Collecting the card at the branch - 3.00 Card sending by mail within Lithuania - Card sending by mail abroad - 6.00 Cash deposit (for MasterCard Business Debit and MasterCard Business Debit without insurance) : at ATM of the Bank (former Nordea only) in Lithuania (maximum amount 4 000.00 ) 0.06 % at UAB Perlo paslaugos terminals (maximum amount 500.00 ) 0.50 0.06 % Cash withdrawal with MasterCard Business cards: at ATM of the Bank (former Nordea and DNB) in.00 %, min. 3.00.00 %, min..00 6

Valid from st of February, 08 Lithuania at ATMs of Nordea Group 3 in Finland, Sweden,.00 %, min. 3.00.00 %, min. 3.00 Denmark, Norway, Russia, and at ATMs of the banks belonging to the Bank s group (former Nordea only) in Latvia and Estonia at UAB Perlo paslaugos POS terminals.50 %, min. 5.00.00 %, min. 3.00 at ATM of other banks (in Lithuania and abroad).50 %, min. 5.00.00 %, min. 3.00 Cash withdrawal with MasterCard Business Debit and MasterCard Business Debit without insurance: at ATM of the Bank (former Nordea and DNB) in 0.60 %, min..00 0.50 %, min. 0.60 Lithuania at UAB Perlo paslaugos POS terminals 0.60 %, min. 3.00.00 %, min. 3.00 at ATM of other banks (in Lithuania and abroad).50 %, min. 5.00.00 %, min. 3.00 Fee is also applicable if customer informed bank that card will be collected in branch but afterwards requests to send it by post. Cash deposit (for MasterCard Business Debit and MasterCard Business Debit without insurance): - Cash deposit can be used at once for payments and card transactions, if deposit done on working days before 9:00 or on weekend. - After 9:00 on work day deposit can be used for card transactions at once, for other transactions from next day 8:00. 3 Nordea Group shall be Nordea Bank AB, identification code 56406-00, address SE-05 7 Stockholm, Sweden, and all its subsidiaries and branches. LOANS According to the agreement, min. 300.00 0.50.00 % of the amount, min. Arrangement fee 50.00 According to the agreement, min. 300.00 0.50.00 % of the amount, min. Fee for contractual amendments 50.00 According to the agreement, min. 30.00 According to the agreement, min. 30.00 Preparation of Bank s consent, authorisation and etc. Notification on not fulfilled obligations 30.00 According to the agreement Unauthorised bank overdraft administration fee 30.00 paid in breach of the day and then every month if unauthorised According to the agreement overdraft remains Credit analysis and evaluation of the project 50.00 % of arrangement fee According to the agreement TRADE FINANCE SERVICES Guarantees Guarantees up to 499.99-85.00 Issuing fee Guarantees from 500.00-0.50 % of According to the agreement, min. 30.00 the amount, min. 00.00 (if not covered by cash collateral - max 60.00 ) Guarantee advising fee 35.00 30.00 Guarantee (indemnity) issuance at the request of 50.00 and commission for the bank's - another bank commitment Urgent issue/amendment of a guarantee (indemnity) - Guarantee (indemnity) issuance/amendment fee and 50.00 Preparation and/or coordination of guarantee (indemnity) wording Commitment fee Mailing of demand for payment 55.00 - Subject to the agreement, min. 30 According to the agreement Enquiry at the customer s request 5.00 0.00 According to the agreement (except guarantees fully secured by cash collateral) 55.00 and documents handling, sending by courier in Lithuania fee 0.0 % of the amount, min. 45.00, Payment under the guarantee 0.0 %, min. 70.00, max. 300.00 max. 300 In case of increase of guarantee (indemnity) amount, the fee is calculated on the amount by which that guarantee (indemnity) is increased. No fee for amendment to the guarantee (indemnity) is charged additionally. If a guarantee (indemnity) issued is not fully secured by cash collateral, commission for the Bank's commitment is calculated additionally. In certain cases (for issue of a guarantee in non-standard wording or other language and the like) a higher fee may be charged on the agreed basis. The Bank does not pay any interest for funds reserved as cash cover. Urgent guarantee (indemnity) is issued or amended within one working day from the moment of submitting the application filled in correctly and signed properly with the Bank. When submitting the application, all of the conditions for guarantee (indemnity) issue or amendment shall be met. 7

