FINAL TERMS DATED 23 NOVEMBER 2015 SOCIÉTÉ GÉNÉRALE. Issue of EUR 500,000, per cent. Fixed Rate Notes due 25 November 2020.

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Transcription:

FINAL TERMS DATED 23 NOVEMBER 2015 SOCIÉTÉ GÉNÉRALE Issue of EUR 500,000,000 0.75 per cent. Fixed Rate Notes due 25 November 2020 (the Notes) under the 50,000,000,000 Euro Medium Term Note Paris Registered Programme (the Programme) Series no.: PA 051/15-11 Tranche no.: 1 Issue Price: 99.668 per cent. Lead Manager Société Générale Bank & Trust Co-Lead Managers ABN AMRO BANK N.V. Landesbank Baden-Württemberg 1

PART A CONTRACTUAL TERMS The Notes have not been, and will not be, registered under the U.S. Securities Act of 1933, as amended (the Securities Act), or with any securities regulatory authority of any state or other jurisdiction of the United States and may not be offered or sold within the United States or for the account or benefit of U.S. Persons (as defined in Regulation S under the Securities Act), except in certain transactions exempt from the registration requirements of the Securities Act. For a description of certain restrictions on offers and sales of Notes, see section headed "Subscription and Sale" in the Base Prospectus. Terms used herein shall be deemed to be defined as such for the purposes of the conditions (the Conditions) set forth under the heading "Terms and Conditions of the English Law Notes" in the base prospectus dated 17 March 2015 which received visa no.15-096 on 17 March 2015 from the Autorité des marchés financiers (the AMF), as supplemented by the supplements dated 26 March 2015, 19 May 2015, 22 June 2015, 10 August 2015, 5 October 2015 and 13 November 2015 which received visa no. 15-112, 15-207, 15-288, 15-445, 15-514 and 15-585 from the AMF on 26 March 2015, 19 May 2015, 22 June 2015, 10 August 2015, 5 October 2015 and 13 November 2015 respectively (together, the Base Prospectus). This document constitutes the final terms of the Notes (the Final Terms) described herein and must be read in conjunction with the Base Prospectus. Full information on the Issuer and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Base Prospectus. Copies of the Base Prospectus and these Final Terms are available for inspection and obtainable, upon request and free of charge, during usual business hours on any weekday from the head office of the Issuer and the specified offices of the Paying Agents. So long as Notes are outstanding, those documents will also be available on the websites of the AMF (www.amf-france.org) and of the Issuer (http://prospectus.socgen.com). 1. (i) Issuer: Société Générale 2. (i) Series Number: PA 051/15-11 (ii) Tranche Number: 1 3. Specified Currency: EUR 4. Aggregate Nominal Amount: (i) Series: EUR 500,000,000 (ii) Tranche: EUR 500,000,000 5. Issue Price: 99.668 per cent. of the Aggregate Nominal Amount of the Tranche 6. (i) Specified Denomination: EUR 100,000 (ii) Calculation Amount: EUR 100,000 7. Issue Date and Interest Commencement Date: 25 November 2015 8. Maturity Date: 25 November 2020 9. Interest Basis: 0.75 per cent. Fixed Rate (further particulars specified below) 10. Redemption/Payment Basis: Subject to any purchase and cancellation or early 2

11. Change of Interest Basis: 12. Put/Call Options: redemption, the Notes will be redeemed on the Maturity Date at 100 per cent. of their nominal amount (further particulars specified below) 13. (i) Status: (ii) Date of corporate authorisations for issue of the Notes: Unsubordinated Notes Resolution of the Board of Directors dated 11 February 2015 and decision of the Issuer dated 20 November 2015. PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE 14. Fixed Rate Note Provisions Applicable (i) Rate of Interest: 0.75 per cent. per annum payable annually in arrear (ii) Interest Payment Date(s): 25 November in each year up to and including the Maturity Date (iii) Business Day Convention: (iv) Fixed Coupon Amount(s): EUR 750 per Note of EUR 100,000 Specified Denomination (v) Day Count Fraction: Actual/Actual (ICMA) (vi) Broken Amount(s): (vii) Resettable Notes (viii) Determination Dates: 25 November in each year up to and including the Maturity Date commencing on 25 November 2016 15. Floating Rate Note Provisions 16. Zero Coupon Note Provisions PROVISIONS RELATING TO REDEMPTION 17. Issuer's optional redemption (other than for taxation reasons): 18. Redemption at the option of the Noteholders: 19. Final Redemption Amount: EUR 100,000 per Note of EUR 100,000 Specified Denomination 20. Early Redemption Amount(s) payable on redemption on Withholding Tax Event, Special Tax Event or on Event of EUR 100,000 per Note of EUR 100,000 Specified Denomination 3

Default: GENERAL PROVISIONS APPLICABLE TO THE NOTES 21. Form of Notes: (i) Form: Temporary Global Note exchangeable for a Permanent Global Note which is exchangeable for Definitive Bearer Notes only upon an Exchange Event (ii) New Global Note: Yes 22. "Payment Business Day" election in accordance with Condition 5(h) of the Terms and Conditions of the English Law Notes or other special provisions relating to Payment Business Days: 23. Additional Financial Centre(s) for the purposes of Condition 5(h) of the Terms and Conditions of the English Law Notes: 24. Talons for further Coupons to be attached to Definitive Bearer Notes: Following Payment Business Day 25. Redenomination applicable: 26. Consolidation applicable: 27. Clearing System Delivery Period (Condition 13 of the Terms and Conditions of the English Law Notes (Notices)): 28. Masse (Condition 12 of the Terms and Conditions of the French Law Notes): Same Day Delivery 29. Governing law: The Notes, the Coupons and any non-contractual obligations arising out of or in connection with the Notes and the Coupons will be governed by, and shall be construed in accordance with, English law. PURPOSE OF FINAL TERMS These Final Terms comprise the final terms required for the issue of the Notes and admission to trading on Euronext Paris by Société Générale pursuant to its 50,000,000,000 Euro Medium Term Note - Paris Registered Programme for which purpose they are hereby submitted. 4

