Merrill Lynch Investor Choice Annuity - Investor Series XC Class

Merrill Lynch Investor Choice Annuity - Investor Series XC Class The performance quoted represents past performance and does not guarantee future results; and current performance may be lower or higher than the performance quoted. The annuity value will fluctuate with market conditions so that when surrendered, it may be worth more or less than total of premium payments. This material gives performance numbers for the Merrill Lynch Investor Choice Annuity. Variable annuities are long-term, tax deferred vehicles that offer investment options through subaccounts and insurance features such as annuitization and death benefit options. Investors should consider the investment objectives, risks, charges and expenses of each investment company carefully before investing. Both the contract prospectus and underlying fund prospectus contain this and other information about the investment companies. The contract prospectus and underlying fund prospectus should be read carefully before investing. Please contact 800--49 for a prospectus. To obtain performance data current to the most recent month-end go to www.transamericaannuities.com. Taxes are due upon distribution of earnings. Distribution of earnings made prior to age 9½ may be subject to a 0% federal tax penalty. Surrender charges may also apply according to the terms of the variable annuity contract. The fees and charges reflected in the performance figures shown may not be specific to your annuity contract and, therefore, not reflect the returns your annuity earned. Some portfolios may not be available to existing annuity owners. Generally, each portfolio has broad risks that apply to all portfolios, such as market risk, as well as specific risks of investing in particular types of portfolios. Investing in certain types of portfolios, such as foreign (non-u.s.) securities or small or mid-cap funds, subjects your annuity to greater risk and volatility than the general market. The risks of a fund may be increased by the use of derivatives, such as futures, options and swaps. Please see the contract prospectus and underlying fund prospectus for the specific risks associated with each subaccount. An investment in the money market subaccount is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although it seeks to preserve the value of your investment at $ per share, it is possible to lose money by investing in the subaccount. Returns reflect performance of the portfolio and subaccounts assuming a single premium payment at inception (date next to name), and are net of all asset-based fees, including the daily mortality and expense risk fee and administrative charge equal to.6% annually, except for the following funds:.80% for the AFIS Asset Allocation Fund, AFIS Bond Fund, AFIS Growth Fund, AFIS Growth-Income Fund, and AFIS International Fund,.60% for the Pioneer High Yield VCT Portfolio, and.