ORACLE FLEXCUBE Acceleratr Pack 12.2 Prduct Catalgue ORACLE FINANCIAL SERVICES Acceleratr Pack Prduct Catalgue Page 1 f 11
Prduct catalgue Leasing Mdule (LE)... 3 1. Prduct Cde LEF1 - Financial Leasing Prduct - (Advanced Leasing Type with Aut Disbursement)... 3 1.1 Intrductin:... 3 1.2 Business Scenari:... 3 1.3 Synpsis:... 3 1.4 Detailed Cverage:... 3 1.5 Events Cvered:... 5 1.6 Advices / Statements supprted:... 5 1.7 Reprts:... 5 1.8 Additinal Infrmatin (UDF) / Special maintenance:... 6 2. Prduct Cde LEO1 - Operatinal Leasing Prduct - (Amrtized Operatinal)... 7 2.1 Intrductin:... 7 2.2 Business Scenari:... 7 2.3 Synpsis:... 7 2.4 Detailed Cverage:... 7 2.5 Events Cvered:... 8 2.6 Advices / Statements supprted:... 9 2.7 Reprts:... 9 2.8 Additinal Infrmatin (UDF) / Special maintenance:... 9 Annexure A... 10 Leasing - Gateway Services... 10 Supprted Gateway Services fr Lans... 10 Acceleratr Pack Prduct Catalgue Page 2 f 11
Prduct catalgue Leasing Mdule (LE) 1. Prduct Cde LEF1 - Financial Leasing Prduct - (Advanced Leasing Type with Aut Disbursement) 1.1 Intrductin: This prduct can be used t create Financial Leasing Cntract.Leasing Cntracts created using this prduct can have Principal and interest schedules. Prepayment penalty, Penalty n verdue interest & principal, Status prcessing, Prvisining, Ad hc Charges, Insurance, Prcessing Fees, and Subsidiary Interest are handled in this prduct. 1.2 Business Scenari: Leasing Cntract with Amrtized Payment In Advance interest type can be bked. Interest calculatin is based n Capital Amunt. Penal Interest calculatin is based n principal schedule verdue Assigning status t lans based n verdue days. Incme recgnitin is stpped based n status mvement. Unrecgnized interest is reversed based n status mvement. Autmatic reverse status mvements and rebking reversed interest amunts based n payments. 1.3 Synpsis: This prduct can be used t create Financial Leasing Cntracts. The disbursement mde is aut. Prvisining is dne fr utstanding principal amunt. 1.4 Detailed Cverage: Preferences: Disbursement Mde Aut Rate (Crss currency transactin preference) Nrmal variance : 10 Maximum variance: 20 Standard Middle rate is used Liquidatin Mde : Manual liquidatin Liquidate All Cmpnents fr a date Hliday treatment : Hliday Treatment is Ignre Hlidays fr All Schedules and Maturity/Value dates Accunt Preferences : Track Receivable n Autmatic Liquidatin Liquidate Back Valued Schedules nt allwed Accrual Frequency is daily Back Value Dated Entry Allwed Interest Statement Enabled Acceleratr Pack Prduct Catalgue Page 3 f 11
Leasing Preferences : Lease Payment Mde is Advanced Residual Value Basis is Percentage Of Asset Cst Leasing Asset Required is Lease withut Asset Principal Cmpnent: Verify Funds enabled. N grace perid is allwed fr this cmpnent Only Disbursement Schedule is specified fr this cmpnent. Main Interest Cmpnent: Based n Capital Amunt Interest Calculatin methd 30(Eur)/360 Accrued Daily Verify funds enabled Interest Methd default frm Currency Definitin - Nt Enabled 4 days grace perid is allwed fr this cmpnent Repayment schedule starts frm value date f cntract and schedule frequency is mnthly. Prcessing charge cmpnent: Prcessing charge is calculated based n Capital Amunt Calculatin methd 30(Eur)/360 Ad hc charge cmpnent: Any amunt culd be charged at any time during the lifecycle f the cntract. Penal Interest cmpnent: Penalty is calculated based n principal schedule verdue. Separate rate can be maintained fr calculatin f penalty. Prepayment Penalty cmpnent: Penalty is calculated n prepaid amunt. Separate rate can be maintained fr prepayment penalty Insurance cmpnent: Based n Written Dwn Value Accrued daily Calculatin methd 30(Eur)/360 N Grace Perid is Allwed fr this cmpnent Separate rate can be maintained fr prepayment penalty Repayment schedule starts frm value date f cntract and schedule frequency is mnthly Prvisin cmpnent: Prvisin is calculated based n status f lan and principal utstanding. Accrued daily Acceleratr Pack Prduct Catalgue Page 4 f 11
