Approved by Management committee of Danske Bank A/S Latvia branch (Meeting No 3/06 from 7 August 06) Effective from 4 of October 06 DANSKE BANK A/S LATVIA BRANCH PRICELIST FOR LEGAL CUSTOMERS. Current account..... Current account opening and maintenance..... Interest for account balance.... Remote banking... 3.. ebank s (internetbank) registration and maintenance... 3.. Fax payment system registration and maintenance... 3.3. Other remote banking services... 3 3. Transfers... 4 3.. Transfers in EUR... 4 3.. Transfers in USD... 4 3.3. Transfers in other foreign currencies... 5 3.4. Standing order (types: fixed amount, sum above a limit, by indicating the maximum available balance in account or percentage from the balance in account)... 5 3.5. Other services related to transfers... 6 4. Cash operations... 7 4.. Cash operations... 7 5. Loans... 7 5.. Investment loan, Overdraft... 7 6. Trade Finance... 8 6.. Documentary credits issued by Danske Bank A/S Latvia branch... 8 6.. Documentary credits advised through Danske Bank A/S Latvia branch... 8 6.3. Guarantees... 8 6.4. Documentary collection... 8 6.5. Collateral registration according to Trade Finance agreements... 9 7. Deposits... 9 7.. Savings account... 9 7.. Term deposit... 0 8. Payment cards... 0 8.. Maestro debit card... 0 8.. Business MasterCard credit card... 8.3. Other conditions and services related to credit cards... 9. Other services... 9.. Information regarding customer account... 9.. Operations with cheques... 9.3. Escrow account... 0. Product packages... 3 0.. Product package EFFECTIVE... 3 0.. Product package EFFECTIVE PLUS... 3. Investment services and ancillary services... 3.. Opening and maintenance of accounts for financial instruments and Money accounts... 3.. Financial instruments safe-keeping... 3.3. Brokerage transactions... 3.4. Purchase of Danske Invest unit trust funds 3... 4.5. Sale of Danske Invest unit trust funds... 4.6. Switch of Danske Invest unit trust funds... 4.7. Deal confirmations... 4.8. Deal confirmations at the bank by customer's request... 4.9. Financial instruments account statement for the previous calendar year 5... 4
. Current account DANSKE BANK A/S LATVIA BRANCH PRICELIST - FOR LEGAL CUSTOMERS.. Current account opening and maintenance... Current account opening... for residents EUR 00,00... for non-residents EUR 00,00...3. initial inspection of documents submitted by non-residents EUR 00,00... Remote current account opening for the customer of another Danske Bank Group s bank..3. Current account maintenance..3.. for residents EUR 3,00 monthly (irrespective of quantity of accounts)..3.. for non- residents EUR 5,00 monthly (irrespective of quantity of accounts)..4. Change of signature sample card EUR 0,00..5. Closing of all current accounts opened within Danske Bank A/S Latvia branch by customer request EUR 0,00.. Interest for account balance Annual interest rate... EUR 0%... USD 0,0%.3. Keeping of funds on account of currencies with a negative interest rate.3.. EUR currency (if the current account balance exceeds 000 000 EUR).3.. SEK currency (if the current account balance exceeds 4 500 000 SEK).3.3. DKK currency (if the current account balance exceeds 3 750 000 DKK).3.4. CHF currency (if the current account balance exceeds 50 000 CHF).3.5. JPY currency (if the current account balance exceeds 60 000 000 JPY), % (Annual interest rate) 0,40% 3 0,50% 4 0,65% 5 0,75% 6 0,0% 7 Commission fee is withheld for opening of the first account. When opening an interim account, customer pays commission fee for current account opening. Bank changes interim account to current account without commission fee; commission fee for product s package registration is not withheld if interim account is changed to current account within months after interim account is opened. As a reference interest rate to calculation of the fee, Bank uses the absolute value of the negative interest rate applied to bank deposits by the respective Central bank. Source is indicated near each respective currency commission fee. In case of changes in reference fees, bank immediately, without prior notice, changes commission fee accordingly. If the respective Central bank ceases to apply a negative rate on funds storage, the Bank ceases to apply this fee. Commission fee is calculated for each calendar (assuming, that there are 360 s per year), but not earlier than 7 s after written notification is sent to customer about fee application. The fee is withheld on the last of each month. 3 European central bank Deposit facility rate, see https://www.ecb.europa.eu/stats/monetary/rates/html/index.en.html. 4 Swedish central bank Sweden repo rate, see http://www.riksbank.se/en/interest-and-exchange-rates/. 5 Danish national bank Certificates of deposit rate, see http://www.nationalbanken.dk/en/marketinfo/official_interestrates/pages/default.aspx. 6 Swiss national bank Interest rate on sight deposits, see http://www.snb.ch/en/mmr/reference/pre_0505/source/pre_0505.en.pdf. 7 Bank of Japan Policy rate balance interest rate, see https://www.boj.or.jp/en/. p. from 4
