SERVICER REPORT Issuer: Master Servicer: BUS: BUS Facilitator: Corporate Services Provider: Colculation Agent: Representative of Noteholders: Account Bank and Paying Agent: Rating Agencies: Berica PMI 2 S.r.l. Banca Popolare di Vicenza S.p.A. Zenith Service S.p.A. 130 Finance S.r.l. Zenith Service S.p.A. Elavon Financial Services Limited 130 Finance S.r.l. Elavon Financial Services Limited Moody's, Fitch Ratings FROM SERVICER: BANCA POPOLARE DI VICENZA SPA TO: BERICA PMI 2 SRL REFERENCE PERIOD: 01/11/2016-30/04/2017 DATE of REPORT: 22/05/2017 BPVI and BN confirm that, as of the date of this report, they hold the net economic interest in the Transaction in accordance with option (1)(d) of Article 405 of CRR, option (1)(d) of Article 51 of the AIFM Regulation and option (2)(d) of Article 254 of the Solvency II Regulation Servicer Contact: +39 06 89011461 cartolarizzazioniberiche@popvi.it
Table of Contents Section A: PORTFOLIO Section B: COLLECTIONS ON PORTFOLIO Section C: LOANS IN ARREARS Section D: LOANS WITH A LIMITED RECOURSE LOAN EXTENDED AND ADVANCE INDEMNITY Section E: SUMMARY AMOUNTS PAID OR TO BE PAID BY BPV TO BERICA PMI 2 Section F: SUMMARY AMOUNTS PAID OR TO BE PAID BY BERICA PMI 2
Section A: PORTFOLIO Instalments due but not paid (b) Outstanding Amount (End of Collection Period) (a) Principal Portion Interest Portion Other Total a b c d e=b+c+d Number of Loans (end of Collection Period) COLLATERAL PORTFOLIO 1 LOANS WITH NO ARREARS 561.451.085,13 - - - - 2.682 2 LOANS WITH ARREARS NO DELINQUENT 108.651.354,03 3.920.011,44 328.661,73 1.863,17 4.250.536,34 768 3 LOANS CLASSIFIED AS DELINQUENT 21.878.484,41 2.105.709,48 413.027,99 692,12 2.519.429,59 76 T 691.980.923,57 6.025.720,92 741.689,72 2.555,29 6.769.965,93 3.526 4 LOANS CLASSIFIED AS DEFAULTED WITH NO SOFFERENZE 22.275.924,99 4.954.089,29 938.541,49 2.975,05 5.895.605,83 151 5 LOANS CLASSIFIED AS "IN SOFFERENZA" (c) 2.302.718,27 40 6 MORTG. LOANS WITH LIMITED RECOURSE LOAN - ADVANCE INDEMNITY (d) - - 7 TOTAL PORTFOLIO * 716.559.566,83 10.979.810,21 1.680.231,21 5.530,34 12.665.571,76 3.717 Note = Default Definition: +270days in arrear, Delinquent Definition: +90 days in arrear (*) The value includes the amount of the default for its principal portion at the moment of the classification as deafulted, net of collections received and excludes loans with Limited Recourse Loan - Advance Indemnity 8 ORIGINAL LOAN BALANCE (as of 28/02/2013) 1.171.264.917,78 Payment Holiday by LAW BPVI BNUOVA TOTAL TOTAL OUTSTANDING COLLATERAL PORTFOLIO for which a Payment Holiday - - - TOTAL OUTSTANDING COLLATERAL PORTFOLIO for which a Payment Holiday 156.389,68-156.389,68 (a) means, on any relevant date with reference to a Loan, the sum of the Outstanding Principal and the aggregate amount outstanding of the principal component of all instalments of such loan that are due and payable but not paid as of such date (b) Arrears, including Delinquent and Default (c) LOANS CLASSIFIED AS "IN SOFFERENZA" =on-performing