30 JUNE 2016 YOUR QUARTERLY FUND PERFORMANCE. We know it s important for you to stay up to speed with your fund s performance. That s why we provide this quarterly update on the performance of our range of portfolio investment funds.
IPS PORTFOLIO IPS PORTFOLIO INVESTMENTS INVESTMENTS UPDATE UPDATE USING Please remember, past performance THE is not a guide QUARTERLY to future performance. Please see page 2 of this document for an explanation of the performance table. FUND PERFORMANCE REPORT. IMA Corporate Bond 13.67 16.01 22.97 28.50 2.06 6.00 17.63-11.17 Henderson Sterling Bond Acc 14.34 19.52 35.92 22.36 4.53 13.72 21.82-26.10 Henderson Sterling Bond Inc 14.33 18.48 34.81 21.99 3.63 13.79 22.29-26.01 PAST PERFORMANCE Invesco Perpetual Corporate Bond Acc 20.46 15.60 23.64 40.74-4.03 6.95 26.31-9.88 When using this report, please remember that past performance is not a guide to future performance. The value of an investment, and any income received from it, can fall as well as rise, is not guaranteed and you may get back less than you invest. Performance includes charges and is updated to 30 June 2016. Source: Lipper Invesco for Perpetual Investment Corporate Management. Bond Inc 20.46 15.61 23.49 40.62-4.02 6.82 26.25-9.80 Legal & THE General PERFORMANCE Managed Monthly Income TABLE R Acc EXPLAINED 17.16 19.08 30.06 38.61 1.64 9.22 26.15-15.51 - All of the performance figures are measured in percentage terms and are shown over various time periods to show how your funds have performed. Legal & General Managed Monthly Income R Inc 17.16 19.06 30.08 38.61 1.62 - Cumulative performance provides a cumulative sum of fund performance over 1, 2, 3 and 5 year periods. 9.26 26.02-15.45 M&G Strategic - Discrete Corporate annual Bond A Acc change provides a breakdown of fund performance 13.43 19.86 for each respective 28.94 year 65.80 over the last 5.665 years. 7.58 29.62-0.80 - Fund performance has been shown for accumulation units ( Acc ) that re-invest income and, where available, income units ( Inc ) that distribute income. M&G Strategic Corporate Bond A Inc 13.43 19.88 28.98 65.54 5.69 7.59 29.49-0.88 - There is a huge variety of investment funds in the UK to choose from. The Investment Association divides these funds into broad groups, also known as sectors, so that investors and their advisers can compare funds. The sectors each have a clear definition that sets out the criteria that each fund must follow to belong to the