Price List for Business Customers Danske Bank A/S Estonia branch Valid From: January 1st 2019

Price List for Business Customers Danske Bank A/S Estonia branch Valid From: January 1st 2019 Accounts Packages Cash Management Electronic channels Payments Guarantees Documentary credits Documentary collection Loans and leasing Factoring Payment Cards Investment Other Services This Price List applies to Customers of Danske Bank A/S Estonia branch. Provision of services not listed in the Price List shall take place on agreement, i.e. subject to an agreed service fee. 1

Accounts 1. Account opening Opening the current account for legal entities Opening the start-up account Opening the escrow account Opening the deposit account Fee by the agreement by the agreement 2. Annual interest rates of current account balance Account balance in EUR Account balance in AUD, CAD, DKK, GBP, NOK, SEK Account balance in USD Account balance in other currencies quoted by Danske Bank 3. Account balance fees 1 For EUR account balance exceeding 1,000,000 EUR For SEK account balance exceeding 4,500,000 SEK For CHF account balance exceeding 250,000 CHF For DKK account balance exceeding 3,750,000 DKK For JPY account balance exceeding 60,000,000 JPY up to Bank of Japan Policy rate balance interest rate, pct. / 360 1 The fee is calculated every day of an absolute value of rates indicated in above, is applied to legal entities that the bank individually notifies 30 calendar days in advance. For new Bank customers notification term can be not applied. The fee is calculated at the end of the calendar day by multiplying the account balance in excess of indicated account balance limit by an absolute value of the fee. The fee is not applied to the balance of the account in the case the indicated respective central bank's currency rate is greater than or equal to zero. The charge is debited for the current calendar month within ten days from the last day of current month. 4. Current account administration fees Monthly fee for legal entities registered within the Branch country 1 Monthly fee for legal entities registered outside Estonia 1 Monthly fee for management of the balance of a closed current account for legal entities 2 Monthly fee for management of the balance of a closed current account for non-resident legal entities 2 Default interest rate for exceeding the account balance 6. The statement of account Account statement through Danske ebank Account statement through Danske mbank Account statement through Danske LiveGate Digitally confirmed statement 2 Account statement issued in the Business Centre 2 Annual interest rate 0,01% 0,01% 0,01% 0% * Interest calculation is based on a 360-day year and the actual number of days in the month. Monthly interest will be transferred to the customer's current account on the last day of the calendar month. In case of non-residents interest is not paid. 5. Penalty for exceeding the account balance up to European Central Bank deposit facility rate, pct. /360 up to Swedish Central Bank Sweden repo rate (decision rate), pct. / 360 up to Swiss National Bank interest rate on sight deposits pct. / 360 up to Danish National Bank certificates of deposit rate, pct. / 360 4,00 EUR 2 per current account 200,00 EUR per current account 1 The fee is charged on the last day of the calendar month for current month. 2 Applied from the third month after the closure of the current account. 36 % per annum 3,00 EUR 0,50 EUR / page, min 2