Loans with litigation proceedings underway (d) All figures related to the Portfolio and included in this report exclude the loans in relation to which a limited recourse loan/advance indemnity has been extended. The only exception to that is obviously row number 6 of this page: LOANS WITH LIMITED RECOURSE LOAN-ADVANCE INDEMNITY, the groups D5 and D6 in section B (Collections on the Portfolio) Date of the Report: 22 May 2017 Balance as of: 30 April 2017
Section A1: PORTFOLIO Outstanding Balance Interest rate Type Euro # Loans Euro # Loans 1,00-500.000,00 198.939.950,44 3.484,00 Floating 701.859.979,93 3.387,00 500.001,00-1.000.000,00 87.976.339,71 126,00 Fixed 14.699.586,90 330,00 1.000.001,00-1.500.000,00 44.489.080,41 36,00 1.500.001,00-2.000.000,00 36.342.004,14 21,00 2.000.001,00-2.500.000,00 18.256.479,58 8,00 Interest rate coupon 2.500.001,00-3.000.000,00 13.822.994,79 5,00 Euro # Loans > 3000000 316.732.717,76 36,00 0,001% - 1,000% 180.999.439,31 459,00 1,001% - 2,000% 195.682.013,85 709,00 Geo Distribution (Region) 2,001% - 3,000% 121.574.823,49 389,00 Euro # Loans 3,001% - 4,000% 88.785.533,75 293,00 Veneto 295.467.720,55 1.171,00 4,001% - 5,000% 93.983.602,66 564,00 Friuli V.G. 32.715.985,62 320,00 5,001% - 6,000% 29.029.380,74 748,00 Lombardia 66.121.860,05 300,00 6,001% - 7,000% 4.747.454,85 337,00 Toscana 106.848.256,45 585,00 > 7,000% 1.757.318,18 218,00 Sicilia 76.326.231,57 791,00 Lazio 64.352.967,33 130,00 Loan Maturity (Year) Emilia Romagna 46.929.213,20 85,00 Euro # Loans Altre Regioni 27.797.332,06 335,00 mar 2013 - febb 2018 10.705.764,46 483,00 marz 2018 - febb 2023 213.613.273,66 2.300,00 RAE Code mar 2023 - febb 2028 252.128.049,46 716,00 Euro # Loans marz 2028 - febb 2033 181.718.309,33 202,00 from 011 to 030, farming & agricultural services 22.868.032,06 152,00 marz 2033 - febb 2038 57.723.404,92 14,00 from 111 to 170, energy 12.057.802,00 22,00 marz 2038 - dic 2042 670.765,00 2,00 from 211 to 248, minerals & metals & minings 4.090.135,62 37,00 from 252 to 260, chemicals 103.948,73 4,00 from 311 to 316, metal products 8.877.566,23 75,00 Product Type from 321 to 330, machines & equipments 9.719.947,56 35,00 Euro # Loans from 341 to 347, cable & electonics & computers 1.509.981,48 24,00 Secured 592.393.691,65 1.546,00 from 351 to 365, transportation 1.634.791,05 8,00 Unsecured 124.165.875,18 2.171,00 from 371 to 374, precision & medical-surgical instruments 146.763,12 9,00 from 411 to 429, food & beverage & tobacco 11.166.576,90 72,00 from 431 to 456, textiles & furniture 8.802.912,46 67,00 Top Borrower Concentration from 461 to 474, paper & forest products 12.378.735,59 101,00 Euro # Loans from 481 to 483, products, rubber and plastic 978.416,83 7,00 Top 1 NDG 40.101.906,19 1,00 from 491 to 495, other manufacturing products 3.267.663,07 31,00 Top 10 NDG 181.987.645,46 11,00 from 505 to 509, building 59.668.544,09 592,00 from 611 to 656, wholesale & real trade 130.129.091,48 872,00 660, lodging & restaurants 63.625.422,40 363,00 % from 671 to 672, repairs 2.974.521,50 73,00 WA Spread (only Floating 2,41 from 710 to 773, transportation services 7.738.280,68 98,00 790, telecommunications 444.196,34 3,00 from 830 to 984, other services for sale 325.572.974,24 940,00 ND 28.803.263,40 132,00
