You work hard to earn money. Invest it wisely DATE OF ALLOTMENT August 08,2002 BENCHMARK Crisil Short Term Bond Fund Index FUND SIZE Rs.6230.70 (Rs. in Cr.) MONTHLY AVERAGE AUM Rs.6367.03 (Rs. in Cr.) EXIT LOAD NIL (w.e.f. 07th July, 2017) EXPENSE RATIO Direct 0.23 Regular 1.11 VOLATILITY MEASURES Average Maturity 1.98 Years Modified Duration 1.60 Years Gross YTM - incl NCA 7.71% Gross YTM - Excl. NCA 7.96% Minimum Investment Rs. 5,000/- and in multiples of Re. 1/- thereafter WHY TATA SHORT TERM BOND FUND? Managed and positioned as a Short Duration Bond Fund. High Quality Portfolio primarily consisting of AAA/A1+ Papers. Predominantly runs an accrual strategy with short term duration with the objective of capturing short term accrual yields Suitable for investment irrespective of direction of interest rates Ideal for investors seeking who are seeking to invest in a predominantly accrual portfolio with lower interest rate risk as compared to long duration Funds SCHEME PERFORMANCE - SIP INVESTMENTS Period Total Amount Invested (Rs.) in '000s Total Value in '000s Scheme Total Value in '000s Benchmark Returns Scheme (%) As on 30th April 2018 Returns Benchmark (%) 1 Year 120 122 123 3.87% 4.35% 3 Year 360 395 398 6.24% 6.74% 5 Year 600 721 729 7.32% 7.74% 7 Year 840 1111 1121 7.90% 8.13% 10 Year 1200 1810 1818 7.98% 8.07% Since Inception 1880 3643 3555 7.96% 7.68% Returns as on 30th April 2018. Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized. Dividends are assumed to be reinvested and bonus is adjusted. Load is not taken in to consideration. For SIP returns, monthly investment of equal amounts invested on the 1st day of every month has been considered. First installment date : 01-Sept-2002. SCHEME PERFORMANCE - INVESTMENTS OF RS. 10,000/- 35,000 30,000 25,000 20,000 15,000 10,000 Rs.32,214 Rs.29,456 Rs.24,851 This product is suitable for investors who are seeking*: Regular Fixed Income for Short Term. Investment in Debt / Money Market Instruments / Government Securities. *Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Tata Short TermB ond Fund -R eg - Growth Crisil Short Term Bond Fund Index Crisil 1 YrT -Bill Index Returns as on 30th April 2018. Past performance may or may not be sustained in future. Above performance is for Regular Growth option. For Performance in SEBI prescribed format, please refer annexure.
RATING PROFILE PORTFOLIO COMPOSITION 9.58% 8.54% 8.54% 5.39% Non Convertible Debentures 81.88% A1+ / AAA SOV Cash & Cash Equivalents 7.25% 7.26% 4.19% 67.37% Government Securities Commercial Papers Certificate Of Deposit State Development Loans Cash & Cash Equivalents MATURITY LADDER WISE EXPOSURE LAST 12 MONTHS RATING WISE PORTFOLIO Cash & Others Abv 10 Yrs 7-10 Yrs 0.79% 1.33% 4.44% 100.00 80.00 60.00 40.00 3-7 Yrs 13.62% 20.00 1-3 Yrs 46.08% 0.00 0-1 Yrs 33.74% 00.1 0.20.3 0.40.5 A1+ / AAA Sovereign AA+ / AA / AA- Cash & Others SLR GUIDING PHILOSOPHY FOR DEBT INVESTMENTS APPROACH TO DEBT INVESTMENTS FUND MANAGERS Murthy Nagarajan Managing Since 01- April - 17 and overall experience of 21 years (Debt) Distributed by: Data as on 30th April 2018