1 Statements of current account about transactions performed more than 10 years ago are issued on terms and conditions agreed separately with the customer 2 In case of termination of the current account agreement, account statement for period of last 36 months is issued free of charge once. Packages 1 Monthly fee for Settlement Package Monthly fee for Payment Package 50 Monthly fee for Payment Package 100 Monthly fee for Payment Package 150 Monthly fee for Payment Package 300 Service fee for payments exceeding the number of payments in the relevant Payment Package 2 8,00 EUR 17,50 EUR 30,00 EUR 40,00 EUR 1 The package includes an amount of payments, determined by the Bank, initiated via Danske ebank, LiveGate, mbank and SWIFT Domestic payments, EU payments or payments in euros made on the basis of the Standing order agreement or the E-invoice Automatic Payment Service agreement. The package includes free of relevant charges account management until 2019.02.01, all Intra-bank Payments initiated by the Customer in euro (EUR) and one PIN-generator. The Settlement Package includes one debit card MasterCard Debit without monthly fee. 2 Payment fee for payments which exceed the amount of payments included in the package is determined equally irrespective of the type of the payment. Payment fee for payments is debited every month on the last business day as one amount. Cash Management 1. Cash pool zero balancing Agreement conclusion Monthly service fee Agreement amendment By agreement, min 1 60,00 EUR 90,00 EUR 2. Business group account 1 Agreement conclusion Monthly administration fee per account Agreement amendment Internal limits' changing Account balance fee of Group account By agreement, min 1 1 90,00 EUR According to the section "Account balance fees" 1 The annual interest rate paid on the Group account is 0%, unless the customer and the bank have agreed otherwise. The latter case is tackled as a benefit given to the customer by the bank. 3. Management of account opened with Danske Bank via Foreign Bank Conclusion of the agreement on the use of the account statement (SWIFT MT940) sending service (applied for each account) Conclusion of the agreement on the use of the interim transaction report (SWIFT MT942) sending service (applied for each account) Conclusion of the agreement on the use of the request for transfer (SWIFT MT101) service (applied for each account) Sending of an account statement of a single banking day (SWIFT MT940) Sending of an interim transaction report (SWIFT MT942) Monthly fee for execution of requests for transfer (SWIFT MT101) received via SWIFT Execution of the request for transfer (MT101) received via SWIFT Amendment fee for changing the Danske Bank account management service Danske Bank Group bank's customers According to payment fees via electronic channels Other bank's customers 80,00 EUR 80,00 EUR per month for each account or 3,00 EUR for statement per month for each account or 3,00 EUR for statement According to payment fees via electronic channels 3

4. Foreign account management via Danske Bank Conclusion of the agreement on the use of the service via Danske ebank Transferring of a foreign account statement (MT940) and/or interim transaction report (SWIFT MT942) to the customer via Danske ebank Forwarding of a request for transfer (SWIFT MT101) initiated in Danske ebank to a foreign bank Amendment fee for changing the agreement of foreign account management in Danske Bank 5. Automated Cash Concentration Conclusion of the agreement on the use of the Automated Cash Concentration service Monthly service fee Amendment fee for changing the agreement Danske Bank Group bank's customers 30,00 EUR per month for each account Danske Bank Group bank's customers 60,00 EUR 60,00 EUR 30,00 EUR Other bank's customers 30,00 EUR per month for each account 30,00 EUR per month for each account Other bank's customers 6. Sweeping / Topping Sweeping or Topping agreement conclusion Monthly fee for Sweeping or Topping agreement 1 Amendment fee for changing of Sweeping or Topping agreement 2 8,00 EUR 2 1 Payments are executed according to payment fee via electronic channels for intra-bank payments or Danske Group Payment (Payer's and Payee's Account is held with Danske Bank A/S Estonian branch or Latvia branch or Lithuania branch). No monthly fee related to foreign currency exchange. 7. Standing order Execution of a payment under standing order agreement According to payment fee via electronic channels for intra-bank payments, domestic payments, EU payments or foreign payment orders 4

Electronic channels 1. Danske ebank Agreement conclusion Administration Issuance of PIN Generator Unblocking of PIN Generator 2. Danske mbank Agreement conclusion Administration 3. Danske LiveGate Agreement conclusion Monthly service Agreement amendment 4. Danske Telephone Bank Agreement conclusion Administration 5. Danske SMS notifications Agreement conclusion Administration Fee for SMS notification 1 7,00 EUR 0,30 EUR 6. Danske Bank Link Agreement conclusion: - payment service is chosen by the Customer 7 - authentication service is chosen by the Customer 1 1 Agreement amendment 1 Fee per transaction 2 Monthly maintenance 2 0,13 EUR per transaction 0,64 EUR Fee per transaction for package II 3 Monthly maintenance fee for package II 3 0,02 EUR per transaction 19,17 EUR Authentication service administration fee (paid every 6 by the agreement months.) 1 VAT will be added to the service fee pursuant to the Value Added Tax Act. 2 Applies to new bank link agreements and to the bank link agreements concluded before 1.april 2018, when the customer has chosen Bank Link Package I. 3 Applies only to the bank link agreements concluded before 1.april 2018, when the customer has chosen Bank Link Package II. 5