. Remote banking DANSKE BANK A/S LATVIA BRANCH PRICELIST - FOR LEGAL CUSTOMERS.. ebank s (internetbank) registration and maintenance... Registration EUR 0,00... Changes in ebank EUR 5,00..3. Code calculator (Digipass)..3.. issuance EUR,00..3.. unblocking EUR 7,00.. Fax payment system registration and maintenance... Execution of payment order (per each order) EUR 0,00... Execution of non-cash currency exchange order (per each order) EUR 0,00.3. Other remote banking services.3.. Delivery of customer's account statement in MT940 format.3... Agreement registration fee EUR 50,00.3... Monthly fee.3... for Danske Bank Group bank's customer.3... for other bank's customer EUR 50,00.3.. Delivery of account interim statement in MT94 format.3... Agreement registration fee EUR 50,00.3... Monthly fee.3... for Danske Bank Group bank's customer.3... for other bank's customer EUR 50,00.3.3. Execution of MT0 order.3.3.. Agreement registration fee EUR 50,00.3.3.. Monthly fee.3.3... for Danske Bank Group bank's customer.3.3... for other bank's customer EUR 50,00 in accordance with standard or express transfer fee.3.3.3. Transfer fee in ebank (see Chapter 3) Changes in ebank agreement include change of transaction limit, change of users, unblocking of users, new user connection to ebank and assigning new password. Regardless of number of the accounts for customer. p. 3 from 4
3. Transfers DANSKE BANK A/S LATVIA BRANCH PRICELIST - FOR LEGAL CUSTOMERS 3.. Transfers in EUR Time Cash funds s are are transferred paid by 3 ebank Customer service centre 3... To own account at Danske Bank A/S Latvia - immediately EUR 0,7 branch 3... To another account at Danske Bank A/S - immediately EUR 0,7 Latvia branch 3..3. To other bank in Latvia standard 6:00 (SEPA payment) Shared EUR 0,6 EUR,4 express 6:00, within one hour 3..4. Group transfer within Danske Bank Group 4 express 6:00 3..5. Transfer within Danske Bank Group 5 express 6:00 3..6. To other bank in EU/EEA country standard 7:00 (SEPA payment) express 5:00 3..7. To other bank abroad standard 7:00 urgent 7:00 express 5:00 3.. Transfers in USD Time 3... To own account at Danske Bank A/S Latvia branch 3... To another account at Danske Bank A/S Latvia branch 3..3. To other bank in Latvia standard 7:00 urgent 7:00 express 5:00 next two s Cash funds are transferred Shared EUR 7, EUR 4,3 Shared Shared EUR 0,6 EUR,4 Shared EUR 0,6 EUR,4 Shared EUR 8,50 EUR 4,9 Shared EUR 8,54 EUR,38 Payer EUR 8,50 EUR,34 Shared EUR 9,96 EUR,8 Payer EUR,34 EUR 4,9 Shared EUR 8,50 EUR 4,9 Payer EUR 35,57 EUR 4,6 s are paid by 3 ebank Customer service centre - immediately EUR 0,7 - immediately EUR 0,7 next two s 3..4. Group transfer within Danske Bank Group 4 express 6:00 3..5. To other bank abroad standard 7:00 urgent 7:00 express 5:00 next two s Shared EUR 7, EUR,38 Payer EUR 7, EUR,38 Shared EUR,38 EUR 5,65 Payer EUR,38 EUR 5,65 Shared EUR,34 EUR 5,6 Payer EUR,34 EUR 5,6 Shared Shared EUR 9,96 EUR,8 Payer EUR 8,50 EUR,34 Shared EUR,38 EUR 4,3 Payer EUR,77 EUR 5,6 Shared EUR 7,07 EUR 5,6 Payer EUR 35,57 EUR 4,6 p. 4 from 4
3.3. Transfers in other foreign currencies 3.3.. To own account at Danske Bank A/S Latvia branch 3.3.. To another account at Danske Bank A/S Latvia branch 3.3.3. Group transfer within Danske Bank Group 4 express 6:00 DANSKE BANK A/S LATVIA BRANCH PRICELIST - FOR LEGAL CUSTOMERS Cash funds Time s are are transferred paid by 3 ebank Customer service centre - immediately EUR 0,7 - immediately EUR 0,7 3.3.4. Transfer within Danske Bank Group 5 express CHF, CZK, DKK, GBP, HUF, NOK, PLN, RON SEK currencies 6:00 Shared Shared EUR 9,96 EUR,8 3.3.5. To other bank in Latvia and EU/EEA countries in the currencies of EU/EEA countries standard CHF, CZK, DKK, GBP, next two 7:00 HUF, NOK, PLN, RON, s Shared EUR 9,96 EUR,8 SEK currencies urgent CHF, CZK, DKK, GBP, HUF, NOK, PLN, RON, SEK currencies express DKK, GBP, NOK, SEK currencies 3:00 3:00 3.3.6. To other bank abroad in the currencies of EU/EEA countries