IN ULIP PRODUCTS THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO SHALL BE BORNE BY THE POLICY HOLDER Aviva Group Investor Disclaimer/Disclosure Aviva Life Insurance Company India Limited Aviva Towers,Sector road,opp.golf Course, DLF Phase-V,Sector 43,Gurgoan,Haryana-122 003 Tel:+91(0)1242709000-01, Fax: +91(0)124 2571214 Registered office:2ndfloor,prakashdeep Building, 7,Tolstoy Marg, New Delhi -110 001
Pension Debt Fund ULGF00310/03/2006GROUPDEBTF122 Investment Objective: The investment objective of the debt fund is to provide progressive Goverment Securities 61.22% capital growth with relatively lower investment risks 7.17% GOI 2028 17.43% 6.84% GOI 2022 13.00% The risk profile for this fund is Low 6.05% GOI 2019 11.78% NAV as on November 30,2018: 26.2407 6.90% GOI 2019 7.78% Inception Date: 10-Mar-06 9.15% GOI 2024 2.99% Fund Manager: Nitin Garg 8.33% GOI 2036 2.67% 8.3% GOI 2042 2.56% Fund v/s Benchmark Return (%) 8.4% GOI 2024 2.07% 1 Month 6 Months 1 Year 2 Years * 3 Years * Inception * 9.23% GOI 2043 0.41% Portfolio return 1.44% 3.04% 2.10% 2.04% 6.92% 8.34% 8.08% GOI 2022 0.33% Benchmark** 1.86% 4.28% 3.77% 3.81% 7.41% 7.27% 0.20% Corporate Bonds 27.36% Indiabulls Housing Finance Ltd. 3.79% Targeted Asset Allocation (%) Dewan Housing Finance Corporation Ltd. 2.82% Security Type Min Max L&T Infra Debt Fund Ltd. 2.64% Debt Securities 60.00% 100.00% Adani Ports and Special Economic Zone Ltd. 2.39% Money Market Instruments & Cash 0.00% 40.00% LIC Housing Finance Ltd. 2.00% Reliance Capital Ltd. 1.96% Mahindra & Mahindra Ltd. 1.75% LIC Housing Finance Ltd. 1.66% Shriram Transport Finance Co. Ltd. 1.61% Asset Class Wise AUM L&T Fincance Corporation Ltd 1.55% Asset Class AUM (in Cr.) 5.19% Equity 0.00 Cash and Money Markets 11.42% Debt 252.53 Portfolio Total 100.00% Total 252.53 Modified Duration # Security Type Duration Fixed Income Investments 3.74 27.36 11.42 61.22% 61.22 23.06% Goverment Securities Corporate Bonds Cash and Money Markets Warehousing & support activit. for transp. 2.39% 31.32% 5.88% 1.95% Manf. of motor vehic,trailr & semitrailr 1.75% 60.84% Electricity, gas, steam and air conditioning supply 0.28% 11.30% Sovereign AAA AA+ AA **Benchmark return is CRISIL Composite Bond Index
Pension Secure Fund ULGF00113/07/2005GROUPSECUR122 Investment Objective: To provide progressive return on the investment Equities 12.23% HDFC Bank Ltd. 1.93% Reliance Industries Ltd. 1.68% The risk profile for this fund is Low ICICI Bank Ltd. 0.97% NAV as on November 30,2018: 28.3095 Infosys Ltd. 0.80% Inception Date: 13-Jul-05 Larsen & Toubro Ltd. 0.60% Fund Manager: Jayesh Sundar, Nitin Garg Housing Development Finance Corporation Ltd. 0.57% Tata Consultancy Services Ltd. 0.56% Fund v/s Benchmark Return (%) ITC Ltd. 0.52% 1 Month 6 Months 1 Year 2 Years * 3 Years * Inception * Axis Bank Ltd. 0.39% Portfolio return 2.05% 2.78% 2.82% 4.38% 7.81% 