A discount may apply based on the age of the insured. The age of each insured shall be calculated as the policyholder s age as of the last day of the calendar year. The age of the named insured in the household will then be used to determine the age of insured factor. If an insured is added or deleted mid-term, or date of birth is corrected, the age of insured factor shall be recalculated using the effective date entered. Note: Regarding age calculation: The age used in the calculation is the age the insured attains during the policy term. Example: Policy term: 04/02/14 through 04/02/15. On 02/28/15 the insured will turn 60 years old. Since the insured attains an age of 60 during the policy term that is the age that will be used to calculate the applicable discount for the full term. Click on a State to view additional information AL AK AZ AR CA CO CT DE FL HI ID IL IN IA KS KY LA ME MD MA MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY Please see the following charts for State availability and percentages: AK AR AZ IA ID IL MD ME MS MT ND NE NM NV OK PA SD TN UT WI WV Ages 40 through 49 3% Ages 50 through 54 5% Ages 55 through 59 7% Ages 60 and Older 9% Introduction Dates by State ALASKA 03-17-17 NB & 05-06-17 REN ARIZONA ARKANSAS IDAHO 01-18-13 NB & 03-09-13 REN 01-15-14 NB & 03-06-14 REN 03-06-15 NB & 04-25-15 REN ILLINOIS IOWA MAINE 04-17-15- NB & 06-21-15 REN 07-11-14 NB & 08-30-14 REN 05-15-2015 NB & 07-04-15 REN MARYLAND MISSISSIPPI MONTANA 12-18-15 NB & 02-06-16 REN 10-02-15 NB & 11-21-15 REN 07-11-14 NB & 08-30-14 REN NEBRASKA NEVADA NEW MEXICO 01-30-15 NB & 03-21-15 REN 04-04-14 NB & 05-24-14 01-31-14 NB & 03-22-14 REN NORTH DAKOTA OKLAHOMA PENNSYLVANIA 10-10-14 NB & 11-29-14 REN 08-16-13 NB & 10-15-13 REN 09-27-13 NB & 11-16-13 REN SOUTH DAKOTA TENNESSEE UTAH 05-01-15 NB & 06-20-15 REN 10-25-13 NB & 12-14-13 REN 03-06-15 NEW & 04-25-15 REN WEST VIRGINIA WISCONSIN 12-23-16 NB & 02-11-17 REN 03-04-16 NB & 05-08-16 REN
CT DE IN MA NH NJ VT Introduction Dates by State CONNECTICUT DELAWARE INDIANA 11-15-13 NB & 01-04-14 REN 05-22-15 NB & 07-14-15 REN 07-31-15 NB & 09-19-15 REN MASSACHUSETTS NEW HAMPSHIRE NEW JERSEY 07-10-15 NB & 08-29-15 REN 05-29-15 NB & 07-18-15 REN 02-20-15 NB & 04-11-15 REN VERMONT 06-12-15 NB & 08-01-15 REN Colorado Old New 3% 5% 6% 9% Effective 01-13-17 NB & 03-04-17 REN the discount % changed Alabama & Rhode Island Ages 50 through 54 3% Ages 55 through 59 5% Ages 60 and Older 6% AL- Effective 08-07-15 NB & 09-26-15 REN RI - Effective 04-30-16 NB & REN
California * Change eff 09-01-17 5% Ages 50 through 59 5% 7% 10% Effective 06-12-12 NB & REN Effective 09-01-17 Minnesota Ages 40 through 49 3% Ages 50 through 54 4% Ages 55 through 59 5% Ages 60 through 64 8% Ages 65 and older 10% Above s Effective 02-17-17 NB & 04-23-17 REN Prior to these dates MN offered the following discounts: New Jersey Ages 50 through 54 5% Ages 55 through 59 7% Ages 60 through 69 8% Ages 70 through 74 9% Ages 75 and older 10% Above s Effective 07-29-16 NB & 09-17-16 REN Prior to these dates NJ offered the following discounts:
Ohio Ages 50 through 54 3% Ages 55 through 59 4% Ages 60 and Older 5% Effective 06-30-14 NB & 08-19-14 REN Oregon & South Carolina Ages 50 through 54 4% Ages 55 through 59 6% Ages 60 and Older 8% Oregon Effective 02-20-15 NB & 04-11-15 REN S Carolina Effective 05-20-16 NB & 08-23-16 REN Texas In Texas this discount is referred to as the Mature Citizen Credit Age 50 & Older = 5% CODE: MZ Virginia HO3 HO4 H06 Ages 40 through 49 3.5% Ages 50 through 54 4% 6% 1% Ages 55 through 59 4.5% 7% 1% Ages 60 and Older 5% 8% Effective 11-15-13 NB & 01-04-14 REN
Washington Ages 60 and Older 12% Effective 02-28-14 NB & 04-19-14 REN The is currently NOT offered in the following States: FL, HI, KS, KY, LA, MO, NY, NC, WY Updated 03-17-2017