standard CHF, CZK, DKK, GBP, HUF, NOK, PLN, RON, SEK currencies urgent CHF, CZK, DKK, GBP, HUF, NOK, PLN, RON, SEK currencies express DKK, GBP, NOK, SEK currencies 7:00 3:00 3:00 next two s 3.3.7. To other bank in Latvia and abroad in the currencies of other countries standard AUD, CAD, HKD, JPY, next two 7:00 NZD, RUB, SGD, TRY, s ZAR currencies standard BYN currency urgent AUD, CAD, HKD, JPY, NZD, RUB, SGD, TRY, ZAR currencies urgent BYN currency 5:00 3:00 3:00 next two s Shared EUR,38 EUR 4,3 Shared EUR 7,07 EUR 5,6 Shared EUR 9,96 EUR,8 Payer EUR 8,50 EUR,34 Shared EUR,38 EUR 4,3 Payer EUR,77 EUR 5,6 Shared EUR 7,07 EUR 5,6 Payer EUR 35,57 EUR 44, Shared EUR 9,96 EUR,8 Payer EUR 8,50 EUR,34 Shared EUR,77 EUR 8,46 Payer EUR 5,6 EUR 3,30 Shared EUR,38 EUR 4,3 Payer EUR,77 EUR 5,6 Shared EUR 4,9 EUR 9,88 Payer EUR 35,57 EUR 44, 3.4. Standing order (types: fixed amount, sum above a limit, by indicating the maximum available balance in account or percentage from the balance in account) 3.4.. Registration transfer fee in accordance with transfer fee in 3.4.. Standing order execution ebank (see Chapter 3) p. 5 from 4
DANSKE BANK A/S LATVIA BRANCH PRICELIST - FOR LEGAL CUSTOMERS 3.5. Other services related to transfers 3.5.. for crediting/processing of incoming payments 3.5.. Investigation of payment 6 3.5... investigation or modification of a payment to the beneficiary's account within Danske Bank A/S Latvia branch or another commercial bank in Latvia 3.5... up to 6 months EUR 7, 3.5... older than 6 months EUR 4,3 3.5... investigation or modification of a payment EUR 4,3 + actual costs within the Danske Bank Group 3.5..3. investigation or modification of a payment to the beneficiary's account outside Latvia 3.5..3.. up to 6 months old EUR 8,46 + actual costs 3.5..3.. older than 6 months EUR 7,4 + actual costs 3.5.3. Cancellation of payment 6 3.5.3.. to the beneficiary's account within Danske Bank A/S Latvia branch or another commercial bank in Latvia p. 6 from 4 EUR 4,3 3.5.3.. within the Danske Bank Group EUR 8,46 + actual costs 3.5.3.3. outside Latvia 3.5.3.3.. up to 6 months old EUR 49,80 + actual costs 3.5.3.3.. older than 6 months EUR 7,4 + actual costs 3.5.4. Bank's written reply on investigation EUR 7, 3.5.5. A copy of SWIFT message on incoming and outgoing payments 3.5.5.. SWIFT copy up to 6 months old EUR 4,7 3.5.5.. SWIFT copy older than 6 months EUR 7, 3.5.6. Non-cash currency exchange operation 7 3.5.6.. at Customer service centre 3.5.6.. in ebank 3.5.6... amount up to EUR,4 (or equivalent in other currency) 3.5.6... amount above EUR,4 (or equivalent in other currency) 3.5.7. The payment order to transfer money from card account to current account EUR 0,07 EUR 4,7 Time payment submission time. On pre-holi s, the latest submission time of payment is shortened by hour. If the time is not indicated, the payment may be submitted while Customer service centre (branch office) is open for accepting customers or using internet or S.W.I.F.T. services. Funds are transferred to the correspondent bank or beneficiary bank, if the payment order is submitted until the time specified in Pricelist. 3 Commissions of correspondent banks are covered by: Shared the price includes only the commissions of Danske Bank A/S Latvia branch, all the rest interbank and beneficiary bank commissions connected with the performance of payment, shall be covered by the beneficiary. Danske Bank A/S Latvia branch shall send a payment to the correspondent bank or the beneficiary bank with an indication: "SHA" in the respective SWIFT report field "Details of charges". Interbank s or beneficiary banks are entitled to deduct commissions from the amount of transfer before or after transfer of money into the beneficiary s account. Transfers within European Economic Area countries (member states of European Union, Norway, Liechtenstein, Iceland) in currencies of its member states are executed with charge code SHA. The full amount of the payment will be transferred to the beneficiary bank. If the customer indicates the charge code OUR in the payment order, the charge code OUR will be replaced with SHA. Payer the payment price indicates to the fact that all commissions arising during the payment transfer process (interbank and beneficiary bank) will be covered by the payer. Danske Bank A/S Latvia branch shall send a payment to the correspondent bank or the beneficiary bank with an indication "OUR" in the respective SWIFT report field "Details of charges" by requesting the beneficiary bank to disburse full amount of payment to the beneficiary. The liability of Danske Bank A/S Latvia branch is limited by this provision. Danske Bank A/S Latvia branch is not liable for the fact that the interbank or the beneficiary bank has not performed the instructions of Danske Bank A/S Latvia branch or if the credit transfer has not been received in full amount due to other reasons, which are beyond the will of Danske Bank A/S Latvia branch. The commissions required by the beneficiary bank or other fees connected with this transfer can be deducted by Danske Bank A/S Latvia branch from the customer s account in no-accept procedure. 