Payments Outgoing payments 1. Intra - bank Payment Intra-bank Payment to own account Intra-bank Payment to another customer s account Submission channel Via electronic channels (excluding Danske Telephone Bank ) At Business Centres or via Danske Telephone bank 3,50 EUR 3,50 EUR 2. Payments in EUR Domestic Payment 1 EU Payment 2 Domestic Urgent Payment Via electronic channels (excluding Danske Telephone Bank) 3,50 EUR 3,50 EUR 7,50 EUR 1 At Business Centres or via Danske Telephone bank 3. Foreign Payment 3 Outgoing Payment with type of service fee is "shared" or "beneficiary" 4 Outgoing Payment with type of service fee is payment in full 5 Via electronic channels (excluding Danske Telephone Bank) normal 6,50 EUR urgent 1 extra urgent 3 normal 6,50 EUR urgent 1 extra urgent 3 Payee s bank fee for foreign payment with type of service 16,00 EUR 16,00 EUR fee payment in full 5,8 At Business Centres or via Danske Telephone bank normal urgent 18,50 EUR extra urgent 38,50 EUR normal urgent 18,50 EUR extra urgent 38,50 EUR 4. Danske Group Payment Intracompany Payment within Danske Group 6 Danske Group Payment (transfer to another customer's account within Danske Bank Group) that complies with EU payment conditions Danske Group Payment with type of service fee is "shared" or "beneficiary" 4 (transfer to another customer s account within Danske Group) 7 Danske Group Payment with type of service fee is payment in full 5 (transfer to another customer s account within Danske Group) 7 Danske Group Payment (Payer's and Payee's Account is held with Danske Bank A/S Estonia branch or Latvia branch or Lithuania branch) 5. Consolidated payments Intra-bank Payment initiated in the consolidated payment file Domestic Payment initiated in the consolidated payment file EU Payment initiated in the consolidated payment file 2 Incoming payments Crediting of Intra-bank Payment Crediting of EU Payment Crediting of Intracompany Payment within Danske Group 6 Via electronic channels (excluding Danske Telephone Bank ) 6,50 EUR 3,50 EUR Via Danske ebank, Danske LiveGate 3,50 EUR 22,50 EUR 26,00 EUR At Business Centres or via Danske Telephone bank 6

Crediting of incoming payment in the currency of a member state of the European Economic Area. Type of service fee is shared or beneficiary 4 Crediting of Foreign Payment in other currency. Type of service fee is shared or beneficiary 4 Crediting of Foreign Payment. Type of service fee is payment in full 5 (the fee is not applied to the customers of the Bank) Crediting of Foreign Payment in euro without IBAN from a bank in a contracting state of the European Economic Area (the fee is not applied to the customers of the Bank) 5,75 EUR 6,50 EUR 12,78 EUR 7,00 EUR 1 The fee for a payment made at a Business Centre of the bank is applied to the execution of compulsory collections (collection orders issued by bailiffs, the tax authority and other entitled persons). 2 Payment service of the Bank to be initiated in euro (EUR) if the Payee s PSP and the Payer s PSP are situated in the European Economic Area and the Payment order contains the correct IBAN. This Payment service is only available as a normal payment and with the type of Service fee s h a r e d. 3 Foreign Payment is a Payment service of the Bank to be executed to the Payee`s PSP acting on behalf of the Payee, if the Payment order is given by the Payer to the Bank in Foreign currency or the Payment order is in euro (EUR) which does not comply with the conditions of the Danske Group payment, Domestic payment, Domestic urgent payment, EU payment, Intra-bank payment or Intracompany payment within Danske Group. Payments can be with fee option: 4 The type of Service fee "shared"means that the Payer must pay the Service fees charged by the Payer`s PSP for the payment and the Payee must pay the service fees charged by the Payee`s PSP. The type of Service fee "beneficiary"means that all PSPs` fees are deducted from the initial payment amount. The type of Service fee "beneficiary"is not permitted for payments within the EEA 5 The type of Service fee payment in full" means that all fees (for the Bank under this Price List, as well as additional correspondent bank and payee s bank fees) are payable by the Payer. The type of Service fee "payment in full" is not permitted for payments within the EEA. 6 Payment service of the Bank available to a Business Customer belonging to the Business Customer Group or a Customer belonging to the Customers` group, as the case may be, and which is executed to the Group Entity as a PSP, which holds another account on behalf of the Business Customer belonging to the Business Customer Group or the Customer belonging to the Customers` group. The list of persons belonging to the Business Customer Group or the Customers` group, as the case may be, is specified by the application submitted by the Customer to the Bank 7 Bank applies this fee for normal, urgent and extra urgent payment 8 Fixed fee (does not depend on Payee s bank actual fees), will be debited from the Payer s account separately. 7. Other services related to payments Revocation of payment (Domestic, EU, Foreign) on the business day if the payment has not been transferred by the Bank Revocation of payment if the payment has already been transferred by the Bank - Intra bank Payment, Domestic Payment, EU payment - Foreign Payment Amendment of payment if the payment has not been transferred by the Bank Amendment of payment if the payment has already been transferred by the Bank Query about a Domestic Payment, confirmation on the execution of a payment Query to a foreign bank, confirmation on the execution Investigation of payment older than 6 months Confirmation by the Bank of a completed payment order Issuance of a SWIFT copy of a completed payment performed within 6 months Issuance of a SWIFT copy of a completed payment, performed more than 6 months ago Additional service fee for an foreign payment in case the payee s IBAN or BIC is incorrect or not indicated 8. E-invoice for Payer Submission of request to receive E-invoices Receipt of E-invoice Single payment of E-invoice (if the payment is made to Danske bank account) 2 + actual costs 44,00 EUR + actual costs 2 44,00 EUR + actual costs 44,00 EUR + actual costs 70,00 EUR + actual costs 6,00 EUR (for confirmation) (for copy) 20,00 EUR (for copy) Via electronic channels (excluding Danske Telephone Bank ) At Business Centres or via Danske Telephone bank 3,50 EUR 7

