The Capitol Won Group at Morgan Stanley 400 Capitol Mall Suite 1900 Sacramento, CA 95814 916-341-7646 CapitoWonGroup@MorganStanley.com
Why Morgan Stanley? One of the world s strongest investment organizations A strong, steady force in a changing Industry Commitment to provide superior level of client services TEAM BROCHURE CAPITOL WON GROUP 03/2018 CRC#1911476 2
About Us Jeffrey C. Won Senior Vice President Financial Advisor Portfolio Management Director Series 7, 63, 66 NMLS #1270152 CA Ins. #OA37991 Tel. 916-552-2725 Jeffrey.Won@MorganStanley.com 32 Years of Investment Experience Responsible for Portfolio Construction and Investment Strategies Wharton School of Finance Executive Program Graduate Board Member for CARS, CMC and APOA Active Board Member for Chinese Community Church Youth Basketball Program Chartered Board Member for SAPCC Financial Training Program Founder for UC Davis, UC Berkeley, Drexel University 22 Years of Military Service Jason J. Won Financial Advisor Financial Planning Specialist Series 7 and 66 NMLS #1487152 CA Ins. # 0L50817 5 Years of Client Services & Research Responsible for Financial Planning, Client Services, Research Material and Presentation BA Criminal Justice, University of Maryland 2010 Masters of Science, Finance, Drexel University 2014 NCCL CCC Basketball Coach Tel. 916-341-7610 Jason.Won@MorganStanley.com Josefina Arellano Portfolio Associate Series 7, 9, 10 and 66 CA Ins. #0F96219 13 Years of Client Service Experience Responsible for Client Services and Operations BA Economics, University of California, Davis Tel. 916-341-7608 Josefina.Arellano@MorganStanley. com TEAM BROCHURE CAPITOL WON GROUP 03/2018 CRC#1911476 3
Capitol Won Group Financial Planning Estate Planning Strategies Lifestyle Advisory Retirement Planning Succession Planning Technical Insights Cash Management Insurance Wealth Education Asset Allocation Portfolio Construction Trust Services TEAM BROCHURE CAPITOL WON GROUP 03/2018 CRC#1911476 4
Our Commitment To You We provide exceptional experience designed to create clients for life. The Capitol Won Group Strives to: Understand your financial goals and objectives Provide financial planning tools to achieve your goals and objectives Develop and customize asset allocation Appropriate investments to fulfill your asset allocation Performance that meets your measure Maintain a comprehensive investment strategy Superior client services Portfolio reviews as needed Our most important goal is to help you achieve your objectives, providing guidance that helps your wealth do more for you. TEAM BROCHURE CAPITOL WON GROUP 03/2018 CRC#1911476 5
The Client Experience Establish Objectives & Goals Understand personal and if applicable, business balance sheets Review your current asset allocation Determine your goals Develop your risk tolerance and time horizon Construct a financial plan that fits your lifestyle Set strategy Consider your goals within the context of fundamental investment principles Select suitable asset classes, vehicles, and if applicable, distribution schedules Determine performance Benchmarks Implementation Allocate funds Select products and asset classes Develop a rebalancing strategy Ongoing Review Periodically review portfolio performance and results Meet periodically to discuss objectives and strategy Make adjustments to investment strategy based on changing goals, circumstances, and market conditions TEAM BROCHURE CAPITOL WON GROUP 03/2018 CRC#1911476 6
Investment Management How can one investment strategy balance them all? Liquidity How can I plan to have the Cash I need? Risk Management How do I protect what I care about the most? Retirement Is there a way to plan for retirement that takes it all into account? Full Range of Wealth Management Education Funding Will I be able to pay for a good education for my children & grandchildren? Estate Planning Strategies How do I transform my assets into a legacy? Integrated Planning How can a strategic approach to banking and lending simplify my financial life and maximize the value of what I own? Business Strategies How do I manage my personal wealth with so much tied up in my company? TEAM BROCHURE CAPITOL WON GROUP 03/2018 CRC#1911476 7
Custom Asset Allocation Each Discretionary portfolio is tailored to your financial needs and objectives Conservative Moderate Aggressive Seeking Income as Primary Objective Seeking Growth and Income as Primary Objective Seeking Capital Appreciation as Primary Objective 5% Cash 5% Cash 5% Cash 20% Equities 75% Fixed Income 50% Equities 45% Fixed Income 75% Equities 20% Fixed Income As of August 2016 TEAM BROCHURE CAPITOL WON GROUP 03/2018 CRC#1911476 8
Opportunities Offered by Morgan Stanley Morgan Stanley Online Effective, safe and secure- Online Communication between Morgan Stanley & all our clients OneView LifeView Career Planning ClientServ Mobile Ap (Android and ios) Access to Lending Solutions Liquidity Asset Line Express Credit Loan Account Home Mortgage TEAM BROCHURE CAPITOL WON GROUP 03/2018 CRC#1911476 9
