CALL REPORT MEMBER BANK BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON

MEMBER BANK CALL REPORT BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON

Assets and Liabilities: TABLE OF CONTENTS Of All Member Banks June 0, 98, April iz, 98, and June 0, 97 Of All Member Banks on Selected Call Dates, 9-98 By Class of Bank By Federal Reserve Districts Classification of Loans and United States Government Direct Obligations: Of All Member Banks on Selected Call Dates, 9-98 By Class of Bank By Federal Reserve Districts Of Reserve City and County Member Banks, by Federal Reserve Districts Assets and Liabilities of Member Banks in Each Central Reserve and Reserve City and of Country Banks in Each Federal Reserve District Assets and Liabilities of Member Banks, by States Reserve Position by Class of Bank and Federal Reserve Districts. Assets and Liabilities of State Member Banks, by Federal Reserve Districts - 7 8-9 0-8 These statistics are tabulated from condition reports submitted by member banks following each official call, a minimum of three of which are required by law each year. The Comptroller of the Currency tabulates the national bank reports and publishes the results in the Abstract of Reports of Condition of National Banks. The Board of Governors of the Federal Reserve System tabulates the reports of State member banks j and publishes the combined statistics of national and State member banks in the Member Bank Call Report. Member banks are classified according to their reserve requirements as central reserve city banks, reserve city banks, or nonreserve city ( country") banks. A member bank that has an office in a central reserve city is classified as a central reserve city bank; a member bank that has an office in a reserve city, but not in a central reserve city, is classified as a reserve city bank; a member bank that does not have an office in a reserve or central reserve city is classified as a country bank. However, some banks in outlying sections j of central reserve cities have permission to maintain the reserves required of reserve city banks or country ^ banks, and some banks in outlying sections of reserve cities have permission to maintain the reserves required of country banks. Condition reports of member banks are tabulated in accordance with the reserve classifications of the banks. Since a member bapk that has two or more offices, whether in the same city or in < different cities, submits a consolidated condition report, the report is tabulated according to a single location (that of the bank s head office", unless it has a branch in a city where banks are subject to higher reserve requirements). The comparability of figures for succeeding call dates is affected somewhat by changes in Federal Reserve \ membership, mergers, etc., and by changes in the reserve classification of cities or individual banks. On March, 98, National City, Illinois, was classified as a reserve city and the designations of Grand Rapids, Michigan, Ogden, Utah, and Spokane, Washington, as reserve cities were terminated. i

MEMBER BANK CALL REPORT ASSETS AND LIABILITIES OF MEMBER BANKS ON JUNE 0, 98 COMPARED WITH APRIL, 98 AND JUNE 0, 97 [Amounts in thousands of dollars] Condition on Change since June 0, 98 April, 98 June 0, 97 April, 98 June 0, 97 ASSETS Loans and investments Loans (including overdrafts) -. - United States Government direct obligations Obligations guaranteed by United States Government Obligations of bonds, notes, and debentures. Corporate stocks (including Federal Reserve Bank stock) Reserves, cash, and bank balances Reserve with Federal Reserve Banks Cash in vault - Demand balances with banks in United States (except private banks and American branches of foreign banks) balances with banks in United States Balances with banks in foreign countries Cash items in process of collection. Due from own foreign branches. Bank premises owned and furniture and fixtures real estate owned,, ; : Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected assets. / - assets. LIABILITIES Demand deposits Individuals, partnerships, and corporations United States Government Banks in United States. Banks in foreign countries,.. Certified and officers' checks, cash letters of credit, and travelers checks, Time deposits. Individuals, partnerships, and corporations. United States Government Postal savings Banks in United States. Banks in foreign countries deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money. Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid. liabilities liabilities Capital Surplus Undivided profits capital accounts. capital accounts CAPITAL ACCOUNTS liabilities and capital accounts 9,9,7,87,,0,980 8,/,,89,7, 79, 0,0,8 7,,08,0,9,8,,9,07,899,09,9 8,0,79 9,80 9,, 0,90 9,89,7,0,,,0,,8,78,0 79,797 9,,89,79,00,,80,,, 9,89,7,00,89 8,8,0 8,70,9 8,79,00 9,80, 8,,0 f9,88,0 t 9,8f,98,7,88, 77,98 8,9,099,00,,08,907,89,09,88,8,89,9 8 798,8,7,9 8,9,7,80 -,90 +809,88 -,,0 -, -,887 - +99,89 +0,8 +, +, +7 +,8 +,09 -,898 +9,90-77 +, +,8 +,9 +0,90 +7,7 +,, -,07, I -,7 +, +,7 +,9 +,09,09 +,,70 +97,08-0,7 +80 -,8 +09, +,7 +8,0 - -, +0,0-9 +8,7 7,97,7,7,770,79, +,70 +,00,8 88,8,788 8,0,,8,,87,7 9,,8,, 88,00,9 8,09,8,,,9,9 9,,00,7, 87,,8 7,9,9,09,,7,7 9,,9,9,8 +,9 +,07-9,780 +0, +00,8 -,9 +,,0 +7,007 +70,90 +97,0-79,8 -,8,87,8,7,0,97, +8, -0,78 8,89,. 7,80, 0,,89 9,9 0,990, 8,,7 7,,909 98,70,8 87,,79 9, 8,07,8 7,9,8 0,,7 8,89 8,,0 +7,70 + 89, +,8 + +9,7 -,79 +,00 +79,797 +,0-9 + +,0-7,7 -,9 7,,,7,80,,0 +779,8 +,07,7 9,0,8,8,89,87,8 7, 80,7,77 7, 0,9 0, 8,8,0 70,08 0,00 99,09,0 0,9 9,,80 -,7-8,9 +,97 +, +,0 -,0-9,0 -,9 +,8 +,9 +808 +,7 -,87 +9,07 8,7,8 8,0,,8,808 +09,0 +,9,0,7,,88,8,,89 0,9,7,,88,9,,00 98,88,78,99,70,87,0,8 9, +,90 +,8 +,8-8,9 +,7 + 8,77 +, -,99 8,,007 8,0, 8,,8 +,7 +09, 7,97,7,7,770,79, +,70 +,00,8 MEMORANDA Net demand deposits subject to reserve (see page 8). Demand deposits adjusted Pledged assets (and securities loaned) Number of banks 77,98,8 70,0,7,,9,9 77,0,88 9,780,,7,9,9 7,8,99 9,9, 9,9,,98 +,97 +70,7 +8,0 +,, +,7 +,8,7 i Demand deposits other than interbank and United States Government, less cash items reported as in process of collection.

. ALL MEMBER BANKS -ASSETS AND LIABILITIES ON SELECTED CALL DATES, JUNE 0, 9 TO JUNE 0, 98 [Amounts in thousands of dollars] 9 June 0 9 June 0 9 June 0 9 June 9 97 June 0 97 Dec. 98 June 0 ASSETS Loans and investments Loans (including overdrafts) United States Government direct obligations Obligations guaranteed by United States Government. Obligations of bonds, notes and debentures Corporate stocks (including Federal Reserve Bank stock) Reserves, cash, and bank balances Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) balances with banks in United States Balances with banks in foreign countries Cash items in process of collection Due from own foreign branches Bank premises owned and furniture and fixtures real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected assets assets LIABILITIES Demand deposits Individuals, partnerships, and corporations U. S. Government: War loan and Series E bond accounts Banks in United States. Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc Time deposits Individuals, partnerships, and corporations: Savings deposits Certificates of deposit Christmas savings and similar accounts.. Open accounts United States Government Postal savings Banks in United States Banks in foreign countries deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptance outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid liabilities liabilities CAPITAL ACCOUNTS Capital... Surplus... Undivided profits capital accounts. capital accounts liabilities and capital accounts. MEMORANDA Par or face value of capital Capital notes and debentures First preferred stock Second preferred stock Common stock Digitized for FRASER Retirable value of capital: First preferred stock Second preferred stock Net demands deposits subject to reserve (see page 8). Demand deposits adjusted (see footnote on page )... Pledged assets (and securities loaned) Number of banks 7,,8,8,7,9,9,87,08,87,,7,0 8,8, 8,08,7 9,,07 88,708,8,9,09,8 99,,00 0,87,878 7,0,,,0,7,98, 0,0,0,0, 7,,9 0,0,0,8,80, 9,80, 8,,0 9,88,0 9,8,98,7,88, 97,8,7,7,98 7,90,0 9,700,99,09,8,707 9,9,7,87,,0,980 8,,,89,7, 8,88 0,70 98, 90,9 77,98 77,89 79,,0,0,09,07,,7,0,09 8,80 9,077,77,,80 88,77 09, 8,77,90,09 7,077,79,879,8,99,,0,78,0 0,799 7,7,0,9 7 8, 9,9 7,98,8 9,7 77,8,7,09,80,900,0,0,8,0 7,907,070,99,7 70 800,89 7,78, 0,9, 8,90 8,079,8,000,0,,07,7,7 7,00,,,79 9,99 78,78,898, 90,88 9,0 9,9 8,9,099,00,,08,907,89,09,88,8,89,9 8 798,8,7,9 8,9,7,80,8, 7,79,87,7,07,,07,88, 7,080,9,789 80,99,9 8,0, 7,8 0,97 0,0,8 7,,08,0,9,8,,9,07,899,09,9 8,0,79 9,80 9,, 0,90 90,8, 08,8,,,70,00,09,79^,00,7 7,97,% 70,0,8 7,8, ) 7,00, 9,990,,80 9,8,88 8,90 8,8, 0,7,07 7,,99 89,8,8,79 9,90, 9, 9,9,9 7,,87,7,9,9,877,9,0,70,0,8 9,,90,88,77,80, 88,7,8, 0,90,8,8,9 87,,8 7,9,9 90,98 8,/,7,7 9,,9,9,8 9,7,88 7,70,70,7,098,0,0 0,977,,7,9 88,8,788 8,0,,8,,87,7 9,,8,,,09,0,0,07,8,,78,8,97,,00,89,87,8,8,08,97,0,808,87,8, 8,07,8 8,89,879 8,89, f 0,90,8,8,0,7, J 8,97 8, ^,7, 7,9,8 7,,909 7,80, j [,0,9 99,9 97,889 97, 0, 0,9 0,,87,0,,8,7,,89,,97 9,,07 8,89 9, 9,9,,778,0,0 8, 8,8 0,990,80,0,0,00,0,00, 8,0,089 0,7, 8,78,07,8,,,0,7,77 7,, 7,79 09,07 9, 08,09 70,08,778 9,0 8,8 0,90 0,9 9,7,7,09 7,78 7,80,,0,,0,897 8,8,7 9,0 8,79 8,8 7,0 08,7,0,8 7,8 9,9 0,00 99,09,0 0,9 9,,80,9,,09,77 0.0.0,8,8,89,87,8 7, 8,9, 0,987,99 9,9,97,80,,8,808,9,8 8,7,8,7,0,78, 89,8 00,9,,,8, 9,88 0,77,,8,9,,0, 7,0,8,,0,0,7,9,00,78,99,70,87,0,8 9,,70,9,8,0,09, 00,79,7,88,8,,89 0,9,,997,9,9 7,7,8 7,99,77 8,,8 8,,88 8,,007 90,8, 08,8,,,70,00,09,79,,00,7 7,97,7,77,8,90 89,8,,9, 7,77,7,0,078 8,9,08,87,989,70,,,,7 0,,,90,9,7 7,0,,89,007,7,,77,, 8,8 7,908 7,77,7,7 0,07,97,0,0 9,,7 8,989,70,80,8,77, 8,7,7,0,8,70,09 7,, 7,0,77,,7,887,79, 9,8,97,7,,7 8,77 9, 7,8,99 9,9, 9,9,,98,70,77 7, 9,98,8,8,8, 8,98 80,8,0 7,7,97 0,08,0,9,7,00,,9,07,79,0 0,8 7,88 77,98,8 70,0,7,,9,9