Single payment of E-invoice (if the payment is made to other bank's account) Submission of a printed version of E-invoice at a Danske Business Centre 9. E-invoice Automatic Payment Service Conclusion/termination of the agreement on automatic payment of E-invoice Automatic payment of E-invoice (if the payment is made to Danske bank account) Automatic payment of E-invoice (if the payment is made to other bank account) N/A Via electronic channels (excluding Danske Telephone Bank ) 3,50 EUR At Business Centres or via Danske Telephone bank N/A N/A 10. E-invoice Sending Service 1 Agreement conclusion: - e-invoices with standard design - e-invoices with seller`s design Amending an agreement for forwarding e-invoices (adding new seller s design to invoice) Package I: Monthly fee Fee for forwarding an e-invoice: - seller's account is in Danske Bank - seller's account is not in Danske Bank Package II: Monthly fee Fee for forwarding an e-invoice: - seller's account is in Danske Bank - seller's account is not in Danske Bank E-invoice standing order report fee in the Danske Live Gate channel 6,00 EUR 30,00 EUR 30,00 EUR 0,13 EUR 0,32 EUR 1 VAT will be added to the service fee pursuant to the Value Added Tax Act. 2 0,19 EUR 0,32 EUR 9,50 EUR per month 11. Cash collection service Administration of the crediting of collected cash to an account Administration of the crediting of collected cash to an account in foreign currency / USD Application to deliver cash and/or account debiting for users of the cash collection service (for EUR) 3% of the amount of the transaction (min per transaction) (for EUR) 8

Guarantees Guarantee (surety) establishment fee Tender guarantee (surety) establishment fee Preparation and agreement of the customer's presented guarantee (surety) draft; preparation of an inquiry or of information about the guarantee at the customer's request Amendment of a guarantee (surety) fee Revocation of a guarantee (surety) Handling and payment of claim under guarantee (surety) Advising commission of a guarantee (surety) received or it's amendment Transfer of payment demand under a guarantee (surety) Postage, courier, SWIFT Documentary credits Issuance commission Amendment fee (for each amendment) Handling of documents, payment commission (for each partial drawing) Deferred payment commission Revocation or non-use commission Discrepancy fee (paid by the beneficiary) Issuance of standby documentary credit 2. Export credit Advising commission Amendment fee (for each amendment) Handling of documents (for each partial drawing) Payment commission Confirmation commission Transfer commission Deferred payment commission - with Danske Bank s undertaking (for a month or part thereof until the due date) 0,2% of the amount, min 1 0,1% of the amount, min 6 0,15% from amount, min - without Danske Bank s undertaking Discounting commission by agreement Postage, courier, SWIFT actual costs, min Documentary collection Collection commission Amendment fee (for each amendment) Return fee Release of goods (when the merchandise has been consigned to the order of the Bank) commission * 0,2% of the amount, min 1 actual costs, min * Guarantee risk premium - an interest rate charged for the guarantee validity period according to the separate agreement. Min 3 1. Import documentary credit 0,15% from amount, min * If there is no 100% cash collateral, an interest rate is charged for the validity period according to the separate agreement. Min 3 per month. (for each month or a part thereof) - 3 Amendment of the documentary credit (including cancellation) 0,1% of the amount, min 0,1% of the amount, min according to risk evaluation, min 7 0,25% of the amount, min 12 according to risk evaluation, min 3 0,15% of the amount, min 6 6 6 0,15% of the amount, min 6 9