Section A1: PORTFOLIO BPVi Instalments due but not paid Outstanding Amount (End of Collection Period) Principal Portion Interest Portion Other Total a b c d e=b+c+d Number of Loans (end of Collection Period) COLLATERAL PORTFOLIO 1 LOANS WITH NO ARREARS 493.281.070,63 - - - - 1.892 2 LOANS WITH ARREARS NO DELINQUENT 92.087.032,60 3.548.855,24 269.950,20 1.411,17 3.820.216,61 587 3 LOANS CLASSIFIED AS DELINQUENT 21.253.308,37 2.035.898,91 402.069,70 552,12 2.438.520,73 57 T TOTAL OUTSTANDING COLLATERAL PORTFOLIO 606.621.411,60 5.584.754,15 672.019,90 1.963,29 6.258.737,34 2.536 4 LOANS CLASSIFIED AS DEFAULTED WITH NO SOFFERENZE 20.010.397,53 4.652.551,02 831.258,66 2.231,05 5.486.040,73 115 5 LOANS CLASSIFIED AS "IN SOFFERENZA" 2.112.073,25 36 6 MORTG. LOANS WITH LIMITED RECOURSE LOAN - ADVANCE INDEMNITY 7 TOTAL PORTFOLIO * 628.743.882,38 10.237.305,17 1.503.278,56 4.194,34 11.744.778,07 2.687 8 ORIGINAL LOAN BALANCE (as of 28/02/2013) 1.002.904.426,70 (*) The value includes the amount of the default for its principal portion at the moment of the classification as deafulted, net of collections received and excludes loans with Limited Recourse Loan - Advance Indemnity
Section A2: PORTFOLIO BN Instalments due but not paid Outstanding Amount (End of Collection Period) Principal Portion Interest Portion Other Total a b c d e=b+c+d Number of Loans (end of Collection Period) COLLATERAL PORTFOLIO 1 LOANS WITH NO ARREARS 68.170.014,50 - - - - 790 2 LOANS WITH ARREARS NO DELINQUENT 16.564.321,43 371.156,20 58.711,53 452,00 430.319,73 181 3 LOANS CLASSIFIED AS DELINQUENT 625.176,04 69.810,57 10.958,29 140,00 80.908,86 19 T TOTAL OUTSTANDING COLLATERAL PORTFOLIO 85.359.511,97 440.966,77 69.669,82 592,00 511.228,59 990 4 LOANS CLASSIFIED AS DEFAULTED WITH NO SOFFERENZE 2.265.527,46 301.538,27 107.282,83 744,00 409.565,10 36 5 LOANS CLASSIFIED AS "IN SOFFERENZA" 190.645,02 4 6 MORTG. LOANS WITH LIMITED RECOURSE LOAN - ADVANCE INDEMNITY 7 TOTAL PORTFOLIO * 87.815.684,45 742.505,04 176.952,65 1.336,00 920.793,69 1.030 8 ORIGINAL LOAN BALANCE (as of 28/02/2013) 168.360.491,08 (*) The value includes the amount of the default for its principal portion at the moment of the classification as deafulted, net of collections received and excludes loans with Limited Recourse Loan - Advance Indemnity