AT T MEMBER BANKS ASSETS AND LIABILITIES ON JUNE 0, 98, BY CLASS OF BANK [Amounts in thousands of dollars] Central reserve city member banks Chicago Reserve city member banks Country member banks All member banks All national member banks ASSETS Loans and investments Loans (including overdrafts) United States Government direct obligations Obligations guaranteed by United States Government.. Obligations of bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock) Reserves, cash, and bank balances Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) balances with banks in United States Balances with banks in foreign countries Cash items in process of collection Due from own foreign branches Bank premises owned and furniture and fixtures real estate owned Investmen s and other assets indirectly representing bank premisest or other real estate Customers' liability on acceptances Income accrued but not yet collected assets assets. LIABILITIES Demand deposits Individuals, partnerships, and corporations United States Government.._ Banks in United States Banks in foreign countries # Certified and officers' checks, cash letters of credit, and travelers' checks, etc Time deposits Individuals, partnerships, and corporations. United States Government Postal savings Banks in United States. Banks in foreign countries deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid liabilities liabilities. CAPITAL ACCOUNTS Capital Surplus Undivided profits capital accounts capital accounts liabilities and capital accounts. MEMORANDA Par or face value of capital Capital notes and debentures First preferred stock Second preferred stock Common stock Retirable value of capital: First preferred stock Second preferred stock... Net demand deposits subject to reserve (see page 8). Demand deposits adjusted (see footnote on page )... Pledged assets (and securities loaned) Number of banks 9,08,7 7,0,07 0,7,77 9 8,70, 9,8,798,08,88,008,7,8,,9,7,7 88 8,,90,8 8,07 0,889,7,,70,797,0,8, 7,,89,7,8,9 78,00,90,77,,8,978 0, 8,,,7 0,98,00,79,,909 78,8 9,,00,0 09,797,9,0 98,8 9,9,,09,7, 09,797,0 08,77 9,89,7,9,,,98,7,9,7,7,7,0 8,890,770 0,8,7,7,, 8,0 0,779, 00,70,,,,09,0,087,9,9,0 0,0 0,,0,907,80,8 9, 99, 900 0,70,08,8,90,8, 8,07,9,07,87,0 88,90, 7,8,77,09,0,0,0,,,0,,,0,98,7,79 9,9,80,,,0 9, 89,90,79,8,,0,0,8,79,7 7,870,88,8, 0,,98,97 0,09 0,9,08 7,7,,8,,97,89 78,0,,0,7,9 0,99,80,7,79 0,77, 0,78, 9,,,00,8,8 8,7,7 9,, 7,9,909,,0, 9,08,, 98,87 8,,89,8 7,7, 9,08,0 0,79 0 98,9, 0 8,00,8,,89,7,7,,8,,,,88,9,0,,70,89,08 8, 0,09,0,8,97 9,,7,7,0,9 877,87,8,,79, 8,, 7,,97 9,00,97,,0 79,8,89, 797, 8,9,,900,07,7,0,988,,0,07,90,9,09,8,70, 7,80,7,08,7,0,88,9,0 7,8 70,,0,00 7,,97,0,9 8,,,9 997, 8,70 7,78,78,7,8,79,8,798, 9,9,7,87,,0,980 8,,,89,7, 79, 0,0,8 7,,08,0,9,8,,9,07,899,09,9 8,0,79 9,80 9,, 0,90 7,97,7 88,8,788 8,0,,8,,87,7 9,,8,,,87,8 8,89, 7,80, 0,,89 9,9 0,990, 7,, 9,0,8,8,89,87,8 7, 8,7.,8,7,,88,8,,89 0,9 8,,007 7,97,7,7,00,,9,07,79,0 0,8 7,88 77,98,8 70,0,7,,9,9,7,990,,97,08,0,,0,,90,9 8,7 0,,07,98,*7,0,98,,89,9,70,89,,,79 8,,7,0,07 0,7 8,08,0 9,9,8,,9,0,,,8,7,079 700,,,8 9,8,99 8,7,88 8,80,79 7,8,8,07 78,7,07,8,87,,0 99,0 07,8, 79,8,9,800,,, 970,0,8,,7 8,08,0,800,,7,087,77,,,00,0,,8,7 8,77,,998 See Table of Contents page for basis of and changes in classification of member banks.

ALL MEMBER BANKS- ASSETS AND LIABILITIES ON JUNE 0, 98, RESERVE DISTRICTS [Amounts in thousands of dollars] BY FEDERAL, all districts Boston Federal Reserve district Philadelphia Cleveland Richmond Atlanta ASSETS. Loans and investments Loans (including overdrafts) United States Government direct obligations Obligations guaranteed by United States Government. Obligations of bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock) Reserves, cash, and bank balances Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) balances with banks in United States Balances with banks in foreign countries Cash items in process of collection Due from own foreign branches Bank premises owned and furniture and fixtures real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected assets ^ assets. LIABILITIES Demand deposits Individuals, partnerships, and corporations United States Government. Banks in United States. Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc Time deposits Individuals, partnerships, and corporations. United States Government Postal savings Banks in United States Banks in foreign countries deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid liabilities. liabilities. CAPITAL ACCOUNTS Capital Surplus Undivided profits capital accounts capital accounts liabilities and capital accounts. MEMORANDA Par or face value of capital Capital notes and debentures First preferred stock Second preferred stock Common stock Retirable value of capital: First preferred stock Second preferred stock.... Net demand deposits subject to reserve (see page 8). Demand deposits adjusted (see footnote on page )... Pledged assets (and securities loaned) Number of banks e 9,9,7,87,,0,980 8,,,89,7, 79, 0,0,8 7,,08,0,9,8,,9,07,899,09,0,,700,,,00 99 7,89,98,,,09 7,0,87,80,, 9,07,8, 9,887,8,,9, 97,7 90,9 9,8 8,0,97,7,8 8,8,0,78,77,98,7,9 8,0,,0 88 7,,79 7, 9,80 9,, 0,90,7 7,8 0,0,8,9, 7,970 0,,,99,0,98,07,89 9 7,709,9,78,7, 8,,8 90,0,0,7 87, 0,,08,780,07 9,8,0 7,979,7,78,,,9 7,0 7,898 8,77,,,9,0 80,,, 97,80 8,7 9,9 97,8,07,77,,08,9,09,78 7,97 7,8 9,9,88,8 7,77,,8 88 87 7,08 7,9,%%,, 8,0,,89,7,,90,80 7,88 80,0 9,9,9,97 70,987 00,0,,0 7,9 9,,,,08 0,0,88 7,97,7,07,,,,97,7 0,,,8,,87,7 88,8,788 8,0,,8,,87,7 9,,8,,,79,9,8,9 9,0 0, 7,98,,87,0 0,00,7 0, 87,7,9,,8,,8,,79,,,890 7,90,8,,99,, 7,9,9,87,0,0,,,0 9,,9 8,8,,,887,, 9,0 7, 9,7 9,07,87,8 87,99 87,,08 00,99 7,8 7,9 8,89, 7,80, 0,,89 9,9 0,990,,88,8,79,90,99 9, 00,7,7,8,8,9 7,7,8,,9,7,87,77, 9 8,08 98,8,9,00,0,8,8,97,99,8,,77,87,.,0,,00,08, 8,99 9 9,7,99 7,,,7,,9,9,,99 9,8,,0,0,7,89 9,0 0,98,8,8,89,87,8 7,,0 8,9,7 9,7 8, 0,978,7,89,7, 97,0,809,,,07 7,7,8,, 97,89 0, 8,9,00,88,9,0,09 7,,78,8,9 8,, 89 8,7,8,,,0,07,0,0 9,0,7,,9,0,90,7,,88,8,,89 0,9 8,0 9, 8,809 9,99 8,99,9,0 0, 9,0 8,89 0, 0,88,9 7,78 9,8 7,09 8,89 7,0 7,,797,8, 7,9,9 9,07 8,,007 0,77,90,7,77 800,70 7,,88 7,97,7,07,,,,97,7 0,,,8,,87,7,7,00 8,0 8,78 8,89 7,78 7,0,, 8,,98,9 9,8, 7,000 77,00,07 8,9 898,79,0 7,009 8, 78,7,8,0, 0,8 7,88 77,98,8 70,0,7,,9,9 70,,9,8,, 99,07 7,88,99,90,98 9,7,07,88,000 788 0,0,98,79,,7,8 700,9 7,000 88,0,7,8,8,07,798 70,,70,7,0 79, 78,,,9,89,7 9,0

ALL MEMBER BANKS ASSETS AND LIABILITIES ON JUNE 0, 98, BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district Chicago St. Louis Minneapolis Kansas City Dallas ASSETS Loans and investments Loans (including overdrafts) United States Government direct obligations Obligations guaranteed by United States Government Obligations of bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock),88,..7 9,70,8,78 7,897 7,08,,8,9,7,8,88,7 7 98, 8,9 0,00,79,7 8,8,70,7 8 0,80 8,88,07,,,,08,70,9, 09,87 7,07,097,88,0,9,.70 8,7 0,99 8, Reserves, cash, and bank balances Reserve with Federal Reserve Banks Cash in vault : Demand balances with banks in United States (except private banks and American branches of foreign banks) balances with banks in United States Balances with banks in foreign countries Cash items in process of collection,87,8,7,0,9 99,79,97, 77,879,88,09 0,89,9 89,0 8 0, 89, 8,0 0,8,,79 97,77,77,0 799,7 7,0 8,90, 7,0,89,7 80,9 8,89 77,8,8 9,87 Due from own foreign branches Bank premises owned and furniture and fixtures real estate owned Investments and other assets indirectly representing bank premises or other real estate. Customers' liability on acceptances Income accrued but not yet collected assets assets. 79,0 90.08,7,, 9,9,,000,08,,0,70,8,99,88 98,8 77,9,07,,7,0 7, 7,0,0,97,978 8,,7,70,00,7,,0, LIABILITIES Demand deposits Individuals, partnerships, and corporations United States Government Banks in United States Banks in foreign countries ; Certified and officers' checks, cash letters of credit, and travelers checks, etc Time deposits Individuals, partnerships, and corporations United States Government Postal savings, v.'. Banks in United States Banks in foreign countries deposits.,9,8 9,77, 7,7,07,0,,7,897 8,908,97,77,,08,00 9,,99 8,,00,9,,9,780 9,98,87 8,9,08 8,97 98,97 908,7, 7,8 77,98,9,7,0,77,9,798 9,87 0,9,9,08 9,98 97,,009 90,0,0,,,9,7,,9 80,7 8,77 87,9 7,77 7,900,8,8 0,,7,,7,,0,9,,98 0,98,7,88 8,9 8,9 97,7 7,9 80 7,,8,70,9 Due to own foreign branches ;, Bills payable, rediscounts, and other liabilities for borrowed money. Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid liabilities 0,08,90,9 9,90 8,8,7,,9,788 8,,7 0 77,0 8,0 8,00 7,,8 8, 00,07,70,9,98 liabilities. 8,9,70,0,8,9,8,8,7,7,97 Capital Surplus Undivided profits. capital accounts. capital accounts CAPITAL ACCOUNTS,0 7,0 79,8 0,9,0,7 0,8,7,,9 9,8,9 8,98,0,78 9,7 07,9, 78,0 9,9,,89,0 9,97,,9 liabilities and capital accounts. 9,9,,8,99,,7,97,978,0, MEMORANDA Par or face value of capital. Capital notes and debentures. First preferred stock Second preferred stock Common stock Retirable value of capital: First preferred stock Second preferred stock,0,,9 00,0,7 00 0,8 7 809 0 0, 809 0,9 0,8 0,,8 0 07,9 07,90,89 70 9,7,00 Net demand deposits subject to reserve (see page 8). Demand deposits adjusted (see footnote on page )... Pledged assets (and securities loaned) Number of banks,0,7 0,00,00,0,9,00,00,70,,9 9,077 9,08,,89,807 89,7 7,0,9,78, 7,7 79,,08,7,87 7,8