Loans and leasing 1. Overdraft Agreement fee Amendment of the terms and conditions of the - increasing of the overdraft amount - amendment of the other terms and conditions of the agreement Limit fee 2. Investment loan, working capital loan Agreement fee Increasing of the loan amount Amendment of the terms and conditions of the agreement (excl. increasing of the loan amount) 3. Renovation loan to housing associations Amendment of the terms and conditions of the agreement(excl. increasing of the loan amount) 4. Forwarding of a notice via the bailiff 5. Car lease agreement fees Finance lease Operating lease up to 1% of the amount, min 17 up to 1% of the amount to be increased, min 17 up to 1% of the amount, min 17 up to 2% of the unused amount per annum up to 1% of the loan amount, min 17 up to 1% of the amount to be increased, min 17 up to 1% of the outstanding principal amount, min 17 up to 1% of the outstanding principal amount, min 17 the actual expenses incurred by the bank are payable by the customer to the full extent starting from 1% of the value of the asset, min 17 starting from 1% of the value of the asset, min 17 6. Lease of commercial vehicles, machinery and equipment Agreement fee Granting of a grace period, formalising of an unscheduled additional repayment, reduction or extension of the repayment period 2 Amendment of the type of the repayment schedule or the payment date 2 Amendment of the interest rate 2 Re-formalisation of the operating lease agreement into a finance lease agreement Early termination of the finance lease agreement Early termination of the operating lease agreement 1 starting from 0,5% of the price of the asset, min 200,00 EUR 7. Amendment of the terms and conditions of the lease agreement (incl. car and real estate lease, lease of commercial vehicles, machinery and equipment) starting from 0,3 % of the lease amount, min 9 30,00 EUR up to 1% of the outstanding amount, min 130,00 EUR 1% of the outstanding amount, min 17 1% of the outstanding lease amount, min 68,00 EUR, whereas the notification deadline must be in compliance with the terms and conditions of the agreement fee equal to the lease payments for 2 months 8. Other service fees Ordering a notarial transcript of an agreement 1 Delayed payment of taxes (incl. land tax, heavy vehicle tax), overdue claims and unpaid penalties for breach of law while using the Asset 1 An unattested proxy for using the vehicle - for the first time (registration of vehicle) - additional copy 1 Ordering of a notarised power of attorney for using the vehicle (a proxy required in crossing the border, in English, in Estonian or in Russian) 1 - urgent order (if possible within 24 h) 1 + the notary fee 2 + actual costs + the notary fee 40,00 EUR + the notary fee 10