Working Together Drawing on our own view of the markets, as well as Morgan Stanley s venerable global research, we are able to make informed recommendations and design a flexible investment management plan that is uniquely yours. Our philosophy is rooted in exceptional client service, responsiveness and long-term relationships based on confidence. This material is intended only for clients and prospective clients of the Portfolio Management program. It has been prepared solely for informational purposes only and is not an offer to buy or sell or a solicitation of any offer to buy or sell any security or other financial instrument, or to participate in any trading strategy. The individuals mentioned as the Portfolio Management Team are Financial Advisors with Morgan Stanley participating in the Morgan Stanley Portfolio Management program. The Portfolio Management program is an investment advisory program in which the client s Financial Advisor invests the client s assets on a discretionary basis in a range of securities. The Portfolio Management program is described in the applicable Morgan Stanley ADV Part 2, available at www.morganstanley.com/adv or from your Financial Advisor. Past performance of any security is not a guarantee of future performance. There is no guarantee that this investment strategy will work under all market conditions. Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates. Liquidity Access Line ( LAL ) is a securities based loan/line of credit product offered by Morgan Stanley Private Bank, National Association, an affiliate of Morgan Stanley Smith Barney LLC. All LAL loans/lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Private Bank, National Association. LAL loans/lines of credit may not be available in all locations. Rates, terms and conditions are subject to change without notice. To be eligible for an LAL loan/line of credit, a client must have a brokerage account at Morgan Stanley Smith Barney LLC that contains eligible securities, which shall serve as collateral for the LAL. In conjunction with establishing an LAL line of credit, an LAL facilitation account will also be opened in the client s name at Morgan Stanley Smith Barney LLC at no charge. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. Morgan Stanley Private Bank, National Association is a Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency. The proceeds from an LAL loan/line of credit (including draws and other advances) may not be used to purchase, trade, or carry margin stock; repay margin debt that was used to purchase, trade, or carry margin stock; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. Express CreditLine ( ECL ) is a securities based loan/line of credit product offered by Morgan Stanley Smith Barney LLC. All ECL loans/lines of credit are subject to the underwriting standards and independent approval of Morgan Stanley Smith Barney LLC. ECL loans/lines of credit may not be available in all locations. Rates, terms, and programs are subject to change without notice. To be eligible for an ECL loan/line of credit, a client must have a brokerage account at Morgan Stanley Smith Barney LLC that contains eligible securities, which shall serve as collateral for the ECL. Other restrictions may apply. The information contained herein should not be construed as a commitment to lend. The proceeds from an ECL loan/line of credit (including draws and other advances) may not be used to purchase, trade, or carry securities; repay margin debt that was used to purchase, trade, or carry securities; and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account. Important Risk Information for Securities Based Lending: Borrowing against securities may not be suitable for everyone. You should be aware that there are risks associated with a securities based loan, including possible margin calls on short notice, and that market conditions can magnify any potential for loss. You need to understand that: (1) Sufficient collateral must be maintained to support your loan(s) and to take future advances; (2) You may have to deposit additional cash or eligible securities on short notice; (3) Some or all of your securities may be sold without prior notice in order to maintain account equity at required maintenance levels. You will not be entitled to choose the securities that will be sold. These actions may interrupt your long-term investment strategy and may result in adverse tax consequences or in additional fees being assessed; (4) Morgan Stanley Bank, N.A., Morgan Stanley Private Bank, National Association or Morgan Stanley Smith Barney LLC (collectively referred to as Morgan Stanley ) reserves the right not to fund any advance request due to insufficient collateral or for any other reason except for any portion of a securities based loan that is identified as a committed facility; (5) Morgan Stanley reserves the right to increase your collateral maintenance requirements at any time without notice; and (6) Morgan Stanley reserves the right to call securities based loans at any time and for any reason. Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED MAY LOSE VALUE NOT BANK GUARANTEED NOT A BANK DEPOSIT NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY Investments and services offered through Morgan Stanley Smith Barney LLC. Member SIPC. Morgan Stanley Smith Barney LLC. Member SIPC 04/17 TEAM BROCHURE CAPITOL WON GROUP 03/2018 CRC#1911476 10