4 Group payment is a transfer between accounts, where the account owner is one company or belonging to a group of companies. Transfers within a group of companies are transfers between a parent company and a subsidiary
DANSKE BANK A/S LATVIA BRANCH PRICELIST - FOR LEGAL CUSTOMERS where the parent owns at least 5% of the subsidiary or between two subsidiaries where parent company owns at least 5% of each subsidiary. Group payment within Danske Bank Group apply to: Danske Bank in Denmark (DABADKKK); Danske Bank in Finland (DABAFIHH); Danske Bank in Helsinki (DABAFIHX); Danske Bank in Lithuania (SMPOLT); Danske Bank in Estonia (FOREEEX); Danske Bank in Sweden (DABASESX); Danske Bank in Norway (DABANO); Danske Bank in Poland (DABAPLPW); Danske Bank in Germany (DABADEHH); Danske Bank in Luxembourg (DABALULL); Danske Bank in Great Britain (DABAGBL); Danske Bank in Northern Ireland (DABAGBB); Danske Bank in Ireland (DABAIED), Danske Bank in Luxembourg (DABALULL); Danske bank Russia (DABARUP) by indicating in the payment order the SWIFT code of the bank and the beneficiary's IBAN account number. Cash funds are transferred to the beneficiary's account on, if beneficiary's account currency is as currency of payment. Payment order forms in Customer service centre must be submitted till 5:00. 5 Transfer to Danske Bank Group banks: Danske Bank in Denmark (DABADKKK); Danske Bank in Finland (DABAFIHH); Danske Bank in Helsinki (DABAFIHX); Danske Bank in Lithuania (SMPOLT); Danske Bank in Estonia (FOREEEX); Danske Bank in Sweden (DABASESX); Danske Bank in Norway (DABANO); Danske Bank in Poland (DABAPLPW); Danske Bank in Germany (DABADEHH); Danske Bank in Luxembourg (DABALULL); Danske Bank in Great Britain (DABAGBL); Danske Bank in Northern Ireland (DABAGBB); Danske Bank in Ireland (DABAIED), by indicating in the payment order the SWIFT code of the bank and the beneficiary's IBAN account number. Cash funds are transferred to the beneficiary's account on, if beneficiary's account currency is as currency of payment. Payment order forms in Customer service centre must be submitted till 5:00. 6 Danske Bank A/S Latvia branch makes correction, recall or searching of a transfer only after receipt of a respective written application and payment of service fee. The fee for the service does not guarantee return of money to the customer s account. Return of a made payment is possible only with the consent of the beneficiary. If it is found out that Danske Bank A/S Latvia branch has made an error, the deducted fee is returned to the customer 7 At Customer service centre and in ebank currency exchange deals are executed on bank s s during working hours. Deals with amount exceeding EUR 400,00 will be accepted for execution till 5.00 p.m. 4. Cash operations 4.. Cash operations 4... Cash deposit to account 4... to own account in EUR currency - up to EUR 7 000 per - above EUR 7 000 per EUR 0,7 + 0,05% of the amount above EUR 7 000 4... to another customer account in EUR currency - up to EUR 7 000 per EUR 5,00 - above EUR 7 000 per EUR 5,00 + 0,5% of the amount above EUR 7 000 4... Cash withdrawals from account 4... EUR - up to EUR 0,00 (per ) - from EUR 0,0 till EUR 7 000 (per ) 0,% of the amount (min. EUR,4) - above EUR 7 000 (per ) with prior notification 0,% of the amount - amount above EUR 7 000 (per ) without prior notification 3 0,5% of the amount 4..3. Other services related to cash operations 4..3.. If the requested cash withdrawal does not follow 50% of the fee for cash pay-out 4..3.. Cheque book issuance (5 cheques) EUR 4,7 4..3.3. EUR coins processing (for depositing in an account) - up to 50 pcs. from one client a - over 50 pcs. from one client a EUR 0,0 per each pcs. In case when cash deposit to a customer account is made by the customer s authorized person or joint liability borrower, guarantor for repayment of customer loan, commission fee will be applied as cash deposit to an own account. For amounts above 7000 EUR has to be ordered before until.00 p.m. 3 If the amount of money is available at Customer service centre. 5. Loans 5.. Investment loan, Overdraft 5... for loan application processing agreed individually, min. EUR 50,00 5... for disbursement of loan agreed individually, min. EUR 50,00 5..3. for amendments in loan and collateral agreement agreed individually, min. EUR 50,00 5..4. Commitment fee (% of undrawn amount) agreed individually p. 7 from 4