RESPONSIBILITY By: The Issuer accepts responsibility for the information contained in these Final Terms prepared in relation to Series PA 051/15-11, Tranche 1. Signed on behalf of the Issuer: Duly authorised 5

PART B OTHER INFORMATION 1. LISTING AND ADMISSION TO TRADING (i) Listing: Application has been made for the Notes to be listed on Euronext Paris with effect from the Issue Date. (ii) Admission to trading: Application has been made for the Notes to be admitted to trading on Euronext Paris with effect from the Issue Date. 2. RATINGS There can be no assurance that the listing and trading of the Notes will be approved with effect on the Issue Date or at all. Ratings: The Notes to be issued have been rated: 6 Standard and Poor's Ratings Services, a division of the McGraw Hill Financial Inc.: A Moody's Investors Service Ltd.: A2 Fitch Ratings: A DBRS: A (high) The Credit ratings referred to above have been issued by Standard and Poor's Ratings Services, Moody s Investors Service Ltd., Fitch Ratings and DBRS, each of which is established in the European Union and is registered under Regulation (EC) No. 1060/2009 of the European Parliament and of the Council dated 16 September 2009 on credit rating agencies, as amended (the CRA Regulation) and, as of the date hereof, appear on the list of credit rating agencies published on the website of the European Securities and Markets Authority (www.esma.europa.eu) in accordance with the CRA Regulation. 3. INTERESTS OF NATURAL AND LEGAL PERSONS INVOLVED IN THE ISSUE Save for any fees payable to the Managers, so far as the Issuer is aware, no person involved in the issue of the Notes has an interest material to the offer. 4. REASONS FOR THE OFFER AND ESTIMATED TOTAL EXPENSES (i) Reasons for the offer: The net proceeds from the issue of the Notes will be allocated to finance and/or refinance eligible assets, in whole or in part, which comply with Société Générale s positive impact internal eligibility criteria. Positive impact finance eligible assets are mainly

5. YIELD (ii) Estimated total expenses: EUR 3,700 renewable energy and collective transport & infrastructure. Renewable energy assets may include, but are not limited to, financing of or refinancing of loans in conception, construction and installation of renewable energy production units. Collective transport & infrastructure assets may include, but are not limited to, financing and/or refinancing loans in conception, construction development and maintenance of public collective transport and collective transport infrastructure. These renewable energy assets and collective transport & infrastructure assets are for descriptive purposes only and no assurance can be provided that the net proceeds of the Notes will be allocated to finance and/or refinance Positive impact finance eligible assets with these specific characteristics during the term of the Notes. As long as any of the Notes is outstanding, the Issuer will do its best effort to (i) allocate an amount equal to the net proceeds of the Notes to the financing and/or the refinancing positive impact finance eligible assets, and (ii) substitute any redeemed loans and/or loans that would no longer be eligible by other positive impact finance eligible assets. Pending the allocation in positive impact finance eligible assets or should there be unallocated proceeds, the Issuer reserves its right to invest such unallocated proceeds in short term investments. Payment of principal and interest in respect of the Notes will be made from general funds of the Issuer and will not, nor intends to be directly or indirectly linked to the performance of any positive impact finance eligible assets. As long as any Note is outstanding, the Issuer undertakes to provide any Noteholder with an annual reporting regarding (i) allocation of net proceeds of the Notes to the financing and/or the refinancing of positive impact finance eligible assets and (ii) climate benefits based on ex-ante estimates of aggregated expected climate results. Such annual reporting will be reviewed by an independent auditor and published on the Issuer s website http://www.societegenerale.com/fr/mesurer-notreperformance/investisseurs/investisseurs-dette. Indication of yield: 0.818 per cent. per annum 6. OPERATIONAL INFORMATION (i) ISIN: XS1324923520 7

(ii) Common Code: 32492352 (iii) Any clearing system(s) other than Euroclear Bank S.A./N.V., Clearstream Banking, société anonyme or Euroclear France, SIX Swiss Exchange and the relevant identification number(s): (iv) Delivery: Delivery against payment (v) Names and addresses of Additional Paying Agent(s) (if any): (vi) Name and address of Swiss Paying Agent: (vii) Intended to be held in a manner which would allow Eurosystem eligibility: Yes Note that the designation "yes" simply means that the Notes are intended upon issue to be deposited with one of the ICSDs as common safekeeper and does not necessarily mean that the Notes will be recognised as eligible collateral for Eurosystem monetary policy and intra-day credit operations by the Eurosystem either upon issue or at any or all times during their life. Such recognition will depend upon satisfaction of the Eurosystem eligibility criteria. 7. DISTRIBUTION (i) Method of distribution: Syndicated (ii) If syndicated: (a) Names of Managers: Lead Manager: Société Générale Bank and Trust (b) Stabilising Manager (if any): Co-Lead Managers: ABN AMRO BANK N.V. Landesbank Baden-Württemberg (iii) If non-syndicated, name of relevant Dealer: (iv) U.S. selling restrictions: Regulation S compliance category 2 TEFRA D (v) Additional selling restrictions: 8