Performance of the scheme Tata Short Term Bond Fund Crisil Short Term Bond Fund Index* Crisil 1 Yr T-Bill Index# 1 Year 5.06% 10,505 5.53% 10,552 6.13% 10,611 3 Year 7.12% 12,286 7.62% 12,460 6.91% 12,216 5 Year 8.00% 14,690 8.28% 14,876 6.97% 14,001 Since Inception 7.72% 32,215 7.11% 29,456 5.96% 24,851 Inception Date 08-Aug-02 SIP Performance of the scheme Tata Short Term Bond Fund Crisil Short Term Bond Fund Index* Crisil 1 Yr T-Bill Index# 1 Year 1,20,000 3.87% 1,22,428 4.35% 1,22,730 6.16% 1,23,851 3 Year 3,60,000 6.24% 3,95,394 6.74% 3,98,325 6.43% 3,96,520 5 Year 6,00,000 7.32% 7,21,012 7.74% 7,28,612 6.97% 7,14,695 Since Inception 18,80,000 7.96% 36,43,411 7.68% 35,55,265 6.36% 31,73,624 Inception Date 08-Aug-02 First Installment date 01-Sep-02 Fund Manager/s of Tata Short Term Bond Fund: Murthy Nagarajan (Managing Since 01- April - 17) Performance of other schemes managed by Murthy Nagarajan Tata Balanced Fund CRISIL Hybrid 35+65 - Aggressive Index* S&P BSE Sensex TRI# 1 Year 6.65% 10,669 12.39% 11,246 18.88% 11,900 3 Year 8.23% 12,679 11.20% 13,756 10.71% 13,572 5 Year 16.79% 21,734 13.50% 18,840 14.15% 19,387 Since Inception 16.02% 2,86,270 NA NA 11.38% 1,13,939 Inception Date 08-Oct-95 Managing Since 01-Apr-17 Tata Retirement Savings Fund - Moderate Plan CRISIL Hybrid 25+75 - Aggressive Index S&P BSE Sensex TRI# 1 Year 15.54% 11,563 13.72% 11,380 18.88% 11,900 3 Year 14.68% 15,088 11.69% 13,938 10.71% 13,572 5 Year 21.00% 25,947 14.30% 19,518 14.15% 19,387 Since Inception 18.71% 30,490 13.26% 22,466 12.95% 22,068 Tata Retirement Savings Fund - Progressive Plan S&P BSE Sensex TRI* Period Return % Rs. Return % Rs. 1 Year 18.75% 11,886 18.88% 11,900 3 Year 17.85% 16,374 10.71% 13,572 5 Year 20.82% 25,755 14.15% 19,387 Since Inception 18.45% 30,053 12.95% 22,068 Tata Retirement Savings Fund - Conservative Plan CRISIL Short Term Debt Hybrid 75+25 Fund Index* Crisil 10 Yr Gilt Index# 1 Year 6.79% 10,677 8.31% 10,829-1.01% 9,899 3 Year 9.36% 13,072 9.05% 12,962 5.74% 11,819 5 Year 11.19% 16,986 10.40% 16,392 5.59% 13,121 Since Inception 10.53% 19,154 10.20% 18,779 7.12% 15,622
Tata Medium Term Fund Crisil Composite Bond Fund Index* Crisil 10 Yr Gilt Index# 1 Year 4.63% 10,462 3.70% 10,369-1.01% 9,899 3 Year 6.86% 12,199 7.57% 12,441 5.74% 11,819 5 Year 7.49% 14,345 7.87% 14,596 5.59% 13,121 Since Inception 6.57% 26,754 6.70% 27,249 5.92% 24,354 Inception Date 11-Nov-02 Managing Since 01-Apr-17 Tata Regular Saving Equity Fund Nifty 50 Index (35%),Nifty 50 Arbitrage Index (30%), Crisil Short Term Bond Fund Index (35%)* S&P BSE Sensex TRI# 1 Year 3.40% 10,342 12.46% 11,253 18.88% 11,900 3 Year 4.92% 11,550 9.11% 12,993 10.71% 13,572 5 Year 6.35% 13,604 10.32% 16,348 14.15% 19,387 Since Inception 7.26% 35,345 NA NA 12.80% 87,663 Inception Date 27-Apr-00 Managing Since 01-Apr-17 SIP Performance of other schemes managed by Murthy Nagarajan Tata Balanced Fund CRISIL Hybrid 35+65 - Aggressive Index* S&P BSE Sensex TRI# 1 Year 1,20,000 6.33% 1,24,025 9.68% 1,26,128 16.15% 1,30,133 3 Year 3,60,000 9.36% 4,14,303 13.08% 4,37,278 15.29% 4,51,311 5 Year 6,00,000 13.36% 8,38,328 13.18% 8,34,546 13.38% 8,38,606 Since Inception 26,70,000 17.36% 2,58,40,240 12.27% 1,26,47,104 13.75% 1,55,20,853 Inception Date 08-Oct-95 First Installment date 01-Feb-96 Managing since 01-Apr-17 Tata Retirement Savings Fund - Moderate Plan CRISIL Hybrid 25+75 - Aggressive Index S&P BSE Sensex TRI# 1 Year 1,20,000 15.27% 1,29,592 11.05% 1,26,982 16.15% 1,30,133 3 Year 3,60,000 18.77% 4,74,070 14.15% 4,44,039 15.29% 4,51,311 5 Year 6,00,000 20.39% 9,95,449 13.97% 8,50,901 13.38% 8,38,606 Since Inception 7,70,000 19.93% 14,68,984 14.07% 12,15,941 13.76% 12,03,589 Tata Retirement Savings Fund - Progressive