DANSKE BANK A/S LATVIA BRANCH PRICELIST - FOR LEGAL CUSTOMERS 5.. Investment loan, Overdraft 5..5. for processing customer's applications that are not related to amendments in loan agreement (for agreed individually, min. EUR 35,00 preparation of permission, reference etc. documents) 5..6. for preparation, processing or approval of loan refinancing documents agreed individually, min. EUR 500,00 5..7. for looking into Land Register or Commercial Register on customer`s behalf EUR 5,00 5..8. Registration, modification or cancellation of collateral by customers request agreed individually, min. EUR 60,00 5..9. Informative loan repayment schedule in case of change loan base interest rate EUR 3,00 5..0. Informative loan repayment schedule in case of change loan base interest rate, at the bank by EUR,00 customer`s request 6. Trade Finance 6.. Documentary credits issued by Danske Bank A/S Latvia branch 6... Charges for issuing a documentary credit: 6... issuance commission 0,% from amount, min. EUR 40,00 6... documentary credit usuance commission agreed individually 6... Amendment commission EUR 85,00 6..3. Documentary commission 0,% from amount, min. EUR 85,00 6..4. Deferred payment commission EUR 05,00 6..5. Cancellation commission EUR 85,00 6.. Documentary credits advised through Danske Bank A/S Latvia branch 6... Advising commission EUR 85,00 6... Confirmation commission agreed individually, min. EUR 70,00 6..3. Amendment commission EUR 70,00 6..4. Documentary commission 0,% from amount, min. EUR 85,00 6..5. Deferred payment commission with our obligation agreed individually plus EUR 85,00 6..6. Deferred payment commission without our obligation EUR 05,00 6..7. Cancellation commission EUR 70,00 6..8. Transfer of a documentary credit 0,3% from amount, min. EUR 40,00 6.3. Guarantees 6.3.. Charges for issuing a guarantee 6.3... establishment fee EUR 40,00 6.3... guarantee usuance commission agreed individually 6.3.. Amendment commission EUR 85,00 6.3.3. Cancellation commission EUR 85,00 6.3.4. Commission on handling claims under a guarantee EUR 355,00 6.3.5. Commission for a guarantee issued against a counter guarantee agreed individually plus EUR 40,00 6.3.6. Advising a guarantee issued by another bank or authentication of the guarantee issued by another bank EUR 85,00 6.4. Documentary collection 3 6.4.. Collection commission 0,% from amount, min. EUR 40,00, max. EUR 45,00 6.4.. Acceptance fee EUR 40,00 6.4.3. Amendments EUR 5,00 6.4.4. Delivery of documents free of payment/return of unpaid documents EUR 55,00 6.4.5. Charges for passing on the goods consigned to Danske Bank A/S Latvia branch to buyers EUR 70,00 6.4.6. Protest EUR 85,00 plus a protest fee set by public notary p. 8 from 4
DANSKE BANK A/S LATVIA BRANCH PRICELIST - FOR LEGAL CUSTOMERS 6.5. Collateral registration according to Trade Finance agreements 6.5.. Registration, modification or cancellation of collateral by customer request agreed individually, min. EUR 55,00 Danske Bank A/S Latvia branch handle documentary credits in accordance with "Uniform Customs and Practice for Documentary Credits" issued by the International Chamber of Commerce and applicable at anytime. Prices include usual postage, SWIFT and transfer charges. Courier service and correspondent bank's fees and charges, if any, are paid by the customer. The Bank has the rights to determine a reasonable fee for the services not included in the price list, but necessary for the fulfillment of the customer's instructions. The documentary credit and guarantee usuance commission is calculated from the date of issuance of the documentary credit or guarantee (including) until the last date of the bank's commitment under the documentary credit or guarantee. The usuance commission shall be paid by the customer on the last of the calendar month. For the last month it shall be paid on the last date of the bank's commitment under the documentary credit or guarantee. Confirmation commission is calculated from the date of adding the confirmation (including) until the last date of the bank's commitment under the documentary credit. Prices include usual postage, SWIFT and transfer charges. Courier service and correspondent bank's fees and charges, if any, are paid by the customer. The Bank has the rights to determine a reasonable fee for the services not included in the price list, but necessary for the fulfillment of the customer s instructions. The documentary credit and guarantee usuance commission is calculated from the date of issuance of the documentary credit or guarantee (including) until the last date of the bank's commitment under the documentary credit or guarantee. The usuance commission shall be paid by the customer on the last of the calendar month. For the last month it shall be paid on the last date of the bank's commitment under the documentary credit or guarantee. 3 Danske Bank A/S Latvia branch handle documentary collections in accordance with the "Uniform Rules for Collections" issued by the International Chamber of Commerce and applicable at any time. Prices include usual postage, SWIFT and transfer charges. Courier service and correspondent bank's fee and charges, if any, are paid by the customer. 7. Deposits 7.. Savings account 7...Interest rates 7... for transferring amount or part of amount from savings account to current account 7..3. for transferring amount or part of amount from current account to savings account 7..4. Keeping of funds on savings account of currencies with a negative interest rate 7..4.. EUR currency (if the savings account and current account total balance exceeds 000 000 EUR) 7..4.. SEK currency (if the savings account and current account total balance exceeds 4 500 000 SEK) 7..4.3. DKK currency (if the savings account and current account total balance exceeds 3 750 000 DKK) 7..4.4. CHF currency (if the savings account and current account total balance exceeds 50 000 CHF) 7..4.5. JPY currency (if the savings account and current account total balance exceeds 60 000 000 JPY) ebank Customer service centre View Deposit rates of Danske Bank A/S Latvia branch (performed transfer is done 0,% of the amount automatically after 7 calendar s), % (Annual interest rate) 0,40% 3 0,50% 4 0,65% 5 0,75% 6 0,0% 7 p. 9 from 4
DANSKE BANK A/S LATVIA BRANCH PRICELIST - FOR LEGAL CUSTOMERS 7.. Term deposit 7... Interest rates View Deposit rates of Danske Bank A/S Latvia branch 7... Minimal amount for term deposit 500,00 EUR or equivalent in USD currency according to Central Bank of Europe exchange rate in that 7..3. Interest rates for amounts starting at 75 000,00 EUR or equivalent in USD currency according to Central Bank of Europe exchange rate in that 7..4. Commission for premature breach of the deposit agreement with an interest disbursement once a month or in the end of term 7..5. Commission for premature breach of the deposit agreement with an interest disbursement in the beginning of term agreed individually Bank s expenses, which arise from the difference between interest rate on which Bank in the respective moment can borrow money resources in deposit s currency on the deposit s remaining term, and the rate on which customer deposited money in the bank, min. % of the deposit amount Bank s expenses, which arise from the difference between interest rate on which Bank in the respective moment can borrow money resources in deposit s currency on the deposit s remaining term, and the rate on which customer deposited money in the bank, min. % of the deposit amount In cases when the date of transfer is on a holi, the transfer is accomplished on the next. As a reference interest rate to calculation of the fee, Bank uses the absolute value of the negative interest rate applied to bank deposits by the respective Central bank. Source is indicated near each respective currency commission fee. In case of changes in reference fees, bank immediately, without prior notice, changes commission fee accordingly. If the respective Central bank ceases to apply a negative rate on funds storage, the Bank ceases to apply this fee. Commission fee is calculated for each calendar (assuming, that there are 360 s per year), but not earlier than 7 s after written notification is sent to customer about fee application. The fee is withheld on the last of each month. 3 European central bank Deposit facility rate, see https://www.ecb.europa.eu/stats/monetary/rates/html/index.en.html. 4 Swedish central bank Sweden repo rate, see http://www.riksbank.se/en/interest-and-exchange-rates/. 