Golf Visitors and Members Specialist group insurance for personal injury and liability In conjunction with
Insurance that leaves nothing to chance. By protecting members and visitors individually it ensures the club s own insurance is not compromised due to a lack of suitable cover by any one individual.
Protection that will give you added peace of mind. Golf clubs are exposed to legal action from their neighbours and visiting golfers as a result of the actions of people playing at their club. It is of course impractical for a club to police whether or not a visiting golfer or member has suitable insurance protection. However if a club arranges their own cover this problem can be easily solved. We are specialists in providing individual golf insurance cover in the UK and can provide access to a wide range of solutions: Club or group membership cover. Visitors cover. Covers include: Worldwide personal liability insurance. Non-negligence third party property damage. Hole-in-one benefit (members only) at home club only. Personal accident benefit. Loss of tournament fees Loss of members subscriptions following injury or illness. Dental/optical treatment. Hospitalisation.
Cover designed to suit your individual needs How this could benefit your club By protecting members and visitors individually it ensures the club s own insurance is not compromised due to a lack of suitable cover by any one individual. From our experience, clubs implement these policies for the following reasons: Ensures golfers at your club will be adequately protected if an incident occurs. Provides added value as a benefit of being a member of your club. It can enhance your relationship with neighbours as suitable cover will be available if neighbouring properties, vehicles etc are hit by stray golf balls. (This will also reduce the likelihood of potentially expensive litigation). It will not impact on your club commercial combined policy if claims are made. No administrative burden No requirement to declare a list of all members details. For visitors cover, the club declare the estimated number of visitors at inception (or renewal) of the policy only. Policy schedule/wording and all documentation is sent to the golf club. No additional premium is requested during the year for new members joining the club during the year. A handy wallet sized card is distributed to all members detailing the cover and claims process. We would be happy to provide a copy of the relevant policy wording upon request. Working with
The cover This product has been arranged exclusively for Bluefin Sport. Members cover Mandatory for all playing members Excess Limit Territorial Personal liability Nil 5m Worldwide Non-negligence third party property damage* Nil 20,000 Home course only Personal Accident Nil 25,000 Home course only Hospitalisation cover 4 days Up to 300 Home course only Dental treatment 50 600 Worldwide Optical 50 600 Worldwide Loss of tournament fees Nil Up to 250 Worldwide Loss of club subscriptions 60 days Up to 1,000 Home course only Hole in one benefit Nil 100 Home course only Premium per person 2.50 Visitors cover Up to 5,000 visitors 5,001 up to 10,000 visitors Over 10,000 visitors Territorial Personal liability - up to 5,000,000 5,000,000 5,000,000 Non-negligence third party property damage* 20,000 20,000 20,000 Personal accident 25,000 25,000 25,000 Visiting course only Premium per person 0.40 0.30 0.20 * 10,000 limit per claim Important notes The above premiums are subject to a satisfactory claims experience. Above premiums include Insurance Premium Tax at the applicable rate. Underwritten by XL Catlin. To find out how you could protect your visitors and members call 0131 255 0340 or email us at golf@bluefinsport.co.uk
Our golf credentials We offer professional insurance and risk management advice to the world of golf and provide our services to an ever increasing number of golf clubs across the UK. Working closely with the Golf Club Managers Association (GCMA) and the National Golf Club Advisory Association (NGCAA) we are perfectly positioned to fully understand the challenges and issues faced by the modern day golf club secretary. Award winning service We are one of only a few brokers which hold both an Exceptional award by Investors in Customers (an independent survey of the quality of our customer service) and Chartered status, an exclusive title awarded by the Chartered Institute of Insurance to firms which meet certain rigorous standards of professionalism and capability. It signifies that we are serious in our pursuit of the highest standards. Proud supporters of golf@bluefinsport.co.uk bluefinsport.co.uk/golf Bluefin Sport is a trading name of Bluefin Insurance Services Limited. Registered Office: 1 Tower Place West, Tower Place, London, EC3R 5BU. Registered in England No: 931954. Authorised and regulated by the Financial Conduct Authority. (2302-0917)