An authorization document to the Traffic Register needed for ordering a duplicate of the registration certificate 1 An authorization document to the Traffic Register needed for the replacement of the registration certificate (incl. replacement of the number plate, amendment of the user s data or another proceeding in the Traffic Register) 1 An authorization document to the Traffic Register needed for the registration of the vehicle in the name of the bank/in the name of a new owner or for deleting the vehicle from the register (an insured event) Formalization of Road Administration e-service transaction 1 Release of additional collateral (incl. suretyship) 2 Release of the vehicle from alienation ban or registered security in the Traffic Register 1 Confirmation of the bank/ formalizing certificates, confirmation letters 1 Payment of the expenses incurred by the bank due to the relocation of the vehicle 1 Transfer of the right of ownership to the bank due to the violation of the agreement 1 Interest rate calculated on insurance payments Fee for collateral insurance arrangement applicable in the case when the obligor fails to fulfil its relevant obligations Factoring 1 Agreement fee - amendment of the terms and conditions of the agreement - increasing of the limit amount - changing the buyer s limits Amendment of the other terms and conditions of the agreement Invoice processing fee Fee for the inquiry into buyer s risk limit + the notary fee (if attested by the Notary Public) 3,20 EUR 9 3 7 + actual costs 7 + actual collection expenses 8% per annum 1 1 VAT will be added to the price of service fees pursuant to the Value Added Tax Act. 2 VAT will be added to the above fees pursuant to the Value Added Tax Act, if the agreement has been concluded before 01.06.2005. 1 VAT will be added to the price of service fees pursuant to the Value Added Tax Act 1% of the limit, min 17 1% of the limit to be increased, min 17 6 1% of the limit, min 17 0,1-0,7% of the value of the invoice min 6 per buyer 11

Payment Cards 1. Debit cards Card issuance Card renewal (upon expiry) Closing/ blocking the card Card replacement (applicable if card is lost/stolen/ damaged, if new PIN is issued, etc.) Monthly administration fee for payment card Default interest rate An inquiry and PIN code change at ATMs Card delivery Urgent order of card and delivery by courier to customer: - in Tallinn Business Centre (up to 1 business day) - in Estonia (up to 1 business day) - in foreign country (up to 3 business day) Card delivery by regular post Cash withdrawal At Danske Bank s ATMs in Estonia At ATMs of other banks in Estonia and from all ATMs abroad At cash desks of other banks Cash deposit Cash deposit in Danske Bank ATM s in Estonia Fee for changing cards operation limits: Via Danske ebank At Business Centre Fees for obtaining payment documents, etc. Obtaining a copy of payment document and/or management unfounded claim Other conditions Conversion fee, when transaction currency is not EUR 2. Credit Cards Card issuance Card renewal (upon expiry) Closing/ blocking the card Card replacement (applicable if card is lost/stolen/ damaged, if new PIN is issued, etc.) Credit card annual fee 1 Default interest rate An inquiry and PIN code change at ATMs Card delivery Urgent order of card and delivery by courier to customer: - in Tallinn Business Centre (up to 1 business day) - in Estonia (up to 1 business day) - in foreign country (up to 3 business day) MasterCard Business Debit no longer issued no longer issued 2,00 EUR 2,00 EUR 36% per annum 3 5 0,3 %, min 1,00 EUR 2,5 %, min 2,00 EUR 2,5 %, min 2,00 EUR 20,00 EUR 2% MasterCard Corporate Classic / MasterCard Business Credit with Priority Pass and without travel insurance 24% per annum 3 5 12

Card delivery by regular post Cash withdrawal At Danske Bank s ATMs in Estonia At ATMs of other banks in Estonia and from all ATMs abroad At cash desks of other banks Fee for changing cards operation limits: Via Danske ebank At Danske Business Centre Fees for obtaining payment documents, etc. Obtaining a copy of payment document and/or management unfounded claim Other conditions Conversion fee, when transaction currency is not EUR Fine for illegal use of the card 2,5 %, min 2,00 EUR 2,5 %, min 2,00 EUR 2,5 %, min 2,00 EUR 20,00 EUR 2% Priority Pass card Card issuance/card renewal Blocking the card Card replacement Payment per person for one visit to the airport waiting hall 2 1 Annual card fee will be debited each year for the previous calendar year, on the 15th day of the same month the card was issued. If a Customer terminates the card validity before the end of its validity period, the annual card fee will be calculated according to the actual card usage time during the last year. 3. Credit limit Agreement fee Amendment of agreement Credit limit unblocking Fee for the payment initiated from the card account Annual default interest on overdue limit Cost of recovering debt arising from limit agreement: - cost of recovering debt - forwarding of notice via bailiff up to 1% of increased credit limit, min the fee for the relevant payment + 2% from the transferred amount of the credit limit 24% 40,00 EUR Customer compensates actual costs incurred by bank in full 4. Payment card services (POS terminals/payment solutions) Conclusion of a payment cards service agreement with the Bank (incl. training, setting up of a payment terminal, the security certificate of the LAN terminal) 1 Express installation of a POS terminal 2 Commission fee on the turnover of a payment transaction Rent for the payment terminal (dial-up/lan/mobile terminal) Termination of an agreement Termination of an agreement within 30 days from the conclusion of the agreement Renting of a SIM card for the GPRS/GSM terminal 3 5. Payment card services on web (E-Commerce) Conclusion of E-Commerce agreement with the Bank 7 by the agreement by the agreement 3,20 EUR 13

