Finance made easy Fast, friendly finance
services for you and your business. Welcome to BAGMA bank, the only trade association owned bank in the UK. BAGMA bank is a trading style of BIRA BANK LIMITED is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services register No. 204478) Registered of ce 22 Bristol Road Edgbaston Bir ingha B 7 B. Registered in England. Co any No. 0 07
Brian Sangster A bank for dealerships and service centres. For BAGMA members.
Welcome to BAGMA bank specialist bank lending or saving for you or your business personal level of service simple, straightforward range personal and friendly Personal reliable service 0121 227 6656 Lines open: Mon - Fri.00a -.00 info@bagmabank.com www.bagmabank.com BAGMA bank is a trading style of BIRA BANK LIMITED. BIRA BANK LIMITED is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services register No. 204478) Registered of ce 22 Bristol Road Edgbaston Bir ingha B 7 B. Registered in England. Co any No. 00 07 May 7
Put the wheels in motion with a BAGMA bank Vehicle Loan For BAGMA members.
BAGMA bank vehicle loans. Cars Vans Lorries members private and commercial vehicles Flexible you and to your staff members 0121 227 6656 Lines open: Mon - Fri.00a -.00 info@bagmabank.com www.bagmabank.com BAGMA bank is a trading style of BIRA BANK LIMITED. BIRA BANK LIMITED is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services register No. 204478) Registered of ce 22 Bristol Road Edgbaston Bir ingha B 7 B. Registered in England. Co any No. 00 07 May 7
Invest in your business with a BAGMA bank equipment loan For BAGMA members.
Equipment loans for you and your business. Possible uses here are a few of the many ways we help like minded members invest: Computers Phones and tablets Solar panel installations Tools A quick Flexible repayment periods from 12-60 months Easy to manage monthly repayments by standing order Hassle free easy to arrange Monthly repayments by standing order Fixed 0121 227 6656 Lines open: Mon - Fri.00a -.00 info@bagmabank.com www.bagmabank.com BAGMA bank is a trading style of BIRA BANK LIMITED. BIRA BANK LIMITED is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services register No. 204478) Registered of ce 22 Bristol Road Edgbaston Bir ingha B 7 B. Registered in England. Co any No. 00 07 May 7
Make your dreams a reality with a BAGMA bank Personal Loan For BAGMA members.
BAGMA bank personal loans for you and your business. Possible uses It may be time to go on that holiday you have been dreaming of, or improve your home, whatever your needs one of our personal loans could help. Other BAGMA members have used their personal loan for: Holidays Weddings Home improvements Helping a family member Memorable celebrations Classic vehicles Wherever we don t products to help. Flexible repayment terms from 12-60 months You decide how much to borrow A quick decision Hassle free application which is easy to arrange Monthly repayments by standing order Ability to top your loan up as you need Fixed competitive rates Start using BAGMA bank: If you would like to take advantage of this service, or obtain a no obligation quote, simply speak to our BAGMA bank team for further information. 0121 227 6656 Lines open: Mon - Fri.00a -.00 info@bagmabank.com www.bagmabank.com BAGMA bank is a trading style of BIRA BANK LIMITED. BIRA BANK LIMITED is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services register No. 204478) Registered of ce 22 Bristol Road Edgbaston Bir ingha B 7 B. Registered in England. Co any No. 00 07 May 7
Ease your day to day operations with a BAGMA bank Working Capital Loan For BAGMA members.
BAGMA bank working capital loans for you and your business. Possible uses Stock Business expansion Loan criteria checklist Day to day cash Other business requirements A copy of your company s latest accounts, in full (not an abbreviated version) and not more than 12 months from the year-end concerned. This should Positive net current assets. be at least 3 times the loan applied for in the case of loans up to 15,000 or 5 times for loans of 15,000 and over. You decide how much to borrow A quick decision Flexible repayment periods from 12-60 months Hassle free application which is easy Ability to top your loan up as you need Fixed competitive rates a quote, simply speak to our bira bank team for further information. 0121 227 6656 Lines open: Mon - Fri 9.00am - 5.00pm info@bagmabank.com www.bagmabank.com BAGMA bank is a trading style of BIRA BANK LIMITED. BIRA BANK LIMITED is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services register No. 204478) Registered of ce 225 Bristol Road Edgbaston Birmingham B5 7 B. Registered in England. Company No. 0055507 May 7
Whatever your saving goal, start with a BAGMA bank Deposit Account For BAGMA members.
