Date : Himalayan Bank Limited Branch Request letter for Auto Loan to be filled by Individual Customer Re.: Request for Hire Purchase (Auto Loan) Facility Dear Sir / Madam, I / We request you to grant me/ us Hire Purchase (Auto Loan) facility. The Information Sheet as per bank's format duly signed is attached herewith for your necessary processing. The required documents as mentioned in the Basic Information Sheet (BIS) are also attached herewith. In connection with the availing of credit facility, I / We undertake to abide by the rules and regulations of the Bank. I / We also understand that it is at the sole discretion of the Bank management to sanction the facility and I / We will not object to the decision of the management to approve or to reject my / our application without assigning any reason whatsoever. I / We authorize you to debit my / our account no. for necessary loan processing charges as per the rules of the Bank. I / We further certify that the information stated in the attached Information Sheet is true and correct. Sincerely yours, Authorized Signature/(s) Full Name/s : Address : Phone No. / Mobile No. : Email : Account No. and Customer ID : BIS for Auto Loan to be filled by Individual customer 1
BASIC INFORMATION SHEET FOR PERSONAL AUTO LOAN column is for Banks Official Use. Please do not write anything in this column. Please fill-in all amount figures in 000. 1. Personal Information: Name of Applicant : Name of Co-applicant : Relationship to main applicant: Date of Birth: Citizenship No.: Date of Birth: Citizenship No.: Father s Name : Father s Name : Grandfather s Name : Grandfather s Name : No. of family members including dependent: Address :(Office/ Business site) Address :(Office/ Business site) Address : (Residence) Address : (Residence) Highest Academic Qualification : Highest Academic Qualification : Professional Training : Professional Training : Occupation : a. If salaried: Employer : Employment since: Designation: b. If self employed: Institution : Address : Type of Business : Business Turnover : Banking Relationship: Banker: Since: Facility Availed: Occupation : a. If salaried: Employer : Employment since: Designation: b. If self employed: Institution : Address of Institution : Type of Business : Business Turnover : Banking relationship: Banker: Since: Facility Availed: 2
2. Assets Liabilities Position: A. Assets - Own or Familial: S.N. Type of Assets Description Estimated Value i. Land/ Building i iv. Vehicles Cash/ Bank Balance Other movable assets v. Bond/ Shares vi. Total Estimated Value B. Liabilities - Own or Familial: S.N. Particulars Description Loan Amount i. Loan from Relatives/ Friends Loan from HBL i Loan from other iv. Bank/ FIs Total Loan Amount General 3. Sources of Income and its utilization of Main Applicant and Co-applicant (Monthly): S.N. Particulars Main Applicant i. Salary Rent from Building/s Co- applicant i Interest from Deposits / Bonds iv. Consultation Fees v. Dividend from Shares vi. Business Income v vi ix. Total Less (-) Family livelihood expenses covering Residence, Food, Clothing, Transportation, Communication etc., 3
x. Less (-) Expenses related to other liabilities like Loan Installment / Interest etc., Total Disposable Income (vii ix x) Grand Total Disposable Income of Applicant and Coapplicant 4. Auto Loan Facility Requested : S.N. Particulars Description i. Type/ Make/ Brand of Vehicle: Use of proposed Vehicle i Actual age of vehicle (from Blue Book date/ manufacture s specification) iv. Cost of Vehicle : v. Equity/ Down Payment: vi. Financing Request : v Requested Loan Tenure: vi Repayment Mode and expected installment amount (Monthly/ Quarterly Installment/ EMI basis) 5. Securities offered: Particulars I. Registration of Vehicle in the name of the Bank and duly insured in favour of the Bank II. Personal Guarantee of Mr./ Mrs.. III. IV. Corporate Guarantee of M/s. Other security/ies, if any 4
6. Declaration: I / We declare that all the particulars and information given above are true, correct and complete and that they shall form the basis for any decision making in regard to loan application. I / We shall be ready to provide any other information / document as required by the Bank for further processing. (Signatory) A/C No./ C. ID (if any at HBL) Date:... (Signatory) A/C No./ C. ID (if any at HBL) Date:... 7. List of Documents enclosed: Please mark for documents enclosed with the Application and BIS: QUOTATION of the vehicle signed and sealed by the supplier / dealer. RECENT P.P. SIZED PHOTO of applicant/ Co-applicant and the Guarantor. Clear drawing of the LOCATION MAP OF THE RESIDENCE of the applicant/ co-applicant. BOARD RESOLUTION of the Firm / Company in case of Corporate Guarantee. AUTHORIZATION LETTER from the Guarantor, if any, other than the applicant/ coapplicant. Photocopies of the REGISTRATION DOCUMENT / TAX CLEARANCE / PAN CARD/VAT REGISTRATION etc. of the firm associated with the applicant/ co-applicant or the guarantor, wherever applicable Photocopy/ies of the TITLE DEED (Lalpurjas) of the fixed assets owned and blue books of the vehicles owned. If an employee, photocopy of the STAFF I.D. and SALARY CERTIFICATE from the concerned Institution. Photocopy of the CITIZENSHIP CERTIFICATE of the applicant/ co-applicant and the Guarantor, if any. The original Citizenship certificate should be brought at the time of the submission of the application. Please note that you are required to open CURRENT ACCOUNT at HBL, Branch to operate the loan. 5