% for the Dreyfus VIF Appreciation Portfolio, Eaton Vance VT Floating-Rate Income Fund, Eaton Vance VT Large-Cap Value Fund, Janus Aspen Forty Portfolio, Janus Aspen Enterprise Portfolio, Oppenheimer Capital Appreciation Fund/VA, Oppenheimer Main Street Fund /VA, Oppenheimer Main Street Small Cap Fund /VA, Pioneer Fund VCT Portfolio, Pioneer Emerging Markets VCT Portfolio, Templeton Foreign Securities Fund, and Templeton Growth Securities Fund, 2b- fees (if any) and all other actual portfolio expenses. Annual contract fee and maximum surrender charge 8% apply to returns in the With Surrender Charge & Contract Fee Deducted column. They do not include charges for other optional riders, or any taxes that may apply at distribution. IF THEY HAD, PERFORMANCE WOULD BE LOWER. Returns prior to the subaccount inception date are hypothetical and reflect performance as if the annuity was available. The figures in the tables may reflect waiver of advisory fees and reimbursement of other expenses. IN THE ABSENCE OF SUCH WAIVERS, THE PERFORMANCE WOULD HAVE BEEN LOWER. Investment option names may vary from their corresponding portfolio names. Please see the contract prospectus for portfolio names. Not Insured by FDIC or Any Federal Government Agency. May Lose Value. Not a Deposit of or Guarantee by Any Bank. TALNYICXCPR04 v7.4 06/06/202

Portfolio ly Performance Adjusted Historical Average Annual Returns Without surrender charge & contract fee deducted as of 07//20 fee deducted as of 07//20 Portfolio to 0 to 0 AllianceBernstein International Value Portfolio - Class A 0/0/200.4 7.96 2.44 2.86 -.96.7.9-2.22 0.2.4 0.60-7.4..7 AllianceBernstein Small/Mid Cap Value Portfolio - Class A 0/02/200 6.7 24.44 8.26.80 9.46 9.20 8.99 -.0 6.44 0.2 4.0 8.8 9.8 8.97 AllianceBernstein Value Portfolio - Class A 07/22/2002.47 24.2 4.0 4.80 4.6 4.2.66-2.7 6.2 26.27 2.97.0 4.8.64 American Funds Asset Allocation Fund - Class 2 # 08/0/989.0 2. 8.08 2.49.80.80 6.2-4.4 4. 0.0 0.9 4.80.78 6. American Funds Bond Fund - Class 2 # 0/02/996 0.2 -.9 -.27.22.97 2.22.04-7.09-0.9-0.0-0.98 0.80 2.20.02 American Funds Growth Fund - Class 2 # 02/08/984 4.7 4.7 2.72.4 4.77 6.4 0.2-2.8 6.7.69.6.72 6.2 0.20 American Funds Growth-Income Fund - Class 2 # 02/08/984. 6.87 2..69.02.27 8.86-2. 8.87..8.98.2 8.8 American Funds International Fund - Class 2 # 0/0/990.7 6.26 7.9 4.9 0.4 7.46 6.28 -.7 -.44 9.6 2.76-0.74 7.44 6.27 BlackRock Basic Value V.I. Fund - Class I 07/0/99.82 24.6 2.8.9 6.6 6.42 7.96 -.8 6.6 24..7.67 6.9 7.9 BlackRock Capital Appreciation V.I. Fund - Class I 04/0/2000 4.6 2.9 7.0 0.78.97 4.87-0.4-2.96 4.9 9.27 8.82 2.89 4.8-0.47 BlackRock Global Allocation V.I. Fund - Class I 02/28/992 2.92 6.66.6 6.40.48 7..94-4. -.07.60 4.27 2.8 7..9 BlackRock Global Opportunities V.I. Fund - Class III 06/0/998 4.08 2. 22.96 7.7 0.4 7.6 2.7 -.4 4. 4.9.6-0.69 7.4 2.4 BlackRock High Yield V.I. Fund -Class I 04/20/982 2.24.28 8.96 8.4 8.4 6.62 7.69 -.4-4.8.02 6.29 7.42 6.60 7.68 BlackRock International V.I. Fund - Class I 06/0/998.8 8.84 9.00.2 -.2.8.6-2.4 0.9 0.97. -2..8.60 BlackRock Large Cap Core V.I. Fund - Class I 04/20/982 6.00 7.9 24.46 4.4 4. 6. 9.2 -.68 9.9 6.4 2.0.06 6.08 9. BlackRock Large Cap Growth V.I. Fund - Class I 04/0/999.8 4.0 6.9 4..2.00.46-2.2 6.0 8.7 2.72 4.09 4.98.4 BlackRock Large Cap Value V.I. Fund - Class I 04/2/200 6.06 20.4 0..7 2. 6.4.02 -.62 2.4 22.0.84.8 6.4.00 BlackRock S&P 00 Index V.I. Fund - Class I 2//996 4.87 8.8 22.46.8 6.4. 4.99-2.72 0.8 4.4.7..2 4.97 BlackRock Total Return V.I. Fund - Class I 04/20/982 0.2-2.9 -.40 2. 4.02 2.6.7-7.0-0. -8.6 0. 2.9 2.62.74 BlackRock U.S. Government Bond V.I. Fund - Class I 0/02/994-0.2-4.0 -.00 0.2 2.0 2..4-7.2 -.0-2.22 -.97. 2.0.4 BlackRock Value Opportunities V.I. Fund - Class I 04/20/982 6. 2.8.44 6.92 6.29 6.77 8.2 -.6.8 2.4.6.0 6.7 8. Davis Value Portfolio 07/0/999.6 9.62 2.02 2.80 4.0.24 2.82-2.27.62 6.99 0.9.2.22 2.79 TALNYICXCPR04 2 v7.4 06/06/202