Subsidized Interest Cmpnent: Based On Capital Amunt Accrued Daily Calculatin methd 30(Eur)/360 Verify Funds Enabled Repayment schedule starts frm value date f cntract and schedule frequency is mnthly 1.5 Events Cvered: ACCR - Accrual ADCH - Ad hc Charge Applicatin ALIQ - Autmatic Liquidatin BOOK - Bking f cntract DSBR - Disbursement INIT - Cntract Initiatin MLIQ - Manual Liquidatin PROV - Prvisining RACR - Reversal Accrual VAMB - Value Dated Amendment Bking VAMI - Value Dated Amendment Initiatin 1.6 Advices / Statements supprted: Lan Initiatin Advice - CL_INIT_ADVICE Cntract Advice - CL_CONT_ADV Lan Summary statement Advice - CLST_SUMMARY Credit Advice - CR_ADV Lan detailed Statement Advice - CLST_DETAILED Debit Advice - DR_ADV Delinquency Advice - DELINQYADV Billing Advice - BILNOTC Cupn - COUPON Payment Advice - PAYMENT_ADVICE Amendment Advice - CL_AMD_ADV 1.7 Reprts: Lan Maturity Reprt Accrual Cntrl List Overdue Schedule Reprt Custmer Lan Agreement Interest Calculatin Analysis Lan Histry Lan Register Event Reprt Linked Cntract Utilizatin Reprt Acceleratr Pack Prduct Catalgue Page 5 f 11
1.8 Additinal Infrmatin (UDF) / Special maintenance: UDF: Character UDF - RL_CORPORATE MIS: MIS Grup MIS_GRP1 Pl Cde POOL2 MIS Classes COS_CENTR LOAN_TYPE LOAN_TERM Acceleratr Pack Prduct Catalgue Page 6 f 11
2. Prduct Cde LEO1 - Operatinal Leasing Prduct - (Amrtized Operatinal) 2.1 Intrductin: This prduct can be used t create Operatinal Leasing Cntract.Leasing Cntracts created using this prduct can have nly Main interest schedules and n schedules fr Principal Cmpnent. Penal Interest, Status prcessing, Prvisining, Ad hc Charges, Prcessing Fees, are als handled in this prduct. 2.2 Business Scenari: Leasing Cntract with Amrtize peratinal type can be bked. Interest calculatin is based n Capital Amunt. Penal Interest calculatin is based n principal schedule verdue Assigning status t lans based n verdue days. Incme recgnitin is stpped based n status mvement. Unrecgnized interest is reversed based n status mvement. Autmatic reverse status mvements and rebking reversed interest amunts based n payments. 2.3 Synpsis: This prduct can be used t create Amrtized Operatinal Leasing Cntracts. There is n Disbursement schedule fr this prduct. Prvisining is dne fr utstanding Main Interest amunt. 2.4 Detailed Cverage: Preferences: Rate (Crss currency transactin preference) Nrmal variance : 10 Maximum variance: 20 Standard Middle rate is used Liquidatin : Aut liquidatin Liquidate all cmpnents fr a date Allw Partial Liquidatin enabled Hliday treatment : Hliday Treatment is Ignre Hlidays fr All Schedules and Maturity/Value dates Accunt Preferences : Track Receivable n Autmatic Liquidatin Liquidate Back valued schedules allwed Accrual Frequency is daily Back Value Dated Entry Allwed Schedule basis is Prduct Interest Statement Enabled Leasing Preferences : Lease Payment Mde is Advanced Residual Value Basis is Flat Amunt Acceleratr Pack Prduct Catalgue Page 7 f 11
