Pramerica Power Goals : Details as on 1 st December 2014 This information/disclosure is made at the discretion of Pramerica Asset Managers Private Limited ( the AMC ) and is for information purpose only. This information/disclosure does disclosure is solely to enhance the transparency of the product/facility offered by the AMC and should not be treated as an endorsement in any manner whatsoever. This disclosure is not Stop trying to time the market! Invest in a P/E based strategy Variation* from long-term Average PE Enter % Equity Allocation 40% 60% 80% 100% 100% 100% Variation* from long-term Average PE Exit + Re-Enter Asset Allocation - Move from Equity to Debt Asset Allocation - Move from Debt to Equity Above 40% 100% Between 31% to 40% 50% Between 21% to 30% Between 11% to 20% Between 1% to 10% Between -10% to 0% 10% Between -20% to -11% 50% Less than -20% 100% Historic P/E Strategy for Variation Band 11% to 20% SIP 5 Year 7 Year 10 Year P/E Based Strategy Nifty P/E Based Strategy Nifty P/E Based Strategy Nifty Minimum Average Lumpsum 5 Year 7 Year 10 Year P/E Based Strategy Nifty P/E Based Strategy Nifty P/E Based Strategy Nifty Minimum Average Data Source: not be sustained in the future. The information contained herein is provided by Pramerica Asset Managers Private Limited (the AMC) on the basis of publicly available information, internally developed data and other third party sources believed to be reliable. However, the AMC cannot guarantee the accuracy of such information, assure its completeness, or warrant such information will not There can be no assurance that any forecast made herein will be actually realized. be contrary to local law or regulation. 2 www.pramericamf.com
Market Round-Up : Equity B P Singh, Executive Director & CIO - Equity B P Singh Executive Director & CIO - Equity Also, the winter session of the parliament began this month. Though a few tough items were present of the list of actions to session has been an impasse. The amendments to the mining bill and its draft were also released which will result in greater proposed changes and will be huge positive when it comes into effect. 2Q Results for FY15 Consumer staples volume growth appears to have settled at lower levels while some discretionary segments such as be low. While revenues driven by demand were strong for auto companies, as highlighted last month, gross margins missed Outlook valuations at the moment. at the trough of their earnings cycle. We will focus on building such a balanced portfolio that will be able to derive the gains from the upturn in the domestic www.pramericamf.com
Market Round Up: Fixed Income Ritesh Jain, Executive Director & Head - Fixed Income Key Economic Data Ritesh Jain Executive Director & Head - Fixed Income 28-Nov-14 31-Oct-14 31-Mar-14 Monthly Change Change since March www.pramericamf.com
Pramerica Liquid Fund (An open-ended liquid scheme) through a portfolio of debt and money market instruments. (BLUE) 30 th November 2014 instruments. However, there is no assurance guarantee any returns Ritesh Jain monthly) Index # NAV as on 30th November 2014 `` Minimum Purchase Amount ` ` CRISIL Rating ** ` Portfolio Ratings % of Net Assets MONEY MARKET INSTRUMENTS 77.95 Hero Motors Limited CORPORATE DEBT 3.35 Cash & Cash Equivalents 17.79 Net Current Assets 0.91 RATED CRISIL AAAmfs ** DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Fortnightly Dividend Payout Option Monthly Dividend Payout Option Past performance may or may not be sustained in future. Performance as on September 30th 2014 - - Growth Option NAV Per Unit $ 5 Scheme (%)^ #(%) *(%) Value of Investment of ` 10000/- Scheme ` ^ Past performance may or may not be sustained in the future
Pramerica Ultra Short Term Bond Fund (An open-ended debt scheme) to provide reasonable returns, commensurate with a low to moderate level of risk and high degree of liquidity, through a portfolio constituted of money market and debt instruments. (BLUE) reasonable returns, commensurate with a low assure or guarantee any returns Ritesh Jain monthly) Portfolio Ratings % of Net Assets MONEY MARKET INSTRUMENTS 44.18 CORPORATE DEBT 46.22 Tata Power Company Limited Cash & Cash Equivalents 9.13 Net Current Assets 0.47 RATED CRISIL AAAmfs ** Index ` ` Minimum Amount ` ` CRISIL Rating ** ` DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Fortnightly Dividend Payout Option Monthly Dividend Payout Option Past performance may or may not be sustained in future. Performance as on September 30th 2014 - - Growth Option NAV Per Unit $ Scheme (%)^ #(%) *(%) Value of Investment of ` 10000/- Scheme ` ^ Past performance may or may not be sustained in the future.