Monthly fee 3 Commission fee on the turnover of a payment transaction Termination of an agreement Investment Opening and closing of an intra-bank custody account Opening of an owner account and/or a pledge account with the Nasdaq CSD Transfer of the owner account with the Nasdaq CSD to another custodian Closing of an owner account and/or a pledge account with the Nasdaq CSD Purchase / sale by the agreement 1 Installation of a POS terminal within 5 working days of entry into the agreement 2 Installation of a POS terminal within 1 working day of entry into the agreement 3 VAT will be added to the service fee pursuant to the Value Added Tax Act. 1. Opening, closing and transfer of a custody account 2. Purchase/sale of Financial Instruments (fee is calculated in percentage of transaction value 1 ) Nasdaq Vilnius stock exchange (EUR) 23,00 EUR 1 3,20 EUR 0,2%, min Nasdaq Riga stock exchange (EUR) Purchase /sale Nasdaq Tallinn stock exchange (EUR) Purchase /sale 0,2%, min 0,2%, min Australia, Australian SE (AUD); Hong Kong, Hong Kong SE (HKD); Japan, Tokyo SE (JPY); Mexica, Mexican SE (MXN); New Zealand, New Zealand SE (NZD); Singapore, Singapore SE (SGD); The Republic of South Africa, Johannesburg SE (ZAR) Purchase / sale 0,4%, min 50,00EUR Austria, Vienna SE (EUR); Belgium, Brussels SE (EUR); Canada, Toronto SE (CAD); Czech Republic, Prague SE (CZK); Denmark, Nasdaq Copenhagen (DKK); Finland, Nasdaq Helsinki (EUR); France, Euronext Paris (EUR); Germany, XETRA (EUR); Great Britain stock exchange (GBP); Hungary, Budapest SE (HUF); Ireland, Irish SE (EUR); Spain, Madrid SE (EUR); Italy, Milan SE (EUR); Netherlands, Euronext Amsterdam (EUR); Norway, Oslo SE (NOK); Poland, Warsaw SE (PLN); Portugal, Lisbon SE (EUR); Sweden, Nasdaq Stockholm (SEK); Switzerland, SIX Swiss Exchange (CHF); United States of America, NYSE (USD) Purchase / sale Stamp tax is charged off additionally to the above listed fees when purchasing financial instruments on Great Britain stock exchange in British pounds (GBP) Stamp tax is charged off additionally to the above listed fees when purchasing shares on Ireland stock exchange Financial tax is charged off additionally to the above listed fees when purchasing financial instruments on Italy stock exchange Financial tax is charged off additionally to the above listed fees when purchasing financial instruments on France stock exchange 0,25%, min 32,00 EUR 0,50% 1,00% 0,10% 0,30% 14