Principal Cmpnent: N grace perid is allwed fr this cmpnent N Schedules Fr this Cmpnent Main Interest Cmpnent: Based n Capital Amunt Calculatin methd 30(Eur)/360 Accrued Daily Verify Funds enabled Frmula type is Amrtized Operatinal Interest Methd Default Frm Currency Definitin-nt enabled4 days grace perid is allwed fr this cmpnent Repayment schedule starts frm value date f cntract and schedule frequency is mnthly. Prcessing Fees cmpnent: Prcessing Fee is cllected n Basis f Main Interest Outstanding. Calculatin methd 30(Eur)/360 Ad hc charge cmpnent: Any amunt culd be charged at any time during the lifecycle f the cntract. Penal Interest cmpnent: Penalty is calculated based n Main interest Schedule verdue. Separate rate can be maintained fr calculatin f penalty. Prvisin cmpnent: Prvisin is calculated based n status f lan and Main interest utstanding. Accrued daily 2.5 Events Cvered: ACCR - Accrual NOVA - Nvatin ALIQ - Autmatic Liquidatin BOOK - Bking f cntract DSBR - Disbursement INIT - Cntract Initiatin MLIQ - Manual Liquidatin PROV - Prvisining RACR - Reversal Accrual VAMB - Value Dated Amendment Bking VAMI - Value Dated Amendment Initiatin Acceleratr Pack Prduct Catalgue Page 8 f 11
2.6 Advices / Statements supprted: Lan Initiatin Advice - CL_INIT_ADVICE Cntract Advice - CL_CONT_ADV Lan Summary statement Advice - CLST_SUMMARY Credit Advice - CR_ADV Lan detailed Statement Advice - CLST_DETAILED Debit Advice - DR_ADV Delinquency Advice - DELINQYADV Billing Advice - BILNOTC Cupn - COUPON Payment Advice - PAYMENT_ADVICE Amendment Advice - CL_AMD_ADV 2.7 Reprts: Lan Maturity Reprt Accrual Cntrl List Overdue Schedule Reprt Custmer Lan Agreement Interest Calculatin Analysis Lan Histry Lan Register Event Reprt Linked Cntract Utilizatin Reprt 2.8 Additinal Infrmatin (UDF) / Special maintenance: UDF: Character UDF - RL_CORPORATE MIS: MIS Grup MIS_GRP1 Pl Cde POOL1 MIS Classes COS_CENTR LOAN_TYPE LOAN_TERM Acceleratr Pack Prduct Catalgue Page 9 f 11
Annexure A Leasing - Gateway Services Oracle FLEXCUBE is using synchrnus and asynchrnus gateway services t ensure data flw frm external system t FCUBS in XML frmat. Bank can use gateway services fr cmmunicating external system t FLEXCUBE. Leasing mdule is als supprting gateway peratins. Supprted Gateway Services fr Lans Fllwing gateway services are majr cntributr t Leasing Mdule Serivce Name Service Descriptin Operatins Operatin Descriptin FCUBSLEService Leasing Online Service SimPayment SimPayment FCUBSLEService Leasing Online Service SaveVami Save Lease Amendment FCUBSLEService Leasing Online Service SaveStatusChange Save Status Change FCUBSLEService Leasing Online Service SaveReversal Reversal Lease Accunt FCUBSLEService Leasing Online Service SavePayment SavePayment FCUBSLEService Leasing Online Service SaveDisbursement SaveDisbursement FCUBSLEService Leasing Online Service SaveAccuntActivate SaveAccuntActivate FCUBSLEService Leasing Online Service SaveAccunt Save Lease Accunt FCUBSLEService Leasing Online Service SaveAccSim SaveAccSim FCUBSLEService Leasing Online Service ReverseDisbursement ReverseDisbursement FCUBSLEService Leasing Online Service RevPayment RevPayment FCUBSLEService Leasing Online Service QueryWDValue QueryWDValue FCUBSLEService Leasing Online Service QueryVami Query Lease Amendment FCUBSLEService Leasing Online Service QueryPrduct QueryPrduct FCUBSLEService Leasing Online Service QueryOnlineCalc Online Calculatin FCUBSLEService Leasing Online Service MdifyWDValue MdifyWDValue FCUBSLEService Leasing Online Service MdifyPrduct MdifyPrduct FCUBSLEService Leasing Online Service DeleteWDValue DeleteWDValue FCUBSLEService Leasing Online Service DeleteVami Delete Lease Amendment FCUBSLEService Leasing Online Service DeleteStatusChange Delete Status Change FCUBSLEService Leasing Online Service DeletePrduct DeletePrduct FCUBSLEService Leasing Online Service DeleteDisbursement DeleteDisbursement