ALL MEMBER BANKS CLASSIFICATION OF LOANS AND UNITED STATES GOVERNMENT DIRECT OBLIGATIONS [In thousands of dollars] All member banks on selected call dates 9 June 0 9 June 0 9 June 0 9 June 9 97 June 0 97 Dec. 98 June 0 Loans net Reserves Loans gross Commercial and industrial loans, including openmarket paper Loans to farmers directly guaranteed by thecommodity Credit Corporation loans to farmers Loans to brokers and dealers in securities loans for purchasing or carrying securities Real-estate loans: On farm land On residential property On other properties loans to individuals: Retail automobile instalment paper retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts) United States Government direct obligations.. Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds bonds maturing in years or less bonds maturing in to 0 years bonds maturing in 0 to 0 years Bonds maturing after 0 years,8,7 8,08,7 0,87,878,0, 8,,0,7,98,87, 9,8,7,,, 7,0,990 7,09, 9,8,,89,,9,9 9,798 8,08,9,98 0,97 0,7,,,09, j- 90,8,8 987,7 0,8 79,8,9,9,78,79 9,7,977,,8,08,09,00 9,9,99 7,,98,,9,9 97,8,00,9,9,78 7,70,7,7 7,,89,77 0,0 98,78 0,787 97,0 9,,07,,90,8,0 0,9,98 7,98,09,7 7,8,,7,8,77,90 8,0,,089,70,07,0,0,,88 7,, 7,,88,,0,7 879,0 7,0,,,87,8,99,7,08 77,,80,,7,9,,0,0,0 8, 79,79,9,,80,7 9,97,08,89 8,90,0 8,7l 9,,8,90,977,077,77 7,,9,07,,9,0 0,7,0 79, 8,98,0 8,7,7,07,9,9,,87 90,7,0,9,, 9,98,9,7,90,9 00.97 8.98,,0,07,9 99,7 8,7 9,88,0 77,08 7,,0,8,90 709,0,,9,0,897,09,07,9,0 By class of bank June 0, 98,8,00, 80,77,0, 7,,80,8,0,0 7,08 79, 79,07 7,897,,,0 88,78 7,90,0,987,,8,,8,90,0,97,77,8 9,7,8,7,0,08,9,7,8,,,,7,8 9,7 79,,88,780,,9 99,9 98,0 9,79 787,,09,7 9, 880,707,0,980,88, 7,97,,0,7,08,99,9,07 9,90,07,98,,9, Central reserve city member banks Chicago Reserve city member banks Country member banks All member banks All national member banks All State member banks Loans net Reserves Loans gross,, Commercial and industrial loans, including openmarket paper Loans to farmers directly guaranteed by Commodity Credit Corporation loans to farmers Loans to brokers and dealers in securities loans for purchasing or carrying securities Real-estate loans: On farm land On residential property On other properties loans to individuals: Retail automobile instalment paper retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts) United States Government direct obligations.. Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds bonds maturing in years or less bonds maturing in to 0 years bonds maturing in 0 to 0 years Bonds maturing after 0 years 7,0,07 8,9 7,,988,7,0 97 9,89 0,00 0,,88 9,7 89,,9 8,8 9, 7,98, 0,7,77 9,0 98,7 0,,7,90,08,90,7,0,7 9,98,7,7,97,79,8,7,8,708,7 7,7 778 9,9,80.9 7,8 7,99 7,8 9, 0,8,7,0 0,0 9,,.97 88,8 878,8,9 8,08,7,79,88,97,,8,0,70 7,00,90 7,7 79,7,70,8,779 8,0 7,0 7, 8,9 888,0 7,9,09 9,9,80 78,07,,7,0, 0,7,80,,99,,0,897 8,8,, 9,8,0,9,78,90, 9,98,9 0,88 98,99,00, 79,78 9,89 97,,0,79,00,8,88,880,88,9,0,,0,87,90 87,989,08,98 7,0,9,9,,8,8,87, 9,8,7,,7,8,,,,7,8 9,7 79,,88,780,,9 99,9 98,0 9,79 787,,09,7 9, 880,707,0,980,88, 7,97,,0,7,08,99,9,07 9,90,07,98,,9,,,97 97,88,, 0,9,, 98,,7 7,70,,987,8 99,97 70,0, 08,077,7,00,8,0,9,08,0,8,70,,00,00,8 80, 7,,,99,,78,97,,0,7,97 98,0,7,7,789,7,89 7,07 8,7 98, 7,90,89,09 9,77 89,899,7,,9 908,890 8,9,7 8,0,9 89,8,,,00,7 8,0,8,79,97,7,, 88,7 Beginning June 0, 98, figures for various loan items are shown gross (i.e., before deduction of valuation reserves), and are not entirely comparable with prior figures. During the period December, 9-June 0, 9 the item corresponding to the present item "Loans to farmers directly guaranteed by the Commodity Credit Corporation" included loans to dealers, processors, and farmers' cooperatives covered by purchase agreements with the Commodity Credit Corporation, which are now classified as commercial and industrial loans, and loans to farmers with similar indirect guarantees which are now classified as other loans to farmers; consequently, December, 9 and subsequent figures may not be entirely comparable with prior figures. Prior to December, 97, this item included United States savings bonds only; depositary bonds were included with other United States bonds according to maturity. See Table of Contents page for basis of and changes in classification of member banks.

7 ALL MEMBER BANKS CLASSIFICATION OF LOANS AND UNITED STATES GOVERNMENT DIRECT OBLIGATIONS I In thousands of dollars], all districts Boston By Federal Reserve districts, June 0, 98 Philadelphia Cleveland Richmond Atlanta Loans net Reserves Loans gross Commercial and industrial loans, including openmarket paper ; Loans to farmers directly guaranteed by the Commodity Credit Corporation loans to farmers Loans to brokers and dealers in securities loans for purchasing or carrying securities Real-estate loans: On farm land On residential property On other properties loans to individuals: Retail automobile instalment paper retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts) United States Government direct obligations Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds bonds maturing in years or less bonds maturing in to 0 years bonds maturing in 0 to 0 years f Bonds maturing after 0 years,87, 9,8,7,,7,8,,,,7,8 9,7 79,,88,780,,9 99,9 98,0 9,79 787,,09,7 9, 880,707,0,980,88, 7,97,,0,7,08,99,9,07 9,90,07,98,,9,,700, 9,70,70,0 9,8 9 7,7,9,00 0,70,97 08,987,09 9, 7,779 8,0 7,0,98,9,,00,0 9,7 8,9 9,98,88 87,80 8,9 9,79 9,887,8,7 9,999,9,0,09 0,0 97,99 0,800 8,87 88,0,7 09,,, 8,9,07 8, 9,998,,9 787,9,8,9 79,9,77,7,78,,80,80,0,09,0,98 9,99,70,9 70,08 9.,7,0 9,99 7,08 98,70,,99,778 0, 9,9,7,7,07,89 9,9 0,80 8,8 98. 8,,09,9,80 9,88,78, 8,8,9,97,00,7 8, 9,77 0,,789 9,, 7,79,9,80 88,0 09, 7,8,,9 8,0 8,90 7,7 0,70,087,99,7,88,07 8,0,08,9 8,9,,8,7 8,0 8,00 8,7 0,7,,90,7,000 8,078 9,9 9,70,0 8,77,09,78 7,0 7, 9, 88,97 9,7 99,07 99,07 97,,7, 0,8,8,0 79,0,89,7 9,8 8,,98,7 7,88 9,78,80,9 7, 78,99,90 9,79,90,80,90 7,09,7,8 0,9 7,08 8,89,09 By Federal Reserve districts, June 0, 98 Continued Chicago St. Louis Minneapolis Kansas City Dallas San Francisco Loans net Reserves Loans gross Commercial and industrial loans, including open-market paper. Loans to farmers directly guaranteed by the Commodity Credit Corporation loans to farmers Loans to brokers and dealers in securities loans for purchasing or carrying securities Real-estate loans: On farm land On residential property On other properties loans to individuals: Retail automobile instalment paper retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts) United States Government direct obligations Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds bonds maturing in years or less bonds maturing in to 0 years bonds maturing in 0 to 0 years Bonds maturing after 0 years,,7,7,8 8,8,,08,0,9,9,8 0,8 8,97,0,97 8,0 8,90,8,,8,89 87,878,0,79,9,099,0,7,,0,0,97 7, 87,7,097,08 0 79,880,9,70,9 79,07 8,7,7 9,99,98,9 7,7,80,89 7,09,080 8,7 7,97 0,9, 8,78,99 7,8,00 9,0,,8 9,9 8,98,,,97 0,77,99,7 77,8,7,,09 8,8 77,8 9,9,0, 9,7 7,79,80 88,0 9,0 9,007,0,,8 90,,,,7, 0,8 7,0 9,8,87,0,98,087,97,8,9 98,99,,08 9, 9 0,9 9,70,8 0,7 7,88, 9,97 9,70,8,88,7,70,7,70,9,,70,80, 7,878,,9 9,0 9,9 8,0,80,9,0 78,0 08,078 07,00,7, 80,90 9,9, 88,9, 7,,97 7,0 78,90,9, 00,8,0,7 7,7 8,9 0,00 78,798,,9,9,9 8,,7 8,00,88,9,79,87,79 7,7 08,898 7,89 8, 77, 8,9 9,0,08,8 70, 80,

8 RESERVE CITY BANKS CLASSIFICATION OF LOANS AND UNITED STATES GOVERNMENT DIRECT OBLIGATIONS [In thousands of dollars], all reserve city banks Boston By Federal Reserve districts, June 0, 98 Philadelphia Cleveland Richmond Loans net Reserves Loans gross ^ Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by the Commodity Credit Corporation loans to farmers Loans to brokers and dealers in securities loans for purchasing or carrying securities Real-estate loans: On farm land On residential property On other properties loans to individuals: Retail automobile instalment paper retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts) United States Government direct obligations Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds bonds maturing in years or less bonds maturing in to 0 years. bonds maturing in 0 to 0 years Bonds maturing after 0 years,7,79,88,97,,8,0,70 7,00,90 7,7 79,7,70,8,779 8,0 7,0 7, 8,9 888,0 7,9,09 9,9,80 78,07,,7,0, 0,7,80,,99,,0,897 8,8 77,77,0 78,097,0,0,78,8,98 9,8,879,0, 0/,090 0,80 80, 7,09,8 8,, 7,97 9,0,78,8 8,9,09 9,7 7, 80,98 9, 8,8,7 8,7,,8 9,,9 8,77, 9,98 8,,0,89,00 7,7 7,87 700,, 70,87 7,90 0,09,780 9,09,07, 98,0, 7,79,90, 9,787 99, 8,08,708,90,9,0 0,7,787 7,9,,,0,, 89,8 0 9, 8,,, 9,7,7 9,,7,7,9 78 8,00,, 8,, 0,0,7,89,0,0 0,89 0,80 8,898,778,7 87, 8, 7,07, 9,8 7,09,,88,,9 7,0,9,9,00,8 0,78 0,,9 0,8,,7 0,,9 By Federal Reserve districts, June 0, 98 Continued Chicago St. Louis Minneapolis Kansas City Dallas Loans net Reserves Loans gross Commercial and industrial loans, including open-market paper Loans to farmers directly guaranteed by the Commodity Credit Corporation loans to farmers. Loans to brokers and dealers in securities loans for purchasing or carrying securities Real-estate loans: On farm land On residential property On other properties loans to individuals: Retail automobile instalment paper retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts),7,00 8,9,8, 0,,08,9,00,077 00,0 8, 0,7 8,8 0,7,009 88,0 0,8 80,8,09 809,7 78,9,008 7,,87,977 7, 9,0 7, 9,979,8,9 8,98, 0,9,98, 8,9 09,70,8,770,9 9,7, 9,7 7,8 8,0, 9,90 0,80 77,08,8 77, 9,7 7,8,8 8,8,0 7,8,7 0,0,8 0,77,78,0 0 9,000 9,,99 99,0 8,,79,79 9,9,,80,8,,08 9,8 8,7 9,9 9 7, United States Government direct obligations Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds bonds maturing in years or less bonds maturing in to 0 years bonds maturing in 0 to 0 years Bonds maturing after 0 years,9,0 0,7, 8,9,7 9,,0,990 9,08 7,9 80,7 7,7, 9,8 9,79 9,78 7,98 0,07,9 89,, 80,97,8,707 0,0,80 8,7,097,77, 0,07 9,0 0,7,97 9,7, 0,0,0 9,007 9,7 7,0 8,778 7,,8, 9,8 8,8 See Table of Contents page for basis of and changes in classification of member banks. See note, page. Data for these districts are not entirely comparable with prior dates due to the redesignation of reserve cities and the reserve reclassification of a number of banks.