5 Danish national bank Certificates of deposit rate, see http://www.nationalbanken.dk/en/marketinfo/official_interestrates/pages/default.aspx. 6 Swiss national bank Interest rate on sight deposits, see http://www.snb.ch/en/mmr/reference/pre_0505/source/pre_0505.en.pdf. 7 Bank of Japan Policy rate balance interest rate, see https://www.boj.or.jp/en/. 8. Payment cards 8.. Maestro debit card 8... Annual cardholder's fee 8... for card EUR 0,00 8... for an additional card EUR 0,00 8... for purchase with the card 8... in Latvia 8... outside Latvia 8..3. for cash withdrawal in ATMs 8..3.. Nordea ATMs in Latvia 8..3.. at ATMs of other banks in Latvia EUR,4 8..3.3. at ATMs abroad and at other branches,5% (min EUR 4,7) 8..4. for overdrawn credit limit 36% per year 8..5. for card replacement EUR 0,00 8..6. Currency of card EUR 8..7. Standard daily limits 8..7.. for cash withdrawal 500 EUR 8..7.. for purchases with the card 500 EUR p. 0 from 4
DANSKE BANK A/S LATVIA BRANCH PRICELIST - FOR LEGAL CUSTOMERS 8.. Business MasterCard credit card 8... Annual cardholder's fee 8... for card with constant, frequentative travel insurance EUR 00,00 8... for card without travel insurance EUR 50,00 8... for purchase with the card 8... in Latvia 8... outside Latvia 8..3. for cash withdrawal in ATMs 8..3.. Nordea ATMs in Latvia 8..3.. at ATMs of other banks in Latvia,5% (min. EUR 4,7) 8..3.3. at ATMs abroad,5% (min. EUR 4,7) 8..4. Credit limit percentage rate 4% per year 8..5. for overdrawn credit limit 36% per year 8..6. for card replacement EUR 50,00 8..7. Other conditions of Business MasterCard credit card 8..7.. currency of card EUR 8..7.. favourable period for interest payments (in s) 55 8..8. Standard daily limits 8..8.. for cash withdrawal 000 EUR 8..8.. for purchases with the card 000 EUR 8.3. Other conditions and services related to credit cards 8.3.. for card statement EUR 3,00 8.3.. for card statement at the Bank 8.3.3. for each unfounded claim review EUR 50,00 8.3.4. for express issuing of payment card EUR 0,00 If the payment card is ordered till 0:00 a.m., then it is possible to receive the card on from 5:00 p.m. at our Customer service centre. p. from 4
9. Other services DANSKE BANK A/S LATVIA BRANCH PRICELIST - FOR LEGAL CUSTOMERS 9.. Information regarding customer account 9... Customer document preparation 9... Regular statements and reports of customer s accounts 9... Statements and reports of customer accounts: 9... for period up to 6 months for each account 9... for period up to 6 months at the Bank by customer`s request for each account 9...3. for period above 6 months for each account 9...4. for period above 6 months at the Bank by customer`s request for each account 9...3. References on the presence of customer's account within Danske Bank A/S Latvia branch 9...4. Confirmation of audit requests EUR 5,00 EUR 5,00 EUR 0,00 EUR 5,00 EUR 0,00 agreed individually (min EUR 40,00, max EUR 00,00) (incl. VAT) 9...5. Other references agreed individually (min. EUR 0,00) 9...6. Confirmation of payment order EUR 3,00 9... Acceptance of bailiff s order and the State Revenue Service s collection order for execution 9... Acceptance of bailiff s order and the State Revenue Service s collection order 9... Execution of bailiff s order and the State Revenue Service s collection order (per each time) 9..3. Copy of document from archive upon customer request 9..4. for looking into Lursoft s data base on customer`s behalf 9..5. for certification of client registration documents to another bank in Danske Bank Group EUR 70,00 EUR,4 EUR 5,00 EUR 7, + actual expenses + VAT EUR 60,00 9.. Operations with cheques 9... Purchase of cheque 9... for cheques up to 8 000 EUR EUR 50,00 9... for cheques above 8 000 EUR EUR 50,00 3 9.3. Escrow account 9.3.. Escrow account opening and maintenance 0,5% of transaction amount (min. EUR 50,00) 9.3.. Escrow account opening and maintenance if the credited transaction is made using this account (in EUR 50,00 case of processing new loan) 9.3.3. for service in non-standard cases agreed individually 9.3.4. Changing the terms of agreement EUR 5,00 (for each deal) 9.3.5. for amid payoff of the escrow account following the conditions of contract. EUR 50,00 Does not apply to account statements requested in ebank Bank accepts only cheques from the customers of Danske Bank A/S Latvia branch. 3 If the correspondent banks charge will exceed EUR 50,00 an extra commission will be withheld from cheque amount to cover the costs. 4 does not apply to the final payoff and surplus transfer to the current account, in accordance with the escrow account agreement. p. from 4