IMA High Yield 18.23 12.43 25.05 33.35-4.90 11.22 42.70-25.27 sector. Legal & IMPORTANT General High Income INFORMATION R Acc 13.63 8.71 23.12 23.54-4.33 13.26 39.38-28.01 If you wish to invest, or top up an existing investment, in any of the funds shown in this document, please ensure you read the relevant fund Key Investor Information Legal & Document General High (KIID) Income and R Inc any other relevant fund information documents. 13.62 8.72 23.28 24.05-4.31 13.39 39.61-27.92 M&G High Please Yield Corporate remember Bond that A Acc charges exist on your investments which 20.92 will affect 14.53 performance 25.43 figures. For 34.17 more information -5.28 on the fund charges 9.52 you pay please 35.87 see the -21.27 relevant Key Investor Information Document (KIID) for your fund. If you're an advised customer (you ve agreed to pay adviser charges on your investment) your adviser M&G High will Yield be able Corporate to let Bond you A know Inc the charges you pay. 20.90 14.11 24.93 33.62-5.61 9.47 35.84-21.26 IMA Strategic Some funds Bond may invest overseas. Changes in exchange rates 13.25 between currencies 14.45 may 22.45 cause the 26.28 value of an investment 1.07 and the level of 6.98 any income 22.19 to rise or fall. -15.60
IA Corporate Bond NR 3.1 5.8 10.3 17.4 33.1 5.8 4.3 6.4 6.8 6.2 Henderson Sterling Bond Acc 3.1 5.8 9.6 16.0 32.7 5.8 3.6 5.9 7.1 6.8 Henderson Sterling Bond Inc 3.1 5.8 9.6 16.0 32.7 5.8 3.6 5.9 7.2 6.8 Invesco Perpetual Corporate Bond Acc 1.5 3.1 4.8 12.4 28.1 3.1 1.7 7.2 13.1 0.8 Invesco Perpetual Corporate Bond Inc 1.5 3.1 4.8 12.4 28.1 3.1 1.7 7.2 13.1 0.8 Legal & General Managed Monthly Income R Acc 3.4 6.9 12.3 20.1 37.1 6.9 5.1 7.0 7.4 6.3 Legal & General Managed Monthly Income R Inc 3.4 6.9 12.3 20.1 37.0 6.9 5.1 7.0 7.4 6.2 Legal & General Sterling Corporate Bond Idx F Acc 3.8 8.1 15.2 20.3-8.1 6.5 4.4 - - M&G Strategic Corporate Bond Sterling A Acc 2.0 4.4 7.4 15.0 32.7 4.4 2.9 7.1 5.5 9.4 IA High Yield NR 2.2 0.8-0.2 10.8 24.7 0.8-1.0 11.1 11.8 0.6 Kames High Yield Bond Acc A 1.9-1.2-1.1 9.3 24.2-1.2 0.1 10.5 8.5 4.7 Legal & General High Income R Acc 4.1-0.6-1.9 10.4 16.5-0.6-1.2 12.5 6.3-0.7 Legal & General High Income R Inc 4.2-0.7-1.9 10.3 16.4-0.7-1.2 12.5 6.3-0.7 IA Strategic Bond NR 2.4 2.9 5.3 13.3 27.9 2.9 2.4 7.5 7.5 5.0 Fidelity Strategic Bond A Inc 2.3 3.7 6.6 15.0 32.0 3.7 2.8 7.8 6.4 7.9