BAGMA bank deposit accounts for you and your business. Account types Instant access 1 Months notice 3 Months notice Possible uses Here are a few examples of the types of saving needs we can help with amongst many others: Rainy day savings Surplus cash from your business Saving for holidays Paying VAT bills Paying Tax bills Car repairs Roof repair 185 Days notice Unexpected bills Savings for a car, wedding or family s future. Speak to the same person every time you call 1,000 deposit to open an account ( 25,000 for 185 days notice and 1 month, 3 month, 185 Days notice and 1 and 2 year available Competitive rates Safe and secure with Financial Services Compensation Scheme protection. Visit the savings pages at birabank.co.uk for full details. Start using this service If you would like to take advantage of this service, or see what rates are available, simply speak to our BAGMA bank team for further information. 0121 227 6656 Lines open: Mon - Fri 9.00am - 5.00pm info@bagmabank.com www.bagmabank.com BAGMA bank is a trading style of BIRA BANK LIMITED. BIRA BANK LIMITED is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services register No. 204478) Registered of ce 225 Bristol Road Edgbaston Birmingham B5 7 B. Registered in England. Company No. 0055507 May 7
Save for a rainy day, with a BAGMA bank ISA For BAGMA members.
Cash ISA account for you and your business. Possible uses Here are a few examples of the types of saving needs we can help with amongst many others: 100 Transfers in Easy access Safe and secure 0121 227 6656 Lines open: Mon - Fri 9.00am - 5.00pm info@bagmabank.com www.bagmabank.com BAGMA bank is a trading style of BIRA BANK LIMITED. BIRA BANK LIMITED is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services register No. 204478) Registered of ce 225 Bristol Road Edgbaston Birmingham B5 7 B. Registered in England. Company No. 0055507 May 7
Save money on your international payments with BAGMA bank foreign exchange For BAGMA members.
BAGMA bank foreign exchange 0121 227 6656 Lines open: Mon - Fri 9.00am - 5.00pm info@bagmabank.com www.bagmabank.com BAGMA bank is a trading style of BIRA BANK LIMITED. BIRA BANK LIMITED is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services register No. 204478) Registered of ce 225 Bristol Road Edgbaston Birmingham B5 7 B. Registered in England. Company No. 0055507 May 7
Whatever your needs, talk to BAGMA bank mortgages For BAGMA members.
BAGMA bank mortgages for you and your business. Mortgage types Commercial mortgages Residential mortgages Buy-To-Let mortgages Finding the right mortgage broker for you The Mortgage Broker St Neots Ltd is an award winning nationwide mortgage broker who will provide you with a superb free advice and no obligation service. Their highly experienced mortgage brokers, located throughout the UK, are able to offer expert, comprehensive advice, either face to face or over the telephone, Financial Conduct Authority. As well as mortgage advice, all of the mortgage broker specialists are able to offer you information about the most suitable mortgage solutions selected from hundreds of competitive lender schemes. Why choose The Mortgage Broker They re experts in mortgages for the self employed At The Mortgage Broker they understand the self employed market better than most, whether you run lender for you. Start using this service: If you would like to take advantage of this service, or obtain a no obligation quote, simply speak to our BAGMA bank team for further information. 0121 227 6656 Lines open: Mon - Fri 9.00am - 5.00pm info@bagmabank.com www.bagmabank.com BAGMA bank is a trading style of BIRA BANK LIMITED. BIRA BANK LIMITED is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services register No. 204478) Registered of ce 225 Bristol Road Edgbaston Birmingham B5 7 B. Registered in England. Company No. 0055507 May 7
Whether a little or a lot, start saving with a BAGMA bank regular savings account For BAGMA members.
BAGMA bank regular savings accounts for you and your business. Product information Instant Access 2% variable rate Can be opened in business, sole name or held jointly Up to 2 withdrawals per annum Interest paid half yearly Possible uses Here are a few examples of the types of saving needs we can help with amongst many others: Rainy day savings Surplus cash from your business Saving for holidays Paying VAT bills Paying Tax bills Car repairs Maintenance Unexpected bills Savings for a car, wedding or family s future. Key benefits to you: Simple account opening process Available to BAGMA members (and their families), their employees, associates, affiliated customers and BAGMA staff 25 deposit to open an account per individual or company Pay money in by standing order (minimum) 25-500 (maximum) Safe and secure with Financial Services Compensation Scheme protection Competitive rate Start using this service If you would like to take advantage of this service, or see what rates are available, simply speak to our BAGMA bank team for further information. 0121 227 6656 Lines open: Mon - Fri 9.00am - 5.00pm info@bagmabank.co.uk www.bagmabank.co.uk BAGMA bank is a trading style of BIRA BANK LIMITED. BIRA BANK LIMITED is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services register No. 204478) Registered office: 225 Bristol Road, Edgbaston, Birmingham B5 7UB. Registered in England. Company No. 00555071 July 17
Contact David or Frank 0121 227 6656 BAGMA bank is a trading style of BIRA BANK LIMITED is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services register No. 204478) Registered of ce 225 Bristol Road Edgbaston Birmingham B5 7 B. Registered in England. Company No. 055507