Section B: COLLECTIONS ON PORTFOLIO - AGGREGATE B1. LOANS NO DELINQUENT, DEFAULTED AND IN SOFFERENZA (Net of LOANS WITH A LIMITED RECOURSE LOAN EXTENDED -D5-) 1) PRINCIPAL COLLECTED 66.289.730,29 2) INTERESTS COLLECTED 9.405.207,96 3) PENALTY ON ARREARS (Interessi di Mora) 39.338,07 4) COLLECTION FROM PREPAYMENT (PRINCIPAL) 29.062.521,85 5) COLLECTION FROM PREPAYMENT (INTEREST) 81.334,10 6) COLLECTION PREPAYMENT PENALTY 298.206,44 7) OTHER 37.288,58 8) TOTAL COLLECTION 105.213.627,29 B2. DELINQUENT LOANS (Net of LOANS WITH A LIMITED RECOURSE LOAN EXTENDED -D5-) 1) PRINCIPAL COLLECTED 183.632,15 2) INTERESTS COLLECTED 71.690,41 3) PENALTY ON ARREARS (Interessi di Mora ) COLLECTED 2.146,79 7) OTHER 100,29 8) TOTAL COLLECTION 257.569,64 B3. DEFAULTED LOANS (Net of LOANS WITH A LIMITED RECOURSE LOAN EXTENDED -D5-) 1) PRINCIPAL COLLECTED 406.462,64 2) INTERESTS COLLECTED 29.766,82 3) PENALTY ON ARREARS (Interessi di Mora ) COLLECTED 10.550,64 4) COLLECTION FROM PREPAYMENT (PRINCIPAL) 109.050,41 5) COLLECTION FROM PREPAYMENT (INTEREST) 174,44 6) COLLECTION PREPAYMENT PENALTY 339,07 7) OTHER 74,00 8) TOTAL COLLECTION 556.418,02 B4. LOANS IN SOFFERENZA (Net of LOANS WITH A LIMITED RECOURSE LOAN EXTENDED -D5-) 1) PRINCIPAL COLLECTED 64.395,91 2) CAPITALISED INTERESTS COLLECTED 1.383,57 3) PENALTIES ON ARREARS (Interessi di Mora ) COLLECTED 684,07 4) CAPITALISED EXPENSES COLLECTED 18,00 5) TOTAL COLLECTION 66.481,55 B5. LOANS WITH A LIMITED RECOURSE LOAN EXTENDED 1) PRINCIPAL COLLECTED - 2) INTERESTS COLLECTED - 3) PENALTY ON ARREARS (Interessi di Mora) COLLECTED - 7) OTHER - 8) RECOVERY ON DEFAULT - 9) TOTAL COLLECTION - B6. LOANS WITH AN ADVANCE INDEMNITY PAID 1) PRINCIPAL COLLECTED - 2) INTERESTS COLLECTED - 3) PENALTY ON ARREARS (Interessi di Mora) COLLECTED - 7) OTHER - 8) RECOVERY ON DEFAULT - 9) TOTAL COLLECTION - B7. OTHER COLLECTIONS 1) PRINCIPAL COLLECTED 39.397.497,48 2) INTERESTS COLLECTED 128.369,23 3) OTHER* 189.708,02 4) TOTAL COLLECTION 39.715.574,73 *out of which: AMOUNT PAID UNDER CLAUSE 11 OF THE TRANSFER AGREEMENT FURTHER TO A RENEGOTIATION OF THE LOANS 118.436,86 B8. SUMMARY 1) COLLECTIONS ON LOANS NO DELINQUENT DEFAULTED AND IN SOFFERENZA (Net of D5) 105.213.627,29 2) COLLECTIONS ON DELINQUENT DEFAULTED AND IN SOFFERENZA LOANS (Net of D5) 880.469,21 3) COLLECTIONS ON LOANS WITH A LIMITED RECOURSE / ADVANCE INDEMNITY EXTENDED FROM BPVi/CP/BN - 4) OTHER COLLECTIONS (eg netting of excluded collections in relation to Advance Indemnity / Limited Recourse Loan) 39.715.574,73 5) TOTAL COLLECTIONS 145.809.671,23 6) AGGREGATE PREPAYMENT (PRINCIPAL, INTEREST AND PENALTY) 29.551.626,31
Section B1: COLLECTIONS ON PORTFOLIO - BPVi B1.1 LOANS NO DELINQUENT, DEFAULTED AND IN SOFFERENZA (Net of LOANS WITH A LIMITED RECOURSE LOAN EXTENDED -D5-) 1) PRINCIPAL COLLECTED 53.144.480,74 2) INTERESTS COLLECTED 7.492.430,02 3) PENALTY ON ARREARS (Interessi di Mora) 32.135,50 4) COLLECTION FROM PREPAYMENT (PRINCIPAL) 24.368.509,27 5) COLLECTION FROM PREPAYMENT (INTEREST) 71.298,18 6) COLLECTION PREPAYMENT PENALTY 202.456,66 7) OTHER 26.497,57 8) TOTAL COLLECTION 85.337.807,94 B1.2. DELINQUENT LOANS (Net of LOANS WITH A LIMITED RECOURSE LOAN EXTENDED -D5) 1) PRINCIPAL COLLECTED 173.319,98 2) INTERESTS COLLECTED 70.079,49 3) PENALTY ON ARREARS (Interessi di Mora ) COLLECTED 1.889,43 7) OTHER 70,29 8) TOTAL COLLECTION 245.359,19 B1.3. DEFAULTED LOANS (Net of LOANS WITH A LIMITED