Henderson Preference & Bond A Net Inc 1.5 2.6 4.7 16.0 26.9 2.6 2.1 10.7 7.8 1.5 IA Targeted Absolute Return NR -0.4-0.5 3.6 7.8 14.7-0.5 4.1 4.0 7.1-0.7 Newton Real Return Sterling Inc A 4.0 7.4 8.9 14.0 17.6 7.4 1.4 4.7 4.3-1.0 Standard Life Inv Glo Abs Ret Strategies Ret Acc -1.4-5.2 1.0 5.5 20.5-5.2 6.5 4.5 6.6 7.1 Threadneedle Absolute Return Bond Ret Net Acc -2.6-9.2-4.7-7.1-3.1-9.2 5.0-2.5 0.3 4.0 IA Asia Pacific Excluding Japan NR 7.9 6.4 15.4 19.3 21.8 6.4 8.5 3.4 14.2-10.5 Stewart Investors Asia Pacific Leaders A GBP Acc 8.9 10.9 27.4 33.2 49.3 10.9 14.9 4.5 15.6-3.0 IA Europe Excluding UK NR 2.0 4.6 8.9 24.2 33.0 4.6 4.1 14.0 31.5-18.5 Henderson European Growth A Acc 2.6 8.6 19.5 31.2 48.9 8.6 10.1 9.7 32.0-14.0 Legal & General European Index R Inc 2.7 2.3 4.1 19.5 21.9 2.3 1.8 14.8 30.0-21.5 Schroder European Opportunities A Acc 0.7-0.3 2.6 22.8 32.0-0.3 2.9 19.6 33.7-19.6 IA Flexible Investment NR 2.7 1.4 8.5 17.2 26.9 1.4 7.0 8.0 15.1-5.9 Jupiter Merlin Growth Portfolio Acc 3.4 4.5 15.4 23.3 38.4 4.5 10.4 6.9 15.4-2.7 Jupiter Merlin Growth Portfolio Inc 3.4 4.5 15.4 23.3 38.4 4.5 10.4 6.9 15.4-2.7 Legal & General Multi Manager Growth R Acc 0.8-1.8 4.5 13.1 6.9-1.8 6.4 8.2 7.3-11.9
Legal & General Multi Manager Growth R Inc 0.8-1.7 4.6 13.2 7.0-1.7 6.4 8.2 7.3-12.0 Newton Multi-Asset Growth GBP Inc 4.7 12.3 24.7 35.9 56.3 12.3 11.0 9.0 19.9-4.1 Threadneedle Global Equity 2.7 4.4 12.6 22.1 35.5 4.4 7.9 8.4 18.0-6.0 IA Global NR 5.7 7.7 18.0 28.3 45.3 7.7 9.6 8.8 22.2-7.3 BNY Mellon Long-Term Global Equity GBP Inc 7.5 16.5 27.1 32.2 59.3 16.5 9.1 4.0 19.8 0.6 Legal & General International Index R Acc 6.7 12.4 22.7 34.0 53.9 12.4 9.2 9.2 21.2-5.2 M&G Global Dividend A GBP Inc 5.8 6.3 6.4 14.0 39.3 6.3 0.0 7.1 23.4-0.9 Neptune Global Equity A Acc GBP 2.8-6.8 6.9 12.0 7.3-6.8 14.7 4.7 12.6-14.9 Threadneedle Global Select Ret Net Acc GBX 5.7 12.2 25.2 34.7 52.5 12.2 11.6 7.6 22.3-7.4 IA Global Bonds NR 5.5 13.5 13.7 12.3 20.8 13.5 0.1-1.2 4.4 3.1 Old Mutual Global Strategic Bond A Acc 2.4 1.3 1.8-2.4 5.9 1.3 0.5-4.1-0.2 8.7 Old Mutual Global Strategic Bond A Inc 2.3 1.2 1.7-2.4 6.0 1.2 0.5-4.1-0.2 8.8 IA Global Emerging Markets NR 8.6 5.7 6.0 7.9-1.8 5.7 0.3 1.8 6.6-14.7 Lazard Emerging Markets Ret Inc 11.0 6.8-0.5 5.2 0.6 6.8-6.8 5.8 7.3-11.0 IA Global Equity Income NR 6.7 11.6 16.7 26.7 48.5 11.6 4.6 8.5 20.7-2.9