9 COUNTRY BANKS CLASSIFICATION OF LOANS AND UNITED STATES GOVERNMENT DIRECT OBLIGATIONS [In thousands of dollars], all country banks Boston By Federal Reserve districts, June 0, 98 Philadelphia Cleveland Richmond Atlanta Loans net,, Reserves 9,8 Loans gross., ;,0,9 Commercial and industrial loans, including open-market LoanTto farmers directly guaranteed by the Commodity Credit Corporation loans to farmers, Loans to brokers and dealers in securities loans for purchasing or carrying securities Real-estate loans: On farm land On residential property On other properties loans to individuals: Retail automobile instalment paper retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts) United States Government direct obligations Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds bonds maturing in years or less bonds maturing in to 0 years bonds maturing in 0 to 0 years Bonds maturing after 0 years,78,90, 9,98,9 0,88 98,99,00, 79,78 9,89 97,,0,79,00,8,88,880,88,9,0,,0,87,90 87,989,08,98 7,0,9,9,,8,8 9,97 7, 9,0,00,8 8,7,09,87 90,, 9,0,0,88,,070,08 879,9, 88,80 7,98, 77,9 7, 0,70 7,098 0,9,7 99,8 9 7,7 99 0,7 0,70 88, 7,89,0,7,7,97,78 88,,77,7 7, 8,788 0,7,9 80,8 7,7 0,8 88, 9,8 9,70,00 7,9 77,97 0,0 7,97,877 7,8 9,7 7,9 8 7,,870, 89,77,99 00,0 0,08 77,8,90,07,97 7, 8 9,,07 9, 9,88 7,7 87,9 8,8,79,,80 8,89 08,0,08,8, 9,7 9, 9,7 9,99 709,7 9,89 9,89 7,8,, 8,99 8,9,,99 7,07,9 9,0 89 7,8,078,9,08 7,, 89,9,08 707,8 70,8,08 8,98,,099 7,98 9,980,0 0,9,7,8,090,0 7,8,09,, 0,9 98,7 8, 8,9 8,709 9,08,88 8 0,0,9,9,89 0,89,09,9,78 0,7 9,88 9, 808 8,,,,87 0,,9,70 0,0 7,0 80, 88,79 By Federal Reserve districts, June 0, 98 Continued Chicago St. Louis Minneapolis 'Kansas City ' Dallas San Francisco Loans net Reserves Loans gross Commercial and industrial loans, including open-market paper... Loans to farmers directly guaranteed by the Commodity Credit Corporation loans to farmers ; Loans to brokers and dealers in securities. loans for purchasing or carrying securities Real-estate loans: On farm land On residential property On other properties loans to individuals: Retail automobile instalment paper retail instalment paper Repair and modernization instalment loans Instalment cash loans Single-payment loans Loans to banks All other loans (including overdrafts) United States Government direct obligations. Treasury bills Treasury certificates of indebtedness Treasury notes Nonmarketable bonds. bonds maturing in years or less bonds maturing in to 0 years bonds maturing in 0 to 0 years Bonds maturing after 0 years,7,90 7,,7,,7 99 7,9 8 8,9 70, 0,97,9 7,8,99,8 0,87 08,97,7,0, 80,8 87,,8, 88,79,8,97 0,00,09 9,,88 7,7,9 7 8,0 97,89, 9,99,97,08 9,,8.. 00,09,07,78 9,0 8,779,88 7,9 77, 0,8 7,0,077,,9 9,9 7,7 8,090 7,00 8,7,97 7,89,9,9 7,8,8, 9 9,7,8,97,07 97,7 7,0 7,88 08,8 79,09 0,77 0,988,87,9,,9,7 87,7 0,9 7,09 7,8, 7,8, 79,98 7,,08 7,0,0 8,78,0,77,0 88,77,87 89,7,99 0,907 8,0 7,90, 79, 8,9 7,8,7 9,7,8 0,0,0,0,,79,,8 7,97,, 9 8,88 7,7 9,0,9,90,0,0 8,77,98 8,7,,,8,99,,7,9,7,,9,077,7,7,78,7 9,,,,9 7.889.890 8,70, See Table of Contents page for basis of and changes in classification of member banks. See note, page. See note, opposite page.

IO ALL MEMBER BANKS ASSETS AND LIABILITIES ON JUNE 0,98, OF BANKS IN EACH CENTRAL ASSETS [In thousands of dollars] Loans and investments Reserves, cash, Federal Reserve district numbers, and reserve cities All member banks.. Reserve bank cities. Boston.. Philadelphia. Cleveland. Richmond. Atlanta 7. Chicago 8. St. Louis 9. Minneapolis 0. Kansas City.. Dallas. San Francisco Reserve branch cities.. Buffalo. Cincinnati. Pittsburgh. Baltimore. Charlotte. Birmingham. Jacksonville. Nashville.. New Orleans 7. Detroit 8. Little Rock 8. Louisville 8. Memphis 9. Helena 0. Denver. 0. Oklahoma City 0. Omaha. El Paso. Houston.. San Antonio. Los Angeles. Portland. Salt Lake City. Seattle reserve cities. Columbus. Toledo. Washington 7. Cedar Rapids 7. Des Moines 7. Dubuque 7. Indianapolis 7. Milwaukee 7. Peoria 7. Sioux City 8. National City 9. St. Paul 0. Kansas City, Kansas. 0. Lincoln 0. Pueblo 0. St. Joseph 0. Topeka 0. Tulsa 0. Wichita. Forth Worth. Galveston. Waco Country banks, by districts.. Boston.. Philadelphia. Cleveland. Richmond. Atlanta 7. Chicago 8. St. Louis 9. Minneapolis 0. Kansas City. Dallas. San Francisco Number of banks,9 9,9,7,87,,0,980 7 0 8 7 0 0 9 7 8, 7 8 9 7 7 709 78 0,9,8 9,8,98,, 7 78,97 9,, 7,,,7,,0,9,,,,8 7,80,98,97,0 9,77,97,9,9 0,7 0,08,7 7,7 0. 0,9,9 9,9 79,08 9,9,0,8 88,8 7,788 99,9,7,9, 7,0 7,0 9, 9,9,0,77,77 0,,9,09 00,8,7 8,00 0,8,77, 7.,7 0,80 9,08,8,,8,9,97,0,98,8,0,,09,,97,,9,7,88,8,0,778,,98,0%,07,80,,797 Loans (including overdrafts), 77, 0, 700,, 98 70, 9,,,,, 09,,70,99 8,8,,8,,79 9,98 80,0 8, 9,8 99,9 9,79 8,98 78,98 7,7 8,078 09,78 8,0 08,8, 7,9,9,, 0,79 8,800 9,8,8,9,7 9, 7,08,89,7 8,9:,80 8,09,77 7,8,0 7, 9,88 8,87 88,00,90,,7 79,9 7, 0,0,0 9, 9,,8, 90,77,,8,00,809,07 0,997 8, 7,99 9,87,7,80,8,7,7,70 0,09 87,8 7,,,07,,, 9,97 00,8 90, 0,88 879,9 7,98 7,90 9,,,87 7,8 88,77,,70 80,,8,9 99, 9,0 7,,0,07,78 0, 88,7,99 9,9,870,,8 8, 07, 8,,,, 7, 0, 7, 7, 8:, i: 9,88,9,77,7,870,,08,8,078,9,09,,,,0,,07,78,8,97,9,90,99,,78,7 8,,78 9 9 79,07 0 78 7 9 7 8 9,0 99,7 9 7 7 9 8 8 9 See Table of Contents page for basis of and changes in classification of member banks. Includes both central reserve city and reserve city banks. For other footnote, see opposite page. U. S. Govt, direct obligations Obligations guaranteed by U. S. Government Obligations of States and political subdivi-,,89,8,9 8,09 89, 07,08,8 7,87,88 0,7,7,878 9,8,90 7,98 7, 9, 8,,7,,90 8,,07 0,79 9.8 8,70 7, 8,,98,7 9.8,,,70,907 9,07 8,9 8,8 8,08,9,,87,00 0, 0,78 97 9,90 8,7.99 9 0,8,0,7 87.700,9 9,09,8 0,,,8,,70 99,87 7,070,0 9,9 97,7 09, 87,0,8 8,7,79 70,80,7 bonds, notes, and debentures,7,,0,0 8,,0 07,997,0 9,77,,999 00,8 9,8, 0,7,00 98,8 7,07, 8,8,00, 0,7,7,8 0,7, 7,087,07 9,89,9,,0,8,0 8,87,00,0 8,7,78,8,7,9,79, 7,08 8,8,89,97,090,0 8,0,7, 80,7,8,78,,8,99,89,08 0,8, 7,99,07 0,88 7,7,079 9,9,,,80 0, Corporate stocks (including F. R. Bank stock) 79, 0,0,8 7,,08,0,9,977,98 9,9 9,,97 8,7,08,8,07,,78 0,98,77,0,7,,00 77 9,89 89,7 7 8 70 0 8 7,0 89,9,07 0,9 7,80 9,9 0 8 80 99 0 0 7 7 9 8 99 0 0 70 8, 8,,0, 8,,,98 8,,8,,,080,890,8, 7,,8,90 78,0 8,7,7 9,89,0,7 0,70, 9,9,,98,0,79,00 0, 9, 7,89,78,89 90, 0,0 98,7 89,8,7,7 9,0 9,0,7,8 7,8,977,98 8,7 0,088,979,99 8, 0,0,8,09 0,907 9,078,7,08 80,9 8,7 99,80 0,0,07,9,,988,00, 8,0,007,7,9,9 9,8 8,99,0 0,09,0 77,878,09,87 798,9 87, 78, 788,7,0,,0 8,90 78,88 9, 9,97 Reserve with Federal Reserve Banks 9,0,77,88,90, 0,7,088,78,0,8,97 7,7 0,0, 0,9,00,0,0,09 88,0,788 00,9.78 7,,9,7 8,7 0, 9,7 0,8 7,77,0 8, 8,7 7.0,79 0,8 9,8 0,9 70,08,87 9,070 7,78 8,78,7,9,00.0 8,0,0 98.7 0.79 8,9,7,9,70 8,,99,0,7,87 7,88,0.7,97 9,80,8,97 7,9 79, 0, 0,,7 8,70 98,98,,87 8,0,07 00,77