FCUBSLEService Leasing Online Service DelPayment DelPayment FCUBSLEService Leasing Online Service DelAccunt Delete Lease Accunt FCUBSLEService Leasing Online Service CreateWDValue CreateWDValue FCUBSLEService Leasing Online Service CreatePrduct Create Prduct FCUBSLEService Leasing Online Service ClseAccunt Clse Lease Accunt FCUBSLEService Leasing Online Service AuthrizeWDValue AuthrizeWDValue FCUBSLEService Leasing Online Service AuthrizePrduct AuthrizePrduct FCUBSLEService Leasing Online Service AuthVami Authrize Lease Amendment FCUBSLEService Leasing Online Service AuthStatusChange Auth Status Change FCUBSLEService Leasing Online Service AuthPayment AuthPayment FCUBSLEService Leasing Online Service AuthDisbursement AuthDisbursement FCUBSLEService Leasing Online Service AuthAccunt Authrize Lease Accunt Acceleratr Pack Prduct Catalgue Page 10 f 11
Oracle Financial Services Sftware Limited Oracle Park Off Western Express Highway Gregan (East) Mumbai, Maharashtra 400 063 India Wrldwide Inquiries: Phne: +91 22 6718 3000 Fax:+91 22 6718 3001 www.racle.cm/financialservices/ Cpyright 2015, Oracle and/r its affiliates. All rights reserved. Oracle and Java are registered trademarks f Oracle and/r its affiliates. Other names may be trademarks f their respective wners. U.S. GOVERNMENT END USERS: Oracle prgrams, including any perating system, integrated sftware, any prgrams installed n the hardware, and/r dcumentatin, delivered t U.S. Gvernment end users are cmmercial cmputer sftware pursuant t the applicable Federal Acquisitin Regulatin and agency-specific supplemental regulatins. As such, use, duplicatin, disclsure, mdificatin, and adaptatin f the prgrams, including any perating system, integrated sftware, any prgrams installed n the hardware, and/r dcumentatin, shall be subject t license terms and license restrictins applicable t the prgrams. N ther rights are granted t the U.S. Gvernment. This sftware r hardware is develped fr general use in a variety f infrmatin management applicatins. It is nt develped r intended fr use in any inherently dangerus applicatins, including applicatins that may create a risk f persnal injury. If yu use this sftware r hardware in dangerus applicatins, then yu shall be respnsible t take all apprpriate failsafe, backup, redundancy, and ther measures t ensure its safe use. Oracle Crpratin and its affiliates disclaim any liability fr any damages caused by use f this sftware r hardware in dangerus applicatins. This sftware and related dcumentatin are prvided under a license agreement cntaining restrictins n use and disclsure and are prtected by intellectual prperty laws. Except as expressly permitted in yur license agreement r allwed by law, yu may nt use, cpy, reprduce, translate, bradcast, mdify, license, transmit, distribute, exhibit, perfrm, publish r display any part, in any frm, r by any means. Reverse engineering, disassembly, r de-cmpilatin f this sftware, unless required by law fr interperability, is prhibited. The infrmatin cntained herein is subject t change withut ntice and is nt warranted t be errr-free. If yu find any errrs, please reprt them t us in writing. This sftware r hardware and dcumentatin may prvide access t r infrmatin n cntent, prducts and services frm third parties. Oracle Crpratin and its affiliates are nt respnsible fr and expressly disclaim all warranties f any kind with respect t third-party cntent, prducts, and services. Oracle Crpratin and its affiliates will nt be respnsible fr any lss, csts, r damages incurred due t yur access t r use f third-party cntent, prducts, r services. Acceleratr Pack Prduct Catalgue Page 11 f 11