8.60% Reliance Mutual Fund 0.38% Benchmark** 2.37% 3.79% 4.35% 5.84% 8.19% 7.93% 3.83% Goverment Securities 40.29% 7.17% GOI 2028 9.18% Targeted Asset Allocation (%) 6.05% GOI 2019 6.75% Security Type Min Max 8.4% GOI 2024 5.77% Debt Securities 40.00% 100.00% 6.84% GOI 2022 5.23% Equity 0.00% 20.00% 6.90% GOI 2019 4.03% Money Market Instruments & Cash 0.00% 40.00% 8.28% GOI 2032 2.66% 9.15% GOI 2024 2.45% 8.3% GOI 2042 2.10% 8.33% GOI 2036 1.71% Asset Class Wise AUM 8.08% GOI 2022 0.41% Asset Class AUM (in Cr.) Corporate Bonds 36.64% Equity 8.14 Food Corporation of India 7.37% Debt 58.32 LIC Housing Finance Ltd. 4.64% Total 66.46 Indiabulls Housing Finance Ltd. 3.57% Dewan Housing Finance Corporation Ltd. 3.07% Modified Duration # Housing Development Finance Corporation Ltd. 2.28% Security Type Duration L&T Infra Debt Fund Ltd. 2.22% Fixed Income Investments 3.48 L&T Fincance Corporation Ltd 2.20% Shriram Transport Finance Co. Ltd. 1.94% Adani Ports and Special Economic Zone Ltd. 1.84% Reliance Capital Ltd. 1.72% 5.79% Cash and Money Markets 10.84% Portfolio Total 100.00% 10.84 12.23 36.64 40.29% 31.15% 40.29 Equities Goverment Securities Corporate Bonds Cash and Money Markets Wholesale trd, except of motor vehicles and motorcycles Warehousing & support activit. for transp. 1.96% 7.37% 45.12% 7.03% 1.96% Compt prgm, consult. & related activit. Manf. of coke & refined petrol. prod. Manf. of motor vehic,trailr & semitrailr 1.74% 1.68% 1.52% 45.89% Civil engineering 0.64% Manf. of tobacco prod. 0.52% Mutual Funds 0.38% Sovereign AAA AA+ AA 12.75% **Benchmark return has been computed by applying benchmark weightages on CRISIL Composite Bond Fund Index and NIFTY 50 INDEX
Pension Balanced Fund ULGF00210/03/2006GROUPBALAN122 Investment Objective: To provide capital growth by availing opportunities in debt and Equities 31.11% equity markets and providing a good balance between risk and return. HDFC Bank Ltd. 4.38% Reliance Industries Ltd. 3.79% The risk profile for this fund is Medium ICICI Bank Ltd. 2.43% NAV as on November 30,2018: 26.3382 Infosys Ltd. 2.04% Inception Date: 10-Mar-06 ITC Ltd. 1.87% Fund Manager: Jayesh Sundar, Nitin Garg Housing Development Finance Corporation Ltd. 1.44% Tata Consultancy Services Ltd. 1.42% Fund v/s Benchmark Return (%) Larsen & Toubro Ltd. 1.32% 1 Month 6 Months 1 Year 2 Years * 3 Years * Inception * Kotak Mahindra Bank Ltd. 1.21% Portfolio return 2.70% 2.62% 3.24% 6.75% 8.85% 8.55% Axis Bank Ltd. 1.04% Benchmark** 2.86% 3.30% 4.85% 7.75% 8.87% 8.55% 10.17% Goverment Securities 33.10% 7.17% GOI 2028 7.13% Targeted Asset Allocation (%) 6.05% GOI 2019 6.38% Security Type Min Max 8.4% GOI 2024 5.27% Debt Securities 15.00% 90.00% 6.90% GOI 2019 3.78% Equity 0.00% 45.00% 6.84% GOI 2022 3.49% Money Market Instruments & Cash 0.00% 40.00% 9.15% GOI 2024 1.91% 7.16% GOI 2023 1.89% 8.3% GOI 2042 1.66% 8.33% GOI 2036 1.35% Asset Class Wise