II RESERVE AND RESERVE CITY AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT ASSETS [In thousands of dollars] and bank balances balances with banks in U. S. Balances with banks in foreign countries Cash items in process of collection Bank premises, furniture, and fixtures real estate owned Assets indirectly representing real estate Customers' liability on acceptances Income accrued but not collected assets Federal Reserve district numbers, and reserve cities,9,99 7,,7 9, 0,09 88,9, 0 0 7 70 7 9 0,9,9 99 00 78,0 800 00 0,0 88,0 97 87, 0,09,0, 90,07 8, 80,, 7 7 08,99, 789 7 7 7 0 7 7 0 7 7 90 7 8 0,9 7 0 8,899,09,7,7,,7,9,9,,80 80,9,8,7 8,99,97 79,90 79,,,78 9,9 7,89 0,0, 0, 9,9 9,880,9 7,89, 8,8 0.70,,70 7,8,7 8,87,9,8,7,0,79 9,0 8,00 0,89,,,97 7, 8,,8 9.70 0,,0,8 7,00 9,,0 8,8 90,9,0 9,700,9,,98,90 877,87 7,7 0, 70,8 8,870 88,9,8 88, 8,807,0 0, 7, 9,8 8,0,7,7 9, 7,87 8,8,9 7,07 0,08,8 8,87 0,07,7,8 8,78 9,8,7,98,0,90,0,787,80, 9,7, 7 890 90,8,9,98, 0,88,8,,,,0,08, 89 8 8,89,7,8 99,8 7 0 7 87 7,8 80,7,,8,0 79,,97,00,0 8,8 0,00,78 0,888 0,8 7,87,7,79,00 0 0 07,87 9, 9 9 07 7 9 9, 9,,,08 09 8 7 8 8 8 0 9,80,70 0,970,89 87 700 8,00 9,00,00 98 7, 9 7 9,0,79,0 8,00,0 0 97 00,79,,99,9 97,87 8 0 7 8 9, 79,77,97,8,0 7,008,9 0 7 8, 8, 7 79 0 0, 9,90,0 9,, 0 0 8 8,0 9 8,,0,7 8,0,7, 800, 8,9,0,7,00,8,9,80,8,898,7,9,09 8 77,, 7 78 8, 79 8,8 0 8,7,77,9 9,07 7 89 8,,90 98 8 9 0 0 99 709 8,,,0,09,87,70,090,77,8,09 9,88 08,8 0,0 9,89,899 8,9.0,7,8, 8 9 0 7,0 7,9, 7,9,7,8 7 9 7.0, 0 9 77 7 08 0 8,07, 8,89,8 9 8 9,09 9 00 9 8 0 0,,807 7,77,8,89,,,98,7 887,77,70,7 7,97,7,7,,09,,8,98,87,,07,7 9,8 88,70 8,0,8,7,70 8,,0,9 987,00 8,7,9 8,9, 79, 88,9,0,0 78,0 8,8,9 9,99,0 77,7,,079,89,9 7,90,9 8,9 0,9 88,7 0,0,07,,8,988,808,09,87,7,8,88,09,99 8,80 7,9,00, 8, 77,788,897 7,0 8,70 8, 00, 9,77,99 8,89 9, 9, 77,7 8,0 88,09 8,0 7,0 89, 8,08 All member banks Reserve bank cities. Boston.. Philadelphia. Cleveland. Richmond. Atlanta 7. Chicago 8. St. Louis 9. Minneapolis 0. Kansas City. Dallas. San Francisco Reserve branch citiesi, Buffalo. Cincinnati. Pittsburgh. Baltimore. Charlotte. Birmingham. Jacksonville. Nashville. New Orleans 7. Detroit 8 Little Rock 8. Louisville 8. Memphis 9. Helena 0. Denver 0. Oklahoma City 0. Omaha. El Paso. Houston. San Antonio. Los Angeles. Portland. Salt Lake City. Seattle Reserve cities. Columbus. Toledo. Washington 7. Cedar Rapids 7. Des Moines 7. Dubuque 7. Indianapolis 7. Milwaukee 7. Peoria 7. Sioux City 8. National City 9. St. Paul 0. Kansas City, Kansas 0. Lincoln 0. Pueblo 0. St. Joseph 0. Topeka 0. Tulsa 0. Wichita. Fort Worth. Galveston. Waco 7,,97 Country banks, by districts,78,,9. Boston 8,078,.,88 8. Philadelphia,7,89. Cleveland,,. Richmond,,0. Atlanta,880, 7. Chicago,0,797 8. St. Louis,79,99 9. Minneapolis,9, 0. Kansas City,007,. Dallas,9,9. San Francisco s Includes figures for a bank with its head office in a nonreserve city, which has a branch in this reserve city; see Table of Contents page. For other footnotes, see opposite page.

. ALL MEMBERS BANKS ASSETS AND LIABILITIES ON JUNE 0, 98, OF BANKS IN EACH CENTRAL LIABILITIES fin thousands of dollars] Demand deposits Time deposits Federal Reserve district numbers, and reserve cities Individuals, partnerships, and corporations United States Govern- States and political subdivi- Banks in United States Banks in foreign countries Certified and officers checks, etc. Individuals, partnerships, and corpora- United States Postal Gov- sav ern- ings ment States and political subdivisions Banks in U.S. Banks in foreign countries All member banks. Reserve bank cities. Boston.. Philadelphia. Cleveland. Richmond. Atlanta 7. Chicago. 8. St. Louis 9. Minneapolis 0. Kansas City. Dallas. San Francisco Reserve branch cities Buffalo. Cincinnati Pittsburgh Baltimore Charlotte Birmingham.... Jacksonville... Nashville New Orleans Detroit Little Rock Louisville Memphis Helena Denver Oklahoma City. Omaha El Paso Houston. San Antonio Los Angeles Portland Salt Lake City. Seattle reserve cities. Columbus. Toledo. Washington 7. Cedar Rapids 7. Des Moines 7. Dubuque 7. Indianapolis 7. Milwaukee 7. Peoria 7. Sioux City 8. National City 9. St. Paul 0. Kansas City, Kansas. 0. Lincoln. 0. Pueblo 0. St. Joseph 0. Topeka 0. Tulsa 0. Wichita. Fort Worth. Galveston. Waco Country banks, by districts. Boston... Philadelphia. Cleveland. Richmond. Atlanta 7. Chicago 8. St. Louis 9. Minneapolis 0. Kansas City.. Dallas. San Francisco 8,,788 8,0,,8,,87,7 9,,8,,,87,8 8,89, 7,80, 0,,89 9,9 0,990,,79,7,89 0,780,7,99 9,0 7 99,0 8,,8,87,00,07,00 88, 8,7,,,8,9,90 0,87,0, 98,0,00 7,709 0, 9,0,,, 7,8 0,90,,0 0, 09,8, 0,0 8,9 7,0,78,9 708,8, 8,7,0,8 8,,0 79,78 0,89,07 0,7,8 9,9 90, 8,07 7,8,78,7 00,7,79,77 70, 0,7 9,,9 8,89,88 9,00,9,070,9,0,00,,9,,0,09,,,8,,0,,7,,0,,9,77,007, 8,0,9,8,7 77,78 80,8 7,9 00,0,8,9 9,97,77 7,80 8,0,0,,8 0,7 9,,,77 7,,,79 7,8, 7,,0,79 7,90 97,9 7, 7, 0,78,,8 97, 0, 8,,0,0 0, 0,0,0 0,0 98,987 7,7,77 09,8 70,0,97 7,7 7,88 7, 7,88 0,8,90 8,8 8,98 0, 97,7,,97,,0,97,8,,0,88,8,09,9,7,,8,7,0,0,8,9,8,8 88,00, 7,0 7,7,70,0,97 7,7,9,777,8,7,,9,70 9,909 0,07,8 9,89 9,00,70 7,78,09,08,0 8,9 7,,7 9,07,0 0 8,0,8 7,8,77 9,08,970,807,,7,98 0,0,98 7,7,908,08,,0 0,78 8,7,9,98 7,9 0, 7 0,07,,9,0,0 7 79,8,7,8 78,87,,9,97,9,97,,,7,9,,7 9,99 7,8,09,7,77 7,8, 0,79 7,09,0,9,79 97,09,978 0,0 9,08 8,08 8,7,0,08 0, 9,8 79,0, 8,8,9 9,7,9,7,97,90 80,8,7,88,08,8 8,70, 9,9 0,8.90 80,,,0,.90, 0! 70, 9,0 8,8,7,80 9,,89 7,78 8,,9,0,89,,0,9 8,8 77,977 9,89 99,07 9,8,77,90,8,80 88,87,08,99,8,8,0 7,8,07 7,9 8,97,07,70,8 89,9,0,,8,78,0 0,8 8,7 9, 8,7 9, 7,7 8,77 0,90 07,0,0,7 09, 77,08 7,98,9 9.09 0,7 7,80,00 8,8 8,89 8,9,98,79 78,8 0,79,9,88,70 8,80 9 7,9, 0,089 9,0,88 7,9,7,7,0.0 0,7,0 9,9 90,809,88, 797, 8.80 7,,9 8.08 90.7,,07 0,9,8,7,7, 0 9,9,97,709 80 9,09 8,0,8 7,9,,0,98,07,0,0,7 8,777,8,7,9,9,07.8.78,8,00,79,007,009,,7,07,09 0,0 79,788,0,9,8,077,,87,87,9,07 7,00 9,8 7, 7,7,7,0 7,,79,,70,9,8 07,,9 7,700,08,08,99 8,78,77 7,7,70,877, 8,8,9 9,7, 99,77 9,9,,9,0,8 80, 70,0 90,98,07,88 7,8, 7,9,79,08,8 8,97 7,, 7,878 7,,88 8,0 8,97 8,,8 9,8,7,07 7,878 87,977 8,88,,7,70. 07,79 7, 90,0,,,7,79 7.7 08,77,0,97,98,9,9 70,09,0 880,9 0,8 7, 8,09,99 7,807,8,0,9 0,897 7,8,07,97 8, 7,8,708,0, 8,08 00,78 8,87,99 9, 9,97 0, 07,78 7,998,0,78,08,79 0,7 9, 0,7 7,78,87, 8,9,700 0,790,900,07,09,,80,0,77,9,7, 89,89 70,,,88,09 7,97 08,89,8 9,9,0,89,99 89,09, 7,08,08,0 9 9,8 7,00 9,0 9,8 99,0 0, 7,7 88, 7 0,,78,0,77,7 9,90 0,07,0 9,,9,880 8,0 8,88 877,9 0, 7, 8,09,09, 0,079,,78 8, 8,8,08,8,7 7,08,9 99 78 9 8 9 99 8., 0 9 0, d:, 8 0,,7,0,090,,7,79,,7,8,080 88, 8,,88, 8,77 70,8 0,07 8,07 9,,8 00 8,0 9,8 08,7 00 99 0 00 8 80 90,,8,,000,,87,000 9 7 9 9,07 /,8 9,,07 0,,,7 99 78,97,9,7 9 0 0 89, 7 7 00 7 87 7,7,,7 8,9,0 9 70,7 0,8,9,7,8 0, 70,77,00,9 8,0,9,0 0,89,0,9 8,,70 0,000,7,0,, 9, 8,0 9,,79 9,9 7,8,0,0,8,88,, 8 9-0,00, 7,8 0 7,0 7 0 0, 00 0 7,7,0 00,,07 00,0 9 88,9 9 7 00,8 See Table of Contents page for basis of and changes in classification of member banks. Includes both central reserve city and reserve city banks For other footnote, see opposite page.