3. Sale of investment fund units Investment fund units held at the Bank Fee for owner account opened in Nasdaq CSD if the custody account holds only unlisted Estonian financial instruments Fee for owner account opened in Nasdaq CSD if the custody account holds listed Estonian financial instruments 4 Empty owner account with the Nasdaq CSD Minimum fee (fee is not charged if there are no financial instruments holdings on custody account during the month) according to the rates established in the documents of the relevant investment fund 4. Monthly administration of custody account 1,2,3 Administration of Estonian financial instruments held in the Nasdaq CSD owner account 5,42 EUR 0,003% of the amount, min. 5,42 EUR Administration of financial instruments held in the account with Bank (on intra-bank custody account) Shares and bonds registered in Estonia, Latvia and Lithuania Shares and bonds registered in Estonia up to 250 000,00 EUR from 250 000,01 EUR Shares and bonds registered in Latvia up to 250 000,00 EUR from 250 000,01 EUR Shares and bonds registered in Lithuania up to 250 000,00 EUR from 250 000,01 EUR 0,004%, min 10,00EUR 0,004% 0,015% 0,015% 0,015% 0,015% Shares and bonds registered in other countries Minimum fee for administration of financial instruments (fee is not charged if there are no financial instruments holdings on custody account during the month) Shares and bonds registered in Russia and Ukraine shares bonds shares bonds shares bonds 0,1% 0,1% Shares and bonds registered in Australia, Austria, Belgium, Canada, Denmark, Finland, France, Germany, Great Britain, Greece, Hong Kong, Ireland, Italy, Japan, Netherlands, Norway, New Zealand, Portugal, Singapore, Spain, Sweden, Switzerland, United States of America and eurobonds 0,1% 0,1% Shares and bonds registered in Bosnia, Bulgaria, Cyprus, Croatia, Czech Republic, Hungary, Iceland, Israel, Poland, Romania, Serbia, Slovakia, Slovenia, The Republic of South Africa, Turkey and in other countries 0,1% 0,1% Investment funds Investment fund units held at the Bank 0,1%, min. (other countries) 15

5. Financial instruments transactions Transfer of financial instruments registered in the Estonian Register of Securities Purchase-sale without payment (FOP) Purchase-sale against payment (DVP) Subscription to a new issue 5 Registration of a pledge transaction, release and amendment of a pledge Transfer of pledged financial instruments Transactions with the counterparty, who has no custody account with Danske Bank A/S Estonia branch 3,20 EUR 3,20 EUR Transactions in instruments traded in foreign markets Polish, Czech, Hungarian and Russian financial instruments 32,00 EUR + foreign depository fees Financial instruments of other countries Transactions with the counterparty, who has no custody account with Danske Bank A/S Estonia branch Other transactions Danske Bank A/S Estonia branch internal transaction Registration of financial instruments pledge Cancellation of an order 6. Reports Annual statement - via ebank - in the Business Centre 3 Monthly report 6 - via ebank - by e-mail - in the Business Centre 3 7. Corporate events Tax reclaim on dividend/interest income 3 Application for a more favourable income tax rate on dividends/interest income 3 The financial instruments transaction based on a corporate action notification (fee applies for investors participating in voluntary corporate actions of foreign companies) 20 EUR + foreign depository fees; 6,50 EUR same as the service fee for the respective transaction to be agreed with the Bank to be agreed with the Bank 0,1% of sum + 6,50 EUR, max 500,00 EUR 1 The minimum amount of the fee is calculated in accordance with the official exchange rate announced by the European Central Bank. 2 Fee is charged from average value of financial instruments held in custody account during month (for bonds from nominal value, for shares from market value). Monthly administration fee is debited from the current account by the 15th of the following month. 3 VAT will be added to the service fee pursuant to the Value Added Tax Act. 4 If both listed and unlisted financial instruments are kept in the same custody account, the custody account is classified as a listed custody account. 5 An additional fee may be added to the transaction pursuant to the offering documents of the respective instruments 6 Shall be sent by customer s request. 16

Other Services Certificate for the Commercial Register Account balance confirmation 1 Issuance of other certificates Certificates requiring special solutions Report for audit purposes Mailing of documents domestically Mailing of documents abroad Forwarding of documents with the courier Additional copies of documents Printout and printouts verification of orders Issue of copy of recorded document (older than 1 month) Depositing of funds on an escrow account Examination of documents: - primary handling fee - repeated handling fee 2,00 EUR 30,00 EUR 20,00 EUR 2,00 EUR according to actual costs 0,50 EUR / page 2,30 EUR per document 2,30 EUR per document by agreement 30,00 EUR/ hour, min 30,00 EUR 1 Account balance confirmation is a certificate providing information about the balances of the customer s current account and time deposit as well as overdraft limit as at a certain date requested by the customer. However, this certificate does not contain information about accrued interests, authorised signatories, restrictions established on the accounts and information about credit cards, loan agreements, trade financing agreements, factoring agreements and other agreements. Account balance confirmation can be ordered by the company s authorised signatory via the ebank or other channels. 17