RECOURSE LOAN EXTENDED -D5-) 1) PRINCIPAL COLLECTED 327.651,23 2) INTERESTS COLLECTED 19.353,41 3) PENALTY ON ARREARS (Interessi di Mora ) COLLECTED 8.014,29 4) COLLECTION FROM PREPAYMENT (PRINCIPAL) 97.819,29 5) COLLECTION FROM PREPAYMENT (INTEREST) 159,08 6) COLLECTION PREPAYMENT PENALTY 114,45 7) OTHER 58,00 8) TOTAL COLLECTION 453.169,75 B1.4. LOANS IN SOFFERENZA (Net of LOANS WITH A LIMITED RECOURSE LOAN EXTENDED -D5-) 1) PRINCIPAL COLLECTED 64.395,91 2) CAPITALISED INTERESTS COLLECTED 1.383,57 3) PENALTIES ON ARREARS (Interessi di Mora ) COLLECTED 684,07 4) CAPITALISED EXPENSES COLLECTED 18,00 5) TOTAL COLLECTION 66.481,55 B1.5. LOANS WITH A LIMITED RECOURSE LOAN EXTENDED 1) PRINCIPAL COLLECTED - 2) INTERESTS COLLECTED - 3) PENALTY ON ARREARS (Interessi di Mora) COLLECTED - 7) OTHER - 8) RECOVERY ON DEFAULT - 9) TOTAL COLLECTION - B1.6. LOANS WITH AN ADVANCE INDEMNITY PAID 1) PRINCIPAL COLLECTED - 2) INTERESTS COLLECTED - 3) PENALTY ON ARREARS (Interessi di Mora) COLLECTED - 7) OTHER - 8) RECOVERY ON DEFAULT - 9) TOTAL COLLECTION - B1.7. OTHER COLLECTIONS 1) PRINCIPAL COLLECTED 17.142.025,49 2) INTERESTS COLLECTED 37.962,34 3) OTHER* 149.329,08 4) TOTAL COLLECTION 17.329.316,91 *out of which: AMOUNT PAID UNDER CLAUSE 10 OF THE TRANSFER AGREEMENT FURTHER TO A RENEGOTIATION OF THE LOANS 118.436,86 B1.8. SUMMARY 1) COLLECTIONS ON LOANS NO DELINQUENT DEFAULTED AND IN SOFFERENZA (Net of D5) 85.337.807,94 2) COLLECTIONS ON DELINQUENT DEFAULTED AND IN SOFFERENZA LOANS (Net of D5) 765.010,49 3) COLLECTIONS ON LOANS WITH A LIMITED RECOURSE / ADVANCE INDEMNITY EXTENDED FROM BPVi/CP/BN - 4) OTHER COLLECTIONS (eg netting of excluded collections in relation to Advance Indemnity / Limited Recourse Loan) 17.329.316,91 5) TOTAL COLLECTIONS 103.432.135,34 6) AGGREGATE PREPAYMENT (PRINCIPAL, INTEREST AND PENALTY) 24.740.356,93
Section B2: COLLECTIONS ON PORTFOLIO - BN B2.1 LOANS NO DELINQUENT, DEFAULTED AND IN SOFFERENZA (Net of LOANS WITH A LIMITED RECOURSE LOAN EXTENDED -D5-) 1) PRINCIPAL COLLECTED 13.145.249,55 2) INTERESTS COLLECTED 1.912.777,94 3) PENALTY ON ARREARS (Interessi di Mora) 7.202,57 4) COLLECTION FROM PREPAYMENT (PRINCIPAL) 4.694.012,58 5) COLLECTION FROM PREPAYMENT (INTEREST) 10.035,92 6) COLLECTION PREPAYMENT PENALTY 95.749,78 7) OTHER 10.791,01 8) TOTAL COLLECTION 19.875.819,35 B2.2. DELINQUENT LOANS (Net of LOANS WITH A LIMITED RECOURSE LOAN EXTENDED -D5) 1) PRINCIPAL COLLECTED 10.312,17 2) INTERESTS COLLECTED 1.610,92 3) PENALTY ON ARREARS (Interessi di Mora ) COLLECTED 257,36 7) OTHER 30,00 8) TOTAL COLLECTION 12.210,45 B2.3. DEFAULTED LOANS (Net of LOANS WITH A LIMITED RECOURSE LOAN EXTENDED -D5-) 1) PRINCIPAL COLLECTED 78.811,41 2) INTERESTS COLLECTED 10.413,41 3) PENALTY ON ARREARS (Interessi di Mora ) COLLECTED 2.536,35 4) COLLECTION FROM PREPAYMENT (PRINCIPAL) 11.231,12 5) COLLECTION FROM PREPAYMENT (INTEREST) 15,36 6) COLLECTION PREPAYMENT PENALTY 224,62 7) OTHER 16,00 8) TOTAL COLLECTION 103.248,27 B2.4. LOANS IN SOFFERENZA (Net