AUM 8.08% GOI 2022 0.24% Asset Class AUM (in Cr.) Corporate Bonds 23.28% Equity 9.44 Mahindra & Mahindra Ltd. 4.36% Debt 20.93 Food Corporation of India 2.74% Total 30.37 LIC Housing Finance Ltd. 2.62% Indiabulls Housing Finance Ltd. 2.60% Modified Duration # L&T Fincance Corporation Ltd 1.61% Security Type Duration Reliance Capital Ltd. 1.57% Fixed Income Investments 3.55 Housing Development Finance Corporation Ltd. 1.33% Adani Ports and Special Economic Zone Ltd. 1.01% Shriram Transport Finance Co. Ltd. 0.98% L&T Infra Debt Fund Ltd. 0.81% 3.65% Cash and Money Markets 12.51% Portfolio Total 100.00% 23.28 12.51 31.11 33.10% 27.05% 33.1 Equities Goverment Securities Corporate Bonds Cash and Money Markets Manf. of motor vehic,trailr & semitrailr Compt prgm, consult. & related activit. 5.88% 4.60% 2.28% 4.80% Manf. of coke & refined petrol. prod. Wholesale trd, except of motor vehicles and motorcycles 3.79% 2.74% 44.76% Manf. of tobacco prod. 1.87% 48.16% Civil engineering Warehousing & support activit. for transp. 1.40% 1.32% Mutual Funds 0.79% Sovereign AAA AA AA+ 17.46% **Benchmark return has been computed by applying benchmark weightages on CRISIL Composite Bond Fund Index and NIFTY 50 INDEX
Pension Growth Fund ULGF00410/03/2006GROUPGROWT122 Investment Objective: To provide high capital growth by investing higher element of assets Equities 48.99% in the equity market. Reliance Industries Ltd. 5.22% Kotak Mahindra Mutual Fund 3.90% The risk profile for this fund is High HDFC Bank Ltd. 3.76% NAV as on November 30,2018: 31.3677 Infosys Ltd. 3.27% Inception Date: 10-Mar-06 ITC Ltd. 3.23% Fund Manager: Jayesh Sundar, Nitin Garg ICICI Bank Ltd. 2.67% Housing Development Finance Corporation Ltd. 2.27% Fund v/s Benchmark Return (%) Tata Consultancy Services Ltd. 2.26% 1 Month 6 Months 1 Year 2 Years * 3 Years * Inception * Reliance Mutual Fund 2.21% Portfolio return 3.11% 2.07% 3.47% 9.34% 9.87% 10.04% Larsen & Toubro Ltd. 2.09% Benchmark** 3.43% 2.72% 5.38% 9.99% 9.62% 9.00% 18.11% Goverment Securities 19.35% 6.05% GOI 2019 4.43% Targeted Asset Allocation (%) 7.17% GOI 2028 3.87% Security Type Min Max 6.84% GOI 2022 2.21% Debt Securities 20.00% 60.00% 6.90% GOI 2019 2.10% Equity 20.00% 60.00% 8.79% Gujarat SDL 2022 1.92% Money Market Instruments & Cash 0.00% 60.00% 9.15% GOI 2024 1.29% 8.33% GOI 2036 1.26% 8.3% GOI 2042 1.18% 8.4% GOI 2024 0.94% Asset Class Wise AUM 8.08% GOI 2022 0.15% Asset Class AUM (in Cr.) Corporate Bonds 19.18% Equity 6.52 Mahindra & Mahindra Ltd. 4.14% Debt 6.79 Housing Development Finance Corporation Ltd. 2.28% Total 13.31 LIC Housing Finance Ltd. 2.24% L&T Infra Debt Fund Ltd. 1.85% Modified Duration # L&T Fincance Corporation Ltd 1.83% Security Type Duration Indiabulls Housing Finance Ltd. 1.48% Fixed Income Investments 3.31 Reliance Capital Ltd. 1.43% Adani Ports and Special Economic Zone Ltd. 0.77% Dewan Housing Finance Corporation Ltd. 0.77% Shriram Transport Finance Co. Ltd. 0.75% 1.64% Cash and Money Markets 12.48% Portfolio Total 100.00% 19.18 12.48 27.71% 19.35 48.99 Compt prgm, consult. & related activit. 