0. Product packages DANSKE BANK A/S LATVIA BRANCH PRICELIST - FOR LEGAL CUSTOMERS 0.. Product package EFFECTIVE 0... Product package registration EUR 5,00 0... Product package maintenance EUR 4,7 monthly 0..3. Current account opening 0..4. Current account servicing 0..4.. one EUR, one USD current account 3 0..5. ebank opening and servicing 0..6. The first code calculator 0..7. Transfers via ebank 0..7.. standard EUR transfer to other banks in Latvia 0..7.. standard EUR transfer to other banks in EU/EEA 0..7.3. express EUR transfer within Danske Bank Group first 5 payments (monthly) 0..8. Savings account opening and servicing 0..9. One cheque book issuance (5 cheques) 0.. Product package EFFECTIVE PLUS 0... Product package registration EUR 5,00 0... Product package maintenance EUR 8,54 monthly 0..3. Current account opening 0..4. Current account servicing 0..4.. EUR, USD current account (irrespective of quantity of accounts) 0..5. ebank opening and servicing 0..6. First three code calculators 0..7. Transfers via ebank 0..7.. standard EUR transfer to other banks in Latvia 0..7.. standard EUR transfer to other banks in EU/EEA 0..7.3. express EUR transfer within Danske Bank Group first 00 payments (monthly) 0..8. Savings account opening and servicing 0..9. One cheque book issuance (5 cheques) Other fees and commissions for using the products included in Product packages that are not specified in chapter 0. Product packages are applied according to the Bank s standard pricelist. The commission fee does not apply, if the Product package registration is performed on the Current account opening date.. Investment services and ancillary services.. Opening and maintenance of accounts for financial instruments and Money accounts.. Financial instruments safe-keeping... Danske Invest unit trust funds... Polish, Czech and Hungarian securities 0,03% per month, min. EUR,34.3. Russian and Ukrainian securities 0,07% per month, min. EUR 3,73..4. Securities of other countries 0,05% per month, min. EUR,34.3. Brokerage transactions.3.. Bond transactions agreed individually.3.. Equity transactions.3... Latvian equities 0,30% of transaction amount, min. EUR 35,57.3... Estonian and Lithuanian equities 0,0% of transaction amount, min. EUR 35,57.3..3. Russian equities 0,5% of transaction amount, min. EUR 49,80.3..4. Equities of other countries 0,5% of transaction amount, min. EUR 35,57 p. 3 from 4
DANSKE BANK A/S LATVIA BRANCH PRICELIST - FOR LEGAL CUSTOMERS.4. Purchase of Danske Invest unit trust funds 3.4.. Fixed income funds.4.. Solution funds (up to EUR 00 000 equivalent in funds currency) 0,5% of transaction amount, min. EUR 7,.4.3. Solution funds (above EUR 00 000 equivalent in funds currency) 0,4% of transaction amount.4.4. Equity funds (up to EUR 00 000 equivalent in funds currency) % of transaction amount, min. EUR 7,.4.5. Equity funds (above EUR 00 000 equivalent in funds currency) 0,8% of transaction amount.5. Sale of Danske Invest unit trust funds EUR 7, 4.6. Switch of Danske Invest unit trust funds EUR 7, 4.7. Deal confirmations EUR,4.8. Deal confirmations at the bank by customer's request.9. Financial instruments account statement for the previous calendar year 5 The fee for equity safe-keeping is calculated on the basis of the market value of the equities at the end of the month (the market value is calculated by multiplying the financial instruments account balance for specific equities at the end of the month with the price of equities at the end of the month). The fee for bonds' safe-keeping is calculated on the basis of the nominal value of the bonds at the end of the month (the nominal value is calculated by multiplying the financial instruments account balance for specific bonds at the end of the month with the nominal value of one unit of the bond at the end of the month). can be withheld from any customer's account within the bank. The fee is applied to the following equities: Australian, Austrian, Belgian, Canadian, Czech, Danish, Finnish, French, German, Greek, Hungarian, Hong Kong, Irish, Italian, Japanese, Netherlands, Norwegian, Polish, Portuguese, Spanish, Singapore, Swedish, Swiss, UK, US. 3 Minimum contribution for purchase is 500 EUR or 500 USD according to the fund currency, per fund. 4 Equivalent in DKK, EUR, JPY, SEK or USD currency according to Danske Bank A/S Latvia branch exchange rate in the moment of order submission 5 Shall be sent/delivered by customer s request. p. 4 from 4