Portfolio ly Performance Adjusted Historical Average Annual Returns Without surrender charge & contract fee deducted as of 07//20 fee deducted as of 07//20 Portfolio to 0 to 0 Dreyfus VIF - Appreciation Portfolio - Service Class #, 04/0/99 4.28 0.0 0.0.7 6.2. 7. -.26 2.0 2.47.8.. 7.09 Eaton Vance VT Floating-Rate Income Fund 0/02/200 0.67.64.78 4.00.92 2. 2.06-6.8 -.70 -.7.77 2.8 2. 2.0 Eaton Vance VT Large-Cap Value Fund 0/0/2007 4.4 7.4 22.98.2.22.48 -.02 9.4 4.9.4 2. 0.7 Federated Kaufmann Fund II - Primary Shares 04/0/2002.82 20.7 27.77.26. 6.6.60 -.8 2.7 9.7 9. 2.02 6.4.8 Federated Managed Tail Risk Fund II - Primary Shares 06/9/2000 2.74 0.28. 8.8 0.68.9 -.22-4.68 2.28.0 6.80-0.47.7 -.27 Invesco V.I. Comstock Fund - Series I 04/0/999 4.97 22.4 2.64 6.4 7.97 6.6 4.78-2.6 4.4 24.6 4.67 7.04 6.9 4.76 Invesco V.I. Mid Cap Core Equity Fund - Series I 09/0/200 4.72 7.28 24.8 9.90 4.9 6.27.77-2.86 9.28 6.78 7.9.2 6.2.7 Invesco V.I. Value Opportunities Fund - Series I, ± 09/0/200.82 2.2 28.86 4.47.7.46 2.02 -.8.2 20.8 2.6 2.64.4.99 Janus Aspen Enterprise Portfolio - Service Shares #, ± 09//99.04 7.20 26.02 7.02 6.9 9.6 8.9-2.6 9.20 7.99.27.98 9.9 8.8 Janus Aspen Forty Portfolio - Service Shares # 0/0/997.6 2.8 8.9 2.0 2.0 7.68 8.42-2.04 4.8 0.92 0. 0.84 7.66 8.40 Oppenheimer Capital Appreciation Fund/VA - Service Class # 04/0/98 4.96. 6.96 2.7 2.8.82 7.84-2.6. 8.9 0.86.70.80 7.8 Oppenheimer Main Street Fund /VA - Service Class # 07/0/99.2.89 20.67 4.46.7.9 6.26-2.49 7.89 2.64 2.6 4.72.7 6.24 Oppenheimer Main Street Small Cap Fund /VA - Service Class #, 0/0/998.0 24.94 4. 7.7 8.78 8.8 6.00-2.4 6.94 26.48 6.0 7.88 8.6.98 PIMCO CommodityRealReturn Strategy Portfolio - Administrative Class 06/0/2004 2.8-4.24-6. -0.27-7.77 0.9 -.0-2.44-2.8-2.46-9. 0.9 PIMCO Low Duration Portfolio - Administrative Class 02/6/999 0.6-2.9 -.24 0.70 2.7 2.6 2.74-7.0-9.9-8.47 -.49.8 2. 2.7 PIMCO Real Return Portfolio - Administrative Class 09/0/999.00-7.99-7.26.2.6 4.8.60-6.28 -.9-4.49 0.86 2.47 4..8 PIMCO Total Return Portfolio - Administrative Class 2//997 0.8 -. -.9 2..7 4.7 4.0-7.0-0.7-9.6-0.2 4. 4.4 4.48 Pioneer Emerging Markets VCT Portfolio - Class II 0/0/998 2.7-2.48 -.6 -.98-6.84 8. 7.27-4.7-9.68-0.88-8.4-8.6 8.0 7.2 Pioneer Fund VCT Portfolio - Class II # 0//997.69 9.42 2.96 2.22 4.8.20 4.0 -.97.42.9 0.0..8.99 Pioneer High Yield VCT Portfolio - Class II # 0/0/2000 2.8 6.60.04 9. 7..4 6.68-4.82 -..0 7. 6.8.2 6.66 TALNYICXCPR04 v7.4 06/06/202