0,,,0,,,,7,,908,: 7, 79, 7,79, i,,: 79, 9, 9,i 7,89, 7,, 8, 8,,88, 7, 8, 0, 9, 9, 88,,, 8, 8, 8, 9,,,,, 9, 7,,8,,0,,,80,,7,,, 9, 77,, 9, 8, 799, 8, 9, 8, 89,,,, 7, 78, 07 8,90, 7,0,88,,90,0,87,0,,8,8,777 In * SERVE AND RESERVE CITY AND OF COUNTRY BANKS IN EACH FEDERAL RES] LIABILITIES AND CAPITAL ACCOUNTS [In thousands of dollars] Bills payable and other borrowed money,8 7,7,000,00 7 Acceptances outstanding,8,00,00 00,998 7,,79, 7,09,0,7,,,88,78 0,7 0 900 00,,0 0 7,9 9,7 7 79 0 0,0 9,9,77 9 8 liabilities 9,0 7,0, 87,,7 9,07,090,88,8,9,990,7,879 7, 99,9,8,9,,,9,70,8,0,07,9 79,0,8,,9,8 7,7,0 9,7,,0,,99,00,,70 7,8,7 0 0 8 8,7 9 8,98,8, 9,8 9 8 9 7, 889 88 7,90 0,0 0,9,7, 0,8 9,0 8,799,78,09,8,78,700 liabilities Capital 8,7,8,,,0,90,7,78,8,98,98,00 70,07 80,8 7,,0,7, 7,9 9,77 97,0 7,9,79 7,7,79 8,7 8,,8,80 7,9 89. 0,0 98,7,7 9,7,,89 8,78,9 0, 0,0,89,8 7.,09 970,9 8,,8,90,0,0,0,8,7,8,9, 9, 9,9 77,8, 9,970 0,97 80,079 9, 9, 87, 9,9,78,98,00 7,9 78,78 7,9 08,,7 8,9,89,08,7,, 7,97,7,90,,8,7,9,9,0,88,0,08,7,9,0,,,8,8,0,789,,7, Surplus,88,8,9,7 9,,97 8,,0 7,00,00,70,,00 8,900 7,80 0,999 8,999 0,0,900 8,0,8 7,00 7,00,000 7,00 0,8,970,800 9,900 7,00 80 8,0 8,000 7,00,000,000,90,000,00,70 7,00 08,0 9,000 7,00 8,900 00,70 0 9,0,00,0,00,000 9,000,0,700,000,00,700,70,900 7,00,80 90,0,88 98,88 09,987, 0,90 9,889,8,0 9,0,89 8,79, 7, Undivided profits capital accounts,,89,9,97 99,87,98,0 0,998,0 8,M0 9,00 08,,7,90,90 8,80 8,,8 7,0 0,9,00.99,800 7,00 0.00 0,0,7 7,00,900,00,00 80, 8, 7,,0,0,0,00 0,80 7,00,00,099 9,00 8,000 8,7,00,70 0 8,00,9,80,900,000,70,,00,000,0,0 7,890,900 7,00,,0,9,0 9,9,78 8,,7 89,8 8,9,7,7,, 0,0 0,9 8,9,0 00,8 8,9,09,90,9,08 9,9,9,9,8 7,8^ 07,9,70,, 8,7,9,7,7,77,9,0,,9,97 7 7,977 7,,,7 9,07,9,779 8,9,8,78 8,,9,""" 0,70, 9 7,,8,,9,0 9 8 8 79 9,077,7,7, 8 7,8,79 0,7,,0, 0, 7,90 9,89,9,70,0,7 0,9 8, 7, 0,9 0,0 9, I,07,90,798,80,,8,,79 8,7 788,7,0,,,07, 0 80 II,09 9 8 70,78,9 7 970 88,,, 0,8,8 70,08,9,8 97,7 0 0,789 7 8 8 9 0,8 7,9 7 70,,,80,0 9,999,779 8,8 9, 7, 8, 7,7 9,,7 capital accounts Net demand deposits subject to reserve (see page 8) 8,,007,09 07,7 8 09 90 8 7 0 9 08,9, 9 8 0 9 0 0 8 7 0 7 7 7 9 7 9,09,80,,7,,8,79 9,,97,97,8,87 08 Demand deposits] adjusted (see footnote on page ) 77,98,8 70,0,7,,0,,8,0,7,79,8,07,0,7,97,70,,0,97,0,07,898, 87 9,0, 8,7 0,79,,,97,07 9, 8,77,8,9 7,80,,7,0,8, 0,90 9,978 8,,9,,0, 9 80 87 07 89 7 8 9 7,70, 8,8 99, 90, 07,99,8,0 7,0 87,,7 9,9,980,0,,90,799 7,08 07,,,,0 7,078, 9,, 89,7,, 9,78 0,7 97,979 8,87 9,8,0, 8,9 70,7,7,8,08 0,90,8 7,9,88, 9,, 7,0 0,78 9,9,9 7,88 0,87 77,0,8,88,,9 8,,,8 7,77 9,,088,8,80,7,78,7 009,80 70, 880,9 07,8 7, 979,08, 9,7 98,8 80,0,9 78,88 figures for a bank with its head office in a nonreserve city, which has a branch in this reserve city; see Table of footnotes, see opposite page. Digitized for FRASER

H ALL MEMBER BANKS ASSETS AND LIABILITIES ASSETS [In thousands of dollars] Loans and investments Reserves, cash State Number of (including overdrafts) U.S. Government direct obligations Obligations gauranteed by U. S. Govern- Obligations of States and political subdivi- bonds, notes, and debentures Corporate stock (including F. R. Bank stock) Reserve with Federal Reserve Banks, all States.. New England: Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Iowa. Missouri North Dakota South Dakota Nebraska Kansas - South Atlantic: Delaware Maryland District of Columbia. Virginia West Virginia North Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Mutual Savings Banks,9 8 0 8 7 9 77 8 0 0 0 80 0 09 7 8 88 8 0 9 9,9,7,87,,0,9 7,9 7,,9,90,79 8,00 80,98,,88,,098 7,0,,979,0,97,08 8,,,07,,79,,8, 9,,, 0,9 7, 8,8 7,,0 870,7 70,08,0,0 7,7 7,,9 89,,08,07 70,,0,0 7,,87 7,89 9, 987,,78,9 0,7 8,8,97 709,70 8,0 89,0,70 7,,9,7 98,89 9,97,7,8 9,87 8,,07,,9 9,, 9,08,990 90,7,99,08,0,7,87,,8,0,90,78 7,880,9 98,99 7,9 70,9 8,98,8 77,99 7,77,7 87,79 77, 90,09 97,9 98,780,9,,9,7,,0 7,8,8,,00 87, 88,09,7, 7,8,7,7 9,9,,99,0,7 7,87,8,80,,00.87 88,07,800,0,0,,07,8,90,,09,,0,88,7,,09,09 9,70 7,7,9,777,98 7,877, 7,7,07 8,9 7,7 0,7,0 79,008 0,70 99,08 8,0 0,7,9 8, 09,98, 8,8 8,70,978,8,0 9.88 8,,8 87,,77 89,80 9,88 7, 9,0,08,0 8, 0, 7 7 79 07 7 0 9 79 0 8 8,,89,7, 8, 7,08 7, 80,7,89, 78,80,90,78 7,9 8,90 0,7 8,,7,99 80,0 0,09,0,0 0.780 0, 0,097,88,0 0,80, 7,8,.78,,9 78,97 7,.07 8.077 7, 7,79 07,7 0,8,,998 7,9 7,7,7 9,880 8,08,9 9,87, 9,879,,8 77,87,,9 8,97,0 88,,007 7,8 78,78,0 0, 8,99,80 77,99,0,78,,0 7,99,7,88 9,,7,0 0,978 7,779 9,0,08 9,9 9,,907 9,9 9, 8,7 7, 7,,,78 9,0,0,88,0,98 8,0,8 P 79, 797 9 8,7,009,09 07,90,9, 9,7,7,70,89,08,80, 7,8 7,09,89,8,9,88,80,9,07,8,0,77,8,88 70,0,7 7,7 8 8, 07,7,,8 0 0,0,8 7,,08,0,9 7,88 8,0 8,8 89,7 09,7,8 7,777,79 77,78,0,87,0,77,9,700,0 899,,79,9 0, 90,99,98 77,97,7 8,07 7, 9,,8 0,079 9, 79,9, 7,79 8,,00 8,7,8 79,78 0,9,,,778,07 08, 7,97 0,889 9,8,89 70,780 08,87,9, 8,0,70,9,8, 0,,77,,87 0,77,7,708 8,88,0,7 7,0,88,,998 0,,79,77 0,7 0, 9,,0 9,,0,,7,0 8,9 89, 8,8,8,8,0,0 8,9 7,8,0,80 9,7 88,800 7,09 9,,70,07 0,7 7, 0,00 0,77,888,,700,00,08 STATES LOCATED IN TWO FEDERAL RESERVE DISTRICTS CONDITION Connecticut Dist. No... New Jersey Dist. No... Kentucky Dist No. Pennsylvania Dist. No.. West Virginia Dist. No. Louisiana Dist No. Mississippi Dist. No.... Tennessee Dist. No. Indiana Dist. No. 7 Illinois Dist. No. 7 Michigan Dist. No. 7 Wisconsin Dist. No..... Missouri Dist. No. 0... New Mexico Dist. No. 0. Oklahoma Dist. No. 0... Arizona Dist. No. 7,7 0,78,0 8 0,00,7, 8,98 7,7 0 78,09 7 8,09 7,7,80 89 7,7,0,7,8,9,0 8,77 0,70 99,0 0,99 7,0 7,8 7,0 8,0, 7,0,00,9 80,0,,,0,9 7, 0,,8 08,7,8,,77,,,0,,, 90,. 978,78,0, 9, 9, 9, 7, 99 08 87 9 7 9,9 8,70 0, 8.070,.07 0, 0, 7,8 7,9 7,0, 8,0,808 7, 8,07 These banks, two in Wisconsin and one in Indiana, are included in the figures for those States. 7,8,7, 00,7,07,9,,0 0,,09,,,79,0 8,7,88 8,7 9 8,7,8 8,7,,88,,,,89 8 7,0 9, 7, 7,98, 0,,9,89 7,907,,7 89,0 9,,08,88 8,9,99 8,08 08,0,7,8 9,9 9,09,8,9,9,9,9 89, 9,99 80,,7 8,7,9

