List of Conditions (Valid from 07th Jan. 2013) LIST OF CONDITIONS FOR CORPORATE CUSTOMERS (BUSINESS OF BANKING DEPARTMENT AND THE EIGHTH DISTRICT BRANCH) 7 th Nov.2012 Account holding Account opening Account maintenance (HUF) 7,500 HUF / quarter Account maintenance (USD, EUR) 30 USD/EUR / quarter Account maintenance (CNY) 180 CNY / quarter Closing customer relationship(within 6 months) 10,000 HUF Closing an account within 1 month 1,000 HUF Certificate and other documents Balance Certificate 2,000 HUF / piece Certificate of registered capital 2,000 HUF / piece GIRO / VIBER certificates 500 HUF/item of transfer 5,000 HUF Other certificates 2,000 HUF / piece Statement copy 200 HUF / piece General bank information 2,500 HUF / piece Sending fax a) inland 300HUF/1.5USD/1EUR/10CNY/page b) abroad 1,500HUF/9USD/6EUR/60CNY/page Photo copies of documents 200 HUF / page SWIFT copy 1,500 HUF / item Transactions over the account accounts of the same or different customers kept in the same currency through NetBank accounts of or different customers kept in HUF or in CNY (paper-based) accounts of the same customer kept in the same currency (paper-based) accounts of different customers kept in the same foreign currency (USD/EUR) which is less than 2,000 USD/EUR with (paper-based) 1
accounts of different customers kept in the same foreign currency (USD/EUR) which is or more than 2,000 USD/EUR (paper-based) 15USD/EUR/item accounts kept in different currencies FX buying / FX selling rate (through NetBank or paper-based) All internal payments from HUF accounts to FX accounts (through FX selling rate NetBank or paper-based) All internal payments from FX accounts to HUF accounts (through FX buying rate NetBank or paper-based) Incoming remittance All incoming payments Outgoing remittance HUF GIRO outgoing payment (paper-based) 0.15 % 150 HUF - GIRO outgoing payment NetBank 0.15 % 100 HUF VIBER outgoing payment (paperbased) HUF 250,000 0.5% 10,000 HUF USD / EUR Our Bank s fee for outgoing USD / 20 USD/EUR EUR remittances (paper-based) 0.18% or 4,800 HUF Our Bank s surcharge for urgent outgoing USD / EUR remittances (paper-based) Our Bank s fee for outgoing USD remittances through NetBank (the correspondent bank s fee included) Our Bank s fee for outgoing EUR remittances through NetBank CNY Our Bank s fee for CNY outgoing remittances (paper-based) Our Bank s surcharge for urgent CNY outgoing remittance (paper-based) Correspondent Bank s Fees USD payments (paper-based) USD payments to banks other than BOC China mainland branches through NetBank 0.05% 25 USD/EUR Or 6,000 HUF 0.15% 30 USD 0.15% 20 EUR 0.15% 100 CNY 0.05% 50 CNY 15 USD / item 15 USD / item 2
EUR payment (through NetBank or paper-based) for amount under 101 EUR EUR payment to countries outside of European Economic Area or the beneficiary s bank is not a BOC branch or subsidiary (through NetBank or paper-based) for 101EUR or over EUR payment to countries in European Economic Area or to other BOC branches or subsidiaries (through NetBank or paper-based) for 101EUR or over CNY payments (paper-based) Until 31 st Dec. 2011 CNY payments (paper-based) After 31 st Dec. 2011 no fee 10 EUR/item no fee no fee - - 20 CNY/item Other related to remittance Intermediary bank s fees in USD / EUR (through NetBank or paperbased) USD/EUR outgoing remittance cancellation, modification or inquiry related to remittances (paper-based) CNY outgoing remittance cancellation, modification or inquiry related to remittances (paper-based) Cancellation, modification or inquiry of USD/EUR outgoing remittance remittance (through NetBank) at the counters of the Bank. Others Sending prompt collection Registration of incoming prompt collection Payment based on incoming prompt collection Amount requested by the intermediary bank 2,000 HUF / item(before the remittance was sent) 4,000 HUF / item (After the remittance was sent) plus related correspondent bank s fee 60 CNY / item(before the remittance was sent) 120 CNY / item (After the remittance was sent) plus related correspondent bank s fee 4,000 HUF / item 250 HUF /transaction 500 HUF /transaction 500 HUF / payment 3