Portfolio ly Performance Adjusted Historical Average Annual Returns Without surrender charge & contract fee deducted as of 07//20 fee deducted as of 07//20 Portfolio to 0 to 0 Pioneer Real Estate Shares VCT Portfolio - Class II 0/0/99 0.0.7 4.70 2.08.40 8.79 9.9-6.92-2.44-2.90 0.6 4.8 8.77 9.7 TA AllianceBernstein Dynamic Allocation - Service Class #, Ø 0/0/2002.69 2.28 4.27.6 0.0.6.44 -.6 -.0 -.0 0.90-0.6..42 TA Morgan Stanley Mid-Cap Growth - Service Class 0/0/99. 20.20 27.6 2.8 8.64 7.2 8.48-2.0 2.20 9. 0.96 7.74 7.9 8.47 TA Systematic Small/Mid Cap Value- Service Class # 0/04/99.99 20.0 28.6 8. 7.60 2.9.0 -.69 2.0 20. 6.64 6.66 2.7.0 TA WMC Diversified Growth- Service Class # 2//980 4.80 7.2 9.06.2 2.98.46. -2.79 9.2.0.4.8.44.2 Templeton Foreign Securities Fund - Class 2 #, Ŧ 0/0/992 6.89 8.8 24.2 7.90.90 6.62 6.4-0.86 0.69 6.8.8 0.7 6.60 6.2 Templeton Growth Securities Fund - Class 2 # 0//994 6.2 4.92 0.4.9..2.48 -.46 6.92 22. 0.00 2.04.22.46 Wanger International 0/02/99 2.80 7.86 9.2 8.29 4.2 2.0.44-4.62 0.0.20 6.2.26 2.00.4 Wanger USA 0/02/99 6. 8.7 0.29 7.09 8.0 7.98 0.2 -.7 0.7 22.26.4 7.9 7.9 0.22 Portfolio BlackRock Money Market V.I. Fund Ω 7-Day Current Yield 7-Day Effective Yield ly ly -.68 -.68 -.67 -.66 TALNYICXCPR04 4 v7.4 06/06/202

ly Performance Average Annual Total Returns fee deducted as of 07//20 to 0 AllianceBernstein International Value Portfolio - Class A 0/0/2007-2.22 0.2.4 0.60-7.4-9.0 AllianceBernstein Small/Mid Cap Value Portfolio - Class A -.0 6.44 0.2 4.0 8.8 7.0 AllianceBernstein Value Portfolio - Class A -2.7 6.2 26.27 2.97.0 2.08 American Funds Asset Allocation Fund - Class 2 # -4.4 4. 0.0 0.9 4.80 4.97 American Funds Bond Fund - Class 2 # -7.09-0.9-0.0-0.98 0.80.49 American Funds Growth Fund - Class 2 # -2.8 6.7.69.6.72 4.8 American Funds Growth-Income Fund - Class 2 # -2. 8.87..8.98.79 American Funds International Fund - Class 2 # -.7 -.44 9.6 2.76-0.74 4. BlackRock Basic Value V.I. Fund - Class I 07/0/99 -.8 6.6 24..7.67 6.9 7.9 BlackRock Capital Appreciation V.I. Fund - Class I 07/4/2000-2.96 4.9 9.27 8.82 2.89 4.8-0.92 BlackRock Global Allocation V.I. Fund - Class I 02/28/992-4. -.07.60 4.27 2.8 7..9 BlackRock Global Opportunities V.I. Fund - Class III 0/0/2008 -.4 4. 4.9.6-0.69 -.09 BlackRock High Yield V.I. Fund -Class I 02/2/992 -.4-4.8.02 6.29 7.42 6.60.67 BlackRock International V.I. Fund - Class I 06/0/998-2.4 0.9 0.97. -2..8.60 BlackRock Large Cap Core V.I. Fund - Class I 02/2/992 -.68 9.9 6.4 2.0.06 6.08 6.4 BlackRock Large Cap Growth V.I. Fund - Class I 06/8/999-2.2 6.0 8.7 2.72 4.09 4.98.44 BlackRock Large Cap Value V.I. Fund - Class I 0/0/200 -.62 2.4 22.0.84.8 6.4 4.70 BlackRock S&P 00 Index V.I. Fund - Class I 2/8/996-2.72 0.8 4.4.7..2 4.9 BlackRock Total Return V.I. Fund - Class I 02/2/992-7.0-0. -8.6 0. 2.9 2.62.9 BlackRock U.S. Government Bond V.I. Fund - Class I 0/6/994-7.2 -.0-2.22 -.97. 2.0.44 BlackRock Value Opportunities V.I. Fund - Class I 02/2/992 -.6.8 2.4.6.0 6.7 7.8 Davis Value Portfolio 07/4/2000-2.27.62 6.99 0.9.2.22 2.2 Dreyfus VIF - Appreciation Portfolio - Service Class #, -.26 2.0 2.47.8. 4.62 Eaton Vance VT Floating-Rate Income Fund -6.8 -.70 -.7.77 2.8 2.2 Eaton Vance VT Large-Cap Value Fund 0/0/2007 -.02 9.4 4.9.4 2. 0.2 Federated Kaufmann Fund II - Primary Shares 0/0/2004 -.8 2.7 9.7 9. 2.02.48 Federated Managed Tail Risk Fund II - Primary Shares 0/0/2004-4.68 2.28.0 6.80-0.47 2. Invesco V.I. Comstock Fund - Series I 0/0/2004-2.6 4.4 24.6 4.67 7.04.40 TALNYICXCPR04 v7.4 06/06/202