* OF BANKS ON JUNE 0, 98, BY STATES ASSETS [In thousands of dollars] and bank balances Demand balances with _ banks in U. S. (except private banks, etc.) balances with banks in U.S.,8,,9,99,900 7,0 9,8,7 8,0,78,80 0,,7 7, 7,9 9,00,7,8 0,980 9,7 9,80 8, 7,00,8,0 8,99,8 8,09,0,9,7 78,000 8,9^,98 7,09 7,98,, 8,,8 70,70,7 9,7,7 8, 7,08,9,7 8,7 7,98 7,8 09,8 J 9 78 80 7,7 78,7,7 0, 8,8 78,08 70 8 89 0 07 7,7,7 9,00 0 Balances with banks in foreign countries 0 7,8,98,07 7 8,700 8,90 98 7 8 7 8 7 7 7 7' 8 7,78 Cash items in process of collection,899,09,97 8,,8 97,,78,7,89,7 9,87 80,8 7,9,7 9,0, 7,8,8,07,87,878,8 0,, 0,88,,0 77,87 9,87 7,00,97 88, 9,, 7,,0,79,0,0, 8,8 0,90,800,,78,9 9,88 0,,8 98,8,8, Bank premises, furniture, and fixtures 8,0,8, I,87,8 7,,7,9 0,7 8,7,87,7,770,77 II,,79,9,99,,77,77, I, 8,8,,09,807,97, 0,87,779,0 II,88 7,7,7,7 9,98,980,90,, 80,8,,8,89 97 0,0,8 8,0 real estate owned,79 8 9 00,0 7 87 0 8 9 78,8 8 8 7 70 0 09 8 9,7 0 7 9 7 Assets indirectly representing real estate 9,80 9 0,7 0,898,80,9,9 00,9,09 88,8, 7 07,00 7 90 7 0 8 99,9 77 9,99 Customers' liability acceptances 9,,9, 7,97 08, OF BANKS LOCATED IN FEDERAL RESERVE DISTRICT SPECIFIED 0,,,,,, 8 8, 07, 8, 0, 0,, 09,. 8 7 0 7 0, 7, 0,8 9 0,70 8 78,70,09 7,7, 0,9,07,09 7,777 8 7, 70,00 8 7,78 7,80,98,97 7 9,00, 7, 8, 8 7, 9, 8, 7 0,, 09 8 0, 89,78,7 7 9 87 9,9 7,7 9 00,9,09 88 09 99 77 8 90,008 77 0,97 0 ' 9 9,89 9,00 88 9,99 7 08 7,89 7 90,008 9 Income accrued but not collected, 7,0,8,0 7,9 9,,97 8,90,88 0,98 7,789,,90 87,89 9 77,09 7 8,78 89,,88 9,8, 99,80,70 9,978,89, 8 0,89 8,7,89,9, 77 8,0 08,,9,7,7 0,0 7,7,99, 8,89,7 assets 08,8 7,97,7 8 87 0,9 7 9,9,,9,90, 8,0,97,890 9,897 8,0 0,8,7,0 89,78 7,7 77 0,9,0,90 7,8 9, 9 80 8 00 9,8 9,7 8,70 7,9 07,7 8 79, 7,70,9,8 7 8 7 798 assets,8 97,99,87,99,8 9,0,07,9,7,8,, 9,,7,,089,9, 0,987,8,,8,0,,8,,8,8,00,08,8 7,70 9,,0,0,8,7,,07,80,98,8 77,,00, 0,7,,9,9,999 98,78,,8,0, 97,9 7,70,8,0,,7,,99,0,87 9,8 98,9,8,80 9,,9 State, all States New England: Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Iowa Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific:,87, Washington,,,0,9 Oregon. California 7,778 Mutual Savings Banks 87,,,7 09,7,,78 07,9,08,897 7,07 9,8,9,0 0,8,,7,09,8,7,9,909 8,7,,88 7,90 Connecticut Dist. No. New Jersey Dist. No. Kentucky Dist. No. Pennsylvania Dist. No. West Virginia; Dist. No. Louisiana Dist. No. Mississippi Dist. No. Tennessee Dist. No. Indiana Dist. No. 7 Illinois Dist. No. 7 Michigan Dist. No. 7 Wisconsin Dist. No. 7 Missouri Dist. No. 0 New Mexico Dist. No. 0 Oklahoma Dist. No. 0 Arizona Dist. No.

i ALL MEMBER BANKS ASSETS AND LIABILITIES LIABILITIES [In thousands of dollars] Demand deposits Time deposits State, all States. New England: Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Iowa Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia. Virginia West Virginia North Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico.. Arizona Utah Nevada Pacific: Washington Oregon California Mutual Savings Banks. 77,70,7,8,80,09* 88,89* 7,9,7,7,07,7,87,,8,7,, 7,7,,97,7,0,0:,9,89 89.0C,78,07 8,0= 9, 79,0! 88,0( 0, 799,( 7,0f 90,7/, 79,: 8,98 9,9,07,7 7,<,08,7( 70,* 9,98C 09, 99,0,7,,770,9 7, 8,8 7, 7, 8,8 7,0,88 00,07,7, 89,,90,7 Individuals, partnerships, and corporations 9,90 08,888,7,,,88 9,7 8,99,08,700,8,880,0,,9,.C,8,8,9, 88,0 90,08 7,8,77,99, 0.7 88,,,,: 78,f 7,0.,9:,89 89,* 87,9 8,(,98 7.7,9 7,07,7 70, 9,7,0, 7,,7 8.900 0.90 7,0 0,07,09 80, 98,70 70,7,,97 United States Government,00,89,089 9,79,,8 09,887,,8,70 7,88 7, 00,8 0,8,, 8,8,8, C,0C,, 8,, 0.09,, 8,7,90C.09,,8,,7,0,90 8,90,00,,77,0,7,97,M0,9,88,979,, States and political subdivisions, 9,9,0 7,87 7,7 9,8, 80,, 00,08 7,98 9,7 8,7 7, 7,0 8,8,7 9,099 7,0 0,0C 9,87.C,8 7,8,9,78 0,C,9 9,0,97 8,C,9C 9, 9,78,9,,0 8,87,900, 7, 9,0,8 0,908,,,90 0,7, Banks in United States 7,9,8, 8,87 8, 8,99,88,0 8,808,0,8 9,,,09 7,9 0,87 89, 0,9,997 9, 9,7,788 8,879,8 8,87,897 0,8,0 0,80,9 8,8 00,9, 8,,97 8,7 0,8,0,79, 8,,,99 8,7,77,8,8, 0,9,,8,7 9,97,90,9,0,7,,,7 0 9, 77 09,0,,7 9,8 9,9,807 8#,9 7,08 Certified and officers' checks, etc.,8,0,09,88,998,70,88 8,9 7,8 0,89,808, 8,09,79,,79,7,7 7,0,8,0 7,0 7,89 87,80,,9,0 9,7C 8,8,,78,97 9,09,77,0,9 7, 9,8C 7,8,,0,,09 0,89,0 99,8 8,7,78,98,,9',7 8,,90,,80 V,88,77 88,,0,9,79, 70,9 8,8, 8,9,,708 07,08 9,70,0C 97,* 9,9 9,89* 9,9,8,00 9, 0,80,8,9,09 0, 7,7 9, 99,,7 8,7 77,7, 9,,977 7,99,8,99 8,7 9,9 7,9,8 07,89,90,7 I,,0,89,8 80,7 0,,,87,87,7,0.9.,07, 8,97.0.,78,8 7,0, 0,8,07,80 0,0 0,970 90,70,78 9,0 9,9 7, 9,,97,8 9,97. 0. 0,97, 9,89 7,09,8 9,008 8,777 8,9 7,,8 9,9,9 7,9,9 9,7 88,7 0,7,,7 United States Banks in foreign countries Individuals, partnerships, and corporations Government 98,7 7,,9,9 90,8,70,,8,0,7 797 97 77,87,0,00,89,,9 0,09,80 98,79,00 97 Postal savings,8,788 8,0,,8,,87,7 9,,8,,,87,8 8,89, 7,80, 0,,89 J (7,# 0 8 7 7,90 7 00,00 0 9,00 8, 7 0 9 0 807 9 0 7 8 70 9 70 7 7 0 States and politi- Banks cal in sub- U. S. divisions 9,9 0,990, 7 0 8,77 7 8 8,9 9,97,807 0,77 0,99,0,00,87,, 0,08,99 88,9,0,00 9,98 7,0 8 0 88 9 8, 7 7 77 00 0,,070 8, 7 8 0 8 70,7 8 0 9 00,98 9,770,, 7,9, 7 88 0 78,7 0,87 9,, 70 Banks, 7 0,8,00 Connecticut Dist. No... New Jersey Dist. No... Kentucky Dist. No. Pennsylvania Dist. No.. West Virginia Dist. No. Louisiana Dist. No. Mississippi Dist. No.... Tennessee Dist. No. Indiana Dist. No. 7 Illinois Dist. No. 7 Michigan Dist. No. 7 Wisconsin Dist. No. 7.... Missouri Dist. No. 0. New Mexico Dist. No. 0. Oklahoma Dist. No. 0.. Arizona Dist. No. 7,0,,8 0,8,9,70 7, 78,997 78,9,,, 7,8,87,,,07,8,0, 0,,0,09,7,0,,89 9,80,8,70 7,0 07,89,9,0 99,887,8,7,87, 80,90 0,9, 89, 9,98,70,879,89,,9,99,897,9,7,7 97,7 7,8,7,9 8,8,9,,090,8 8,7,0,,87 9,78 08,',,89,99,90,97 0,8 7,0,98,,790 9,98,,7 7,789 0,990 80,0,08,07 7, 7,9,07,,00,70 STATES LOCATED IN TWO FEDERAL RESERVE DISTRICTS-CONDITION,9,0,9,00 80,7, 0,,8 0,0,79,7 78 8,788,90 8,8, 9,88 8,07,0,,88 9,8,8,70, 88,77,7 79,9,70 9,8,8,7,09,70,8 7,9, 8,0 97,0 0,7 9,70,77,70,0 8,09,80 7,0,99 0,89 07,9,,0,9,70,,,00 90, 0, 7, 8 97,79,99,8,800,,000 7 0 0 0 777 9 8 9,0,09,77, 8,,0,7 0,77 0 9,0 9 9,00 90 9,878

OF BANKS ON JUNE 0, 98, BY STATES LIABILITIES AND CAPITAL ACCOUNTS [In thousands of dollars] *7 Bills payable and other borrowed money Acceptances outstanding liabilities Capital Surplus liabilities Undivided profits capital accounts capital accounts Net demand deposits subject to reserve (see page 8) Demand deposits adjusted (see footnote on page ) State,8 00 00 0,80 00,987,80,7 70 7 0,000 0,70 00 0,9 90 00,00,9 0 7 00,8 7,, 7, 08,79 8 90, 77 0,07 0 0 9,0,0 9,07 8,99 9,0 I, 89,099,9,7,8 7,,9 7,7,,8 0,88,8,8,7 II,0 90,0,807,00,,99,77,7,09 7,00,79 7,00,7,7,8, 9,0,87,00,80,09,0 97,0 98,8,807,8,78,97 97,0 8,7,8, 78, 9,,97,77 0,00 99. 8,90,77,8,00 8,,7,07,7,7,9 0,,778,09,778,9,9,0,,,00,,09,8, 90,9 98,8 78.,00,9 9,0,89,9 78,8 9,00 7,8,9,8,, 900,98,79,09 99, 8, 8,8 I,,90,7,8,09,878,9,8 8, 99,, 0,,008,0,7,00,9,87 II,98,7,0,7,,88,8 0,,70,8 00,00,70 9.87 78,77 98.88 7,,9 9,89,9 7,09 8,80 8,8 9,9 7,0,980,88 8,0 8, 8,8, 9,00 7,7 8,7,9 7,,7 9,90,8, 0,,98 0, 9,9,78 7,9 7,9.0,98,.,0 8,9,,70 7,,0 0,989 7,897,78 7,98,080,79,9,90 0,77 0,8,789,7,97 98,07,09,7 8,,,88,9 8,0,9 9,09,9 9,7,9,8 0,88 8,7 9,88,00,80 9,77,7 9,00,9 8,9,779,77 7,8,0,80,07,70,87 0,8,7,80,8 8,7,,89,,8,7,0,,9,,07 0,8 0,7,9 9,7 8,,0 0,09,9,80,9,009 0,,8,7,988 0,89 0, 9,00 8,99,, 0, 9,9,,8 99 7,7,7, 7,,,,9,9,0,7, 0,0 0,700,8 0,9..9 I,78 9,07,9,0 8, 8,78 7,09 8,7,88 8,9 0,0 9.9 II,970,77, 8.,8,0 0,07,9,88,07,07,9,97,09,9,7,7 08,,,9, 97 88,,70 88,,,99 0,7,,007 77,98,8 70,0,7 9,07 9,,7,0 7,80 8,,, 7,0 90,7 90,,7,70,0,77 0,77,0 0,79,, 8,9 8,,770,8,7,89,70,90 8,80,,00 8,00,87,80,0,890,70,,7,77,,,,0,90,78,,08, 9,098,997,,7 7, 7,9 89,07,,9/, 9,,7, 0, 70,00, 79,,08 7,, 08,97,0 9,9, 7,0 80,77 7,0 8,7,900,8 0,98,7 87,08,07 0,87,,00,08 0,99,77,0 7, 9, 7,7 9,9,77, 8, 78,87 78,89,9 0,, 778,79,0 88,08,70 78,07 0,8 87,7,0,79,88,79,99,,9 07,9 7,07 0,7 8, 87,7,07,77 77,0,00,079, all States New England: Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New Jersey Pennsylvania East North Central:,99,0 Ohio,0,00 Indiana,897,0 Illinois,999,78 Michigan 90,7 Wisconsin West North Central:,0,7 Minnesota 77,9 Iowa,,0 Missouri, North Dakota 8,78 South Dakota 8, Nebraska 77,8 Kansas South Atlantic: 0, Delaware 8,700 Maryland, District of Columbia 78,09 Virginia 7, West Virginia 07, North Carolina 0,0 South Carolina 70,9 Georgia 888,77 Florida East South Central: 80, Kentucky 798,9 Tennessee,8 Alabama 8, Mississippi West South Central: 9,0 Arkansas 77,7 Louisiana,0,780 Oklahoma,8,0 Texas. Mountain:,9 Montana,9 Idaho, Wyoming 08,8 Colorado 7,9 New Mexico,8 Arizona 8,0 Utah 9,88 Nevada Pacific:,0, Washington 79,8 Oregon,8,7 California Mutual Savings Banks. OF BANKS LOCATED IN FEDERAL RESERVE DISTRICT SPECIFIED,9,,9 8,08,00,9 9,00 9,9,9 88,,8,0 9,,,0,9,7,0,,07,,7, 0,88 0 00 00 0 ' 0 7 08 7,0 7 90,,8,07 7 7,8,898,8,708,9 0,8,789,09,97,09 7,7 7,8,,778 78,07 8, 8,0,078,78 8,8 9,7,90 970,,0,0,8 890,88 8,0,80,8,77 9,79,9 0,00,0,7 7,09,7,90,9,7,,9,979,7,,79,78 0,907,900 ' 8,0 9,0 0, 7,,, 7,9,,89 0,8 9,79 9,77,0,,00,87,79 7,,70 0,7,89 9,8 7 8,9 0,7 8,798,7,,77 98,78,8,,98,0 7,8,,00,9,999,87 9,8 8,9,09,08,0 78 9,79 9,889,07 7,0,89 8,,7,89 0,0 0, 0,9 0,,7,7 8,088,0,,7,7 9,0,98, 8,70 7,,,787,,77,0,800,00,8 879,78 8, 8,78 99, 9,0 9,7,8,7,,8,8,0 0,07,80,8,7,77,9,907,99,8 89,,8 9,79,00,9,0 Connecticut Dist. No. New Jersey Dist. No. Kentucky Dist. No. Pennsylvania Dist. No. West Virginia Dist. No. Louisiana Dist. No. Mississippi Dist. No. Tennessee Dist. No. Indiana Dist. No. 7 Illinois Dist. No. 7 Michigan Dist. No. 7 Wisconsin Dist. No. 7 Missouri Dist. No. 0 New Mexico Dist. No. 0 Oklahoma Dist. No. 0 Arizona Dist. No.