Newton Global Income Sterling Inc 8.1 27.8 33.9 41.4 72.0 27.8 4.7 5.6 17.1 3.9 IA Japan NR 7.8 6.8 25.6 23.5 48.0 6.8 17.5-1.6 25.6-4.6 Schroder kyo A Acc 6.1 2.2 22.7 21.7 48.4 2.2 20.1-0.8 22.0-0.1 Schroder kyo A Inc 6.1 2.1 22.7 21.8 48.4 2.1 20.2-0.8 21.9 0.0 IA Mixed Investment 0-35% Shares NR 2.6 3.6 6.9 12.3 21.1 3.6 3.2 5.1 6.0 1.7 Jupiter Merlin Conservative Portfolio GBP Acc 2.6 3.0 5.7 8.0-3.0 2.6 2.2 - - Jupiter Distribution Acc 0.7 3.1 9.3 16.6 34.9 3.1 6.0 6.7 9.3 5.8 IA Mixed Investment 20-60% Shares NR 2.2 2.1 6.9 14.5 24.8 2.1 4.7 7.1 10.5-1.4 Fidelity Multi Asset Strategic Acc 1 5.0 5.2 14.0 18.7 28.2 5.2 8.3 4.2 9.4-1.3 Henderson Cautious Managed Ret Acc 0.6-1.0 1.9 12.1 29.7-1.0 2.9 10.1 14.4 1.1 Henderson Cautious Managed Ret Inc 0.7-1.0 0.6 9.7 22.4-1.0 1.6 9.0 10.4 1.1 Investec Cautious Managed A Acc Net 2.2-0.2 2.1 4.2 16.3-0.2 2.3 2.1 12.5-0.8 Investec Cautious Managed A Inc Net 2.2-0.2 2.1 4.2 16.3-0.2 2.3 2.1 12.5-0.8 Invesco Perpetual Distribution Acc 1.0-0.4 1.1 9.6 33.4-0.4 1.6 8.4 18.2 2.9 Jupiter Merlin Income Portfolio Acc 1.8 0.6 4.2 8.4 25.1 0.6 3.5 4.0 11.5 3.5
Jupiter Merlin Income Portfolio Inc 1.8 0.6 4.2 8.4 25.2 0.6 3.5 4.0 11.5 3.6 Legal & General Multi Manager Income R Acc 1.9 1.3 4.2 12.2 15.5 1.3 2.9 7.7 7.3-4.0 Legal & General Multi Manager Income R Inc 2.1 1.6 4.5 12.6 15.9 1.6 2.9 7.8 7.3-4.0 Threadneedle Equity & Bond 3.5 7.2 12.7 19.3 30.9 7.2 5.1 5.9 11.3-1.4 IA Mixed Investment 40-85% Shares NR 2.5 2.1 8.8 17.9 31.0 2.1 6.5 8.4 15.3-3.6 Jupiter Merlin Balanced Portfolio Acc 3.3 5.6 15.0 20.8 38.7 5.6 8.9 5.1 15.0-0.2 Legal & General Multi Manager Balanced R Acc 1.1-1.2 3.9 12.6 10.0-1.2 5.1 8.4 7.1-8.7 Legal & General Multi Manager Balanced R Inc 1.1-1.2 3.9 12.6 10.0-1.2 5.1 8.4 7.1-8.7 Neptune Balanced A Acc 2.5-2.9 4.1 9.5 16.4-2.9 7.2 5.2 12.2-5.3 Newton Multi-Asset Balanced GBP Inc 6.0 8.9 13.9 19.2 27.1 8.9 4.6 4.7 11.6-4.5 Threadneedle Global Equity & Bond 1.9 4.1 12.2 21.3 34.1 4.1 7.7 8.1 16.1-4.7 IA North America NR 7.5 14.6 31.6 45.0 84.1 14.6 14.8 10.2 24.7 1.8 Legal & General US Index R Inc 7.7 17.8 35.2 49.5 95.2 17.8 14.8 10.5 23.7 5.6 M&G North American Dividend A Acc 8.7 15.9 30.9 39.5 72.5 15.9 13.0 6.6 23.0 0.5 M&G North American Dividend A Inc 8.7 15.9 30.9 39.5 72.5 15.9 13.0 6.6 23.0 0.5