ly Performance Average Annual Total Returns fee deducted as of 07//20 to 0 Invesco V.I. Mid Cap Core Equity Fund - Series I -2.86 9.28 6.78 7.9.2 4.8 Invesco V.I. Value Opportunities Fund - Series I, ± -.8.2 20.8 2.6 2.64.4 Janus Aspen Enterprise Portfolio - Service Shares #, ± 0/0/2007-2.6 9.20 7.99.27.98 4.80 Janus Aspen Forty Portfolio - Service Shares # 0/0/2007-2.04 4.8 0.92 0. 0.84.84 Oppenheimer Capital Appreciation Fund/VA - Service Class # -2.6. 8.9 0.86.70 2.49 Oppenheimer Main Street Fund /VA - Service Class # -2.49 7.89 2.64 2.6 4.72.8 Oppenheimer Main Street Small Cap Fund /VA - Service Class #, -2.4 6.94 26.48 6.0 7.88 6.9 PIMCO CommodityRealReturn Strategy Portfolio - Administrative Class -.0-2.44-2.8-2.46-9. -0.6 PIMCO Low Duration Portfolio - Administrative Class 04/27/2007-7.0-9.9-8.47 -.49.8 2.22 PIMCO Real Return Portfolio - Administrative Class -6.28 -.9-4.49 0.86 2.47.06 PIMCO Total Return Portfolio - Administrative Class 07/4/2000-7.0-0.7-9.6-0.2 4. 4.4 4.79 Pioneer Emerging Markets VCT Portfolio - Class II 0/0/2006-4.7-9.68-0.88-8.4-8.6-2. Pioneer Fund VCT Portfolio - Class II # -.97.42.9 0.0..7 Pioneer High Yield VCT Portfolio - Class II # -4.82 -..0 7. 6.8.4 Pioneer Real Estate Shares VCT Portfolio - Class II 0/0/2008-6.92-2.44-2.90 0.6 4.8.6 TA AllianceBernstein Dynamic Allocation - Service Class #, Ø 0/0/2008 -.6 -.0 -.0 0.90-0.6-2.0 TA Morgan Stanley Mid-Cap Growth - Service Class 2/29/20-2.0 2.20 9. TA Systematic Small/Mid Cap Value- Service Class # 0/0/2008 -.69 2.0 20. 6.64 6.66.8 TA WMC Diversified Growth- Service Class # 0/0/2008-2.79 9.2.0.4.8-0.68 Templeton Foreign Securities Fund - Class 2 #, Ŧ -0.86 0.69 6.8.8 0.7 4.2 Templeton Growth Securities Fund - Class 2 # -.46 6.92 22. 0.00 2.04 2.74 Wanger International 04/27/2007-4.62 0.0.20 6.2.26 0.74 Wanger USA -.7 0.7 22.26.4 7.9 6.02 7-Day Current Yield ly 7-Day Effective Yield ly BlackRock Money Market V.I. Fund Ω -.68 -.68 -.67 -.66 TALNYICXCPR04 6 v7.4 06/06/202

Performance Average Annual Total Returns fee deducted as of 06/0/20 to 0 AllianceBernstein International Value Portfolio - Class A AllianceBernstein Small/Mid Cap Value Portfolio - Class A 0/0/2007-0.64-8.84-4.98 8.60 7.69 20.9 2.62 4.7-9.20 7.24-9.98 6.2 AllianceBernstein Value Portfolio - Class A -7.64 9.76 8.49.2 2.04.42 American Funds Asset Allocation Fund - Class 2 # -8.8.0 8..4.4 4.6 American Funds Bond Fund - Class 2 # -9.9-0.70-9.46-0.8 0..0 American Funds Growth Fund - Class 2 # -9.8.27 9.89 2.09. 4.28 American Funds Growth-Income Fund - Class 2 # -9.26 2.76 0.8 2. 2.70. American Funds International Fund - Class 2 # -0.90-4.97 6.8 4.99 -.88 4. BlackRock Basic Value V.I. Fund - Class I 07/0/99-7.46 9.72 8..7 4.4 6.00 7.68 BlackRock Capital Appreciation V.I. Fund - Class I 07/4/2000-8.8-0..04 9.6.4 4.79 -.26 BlackRock Global Allocation V.I. Fund - Class I 02/28/992-9.9 -.86.9 4.76.9 7.6.8 BlackRock Global Opportunities V.I. Fund - Class III 0/0/2008-9.97 0.29 0. 7.06-2.0 -.94 BlackRock High Yield V.I. Fund -Class I 02/2/992-0.0-6.26 0. 