Pramerica Short Term Income Fund (An open-ended income scheme) portfolio of Debt Securities and Money Market Instruments of short term maturity. (BLUE) However, there is no assurance that the investment scheme does not assure or guarantee any returns Ritesh Jain Index # ` ` Minimum Purchase Amount ` ` Exit Load: CRISIL Rating ** Portfolio Ratings % of Net Assets MONEY MARKET INSTRUMENTS 14.63 CORPORATE DEBT 66.95 Tata Power Company Limited RATED CRISIL AAAmfs ** Cash & Cash Equivalents 14.81 Net Current Assets 3.61 DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Fortnightly Dividend Payout Option Monthly Dividend Payout Option Quarterly Dividend Payout Option Past performance may or may not be sustained in future. Performance as on September 30th 2014 - - Growth Option NAV Per Unit $ Scheme (%)^ #(%) *(%) Value of Investment of ` 10000/- Scheme ` ^ Past performance may or may not be sustained in the future. `
Pramerica Short Term Floating Rate Fund (An Open Ended Income Scheme) (BLUE) To generate regular income through investment in a portfolio comprising primarily in short maturity However, there is no assurance that the investment Ritesh Jain Portfolio Ratings % of Net Assets MONEY MARKET INSTRUMENTS 74.00 Cash & Cash Equivalents 23.83 Net Current Assets 2.17 Monthly) Index ` ` Minimum Amount ` ` DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Monthly Dividend Payout Option wherever applicable. Past performance may or may not be sustained in future. Performance as on September 30th 2014 - - Growth Option NAV Per Unit $ Scheme (%)^ #(%) *(%) ` ^ Past performance may or may not be sustained in the future. manager.
Pramerica Treasury Advantage Fund (An open-ended debt scheme) to provide reasonable returns, commensurate with moderate level of risk and high degree of liquidity, through a portfolio constituted of money market and debt instruments. (BLUE) reasonable returns, commensurate with a and debt instruments. However, there is no assure or guarantee any returns. Ritesh Jain monthly) Portfolio Ratings % of Net Assets CORPORATE DEBT 93.25 Oriental Hotels Limited Tata Teleservices Limited Tata Power Company Limited Cash & Cash Equivalents 5.26 Net Current Assets 1.49 Index # ` ` Minimum Purchase Amount ` ` Exit Load: ` DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Fortnightly Dividend Payout Option Monthly Dividend Payout Option wherever applicable. Past performance may or may not be sustained in future. Performance as on September 30th 2014 - - Growth Option NAV Per Unit $ Scheme (%)^ #(%) *(%) Value of Investment of ` 10000/- Scheme ` ^ Past performance may or may not be sustained in the future.
Pramerica Credit Opportunities Fund (An Open-ended debt scheme) credit spectrum (BLUE) across the credit spectrum. The scheme would the fund. However, there is no assurance that the and the scheme does not assure or guarantee any returns. : : Ritesh Jain Facilities (under Dividend Option) Portfolio Ratings % of Net Assets MONEY MARKET INSTRUMENTS 2.84 CORPORATE DEBT 93.20 Peninsula Land Limited Oriental Hotels Limited Tata Teleservices Limited Tata Motors Limited Tata Power Company Limited Cash & Cash Equivalents 0.94 Net Current Assets 3.01 Index # ` ` Minimum Purchase Amount ` ` Exit Load (w.e.f. 1st October, 2014): ` DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Dividend Payout Option wherever applicable. Past performance may or may not be sustained in future. Performance as on September 30th 2014 - - Growth Option NAV Per Unit $ Scheme (%)^ #(%) *(%) ^ Past performance may or may not be sustained in the future. manager.
Pramerica Dynamic Liquid Bond Fund (An Open open-ended Ended Income liquid scheme) Scheme) money market instruments. (BLUE) returns through active management of a portfolio does not assure or guarantee any returns. Ritesh Jain Portfolio Ratings % of Net Assets CORPORATE DEBT 18.24 Tata Power Company Limited GILTS 81.52 Cash & Cash Equivalents 3.89 Net Current Assets -3.65 Index # `` Minimum Amount `` Exit Load: ` DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Monthly Dividend Payout Option Quarterly Dividend Payout Option wherever applicable. Past performance may or may not be sustained in future. Performance as on September 30th 2014 - - Growth Option NAV Per Unit $ Scheme (%)^ #(%) *(%) ^ Past performance may or may not be sustained in the future. manager.
