MetLife Resources Participant Online Registration

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MetLife Resources Participant Online Registration How to enroll online in your Employer-Sponsored Retirement Savings Plan

In just a few short steps, you will be on your way to saving for your future. 1 Go to mlr.metlife.com to get started. Start by clicking Register! Option 1: I do not have a PIN Enter your Social Security Number, ZIP, Last Name, Date of Birth and Numeric Portion of Street Address here. Option 2: I have a PIN Enter your Social Security Number and PIN here. Option 3: I have a plan enrollment code Enter your plan enrollment code here along with the Plan ID.

2 Next steps: create your account and enroll in the plan. 1 4 2 5 3 6

Next step is to select your investment options. 3 Select Choose a target date fund if you need assistance in selecting funds to invest. OR Select Choose individual funds to build your own portfolio from the funds available in your plan.

If you choose a target date funds option, continue to select the fund. 4 If you decide to build your own portfolio choose from the options below: Click Continue/Submit to complete your selections and confirm allocations on the following page.

Review and confirm your changes. 5 Click Confirm allocations to complete the selection of your investment options. Click I Agree, Enroll Now to to review the Agreement for Online Enrollment and complete the enrollment process.

Once you ve completed enrolling, go to My Accounts>Beneficiaries menu option to add beneficiary. 6 Click Add Beneficiary. Click Save to update the primary beneficiary. Click Save to update the contingent beneficiary. Click on Confirm & Continue to complete the beneficiary update of the enrollment process. Congratulations! You have completed enrollment in the retirement savings plan and updated beneficiary information. Now you can monitor, manage and update your Plan account online and explore the tools available. You can log directly into your account at mlr.metlife.com. If you have any questions about the online enrollment process or getting started with any of the features or functions of your Plan website, please call 1-800-543-2520.

The screenshot samples presented within are for illustrative purposes only. The participant information, investment funds, and Plan features shown here do not represent your actual account and may or may not reflect the features or functions of your Plan website. Annuity contracts contain exclusions, limitations, reduction of benefits, surrender charges and terms for keeping it in force. You should read your contract carefully. If you have any questions, please contact MetLife at the service center number reflected on your enrollment materials. Variable annuities have limitations. There is no guarantee that any of the variable investment options in this product will meet their stated goals or objectives. The account value is subject to market fluctuations so that, when annuitized or withdrawn, it may be worth more or less than its original value. Variable annuities are offered by prospectus only. To obtain a prospectus, please contact MetLife at the service center number reflected on your enrollment materials. You should carefully consider the product s features, risks, charges and expenses, and the investment objectives, risks and policies of the underlying portfolios, as well as other information about the underlying funding options. This and other information is available in the prospectus, which you should read carefully before investing. Product availability and features may vary by state. All product guarantees are based on the financial strength and claims-paying ability of the issuing insurance company. Mutual funds are sold by prospectus only. To obtain a prospectus, please contact MetLife at the service center number reflected on your enrollment materials. Before investing carefully consider the investment objectives, risks, charges and expenses of the mutual fund as well as the investment options. This and other information is contained in the prospectus, which you should read carefully before investing. Mutual funds are subject to market risk. Your principal value may decline. Ordinary income taxes generally apply at withdrawal. Withdrawal charges may also apply. Withdrawals will reduce the death benefit and account value. Withdrawals prior to age 59½ from a TSA or prior to age 70½ from a 457(b) (before separation of service) are generally prohibited. Where allowed, a 10% federal tax penalty generally applies, in addition to ordinary income taxes. Consult your tax advisor to determine whether an exception to these tax rules may apply. If you are buying an annuity to fund a qualified retirement plan or IRA, you should do so for the annuity s features and benefits other than tax deferral. In such cases, tax deferral is not an additional benefit of the annuity. References throughout this material to tax advantages, such as tax deferral and tax-free transfers, are subject to this consideration. The information contained in this document is not intended to (and cannot) be used by anyone to avoid IRS penalties. This document supports the promotion and marketing of insurance or other financial products and services. Clients should seek advice based on their particular circumstances from an independent tax advisor since any discussion of taxes is for general informational purposes only and does not purport to be complete or cover every situation. This brochure should not be construed as tax or legal advice. Clients should confer with their qualified legal, tax and accounting advisors as appropriate. Preference Plus Account, Financial Freedom Account and Enhanced Preference Plus Account Variable Annuities are issued by Metropolitan Life Insurance Company, New York, NY 10166. Gold Track Select Variable Annuities are issued by Brighthouse Life Insurance Company, Charlotte, NC 28277. Gold Track Select is a variable annuity that is issued by Metropolitan Life Insurance Company (MLIC), New York, NY 10166 under policy form numbers M-14669 (4223) and M-14669 (Non-4223). Product is distributed by MetLife Investors Distribution Company (MLIDC). The fixed annuity account s interest rate is net of all fees and expenses. Securities, including variable products, are distributed by MetLife Investors Distribution Company (member FINRA). Metropolitan Life Insurance Company 200 Park Avenue New York, NY 10166 MLR19000329060-2 L0717496781[exp0719][All States][DC] 2018 MetLife Services and Solutions, LLC