i8 ALL MEMBER BANKS RESERVE POSITION ON JUNE 0, 98 [In thousands of dollars] All member banks.. Central reserve city banks. Reserve city banks Country banks All member banks, by districts: Boston Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco Central reserve city banks: Chicago Reserve city banks, by districts: Boston Philadelphia Cleveland Richmond Atlanta Chicago St. Louis.... ; Minneapolis Kansas City Dallas? San Francisco Country banks, by districts: Boston Philadelphia Cleveland Richmond Atlanta Chicago ' St. Louis Minneapolis Kansas City Dallas San Francisco Gross demand deposits Deductions allowed in computing reserves',78,88,9,00,8, 9,00,97,79,9,87,0,8,,,99,0,,,887,9,8,9,,7,0,9,7,,0 9,9,8,70,797,087,9,89,0,78,99,9,9,8,089,,,0,78,89,8,90,09,00,,7,908,88, 8,8,87,9,99,070,7,9,7,0,8,00,8,,09,9,78,,8,0,9,09,,,7,8,09,70,8,, 8,8,,8 77,00 89,80 8,79 9,9,9,07 9,7 89, 900,980,000,707,,,778,07,9 7,08 8, 88,88 9, 9,70 0,8 7,00 9, 80,78,9 0,07 989,70 0,8 00,79 88,,70,, 70, 7, 08,8 9,0 9,0, Net demand deposits s%to,8,888 8,00,8,78,7,9,8,90,98,79,,0,7,,70,,9,0,7,00,70,08,,0,9,,08 8,77, 9,89,7,,,8,8 77,,90,,8,89,79,98,8,0,9,,0,9 89,,,98,98,9 7,9,7,009,80,70,,880,9,07,8,7,,979,08,,,9,7,98,8,80,0,,9,78,88 Time,,99,7,79,900,07,88,8,7,7,9,7,8,9,99,8,,00,97,77 98.97 9,98 7,900 8,9,08,9,90,77 9, 9,8 0,97 7,878,,0 0, 0,0,99,0,9 78,97 9,00 70,,0,,09,,80,0,77,9,7, 89,99 70,,,;-",09 7,97 08,89,8 9,9,07,,,0,8,97 7,0,7,8 8,,9,0 7.77 70,987,7,0 0,89 8,0 799,7 80,9,00.87,88,008,,,88,8 0,7 788,8 0,80 8,77 79,9, 8,9 8,9 0,087,70, 7,9 79, 0, 0,,7 8,70 98,98,,87 8,0,07 00,77 Reserves with Federal Reserve Banks Required 88,8,788,8,0 77,98,8 8,89, 7,,08,8,8,0,9,99,78,-, 9,9,9,98 7,7,,79 77,99 8,,, 77,8 9,7 7, 7,0,0,89,87,700,,79 8,9,00 9,0 770, 8,,70 78,7,8 78,,7 9,09,7,0 7, 70,8,7 9,7 9,78 9,,7,,0 7,77,99 78,8 Excess 7,,98, 0,77,0,88 8,88 7,9 7,8 9,8 8,,87,7 7. 7,7 8,8 7,08 -,,7 -,08,0 8, 8,9 0,7 0, -9,98,9 0,99,09 0,09,9,87, 8,99 9,8 7,7,77,07,8,78, Ratio of Ratio of total required reserves reserves to net to net demand demand plus time plus time deposits deposits (per cent) i (per cent)..7....0..0.7.0 9. 9..........8......9.7 7...9... 0.9 0.9 9. 8... 9. 8...9 8. 7. 8. 7..9.7 7. 8. 7. 7. 8. 9. 8. 7.8...8 0.9. 0..7.8 0. 0....0.9.8 0..9.. 0.9.8.9...9.0 ject to reserve

STATE MEMBER BANKS-ASSETS AND LIABILITIES ON JUNE 0, 98, BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district Boston New York Atlanta Chicago St. Louis Philadelphia Cleveland Rich- Minneapolis Kansas City Dallas San Francisco ASSETS Loans and investments Loans (including overdrafts).. United States Government direct obligations Obligations guaranteed by United States Government Obligations of bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock) Reserves, cash, and bank balances Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) balances with banks in United States Balances with banks in foreign countries Cash items in process of collection Due from own foreign branches Bank premises owned and furniture and fixtures real estate owned Investments and other assets indirectly representing bank premises or other real estate... Customer's liability on acceptances Income accrued but not yet collected assets assets. LIABILITIES Demand deposits Individuals, partnerships, and corporations United States Government. Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc. Time deposits ; Individuals, partnerships, and corporations United States Government Postal savings : Banks in United States. Banks in foreign countries deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid liabilities liabilities Capital Surplus Undivided profits capital accounts. capital accounts CAPITAL ACCOUNTS liabilities and capital accounts Net demand deposits subject to reserve (see page 8). Demand deposits adjusted (see footnote on page )... Pledged assets (and securities loaned) Number of banks,8,8,7,97 8,0,9,,,88 78,708 0,880 9,887,8,07, 00,9,,7 8,8 9,7,09,97 88 9,97,, 79,7 8,, 9,88,0,07,90 0,08,8,0,80,07,9 79, 9,0,0 9,09,,7,099 87,8,8 9,0 8,98,9,77 9,9 88,9 7,78,7 0,90,0 9,888,8,9,7,0,09,,077,90,00,099,7,0,97,8,, 79, 0,7 0,88,0 0,87 7,79,088 7,97 0 8,799 7,97 99,078,8,9, 99,098 8,,9,9 9,,8 9,7,,770 7 9 0,9, 8,00, 9,9,,08 9,, 0,,87 7,08,08,,907,9 8,8,000,0 9, 9,07 7,797,9,77,7,07,9 7,,8 8,08,,99 88,870,08,9 70,9 9,8,0,0,,87,8 7,07,97,70,007,8,09,80,9,77,78 8,8 0,,9 9,0,,900,77,0 79,8,,90,,98 0,8 880,98,8,,7,8 88,8,0,98 88,8,,978 7,7 8,09,,09,88 897,0 7 98,079 70, 0,90 00,80 8,0 0,98 77, I,"" 0,9,87,7 9,,8,8,78 0,9,,7 70,88,8, 9,89 09,9 87 9,00,78 7, 8, 97,9,8 7,9 9,09,79,97 9,9,,8,0 0,0,9 7,080 08,8 7,00, 8 77,0,908 8,08 7,9,7,98,,7,0 7,7 0,0 00,,,,0,,0,888, 0 700 7,77 9,8,0 78,88 97,,9,07,9,,08,9 80,77 8 7,7,7,97 00,8 70,0 7,0 98,79 7 9,0 7,8,89 9,0,90,9,7 0, 7,88 8,9,7,,,0,9, 7,97,90 9,,8,7 8,90,08 0,8 7, 8,,,8,78,0,00,7,88,78,90,7,,70 7,8 9,7 9,98 89 8 0,, 09,9,, 0,8,,98 " " 0, 7,,78,,09,080 89,7,9,87,r 8,7,,80 80,97,07, 7, 77 0 9,799 0,7,8 8,,9,7 8,90 8,7, 8,98,0 7 0 8,0,7,97,9 7,,,7,7 9,99,08 8, 09 7,08,77,08,8,9,80 8, 7, 00,89,0,7,0,8,07,700,09 0 09 9,78 9,9,09 8,9 0,97,79,89 8,7 0,7,7,7 70,8,,0 0,80,7 7,,70,7 9,0 7,0,70,0 7,,97, 8,8 0 0,708 9,07 98 0,970,79 9,0 0,,7,0, 79 9,,,9,8,987,,0,7,0 0,,99,70,80,7,,97,0 70,0,,9,709,8 7,9 9, 87,78,79,9,7 8,,99 8,978 9,708,08 9,7,9, 9,907,8,9,,8,,0 0,88 0,808 9,7 98 7 8 9,,,00 0 08,07,87,, 9,9,09, 09,87 00,97,8,9 0,79 9,97,0 80,7,7 9,077 77,07 70 8,0,8 80 98,087 78,7 08,8, 87, 70,77,80 9,8 9.89,9,98,,8,89,7 89,9,,9,89,0,8 880,9,99,9,88 00 7,79 9 9, 9,,77,8,0 8,,,97,9,0,7,8,07 9,9,,,99,0,0 88,00,0,70,0,07,0 89,78,88 7 7,9 7,8,,8,9,7 9, 7,9,08 7,89,,98,90,,0,7,0 0,,99,70,80,7,,97,0 70,0,,9,709,8 7,9 9, 87,78,79,9 0,,0 98 0,98 97 09 9 7 9,0 09 87 0 787 8,00,9,,,,,7 80,70,,7 77,9 8,,78 0, 0,9,89 8,0 88 9,0 8,0 09,00,,90,,9,,8 9,099 89,,89,77 9,08,0,99 99,0 0,,8,8 7,7 8,07, 9,009 9,,8,,9,0,8,7,9 9,0,,,,07,9 7,9 9 87