6.6 6.7 6.4.8 BlackRock International V.I. Fund - Class I 06/0/998-0.0-4.00.9.49-4..6.28 BlackRock Large Cap Core V.I. Fund - Class I 02/2/992-9.8.2 9.6 2.07.0.6 6. BlackRock Large Cap Growth V.I. Fund - Class I 06/8/999-9.79 0.76.90 2.7 2.6 4.64.07 BlackRock Large Cap Value V.I. Fund - Class I 0/0/200-9.40.2 4..96-0..88 4.22 BlackRock S&P 00 Index V.I. Fund - Class I 2/8/996-8.68 4.69 0.2 4..88.8 4.68 BlackRock Total Return V.I. Fund - Class I 02/2/992-9. -0. -7.0 0.74 2.8 2.26.9 BlackRock U.S. Government Bond V.I. Fund - Class I 0/6/994-9.04 -.00 -. -.6 0.97.72.47 BlackRock Value Opportunities V.I. Fund - Class I 02/2/992-7.0 8.69 4.9.68 4.7 6.74 7.6 Davis Value Portfolio 07/4/2000-8.67.. 0.88.46 4.77.72 Dreyfus VIF - Appreciation Portfolio - Service Class #, -9.8 -.7 0.24 2.76 4. 4.2 Eaton Vance VT Floating-Rate Income Fund -7.88-6.2 -.68.8 2.48 2.46 Eaton Vance VT Large-Cap Value Fund 0/0/2007-8.7 4. 0.9 2.6 0.4-0.9 Federated Kaufmann Fund II - Primary Shares 0/0/2004-8.46.7.6 9.67 0.76 4.88 Federated Managed Tail Risk Fund II - Primary Shares 0/0/2004-8.97-0.4.22 7.6 -.06 2.28 Invesco V.I. Comstock Fund - Series I 0/0/2004-8.2 8.6 8.76.48 6.78 4.89 TALNYICXCPR04 7 v7.4 06/06/202

Performance Average Annual Total Returns fee deducted as of 06/0/20 to 0 Invesco V.I. Mid Cap Core Equity Fund - Series I -8.70.99 0.09 8.09 2.8 4.2 Invesco V.I. Value Opportunities Fund - Series I, ± -9.2 6.6 4.67 2.9.20 0.74 Janus Aspen Enterprise Portfolio - Service Shares #, ± 0/0/2007-7.6.8.69.8 4.2 4.00 Janus Aspen Forty Portfolio - Service Shares # Oppenheimer Capital Appreciation Fund/VA - Service Class # 0/0/2007-9. -9.74-0.92-0.06.6 4.6 0.68.0 -.4-0.02 2.94.89 Oppenheimer Main Street Fund /VA - Service Class # Oppenheimer Main Street Small Cap Fund /VA - Service Class #, PIMCO CommodityRealReturn Strategy Portfolio - Administrative Class -9.8-6.86 -.66 2.24 0.42-2.44 9.08 8.9-9.4.6 6.04-0.96 2.70 6.9-2.46.24.9-0.66 PIMCO Low Duration Portfolio - Administrative Class 04/27/2007-8.7-9. -7.7 -.29.4 2.22 PIMCO Real Return Portfolio - Administrative Class -2.0-6. -.8 0.60 2.09 2.96 PIMCO Total Return Portfolio - Administrative Class 07/4/2000-9.8-0.88-7.76 0.2 4..94 4.8 Pioneer Emerging Markets VCT Portfolio - Class II 0/0/2006-4.98-2.99 -.84-6.62-9.9-2.76 Pioneer Fund VCT Portfolio - Class II # -8.99 4.99 9.80 0.9.97.0 Pioneer High Yield VCT Portfolio - Class II # -0.0 -.60.6 7.9.. Pioneer Real Estate Shares VCT Portfolio - Class II TA AllianceBernstein Dynamic Allocation - Service Class #, Ø 0/0/2008 0/0/2008-9.2-9.24-2.7-6.66 -.49-4.0.62 2.88 4.86 -.0.60-2.47 TA Morgan Stanley Mid-Cap Growth - Service Class 2/29/20-8..88 7. TA Systematic Small/Mid Cap Value- Service Class # 0/0/2008-8.78..80 7.9.78 4.2 TA WMC Diversified Growth- Service Class # 0/0/2008-8.7.89.8 2.2 0.64 -.62 Templeton Foreign Securities Fund - Class 2 #, Ŧ -.74 -.7 9. 6.7-0.98.29 Templeton Growth Securities Fund - Class 2 # -.02 0.2 6.8 0.66 0.42.99 Wanger International 04/27/2007-9.78-2.67 8.9 8.4.4 0.0 Wanger USA -8.76.2 2.0.88.67.27 7-Day Current Yield ly 7-Day Effective Yield ly BlackRock Money Market V.I. Fund Ω -.68 -.68 -.66 -.66 TALNYICXCPR04 8 v7.4 06/06/202