of LOANS WITH A LIMITED RECOURSE LOAN EXTENDED -D5-) 1) PRINCIPAL COLLECTED - 2) CAPITALISED INTERESTS COLLECTED - 3) PENALTIES ON ARREARS (Interessi di Mora ) COLLECTED - 4) CAPITALISED EXPENSES COLLECTED - 5) TOTAL COLLECTION - B2.5. LOANS WITH A LIMITED RECOURSE LOAN EXTENDED 1) PRINCIPAL COLLECTED - 2) INTERESTS COLLECTED - 3) PENALTY ON ARREARS (Interessi di Mora) COLLECTED - 7) OTHER - 8) RECOVERY ON DEFAULT - 9) TOTAL COLLECTION - B2.6. LOANS WITH AN ADVANCE INDEMNITY PAID 1) PRINCIPAL COLLECTED - 2) INTERESTS COLLECTED - 3) PENALTY ON ARREARS (Interessi di Mora) COLLECTED - 7) OTHER - 8) RECOVERY ON DEFAULT - 9) TOTAL COLLECTION - B2.7. OTHER COLLECTIONS 1) PRINCIPAL COLLECTED 22.255.471,99 2) INTERESTS COLLECTED 90.406,89 3) OTHER* 40.378,94 4) TOTAL COLLECTION 22.386.257,82 *out of which: AMOUNT PAID UNDER CLAUSE 11 OF THE TRANSFER AGREEMENT FURTHER TO A RENEGOTIATION OF THE LOANS - B2.8. SUMMARY 1) COLLECTIONS ON LOANS NO DELINQUENT DEFAULTED AND IN SOFFERENZA (Net of D4) 19.875.819,35 2) COLLECTIONS ON DELINQUENT DEFAULTED AND IN SOFFERENZA LOANS (Net of D4) 115.458,72 3) COLLECTIONS ON LOANS WITH A LIMITED RECOURSE / ADVANCE INDEMNITY EXTENDED FROM BPVi/CP/BN - 4) OTHER COLLECTIONS (eg netting of excluded collections in relation to Advance Indemnity / Limited Recourse Loan) 22.386.257,82 5) TOTAL COLLECTIONS 42.377.535,89 6) AGGREGATE PREPAYMENT (PRINCIPAL, INTEREST AND PENALTY) 4.811.269,38
Section C1: LOANS IN ARREARS (a) Reclassification by DAYS in ARREARS (excluding "DEFAULTED") In Arrears Outstanding Amount Principal Interests Other Total Number of Days in Arrears Number of Loans a b c d e=b+c+d NO Arrears 2.682 561.451.085 - - - - 1-30 638 92.853.475 1.303.641 215.687 1.254 1.520.582 31-60 74 10.912.059 1.439.947 70.923 273 1.511.143 61-90 56 4.885.820 1.176.423 42.052 337 1.218.812 121-150 38 16.406.172 688.694 245.915 193 934.802 151-180 9 200.719 34.880 4.491 97 39.468 181-210 14 479.596 89.750 12.123 180 102.054 211-240 10 4.674.751 1.258.335 146.138 132 1.404.605 241-270 5 117.247 34.050 4.361 90 38.501 271-300 301-330 331-360 361-390 +360 Number of Loans Outstanding Amount In Arrears DEFAULTED (NET): Principal Interests Other _of this Period 83 8.038.306 1.364.119,46 286.323,10 1.558,05 _Cumulated 151 22.275.925 4.954.089,29 938.541,49 2.975,05 Note=Default Definition: +270days in arrear Accrued Number of Loans Outstanding Amount Penalties on Arrears Capitalised Interests SOFFERENZE (NET): (Interessi di Mora) Capitalised Expenses _of this Period 29 1.316.271,32 88.489,65 45.063,08 507,89 _Cumulated 40 2.302.718,27 126.555,73 45.324,91 659,89 Note=Sofferenza Definition: as per Bank of Italy, Non-Performing Loans with litigation proceedings underway Number of Loans Outstanding Amount Recoveries of this Period 10 2.041.194,80 Cumulated Recoveries 13 2.067.210,41 OVERALL DEFAULTS (NET) _of this Period Number of Loans 112 Outstanding Amount 9.354.577,70 _Cumulated 191 24.578.643,26 OVERALL DEFAULTS (GROSS): _of this Period 122 11.395.772,50 _Cumulated 204 26.645.853,67
