Convenience Services.

Similar documents
Loan Services. State Employees' Credit Union.

TABLE OF CONTENTS. Introduction 3. General Guidelines for Successful Account Management 3. Managing Your Checking Account. 1.

Important Payroll Notice!

Account Services.

LGFCU Deposit Services. Savings now for when you want it later.

Electronic Payment Card Program Frequently Asked Questions

What to expect with PayFlex

IMPORTANT ACCOUNT INFORMATION FOR OUR CUSTOMERS from. The Tri-County Bank 106 N Main St Stuart, NE (402)

Address. Phone. . Website

Unemployment Insurance U.S. Bank ReliaCard. Frequently Asked Questions. What is the ReliaCard and How Does It Work?

FINANCIAL SERVICES GETTING TO KNOW YOUR FINANCIAL INSTITUTION

Welcome to Midland States Bank

What to Expect Upgrade Weekend The System Upgrade Brings Changes to Your Banking Relationship Frequently Asked Questions...

Please complete the attached Direct Deposit Authorization Form indicating your choice and return it to your manager.

Exactly what kind of bank is South State Bank?

Ready to Go Checking SM Account

ATTENTION: SECTION 8 CLIENTS WHO RECEIVE UTILITY ASSISTANCE PAYMENT Posted: November 2017

THE SWITCH FREQUENTLY ASKED QUESTIONS

The Prepaid Card is not a credit card. It is a prepaid, stored value and reloadable payment vehicle. Once

Bank to Bank Transfer Application

Your account charges explained.

Member Connect offers many in-branch services from the comfort of your home, office, or wherever you are.

Electronic Funds Transfer Your Rights and Responsibilities From Security First Bank 5505 Red Rock Lane Lincoln, NE 68516

U.S. BANK FOCUS CARD. Frequently Asked Questions. The Focus Card. What is the Focus Card? How does the Focus Card work?

Frequently Asked Questions Employees

Banking Basics 101. How to Manage Your Finances and Still Have Money Left Over For a Night Out. Course objectives learn about:

Welcome to Ameris Bank. Transition Resource Guide

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

Electronic Funds Transfer Disclosure Statement and Agreement

ATM/DEBIT LIMIT INCREASE FORM

ACCOUNT CHARGES. Your account charges explained

Your account charges explained COMMERCIAL BANKING

LGFCU Disclosure. Rules and Regulations

ISLAMIC BUSINESS ACCOUNT CHARGES. Your account charges explained

U.S. Bank Consumer Driven Healthcare Participant Portal Overview

HSBC Visa Credit Card User Guide

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

ACCOUNT CHARGES. Your account charges explained

Section 4.1 Banking Systems

rapid! PayCard = Direct Deposit Is fully portable If lost or stolen, easy to replace Free upgrade to a Personalized Visa Card rapid!

ELECTRONIC FUND TRANSFER AGREEMENT AND DISCLOSURE

Overdraft Privilege. E-ADV-2EL (Rev 08/13) Page 1 of 6

ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE

Your account charges explained COMMERCIAL BANKING

SERVICES OFFERED BY FIRST FINANCIAL BANK, N.A. 2018

Reloadable Card. Cardholder Frequently Asked Questions. June 2014 R.FQ.S E

Electronic Funds Transfer Disclosures

Introduction to Depository Institutions

MERGER FAQs November 1, 2016

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

WELCOME TO BETHPAGE. Extraordinary value and service, anytime, anywhere.

YOUR USER GUIDE. Refer Friends. Get Rewarded. Ask Us How! User Interface Chart. My account number: MHV Routing Number:

Banking Today. Banks and their uses

esign Agreement and Disclosure Consent for Electronic Services, Disclosures, and Communication AmeriChoice Federal Credit Union

Managing Your Regions Personal Checking Account

ATM/DEBIT CARD DISCLOSURE CHECKING ACCOUNT DISCLOSURE...3 ELECTRONIC FUNDS TRANSFER ACT DISCLOSURE

The Acorn Business Account The business account with a difference. for business

Funds Availability Policy Disclosure for Deposit Accounts

ACCOUNT CHARGES. Your account charges explained

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

Are you ready for a personal, local bank? Boulder County s Premier Community Bank. We take a common-sense approach to banking.

YOUR RIGHTS AND RESPONSIBILITIES

Debit / ATM Card Application

ACCOUNT CHARGES. Your account charges explained

Take advantage of convenient Lake City Bank services like Internet

Introducing CashPay. The payroll card that delivers convenience and purchasing power. CashPay Card Guide

BUSINESS BANKING SWITCH KIT

Merger of Emporiki Bank Cyprus Ltd with Alpha Bank Cyprus Ltd

Regulation E Disclosure Revised 8/25/17 First State Bank of Arcadia. Electronic Funds Transfer Agreement and Disclosure

SCHEDULE OF FEES. Fee Type Details Fee Amount. Card will arrive within 7-10 business days. $4.95

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

Personal Banking Solutions

Tinker Federal Credit Union PO Box Tinker AFB, OK (405)

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

Introduction to Depository Institutions

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

PO Box 179 Greenbelt, MD esfcu.org

Your account charges explained

ISLAMIC ACCOUNT. Banking that understands the Shariah way

The best way to bank just got better.