Inadequate A/C balance when using the preferential FX rate (paperbased) Charging 3% of the missing balance Cash transactions Cash exchange FCY Buying rate / FCY Selling rate Cash deposit Cash deposit in HUF to HUF account Cash deposit in HUF coins (more than 100 pieces) 0.25% 500 HUF Cash deposit in HUF to FX account FX selling rate Cash deposit FCY to HUF account FCY buying rate Cash deposit in FCY to account kept in the same currency( USD/EUR) less than 2,000 USD/EUR within one day Cash deposit in FCY to account kept in 0.15% of the total amount the same currency( USD/EUR), if deposited within the whole the amount deposited is 2,000 day USD/EUR or over within one day Cash deposit in FCY to account kept in the same currency( USD/EUR), if the denomination of all or part of banknotes is or less than Surcharge 0.05USD/EUR /piece of such banknotes 20USD/EUR,and the total pieces of such banknotes is more than 500 Cash deposit in FCY to FX account kept in different currency FCY buying / FX selling rate Cash deposit in FCY coins 0.25% 2 USD/EUR FCY (CNY) deposit to CNY account (details as Notice below) 1% 5CNY Cash withdrawal HUF from HUF account 0.15% 150 HUF HUF withdrawal in coins in coins (more than 100 pieces - subject to 0.25% 500 HUF availability) HUF from FX account FX buying rate FCY (USD/EUR/CNY)from HUF account FCY selling rate FCY(USD/EUR) from FX account kept in same currency 0.25% 2 USD/EUR FCY (USD/EUR/CNY)from FX account kept in different currency FX buying / FCY selling rate 4
Cash withdrawal in FCY (USD/EUR) coins (more than 10 pieces - subject to availability) FCY(CNY) from CNY account (details as Notice below) Forint denomination interchange Interchange of Banknotes (exchange) Interchange of coins (exchange) Others Minimum current account opening balance Minimum balance for fixed deposits for one week (paper-based) Minimum balance for fixed deposits for periods longer than one week (paper-based) Register to NetBank Retake username of NetBank Reset password of NetBank Reporting the loss of the E-token Request a new E-token Surcharge on payment service subject to duty Remarks: FCY = cash in foreign currency 0.25% 2 USD/EUR 1% 5CNY 5% of the nominal value of the paid banknotes 10% of the nominal value of the paid coins 10% of the nominal value of the changed coins HUF USD / EUR CNY 50,000 200 2,500 200,000 10,000 N.A. 200,000 1,000 20,000 200 HUF / item 200 HUF / item 200 HUF / item 3,000 HUF / item Surcharge rate (financial transaction duty rate), please see notice bellow FX = fund in foreign currency on the account Notice: * Detailed regulations regarding the denomination interchange of forint banknotes and coins are included in the Bank s Notice of Forint Banknotes and Coins Denomination Exchange * The surcharge rate (financial transaction duty rate) on payment service subject to duty is, In case of, a) cash withdrawal, 0.3% surcharge or any other percentage stipulated by the relevant legal act valid on January 1, 2013. b) other transactions, 0.2% surcharge or any other percentage stipulated by the relevant legal act valid on January 1, 2013. The maximum surcharge is 6,000 HUF per transaction, if not stipulated otherwise by any legal act. *Please pay attention that deposit in CNY is not insured by OBA. * Interest rates: Depend on market conditions; the Bank announces them from time to time in separate Announcements. 5
* Interest payment for Forint and CNY current accounts is on March 31 st, June 30 th, Sep. 30 th and Dec. 31 st, for USD/EUR current accounts is on Dec. 31 st. * A current account should be opened in the same currency before placing a term deposit. * Time deposits will be automatically renewed unless further instruction is given by the client in writing before maturity date. No interest will be paid if the funds are withdrawn before the maturity of the time deposit. * Cash withdrawal - of 1 million Forint (including) or equivalent foreign currency, one day notice is required, - over 1 million Forint to 5 million Forint or equivalent foreign currency, two days notice is required, - over 5 million (including), three days notice is required.. * The Bank only supplies and accepts banknotes of 100yuan, 50yuan, 20yuan, 10yuan denominations from the two editions of the fifth series of CNY banknotes which were printed from 1999 and 2005 respectively. The Bank does not accept old or damaged CNY banknotes. * The Bank reserves the right to deny the acceptance of foreign currency coins. * By handing over the payment instruction to the Bank, the customer accepts the fees and commissions to be charged by the Bank according to the Bank s List of Conditions. * There is no inquiry or modification service for the outgoing EUR remittances 101 EUR or under. *With NetBank service the customers - may check, download or print present-day or historical balance and transaction records of their accounts, - transfer funds between his/her own accounts as well as make transfers to other customers in the same or in different currencies within the Bank, - initiate HUF remittance from HUF account to other banks, EUR or USD remittance from their accounts in the same or in different currencies. 6