Section D1: LIMITED RECOURSE LOAN Original Amount of the Loan Extended as Limited Recourse Loan Outstanding Balance of the Underlying Loanat that time (including -if any- any principal amount covered by Limited Recourse Loan) Loan Number Current Amount of the Loan Extended as Limited Recourse Loan Current Balance of the Underlying Loan (including -if any- any principal amount covered by Limited Recourse Loan) Originator The Limited Recourse Loan has been Extended to Cover Principal or Interest? Balance as of: 30 April 2017
Section D2: ADVANCE INDEMNITY Original Amount of the Loan Extended as Advance Indemnity Outstanding Balance of the Underlying Loan at that time (including -if any- any principal amount covered by advance indemnity) Loan Number Current Amount of the Loan Extended as Advance Indemnity Current Balance of the Underlying Loan (including -if any- any principal amount covered by advance indemnity) Originator The Advance Indemnity has been Extended to Cover Principal or Interest? Balance as of: 30 April 2017
Section E: SUMMARY OF AMOUNTS TO BE PAID BY BPV TO BERICA PMI 2 E1. Servicing agreement a) Collections b) Other c) Total E2. Warranty Agreemment a) b) c) Total art. 4.3 Importo accettato Importo non accettato E3. Transfer Agreement a) b) c) Total E4. Other Contracts a) b) c) Total
Section F: SUMMARY OF AMOUNTS DUE by BERICA PMI 2 Reference Agreeement art. Description Amount F.1 Servicing 14.1 Servicer and Master Servicer (BPVI) 54.900,00 Agreement 14.2 Servicer (BN) 18.300,00 14.3 Reimboursement for Recovery Expenses (BPVI) 64.140,41 Reimboursement for Recovery Expenses (BN) - F.2 Warranty and Indemnity Agreement 4.1 Prestito a Prima Domanda Subordinato (including accrued interest) (BPVI) - 4.1 Prestito a Prima Domanda Subordinato (including accrued interest) (BN) - F.3 Transfer Agreement 5.6 Consideration for any Erroneously Excluded Claims (BPVI) - Consideration for any Erroneously Excluded Claims (BN) - F.4 Administrative Services 5.1 Administrative Services Provider (BPVI) 3.050,00 Agreement 5.2 Administrative Services Provider - Reimboursements (BPVI) 5.2 Administrative Services Provider - Reimboursements (BN) - 5.2 Fitch Ratings SpA 21.350,00 F.5 Corporate Services 5.1 (a) Corporate Services Provider (Zenith) 13.212,89 Agreement 5.1 (b) Corporate Services Provider - Reimboursements (Zenith) - F.6 English Account Bank Agreement 11.1 Account Bank (Elavon Financial Services) and Cash Manager (BPVI) - 11.2 Account Bank's (Elavon Financial Services) and Cash Manager's (BPVI) costs and expenses - F.7 Cash Allocation Management and Payments Agreement 15.1 Collection Account Bank (BPVI) - 15.1 Principal Paying Agent, Paying Agent, Calculation Agent (Elavon Financial Services) - 15.1 Back-up Servicer (Zenith) 9.528,54 15.1 Luxembourg Listing Agent (Deutsche Bank Luxembourg S.A.) - 15.1 Back-up Servicer Facilitator (130 Finance) 744,20 F.8 Notes Purchase Agreement 10.3 Representative of the Noteholders (130 Finance) 4.331,00 TOTAL 189.557,04 Amounts to be Paid out of Excluded Collections Reference Agreeement art. Description Amount F.9 Warranty and Indemnity Agreement 4.2 Outstanding Advance Indemnity (including accrued interest) (BPVI) Outstanding Advance Indemnity (including accrued interest) (BN) 4.2 Outstanding Limited Recourse loan (including accrued interest (BPVI) Outstanding Limited Recourse loan (including accrued interest (BN) TOTAL
Renegotiations (Art. 10 Servicing Agreement) Art. 10.1 (a) (x) IR Type Modification (fixed to floating) Cumulated Collection Period a) Outstanding Balance of renegotiated Loans 431.296,84 b) Outstanding Balance of the Pool as of the Effective Date 1.171.264.917,78 1.171.264.917,78 if a / b < 3 % OK ok ok Art. 10.1 (a) (y) IR/Spread Reduction Cumulated Collection Period a) Outstanding Balance of renegotiated Loans 30.027.330,92 1.135.270,86 b) Outstanding Balance of the Pool as of the Effective Date 1.171.264.917,78 1.171.264.917,78 if a / b < 3 % OK ok ok Art. 10.1 (b) Maturity Extension Cumulated Collection Period a) Outstanding Balance of renegotiated Loans 23.698.736,51 8.693.146,14 b) Outstanding Balance of the Pool as of the Effective Date 1.171.264.917,78 1.171.264.917,78 if a / b < 7 % OK ok ok Art. 10.2 Indemnities Cumulated Collection Period a) Renegotiations as of Art. 10.1 (a) (x) b) Renegotiations as of Art. 10.1 (a) (y) 577.111,09 118.436,86 Art. 10.1 (d) Payment Holiday Cumulated Collection Period a) Outstanding Balance of Loans whom has been granted a payment holiday 80.241.806,13 17.832.796,47 b) Outstanding Balance of Loans whom has been granted a payment holiday in the calendar year 14.059.064,84 14.059.064,84 c) Outstanding Balance of the Pool as of the Effective Date 1.171.264.917,78 if a / c < 10 % OK ok Reference Date Annual % Limit for Payment Holiday (A) 31/12/2015 2,50% (B) From 01/01/2016 and until the end of each calendar yaer thereafter 4,00% if b / c =<(A) = OK if b / c =<(B) = OK ok ok Repurchase (Art. 10 Transfer Agreement) Art. 10.1 Repurchase - Performing and Delinquent Loans Cumulated Collection Period a) Outstanding Balance of repurchased Loans in the calendar year 39.597.137,87 39.597.137,87 b) Outstanding Balance of repurchased Loans 57.346.683,06 39.597.137,87 c) Outstanding Balance of the Pool as of the Effective Date 1.171.264.917,78 (a)/( c) Annual cumulative limit for Repuchased Loans (7,50%) ok (b)/ ( c) Cumulative Limit for Repurchased Loans (20,00%) ok Art. 10.2 Repurchase - Performing and Delinquent Loans Cumulated Collection Period a) Outstanding Balance of repurchased Loans - Performing Loans 57.346.683,06 39.597.137,87 b) Outstanding Balance of repurchased Loans - Delinquent Loans Repurchase of Defaulted Loans (Art. 10.6 Servicing Agreement) Art. 10.6 Repurchase - Defaulted Loans Cumulated Collection Period a) Outstanding Balance of repurchased Loans in the collection period - b) Outstanding Balance of the Pool as of the Effective Date - se a / b < 0.50% OK