IA Property NR 0.0 7.1 15.0 24.3 31.9 7.1 7.4 8.1 8.7-2.4 Henderson UK Property Inc -7.5-3.6 6.8 17.8 27.0-3.6 10.9 10.3 6.8 1.0 Legal & General UK Property R Acc (PAIF) -3.3 2.7 14.7 26.7 30.0 2.7 11.6 10.5 2.4 0.2 Legal & General UK Property R Inc (PAIF) -3.3 2.6 14.4 26.4 29.8 2.6 11.5 10.4 2.4 0.2 IA Specialist NR 8.6 6.8 5.3 12.0 7.3 6.8-1.4 6.4 5.5-9.2 Stewart Invs Global Em Mkts Leaders A GBP Acc 9.6 13.5 15.8 17.3 35.2 13.5 2.0 1.3 13.7 1.4 IA UK All Companies NR -1.2-4.0 2.5 16.7 36.8-4.0 6.9 13.8 22.5-4.3 BlackRock UK Special Situations A Inc -1.2-6.8 0.0 6.1 21.9-6.8 7.3 6.1 22.4-6.1 Kames Ethical Equity A Acc -7.8-8.0 3.9 19.3 45.6-8.0 12.9 14.7 27.9-4.5 Invesco Perpetual Income Acc -0.2-1.0 8.3 22.4 58.5-1.0 9.3 13.0 21.0 7.0 Invesco Perpetual Income Inc -0.1-0.9 8.3 22.5 58.6-0.9 9.3 13.1 21.0 7.0 Legal & General Ethical R Inc -4.9-8.5 2.0 18.5 39.3-8.5 11.4 16.2 25.6-6.4 Legal & General Ethical R Acc -4.9-8.5 2.0 18.5 39.1-8.5 11.4 16.2 25.5-6.5 Legal & General Growth R Acc 0.0 3.5 12.2 32.1 29.3 3.5 8.4 17.7 6.0-7.7 Legal & General Growth R Inc -0.1 3.5 12.2 32.1 29.3 3.5 8.4 17.8 6.1-7.7
Legal & General UK Index R Inc 2.4-1.0 1.9 14.2 30.3-1.0 2.9 12.1 17.5-3.0 M&G Recovery A Acc 1.6-11.5-14.3-8.0-3.3-11.5-3.2 7.4 10.4-4.8 M&G Recovery A Inc 1.6-11.5-14.3-7.9-3.3-11.5-3.2 7.4 10.4-4.8 Old Mutual UK Alpha R Acc -3.1-11.1-6.1 6.9 31.9-11.1 5.7 13.9 32.9-7.1 Schroder Income A Acc 0.4-5.4 0.8 15.1 49.2-5.4 6.5 14.2 34.3-3.5 Schroder Income A Inc 0.4-5.4 0.8 15.2 49.4-5.4 6.5 14.3 34.3-3.5 Schroder UK Alpha Plus A Acc -1.5-4.3-0.6 12.9 36.4-4.3 3.9 13.5 30.3-7.3 Schroder UK Alpha Plus A Inc -1.5-4.3-0.6 12.9 36.5-4.3 3.9 13.6 30.3-7.3 Schroder UK Mid 250 Acc -8.6-15.8-7.6 10.4 47.0-15.8 9.8 19.4 43.7-7.3 Schroder UK Mid 250 Inc -8.6-15.8-7.6 10.4 47.1-15.8 9.7 19.4 43.7-7.2 IA UK Equity Income NR -1.4-2.0 4.7 19.8 42.5-2.0 6.9 14.4 21.3-1.9 Artemis Income R Acc 0.7-0.7 5.0 17.2 45.6-0.7 5.8 11.6 21.3 2.4 Artemis Income R Inc 0.7-0.7 5.0 17.2 45.8-0.7 5.8 11.6 21.3 2.5 IA UK Gilt NR 6.5 13.7 23.4 25.6 39.3 13.7 8.6 1.8-3.5 14.9 Legal & General All Stocks Gilt Index M Inc 5.2 11.9 20.8 22.6 36.3 11.9 7.9 1.5-2.7 14.3
M&G Gilt & Fixed Interest Income Sterling A Acc 5.4 11.9 20.1 21.4 33.6 11.9 7.4 1.0-2.5 12.8 M&G Gilt & Fixed Interest Income Sterling A Inc 5.5 11.9 20.1 21.4 33.6 11.9 7.4 1.0-2.5 12.9 IA UK Index Linked Gilt NR 10.1 15.3 30.0 33.5 56.7 15.3 12.7 2.8 2.9 14.1 Legal & General All Stocks Ind Link Gilt Ind M Acc 9.7 14.6 30.0 33.6 55.9 14.6 13.4 2.8 3.3 13.0 IA UK Smaller Companies NR -7.1-6.0 3.0 25.8 50.9-6.0 9.5 22.2 27.3-5.8 Schroder UK Smaller Companies Acc -9.1-4.4 6.7 28.7 65.5-4.4 11.6 20.5 37.1-6.2 Schroder UK Smaller Companies Inc -9.1-4.4 6.7 28.6 66.1-4.4 11.6 20.5 37.1-5.8
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