# - Returns for the period prior to the inception of this class of share with 2b- fee are based on historical returns for a class of shares without a 2b- fee, adjusted as if the 2b- fee had been in effect since the inception date. Ω - The seven-day yield refers to the annualized income generated by an investment in the subaccount over a specified seven-day period. For the effective yield, the income earned by an investment in the subaccount is assumed to be reinvested. The yield calculation does not reflect the deduction of surrender charges. See the Prospectus and Statement of Additional Information for further details regarding calculations of yields. Ø - Performance prior to August 6, 200 reflects the performance of the Transamerica Convertible Securities VP fund. - Because Service shares were first available on December, 2000, performance is based on the performance of Initial shares prior to that date. The historical performance of the Fund's Service shares prior to December, 2000 has not been adjusted to reflect the higher operating expenses of the Service shares; if these expenses had been reflected, such performance would have been lower. ± - This subaccount is closed to new investments. Ŧ - Effective September 7, 202, this subaccount is closed to new investments. - Effective February, 20, Federated Capital Appreciation Fund II will change its name to Federated Managed Tail Risk Fund II and the manager will change from Federated Equity Management Company of Pennsylvania to Federated Global Investment Management Corp. - Effective April 29, 20, formerly known as Invesco Van Kampen V.I. Comstock Fund. - Effective April 29, 20, formerly known as Invesco Van Kampen V.I. Value Opportunities Fund. - Effective April 0, 20, formerly known as Oppenheimer Main Street Small- & Mid Cap Fund /VA. Policy Form MLNY-VA-00 The overall expenses for the XC (Bonus) Class will be higher than the expenses for a similar contract that does not pay a bonus amount. Selecting the XC (Bonus) Class may be beneficial to you only if you own the contract for a sufficient length of time, and the investment performance of the subaccounts in which you invest is sufficient to compensate for its higher expenses. Over time, the value of the bonus amount(s) could be more than offset by higher expenses. The investment objectives and policies of certain funds may be similar to those of other funds managed by the same investment advisor. No representation is made, and there can be no assurance given, that any fund s investment results will be comparable to the investment results of any other fund, including other funds with the same investment advisor or manager. The fund s investment results may be expected to differ from the results of such other funds due to differences such as portfolio size, investments held, contract and fund expenses and other factors. Transamerica Advisors Life Insurance Company of New York is a Transamerica company and member of the AEGON Group. Merrill Lynch Investor Choice Annuity is a registered service mark of Merrill Lynch & Co., Inc., under license to AEGON USA. Merrill Lynch Investor Choice Annuity is a flexible premium variable annuity issued by Transamerica Advisors Life Insurance Company of New York, Harrison, NY. Merrill Lynch Investor Choice Annuity was offered through Financial Advisors of Merrill Lynch, Pierce, Fenner & Smith Incorporated, 4 World Financial Center, New York, NY 0080. Underwritten and distributed by Transamerica Capital, Inc. TALNYICXCPR04 9 v7.4 06/06/202