Plan S&P BSE Sensex TRI* Period Amt. invested Return % Rs. Return % Rs. 1 Year 1,20,000 18.38% 1,31,497 16.15% 1,30,133 3 Year 3,60,000 22.25% 4,97,600 15.29% 4,51,311 5 Year 6,00,000 21.52% 10,23,223 13.38% 8,38,606 Since Inception 7,70,000 20.36% 14,89,160 13.76% 12,03,589 Tata Retirement Savings Fund - Conservative Plan CRISIL Short Term Debt Hybrid 75+25 Fund Index* Crisil 10 Yr Gilt Index# 1 Year 1,20,000 4.89% 1,23,063 6.70% 1,24,184-4.95% 1,16,850 3 Year 3,60,000 9.57% 4,15,214 9.24% 4,13,252 2.90% 3,76,156 5 Year 6,00,000 10.62% 7,82,607 9.84% 7,67,665 5.51% 6,89,259 Since Inception 7,70,000 10.68% 10,88,472 10.11% 10,68,480 5.92% 9,32,680
Tata Medium Term Fund Crisil Composite Bond Fund Index* Crisil 10 Yr Gilt Index# 1 Year 1,20,000 2.49% 1,21,568 0.58% 1,20,364-4.95% 1,16,850 3 Year 3,60,000 5.97% 3,93,851 5.89% 3,93,379 2.90% 3,76,156 5 Year 6,00,000 7.14% 7,17,840 7.71% 7,28,145 5.51% 6,89,259 Since Inception 18,40,000 7% 32,39,785 7.29% 33,17,221 5.91% 29,57,023 Inception Date 11-Nov-02 First Installment date 01-Jan-03 Managing since 01-Apr-17 Tata Regular Saving Equity Fund Nifty 50 Index (35%),Nifty 50 Arbitrage Index (30%), Crisil Short Term Bond Fund Index (35%)* S&P BSE Sensex TRI# 1 Year 1,20,000 3.28% 1,22,094 12.62% 1,27,956 16.15% 1,30,133 3 Year 3,60,000 5.79% 3,92,970 10.92% 4,23,808 15.29% 4,51,331 5 Year 6,00,000 6.24% 7,02,153 10.27% 7,76,422 13.37% 8,38,370 Since Inception 21,60,000 6.65% 40,87,485 4.09% 31,72,683 14.98% 98,06,156 Inception Date 27-Apr-00 First Installment date 01-May-00 Managing since 01-Apr-17 Disclaimer: 1) Scheme returns in terms of CAGR are provided for past 1 year, 3 years, 5 years and since inception. 2) Point-to-point returns on a standard investment of Rs. 10,000/- are in addition to CAGR for the schemes. 3) Different plans shall have a different expense structure. The performance details provided herein are of regular plan growth option except for Tata Regular Saving Equity Fund where performance details given is for regular plan dividend option. 4) Period for which schemes performance has been provided is computed basis last day of the month - end preceding the date of advertisement. 5) Past performance may or may not be sustained in future. For computation of since inception returns the allotment NAV has been taken as Rs. 10.00 *All payouts during the period have been reinvested in the units of the scheme at the then prevailing NAV. Load is not considered for computation of returns. While calculating returns dividend distribution tax is excluded. 6) The last 2 columns represents additional benchmark, wherever applicable 7) SIP Amount invested denotes value of standard investment of Rs. 10,000 per month. 8) *Scheme benchmark, #Additional benchmark Dislosure for Composite CAGR Calculation Scheme Names / Plans / Options Index Name Remarks Tata Regular Saving Equity Fund - Reg - Mthly Dividend S&P BSE Sensex TRI As TRI data is not available Since Inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from date 27-Apr-2000 to date 31-May-2007 and TRI values since date 31-May-2007 Dislosure for Composite CAGR Calculation (for additional Benchmark) Scheme Names / Plans / Options Index Name Remarks Tata Balanced Fund - Reg - Growth S&P BSE Sensex TRI As TRI data is not available Since Inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from date 06-Oct-1995 to date 31-May-2007 and TRI values since date 31-May-2007