Pramerica Dynamic Monthly Income Fund (An open-ended income scheme) to generate regular returns through investment primarily in Debt and Money Market Instruments and to generate capital appreciation by investing in equity and equity related instruments. Monthly Income is not assured & is subject to availability of distributable surplus. (YELLOW) However, there is no assurance that the investment B P Singh investment management & Ritesh Jain Portfolio Ratings/Sector % of Net Assets DEBT 75.99 MONEY MARKET INSTRUMENTS 37.14 CORPORATE DEBT 16.30 GILTS 14.91 Cash & Cash Equivalents 6.98 Net Current Assets 0.67 EQUITY 24.01 AUTO Tata Motors Limited AUTO Tech Mahindra Limited HCL Technologies Limited Index # ` ` Minimum Purchase Amount ` ` Exit Load: ` DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Monthly Dividend Payout Option Past performance may or may not be sustained in future. Performance as on September 30th 2014 - - Growth Option Value of Investment of ` 10000/- NAV Per Scheme Unit $ Bench- Scheme (%)^ #(%) mark*(%) ` the fund manager.
Pramerica Income Fund (An Open Ended Debt Scheme) This product is suitable for investors who are seeking*: To generate returns in medium to long term through investments in debt and money market instruments. (BLUE) The scheme will endeavor to generate returns in medium to long term through investments in debt Ritesh Jain Portfolio Ratings % of Net Assets GILTS 85.21 Cash & Cash Equivalents 18.23 Net Current Assets -3.43 DIVIDEND DETAILS Record Rate (per Unit) Cum Div NAV Ex Div NAV Monthly Dividend Payout Option Quarterly Dividend Payout Option Past performance may or may not be sustained in future. Performance is not provided as the scheme has not completed one year. Index # ` ` Minimum Purchase Amount ` ` Exit Load: `
Pramerica Large Cap Equity Fund (An open-ended equity scheme) (earlier known as Pramerica Equity Fund) consisting of equity and equity related securities including derivatives, debt & money market instruments. (BROWN) long term capital appreciation by predominantly including derivatives of large cap companies. The securities of other than large cap companies However, there is no assurance that the investment B P Singh investment management & Ritesh Jain Index # Portfolio Turnover Ratio# sales or purchase divided by AAUM for last rolling ` ` Minimum Purchase Amount ` ` Exit Load: ` Portfolio Ratings/Sector % of Net Assets EQUITY 97.17 Hero MotoCorp Limited AUTO HCL Technologies Limited AUTO Tech Mahindra Limited Lupin Limited ACC Limited AUTO Cipla Limited Tata Motors Limited AUTO AUTO Hindustan Petroleum Corporation Limited AUTO Asian Paints Limited DEBT 2.83 Cash & Cash Equivalents 1.99 Net Current Assets 0.84 Performance as on September 30th 2014 - - Growth Option NAV Per Unit $ the fund manager. Scheme (%)^ #(%) *(%) Value of Investment of ` 10000/- Scheme `
Pramerica Dynamic Asset Allocation Fund (An open-ended dynamic asset scheme) (earlier known as Pramerica Dynamic Fund) consisting of equity and equity related securities including derivatives, debt & money market instruments. (BROWN) term capital appreciation by investing in an However, there is no assurance that the investment scheme does not assure or guarantee any returns B P Singh investment management & Ritesh Jain Index # Portfolio Ratings/Sector % of Net Assets EQUITY 54.96 HCL Technologies Limited Hero MotoCorp Limited AUTO Tech Mahindra Limited AUTO Lupin Limited AUTO ACC Limited Cipla Limited AUTO Tata Motors Limited AUTO Hindustan Petroleum Corporation Limited AUTO DEBT 45.04 MONEY MARKET INSTRUMENTS 36.31 Cash & Cash Equivalents 8.79 Net Current Assets -0.06 ` ` Minimum Purchase Amount ` ` Exit Load: be copied, transmitted or redistributed in any manner the data obtained from sources, which it considers and is not responsible for any errors or for the results ` Performance as on September 30th 2014 - - Growth Option NAV Per Unit $ Scheme (%)^ #(%) *(%) Value of Investment of ` 10000/- Scheme ` ^ Past performance may or may not be sustained in the future. the fund manager.