7.47% 19.35% Equities Goverment Securities Corporate Bonds Cash and Money Markets Manf. of motor vehic,trailr & semitrailr 6.78% Mutual Funds 6.11% 2.86% 6.00% Manf. of coke & refined petrol. prod. 5.22% Manf. of tobacco prod. 3.23% 38.66% Civil engineering 2.22% 52.48% Warehousing & support activit. for transp. Manuf of pharmicals,mdicinl chmcal & btancl pro 1.26% 1.19% Sovereign AAA AA AA+ 19.46% **Benchmark return has been computed by applying benchmark weightages on CRISIL Composite Bond Fund Index and NIFTY 50 INDEX
Pension Cash Fund ULGF00531/03/2006GROUPCASHF122 Investment Objective: The investment objective is to provide progressive returns with very Corporate Bonds 5.23% low risk of market movement. Capital First Ltd 4.79% Dewan Housing Finance Corporation Ltd. 0.44% The risk profile for this fund is Low Cash and Money Markets 94.77% NAV as on November 30,2018: 25.0697 Portfolio Total 100.00% Inception Date: 31-Mar-06 Fund Manager: Nitin Garg Fund v/s Benchmark Return (%) 1 Month 6 Months 1 Year 2 Years * 3 Years * Inception * Portfolio return 0.46% 2.69% 5.14% 5.22% 5.88% 7.95% Benchmark** 0.64% 3.84% 7.45% 7.04% 7.23% 7.59% Targeted Asset Allocation (%) Security Type Min Max Debt Securities 0.00% 20.00% Money Market Instruments & Cash 80.00% 100.00% Asset Class Wise AUM Asset Class AUM (in Cr.) Equity 0.00 Debt 2.07 Total 2.07 Modified Duration # Security Type Duration Fixed Income Investments 0.27 5.23 94.77 90.07% Corporate Bonds Cash and Money Markets 4.81% 4.84% 5.23% 90.35% 4.70% AA+ AAA Sovereign **Benchmark return is CRISIL Liquid Fund Index Return
Pension Short Term Debt Fund ULGF00613/02/2009GROUPSDEBT122 Investment Objective: The investment objective of this fund is to provide security to Corporate Bonds 4.00% investments with progressive returns. Dewan Housing Finance Corporation Ltd. 4.00% Cash and Money Markets 96.00% The risk profile for this fund is Low Portfolio Total 100.00% NAV as on November 30,2018: 20.1811 Inception Date: 13-Feb-09 Fund Manager: Nitin Garg Fund v/s Benchmark Return (%) 1 Month 6 Months 1 Year 2 Years * 3 Years * Inception * Portfolio return 0.48% 2.85% 5.57% 5.43% 6.76% 7.43% Benchmark** 0.64% 3.84% 7.45% 7.04% 7.23% 7.48% Targeted Asset Allocation (%) Security Type Min Max Debt Securities 0.00% 50.00% Money Market Instruments & Cash 0.00% 100.00% Asset Class Wise AUM Asset Class AUM (in Cr.) Equity 0.00 Debt 0.25 Total 0.25 Modified Duration # Security Type Duration Fixed Income Investments 0.61 8.39% 4.00% 87.61% 87.61% Corporate Bonds Treasury Bills Cash and Money Markets 4.00% 11.69% 88.31% 8.39% AAA Sovereign **Benchmark for this fund is CRIISL Liquid Fund Index
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