Member Memb sh er ip sh ip Bene Ben fits e

Example of Credit Card Agreement for Bank of America Visa Signature accounts

SOUTHERN CHAUTAUQUA FEDERAL CREDIT UNION ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

Welcome to your CIBC Corporate Classic Plus Visa* Card.

Pay no monthly service charge. PLUS, get additional time to make a deposit and avoid overdraft fees.

Authorization Approval of a transaction by the financial institution that issued a paycard or other payment card.

Introduction to Depository Institutions

CHECKING 101 EDUCATION. Practice & Reference Material

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

Using my PAYCHEK PLUS!

SUB-PART OF CONSUMER MEMBER ACCOUNT AGREEMENT EFFECTIVE OCTOBER 20, 2017

ELECTRONIC FUND TRANSFER DISCLOSURE

IMPORTANT ACCOUNT INFORMATION FOR OUR CUSTOMERS from. Union State Bank 545 Main Street Everest, KS (785)

Electronic Funds Transfer Disclosure and Agreement

FARMERS INSURANCE FEDERAL CREDIT UNION

KANSAS CITY SYSTEM UPGRADE GUIDE

U.S. Banking System Overview

shall mean the Visa Multi-Purpose Reloadable Card or the account number printed on the face of the Card.

ELECTRONIC FUND TRANSFERS YOUR RIGHTS AND RESPONSIBILITIES

Transcription:

Convenience Services www.ncsecu.org

Convenience Services To efficiently serve members, State Employees Credit Union (SECU) offers a variety of convenience services. Branch Offices Branch offices are located statewide in all 100 North Carolina counties to provide convenient access to Credit Union services. Branch office hours are 8:30 a.m. to 5:30 p.m. Monday through Friday. A branch locator is available at www.ncsecu.org. Website SECU s website, www.ncsecu.org, provides comprehensive information regarding SECU products and services. The secure Member Access section allows members to obtain account balances and history, view transactions, checks, monthly statements and year-end documents, transfer funds between Credit Union accounts, perform real-time loan or credit card advances, pay bills with online BillPay, apply for accounts and loans, order checks, and more. Members with an active lending relationship with SECU can also view their FICO Score via Member Access. SECU s Car Buying service, financial calculators, and financial assessment tools are available as well. SECU also offers a mobile site at www.ncsecu.org. Federally Insured by NCUA

24/7 Member Services Credit Union services are available 24/7 at 888-732-8562, or locally in the Raleigh area at 919-857-2150. Automated Teller Machines (ATMs) CashPoints ATMs allow members to make withdrawals, deposits, transfers, and payments 24 hours a day. CashPoints ATMs are also equipped with voice guidance technology to assist visually impaired members. The Visa /Plus Network allows members to have access to their accounts worldwide. For convenience, an ATM locator is available at www.ncsecu.org. Alerts The Alerts service allows members to receive a variety of account notifications via text message. Two-Way Text Messaging Members can receive current account balance and account history notifications via text message through this service. Notary and Signature Guarantee Services Notary and Signature Guarantee services are provided at no cost to members in all branch locations. Safe Deposit Boxes The Credit Union offers members Safe Deposit Boxes to provide extra security for important items, documents, and files.

Voice Response The ASK SECU Voice Response System allows members to use a telephone to access account information, transfer funds between accounts, and perform loan advances. The ASK SECU Voice Response System can be reached at 800-ASK SECU (800-275-7328) or locally in the Raleigh area at 919-839-5400. Direct Deposit Direct Deposit is a safe, quick, and convenient way for members to have payroll or other payments credited to their Credit Union checking, share, money market share, or CashPoints Global (CPG) account. Funds Transfer Funds Transfer allows members to automatically transfer funds from one Credit Union account to another on a recurring basis. Payroll Deduction Payroll Deduction allows members to deduct a portion of their paycheck and have it deposited to the SECU account(s) of their choice. Members should contact their payroll office or local branch to verify eligibility for this service. Convenience Services

BillPay BillPay gives members the option to pay bills online through a designated checking account, CPG account, or health savings account (HSA). This online service is a quick, convenient, and less expensive alternative to writing and mailing checks. Members can sign up for BillPay through Member Access on SECU s website. Debit Cards An SECU Visa Debit Card allows members to make purchases at any merchant that displays the Visa logo. With a debit card, a member s purchases will be deducted immediately from the account tied to the card (primary checking account, CPG account, or HSA). SECU debit cards can also be used to perform transactions at any CashPoints or Visa/Plus ATM. Visa Gift Cards SECU Visa Gift Cards are available in all SECU branches, and can be purchased in amounts ranging from $20 to $500 at a cost of $2 per card. Members can also order gift cards online for $3.50 per card through the secure Member Access section of www.ncsecu.org. SECU Visa Gift Cards can be used nearly anywhere Visa is accepted. Mobile Payments Mobile Payments allow members to securely use their SECU debit or credit card with just one tap or click from their mobile or wearable device to make purchases at participating merchants.

Revised 6-2018