Pramerica Midcap Opportunities Fund (An open-ended equity scheme) to achieve long term capital appreciation by predominantly investing in equity and equity related instruments of mid cap companies. (BROWN) mid cap companies. However, there is no assurance B P Singh investment management & Ritesh Jain Index # Ratio sales or purchase divided by AAUM for last rolling ` ` thereafter Minimum Purchase Amount ` ` thereafter Portfolio Ratings/Sector % of Net Assets EQUITY 89.15 AUTO Hindustan Petroleum Corporation Limited Tech Mahindra Limited Orient Cement Limited Lupin Limited AUTO Cigniti Technologies Limited Cadila Healthcare Limited Arvind Limited CMC Limited AUTO Aurobindo Pharma Limited DEBT 10.85 Cash & Cash Equivalents 10.45 Net Current Assets 0.40 Exit Load: ` Performance is not provided as the scheme has not completed one year.
Performance of all the schemes Funds managed by Mr. Ritesh Jain Sept 30th, 2011 to Sept 30th, 2012 to Sept 30th, 2013 to Since Inception Sept 30th, 2012 Sept 30th, 2013 Sept 30th, 2014 CAGR Inv Value of Absolute Inv Value of Absolute Inv Value of Absolute Inv Value of Return ` 10,000 ` 10,000 ` 10,000 ` 10,000 Pramerica Liquid Fund Growth 9.10% 14,285.96 9.96% 10,995.91 8.88% 10,888.11 9.32% 10,931.94 Pramerica Ultra Short Term Bond Fund Growth 9.14% 14,213.38 9.77% 10,976.61 8.55% 10,855.34 9.40% 10,939.57 Pramerica Large Cap Equity Fund Growth # 4.41% 11,790.00 8.55% 10,854.70 1.01% 10,101.24 31.29% 13,129.18 Pramerica Dynamic Asset Allocation Fund Growth # 4.45% 11,810.00 10.72% 11,072.23 0.51% 10,050.97 19.78% 11,977.69 Pramerica Short Term Income Fund - Growth 9.36% 13,866.69 9.94% 10,993.56 7.57% 10,757.05 9.58% 10,958.13 Pramerica Dynamic Monthly Income Fund - Growth # 7.64% 12,948.30 10.37% 11,036.68 3.58% 10,358.46 11.55% 11,154.73 Pramerica Treasury Advantage Fund - Growth 9.00% 13,322.49 9.80% 10,018.79 6.83% 10,013.10 10.21% 10,019.58 Funds managed by Mr. Brahmaprakash Singh Funds managed by Mr. Ritesh Jain Since Inception CAGR Return "Since Inception (CAGR Return)" Inv Value of Rs 10,000 Sept 30th, 2011 to Sept 30th, 2012 Absolute Inv Value of Rs 10,000 Sept 30th, 2011 to Sept 30th, 2012 (Absolute ) Sept 30th, 2012 to Sept 30th, 2013 Absolute Inv Value of Rs 10,000 Sept 30th, 2012 to Sept 30th, 2013 (Absolute ) Sept 30th, 2013 to Sept 30th, 2014 Absolute Sept 30th, 2013 to Sept 30th, 2014 (Absolute ) Pramerica Credit Opportunities Fund - Growth 9.37% NA 6.93% 10.35% Pramerica Dynamic Bond Fund - Growth 6.81% NA 5.64% 6.31% Pramerica Short Term Floating Rate Fund - Growth 9.27% NA 8.80% 9.31% Inv Value of Rs 10,000 Pramerica Large Cap Equity Fund Growth $ 4.41% 11,790.00 8.55% 10,854.70 1.01% 10,101.24 31.29% 13,129.18 Pramerica Dynamic Asset Allocation Fund Growth $ 4.45% 11,810.00 10.72% 11,072.23 0.51% 10,050.97 19.78% 11,977.69 Pramerica Dynamic Monthly Income Fund - Growth $ 7.64% 12,948.30 10.37% 11,036.68 3.58% 10,358.46 11.55% 11,154.73 three years. Mutual Fund investments are subject to market risks, read all scheme related documents carefully www.pramericamf.com