Valid from st of February, 08 Documentary Collection Import documentary collection Collection commission 0.5 %, min. 45.00, max. 450.00 0.5 %, min. 35.00, max. 0.00 Amendment of conditions 0.00 3.00 Delivery of documents free of payment / return of unpaid documents 0.5 %, min. 45.00, max. 450.00 0.5 %, min. 35.00, max. 0.00 Documents handling fee In case of non-payment or non-acceptance within 0 banking days after Bank s advice to a customer about 30.00 Replaced by other fee listed below* collection. *Safe-keeping of documents in case of non-payment and non-acceptance within 5 days from advice of 30.00 per month or part of it collection Safe-keeping of documents in case of non-payment within 5 days from the payment date - 30.00 per month or part of it Safe-keeping of accepted bills of exchange until payment - 35.00 Enquiry at the customer s request 5.00 0.00 Aval / discounting of a Bill of Exchange Subject to the agreement Subject to the agreement Protest Subject to the agreement 00.00 and notary's fees Export documentary collection Amendment of conditions 0.00 3.00 Collection commission 0.5 %, min. 45.00, max. 450.00 0.5 %, min. 35.00, max. 0.00 Delivery of documents free of payment / return of unpaid 0.5 %, min. 35.00, max. 0.00 0.5 %, min. 45.00, max. 450.00 documents Enquiry at the customer s request 5.00 0.00 Letter of Credit (L/C) Import Letter of Credit (L/C) L/C issuing commission 0.00 00.00 L/C commitment fee Subject to the agreement According to the agreement (except L/C fully secured by cash collateral) Documents checking fee 0.5 %, min. 70.00 0.5 %, min. 70.00 Enquiry at the customer s request 5.00 0.00 Drafting of the L/C at the request of customer (if L/C is 00.00 Replaced by other fee listed below* issued, this fee is refunded from the issuing fee) *Preparation of a draft letter of credit or deal structure On agreed basis, min. 45 Return of unpaid documents - 30.00 Advice of discrepancy by SWIFT (paid by L/C - 5.00 beneficiary) Photocopy handling fee (if indicated in the L/C)(paid by L/C beneficiary) - 0.00 If a documentary credit issued is not fully secured by cash collateral, interest for the Bank's commitment is calculated additionally. The Bank does not pay any interest for funds reserved as cash cover. If is both the issuing and advising bank for the same letter of credit, and documents are submitted directly to, the document checking fee is 0.075 %, min 35.00. Export Letter of Credit (L/C) Pre-advising of L/C 0.00 - Advising of L/C 35.00 30.00 Handling of documents 0.5 %, min. 70.00 0.5 %, min. 70.00 Pre-checking of documents (for each set of documents) - Up to 5 documents in the set 30.00, more then 5 documents in the set 45.00 Enquiry at the customer s request 5.00 0.00 Advising of a commitment to assign proceeds 30.00 45.00 Preparation of a draft letter of credit or deal structure - Subject to the agreement, min. 45.00 Checking of documents substituted under a transferable - 30.00 letter of credit Purchase of L/C documents - Subject to the agreement Reimbursement claim - 5.00 If is both the issuing and advising bank for the same letter of credit, and documents are submitted directly to, the document checking fee is 0.075 %, min 35.00. 8

Valid from st of February, 08 Export documentary credits fees to the customers of other banks, registered in Lithuania or foreign banks after 08.0.0 Pre-advising of L/C 50.00 - Enquiry at the customer s / another bank s request 40.00 0.00 Other services after 08.0.0 Dispatch of the documents by courier post 50.00 Replaced by other fee listed below* *Documents handling and sending by courier in Lithuania 7.00 *Documents handling and sending by courier abroad 55.00 CASH OPERATIONS till 08.0.0 after 08.0.0 Cancellation of cash pre-order 0.0 % 0.0 %, max. 300.00 Exchange of Euro coins into banknotes 4.50 % from amount, min..00 6.00 % from amount, min..00 Depositing of Euro coins, if amount does not exceed 5.00 4.50 % from amount, min..00 6.00 % from amount, min..00 Cash deposit banknotes into another customer s bank account 0,30 % from amount, min. 5,00 0,50 % from amount, min. 5.00 Exchange of banknotes and euro coins into coins 4.50 % from amount, min..00 6.00 % from amount, min..00 Exchange of banknotes into banknotes of other denominations 4.50 % from amount, min..00 6.00 % from amount, min..00 Currency exchange in cash.00 Replaced by other fee listed below* *Currency exchange in cash in Euro banknotes or coins (up to 0.00 in coins).00 *Currency exchange in Euro coins exceeding 0.00 6.00 % from amount, min.00 National currency coins recounting, without the need for other operations - 6.00 % from amount Administration of crediting bank account by funds from cash collection Administration charge for crediting cash collected in banknotes to an account in national currency According to the agreement Administration charge for crediting cash collected to an account in other currencies - 0.0% from amount, but min 5.00 Order for cash delivery According to the agreement Replaced by other fee listed below* *Order submission of application to deliver cash in national currency 0.0% from amount, min 5.00 *Order submission of application to deliver cash in other currencies 0.80 % from amount, min 5.00 OTHER FEES till 08.0.0 3.00 / 6.00 after 08.0.0 Mailing of account statements and / or any other documents by registered post in Lithuania / abroad Replaced by other fee listed below* * Mailing of account statements by post in Lithuania or to foreign countries 5.00 * Mailing of documents by regular post in Lithuania 0.80 per one page, min.45 * Mailing of documents by registered post in Lithuania 0.80 per one page, min 3.00 * Mailing of documents to foreign countries 0.80 per one page, min 6.00 Copies of agreements and other documents - 6.00 per one agreement Copies of payment documents -.00 per document Extraordinary work 60.00 per hour, min. 30.00 According to the agreement 9